Home > First Independence Bank > Income and Expense

First Independence Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,783,0001,621
Total interest expense$10,272,0001,265
Net interest income$14,511,0001,860
Provision for loan and lease losses$2,942,000451
Total noninterest income$29,993,000342
Gross Fiduciary activities income$0981
Service charges on deposit accounts$554,0001,544
Trading account gains and feesNANA
Additional Noninterest Income$29,439,000247
Total noninterest expense$37,674,000728
Salaries and employee benefits$10,796,0001,269
Premises and equipment expense$1,778,0001,347
Additional noninterest expense$29,439,000247
Pre-tax net operating income$3,888,0002,204
Securities gains (losses)$0988
Applicable income taxes$500,0001,901
Income before extraordinary items$3,388,0002,177
Extraordinary gains, net$054
Net income$1,855,0002,895
Minority interest net income$1,533,00022
Net income of bank and minority interests.$3,388,0002,180
Net charge-offs$258,0001,041
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,388,0002,207
2023-09-30 (YTD Data)Rank
Total interest income$17,662,0001,647
Total interest expense$7,356,0001,232
Net interest income$10,306,0001,960
Provision for loan and lease losses$1,740,000487
Total noninterest income$22,488,000342
Gross Fiduciary activities income$0950
Service charges on deposit accounts$415,0001,542
Trading account gains and feesNANA
Additional Noninterest Income$22,073,000246
Total noninterest expense$28,232,000731
Salaries and employee benefits$8,118,0001,268
Premises and equipment expense$1,333,0001,357
Additional noninterest expense$22,073,000246
Pre-tax net operating income$2,822,0002,304
Securities gains (losses)$0849
Applicable income taxes$362,0001,979
Income before extraordinary items$2,460,0002,265
Extraordinary gains, net$052
Net income$1,276,0003,058
Minority interest net income$1,184,00025
Net income of bank and minority interests.$2,460,0002,267
Net charge-offs$313,000712
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,460,0002,295
2023-06-30 (YTD Data)Rank
Total interest income$10,959,0001,715
Total interest expense$4,412,0001,226
Net interest income$6,547,0002,036
Provision for loan and lease losses$1,725,000393
Total noninterest income$14,844,000334
Gross Fiduciary activities income$0931
Service charges on deposit accounts$275,0001,529
Trading account gains and feesNANA
Additional Noninterest Income$14,569,000244
Total noninterest expense$18,485,000727
Salaries and employee benefits$5,351,0001,277
Premises and equipment expense$844,0001,391
Additional noninterest expense$14,569,000244
Pre-tax net operating income$1,181,0002,861
Securities gains (losses)$0938
Applicable income taxes$105,0002,521
Income before extraordinary items$1,076,0002,775
Extraordinary gains, net$051
Net income$309,0003,944
Minority interest net income$767,00028
Net income of bank and minority interests.$1,076,0002,775
Net charge-offs$-11,0003,949
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,076,0002,799
2023-03-31 (YTD Data)Rank
Total interest income$5,045,0001,799
Total interest expense$1,976,0001,203
Net interest income$3,069,0002,125
Provision for loan and lease losses$632,000454
Total noninterest income$7,085,000352
Gross Fiduciary activities income$0913
Service charges on deposit accounts$135,0001,564
Trading account gains and feesNANA
Additional Noninterest Income$6,950,000251
Total noninterest expense$8,920,000766
Salaries and employee benefits$2,502,0001,360
Premises and equipment expense$445,0001,368
Additional noninterest expense$6,950,000251
Pre-tax net operating income$602,0002,885
Securities gains (losses)$0950
Applicable income taxes$64,0002,436
Income before extraordinary items$538,0002,824
Extraordinary gains, net$04
Net income$202,0003,814
Minority interest net income$336,00015
Net income of bank and minority interests.$538,0002,824
Net charge-offs$-5,0003,836
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$538,0002,857
2022-12-31 (YTD Data)Rank
Total interest income$13,984,0002,058
Total interest expense$3,473,0001,049
Net interest income$10,511,0002,304
Provision for loan and lease losses$625,0001,079
Total noninterest income$27,352,000383
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$575,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$26,777,000277
Total noninterest expense$33,962,000775
Salaries and employee benefits$9,561,0001,363
Premises and equipment expense$1,798,0001,331
Additional noninterest expense$26,777,000277
Pre-tax net operating income$3,276,0002,545
Securities gains (losses)$0691
Applicable income taxes$351,0002,291
Income before extraordinary items$2,925,0002,494
Extraordinary gains, net$05
Net income$1,309,0003,396
Minority interest net income$1,616,00016
Net income of bank and minority interests.$2,925,0002,493
Net charge-offs$-21,0003,848
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,925,0002,526
2022-09-30 (YTD Data)Rank
Total interest income$9,594,0002,129
Total interest expense$1,988,0001,028
Net interest income$7,606,0002,331
Provision for loan and lease losses$750,000755
Total noninterest income$20,601,000390
Gross Fiduciary activities income$0968
Service charges on deposit accounts$435,0001,539
Trading account gains and feesNANA
Additional Noninterest Income$20,166,000284
Total noninterest expense$25,062,000787
Salaries and employee benefits$7,149,0001,358
Premises and equipment expense$1,309,0001,373
Additional noninterest expense$20,166,000284
Pre-tax net operating income$2,395,0002,574
Securities gains (losses)$0740
Applicable income taxes$247,0002,359
Income before extraordinary items$2,148,0002,494
Extraordinary gains, net$04
Net income$920,0003,465
Minority interest net income$1,228,00016
Net income of bank and minority interests.$2,148,0002,493
Net charge-offs$-16,0003,742
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,148,0002,534
2022-06-30 (YTD Data)Rank
Total interest income$5,829,0002,218
Total interest expense$1,036,0001,104
Net interest income$4,793,0002,376
Provision for loan and lease losses$500,000683
Total noninterest income$13,394,000388
Gross Fiduciary activities income$0925
Service charges on deposit accounts$286,0001,545
Trading account gains and feesNANA
Additional Noninterest Income$13,108,000301
Total noninterest expense$16,424,000783
Salaries and employee benefits$4,822,0001,342
Premises and equipment expense$831,0001,419
Additional noninterest expense$10,771,000408
Pre-tax net operating income$1,263,0002,755
Securities gains (losses)$0687
Applicable income taxes$107,0002,539
Income before extraordinary items$1,156,0002,665
Extraordinary gains, net$04
Net income$393,0003,742
Minority interest net income$763,00017
Net income of bank and minority interests.$1,156,0002,665
Net charge-offs$-10,0003,663
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,156,0002,699
2022-03-31 (YTD Data)Rank
Total interest income$2,716,0002,275
Total interest expense$463,0001,166
Net interest income$2,253,0002,421
Provision for loan and lease losses$250,000568
Total noninterest income$6,893,000396
Gross Fiduciary activities income$0892
Service charges on deposit accounts$141,0001,554
Trading account gains and feesNANA
Additional Noninterest Income$6,752,000316
Total noninterest expense$8,131,000782
Salaries and employee benefits$2,511,0001,306
Premises and equipment expense$395,0001,490
Additional noninterest expense$5,225,000414
Pre-tax net operating income$765,0002,445
Securities gains (losses)$0623
Applicable income taxes$72,0002,280
Income before extraordinary items$693,0002,369
Extraordinary gains, net$04
Net income$269,0003,375
Minority interest net income$424,00016
Net income of bank and minority interests.$693,0002,369
Net charge-offs$-5,0003,667
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$693,0002,391
2021-12-31 (YTD Data)Rank
Total interest income$10,871,0002,353
Total interest expense$2,117,0001,268
Net interest income$8,754,0002,511
Provision for loan and lease losses$54,0002,524
Total noninterest income$32,283,000370
Gross Fiduciary activities income$0994
Service charges on deposit accounts$637,0001,346
Trading account gains and feesNANA
Additional Noninterest Income$31,646,000302
Total noninterest expense$33,530,000761
Salaries and employee benefits$9,000,0001,409
Premises and equipment expense$1,252,0001,769
Additional noninterest expense$23,278,000374
Pre-tax net operating income$7,453,0001,561
Securities gains (losses)$02,062
Applicable income taxes$1,126,0001,518
Income before extraordinary items$6,327,0001,607
Extraordinary gains, net$010
Net income$4,230,0002,087
Minority interest net income$2,097,00016
Net income of bank and minority interests.$6,327,0001,607
Net charge-offs$-17,0003,790
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,327,0001,587
2021-09-30 (YTD Data)Rank
Total interest income$8,093,0002,409
Total interest expense$1,560,0001,354
Net interest income$6,533,0002,568
Provision for loan and lease losses$-194,0004,445
Total noninterest income$23,311,000386
Gross Fiduciary activities income$0957
Service charges on deposit accounts$478,0001,342
Trading account gains and feesNANA
Additional Noninterest Income$22,833,000318
Total noninterest expense$24,144,000797
Salaries and employee benefits$6,474,0001,463
Premises and equipment expense$943,0001,784
Additional noninterest expense$16,727,000384
Pre-tax net operating income$5,894,0001,571
Securities gains (losses)$02,015
Applicable income taxes$907,0001,541
Income before extraordinary items$4,987,0001,612
Extraordinary gains, net$08
Net income$3,406,0002,086
Minority interest net income$1,581,00018
Net income of bank and minority interests.$4,987,0001,612
Net charge-offs$-11,0003,687
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,987,0001,585
2021-06-30 (YTD Data)Rank
Total interest income$5,318,0002,425
Total interest expense$948,0001,519
Net interest income$4,370,0002,557
Provision for loan and lease losses$69,0001,933
Total noninterest income$13,316,000432
Gross Fiduciary activities income$0951
Service charges on deposit accounts$317,0001,301
Trading account gains and feesNANA
Additional Noninterest Income$12,999,000358
Total noninterest expense$15,948,000799
Salaries and employee benefits$4,154,0001,514
Premises and equipment expense$633,0001,775
Additional noninterest expense$11,161,000375
Pre-tax net operating income$1,669,0002,642
Securities gains (losses)$01,818
Applicable income taxes$177,0002,381
Income before extraordinary items$1,492,0002,638
Extraordinary gains, net$06
Net income$657,0003,635
Minority interest net income$835,00018
Net income of bank and minority interests.$1,492,0002,638
Net charge-offs$-6,0003,611
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,492,0002,610
2021-03-31 (YTD Data)Rank
Total interest income$2,551,0002,469
Total interest expense$447,0001,643
Net interest income$2,104,0002,589
Provision for loan and lease losses$129,0001,097
Total noninterest income$6,555,000448
Gross Fiduciary activities income$0922
Service charges on deposit accounts$96,0001,846
Trading account gains and feesNANA
Additional Noninterest Income$6,459,000376
Total noninterest expense$7,428,000847
Salaries and employee benefits$2,051,0001,523
Premises and equipment expense$317,0001,774
Additional noninterest expense$5,060,000395
Pre-tax net operating income$1,102,0002,243
Securities gains (losses)$01,392
Applicable income taxes$139,0002,060
Income before extraordinary items$963,0002,263
Extraordinary gains, net$03
Net income$522,0003,060
Minority interest net income$441,00021
Net income of bank and minority interests.$963,0002,263
Net charge-offs$-9,0004,024
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$963,0002,218
2020-12-31 (YTD Data)Rank
Total interest income$10,835,0002,397
Total interest expense$2,226,0001,844
Net interest income$8,609,0002,497
Provision for loan and lease losses$1,000,0001,593
Total noninterest income$25,667,000419
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$366,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$25,301,000342
Total noninterest expense$30,419,000806
Salaries and employee benefits$8,587,0001,425
Premises and equipment expense$1,366,0001,635
Additional noninterest expense$20,466,000404
Pre-tax net operating income$2,857,0002,482
Securities gains (losses)$02,675
Applicable income taxes$350,0002,199
Income before extraordinary items$2,507,0002,554
Extraordinary gains, net$04
Net income$1,311,0003,338
Minority interest net income$1,196,00022
Net income of bank and minority interests.$2,507,0002,554
Net charge-offs$1,990,000416
Cash dividends$550,0002,748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,507,0002,503
2020-09-30 (YTD Data)Rank
Total interest income$8,110,0002,412
Total interest expense$1,734,0001,874
Net interest income$6,376,0002,521
Provision for loan and lease losses$500,0001,950
Total noninterest income$18,663,000412
Gross Fiduciary activities income$0981
Service charges on deposit accounts$269,0002,029
Trading account gains and feesNANA
Additional Noninterest Income$18,394,000334
Total noninterest expense$22,857,000794
Salaries and employee benefits$6,468,0001,397
Premises and equipment expense$1,006,0001,654
Additional noninterest expense$15,383,000393
Pre-tax net operating income$1,682,0002,817
Securities gains (losses)$02,494
Applicable income taxes$157,0002,533
Income before extraordinary items$1,525,0002,804
Extraordinary gains, net$04
Net income$584,0003,886
Minority interest net income$941,00023
Net income of bank and minority interests.$1,525,0002,804
Net charge-offs$1,991,000326
Cash dividends$550,0002,229
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,525,0002,763
2020-06-30 (YTD Data)Rank
Total interest income$5,557,0002,408
Total interest expense$1,227,0001,889
Net interest income$4,330,0002,503
Provision for loan and lease losses$04,134
Total noninterest income$12,566,000377
Gross Fiduciary activities income$0970
Service charges on deposit accounts$179,0002,048
Trading account gains and feesNANA
Additional Noninterest Income$12,387,000306
Total noninterest expense$15,378,000787
Salaries and employee benefits$4,627,0001,321
Premises and equipment expense$657,0001,672
Additional noninterest expense$10,094,000395
Pre-tax net operating income$1,518,0002,371
Securities gains (losses)$02,249
Applicable income taxes$170,0002,193
Income before extraordinary items$1,348,0002,389
Extraordinary gains, net$04
Net income$642,0003,396
Minority interest net income$706,00023
Net income of bank and minority interests.$1,348,0002,389
Net charge-offs$1,373,000322
Cash dividends$400,0002,160
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,348,0002,358
2020-03-31 (YTD Data)Rank
Total interest income$2,832,0002,356
Total interest expense$671,0001,900
Net interest income$2,161,0002,459
Provision for loan and lease losses$03,711
Total noninterest income$6,276,000359
Gross Fiduciary activities income$0941
Service charges on deposit accounts$96,0002,185
Trading account gains and feesNANA
Additional Noninterest Income$6,180,000271
Total noninterest expense$7,542,000799
Salaries and employee benefits$2,292,0001,344
Premises and equipment expense$330,0001,696
Additional noninterest expense$4,920,000397
Pre-tax net operating income$895,0001,995
Securities gains (losses)$01,705
Applicable income taxes$110,0001,858
Income before extraordinary items$785,0002,007
Extraordinary gains, net$04
Net income$415,0002,872
Minority interest net income$370,00019
Net income of bank and minority interests.$785,0002,007
Net charge-offs$-14,0004,568
Cash dividends$400,0001,445
Sale, conversion, retirement of capital stock, net$0482
Net operating income$785,0001,973
2019-12-31 (YTD Data)Rank
Total interest income$11,712,0002,329
Total interest expense$2,498,0002,046
Net interest income$9,214,0002,386
Provision for loan and lease losses$1,695,000597
Total noninterest income$23,070,000391
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$368,0002,317
Trading account gains and feesNANA
Additional Noninterest Income$22,702,000302
Total noninterest expense$27,355,000840
Salaries and employee benefits$9,481,0001,255
Premises and equipment expense$1,319,0001,668
Additional noninterest expense$16,555,000446
Pre-tax net operating income$3,234,0002,345
Securities gains (losses)$02,379
Applicable income taxes$414,0002,141
Income before extraordinary items$2,820,0002,381
Extraordinary gains, net$011
Net income$1,558,0003,225
Minority interest net income$1,262,00022
Net income of bank and minority interests.$2,820,0002,383
Net charge-offs$187,0001,747
Cash dividends$500,0002,974
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,820,0002,343
2019-09-30 (YTD Data)Rank
Total interest income$8,516,0002,408
Total interest expense$1,439,0002,429
Net interest income$7,077,0002,374
Provision for loan and lease losses$03,836
Total noninterest income$16,860,000391
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$269,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$16,591,000302
Total noninterest expense$20,092,000847
Salaries and employee benefits$7,129,0001,257
Premises and equipment expense$1,003,0001,661
Additional noninterest expense$11,960,000456
Pre-tax net operating income$3,845,0001,773
Securities gains (losses)$02,167
Applicable income taxes$602,0001,653
Income before extraordinary items$3,243,0001,823
Extraordinary gains, net$011
Net income$2,264,0002,338
Minority interest net income$979,00025
Net income of bank and minority interests.$3,243,0001,824
Net charge-offs$-16,0004,551
Cash dividends$500,0002,470
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,243,0001,792
2019-06-30 (YTD Data)Rank
Total interest income$5,854,0002,358
Total interest expense$1,153,0002,137
Net interest income$4,701,0002,395
Provision for loan and lease losses$03,685
Total noninterest income$11,041,000388
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$150,0002,628
Trading account gains and feesNANA
Additional Noninterest Income$10,891,000294
Total noninterest expense$13,079,000869
Salaries and employee benefits$4,772,0001,258
Premises and equipment expense$657,0001,697
Additional noninterest expense$7,650,000475
Pre-tax net operating income$2,663,0001,697
Securities gains (losses)$01,702
Applicable income taxes$427,0001,571
Income before extraordinary items$2,236,0001,750
Extraordinary gains, net$011
Net income$1,608,0002,236
Minority interest net income$628,00024
Net income of bank and minority interests.$2,236,0001,750
Net charge-offs$-10,0004,479
Cash dividends$300,0002,574
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,236,0001,718
2019-03-31 (YTD Data)Rank
Total interest income$2,903,0002,370
Total interest expense$524,0002,235
Net interest income$2,379,0002,367
Provision for loan and lease losses$03,406
Total noninterest income$5,541,000368
Gross Fiduciary activities income$0972
Service charges on deposit accounts$74,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$5,467,000280
Total noninterest expense$6,457,000874
Salaries and employee benefits$2,323,0001,284
Premises and equipment expense$347,0001,644
Additional noninterest expense$3,787,000471
Pre-tax net operating income$1,463,0001,560
Securities gains (losses)$01,087
Applicable income taxes$239,0001,441
Income before extraordinary items$1,224,0001,596
Extraordinary gains, net$05
Net income$901,0002,018
Minority interest net income$323,00021
Net income of bank and minority interests.$1,224,0001,595
Net charge-offs$-8,0004,574
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,224,0001,577
2018-12-31 (YTD Data)Rank
Total interest income$11,199,0002,333
Total interest expense$1,354,0002,487
Net interest income$9,845,0002,280
Provision for loan and lease losses$135,0002,738
Total noninterest income$18,628,000440
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$323,0002,628
Trading account gains and feesNANA
Additional Noninterest Income$18,305,000328
Total noninterest expense$23,471,000933
Salaries and employee benefits$8,853,0001,311
Premises and equipment expense$1,220,0001,791
Additional noninterest expense$13,398,000524
Pre-tax net operating income$4,867,0001,808
Securities gains (losses)$01,125
Applicable income taxes$794,0001,589
Income before extraordinary items$4,073,0001,883
Extraordinary gains, net$06
Net income$3,050,0002,292
Minority interest net income$1,023,00025
Net income of bank and minority interests.$4,073,0001,882
Net charge-offs$123,0001,999
Cash dividends$800,0002,453
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,073,0001,873
2018-09-30 (YTD Data)Rank
Total interest income$8,374,0002,320
Total interest expense$944,0002,530
Net interest income$7,430,0002,273
Provision for loan and lease losses$03,948
Total noninterest income$13,737,000452
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$241,0002,651
Trading account gains and feesNANA
Additional Noninterest Income$13,496,000339
Total noninterest expense$17,386,000941
Salaries and employee benefits$6,602,0001,311
Premises and equipment expense$924,0001,788
Additional noninterest expense$9,860,000525
Pre-tax net operating income$3,781,0001,791
Securities gains (losses)$01,118
Applicable income taxes$614,0001,614
Income before extraordinary items$3,167,0001,835
Extraordinary gains, net$05
Net income$2,375,0002,247
Minority interest net income$792,00025
Net income of bank and minority interests.$3,167,0001,834
Net charge-offs$-2,0004,120
Cash dividends$800,0001,892
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,167,0001,824
2018-06-30 (YTD Data)Rank
Total interest income$5,491,0002,340
Total interest expense$608,0002,502
Net interest income$4,883,0002,295
Provision for loan and lease losses$03,782
Total noninterest income$9,324,000445
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$161,0002,656
Trading account gains and feesNANA
Additional Noninterest Income$9,163,000333
Total noninterest expense$11,728,000930
Salaries and employee benefits$4,507,0001,291
Premises and equipment expense$601,0001,834
Additional noninterest expense$6,620,000516
Pre-tax net operating income$2,479,0001,773
Securities gains (losses)$0961
Applicable income taxes$380,0001,652
Income before extraordinary items$2,099,0001,814
Extraordinary gains, net$06
Net income$1,496,0002,314
Minority interest net income$603,00026
Net income of bank and minority interests.$2,099,0001,813
Net charge-offs$-5,0004,304
Cash dividends$300,0002,470
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,099,0001,803
2018-03-31 (YTD Data)Rank
Total interest income$2,767,0002,319
Total interest expense$291,0002,512
Net interest income$2,476,0002,263
Provision for loan and lease losses$03,508
Total noninterest income$4,830,000427
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$79,0002,689
Trading account gains and feesNANA
Additional Noninterest Income$4,751,000325
Total noninterest expense$6,064,000914
Salaries and employee benefits$2,378,0001,228
Premises and equipment expense$292,0001,894
Additional noninterest expense$3,394,000502
Pre-tax net operating income$1,242,0001,744
Securities gains (losses)$0735
Applicable income taxes$180,0001,671
Income before extraordinary items$1,062,0001,751
Extraordinary gains, net$07
Net income$721,0002,333
Minority interest net income$341,00022
Net income of bank and minority interests.$1,062,0001,751
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,062,0001,739
2017-12-31 (YTD Data)Rank
Total interest income$10,300,0002,393
Total interest expense$1,058,0002,458
Net interest income$9,242,0002,349
Provision for loan and lease losses$04,227
Total noninterest income$16,440,000489
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$364,0002,527
Trading account gains and fees$0151
Additional Noninterest Income$16,076,000369
Total noninterest expense$22,865,000940
Salaries and employee benefits$8,463,0001,337
Premises and equipment expense$1,163,0001,885
Additional noninterest expense$13,239,000515
Pre-tax net operating income$2,817,0002,582
Securities gains (losses)$02,243
Applicable income taxes$696,0002,167
Income before extraordinary items$2,121,0002,592
Extraordinary gains, net$09
Net income$1,345,0003,309
Minority interest net income$776,00027
Net income of bank and minority interests.$2,121,0002,592
Net charge-offs$14,0003,567
Cash dividends$500,0002,941
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,121,0002,566
2017-09-30 (YTD Data)Rank
Total interest income$7,463,0002,468
Total interest expense$768,0002,489
Net interest income$6,695,0002,429
Provision for loan and lease losses$04,088
Total noninterest income$12,196,000502
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$284,0002,482
Trading account gains and fees$0145
Additional Noninterest Income$11,912,000373
Total noninterest expense$16,670,000967
Salaries and employee benefits$6,229,0001,353
Premises and equipment expense$864,0001,911
Additional noninterest expense$9,577,000529
Pre-tax net operating income$2,221,0002,551
Securities gains (losses)$02,274
Applicable income taxes$545,0001,997
Income before extraordinary items$1,676,0002,682
Extraordinary gains, net$09
Net income$1,053,0003,452
Minority interest net income$623,00026
Net income of bank and minority interests.$1,676,0002,682
Net charge-offs$-12,0004,797
Cash dividends$300,0002,852
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,676,0002,669
2017-06-30 (YTD Data)Rank
Total interest income$4,795,0002,518
Total interest expense$515,0002,435
Net interest income$4,280,0002,508
Provision for loan and lease losses$03,871
Total noninterest income$8,051,000499
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$200,0002,396
Trading account gains and fees$0139
Additional Noninterest Income$7,851,000372
Total noninterest expense$11,147,000963
Salaries and employee benefits$4,146,0001,367
Premises and equipment expense$585,0001,900
Additional noninterest expense$6,416,000534
Pre-tax net operating income$1,184,0002,861
Securities gains (losses)$01,906
Applicable income taxes$277,0002,212
Income before extraordinary items$907,0002,970
Extraordinary gains, net$011
Net income$535,0003,816
Minority interest net income$372,00028
Net income of bank and minority interests.$907,0002,970
Net charge-offs$-43,0005,250
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$907,0002,950
2017-03-31 (YTD Data)Rank
Total interest income$2,368,0002,537
Total interest expense$264,0002,374
Net interest income$2,104,0002,536
Provision for loan and lease losses$03,537
Total noninterest income$4,048,000491
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$93,0002,514
Trading account gains and fees$0142
Additional Noninterest Income$3,955,000368
Total noninterest expense$5,630,000959
Salaries and employee benefits$2,159,0001,329
Premises and equipment expense$290,0001,935
Additional noninterest expense$3,181,000544
Pre-tax net operating income$522,0003,018
Securities gains (losses)$01,153
Applicable income taxes$107,0002,382
Income before extraordinary items$415,0003,076
Extraordinary gains, net$08
Net income$204,0004,107
Minority interest net income$211,00026
Net income of bank and minority interests.$415,0003,076
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$415,0003,054
2016-12-31 (YTD Data)Rank
Total interest income$9,090,0002,602
Total interest expense$979,0002,448
Net interest income$8,111,0002,593
Provision for loan and lease losses$50,0003,627
Total noninterest income$14,573,000527
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$346,0002,713
Trading account gains and fees$0170
Additional Noninterest Income$14,227,000400
Total noninterest expense$20,859,0001,016
Salaries and employee benefits$8,653,0001,287
Premises and equipment expense$1,281,0001,755
Additional noninterest expense$10,925,000637
Pre-tax net operating income$1,775,0003,264
Securities gains (losses)$03,212
Applicable income taxes$323,0002,599
Income before extraordinary items$1,452,0003,325
Extraordinary gains, net$05
Net income$594,0004,543
Minority interest net income$858,00025
Net income of bank and minority interests.$1,452,0003,324
Net charge-offs$273,0001,621
Cash dividends$1,550,0001,669
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,452,0003,282
2016-09-30 (YTD Data)Rank
Total interest income$6,727,0002,639
Total interest expense$722,0002,483
Net interest income$6,005,0002,626
Provision for loan and lease losses$50,0003,314
Total noninterest income$11,092,000524
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$272,0002,633
Trading account gains and fees$0169
Additional Noninterest Income$10,820,000397
Total noninterest expense$15,660,0001,008
Salaries and employee benefits$6,579,0001,278
Premises and equipment expense$971,0001,749
Additional noninterest expense$8,110,000643
Pre-tax net operating income$1,387,0003,233
Securities gains (losses)$03,160
Applicable income taxes$238,0002,676
Income before extraordinary items$1,149,0003,276
Extraordinary gains, net$05
Net income$481,0004,545
Minority interest net income$668,00025
Net income of bank and minority interests.$1,149,0003,276
Net charge-offs$246,0001,310
Cash dividends$1,550,0001,246
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,149,0003,218
2016-06-30 (YTD Data)Rank
Total interest income$4,433,0002,663
Total interest expense$478,0002,508
Net interest income$3,955,0002,656
Provision for loan and lease losses$04,017
Total noninterest income$7,169,000531
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$178,0002,642
Trading account gains and fees$0157
Additional Noninterest Income$6,991,000396
Total noninterest expense$10,287,0001,025
Salaries and employee benefits$4,398,0001,285
Premises and equipment expense$644,0001,743
Additional noninterest expense$5,245,000659
Pre-tax net operating income$837,0003,388
Securities gains (losses)$02,835
Applicable income taxes$111,0002,928
Income before extraordinary items$726,0003,359
Extraordinary gains, net$016
Net income$290,0004,664
Minority interest net income$436,00026
Net income of bank and minority interests.$726,0003,357
Net charge-offs$191,0001,157
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$0705
Net operating income$726,0003,304
2016-03-31 (YTD Data)Rank
Total interest income$2,217,0002,662
Total interest expense$232,0002,560
Net interest income$1,985,0002,650
Provision for loan and lease losses$03,656
Total noninterest income$3,328,000535
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$89,0002,614
Trading account gains and fees$0142
Additional Noninterest Income$3,239,000397
Total noninterest expense$4,970,0001,060
Salaries and employee benefits$2,202,0001,280
Premises and equipment expense$315,0001,797
Additional noninterest expense$2,453,000689
Pre-tax net operating income$343,0003,654
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$343,0003,398
Extraordinary gains, net$012
Net income$124,0004,811
Minority interest net income$219,00026
Net income of bank and minority interests.$343,0003,396
Net charge-offs$-5,0004,858
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$343,0003,334
2015-12-31 (YTD Data)Rank
Total interest income$9,260,0002,532
Total interest expense$929,0002,548
Net interest income$8,331,0002,504
Provision for loan and lease losses$60,0003,437
Total noninterest income$14,373,000516
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$383,0002,588
Trading account gains and fees$0159
Additional Noninterest Income$13,990,000392
Total noninterest expense$19,252,0001,057
Salaries and employee benefits$8,896,0001,238
Premises and equipment expense$1,388,0001,644
Additional noninterest expense$8,968,000738
Pre-tax net operating income$3,392,0002,117
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,392,0001,844
Extraordinary gains, net$023
Net income$2,346,0002,448
Minority interest net income$1,046,00026
Net income of bank and minority interests.$3,392,0001,846
Net charge-offs$-35,0005,472
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,392,0001,807
2015-09-30 (YTD Data)Rank
Total interest income$6,822,0002,592
Total interest expense$695,0002,583
Net interest income$6,127,0002,563
Provision for loan and lease losses$60,0003,107
Total noninterest income$9,568,000574
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$293,0002,567
Trading account gains and fees$0153
Additional Noninterest Income$9,275,000428
Total noninterest expense$14,160,0001,083
Salaries and employee benefits$6,692,0001,248
Premises and equipment expense$1,051,0001,645
Additional noninterest expense$6,417,000772
Pre-tax net operating income$1,475,0003,105
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$1,475,0002,805
Extraordinary gains, net$021
Net income$654,0004,201
Minority interest net income$821,00028
Net income of bank and minority interests.$1,475,0002,806
Net charge-offs$80,0002,366
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,475,0002,755
2015-06-30 (YTD Data)Rank
Total interest income$4,266,0002,729
Total interest expense$454,0002,635
Net interest income$3,812,0002,717
Provision for loan and lease losses$60,0002,661
Total noninterest income$6,679,000559
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$197,0002,523
Trading account gains and fees$0157
Additional Noninterest Income$6,482,000423
Total noninterest expense$9,451,0001,085
Salaries and employee benefits$4,639,0001,209
Premises and equipment expense$708,0001,656
Additional noninterest expense$4,104,000802
Pre-tax net operating income$980,0003,101
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$980,0002,786
Extraordinary gains, net$022
Net income$403,0004,290
Minority interest net income$577,00027
Net income of bank and minority interests.$980,0002,788
Net charge-offs$28,0002,730
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$980,0002,728
2015-03-31 (YTD Data)Rank
Total interest income$2,167,0002,703
Total interest expense$225,0002,670
Net interest income$1,942,0002,673
Provision for loan and lease losses$03,703
Total noninterest income$2,872,000611
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$98,0002,511
Trading account gains and fees$0152
Additional Noninterest Income$2,774,000449
Total noninterest expense$4,592,0001,119
Salaries and employee benefits$2,195,0001,273
Premises and equipment expense$359,0001,641
Additional noninterest expense$2,038,000803
Pre-tax net operating income$222,0004,297
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$222,0004,123
Extraordinary gains, net$013
Net income$16,0005,925
Minority interest net income$206,00029
Net income of bank and minority interests.$222,0004,126
Net charge-offs$-35,0005,855
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$222,0004,056
2014-12-31 (YTD Data)Rank
Total interest income$8,860,0002,680
Total interest expense$908,0002,771
Net interest income$7,952,0002,636
Provision for loan and lease losses$619,0001,248
Total noninterest income$12,291,000556
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$404,0002,671
Trading account gains and fees$0180
Additional Noninterest Income$11,887,000393
Total noninterest expense$19,044,0001,070
Salaries and employee benefits$9,078,0001,189
Premises and equipment expense$1,594,0001,484
Additional noninterest expense$8,372,000778
Pre-tax net operating income$580,0004,886
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$580,0004,742
Extraordinary gains, net$017
Net income$-167,0006,216
Minority interest net income$747,00029
Net income of bank and minority interests.$580,0004,742
Net charge-offs$1,566,000632
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$580,0004,695
2014-09-30 (YTD Data)Rank
Total interest income$6,229,0002,829
Total interest expense$662,0002,882
Net interest income$5,567,0002,802
Provision for loan and lease losses$459,0001,219
Total noninterest income$7,846,000619
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$300,0002,710
Trading account gains and fees$0174
Additional Noninterest Income$7,546,000443
Total noninterest expense$12,554,0001,200
Salaries and employee benefits$6,554,0001,237
Premises and equipment expense$1,185,0001,506
Additional noninterest expense$4,815,0001,020
Pre-tax net operating income$400,0005,055
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$400,0004,931
Extraordinary gains, net$015
Net income$-53,0006,224
Minority interest net income$453,00031
Net income of bank and minority interests.$400,0004,932
Net charge-offs$1,331,000533
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$400,0004,881
2014-06-30 (YTD Data)Rank
Total interest income$4,146,0002,836
Total interest expense$429,0002,974
Net interest income$3,717,0002,800
Provision for loan and lease losses$374,0001,069
Total noninterest income$5,905,000563
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$198,0002,723
Trading account gains and fees$0172
Additional Noninterest Income$5,707,000404
Total noninterest expense$9,223,0001,096
Salaries and employee benefits$4,428,0001,219
Premises and equipment expense$782,0001,526
Additional noninterest expense$4,013,000807
Pre-tax net operating income$25,0006,087
Securities gains (losses)$02,580
Applicable income taxes$-63,0006,483
Income before extraordinary items$88,0005,803
Extraordinary gains, net$020
Net income$-210,0006,419
Minority interest net income$298,00028
Net income of bank and minority interests.$88,0005,805
Net charge-offs$1,198,000426
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$88,0005,761
2014-03-31 (YTD Data)Rank
Total interest income$2,051,0002,876
Total interest expense$208,0003,080
Net interest income$1,843,0002,819
Provision for loan and lease losses$139,0001,353
Total noninterest income$2,760,000577
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$102,0002,634
Trading account gains and fees$0147
Additional Noninterest Income$2,658,000412
Total noninterest expense$4,530,0001,126
Salaries and employee benefits$2,177,0001,258
Premises and equipment expense$430,0001,415
Additional noninterest expense$1,923,000833
Pre-tax net operating income$-66,0006,402
Securities gains (losses)$01,715
Applicable income taxes$-71,0006,603
Income before extraordinary items$5,0006,181
Extraordinary gains, net$016
Net income$-133,0006,488
Minority interest net income$138,00025
Net income of bank and minority interests.$5,0006,182
Net charge-offs$727,000375
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,0006,161
2013-12-31 (YTD Data)Rank
Total interest income$8,485,0002,813
Total interest expense$675,0003,827
Net interest income$7,810,0002,657
Provision for loan and lease losses$845,0001,273
Total noninterest income$10,565,000640
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$436,0002,644
Trading account gains and fees$0184
Additional Noninterest Income$10,129,000478
Total noninterest expense$17,436,0001,172
Salaries and employee benefits$9,011,0001,206
Premises and equipment expense$1,469,0001,604
Additional noninterest expense$6,956,000974
Pre-tax net operating income$94,0005,971
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$94,0006,006
Extraordinary gains, net$029
Net income$-473,0006,483
Minority interest net income$567,00037
Net income of bank and minority interests.$94,0006,008
Net charge-offs$274,0002,673
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$94,0005,959
2013-09-30 (YTD Data)Rank
Total interest income$6,217,0002,884
Total interest expense$454,0004,142
Net interest income$5,763,0002,710
Provision for loan and lease losses$04,941
Total noninterest income$7,821,000662
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$329,0002,651
Trading account gains and fees$0180
Additional Noninterest Income$7,492,000497
Total noninterest expense$12,859,0001,197
Salaries and employee benefits$6,746,0001,207
Premises and equipment expense$1,079,0001,643
Additional noninterest expense$5,034,0001,009
Pre-tax net operating income$725,0004,213
Securities gains (losses)$03,040
Applicable income taxes$45,0003,766
Income before extraordinary items$680,0004,102
Extraordinary gains, net$025
Net income$228,0005,531
Minority interest net income$452,00037
Net income of bank and minority interests.$680,0004,106
Net charge-offs$183,0002,669
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$680,0004,030
2013-06-30 (YTD Data)Rank
Total interest income$4,088,0002,919
Total interest expense$266,0004,475
Net interest income$3,822,0002,713
Provision for loan and lease losses$04,788
Total noninterest income$5,209,000667
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$225,0002,570
Trading account gains and fees$0157
Additional Noninterest Income$4,984,000504
Total noninterest expense$8,478,0001,205
Salaries and employee benefits$4,536,0001,188
Premises and equipment expense$681,0001,730
Additional noninterest expense$3,261,0001,029
Pre-tax net operating income$553,0003,959
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$553,0003,751
Extraordinary gains, net$022
Net income$205,0005,236
Minority interest net income$348,00034
Net income of bank and minority interests.$553,0003,754
Net charge-offs$187,0002,161
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$553,0003,653
2013-03-31 (YTD Data)Rank
Total interest income$1,841,0003,187
Total interest expense$130,0004,626
Net interest income$1,711,0002,970
Provision for loan and lease losses$04,409
Total noninterest income$2,733,000649
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$116,0002,505
Trading account gains and fees$0148
Additional Noninterest Income$2,617,000488
Total noninterest expense$4,147,0001,231
Salaries and employee benefits$2,234,0001,214
Premises and equipment expense$353,0001,708
Additional noninterest expense$1,560,0001,071
Pre-tax net operating income$297,0003,822
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$297,0003,582
Extraordinary gains, net$010
Net income$118,0005,038
Minority interest net income$179,00034
Net income of bank and minority interests.$297,0003,584
Net charge-offs$4,0003,745
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$297,0003,490
2012-12-31 (YTD Data)Rank
Total interest income$7,465,0003,291
Total interest expense$497,0005,130
Net interest income$6,968,0002,990
Provision for loan and lease losses$-311,0006,963
Total noninterest income$12,068,000592
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$415,0002,857
Trading account gains and fees$0166
Additional Noninterest Income$11,653,000443
Total noninterest expense$16,304,0001,238
Salaries and employee benefits$8,591,0001,227
Premises and equipment expense$1,390,0001,694
Additional noninterest expense$6,323,0001,098
Pre-tax net operating income$3,043,0002,062
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,043,0001,838
Extraordinary gains, net$029
Net income$2,339,0002,297
Minority interest net income$704,00036
Net income of bank and minority interests.$3,043,0001,838
Net charge-offs$-104,0006,950
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,043,0001,736
2012-09-30 (YTD Data)Rank
Total interest income$5,595,0003,355
Total interest expense$338,0005,449
Net interest income$5,257,0003,027
Provision for loan and lease losses$-311,0007,092
Total noninterest income$8,464,000621
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$304,0002,945
Trading account gains and fees$0157
Additional Noninterest Income$8,160,000457
Total noninterest expense$11,376,0001,314
Salaries and employee benefits$6,035,0001,289
Premises and equipment expense$1,022,0001,735
Additional noninterest expense$4,319,0001,193
Pre-tax net operating income$2,656,0001,862
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,656,0001,658
Extraordinary gains, net$020
Net income$2,033,0002,075
Minority interest net income$623,00034
Net income of bank and minority interests.$2,656,0001,659
Net charge-offs$-229,0007,104
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,656,0001,561
2012-06-30 (YTD Data)Rank
Total interest income$3,457,0003,559
Total interest expense$196,0005,811
Net interest income$3,261,0003,215
Provision for loan and lease losses$-311,0007,169
Total noninterest income$4,956,000681
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$208,0002,871
Trading account gains and fees$0153
Additional Noninterest Income$4,748,000490
Total noninterest expense$6,769,0001,444
Salaries and employee benefits$3,658,0001,405
Premises and equipment expense$664,0001,787
Additional noninterest expense$2,447,0001,395
Pre-tax net operating income$1,759,0001,867
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,759,0001,657
Extraordinary gains, net$019
Net income$1,348,0002,063
Minority interest net income$411,00033
Net income of bank and minority interests.$1,759,0001,657
Net charge-offs$-274,0007,188
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,759,0001,575
2012-03-31 (YTD Data)Rank
Total interest income$1,551,0003,887
Total interest expense$62,0006,507
Net interest income$1,489,0003,478
Provision for loan and lease losses$05,254
Total noninterest income$1,049,0001,282
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$103,0002,869
Trading account gains and fees$0148
Additional Noninterest Income$946,000943
Total noninterest expense$2,440,0001,973
Salaries and employee benefits$1,500,0001,676
Premises and equipment expense$325,0001,822
Additional noninterest expense$615,0002,593
Pre-tax net operating income$98,0005,423
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$98,0005,386
Extraordinary gains, net$019
Net income$98,0005,386
Minority interest net income$078
Net income of bank and minority interests.$98,0005,386
Net charge-offs$21,0003,656
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$98,0005,228
2011-12-31 (YTD Data)Rank
Total interest income$5,938,0004,095
Total interest expense$276,0006,638
Net interest income$5,662,0003,625
Provision for loan and lease losses$1,236,0002,122
Total noninterest income$3,967,0001,237
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$456,0002,771
Trading account gains and fees$0146
Additional Noninterest Income$3,511,000928
Total noninterest expense$9,607,0001,989
Salaries and employee benefits$5,340,0001,829
Premises and equipment expense$1,328,0001,874
Additional noninterest expense$2,939,0002,243
Pre-tax net operating income$-1,214,0006,638
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-1,214,0006,703
Extraordinary gains, net$029
Net income$-1,214,0006,703
Minority interest net income$096
Net income of bank and minority interests.$-1,214,0006,703
Net charge-offs$1,468,0001,908
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,214,0006,666
2011-09-30 (YTD Data)Rank
Total interest income$4,422,0004,164
Total interest expense$216,0006,698
Net interest income$4,206,0003,656
Provision for loan and lease losses$1,236,0001,723
Total noninterest income$2,626,0001,346
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$350,0002,723
Trading account gains and fees$0145
Additional Noninterest Income$2,276,0001,021
Total noninterest expense$7,142,0002,015
Salaries and employee benefits$3,969,0001,849
Premises and equipment expense$1,028,0001,833
Additional noninterest expense$2,145,0002,309
Pre-tax net operating income$-1,546,0006,928
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,546,0006,989
Extraordinary gains, net$021
Net income$-1,546,0006,990
Minority interest net income$087
Net income of bank and minority interests.$-1,546,0006,990
Net charge-offs$1,424,0001,548
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,546,0006,964
2011-06-30 (YTD Data)Rank
Total interest income$2,958,0004,184
Total interest expense$151,0006,740
Net interest income$2,807,0003,656
Provision for loan and lease losses$675,0001,934
Total noninterest income$1,472,0001,496
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$229,0002,745
Trading account gains and fees$0153
Additional Noninterest Income$1,243,0001,157
Total noninterest expense$4,865,0001,983
Salaries and employee benefits$2,691,0001,825
Premises and equipment expense$694,0001,826
Additional noninterest expense$1,480,0002,267
Pre-tax net operating income$-1,261,0007,046
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-1,261,0007,095
Extraordinary gains, net$015
Net income$-1,261,0007,096
Minority interest net income$089
Net income of bank and minority interests.$-1,261,0007,096
Net charge-offs$795,0001,674
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,261,0007,075
2011-03-31 (YTD Data)Rank
Total interest income$1,537,0004,093
Total interest expense$76,0006,819
Net interest income$1,461,0003,540
Provision for loan and lease losses$525,0001,380
Total noninterest income$732,0001,517
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$113,0002,727
Trading account gains and fees$0158
Additional Noninterest Income$619,0001,156
Total noninterest expense$2,471,0001,964
Salaries and employee benefits$1,382,0001,790
Premises and equipment expense$363,0001,779
Additional noninterest expense$726,0002,290
Pre-tax net operating income$-803,0007,212
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-803,0007,244
Extraordinary gains, net$09
Net income$-803,0007,245
Minority interest net income$086
Net income of bank and minority interests.$-803,0007,245
Net charge-offs$529,0001,285
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-803,0007,235
2010-12-31 (YTD Data)Rank
Total interest income$7,583,0003,688
Total interest expense$455,0006,655
Net interest income$7,128,0003,025
Provision for loan and lease losses$2,166,0001,965
Total noninterest income$5,921,000944
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$471,0002,751
Trading account gains and fees$0175
Additional Noninterest Income$5,450,000696
Total noninterest expense$11,663,0001,689
Salaries and employee benefits$5,238,0001,858
Premises and equipment expense$1,460,0001,758
Additional noninterest expense$4,965,0001,455
Pre-tax net operating income$-780,0006,386
Securities gains (losses)$325,0001,194
Applicable income taxes$-143,0006,906
Income before extraordinary items$-312,0006,249
Extraordinary gains, net$029
Net income$-312,0006,251
Minority interest net income$0111
Net income of bank and minority interests.$-312,0006,251
Net charge-offs$1,986,0001,873
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-536,2506,340
2010-09-30 (YTD Data)Rank
Total interest income$5,829,0003,697
Total interest expense$345,0006,778
Net interest income$5,484,0003,004
Provision for loan and lease losses$1,766,0001,800
Total noninterest income$3,940,0001,012
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$348,0002,840
Trading account gains and fees$0165
Additional Noninterest Income$3,592,000721
Total noninterest expense$7,927,0001,850
Salaries and employee benefits$3,825,0001,900
Premises and equipment expense$1,080,0001,796
Additional noninterest expense$3,022,0001,763
Pre-tax net operating income$-269,0006,369
Securities gains (losses)$325,0001,018
Applicable income taxes$19,0004,026
Income before extraordinary items$37,0005,978
Extraordinary gains, net$023
Net income$37,0005,978
Minority interest net income$0110
Net income of bank and minority interests.$37,0005,978
Net charge-offs$1,462,0001,803
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-177,5006,320
2010-06-30 (YTD Data)Rank
Total interest income$3,949,0003,689
Total interest expense$241,0006,798
Net interest income$3,708,0002,964
Provision for loan and lease losses$1,270,0001,681
Total noninterest income$2,823,000939
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$226,0002,916
Trading account gains and fees$0152
Additional Noninterest Income$2,597,000659
Total noninterest expense$4,933,0001,979
Salaries and employee benefits$2,527,0001,928
Premises and equipment expense$666,0001,953
Additional noninterest expense$1,740,0001,986
Pre-tax net operating income$328,0004,281
Securities gains (losses)$03,184
Applicable income taxes$110,0002,706
Income before extraordinary items$218,0004,774
Extraordinary gains, net$019
Net income$218,0004,774
Minority interest net income$0105
Net income of bank and minority interests.$218,0004,774
Net charge-offs$1,490,0001,368
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$218,0004,628
2010-03-31 (YTD Data)Rank
Total interest income$1,945,0003,781
Total interest expense$117,0006,964
Net interest income$1,828,0003,023
Provision for loan and lease losses$290,0002,508
Total noninterest income$1,074,0001,151
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$111,0002,947
Trading account gains and fees$0175
Additional Noninterest Income$963,000818
Total noninterest expense$2,400,0002,049
Salaries and employee benefits$1,233,0001,997
Premises and equipment expense$354,0001,903
Additional noninterest expense$813,0002,089
Pre-tax net operating income$212,0003,963
Securities gains (losses)$02,284
Applicable income taxes$72,0002,447
Income before extraordinary items$140,0004,502
Extraordinary gains, net$016
Net income$140,0004,502
Minority interest net income$091
Net income of bank and minority interests.$140,0004,501
Net charge-offs$685,0001,348
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$140,0004,393
2009-12-31 (YTD Data)Rank
Total interest income$7,053,0004,158
Total interest expense$570,0006,977
Net interest income$6,483,0003,244
Provision for loan and lease losses$608,0004,231
Total noninterest income$1,475,0002,576
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$498,0002,896
Trading account gains and fees$0211
Additional Noninterest Income$977,0002,171
Total noninterest expense$8,103,0002,436
Salaries and employee benefits$4,157,0002,365
Premises and equipment expense$1,207,0002,205
Additional noninterest expense$2,739,0002,545
Pre-tax net operating income$-753,0006,142
Securities gains (losses)$186,0001,604
Applicable income taxes$-190,0006,751
Income before extraordinary items$-377,0006,000
Extraordinary gains, net$034
Net income$-377,0005,998
Minority interest net income$0115
Net income of bank and minority interests.$-377,0005,998
Net charge-offs$1,692,0002,237
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-499,7606,075
2009-09-30 (YTD Data)Rank
Total interest income$4,817,0004,469
Total interest expense$448,0007,035
Net interest income$4,369,0003,554
Provision for loan and lease losses$508,0003,769
Total noninterest income$950,0002,918
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$373,0002,908
Trading account gains and fees$0212
Additional Noninterest Income$577,0002,575
Total noninterest expense$5,779,0002,565
Salaries and employee benefits$2,815,0002,612
Premises and equipment expense$935,0002,149
Additional noninterest expense$2,029,0002,539
Pre-tax net operating income$-968,0006,633
Securities gains (losses)$174,0001,393
Applicable income taxes$-263,0007,170
Income before extraordinary items$-531,0006,451
Extraordinary gains, net$027
Net income$-531,0006,452
Minority interest net income$0118
Net income of bank and minority interests.$-531,0006,451
Net charge-offs$1,605,0001,702
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-647,5806,525
2009-06-30 (YTD Data)Rank
Total interest income$3,188,0004,533
Total interest expense$323,0007,041
Net interest income$2,865,0003,588
Provision for loan and lease losses$843,0002,269
Total noninterest income$555,0003,180
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$241,0002,930
Trading account gains and fees$0193
Additional Noninterest Income$314,0002,927
Total noninterest expense$3,698,0002,699
Salaries and employee benefits$1,820,0002,739
Premises and equipment expense$658,0002,079
Additional noninterest expense$1,220,0002,775
Pre-tax net operating income$-1,121,0007,076
Securities gains (losses)$174,0001,100
Applicable income taxes$-318,0007,435
Income before extraordinary items$-629,0006,881
Extraordinary gains, net$021
Net income$-629,0006,881
Minority interest net income$0112
Net income of bank and minority interests.$-629,0006,881
Net charge-offs$381,0002,669
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-743,8406,970
2009-03-31 (YTD Data)Rank
Total interest income$1,592,0004,577
Total interest expense$194,0006,858
Net interest income$1,398,0003,644
Provision for loan and lease losses$170,0003,065
Total noninterest income$246,0003,413
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$119,0002,908
Trading account gains and fees$0171
Additional Noninterest Income$127,0003,246
Total noninterest expense$1,863,0002,584
Salaries and employee benefits$885,0002,851
Premises and equipment expense$340,0002,054
Additional noninterest expense$638,0002,429
Pre-tax net operating income$-389,0007,189
Securities gains (losses)$02,434
Applicable income taxes$-133,0007,618
Income before extraordinary items$-256,0007,125
Extraordinary gains, net$015
Net income$-256,0007,125
Minority interest net income$0102
Net income of bank and minority interests.$-256,0007,126
Net charge-offs$195,0002,156
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-256,0007,063
2008-12-31 (YTD Data)Rank
Total interest income$8,204,0004,074
Total interest expense$2,109,0005,180
Net interest income$6,095,0003,434
Provision for loan and lease losses$2,435,0001,586
Total noninterest income$2,213,0001,984
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$560,0002,780
Trading account gains and fees$0154
Additional Noninterest Income$1,653,0001,492
Total noninterest expense$7,278,0002,594
Salaries and employee benefits$3,504,0002,822
Premises and equipment expense$1,464,0001,875
Additional noninterest expense$2,310,0002,502
Pre-tax net operating income$-1,405,0007,179
Securities gains (losses)$3,0002,883
Applicable income taxes$-500,0007,500
Income before extraordinary items$-902,0006,947
Extraordinary gains, net$039
Net income$-902,0006,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0003,660
Cash dividends$700,0002,846
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-903,9207,068
2008-09-30 (YTD Data)Rank
Total interest income$6,241,0004,090
Total interest expense$1,703,0005,127
Net interest income$4,538,0003,474
Provision for loan and lease losses$345,0003,316
Total noninterest income$1,434,0002,273
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$424,0002,784
Trading account gains and fees$0148
Additional Noninterest Income$1,010,0001,802
Total noninterest expense$5,451,0002,591
Salaries and employee benefits$2,687,0002,793
Premises and equipment expense$1,132,0001,806
Additional noninterest expense$1,632,0002,570
Pre-tax net operating income$176,0006,127
Securities gains (losses)$03,106
Applicable income taxes$44,0004,192
Income before extraordinary items$132,0006,020
Extraordinary gains, net$031
Net income$132,0006,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,716
Cash dividends$400,0003,014
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$132,0006,182
2008-06-30 (YTD Data)Rank
Total interest income$4,253,0004,077
Total interest expense$1,248,0005,012
Net interest income$3,005,0003,487
Provision for loan and lease losses$135,0003,809
Total noninterest income$972,0002,280
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$283,0002,761
Trading account gains and fees$0149
Additional Noninterest Income$689,0001,812
Total noninterest expense$3,604,0002,616
Salaries and employee benefits$1,803,0002,806
Premises and equipment expense$771,0001,776
Additional noninterest expense$1,030,0002,680
Pre-tax net operating income$238,0005,571
Securities gains (losses)$03,233
Applicable income taxes$71,0003,780
Income before extraordinary items$167,0005,851
Extraordinary gains, net$021
Net income$167,0005,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,410
Cash dividends$400,0002,547
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$167,0005,795
2008-03-31 (YTD Data)Rank
Total interest income$2,357,0003,865
Total interest expense$747,0004,707
Net interest income$1,610,0003,305
Provision for loan and lease losses$60,0003,470
Total noninterest income$467,0002,330
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$140,0002,764
Trading account gains and fees$0158
Additional Noninterest Income$327,0001,867
Total noninterest expense$1,812,0002,593
Salaries and employee benefits$891,0002,858
Premises and equipment expense$394,0001,746
Additional noninterest expense$527,0002,592
Pre-tax net operating income$205,0004,915
Securities gains (losses)$02,688
Applicable income taxes$64,0003,314
Income before extraordinary items$141,0005,316
Extraordinary gains, net$015
Net income$141,0005,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0001,045
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$141,0005,214
2007-12-31 (YTD Data)Rank
Total interest income$10,929,0003,548
Total interest expense$4,408,0003,767
Net interest income$6,521,0003,289
Provision for loan and lease losses$540,0002,219
Total noninterest income$3,250,0001,553
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$511,0003,014
Trading account gains and fees$0178
Additional Noninterest Income$2,739,0001,081
Total noninterest expense$7,002,0002,594
Salaries and employee benefits$3,488,0002,812
Premises and equipment expense$1,516,0001,727
Additional noninterest expense$1,998,0002,678
Pre-tax net operating income$2,229,0003,090
Securities gains (losses)$02,146
Applicable income taxes$782,0002,167
Income before extraordinary items$1,447,0003,530
Extraordinary gains, net$039
Net income$1,447,0003,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0002,358
Cash dividends$600,0003,413
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,447,0003,516
2007-09-30 (YTD Data)Rank
Total interest income$8,450,0003,466
Total interest expense$3,511,0003,635
Net interest income$4,939,0003,264
Provision for loan and lease losses$480,0001,622
Total noninterest income$2,707,0001,418
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$379,0003,026
Trading account gains and fees$0184
Additional Noninterest Income$2,328,000991
Total noninterest expense$5,292,0002,556
Salaries and employee benefits$2,584,0002,827
Premises and equipment expense$1,148,0001,708
Additional noninterest expense$1,560,0002,525
Pre-tax net operating income$1,874,0002,976
Securities gains (losses)$01,655
Applicable income taxes$668,0002,147
Income before extraordinary items$1,206,0003,454
Extraordinary gains, net$033
Net income$1,206,0003,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0001,789
Cash dividends$350,0003,430
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,206,0003,443
2007-06-30 (YTD Data)Rank
Total interest income$5,896,0003,338
Total interest expense$2,605,0003,337
Net interest income$3,291,0003,290
Provision for loan and lease losses$140,0002,749
Total noninterest income$1,920,0001,371
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$255,0002,995
Trading account gains and fees$0168
Additional Noninterest Income$1,665,000972
Total noninterest expense$3,493,0002,607
Salaries and employee benefits$1,687,0002,928
Premises and equipment expense$775,0001,717
Additional noninterest expense$1,031,0002,560
Pre-tax net operating income$1,578,0002,592
Securities gains (losses)$01,444
Applicable income taxes$564,0001,914
Income before extraordinary items$1,014,0003,012
Extraordinary gains, net$029
Net income$1,014,0003,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,486
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,014,0002,997
2007-03-31 (YTD Data)Rank
Total interest income$2,902,0003,370
Total interest expense$1,412,0003,147
Net interest income$1,490,0003,552
Provision for loan and lease losses$50,0003,068
Total noninterest income$893,0001,424
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$181,0002,242
Trading account gains and fees$0195
Additional Noninterest Income$712,0001,067
Total noninterest expense$1,705,0002,669
Salaries and employee benefits$816,0003,037
Premises and equipment expense$394,0001,697
Additional noninterest expense$495,0002,646
Pre-tax net operating income$628,0003,022
Securities gains (losses)$01,187
Applicable income taxes$244,0002,125
Income before extraordinary items$384,0003,593
Extraordinary gains, net$022
Net income$384,0003,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,000836
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$384,0003,571
2006-12-31 (YTD Data)Rank
Total interest income$10,919,0003,339
Total interest expense$4,816,0003,127
Net interest income$6,103,0003,478
Provision for loan and lease losses$554,0001,738
Total noninterest income$3,032,0001,618
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$614,0002,643
Trading account gains and fees$0130
Additional Noninterest Income$2,418,0001,170
Total noninterest expense$7,790,0002,260
Salaries and employee benefits$3,511,0002,730
Premises and equipment expense$1,601,0001,601
Additional noninterest expense$2,678,0001,978
Pre-tax net operating income$791,0005,687
Securities gains (losses)$01,687
Applicable income taxes$238,0004,100
Income before extraordinary items$553,0005,979
Extraordinary gains, net$051
Net income$553,0005,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$572,0001,056
Cash dividends$17,0005,868
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$553,0005,977
2006-09-30 (YTD Data)Rank
Total interest income$7,970,0003,387
Total interest expense$3,456,0003,141
Net interest income$4,514,0003,530
Provision for loan and lease losses$205,0002,826
Total noninterest income$2,443,0001,512
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$487,0002,533
Trading account gains and fees$0126
Additional Noninterest Income$1,956,0001,116
Total noninterest expense$5,803,0002,281
Salaries and employee benefits$2,681,0002,698
Premises and equipment expense$1,196,0001,616
Additional noninterest expense$1,926,0002,038
Pre-tax net operating income$949,0004,829
Securities gains (losses)$01,388
Applicable income taxes$283,0003,669
Income before extraordinary items$666,0005,116
Extraordinary gains, net$045
Net income$666,0005,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,255
Cash dividends$17,0005,207
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$666,0005,113
2006-06-30 (YTD Data)Rank
Total interest income$4,901,0003,546
Total interest expense$2,090,0003,262
Net interest income$2,811,0003,725
Provision for loan and lease losses$145,0002,719
Total noninterest income$1,680,0001,483
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$326,0002,496
Trading account gains and fees$0126
Additional Noninterest Income$1,354,0001,088
Total noninterest expense$3,893,0002,272
Salaries and employee benefits$1,798,0002,685
Premises and equipment expense$809,0001,599
Additional noninterest expense$1,286,0002,047
Pre-tax net operating income$453,0005,633
Securities gains (losses)$01,185
Applicable income taxes$129,0004,223
Income before extraordinary items$324,0005,852
Extraordinary gains, net$039
Net income$324,0005,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,215
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$324,0005,850
2006-03-31 (YTD Data)Rank
Total interest income$2,131,0003,891
Total interest expense$805,0003,801
Net interest income$1,326,0003,885
Provision for loan and lease losses$30,0003,822
Total noninterest income$850,0001,442
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$161,0002,439
Trading account gains and fees$0115
Additional Noninterest Income$689,0001,054
Total noninterest expense$1,881,0002,362
Salaries and employee benefits$896,0002,692
Premises and equipment expense$388,0001,661
Additional noninterest expense$597,0002,164
Pre-tax net operating income$265,0005,241
Securities gains (losses)$0955
Applicable income taxes$81,0003,876
Income before extraordinary items$184,0005,521
Extraordinary gains, net$021
Net income$184,0005,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,000933
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$184,0005,517
2005-12-31 (YTD Data)Rank
Total interest income$7,179,0004,068
Total interest expense$1,626,0005,022
Net interest income$5,553,0003,651
Provision for loan and lease losses$29,0006,270
Total noninterest income$3,218,0001,517
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$541,0002,890
Trading account gains and fees$0138
Additional Noninterest Income$2,677,0001,102
Total noninterest expense$7,247,0002,309
Salaries and employee benefits$3,849,0002,376
Premises and equipment expense$1,487,0001,643
Additional noninterest expense$1,911,0002,598
Pre-tax net operating income$1,495,0004,388
Securities gains (losses)$2,0001,993
Applicable income taxes$447,0003,537
Income before extraordinary items$1,050,0004,701
Extraordinary gains, net$046
Net income$1,050,0004,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0004,517
Cash dividends$697,0003,095
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,048,6004,671
2005-09-30 (YTD Data)Rank
Total interest income$5,136,0004,160
Total interest expense$1,031,0005,353
Net interest income$4,105,0003,683
Provision for loan and lease losses$17,0006,278
Total noninterest income$2,689,0001,406
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$387,0002,989
Trading account gains and fees$0126
Additional Noninterest Income$2,302,0001,003
Total noninterest expense$5,345,0002,314
Salaries and employee benefits$2,893,0002,340
Premises and equipment expense$1,107,0001,641
Additional noninterest expense$1,345,0002,741
Pre-tax net operating income$1,432,0003,879
Securities gains (losses)$02,317
Applicable income taxes$446,0003,137
Income before extraordinary items$986,0004,198
Extraordinary gains, net$035
Net income$986,0004,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0003,359
Cash dividends$698,0002,324
Sale, conversion, retirement of capital stock, net$0769
Net operating income$986,0004,149
2005-06-30 (YTD Data)Rank
Total interest income$3,408,0004,115
Total interest expense$601,0005,560
Net interest income$2,807,0003,592
Provision for loan and lease losses$06,626
Total noninterest income$1,805,0001,378
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$254,0002,986
Trading account gains and fees$0116
Additional Noninterest Income$1,551,000981
Total noninterest expense$3,584,0002,299
Salaries and employee benefits$1,962,0002,301
Premises and equipment expense$740,0001,626
Additional noninterest expense$882,0002,768
Pre-tax net operating income$1,028,0003,640
Securities gains (losses)$02,146
Applicable income taxes$326,0002,955
Income before extraordinary items$702,0003,978
Extraordinary gains, net$030
Net income$702,0003,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,957
Cash dividends$698,0001,768
Sale, conversion, retirement of capital stock, net$0643
Net operating income$702,0003,923
2005-03-31 (YTD Data)Rank
Total interest income$1,633,0004,212
Total interest expense$247,0005,997
Net interest income$1,386,0003,637
Provision for loan and lease losses$06,226
Total noninterest income$917,0001,341
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$129,0002,862
Trading account gains and fees$0115
Additional Noninterest Income$788,000963
Total noninterest expense$1,752,0002,357
Salaries and employee benefits$908,0002,480
Premises and equipment expense$387,0001,570
Additional noninterest expense$457,0002,648
Pre-tax net operating income$551,0003,426
Securities gains (losses)$01,685
Applicable income taxes$187,0002,718
Income before extraordinary items$364,0003,871
Extraordinary gains, net$024
Net income$364,0003,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$17,0003,763
Sale, conversion, retirement of capital stock, net$0491
Net operating income$364,0003,830
2004-12-31 (YTD Data)Rank
Total interest income$6,368,0004,080
Total interest expense$831,0006,157
Net interest income$5,537,0003,525
Provision for loan and lease losses$07,314
Total noninterest income$3,437,0001,435
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$570,0002,824
Trading account gains and fees$0138
Additional Noninterest Income$2,867,0001,024
Total noninterest expense$7,069,0002,257
Salaries and employee benefits$3,509,0002,481
Premises and equipment expense$1,665,0001,386
Additional noninterest expense$1,895,0002,539
Pre-tax net operating income$1,905,0003,618
Securities gains (losses)$23,0002,306
Applicable income taxes$658,0002,864
Income before extraordinary items$1,270,0004,057
Extraordinary gains, net$034
Net income$1,270,0004,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,996
Cash dividends$1,274,0001,951
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,254,8204,025
2004-09-30 (YTD Data)Rank
Total interest income$4,719,0004,101
Total interest expense$606,0006,227
Net interest income$4,113,0003,517
Provision for loan and lease losses$07,100
Total noninterest income$2,565,0001,461
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$423,0002,871
Trading account gains and fees$0134
Additional Noninterest Income$2,142,0001,026
Total noninterest expense$5,372,0002,207
Salaries and employee benefits$2,664,0002,429
Premises and equipment expense$1,282,0001,344
Additional noninterest expense$1,426,0002,499
Pre-tax net operating income$1,306,0003,944
Securities gains (losses)$23,0002,216
Applicable income taxes$452,0003,073
Income before extraordinary items$877,0004,348
Extraordinary gains, net$026
Net income$877,0004,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,881
Cash dividends$1,274,0001,437
Sale, conversion, retirement of capital stock, net$0738
Net operating income$861,8204,327
2004-06-30 (YTD Data)Rank
Total interest income$3,076,0004,167
Total interest expense$389,0006,357
Net interest income$2,687,0003,564
Provision for loan and lease losses$06,885
Total noninterest income$1,660,0001,487
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$279,0002,869
Trading account gains and fees$0130
Additional Noninterest Income$1,381,0001,051
Total noninterest expense$3,566,0002,214
Salaries and employee benefits$1,737,0002,473
Premises and equipment expense$877,0001,313
Additional noninterest expense$952,0002,497
Pre-tax net operating income$781,0004,179
Securities gains (losses)$03,413
Applicable income taxes$258,0003,336
Income before extraordinary items$523,0004,624
Extraordinary gains, net$021
Net income$523,0004,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-91,0008,869
Cash dividends$17,0004,982
Sale, conversion, retirement of capital stock, net$0638
Net operating income$523,0004,533
2004-03-31 (YTD Data)Rank
Total interest income$1,586,0004,100
Total interest expense$191,0006,459
Net interest income$1,395,0003,457
Provision for loan and lease losses$06,501
Total noninterest income$826,0001,456
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$146,0002,732
Trading account gains and fees$0121
Additional Noninterest Income$680,0001,033
Total noninterest expense$1,805,0002,212
Salaries and employee benefits$840,0002,572
Premises and equipment expense$447,0001,302
Additional noninterest expense$518,0002,285
Pre-tax net operating income$416,0003,987
Securities gains (losses)$02,934
Applicable income taxes$136,0003,265
Income before extraordinary items$280,0004,455
Extraordinary gains, net$016
Net income$280,0004,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,283
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$280,0004,325
2003-12-31 (YTD Data)Rank
Total interest income$6,528,0004,036
Total interest expense$918,0006,354
Net interest income$5,610,0003,371
Provision for loan and lease losses$120,0004,933
Total noninterest income$2,831,0001,773
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$694,0002,376
Trading account gains and fees$0160
Additional Noninterest Income$2,137,0001,405
Total noninterest expense$6,944,0002,265
Salaries and employee benefits$3,277,0002,553
Premises and equipment expense$1,703,0001,339
Additional noninterest expense$1,964,0002,457
Pre-tax net operating income$1,377,0004,349
Securities gains (losses)$23,0003,134
Applicable income taxes$451,0003,563
Income before extraordinary items$949,0004,793
Extraordinary gains, net$054
Net income$949,0004,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,655
Cash dividends$17,0006,174
Sale, conversion, retirement of capital stock, net$0868
Net operating income$933,3604,677
2003-09-30 (YTD Data)Rank
Total interest income$4,957,0004,052
Total interest expense$722,0006,381
Net interest income$4,235,0003,362
Provision for loan and lease losses$90,0004,812
Total noninterest income$2,075,0001,845
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$521,0002,385
Trading account gains and fees$0153
Additional Noninterest Income$1,554,0001,500
Total noninterest expense$5,074,0002,326
Salaries and employee benefits$2,451,0002,577
Premises and equipment expense$1,266,0001,359
Additional noninterest expense$1,357,0002,607
Pre-tax net operating income$1,146,0004,208
Securities gains (losses)$23,0002,888
Applicable income taxes$380,0003,495
Income before extraordinary items$789,0004,634
Extraordinary gains, net$040
Net income$789,0004,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,484
Cash dividends$17,0005,389
Sale, conversion, retirement of capital stock, net$0722
Net operating income$773,5904,512
2003-06-30 (YTD Data)Rank
Total interest income$3,381,0004,027
Total interest expense$506,0006,353
Net interest income$2,875,0003,316
Provision for loan and lease losses$60,0004,687
Total noninterest income$1,325,0001,891
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$346,0002,367
Trading account gains and fees$0150
Additional Noninterest Income$979,0001,540
Total noninterest expense$3,401,0002,308
Salaries and employee benefits$1,656,0002,537
Premises and equipment expense$849,0001,352
Additional noninterest expense$896,0002,628
Pre-tax net operating income$739,0004,280
Securities gains (losses)$-5,0008,994
Applicable income taxes$237,0003,651
Income before extraordinary items$497,0004,815
Extraordinary gains, net$030
Net income$497,0004,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,051
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$500,4004,593
2003-03-31 (YTD Data)Rank
Total interest income$1,689,0004,044
Total interest expense$267,0006,291
Net interest income$1,422,0003,313
Provision for loan and lease losses$30,0004,429
Total noninterest income$643,0001,896
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$167,0002,371
Trading account gains and fees$0134
Additional Noninterest Income$476,0001,536
Total noninterest expense$1,692,0002,302
Salaries and employee benefits$830,0002,533
Premises and equipment expense$411,0001,413
Additional noninterest expense$451,0002,562
Pre-tax net operating income$343,0004,438
Securities gains (losses)$02,891
Applicable income taxes$112,0003,747
Income before extraordinary items$231,0004,935
Extraordinary gains, net$021
Net income$231,0004,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,601
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$231,0004,736
2002-12-31 (YTD Data)Rank
Total interest income$7,748,0003,746
Total interest expense$1,368,0006,016
Net interest income$6,380,0002,981
Provision for loan and lease losses$120,0005,330
Total noninterest income$3,142,0001,509
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$722,0002,196
Trading account gains and fees$0153
Additional Noninterest Income$2,420,0001,151
Total noninterest expense$6,817,0002,190
Salaries and employee benefits$3,316,0002,406
Premises and equipment expense$1,711,0001,277
Additional noninterest expense$1,790,0002,556
Pre-tax net operating income$2,585,0002,818
Securities gains (losses)$361,000802
Applicable income taxes$987,0002,233
Income before extraordinary items$1,959,0002,844
Extraordinary gains, net$070
Net income$1,959,0002,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,307
Cash dividends$104,0005,525
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,720,7403,044
2001-12-31 (YTD Data)Rank
Total interest income$9,251,0003,540
Total interest expense$2,973,0004,765
Net interest income$6,278,0002,826
Provision for loan and lease losses$120,0005,188
Total noninterest income$3,160,0001,420
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$800,0001,902
Trading account gains and fees$0177
Additional Noninterest Income$2,360,0001,117
Total noninterest expense$6,553,0002,197
Salaries and employee benefits$3,149,0002,383
Premises and equipment expense$1,652,0001,296
Additional noninterest expense$1,752,0002,534
Pre-tax net operating income$2,765,0002,448
Securities gains (losses)$24,0003,012
Applicable income taxes$985,0002,091
Income before extraordinary items$1,804,0002,778
Extraordinary gains, net$0105
Net income$1,804,0002,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,943
Cash dividends$695,0002,891
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,788,4002,718
2000-12-31 (YTD Data)Rank
Total interest income$9,038,0003,715
Total interest expense$3,558,0004,335
Net interest income$5,480,0003,217
Provision for loan and lease losses$120,0004,828
Total noninterest income$2,448,0001,622
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$747,0001,860
Trading account gains and fees$0180
Additional Noninterest Income$1,701,0001,257
Total noninterest expense$6,015,0002,276
Salaries and employee benefits$2,690,0002,646
Premises and equipment expense$1,544,0001,325
Additional noninterest expense$1,781,0002,408
Pre-tax net operating income$1,793,0003,576
Securities gains (losses)$-6,0008,044
Applicable income taxes$608,0003,079
Income before extraordinary items$1,179,0003,906
Extraordinary gains, net$038
Net income$1,179,0003,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-167,0009,807
Cash dividends$673,0003,003
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,182,9603,884
1999-12-31 (YTD Data)Rank
Total interest income$8,096,0003,866
Total interest expense$2,856,0004,774
Net interest income$5,240,0003,312
Provision for loan and lease losses$105,0005,113
Total noninterest income$1,332,0002,493
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$709,0001,871
Trading account gains and fees$0173
Additional Noninterest Income$623,0002,569
Total noninterest expense$5,331,0002,541
Salaries and employee benefits$2,600,0002,701
Premises and equipment expense$1,403,0001,467
Additional noninterest expense$1,328,0003,162
Pre-tax net operating income$1,136,0004,934
Securities gains (losses)$03,155
Applicable income taxes$250,0005,204
Income before extraordinary items$886,0004,790
Extraordinary gains, net$035
Net income$886,0004,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$374,0001,537
Cash dividends$309,0004,458
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$886,0004,749
1998-12-31 (YTD Data)Rank
Total interest income$7,463,0004,174
Total interest expense$2,492,0005,377
Net interest income$4,971,0003,415
Provision for loan and lease losses$255,0002,948
Total noninterest income$1,062,0002,951
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$701,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$361,0003,643
Total noninterest expense$4,778,0002,730
Salaries and employee benefits$2,355,0002,877
Premises and equipment expense$1,219,0001,613
Additional noninterest expense$1,204,0003,366
Pre-tax net operating income$1,000,0005,414
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$1,000,0004,536
Extraordinary gains, net$032
Net income$1,000,0004,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,598
Cash dividends$222,0005,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,000,0004,424
1997-12-31 (YTD Data)Rank
Total interest income$6,783,0004,613
Total interest expense$2,127,0006,030
Net interest income$4,656,0003,722
Provision for loan and lease losses$-444,00010,864
Total noninterest income$1,202,0002,628
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$863,0001,497
Trading account gains and feesNANA
Additional Noninterest Income$339,0003,653
Total noninterest expense$5,584,0002,312
Salaries and employee benefits$2,667,0002,492
Premises and equipment expense$1,350,0001,447
Additional noninterest expense$1,567,0002,616
Pre-tax net operating income$718,0006,907
Securities gains (losses)$33,0001,577
Applicable income taxes$010,065
Income before extraordinary items$751,0005,675
Extraordinary gains, net$044
Net income$751,0005,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-614,00010,886
Cash dividends$255,0004,890
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$718,0005,780
1996-12-31 (YTD Data)Rank
Total interest income$7,022,0004,566
Total interest expense$2,017,0006,374
Net interest income$5,005,0003,530
Provision for loan and lease losses$1,003,0001,016
Total noninterest income$1,607,0002,180
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$840,0001,595
Trading account gains and feesNANA
Additional Noninterest Income$767,0002,167
Total noninterest expense$5,507,0002,492
Salaries and employee benefits$2,777,0002,393
Premises and equipment expense$1,327,0001,527
Additional noninterest expense$1,403,0003,301
Pre-tax net operating income$102,00010,354
Securities gains (losses)$41,0001,473
Applicable income taxes$010,572
Income before extraordinary items$143,0009,861
Extraordinary gains, net$053
Net income$143,0009,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,401,000724
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$102,00010,149
1995-12-31 (YTD Data)Rank
Total interest income$6,380,0004,929
Total interest expense$1,798,0006,906
Net interest income$4,582,0003,841
Provision for loan and lease losses$861,0001,070
Total noninterest income$1,967,0001,853
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$825,0001,638
Trading account gains and feesNANA
Additional Noninterest Income$1,142,0001,647
Total noninterest expense$5,719,0002,382
Salaries and employee benefits$2,915,0002,270
Premises and equipment expense$1,268,0001,600
Additional noninterest expense$1,536,0003,029
Pre-tax net operating income$-31,00011,547
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-31,00011,550
Extraordinary gains, net$065
Net income$-31,00011,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$502,0001,382
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-31,00011,526
1994-12-31 (YTD Data)Rank
Total interest income$5,144,0005,540
Total interest expense$1,337,0007,435
Net interest income$3,807,0004,578
Provision for loan and lease losses$270,0002,445
Total noninterest income$1,544,0002,241
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$902,0001,495
Trading account gains and feesNANA
Additional Noninterest Income$642,0002,477
Total noninterest expense$4,699,0002,940
Salaries and employee benefits$2,270,0002,924
Premises and equipment expense$1,149,0001,789
Additional noninterest expense$1,280,0003,832
Pre-tax net operating income$382,0009,500
Securities gains (losses)$11,0002,158
Applicable income taxes$011,630
Income before extraordinary items$393,0008,253
Extraordinary gains, net$0249
Net income$393,0008,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$233,0002,251
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$382,0008,382
1993-12-31 (YTD Data)Rank
Total interest income$4,991,0005,793
Total interest expense$1,345,0007,720
Net interest income$3,646,0004,780
Provision for loan and lease losses$282,0003,141
Total noninterest income$1,267,0002,795
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$941,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$326,0004,264
Total noninterest expense$4,661,0003,032
Salaries and employee benefits$2,117,0003,096
Premises and equipment expense$1,160,0001,807
Additional noninterest expense$1,384,0003,745
Pre-tax net operating income$-30,00012,504
Securities gains (losses)$300,0001,303
Applicable income taxes$6,00011,928
Income before extraordinary items$264,0009,882
Extraordinary gains, net$03,149
Net income$264,00010,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,836
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-30,00012,473
1992-12-31 (YTD Data)Rank
Total interest income$5,126,0006,264
Total interest expense$1,616,0008,150
Net interest income$3,510,0004,998
Provision for loan and lease losses$343,0003,820
Total noninterest income$1,416,0002,503
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,046,0001,271
Trading account gains and feesNANA
Additional Noninterest Income$370,0003,888
Total noninterest expense$4,911,0002,909
Salaries and employee benefits$2,141,0003,014
Premises and equipment expense$1,249,0001,699
Additional noninterest expense$1,521,0003,558
Pre-tax net operating income$-328,00013,194
Securities gains (losses)$328,0001,457
Applicable income taxes$012,680
Income before extraordinary items$012,887
Extraordinary gains, net$01,422
Net income$012,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,0002,299
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-328,00013,167

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.