Home > First Horizon Bank > Net charge- offs to loans
First Horizon Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2788% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0419% | 4,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1059% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,496 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0343% | 4,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1679% | 4,487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8395% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5342% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9117% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3819% | 1,308 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7844% | 4,605 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2942% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 372 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 4,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1234% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 4,523 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0445% | 4,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2101% | 4,535 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 4,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8961% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5401% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3779% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3127% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 319 |
| Percentage Net Loans Charged-off:Construction & development | -0.0603% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1202% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,569 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0432% | 4,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2229% | 4,562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 3,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3119% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0598% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4026% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3581% | 1,186 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1068% | 572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.0518% | 4,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,647 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0404% | 4,416 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2303% | 4,641 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 3,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3024% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2519% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4821% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5618% | 822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0383% | 4,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0390% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1119% | 4,546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4060% | 4,670 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0527% | 4,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3071% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5566% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8302% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5486% | 867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0503% | 4,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0571% | 4,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0524% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1328% | 4,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4674% | 4,708 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0650% | 4,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2384% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3847% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6047% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6043% | 731 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0444% | 4,305 |
| Percentage Net Loans Charged-off:Construction & development | -0.0443% | 4,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 3,831 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1242% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5147% | 3,530 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 4,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2115% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4826% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1512% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6191% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 4,341 |
| Percentage Net Loans Charged-off:Construction & development | -0.0976% | 4,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 3,839 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1315% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4518% | 3,528 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0645% | 4,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1813% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3569% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5400% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5859% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 4,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 3,932 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1781% | 4,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5723% | 3,591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0864% | 4,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0340% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7429% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0078% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3298% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 4,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0574% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0191% | 3,972 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2105% | 4,673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6579% | 3,647 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1045% | 4,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0310% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7516% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8578% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3704% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0757% | 4,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.0553% | 4,291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0247% | 3,987 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2010% | 4,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6167% | 3,650 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1008% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0823% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4606% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3683% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0541% | 3,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0380% | 4,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0303% | 4,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0089% | 3,966 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1647% | 4,703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5065% | 3,653 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0814% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2068% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8970% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1197% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3188% | 909 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2720% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0417% | 4,605 |
| Percentage Net Loans Charged-off:Construction & development | -0.0608% | 4,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 3,956 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1206% | 4,721 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4971% | 3,714 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0270% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9962% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6931% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3784% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0086% | 4,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0061% | 40 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3017% | 519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 4,597 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 4,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 3,956 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1349% | 4,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5142% | 3,730 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0944% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0169% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4791% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2988% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0047% | 36 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0505% | 4,708 |
| Percentage Net Loans Charged-off:Construction & development | -0.0705% | 4,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0099% | 4,026 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1110% | 4,774 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5128% | 3,735 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 4,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5166% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5623% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8771% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6088% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0102% | 27 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0415% | 4,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.1580% | 4,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 4,070 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0858% | 4,760 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5126% | 3,754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2891% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8285% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7369% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0348% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0323% | 18 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0901% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0912% | 4,903 |
| Percentage Net Loans Charged-off:Construction & development | -0.0410% | 4,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,053 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2124% | 4,983 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5895% | 3,835 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1078% | 4,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2793% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6755% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0764% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1137% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.7831% | 17 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 1,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0941% | 4,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,115 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2207% | 5,063 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6127% | 3,878 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1103% | 4,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3484% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7295% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8584% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2840% | 508 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2690% | 25 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0668% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0611% | 4,928 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 4,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0007% | 4,147 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1470% | 5,041 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4095% | 3,888 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0720% | 4,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0903% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8565% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8703% | 211 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4634% | 425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5488% | 15 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 4,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,212 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0780% | 4,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1824% | 3,874 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0476% | 4,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0880% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9490% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4639% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3780% | 476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2756% | 9 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0747% | 5,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.1212% | 4,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0113% | 4,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1516% | 5,152 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4469% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 4,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1472% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0266% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3060% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6488% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4188% | 21 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0907% | 5,130 |
| Percentage Net Loans Charged-off:Construction & development | -0.1390% | 4,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0155% | 4,302 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1761% | 5,212 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4661% | 4,013 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0812% | 5,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0614% | 1,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8179% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1960% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4287% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9116% | 19 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0919% | 5,156 |
| Percentage Net Loans Charged-off:Construction & development | -0.1675% | 4,796 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0218% | 4,349 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1753% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4813% | 4,043 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0729% | 5,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0867% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5627% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8745% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2152% | 509 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.7845% | 14 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0666% | 5,169 |
| Percentage Net Loans Charged-off:Construction & development | -0.3373% | 4,937 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0430% | 4,419 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0625% | 5,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1318% | 3,990 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0387% | 4,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5528% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3317% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1265% | 608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0992% | 5,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0789% | 4,484 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1864% | 5,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2556% | 4,134 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1569% | 5,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0949% | 1,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7637% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0962% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5628% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 2,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0864% | 5,315 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 4,579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 4,444 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1664% | 5,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1815% | 4,136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1595% | 5,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 1,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0016% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7942% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7141% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0595% | 5,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0452% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 4,488 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1306% | 5,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1389% | 4,126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1267% | 5,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 4,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0624% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0363% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6521% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0185% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1158% | 5,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 4,805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 5,037 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0126% | 4,535 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1965% | 5,581 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2556% | 4,222 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1681% | 5,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0709% | 4,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0856% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5846% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9842% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1024% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 5,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.1713% | 5,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0813% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0148% | 4,576 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0553% | 5,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 3,931 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0806% | 5,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2114% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9443% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1369% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0452% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0958% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1420% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.3128% | 5,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0898% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0161% | 4,611 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0586% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0509% | 5,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3105% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7918% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9012% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9562% | 782 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1211% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1930% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | -0.2560% | 5,207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1356% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0174% | 4,643 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1445% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0509% | 5,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4337% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7617% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9055% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8926% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1221% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1096% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0178% | 4,683 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1964% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0589% | 5,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4365% | 596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7999% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6771% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1242% | 653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1348% | 643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1810% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0977% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0177% | 749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0283% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3004% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1294% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2555% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 2,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2008% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9218% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3196% | 91 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0837% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1248% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0169% | 1,241 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2354% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1079% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0603% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0297% | 5,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6843% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1510% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2497% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3104% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3814% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3316% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1308% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1757% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0195% | 1,224 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2159% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0948% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.1003% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 5,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0015% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1171% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1843% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0685% | 1,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1880% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1278% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0452% | 50 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1862% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1993% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0137% | 1,201 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1759% | 841 |
| Percentage Net Loans Charged-off:Construction & development | 0.1207% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1250% | 5,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1974% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2888% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4763% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1502% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0529% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7775% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0274% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1041% | 613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3051% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0209% | 1,184 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3251% | 969 |
| Percentage Net Loans Charged-off:Construction & development | -0.2645% | 5,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1769% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2658% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4114% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6143% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2563% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1133% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7853% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5341% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4470% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2237% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0231% | 52 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3045% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3454% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0687% | 856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1631% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5250% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4056% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6363% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2285% | 1,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 2,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8344% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5712% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4840% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2638% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0365% | 44 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3188% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3015% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0768% | 739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2606% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0171% | 257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3390% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5465% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1798% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1244% | 1,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0058% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8978% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4973% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3532% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0558% | 28 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4242% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4176% | 686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0255% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1558% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 5,047 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5450% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7517% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3850% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0802% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0576% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4367% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9220% | 393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6596% | 368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1194% | 20 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4795% | 1,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6904% | 787 |
| Percentage Net Loans Charged-off:Construction & development | -0.1288% | 5,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1926% | 1,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2091% | 452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9199% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3005% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6095% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1027% | 2,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9549% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2001% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7889% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1121% | 1,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8313% | 43 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4969% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7211% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0671% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1519% | 1,659 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5874% | 5,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9782% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4423% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5950% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1297% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0024% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2698% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7851% | 1,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0735% | 1,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1548% | 36 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5407% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8045% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0602% | 1,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1851% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8157% | 5,396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0894% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5338% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7159% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1970% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0941% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5521% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6330% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0302% | 5,680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0810% | 27 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6409% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9891% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.1422% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1597% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0318% | 5,310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3339% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8123% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9235% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4716% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0493% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8404% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1598% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1054% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6288% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 2.2359% | 1,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4074% | 1,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1926% | 695 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0013% | 340 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5240% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4945% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3816% | 2,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5132% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1794% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5352% | 2,125 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1301% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0311% | 1,426 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3232% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0030% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 3.1375% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5487% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1487% | 636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4199% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0979% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7467% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3445% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3876% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1502% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2544% | 2,793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1297% | 1,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0394% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5390% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 3.8962% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7252% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7264% | 5,611 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6880% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0658% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3026% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2817% | 2,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3556% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9644% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3852% | 2,152 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1152% | 961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1162% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8341% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 5.1714% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1178% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8183% | 5,652 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8957% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2389% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5377% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1172% | 6,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0902% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6015% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1861% | 2,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1158% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9454% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4929% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 5.3011% | 939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4725% | 2,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2597% | 846 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9626% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5782% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3731% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0444% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1175% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8555% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0241% | 1,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6225% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9958% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7374% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 5.4913% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5415% | 1,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8861% | 541 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2536% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6852% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8611% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7581% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2096% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9624% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1279% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0728% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7140% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3534% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 5.7145% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6650% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3445% | 556 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6688% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8051% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5244% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5002% | 2,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1344% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2381% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6796% | 1,689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1087% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8310% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4616% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 5.6660% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8913% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4277% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7397% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9630% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5033% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7046% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6277% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8395% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0989% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0760% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9636% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8323% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 13.4159% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8807% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6951% | 560 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4434% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1928% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7034% | 269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2742% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2142% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4114% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5599% | 1,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1730% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0819% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 14.4954% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8613% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4354% | 511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5402% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2181% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8733% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3576% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0565% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7114% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6696% | 882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4878% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6462% | 209 |
| Percentage Net Loans Charged-off:Construction & development | 18.4292% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8883% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0324% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5741% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1314% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0264% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9388% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9344% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0288% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6574% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9911% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3549% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 21.5102% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9034% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9366% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8692% | 244 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2378% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5018% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8189% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0497% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9711% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9430% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1311% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0300% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 20.1732% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9035% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7212% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9857% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8158% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1374% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2065% | 1,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8638% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4814% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0450% | 968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.8892% | 88 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2158% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0667% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 19.3476% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8901% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4044% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9683% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8191% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0990% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3343% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8468% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5846% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3448% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8065% | 90 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2553% | 317 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2969% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 19.8087% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0077% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6411% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8627% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8091% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9090% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1120% | 1,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0644% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5872% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2361% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.6120% | 64 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8693% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7249% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 17.4140% | 167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7590% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5979% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3847% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5456% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2465% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2166% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2070% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2679% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2536% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.8812% | 42 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3770% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6151% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 8.0227% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1491% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7206% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1564% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7234% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7614% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9030% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1138% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8113% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4763% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8176% | 78 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0632% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2929% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 6.5704% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1768% | 1,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4468% | 107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0552% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6822% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6371% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4937% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1193% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7279% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4483% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1610% | 82 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7844% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0321% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 5.5760% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1329% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6127% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0174% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7558% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5603% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0556% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9770% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7056% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3737% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0418% | 66 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5366% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7279% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 5.0799% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1788% | 478 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4881% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6763% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1742% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3729% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9756% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4441% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6357% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3666% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5871% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4830% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.9692% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2687% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4815% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3038% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5728% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1178% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9084% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0252% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7043% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6384% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5187% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3285% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.5295% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2446% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0054% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2598% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4722% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1088% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1473% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9690% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5807% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6260% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4893% | 730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2635% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.3464% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2201% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0102% | 6,156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2403% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4613% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2485% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0066% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5575% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7109% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4242% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2511% | 487 |
| Percentage Net Loans Charged-off:Construction & development | 0.3489% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2127% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0184% | 6,113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2183% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3872% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9040% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7611% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3182% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0142% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1219% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0586% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0861% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0114% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1569% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2618% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0728% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4753% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3758% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8375% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5326% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2224% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1287% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0476% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1028% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0148% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1682% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2802% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4636% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3404% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7096% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5124% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1216% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0243% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1692% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1520% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2460% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3940% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2758% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8588% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4487% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1507% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0457% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1892% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1850% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3162% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1678% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2094% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4562% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4808% | 552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1592% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0965% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0185% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1337% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0767% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1905% | 2,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9633% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2678% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4890% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1525% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.1081% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0413% | 8,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0242% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1376% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0896% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1868% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6881% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7772% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4036% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 2,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0996% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.1621% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 8,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1176% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0923% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1621% | 2,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7643% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9950% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3250% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0300% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0738% | 8,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1052% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1005% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1392% | 1,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8111% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7910% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2892% | 571 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2187% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1392% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0555% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1828% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0020% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1494% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1730% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1287% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2285% | 2,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2051% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5942% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4537% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2239% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0490% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1669% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0085% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1485% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1739% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2303% | 2,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3842% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0079% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4582% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1570% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0362% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2526% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0124% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2023% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2121% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8537% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2796% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3988% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2650% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 7,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4950% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1753% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2116% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1490% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0595% | 1,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1740% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9396% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3664% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4011% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3239% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.6321% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2193% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0341% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3112% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3612% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2879% | 841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3436% | 3,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5567% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1793% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2896% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4270% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3750% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 0.8655% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2402% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0466% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3484% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4094% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3229% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2655% | 2,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4909% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1588% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2758% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4706% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4358% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 1.3890% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0472% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4032% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4088% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4011% | 497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2263% | 2,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6165% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3518% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2144% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6689% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6936% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 2.8140% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0152% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5934% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4051% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6622% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1723% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8006% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9929% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1376% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7103% | 1,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4078% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 0.3900% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4401% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1859% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4112% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5835% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3561% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0677% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3997% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6384% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5926% | 948 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6437% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4362% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.1193% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6080% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1302% | 6,650 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4632% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9251% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3634% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6065% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7483% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4589% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1631% | 1,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5172% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2446% | 112 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 1,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0272% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1166% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3091% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6589% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2430% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1048% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6989% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7310% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0098% | 1,283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4407% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1382% | 198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0149% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1693% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7421% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1720% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0256% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6410% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4393% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3613% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 228 |
| Percentage Net Loans Charged-off:Construction & development | -0.0257% | 1,285 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1014% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 1,270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1699% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5408% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1132% | 238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1179% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4663% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4707% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7723% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5021% | 1,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0851% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0038% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5138% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1860% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2507% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1739% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3266% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8740% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9421% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1210% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3795% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 652 |
| Percentage Net Loans Charged-off:Construction & development | -0.0617% | 1,339 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0787% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0255% | 1,345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2439% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1131% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6186% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4752% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2751% | 3,052 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0817% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0703% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6837% | 1,489 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 1,303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4074% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0951% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4073% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2720% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0905% | 595 |
| Percentage Net Loans Charged-off:Construction & development | -0.2998% | 1,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4091% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0319% | 1,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0806% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0832% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4402% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1197% | 1,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5961% | 2,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3889% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 1.2135% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2370% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 1,342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1264% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1181% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1276% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4163% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2001% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7639% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3145% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8783% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8248% | 315 |
| Percentage Net Loans Charged-off:Construction & development | -0.1045% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6302% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4364% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4048% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1851% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4695% | 189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3113% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7651% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7400% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3148% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |