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First Horizon Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0038%2,479
Percentage Net Loans Charged-off: Total real estate loans-0.0440%4,355
Percentage Net Loans Charged-off:Construction & development0.0013%220
Percentage Net Loans Charged-off: Commercial real estate0.0551%443
Percentage Net Loans Charged-off: Multi-family residential-0.0150%3,932
Percentage Net Loans Charged-off: 1-4 family residential-0.1781%4,589
Percentage Net Loans Charged-off: Home equity loans-0.5723%3,591
All other 1-4 family - Percent of loans charged-off, net-0.0864%4,426
Percentage Net Loans Charged-off: Commercial and industrial0.0340%1,242
Percentage Net Loans Charged-off: Loans to individuals0.7429%584
Percentage Net Loans Charged-off: Credit card loans3.0078%100
Percentage Net Loans Charged-off: Other loans to individual0.3298%1,100
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%2,259
Percentage Net Loans Charged-off: Total real estate loans-0.0428%4,387
Percentage Net Loans Charged-off:Construction & development0.0574%128
Percentage Net Loans Charged-off: Commercial real estate0.0769%353
Percentage Net Loans Charged-off: Multi-family residential-0.0191%3,972
Percentage Net Loans Charged-off: 1-4 family residential-0.2105%4,673
Percentage Net Loans Charged-off: Home equity loans-0.6579%3,647
All other 1-4 family - Percent of loans charged-off, net-0.1045%4,538
Percentage Net Loans Charged-off: Commercial and industrial0.0310%1,062
Percentage Net Loans Charged-off: Loans to individuals0.7516%523
Percentage Net Loans Charged-off: Credit card loans2.8578%112
Percentage Net Loans Charged-off: Other loans to individual0.3704%876
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0059%3,484
Percentage Net Loans Charged-off: Total real estate loans-0.0757%4,608
Percentage Net Loans Charged-off:Construction & development-0.0553%4,291
Percentage Net Loans Charged-off: Commercial real estate0.0212%427
Percentage Net Loans Charged-off: Multi-family residential-0.0247%3,987
Percentage Net Loans Charged-off: 1-4 family residential-0.2010%4,702
Percentage Net Loans Charged-off: Home equity loans-0.6167%3,650
All other 1-4 family - Percent of loans charged-off, net-0.1008%4,578
Percentage Net Loans Charged-off: Commercial and industrial0.0823%739
Percentage Net Loans Charged-off: Loans to individuals0.4606%795
Percentage Net Loans Charged-off: Credit card loans3.3683%98
Percentage Net Loans Charged-off: Other loans to individual-0.0541%3,819
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0540%968
Percentage Net Loans Charged-off: Total real estate loans-0.0380%4,475
Percentage Net Loans Charged-off:Construction & development-0.0303%4,287
Percentage Net Loans Charged-off: Commercial real estate0.0687%226
Percentage Net Loans Charged-off: Multi-family residential-0.0089%3,966
Percentage Net Loans Charged-off: 1-4 family residential-0.1647%4,703
Percentage Net Loans Charged-off: Home equity loans-0.5065%3,653
All other 1-4 family - Percent of loans charged-off, net-0.0814%4,578
Percentage Net Loans Charged-off: Commercial and industrial0.2068%403
Percentage Net Loans Charged-off: Loans to individuals0.8970%498
Percentage Net Loans Charged-off: Credit card loans4.1197%83
Percentage Net Loans Charged-off: Other loans to individual0.3188%909
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2720%631
Percentage Net Loans Charged-off: Total real estate loans-0.0417%4,605
Percentage Net Loans Charged-off:Construction & development-0.0608%4,354
Percentage Net Loans Charged-off: Commercial real estate0.0304%797
Percentage Net Loans Charged-off: Multi-family residential-0.0011%3,956
Percentage Net Loans Charged-off: 1-4 family residential-0.1206%4,721
Percentage Net Loans Charged-off: Home equity loans-0.4971%3,714
All other 1-4 family - Percent of loans charged-off, net-0.0270%4,382
Percentage Net Loans Charged-off: Commercial and industrial0.9962%395
Percentage Net Loans Charged-off: Loans to individuals0.6931%911
Percentage Net Loans Charged-off: Credit card loans3.3784%143
Percentage Net Loans Charged-off: Other loans to individual-0.0086%4,154
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0061%40
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3017%519
Percentage Net Loans Charged-off: Total real estate loans-0.0365%4,597
Percentage Net Loans Charged-off:Construction & development-0.0369%4,334
Percentage Net Loans Charged-off: Commercial real estate0.0501%547
Percentage Net Loans Charged-off: Multi-family residential-0.0001%3,956
Percentage Net Loans Charged-off: 1-4 family residential-0.1349%4,770
Percentage Net Loans Charged-off: Home equity loans-0.5142%3,730
All other 1-4 family - Percent of loans charged-off, net-0.0402%4,526
Percentage Net Loans Charged-off: Commercial and industrial1.0944%319
Percentage Net Loans Charged-off: Loans to individuals1.0169%602
Percentage Net Loans Charged-off: Credit card loans3.4791%144
Percentage Net Loans Charged-off: Other loans to individual0.2988%1,526
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0047%36
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1442%998
Percentage Net Loans Charged-off: Total real estate loans-0.0505%4,708
Percentage Net Loans Charged-off:Construction & development-0.0705%4,436
Percentage Net Loans Charged-off: Commercial real estate0.0054%614
Percentage Net Loans Charged-off: Multi-family residential-0.0099%4,026
Percentage Net Loans Charged-off: 1-4 family residential-0.1110%4,774
Percentage Net Loans Charged-off: Home equity loans-0.5128%3,735
All other 1-4 family - Percent of loans charged-off, net-0.0097%4,131
Percentage Net Loans Charged-off: Commercial and industrial0.5166%567
Percentage Net Loans Charged-off: Loans to individuals1.5623%403
Percentage Net Loans Charged-off: Credit card loans3.8771%140
Percentage Net Loans Charged-off: Other loans to individual0.6088%956
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0102%27
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0879%1,171
Percentage Net Loans Charged-off: Total real estate loans-0.0415%4,681
Percentage Net Loans Charged-off:Construction & development-0.1580%4,549
Percentage Net Loans Charged-off: Commercial real estate0.0175%374
Percentage Net Loans Charged-off: Multi-family residential-0.0105%4,070
Percentage Net Loans Charged-off: 1-4 family residential-0.0858%4,760
Percentage Net Loans Charged-off: Home equity loans-0.5126%3,754
All other 1-4 family - Percent of loans charged-off, net0.0237%622
Percentage Net Loans Charged-off: Commercial and industrial0.2891%608
Percentage Net Loans Charged-off: Loans to individuals1.8285%395
Percentage Net Loans Charged-off: Credit card loans3.7369%153
Percentage Net Loans Charged-off: Other loans to individual1.0348%669
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0323%18
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0901%1,834
Percentage Net Loans Charged-off: Total real estate loans-0.0912%4,903
Percentage Net Loans Charged-off:Construction & development-0.0410%4,402
Percentage Net Loans Charged-off: Commercial real estate0.0158%942
Percentage Net Loans Charged-off: Multi-family residential-0.0009%4,053
Percentage Net Loans Charged-off: 1-4 family residential-0.2124%4,983
Percentage Net Loans Charged-off: Home equity loans-0.5895%3,835
All other 1-4 family - Percent of loans charged-off, net-0.1078%4,881
Percentage Net Loans Charged-off: Commercial and industrial0.2793%1,241
Percentage Net Loans Charged-off: Loans to individuals1.6755%427
Percentage Net Loans Charged-off: Credit card loans3.0764%209
Percentage Net Loans Charged-off: Other loans to individual1.1137%646
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.7831%17
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1090%1,375
Percentage Net Loans Charged-off: Total real estate loans-0.0941%4,964
Percentage Net Loans Charged-off:Construction & development-0.0232%4,401
Percentage Net Loans Charged-off: Commercial real estate0.0168%733
Percentage Net Loans Charged-off: Multi-family residential-0.0007%4,115
Percentage Net Loans Charged-off: 1-4 family residential-0.2207%5,063
Percentage Net Loans Charged-off: Home equity loans-0.6127%3,878
All other 1-4 family - Percent of loans charged-off, net-0.1103%4,959
Percentage Net Loans Charged-off: Commercial and industrial0.3484%904
Percentage Net Loans Charged-off: Loans to individuals1.7295%391
Percentage Net Loans Charged-off: Credit card loans2.8584%210
Percentage Net Loans Charged-off: Other loans to individual1.2840%508
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.2690%25
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0668%1,701
Percentage Net Loans Charged-off: Total real estate loans-0.0611%4,928
Percentage Net Loans Charged-off:Construction & development-0.0093%4,352
Percentage Net Loans Charged-off: Commercial real estate0.0148%589
Percentage Net Loans Charged-off: Multi-family residential-0.0007%4,147
Percentage Net Loans Charged-off: 1-4 family residential-0.1470%5,041
Percentage Net Loans Charged-off: Home equity loans-0.4095%3,888
All other 1-4 family - Percent of loans charged-off, net-0.0720%4,881
Percentage Net Loans Charged-off: Commercial and industrial0.0903%1,229
Percentage Net Loans Charged-off: Loans to individuals1.8565%352
Percentage Net Loans Charged-off: Credit card loans2.8703%211
Percentage Net Loans Charged-off: Other loans to individual1.4634%425
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5488%15
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0636%1,405
Percentage Net Loans Charged-off: Total real estate loans-0.0238%4,740
Percentage Net Loans Charged-off:Construction & development-0.0015%4,399
Percentage Net Loans Charged-off: Commercial real estate0.0284%341
Percentage Net Loans Charged-off: Multi-family residential-0.0008%4,212
Percentage Net Loans Charged-off: 1-4 family residential-0.0780%4,987
Percentage Net Loans Charged-off: Home equity loans-0.1824%3,874
All other 1-4 family - Percent of loans charged-off, net-0.0476%4,855
Percentage Net Loans Charged-off: Commercial and industrial0.0880%871
Percentage Net Loans Charged-off: Loans to individuals1.9490%352
Percentage Net Loans Charged-off: Credit card loans3.4639%164
Percentage Net Loans Charged-off: Other loans to individual1.3780%476
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.2756%9
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0572%2,322
Percentage Net Loans Charged-off: Total real estate loans-0.0747%5,042
Percentage Net Loans Charged-off:Construction & development-0.1212%4,656
Percentage Net Loans Charged-off: Commercial real estate0.0203%911
Percentage Net Loans Charged-off: Multi-family residential-0.0113%4,257
Percentage Net Loans Charged-off: 1-4 family residential-0.1516%5,152
Percentage Net Loans Charged-off: Home equity loans-0.4469%3,976
All other 1-4 family - Percent of loans charged-off, net-0.0568%4,933
Percentage Net Loans Charged-off: Commercial and industrial0.1472%1,468
Percentage Net Loans Charged-off: Loans to individuals2.0266%317
Percentage Net Loans Charged-off: Credit card loans3.3060%180
Percentage Net Loans Charged-off: Other loans to individual1.6488%367
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.4188%21
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0217%2,703
Percentage Net Loans Charged-off: Total real estate loans-0.0907%5,130
Percentage Net Loans Charged-off:Construction & development-0.1390%4,726
Percentage Net Loans Charged-off: Commercial real estate0.0151%754
Percentage Net Loans Charged-off: Multi-family residential-0.0155%4,302
Percentage Net Loans Charged-off: 1-4 family residential-0.1761%5,212
Percentage Net Loans Charged-off: Home equity loans-0.4661%4,013
All other 1-4 family - Percent of loans charged-off, net-0.0812%5,058
Percentage Net Loans Charged-off: Commercial and industrial0.0614%1,546
Percentage Net Loans Charged-off: Loans to individuals1.8179%353
Percentage Net Loans Charged-off: Credit card loans3.1960%179
Percentage Net Loans Charged-off: Other loans to individual1.4287%431
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.9116%19
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0219%2,442
Percentage Net Loans Charged-off: Total real estate loans-0.0919%5,156
Percentage Net Loans Charged-off:Construction & development-0.1675%4,796
Percentage Net Loans Charged-off: Commercial real estate0.0198%554
Percentage Net Loans Charged-off: Multi-family residential-0.0218%4,349
Percentage Net Loans Charged-off: 1-4 family residential-0.1753%5,264
Percentage Net Loans Charged-off: Home equity loans-0.4813%4,043
All other 1-4 family - Percent of loans charged-off, net-0.0729%5,061
Percentage Net Loans Charged-off: Commercial and industrial0.0867%1,211
Percentage Net Loans Charged-off: Loans to individuals1.5627%418
Percentage Net Loans Charged-off: Credit card loans2.8745%197
Percentage Net Loans Charged-off: Other loans to individual1.2152%509
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.7845%14
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0193%2,112
Percentage Net Loans Charged-off: Total real estate loans-0.0666%5,169
Percentage Net Loans Charged-off:Construction & development-0.3373%4,937
Percentage Net Loans Charged-off: Commercial real estate-0.0067%4,815
Percentage Net Loans Charged-off: Multi-family residential-0.0430%4,419
Percentage Net Loans Charged-off: 1-4 family residential-0.0625%5,093
Percentage Net Loans Charged-off: Home equity loans-0.1318%3,990
All other 1-4 family - Percent of loans charged-off, net-0.0387%4,983
Percentage Net Loans Charged-off: Commercial and industrial0.0379%978
Percentage Net Loans Charged-off: Loans to individuals1.5528%501
Percentage Net Loans Charged-off: Credit card loans3.3317%169
Percentage Net Loans Charged-off: Other loans to individual1.1265%608
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0578%2,652
Percentage Net Loans Charged-off: Total real estate loans-0.0992%5,331
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0076%1,225
Percentage Net Loans Charged-off: Multi-family residential-0.0789%4,484
Percentage Net Loans Charged-off: 1-4 family residential-0.1864%5,413
Percentage Net Loans Charged-off: Home equity loans-0.2556%4,134
All other 1-4 family - Percent of loans charged-off, net-0.1569%5,386
Percentage Net Loans Charged-off: Commercial and industrial0.0949%1,866
Percentage Net Loans Charged-off: Loans to individuals1.7637%424
Percentage Net Loans Charged-off: Credit card loans4.0962%126
Percentage Net Loans Charged-off: Other loans to individual0.5628%1,470
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0281%2,873
Percentage Net Loans Charged-off: Total real estate loans-0.0864%5,315
Percentage Net Loans Charged-off:Construction & development-0.0209%4,579
Percentage Net Loans Charged-off: Commercial real estate0.0211%865
Percentage Net Loans Charged-off: Multi-family residential-0.0109%4,444
Percentage Net Loans Charged-off: 1-4 family residential-0.1664%5,449
Percentage Net Loans Charged-off: Home equity loans-0.1815%4,136
All other 1-4 family - Percent of loans charged-off, net-0.1595%5,443
Percentage Net Loans Charged-off: Commercial and industrial0.0585%1,677
Percentage Net Loans Charged-off: Loans to individuals2.0016%338
Percentage Net Loans Charged-off: Credit card loans3.7942%142
Percentage Net Loans Charged-off: Other loans to individual0.7141%1,068
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0183%2,879
Percentage Net Loans Charged-off: Total real estate loans-0.0595%5,260
Percentage Net Loans Charged-off:Construction & development-0.0254%4,656
Percentage Net Loans Charged-off: Commercial real estate0.0452%603
Percentage Net Loans Charged-off: Multi-family residential-0.0116%4,488
Percentage Net Loans Charged-off: 1-4 family residential-0.1306%5,443
Percentage Net Loans Charged-off: Home equity loans-0.1389%4,126
All other 1-4 family - Percent of loans charged-off, net-0.1267%5,435
Percentage Net Loans Charged-off: Commercial and industrial-0.0229%4,284
Percentage Net Loans Charged-off: Loans to individuals2.0624%330
Percentage Net Loans Charged-off: Credit card loans4.0363%125
Percentage Net Loans Charged-off: Other loans to individual0.6521%1,108
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0185%4,696
Percentage Net Loans Charged-off: Total real estate loans-0.1158%5,545
Percentage Net Loans Charged-off:Construction & development-0.0331%4,805
Percentage Net Loans Charged-off: Commercial real estate-0.0101%5,037
Percentage Net Loans Charged-off: Multi-family residential-0.0126%4,535
Percentage Net Loans Charged-off: 1-4 family residential-0.1965%5,581
Percentage Net Loans Charged-off: Home equity loans-0.2556%4,222
All other 1-4 family - Percent of loans charged-off, net-0.1681%5,554
Percentage Net Loans Charged-off: Commercial and industrial-0.0709%4,698
Percentage Net Loans Charged-off: Loans to individuals2.0856%353
Percentage Net Loans Charged-off: Credit card loans3.5846%155
Percentage Net Loans Charged-off: Other loans to individual0.9842%755
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1024%2,249
Percentage Net Loans Charged-off: Total real estate loans-0.0202%5,016
Percentage Net Loans Charged-off:Construction & development-0.1713%5,031
Percentage Net Loans Charged-off: Commercial real estate0.0813%908
Percentage Net Loans Charged-off: Multi-family residential-0.0148%4,576
Percentage Net Loans Charged-off: 1-4 family residential-0.0553%5,373
Percentage Net Loans Charged-off: Home equity loans-0.0100%3,931
All other 1-4 family - Percent of loans charged-off, net-0.0806%5,473
Percentage Net Loans Charged-off: Commercial and industrial0.2114%1,515
Percentage Net Loans Charged-off: Loans to individuals1.9443%371
Percentage Net Loans Charged-off: Credit card loans3.1369%180
Percentage Net Loans Charged-off: Other loans to individual1.0452%801
Percentage Net Loans Charged-off: All other loans and lease0.0958%1,181
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1420%1,570
Percentage Net Loans Charged-off: Total real estate loans-0.0020%4,380
Percentage Net Loans Charged-off:Construction & development-0.3128%5,200
Percentage Net Loans Charged-off: Commercial real estate0.0898%692
Percentage Net Loans Charged-off: Multi-family residential-0.0161%4,611
Percentage Net Loans Charged-off: 1-4 family residential-0.0109%4,911
Percentage Net Loans Charged-off: Home equity loans0.0586%562
All other 1-4 family - Percent of loans charged-off, net-0.0509%5,388
Percentage Net Loans Charged-off: Commercial and industrial0.3105%1,061
Percentage Net Loans Charged-off: Loans to individuals1.7918%376
Percentage Net Loans Charged-off: Credit card loans2.9012%190
Percentage Net Loans Charged-off: Other loans to individual0.9562%782
Percentage Net Loans Charged-off: All other loans and lease0.1211%954
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1930%1,187
Percentage Net Loans Charged-off: Total real estate loans0.0341%1,699
Percentage Net Loans Charged-off:Construction & development-0.2560%5,207
Percentage Net Loans Charged-off: Commercial real estate0.1356%515
Percentage Net Loans Charged-off: Multi-family residential-0.0174%4,643
Percentage Net Loans Charged-off: 1-4 family residential0.0220%1,846
Percentage Net Loans Charged-off: Home equity loans0.1445%379
All other 1-4 family - Percent of loans charged-off, net-0.0509%5,444
Percentage Net Loans Charged-off: Commercial and industrial0.4337%795
Percentage Net Loans Charged-off: Loans to individuals1.7617%393
Percentage Net Loans Charged-off: Credit card loans2.9055%185
Percentage Net Loans Charged-off: Other loans to individual0.8926%815
Percentage Net Loans Charged-off: All other loans and lease0.1221%813
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2075%967
Percentage Net Loans Charged-off: Total real estate loans0.0541%1,145
Percentage Net Loans Charged-off:Construction & development-0.0058%4,761
Percentage Net Loans Charged-off: Commercial real estate0.1096%375
Percentage Net Loans Charged-off: Multi-family residential-0.0178%4,683
Percentage Net Loans Charged-off: 1-4 family residential0.0379%1,279
Percentage Net Loans Charged-off: Home equity loans0.1964%265
All other 1-4 family - Percent of loans charged-off, net-0.0589%5,545
Percentage Net Loans Charged-off: Commercial and industrial0.4365%596
Percentage Net Loans Charged-off: Loans to individuals1.7999%424
Percentage Net Loans Charged-off: Credit card loans2.6771%210
Percentage Net Loans Charged-off: Other loans to individual1.1242%653
Percentage Net Loans Charged-off: All other loans and lease0.1348%643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1810%1,593
Percentage Net Loans Charged-off: Total real estate loans0.0977%1,644
Percentage Net Loans Charged-off:Construction & development0.0177%749
Percentage Net Loans Charged-off: Commercial real estate0.0283%1,392
Percentage Net Loans Charged-off: Multi-family residential0.3004%157
Percentage Net Loans Charged-off: 1-4 family residential0.1294%1,512
Percentage Net Loans Charged-off: Home equity loans0.2555%447
All other 1-4 family - Percent of loans charged-off, net0.0428%2,347
Percentage Net Loans Charged-off: Commercial and industrial0.2008%1,553
Percentage Net Loans Charged-off: Loans to individuals2.9218%171
Percentage Net Loans Charged-off: Credit card loans5.3196%91
Percentage Net Loans Charged-off: Other loans to individual1.0837%645
Percentage Net Loans Charged-off: All other loans and lease0.1248%979
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0169%1,241
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2354%1,116
Percentage Net Loans Charged-off: Total real estate loans0.1079%1,416
Percentage Net Loans Charged-off:Construction & development0.0603%574
Percentage Net Loans Charged-off: Commercial real estate-0.0297%5,446
Percentage Net Loans Charged-off: Multi-family residential0.6843%92
Percentage Net Loans Charged-off: 1-4 family residential0.1510%1,250
Percentage Net Loans Charged-off: Home equity loans0.2497%420
All other 1-4 family - Percent of loans charged-off, net0.0812%1,735
Percentage Net Loans Charged-off: Commercial and industrial0.3104%1,064
Percentage Net Loans Charged-off: Loans to individuals3.3814%133
Percentage Net Loans Charged-off: Credit card loans6.3316%77
Percentage Net Loans Charged-off: Other loans to individual1.1308%543
Percentage Net Loans Charged-off: All other loans and lease0.1757%805
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0195%1,224
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2159%1,181
Percentage Net Loans Charged-off: Total real estate loans0.0948%1,450
Percentage Net Loans Charged-off:Construction & development0.1003%444
Percentage Net Loans Charged-off: Commercial real estate-0.0125%5,361
Percentage Net Loans Charged-off: Multi-family residential1.0015%62
Percentage Net Loans Charged-off: 1-4 family residential0.1171%1,390
Percentage Net Loans Charged-off: Home equity loans0.1843%457
All other 1-4 family - Percent of loans charged-off, net0.0685%1,706
Percentage Net Loans Charged-off: Commercial and industrial0.1880%1,138
Percentage Net Loans Charged-off: Loans to individuals4.1278%117
Percentage Net Loans Charged-off: Credit card loans8.0452%50
Percentage Net Loans Charged-off: Other loans to individual1.1862%537
Percentage Net Loans Charged-off: All other loans and lease0.1993%678
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0137%1,201
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2195%1,066
Percentage Net Loans Charged-off: Total real estate loans0.1759%841
Percentage Net Loans Charged-off:Construction & development0.1207%305
Percentage Net Loans Charged-off: Commercial real estate-0.1250%5,982
Percentage Net Loans Charged-off: Multi-family residential0.1974%86
Percentage Net Loans Charged-off: 1-4 family residential0.2888%656
Percentage Net Loans Charged-off: Home equity loans0.4763%221
All other 1-4 family - Percent of loans charged-off, net0.1502%959
Percentage Net Loans Charged-off: Commercial and industrial0.0529%1,022
Percentage Net Loans Charged-off: Loans to individuals2.7775%245
Percentage Net Loans Charged-off: Credit card loans5.0274%98
Percentage Net Loans Charged-off: Other loans to individual1.1041%613
Percentage Net Loans Charged-off: All other loans and lease0.3051%480
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0209%1,184
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3033%1,456
Percentage Net Loans Charged-off: Total real estate loans0.3251%969
Percentage Net Loans Charged-off:Construction & development-0.2645%5,472
Percentage Net Loans Charged-off: Commercial real estate0.1769%1,265
Percentage Net Loans Charged-off: Multi-family residential1.2658%153
Percentage Net Loans Charged-off: 1-4 family residential0.4114%820
Percentage Net Loans Charged-off: Home equity loans0.6143%344
All other 1-4 family - Percent of loans charged-off, net0.2563%1,299
Percentage Net Loans Charged-off: Commercial and industrial0.1133%2,135
Percentage Net Loans Charged-off: Loans to individuals2.7853%245
Percentage Net Loans Charged-off: Credit card loans4.5341%117
Percentage Net Loans Charged-off: Other loans to individual1.4470%543
Percentage Net Loans Charged-off: All other loans and lease0.2237%848
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0231%52
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3045%1,300
Percentage Net Loans Charged-off: Total real estate loans0.3454%856
Percentage Net Loans Charged-off:Construction & development0.0687%856
Percentage Net Loans Charged-off: Commercial real estate0.1631%1,130
Percentage Net Loans Charged-off: Multi-family residential1.5250%124
Percentage Net Loans Charged-off: 1-4 family residential0.4056%810
Percentage Net Loans Charged-off: Home equity loans0.6363%324
All other 1-4 family - Percent of loans charged-off, net0.2285%1,306
Percentage Net Loans Charged-off: Commercial and industrial0.0380%2,163
Percentage Net Loans Charged-off: Loans to individuals2.8344%237
Percentage Net Loans Charged-off: Credit card loans4.5712%106
Percentage Net Loans Charged-off: Other loans to individual1.4840%491
Percentage Net Loans Charged-off: All other loans and lease0.2638%737
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0365%44
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3188%1,271
Percentage Net Loans Charged-off: Total real estate loans0.3015%1,007
Percentage Net Loans Charged-off:Construction & development0.0768%739
Percentage Net Loans Charged-off: Commercial real estate0.2606%837
Percentage Net Loans Charged-off: Multi-family residential0.0171%257
Percentage Net Loans Charged-off: 1-4 family residential0.3390%988
Percentage Net Loans Charged-off: Home equity loans0.5465%341
All other 1-4 family - Percent of loans charged-off, net0.1798%1,491
Percentage Net Loans Charged-off: Commercial and industrial0.1244%1,538
Percentage Net Loans Charged-off: Loans to individuals3.0058%230
Percentage Net Loans Charged-off: Credit card loans4.8978%95
Percentage Net Loans Charged-off: Other loans to individual1.4973%500
Percentage Net Loans Charged-off: All other loans and lease0.3532%575
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0558%28
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4242%858
Percentage Net Loans Charged-off: Total real estate loans0.4176%686
Percentage Net Loans Charged-off:Construction & development0.0255%552
Percentage Net Loans Charged-off: Commercial real estate0.1558%690
Percentage Net Loans Charged-off: Multi-family residential-0.0056%5,047
Percentage Net Loans Charged-off: 1-4 family residential0.5450%590
Percentage Net Loans Charged-off: Home equity loans0.7517%246
All other 1-4 family - Percent of loans charged-off, net0.3850%778
Percentage Net Loans Charged-off: Commercial and industrial0.0802%1,130
Percentage Net Loans Charged-off: Loans to individuals3.0576%247
Percentage Net Loans Charged-off: Credit card loans4.4367%126
Percentage Net Loans Charged-off: Other loans to individual1.9220%393
Percentage Net Loans Charged-off: All other loans and lease0.6596%368
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1194%20
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4795%1,387
Percentage Net Loans Charged-off: Total real estate loans0.6904%787
Percentage Net Loans Charged-off:Construction & development-0.1288%5,620
Percentage Net Loans Charged-off: Commercial real estate0.1926%1,719
Percentage Net Loans Charged-off: Multi-family residential0.2091%452
Percentage Net Loans Charged-off: 1-4 family residential0.9199%536
Percentage Net Loans Charged-off: Home equity loans1.3005%282
All other 1-4 family - Percent of loans charged-off, net0.6095%908
Percentage Net Loans Charged-off: Commercial and industrial0.1027%2,549
Percentage Net Loans Charged-off: Loans to individuals1.9549%512
Percentage Net Loans Charged-off: Credit card loans3.2001%210
Percentage Net Loans Charged-off: Other loans to individual0.7889%1,346
Percentage Net Loans Charged-off: All other loans and lease0.1121%1,099
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8313%43
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4969%1,293
Percentage Net Loans Charged-off: Total real estate loans0.7211%710
Percentage Net Loans Charged-off:Construction & development0.0671%1,352
Percentage Net Loans Charged-off: Commercial real estate0.1519%1,659
Percentage Net Loans Charged-off: Multi-family residential-0.5874%5,398
Percentage Net Loans Charged-off: 1-4 family residential0.9782%499
Percentage Net Loans Charged-off: Home equity loans1.4423%276
All other 1-4 family - Percent of loans charged-off, net0.5950%877
Percentage Net Loans Charged-off: Commercial and industrial0.1297%2,167
Percentage Net Loans Charged-off: Loans to individuals2.0024%482
Percentage Net Loans Charged-off: Credit card loans3.2698%207
Percentage Net Loans Charged-off: Other loans to individual0.7851%1,211
Percentage Net Loans Charged-off: All other loans and lease0.0735%1,089
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.1548%36
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5407%1,224
Percentage Net Loans Charged-off: Total real estate loans0.8045%702
Percentage Net Loans Charged-off:Construction & development0.0602%1,200
Percentage Net Loans Charged-off: Commercial real estate0.1851%1,362
Percentage Net Loans Charged-off: Multi-family residential-0.8157%5,396
Percentage Net Loans Charged-off: 1-4 family residential1.0894%474
Percentage Net Loans Charged-off: Home equity loans1.5338%274
All other 1-4 family - Percent of loans charged-off, net0.7159%751
Percentage Net Loans Charged-off: Commercial and industrial0.1970%1,733
Percentage Net Loans Charged-off: Loans to individuals2.0941%457
Percentage Net Loans Charged-off: Credit card loans3.5521%189
Percentage Net Loans Charged-off: Other loans to individual0.6330%1,395
Percentage Net Loans Charged-off: All other loans and lease-0.0302%5,680
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.0810%27
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6409%951
Percentage Net Loans Charged-off: Total real estate loans0.9891%520
Percentage Net Loans Charged-off:Construction & development0.1422%828
Percentage Net Loans Charged-off: Commercial real estate0.1597%1,025
Percentage Net Loans Charged-off: Multi-family residential-0.0318%5,310
Percentage Net Loans Charged-off: 1-4 family residential1.3339%385
Percentage Net Loans Charged-off: Home equity loans1.8123%194
All other 1-4 family - Percent of loans charged-off, net0.9235%559
Percentage Net Loans Charged-off: Commercial and industrial0.0034%1,674
Percentage Net Loans Charged-off: Loans to individuals2.4716%403
Percentage Net Loans Charged-off: Credit card loans4.0493%162
Percentage Net Loans Charged-off: Other loans to individual0.8404%1,040
Percentage Net Loans Charged-off: All other loans and lease0.1598%700
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1054%953
Percentage Net Loans Charged-off: Total real estate loans1.6288%487
Percentage Net Loans Charged-off:Construction & development2.2359%1,028
Percentage Net Loans Charged-off: Commercial real estate0.4074%1,736
Percentage Net Loans Charged-off: Multi-family residential0.1926%695
Percentage Net Loans Charged-off: 1-4 family residential2.0013%340
Percentage Net Loans Charged-off: Home equity loans2.5240%248
All other 1-4 family - Percent of loans charged-off, net1.4945%549
Percentage Net Loans Charged-off: Commercial and industrial0.3816%2,320
Percentage Net Loans Charged-off: Loans to individuals2.5132%479
Percentage Net Loans Charged-off: Credit card loans4.1794%194
Percentage Net Loans Charged-off: Other loans to individual0.5352%2,125
Percentage Net Loans Charged-off: All other loans and lease0.1301%1,179
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0311%1,426
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3232%706
Percentage Net Loans Charged-off: Total real estate loans2.0030%334
Percentage Net Loans Charged-off:Construction & development3.1375%788
Percentage Net Loans Charged-off: Commercial real estate0.5487%1,304
Percentage Net Loans Charged-off: Multi-family residential0.1487%636
Percentage Net Loans Charged-off: 1-4 family residential2.4199%267
Percentage Net Loans Charged-off: Home equity loans3.0979%185
All other 1-4 family - Percent of loans charged-off, net1.7467%440
Percentage Net Loans Charged-off: Commercial and industrial0.3445%2,128
Percentage Net Loans Charged-off: Loans to individuals2.3876%485
Percentage Net Loans Charged-off: Credit card loans4.1502%195
Percentage Net Loans Charged-off: Other loans to individual0.2544%2,793
Percentage Net Loans Charged-off: All other loans and lease0.1297%1,053
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0394%1,054
Percentage Net Loans Charged-off: Total real estate loans1.5390%586
Percentage Net Loans Charged-off:Construction & development3.8962%625
Percentage Net Loans Charged-off: Commercial real estate0.7252%1,005
Percentage Net Loans Charged-off: Multi-family residential-0.7264%5,611
Percentage Net Loans Charged-off: 1-4 family residential1.6880%475
Percentage Net Loans Charged-off: Home equity loans2.0658%290
All other 1-4 family - Percent of loans charged-off, net1.3026%664
Percentage Net Loans Charged-off: Commercial and industrial0.2817%2,068
Percentage Net Loans Charged-off: Loans to individuals2.3556%514
Percentage Net Loans Charged-off: Credit card loans3.9644%219
Percentage Net Loans Charged-off: Other loans to individual0.3852%2,152
Percentage Net Loans Charged-off: All other loans and lease0.1152%961
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1162%923
Percentage Net Loans Charged-off: Total real estate loans1.8341%463
Percentage Net Loans Charged-off:Construction & development5.1714%417
Percentage Net Loans Charged-off: Commercial real estate1.1178%620
Percentage Net Loans Charged-off: Multi-family residential-0.8183%5,652
Percentage Net Loans Charged-off: 1-4 family residential1.8957%416
Percentage Net Loans Charged-off: Home equity loans2.2389%268
All other 1-4 family - Percent of loans charged-off, net1.5377%541
Percentage Net Loans Charged-off: Commercial and industrial-0.1172%6,050
Percentage Net Loans Charged-off: Loans to individuals2.0902%588
Percentage Net Loans Charged-off: Credit card loans3.6015%233
Percentage Net Loans Charged-off: Other loans to individual0.1861%2,376
Percentage Net Loans Charged-off: All other loans and lease0.1158%745
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9454%726
Percentage Net Loans Charged-off: Total real estate loans2.4929%443
Percentage Net Loans Charged-off:Construction & development5.3011%939
Percentage Net Loans Charged-off: Commercial real estate0.4725%2,045
Percentage Net Loans Charged-off: Multi-family residential0.2597%846
Percentage Net Loans Charged-off: 1-4 family residential2.9626%305
Percentage Net Loans Charged-off: Home equity loans2.5782%349
All other 1-4 family - Percent of loans charged-off, net3.3731%271
Percentage Net Loans Charged-off: Commercial and industrial1.0444%1,938
Percentage Net Loans Charged-off: Loans to individuals3.1175%467
Percentage Net Loans Charged-off: Credit card loans4.8555%227
Percentage Net Loans Charged-off: Other loans to individual1.0241%1,418
Percentage Net Loans Charged-off: All other loans and lease0.6225%726
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9958%636
Percentage Net Loans Charged-off: Total real estate loans2.7374%351
Percentage Net Loans Charged-off:Construction & development5.4913%805
Percentage Net Loans Charged-off: Commercial real estate0.5415%1,610
Percentage Net Loans Charged-off: Multi-family residential0.8861%541
Percentage Net Loans Charged-off: 1-4 family residential3.2536%255
Percentage Net Loans Charged-off: Home equity loans2.6852%312
All other 1-4 family - Percent of loans charged-off, net3.8611%214
Percentage Net Loans Charged-off: Commercial and industrial0.7581%2,033
Percentage Net Loans Charged-off: Loans to individuals3.2096%438
Percentage Net Loans Charged-off: Credit card loans4.9624%213
Percentage Net Loans Charged-off: Other loans to individual1.1279%1,141
Percentage Net Loans Charged-off: All other loans and lease0.0728%1,270
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7140%833
Percentage Net Loans Charged-off: Total real estate loans2.3534%499
Percentage Net Loans Charged-off:Construction & development5.7145%726
Percentage Net Loans Charged-off: Commercial real estate0.6650%1,308
Percentage Net Loans Charged-off: Multi-family residential0.3445%556
Percentage Net Loans Charged-off: 1-4 family residential2.6688%365
Percentage Net Loans Charged-off: Home equity loans2.8051%312
All other 1-4 family - Percent of loans charged-off, net2.5244%391
Percentage Net Loans Charged-off: Commercial and industrial0.5002%2,177
Percentage Net Loans Charged-off: Loans to individuals3.1344%461
Percentage Net Loans Charged-off: Credit card loans5.2381%212
Percentage Net Loans Charged-off: Other loans to individual0.6796%1,689
Percentage Net Loans Charged-off: All other loans and lease0.1087%1,066
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8310%709
Percentage Net Loans Charged-off: Total real estate loans2.4616%433
Percentage Net Loans Charged-off:Construction & development5.6660%562
Percentage Net Loans Charged-off: Commercial real estate0.8913%840
Percentage Net Loans Charged-off: Multi-family residential0.4277%348
Percentage Net Loans Charged-off: 1-4 family residential2.7397%356
Percentage Net Loans Charged-off: Home equity loans2.9630%263
All other 1-4 family - Percent of loans charged-off, net2.5033%384
Percentage Net Loans Charged-off: Commercial and industrial0.7046%1,458
Percentage Net Loans Charged-off: Loans to individuals2.6277%552
Percentage Net Loans Charged-off: Credit card loans4.8395%237
Percentage Net Loans Charged-off: Other loans to individual0.0989%2,935
Percentage Net Loans Charged-off: All other loans and lease0.0760%852
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9636%562
Percentage Net Loans Charged-off: Total real estate loans3.8323%317
Percentage Net Loans Charged-off:Construction & development13.4159%362
Percentage Net Loans Charged-off: Commercial real estate0.8807%1,424
Percentage Net Loans Charged-off: Multi-family residential1.6951%560
Percentage Net Loans Charged-off: 1-4 family residential3.4434%274
Percentage Net Loans Charged-off: Home equity loans3.1928%289
All other 1-4 family - Percent of loans charged-off, net3.7034%269
Percentage Net Loans Charged-off: Commercial and industrial1.2742%2,231
Percentage Net Loans Charged-off: Loans to individuals3.2142%607
Percentage Net Loans Charged-off: Credit card loans6.4114%224
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5599%1,039
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1730%464
Percentage Net Loans Charged-off: Total real estate loans4.0819%254
Percentage Net Loans Charged-off:Construction & development14.4954%301
Percentage Net Loans Charged-off: Commercial real estate0.8613%1,280
Percentage Net Loans Charged-off: Multi-family residential1.4354%511
Percentage Net Loans Charged-off: 1-4 family residential3.5402%259
Percentage Net Loans Charged-off: Home equity loans3.2181%278
All other 1-4 family - Percent of loans charged-off, net3.8733%244
Percentage Net Loans Charged-off: Commercial and industrial1.3576%1,879
Percentage Net Loans Charged-off: Loans to individuals3.0565%604
Percentage Net Loans Charged-off: Credit card loans6.7114%208
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6696%882
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4878%423
Percentage Net Loans Charged-off: Total real estate loans4.6462%209
Percentage Net Loans Charged-off:Construction & development18.4292%213
Percentage Net Loans Charged-off: Commercial real estate0.8883%1,080
Percentage Net Loans Charged-off: Multi-family residential2.0324%360
Percentage Net Loans Charged-off: 1-4 family residential3.5741%262
Percentage Net Loans Charged-off: Home equity loans3.1314%287
All other 1-4 family - Percent of loans charged-off, net4.0264%239
Percentage Net Loans Charged-off: Commercial and industrial0.9388%2,076
Percentage Net Loans Charged-off: Loans to individuals2.9344%676
Percentage Net Loans Charged-off: Credit card loans7.0288%212
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6574%794
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9911%329
Percentage Net Loans Charged-off: Total real estate loans5.3549%180
Percentage Net Loans Charged-off:Construction & development21.5102%168
Percentage Net Loans Charged-off: Commercial real estate0.9034%811
Percentage Net Loans Charged-off: Multi-family residential2.9366%216
Percentage Net Loans Charged-off: 1-4 family residential3.8692%244
Percentage Net Loans Charged-off: Home equity loans3.2378%259
All other 1-4 family - Percent of loans charged-off, net4.5018%208
Percentage Net Loans Charged-off: Commercial and industrial0.8189%1,685
Percentage Net Loans Charged-off: Loans to individuals3.0497%663
Percentage Net Loans Charged-off: Credit card loans6.9711%230
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9430%562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1311%384
Percentage Net Loans Charged-off: Total real estate loans5.0300%249
Percentage Net Loans Charged-off:Construction & development20.1732%206
Percentage Net Loans Charged-off: Commercial real estate0.9035%1,234
Percentage Net Loans Charged-off: Multi-family residential3.7212%306
Percentage Net Loans Charged-off: 1-4 family residential2.9857%391
Percentage Net Loans Charged-off: Home equity loans2.8158%358
All other 1-4 family - Percent of loans charged-off, net3.1374%394
Percentage Net Loans Charged-off: Commercial and industrial2.2065%1,746
Percentage Net Loans Charged-off: Loans to individuals3.8638%558
Percentage Net Loans Charged-off: Credit card loans7.4814%243
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0450%968
Percentage Net Loans Charged-off:Coml. RE not secured by RE7.8892%88
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2158%317
Percentage Net Loans Charged-off: Total real estate loans5.0667%200
Percentage Net Loans Charged-off:Construction & development19.3476%194
Percentage Net Loans Charged-off: Commercial real estate0.8901%916
Percentage Net Loans Charged-off: Multi-family residential4.4044%193
Percentage Net Loans Charged-off: 1-4 family residential2.9683%339
Percentage Net Loans Charged-off: Home equity loans2.8191%311
All other 1-4 family - Percent of loans charged-off, net3.0990%329
Percentage Net Loans Charged-off: Commercial and industrial2.3343%1,358
Percentage Net Loans Charged-off: Loans to individuals3.8468%547
Percentage Net Loans Charged-off: Credit card loans7.5846%238
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3448%739
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.8065%90
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2553%317
Percentage Net Loans Charged-off: Total real estate loans5.2969%182
Percentage Net Loans Charged-off:Construction & development19.8087%178
Percentage Net Loans Charged-off: Commercial real estate1.0077%664
Percentage Net Loans Charged-off: Multi-family residential5.6411%120
Percentage Net Loans Charged-off: 1-4 family residential2.8627%326
Percentage Net Loans Charged-off: Home equity loans2.8091%268
All other 1-4 family - Percent of loans charged-off, net2.9090%323
Percentage Net Loans Charged-off: Commercial and industrial2.1120%1,258
Percentage Net Loans Charged-off: Loans to individuals4.0644%504
Percentage Net Loans Charged-off: Credit card loans7.5872%249
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2361%1,181
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.6120%64
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8693%315
Percentage Net Loans Charged-off: Total real estate loans4.7249%194
Percentage Net Loans Charged-off:Construction & development17.4140%167
Percentage Net Loans Charged-off: Commercial real estate0.7590%529
Percentage Net Loans Charged-off: Multi-family residential2.5979%129
Percentage Net Loans Charged-off: 1-4 family residential2.3847%330
Percentage Net Loans Charged-off: Home equity loans2.5456%238
All other 1-4 family - Percent of loans charged-off, net2.2465%356
Percentage Net Loans Charged-off: Commercial and industrial2.2166%893
Percentage Net Loans Charged-off: Loans to individuals3.2070%668
Percentage Net Loans Charged-off: Credit card loans7.2679%246
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2536%898
Percentage Net Loans Charged-off:Coml. RE not secured by RE5.8812%42
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3770%428
Percentage Net Loans Charged-off: Total real estate loans2.6151%268
Percentage Net Loans Charged-off:Construction & development8.0227%269
Percentage Net Loans Charged-off: Commercial real estate0.1491%1,555
Percentage Net Loans Charged-off: Multi-family residential2.7206%184
Percentage Net Loans Charged-off: 1-4 family residential1.1564%512
Percentage Net Loans Charged-off: Home equity loans1.7234%287
All other 1-4 family - Percent of loans charged-off, net0.7614%789
Percentage Net Loans Charged-off: Commercial and industrial1.9030%1,112
Percentage Net Loans Charged-off: Loans to individuals3.1138%527
Percentage Net Loans Charged-off: Credit card loans5.8113%223
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4763%1,054
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.8176%78
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0632%341
Percentage Net Loans Charged-off: Total real estate loans2.2929%223
Percentage Net Loans Charged-off:Construction & development6.5704%240
Percentage Net Loans Charged-off: Commercial real estate0.1768%1,011
Percentage Net Loans Charged-off: Multi-family residential3.4468%107
Percentage Net Loans Charged-off: 1-4 family residential1.0552%444
Percentage Net Loans Charged-off: Home equity loans1.6822%238
All other 1-4 family - Percent of loans charged-off, net0.6371%688
Percentage Net Loans Charged-off: Commercial and industrial1.4937%979
Percentage Net Loans Charged-off: Loans to individuals3.1193%459
Percentage Net Loans Charged-off: Credit card loans5.7279%195
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4483%920
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1610%82
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7844%341
Percentage Net Loans Charged-off: Total real estate loans2.0321%218
Percentage Net Loans Charged-off:Construction & development5.5760%217
Percentage Net Loans Charged-off: Commercial real estate0.1329%852
Percentage Net Loans Charged-off: Multi-family residential2.6127%71
Percentage Net Loans Charged-off: 1-4 family residential1.0174%390
Percentage Net Loans Charged-off: Home equity loans1.7558%193
All other 1-4 family - Percent of loans charged-off, net0.5603%666
Percentage Net Loans Charged-off: Commercial and industrial1.0556%1,021
Percentage Net Loans Charged-off: Loans to individuals2.9770%462
Percentage Net Loans Charged-off: Credit card loans5.7056%192
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3737%867
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0418%66
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5366%330
Percentage Net Loans Charged-off: Total real estate loans1.7279%191
Percentage Net Loans Charged-off:Construction & development5.0799%144
Percentage Net Loans Charged-off: Commercial real estate0.1788%478
Percentage Net Loans Charged-off: Multi-family residential1.4881%59
Percentage Net Loans Charged-off: 1-4 family residential0.6763%462
Percentage Net Loans Charged-off: Home equity loans1.1742%193
All other 1-4 family - Percent of loans charged-off, net0.3729%695
Percentage Net Loans Charged-off: Commercial and industrial0.9756%820
Percentage Net Loans Charged-off: Loans to individuals2.4441%602
Percentage Net Loans Charged-off: Credit card loans4.6357%250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3666%692
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5871%898
Percentage Net Loans Charged-off: Total real estate loans0.4830%577
Percentage Net Loans Charged-off:Construction & development0.9692%444
Percentage Net Loans Charged-off: Commercial real estate0.2687%694
Percentage Net Loans Charged-off: Multi-family residential0.4815%168
Percentage Net Loans Charged-off: 1-4 family residential0.3038%884
Percentage Net Loans Charged-off: Home equity loans0.5728%281
All other 1-4 family - Percent of loans charged-off, net0.1178%1,644
Percentage Net Loans Charged-off: Commercial and industrial0.9084%1,260
Percentage Net Loans Charged-off: Loans to individuals2.0252%626
Percentage Net Loans Charged-off: Credit card loans3.7043%314
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6384%774
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5187%767
Percentage Net Loans Charged-off: Total real estate loans0.3285%535
Percentage Net Loans Charged-off:Construction & development0.5295%381
Percentage Net Loans Charged-off: Commercial real estate0.2446%459
Percentage Net Loans Charged-off: Multi-family residential0.0054%193
Percentage Net Loans Charged-off: 1-4 family residential0.2598%752
Percentage Net Loans Charged-off: Home equity loans0.4722%236
All other 1-4 family - Percent of loans charged-off, net0.1088%1,266
Percentage Net Loans Charged-off: Commercial and industrial1.1473%833
Percentage Net Loans Charged-off: Loans to individuals1.9690%575
Percentage Net Loans Charged-off: Credit card loans3.5807%304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6260%686
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4893%730
Percentage Net Loans Charged-off: Total real estate loans0.2635%591
Percentage Net Loans Charged-off:Construction & development0.3464%328
Percentage Net Loans Charged-off: Commercial real estate0.2201%385
Percentage Net Loans Charged-off: Multi-family residential-0.0102%6,156
Percentage Net Loans Charged-off: 1-4 family residential0.2403%697
Percentage Net Loans Charged-off: Home equity loans0.4613%211
All other 1-4 family - Percent of loans charged-off, net0.0846%1,192
Percentage Net Loans Charged-off: Commercial and industrial1.2485%686
Percentage Net Loans Charged-off: Loans to individuals2.0066%543
Percentage Net Loans Charged-off: Credit card loans3.5575%299
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7109%606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4242%745
Percentage Net Loans Charged-off: Total real estate loans0.2511%487
Percentage Net Loans Charged-off:Construction & development0.3489%193
Percentage Net Loans Charged-off: Commercial real estate0.2127%255
Percentage Net Loans Charged-off: Multi-family residential-0.0184%6,113
Percentage Net Loans Charged-off: 1-4 family residential0.2183%597
Percentage Net Loans Charged-off: Home equity loans0.3872%174
All other 1-4 family - Percent of loans charged-off, net0.0927%852
Percentage Net Loans Charged-off: Commercial and industrial0.9040%651
Percentage Net Loans Charged-off: Loans to individuals1.7611%666
Percentage Net Loans Charged-off: Credit card loans3.3182%333
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0142%401
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2209%1,827
Percentage Net Loans Charged-off: Total real estate loans0.1219%1,127
Percentage Net Loans Charged-off:Construction & development0.0586%586
Percentage Net Loans Charged-off: Commercial real estate0.0861%823
Percentage Net Loans Charged-off: Multi-family residential0.0114%193
Percentage Net Loans Charged-off: 1-4 family residential0.1569%1,023
Percentage Net Loans Charged-off: Home equity loans0.2618%274
All other 1-4 family - Percent of loans charged-off, net0.0728%1,623
Percentage Net Loans Charged-off: Commercial and industrial0.4753%1,668
Percentage Net Loans Charged-off: Loans to individuals1.3758%977
Percentage Net Loans Charged-off: Credit card loans2.8375%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5326%781
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2224%1,454
Percentage Net Loans Charged-off: Total real estate loans0.1287%875
Percentage Net Loans Charged-off:Construction & development0.0476%457
Percentage Net Loans Charged-off: Commercial real estate0.1028%599
Percentage Net Loans Charged-off: Multi-family residential0.0148%139
Percentage Net Loans Charged-off: 1-4 family residential0.1682%804
Percentage Net Loans Charged-off: Home equity loans0.2802%188
All other 1-4 family - Percent of loans charged-off, net0.0775%1,293
Percentage Net Loans Charged-off: Commercial and industrial0.4636%1,348
Percentage Net Loans Charged-off: Loans to individuals1.3404%885
Percentage Net Loans Charged-off: Credit card loans2.7096%412
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5124%685
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2014%1,516
Percentage Net Loans Charged-off: Total real estate loans0.1216%854
Percentage Net Loans Charged-off:Construction & development0.0243%382
Percentage Net Loans Charged-off: Commercial real estate0.1692%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1520%814
Percentage Net Loans Charged-off: Home equity loans0.2460%189
All other 1-4 family - Percent of loans charged-off, net0.0757%1,128
Percentage Net Loans Charged-off: Commercial and industrial0.3940%1,298
Percentage Net Loans Charged-off: Loans to individuals1.2758%960
Percentage Net Loans Charged-off: Credit card loans2.8588%379
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4487%650
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1812%1,415
Percentage Net Loans Charged-off: Total real estate loans0.1507%545
Percentage Net Loans Charged-off:Construction & development0.0457%195
Percentage Net Loans Charged-off: Commercial real estate0.1892%253
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1850%542
Percentage Net Loans Charged-off: Home equity loans0.3162%133
All other 1-4 family - Percent of loans charged-off, net0.0780%797
Percentage Net Loans Charged-off: Commercial and industrial0.1678%1,260
Percentage Net Loans Charged-off: Loans to individuals1.2094%1,060
Percentage Net Loans Charged-off: Credit card loans2.4562%436
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4808%552
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1592%2,747
Percentage Net Loans Charged-off: Total real estate loans0.0919%1,356
Percentage Net Loans Charged-off:Construction & development0.0965%402
Percentage Net Loans Charged-off: Commercial real estate0.0155%1,205
Percentage Net Loans Charged-off: Multi-family residential0.0185%165
Percentage Net Loans Charged-off: 1-4 family residential0.1045%1,388
Percentage Net Loans Charged-off: Home equity loans0.1337%362
All other 1-4 family - Percent of loans charged-off, net0.0767%1,614
Percentage Net Loans Charged-off: Commercial and industrial0.1905%2,834
Percentage Net Loans Charged-off: Loans to individuals1.9633%669
Percentage Net Loans Charged-off: Credit card loans4.2678%332
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4890%825
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1525%2,426
Percentage Net Loans Charged-off: Total real estate loans0.0944%1,166
Percentage Net Loans Charged-off:Construction & development0.1081%307
Percentage Net Loans Charged-off: Commercial real estate-0.0413%8,197
Percentage Net Loans Charged-off: Multi-family residential0.0242%132
Percentage Net Loans Charged-off: 1-4 family residential0.1134%1,141
Percentage Net Loans Charged-off: Home equity loans0.1376%290
All other 1-4 family - Percent of loans charged-off, net0.0896%1,275
Percentage Net Loans Charged-off: Commercial and industrial0.1868%2,388
Percentage Net Loans Charged-off: Loans to individuals1.6881%787
Percentage Net Loans Charged-off: Credit card loans3.7772%373
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4036%785
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1523%2,255
Percentage Net Loans Charged-off: Total real estate loans0.0996%1,043
Percentage Net Loans Charged-off:Construction & development0.1621%204
Percentage Net Loans Charged-off: Commercial real estate-0.0148%8,105
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1048%1,076
Percentage Net Loans Charged-off: Home equity loans0.1176%270
All other 1-4 family - Percent of loans charged-off, net0.0923%1,110
Percentage Net Loans Charged-off: Commercial and industrial0.1621%2,141
Percentage Net Loans Charged-off: Loans to individuals1.7643%735
Percentage Net Loans Charged-off: Credit card loans3.9950%372
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3250%714
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1282%2,135
Percentage Net Loans Charged-off: Total real estate loans0.0712%999
Percentage Net Loans Charged-off:Construction & development0.0300%204
Percentage Net Loans Charged-off: Commercial real estate-0.0738%8,393
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1029%884
Percentage Net Loans Charged-off: Home equity loans0.1052%222
All other 1-4 family - Percent of loans charged-off, net0.1005%848
Percentage Net Loans Charged-off: Commercial and industrial0.1392%1,553
Percentage Net Loans Charged-off: Loans to individuals1.8111%775
Percentage Net Loans Charged-off: Credit card loans3.7910%358
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2892%571
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2187%2,552
Percentage Net Loans Charged-off: Total real estate loans0.1392%1,271
Percentage Net Loans Charged-off:Construction & development0.0555%579
Percentage Net Loans Charged-off: Commercial real estate0.1828%818
Percentage Net Loans Charged-off: Multi-family residential0.0020%191
Percentage Net Loans Charged-off: 1-4 family residential0.1494%1,209
Percentage Net Loans Charged-off: Home equity loans0.1730%322
All other 1-4 family - Percent of loans charged-off, net0.1287%1,346
Percentage Net Loans Charged-off: Commercial and industrial0.2285%2,968
Percentage Net Loans Charged-off: Loans to individuals2.2051%637
Percentage Net Loans Charged-off: Credit card loans4.5942%383
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4537%848
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2239%2,129
Percentage Net Loans Charged-off: Total real estate loans0.1368%1,085
Percentage Net Loans Charged-off:Construction & development0.0490%481
Percentage Net Loans Charged-off: Commercial real estate0.1669%643
Percentage Net Loans Charged-off: Multi-family residential0.0085%148
Percentage Net Loans Charged-off: 1-4 family residential0.1485%1,045
Percentage Net Loans Charged-off: Home equity loans0.1739%267
All other 1-4 family - Percent of loans charged-off, net0.1270%1,157
Percentage Net Loans Charged-off: Commercial and industrial0.2303%2,488
Percentage Net Loans Charged-off: Loans to individuals2.3842%537
Percentage Net Loans Charged-off: Credit card loans5.0079%324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4582%746
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2512%1,833
Percentage Net Loans Charged-off: Total real estate loans0.1570%935
Percentage Net Loans Charged-off:Construction & development0.0362%387
Percentage Net Loans Charged-off: Commercial real estate0.2526%446
Percentage Net Loans Charged-off: Multi-family residential0.0124%112
Percentage Net Loans Charged-off: 1-4 family residential0.1629%911
Percentage Net Loans Charged-off: Home equity loans0.2023%212
All other 1-4 family - Percent of loans charged-off, net0.1322%1,008
Percentage Net Loans Charged-off: Commercial and industrial0.2121%2,173
Percentage Net Loans Charged-off: Loans to individuals2.8537%434
Percentage Net Loans Charged-off: Credit card loans6.2796%240
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3988%695
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2650%1,603
Percentage Net Loans Charged-off: Total real estate loans0.1920%658
Percentage Net Loans Charged-off:Construction & development-0.0040%7,791
Percentage Net Loans Charged-off: Commercial real estate0.4950%213
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1753%724
Percentage Net Loans Charged-off: Home equity loans0.2116%155
All other 1-4 family - Percent of loans charged-off, net0.1490%758
Percentage Net Loans Charged-off: Commercial and industrial0.0595%1,964
Percentage Net Loans Charged-off: Loans to individuals3.1740%433
Percentage Net Loans Charged-off: Credit card loans6.9396%247
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3664%574
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4011%1,867
Percentage Net Loans Charged-off: Total real estate loans0.3239%655
Percentage Net Loans Charged-off:Construction & development0.6321%276
Percentage Net Loans Charged-off: Commercial real estate0.2193%786
Percentage Net Loans Charged-off: Multi-family residential0.0341%151
Percentage Net Loans Charged-off: 1-4 family residential0.3112%758
Percentage Net Loans Charged-off: Home equity loans0.3612%197
All other 1-4 family - Percent of loans charged-off, net0.2879%841
Percentage Net Loans Charged-off: Commercial and industrial0.3436%3,091
Percentage Net Loans Charged-off: Loans to individuals2.5567%569
Percentage Net Loans Charged-off: Credit card loans5.1793%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2896%1,202
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4270%1,520
Percentage Net Loans Charged-off: Total real estate loans0.3750%476
Percentage Net Loans Charged-off:Construction & development0.8655%198
Percentage Net Loans Charged-off: Commercial real estate0.2402%618
Percentage Net Loans Charged-off: Multi-family residential0.0466%106
Percentage Net Loans Charged-off: 1-4 family residential0.3484%578
Percentage Net Loans Charged-off: Home equity loans0.4094%150
All other 1-4 family - Percent of loans charged-off, net0.3229%639
Percentage Net Loans Charged-off: Commercial and industrial0.2655%2,880
Percentage Net Loans Charged-off: Loans to individuals2.4909%544
Percentage Net Loans Charged-off: Credit card loans5.1588%404
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2758%1,082
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4706%1,319
Percentage Net Loans Charged-off: Total real estate loans0.4358%395
Percentage Net Loans Charged-off:Construction & development1.3890%122
Percentage Net Loans Charged-off: Commercial real estate0.0472%814
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.4032%482
Percentage Net Loans Charged-off: Home equity loans0.4088%144
All other 1-4 family - Percent of loans charged-off, net0.4011%497
Percentage Net Loans Charged-off: Commercial and industrial0.2263%2,606
Percentage Net Loans Charged-off: Loans to individuals2.6165%531
Percentage Net Loans Charged-off: Credit card loans5.3518%409
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2144%1,015
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6689%806
Percentage Net Loans Charged-off: Total real estate loans0.6936%212
Percentage Net Loans Charged-off:Construction & development2.8140%60
Percentage Net Loans Charged-off: Commercial real estate0.0152%582
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.5934%299
Percentage Net Loans Charged-off: Home equity loans0.4051%111
All other 1-4 family - Percent of loans charged-off, net0.6622%272
Percentage Net Loans Charged-off: Commercial and industrial0.1723%1,956
Percentage Net Loans Charged-off: Loans to individuals2.8006%551
Percentage Net Loans Charged-off: Credit card loans4.9929%453
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1376%816
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7103%1,115
Percentage Net Loans Charged-off: Total real estate loans0.4078%542
Percentage Net Loans Charged-off:Construction & development0.3900%380
Percentage Net Loans Charged-off: Commercial real estate0.4401%551
Percentage Net Loans Charged-off: Multi-family residential0.1859%124
Percentage Net Loans Charged-off: 1-4 family residential0.4112%540
Percentage Net Loans Charged-off: Home equity loans0.5835%147
All other 1-4 family - Percent of loans charged-off, net0.3561%632
Percentage Net Loans Charged-off: Commercial and industrial1.0677%1,796
Percentage Net Loans Charged-off: Loans to individuals3.3997%371
Percentage Net Loans Charged-off: Credit card loans4.6384%567
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5926%948
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6437%1,243
Percentage Net Loans Charged-off: Total real estate loans0.4362%439
Percentage Net Loans Charged-off:Construction & development0.1193%546
Percentage Net Loans Charged-off: Commercial real estate0.6080%380
Percentage Net Loans Charged-off: Multi-family residential-0.1302%6,650
Percentage Net Loans Charged-off: 1-4 family residential0.4632%411
Percentage Net Loans Charged-off: Home equity loans0.9251%123
All other 1-4 family - Percent of loans charged-off, net0.3634%536
Percentage Net Loans Charged-off: Commercial and industrial0.6065%2,445
Percentage Net Loans Charged-off: Loans to individuals2.7483%489
Percentage Net Loans Charged-off: Credit card loans4.4589%532
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1631%1,410
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5172%1,255
Percentage Net Loans Charged-off: Total real estate loans0.2446%112
Percentage Net Loans Charged-off:Construction & development-0.0201%1,390
Percentage Net Loans Charged-off: Commercial real estate0.0272%326
Percentage Net Loans Charged-off: Multi-family residential0.1166%65
Percentage Net Loans Charged-off: 1-4 family residential0.3091%95
Percentage Net Loans Charged-off: Home equity loans0.6589%41
All other 1-4 family - Percent of loans charged-off, net0.2430%118
Percentage Net Loans Charged-off: Commercial and industrial0.1048%839
Percentage Net Loans Charged-off: Loans to individuals2.6989%128
Percentage Net Loans Charged-off: Credit card loans4.7310%155
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0098%1,283
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4407%1,585
Percentage Net Loans Charged-off: Total real estate loans0.1382%198
Percentage Net Loans Charged-off:Construction & development0.0149%211
Percentage Net Loans Charged-off: Commercial real estate-0.0276%1,294
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1693%177
Percentage Net Loans Charged-off: Home equity loans0.7421%48
All other 1-4 family - Percent of loans charged-off, net0.0842%340
Percentage Net Loans Charged-off: Commercial and industrial0.1720%710
Percentage Net Loans Charged-off: Loans to individuals2.0256%183
Percentage Net Loans Charged-off: Credit card loans3.6410%263
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4393%171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3613%2,067
Percentage Net Loans Charged-off: Total real estate loans0.1304%228
Percentage Net Loans Charged-off:Construction & development-0.0257%1,285
Percentage Net Loans Charged-off: Commercial real estate-0.1014%1,320
Percentage Net Loans Charged-off: Multi-family residential-0.0020%1,270
Percentage Net Loans Charged-off: 1-4 family residential0.1699%164
Percentage Net Loans Charged-off: Home equity loans0.5408%68
All other 1-4 family - Percent of loans charged-off, net0.1132%238
Percentage Net Loans Charged-off: Commercial and industrial0.1179%734
Percentage Net Loans Charged-off: Loans to individuals1.4663%308
Percentage Net Loans Charged-off: Credit card loans3.4707%339
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7723%100
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5021%1,536
Percentage Net Loans Charged-off: Total real estate loans0.0851%390
Percentage Net Loans Charged-off:Construction & development0.0038%249
Percentage Net Loans Charged-off: Commercial real estate-0.5138%1,406
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1860%175
Percentage Net Loans Charged-off: Home equity loans0.2507%146
All other 1-4 family - Percent of loans charged-off, net0.1739%178
Percentage Net Loans Charged-off: Commercial and industrial0.3266%467
Percentage Net Loans Charged-off: Loans to individuals1.8740%251
Percentage Net Loans Charged-off: Credit card loans3.9421%319
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1210%261
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3795%2,369
Percentage Net Loans Charged-off: Total real estate loans0.0397%652
Percentage Net Loans Charged-off:Construction & development-0.0617%1,339
Percentage Net Loans Charged-off: Commercial real estate-0.0787%1,325
Percentage Net Loans Charged-off: Multi-family residential-0.0255%1,345
Percentage Net Loans Charged-off: 1-4 family residential0.0666%478
Percentage Net Loans Charged-off: Home equity loans0.2439%150
All other 1-4 family - Percent of loans charged-off, net0.0414%555
Percentage Net Loans Charged-off: Commercial and industrial0.1131%674
Percentage Net Loans Charged-off: Loans to individuals1.6186%290
Percentage Net Loans Charged-off: Credit card loans3.4752%347
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0121%1,206
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2751%3,052
Percentage Net Loans Charged-off: Total real estate loans-0.0817%1,466
Percentage Net Loans Charged-off:Construction & development-0.0703%1,352
Percentage Net Loans Charged-off: Commercial real estate-0.6837%1,489
Percentage Net Loans Charged-off: Multi-family residential-0.0029%1,303
Percentage Net Loans Charged-off: 1-4 family residential0.0094%895
Percentage Net Loans Charged-off: Home equity loans0.0189%359
All other 1-4 family - Percent of loans charged-off, net0.0083%867
Percentage Net Loans Charged-off: Commercial and industrial-0.0064%1,061
Percentage Net Loans Charged-off: Loans to individuals1.4074%241
Percentage Net Loans Charged-off: Credit card loans3.0951%304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4073%152
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2720%3,242
Percentage Net Loans Charged-off: Total real estate loans0.0905%595
Percentage Net Loans Charged-off:Construction & development-0.2998%1,328
Percentage Net Loans Charged-off: Commercial real estate0.4091%319
Percentage Net Loans Charged-off: Multi-family residential-0.0319%1,321
Percentage Net Loans Charged-off: 1-4 family residential0.0617%532
Percentage Net Loans Charged-off: Home equity loans0.0806%253
All other 1-4 family - Percent of loans charged-off, net0.0600%522
Percentage Net Loans Charged-off: Commercial and industrial0.0250%719
Percentage Net Loans Charged-off: Loans to individuals1.0832%273
Percentage Net Loans Charged-off: Credit card loans2.4402%323
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1197%1,181
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5961%2,336
Percentage Net Loans Charged-off: Total real estate loans0.3889%382
Percentage Net Loans Charged-off:Construction & development1.2135%245
Percentage Net Loans Charged-off: Commercial real estate1.2370%239
Percentage Net Loans Charged-off: Multi-family residential-0.0029%1,342
Percentage Net Loans Charged-off: 1-4 family residential0.1264%441
Percentage Net Loans Charged-off: Home equity loans0.1181%263
All other 1-4 family - Percent of loans charged-off, net0.1276%437
Percentage Net Loans Charged-off: Commercial and industrial0.4163%594
Percentage Net Loans Charged-off: Loans to individuals1.2001%339
Percentage Net Loans Charged-off: Credit card loans2.7639%332
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3145%216
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8783%2,473
Percentage Net Loans Charged-off: Total real estate loans0.8248%315
Percentage Net Loans Charged-off:Construction & development-0.1045%1,440
Percentage Net Loans Charged-off: Commercial real estate1.6302%278
Percentage Net Loans Charged-off: Multi-family residential2.4364%150
Percentage Net Loans Charged-off: 1-4 family residential0.4048%209
Percentage Net Loans Charged-off: Home equity loans0.1851%240
All other 1-4 family - Percent of loans charged-off, net0.4695%189
Percentage Net Loans Charged-off: Commercial and industrial0.3113%907
Percentage Net Loans Charged-off: Loans to individuals1.7651%296
Percentage Net Loans Charged-off: Credit card loans3.7400%291
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3148%254
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA