Home > First Home Savings Bank, FSB > Income and Expense
First Home Savings Bank, FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 5,898 |
| Total interest expense | $3,058,000 | 4,708 |
| Net interest income | $1,976,000 | 7,199 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,010,000 | 1,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,010,000 | 1,156 |
| Total noninterest expense | $3,388,000 | 3,900 |
| Salaries and employee benefits | $1,351,000 | 4,724 |
| Premises and equipment expense | $815,000 | 2,407 |
| Additional noninterest expense | $1,222,000 | 3,723 |
| Pre-tax net operating income | $598,000 | 7,433 |
| Securities gains (losses) | $-541,000 | 11,374 |
| Applicable income taxes | $24,000 | 10,128 |
| Income before extraordinary items | $33,000 | 10,667 |
| Extraordinary gains, net | $-35,000 | 11,426 |
| Net income | $-2,000 | 10,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $2,630,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $379,240 | 7,738 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,713,000 | 4,723 |
| Total interest expense | $3,592,000 | 4,057 |
| Net interest income | $3,121,000 | 5,332 |
| Provision for loan and lease losses | $-328,000 | 11,869 |
| Total noninterest income | $410,000 | 5,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $410,000 | 3,264 |
| Total noninterest expense | $3,068,000 | 4,201 |
| Salaries and employee benefits | $1,573,000 | 4,110 |
| Premises and equipment expense | $644,000 | 3,030 |
| Additional noninterest expense | $851,000 | 4,986 |
| Pre-tax net operating income | $791,000 | 6,874 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $305,000 | 5,940 |
| Income before extraordinary items | $486,000 | 7,354 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $486,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-255,000 | 11,887 |
| Cash dividends | $453,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $486,000 | 7,319 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 4,832 |
| Total interest expense | $2,681,000 | 4,364 |
| Net interest income | $3,376,000 | 5,096 |
| Provision for loan and lease losses | $-875,000 | 12,521 |
| Total noninterest income | $476,000 | 5,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $476,000 | 3,043 |
| Total noninterest expense | $3,294,000 | 4,065 |
| Salaries and employee benefits | $1,659,000 | 3,913 |
| Premises and equipment expense | $615,000 | 3,197 |
| Additional noninterest expense | $1,020,000 | 4,641 |
| Pre-tax net operating income | $1,433,000 | 4,586 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $448,000 | 4,403 |
| Income before extraordinary items | $985,000 | 4,594 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $985,000 | 4,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,856 |
| Cash dividends | $112,000 | 6,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $985,000 | 4,634 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 8,819 |
| Total interest expense | $1,036,000 | 8,943 |
| Net interest income | $1,673,000 | 8,572 |
| Provision for loan and lease losses | $-197,000 | 13,033 |
| Total noninterest income | $208,000 | 9,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $208,000 | 5,546 |
| Total noninterest expense | $1,045,000 | 9,540 |
| Salaries and employee benefits | $569,000 | 9,059 |
| Premises and equipment expense | $315,000 | 5,622 |
| Additional noninterest expense | $161,000 | 12,267 |
| Pre-tax net operating income | $1,033,000 | 5,764 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $395,000 | 5,055 |
| Income before extraordinary items | $638,000 | 6,510 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $638,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 13,072 |
| Cash dividends | $72,000 | 7,482 |
| Sale, conversion, retirement of capital stock, net | $4,500,000 | 212 |
| Net operating income | $638,000 | 6,268 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.