Home > First Independence Bank of Florida > Income and Expense

First Independence Bank of Florida, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$4,034,0006,834
Total interest expense$1,692,0007,105
Net interest income$2,342,0006,494
Provision for loan and lease losses$108,0004,918
Total noninterest income$496,0005,187
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$260,0004,682
Trading account gains and feesNANA
Additional Noninterest Income$236,0004,706
Total noninterest expense$2,243,0005,453
Salaries and employee benefits$1,131,0005,475
Premises and equipment expense$475,0003,931
Additional noninterest expense$637,0006,116
Pre-tax net operating income$487,0008,018
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$487,0006,992
Extraordinary gains, net$053
Net income$487,0006,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,891
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$487,0006,930
1995-12-31 (YTD Data)Rank
Total interest income$3,353,0007,738
Total interest expense$1,357,0008,097
Net interest income$1,996,0007,323
Provision for loan and lease losses$18,0007,795
Total noninterest income$245,0007,763
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$181,0006,040
Trading account gains and feesNANA
Additional Noninterest Income$64,0008,581
Total noninterest expense$2,967,0004,324
Salaries and employee benefits$1,059,0005,768
Premises and equipment expense$432,0004,244
Additional noninterest expense$1,476,0003,128
Pre-tax net operating income$-744,00011,846
Securities gains (losses)$48,0001,329
Applicable income taxes$011,151
Income before extraordinary items$-696,00011,831
Extraordinary gains, net$065
Net income$-696,00011,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,478
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$1,940,000224
Net operating income$-744,00011,831
1994-12-31 (YTD Data)Rank
Total interest income$2,785,0008,411
Total interest expense$965,0008,849
Net interest income$1,820,0007,985
Provision for loan and lease losses$131,0003,877
Total noninterest income$322,0006,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,425
Trading account gains and feesNANA
Additional Noninterest Income$97,0007,607
Total noninterest expense$2,191,0005,767
Salaries and employee benefits$906,0006,587
Premises and equipment expense$395,0004,630
Additional noninterest expense$890,0005,225
Pre-tax net operating income$-180,00012,249
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$-180,00012,209
Extraordinary gains, net$0249
Net income$-180,00012,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,637
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-180,00012,240
1993-12-31 (YTD Data)Rank
Total interest income$3,279,0007,877
Total interest expense$1,093,0008,714
Net interest income$2,186,0007,219
Provision for loan and lease losses$386,0002,525
Total noninterest income$418,0006,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$258,0004,986
Trading account gains and feesNANA
Additional Noninterest Income$160,0006,357
Total noninterest expense$2,193,0005,878
Salaries and employee benefits$931,0006,539
Premises and equipment expense$411,0004,607
Additional noninterest expense$851,0005,621
Pre-tax net operating income$25,00012,292
Securities gains (losses)$18,0004,806
Applicable income taxes$-42,00012,874
Income before extraordinary items$85,00011,961
Extraordinary gains, net$7,0003,012
Net income$92,00011,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0002,021
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$67,00011,967
1992-12-31 (YTD Data)Rank
Total interest income$4,448,0006,960
Total interest expense$1,987,0007,139
Net interest income$2,461,0006,676
Provision for loan and lease losses$1,029,0001,800
Total noninterest income$440,0006,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$324,0004,182
Trading account gains and feesNANA
Additional Noninterest Income$116,0007,567
Total noninterest expense$2,804,0004,807
Salaries and employee benefits$1,030,0005,874
Premises and equipment expense$412,0004,693
Additional noninterest expense$1,362,0003,892
Pre-tax net operating income$-932,00013,466
Securities gains (losses)$13,0006,142
Applicable income taxes$012,680
Income before extraordinary items$-919,00013,532
Extraordinary gains, net$01,422
Net income$-919,00013,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$709,0001,956
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$650,000500
Net operating income$-932,00013,464

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.