Home > First Home Savings Bank, F.S.B. > Assets and Liabilities
First Home Savings Bank, F.S.B., Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 120 | 1,473 |
| Assets and Liabilities | ||
| Total Assets: | $536,933,000 | 886 |
| Cash and due from depository institutions | $6,170,000 | 1,473 |
| Interest-bearing balances | $720,000 | 2,778 |
| Securities | $237,919,000 | 532 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $276,286,000 | 1,082 |
| Loan loss allowance | $3,616,000 | 1,065 |
| Trading account assets | $64,000 | 188 |
| Bank premises and fixed assets | $2,844,000 | 2,762 |
| Other real estate owned | $855,000 | 1,473 |
| Goodwill and other intangibles | $636,000 | 1,620 |
| All other assets | $12,159,000 | 744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $536,933,000 | 886 |
| Total liabilities | $500,721,000 | 861 |
| Total deposits | $326,569,000 | 1,145 |
| Interest-bearing deposits | $318,600,000 | 1,018 |
| Deposits held in domestic offices | $326,569,000 | 1,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000,000 | 476 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $121,829,000 | 348 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,323,000 | 1,791 |
| Total equity capital | $36,212,000 | 1,236 |
| Total bank equity capital | $36,212,000 | 1,236 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $8,919,000 | 1,728 |
| Undivided profits | $27,293,000 | 958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,625,000 | 785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,606,000 | 1,349 |
| Earning assets | $514,989,000 | 850 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $517,730,000 | 879 |
| Average Assets, quarterly | $530,611,000 | 884 |
| Volatile liabilities | $226,650,000 | 489 |
| Insider loans | $1,060,000 | 3,416 |
| FHLB advances | $121,829,000 | 105 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,251,000 | 2,702 |
| Tier 1 (core) risk-based capital | $35,387,000 | 1,187 |
| Tier 2 risk-based capital | $2,895,000 | 1,104 |
| Total risk weighted assets | $230,888,000 | 1,237 |
| Total unused commitments | $14,251,000 | 2,707 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 119 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $497,848,000 | 978 |
| Cash and due from depository institutions | $5,951,000 | 1,579 |
| Interest-bearing balances | $818,000 | 2,578 |
| Securities | $215,903,000 | 593 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $258,909,000 | 1,168 |
| Loan loss allowance | $3,761,000 | 1,117 |
| Trading account assets | $60,000 | 218 |
| Bank premises and fixed assets | $2,999,000 | 2,598 |
| Other real estate owned | $939,000 | 1,579 |
| Goodwill and other intangibles | $634,000 | 1,549 |
| All other assets | $12,453,000 | 764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $497,848,000 | 978 |
| Total liabilities | $465,819,000 | 956 |
| Total deposits | $290,504,000 | 1,320 |
| Interest-bearing deposits | $271,770,000 | 1,231 |
| Deposits held in domestic offices | $290,504,000 | 1,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,526,000 | 610 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $136,622,000 | 322 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,167,000 | 1,891 |
| Total equity capital | $32,029,000 | 1,412 |
| Total bank equity capital | $32,029,000 | 1,412 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $8,919,000 | 1,788 |
| Undivided profits | $23,110,000 | 1,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,394,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,566,000 | 1,372 |
| Earning assets | $475,690,000 | 950 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $476,584,600 | 989 |
| Average Assets, quarterly | $492,059,000 | 979 |
| Volatile liabilities | $211,622,000 | 551 |
| Insider loans | $1,021,000 | 3,592 |
| FHLB advances | $136,622,000 | 102 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,237,000 | 2,290 |
| Tier 1 (core) risk-based capital | $32,129,000 | 1,336 |
| Tier 2 risk-based capital | $2,571,000 | 1,255 |
| Total risk weighted assets | $205,653,000 | 1,393 |
| Total unused commitments | $17,237,000 | 2,305 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 113 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $453,180,000 | 1,092 |
| Cash and due from depository institutions | $8,540,000 | 1,693 |
| Interest-bearing balances | $1,525,000 | 2,087 |
| Securities | $176,007,000 | 755 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $255,217,000 | 1,164 |
| Loan loss allowance | $3,562,000 | 1,204 |
| Trading account assets | $57,000 | 236 |
| Bank premises and fixed assets | $2,586,000 | 2,925 |
| Other real estate owned | $486,000 | 1,693 |
| Goodwill and other intangibles | $574,000 | 1,489 |
| All other assets | $9,713,000 | 959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $453,180,000 | 1,092 |
| Total liabilities | $423,077,000 | 1,054 |
| Total deposits | $270,622,000 | 1,460 |
| Interest-bearing deposits | $262,842,000 | 1,296 |
| Deposits held in domestic offices | $270,622,000 | 1,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,329,000 | 557 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $105,797,000 | 362 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,329,000 | 1,856 |
| Total equity capital | $30,103,000 | 1,503 |
| Total bank equity capital | $30,103,000 | 1,503 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,030,000 | 1,932 |
| Surplus | $6,889,000 | 2,218 |
| Undivided profits | $21,184,000 | 1,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,029,000 | 1,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,608,000 | 1,386 |
| Earning assets | $432,806,000 | 1,052 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $424,961,200 | 1,126 |
| Average Assets, quarterly | $447,840,500 | 1,096 |
| Volatile liabilities | $176,153,000 | 593 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $105,797,000 | 116 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,513,000 | 4,289 |
| Tier 1 (core) risk-based capital | $29,222,000 | 1,475 |
| Tier 2 risk-based capital | $2,525,000 | 1,289 |
| Total risk weighted assets | $201,993,000 | 1,419 |
| Total unused commitments | $6,513,000 | 4,301 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 98 | 2,060 |
| Assets and Liabilities | ||
| Total Assets: | $388,578,000 | 1,230 |
| Cash and due from depository institutions | $5,670,000 | 2,060 |
| Interest-bearing balances | $503,000 | 3,277 |
| Securities | $128,896,000 | 1,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $240,169,000 | 1,187 |
| Loan loss allowance | $3,318,000 | 1,273 |
| Trading account assets | $456,000 | 227 |
| Bank premises and fixed assets | $2,359,000 | 3,142 |
| Other real estate owned | $941,000 | 2,060 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $10,087,000 | 980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $388,578,000 | 1,230 |
| Total liabilities | $365,503,000 | 1,191 |
| Total deposits | $239,562,000 | 1,583 |
| Interest-bearing deposits | $233,719,000 | 1,407 |
| Deposits held in domestic offices | $239,562,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,329,000 | 656 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $87,304,000 | 404 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,308,000 | 1,615 |
| Total equity capital | $23,075,000 | 1,794 |
| Total bank equity capital | $23,075,000 | 1,794 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,018,000 | 1,995 |
| Surplus | $6,870,000 | 2,142 |
| Undivided profits | $14,187,000 | 1,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,021,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,388,000 | 1,396 |
| Earning assets | $370,024,000 | 1,185 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $375,208,600 | 1,225 |
| Average Assets, quarterly | $392,556,500 | 1,212 |
| Volatile liabilities | $151,508,000 | 635 |
| Insider loans | $763,000 | 4,427 |
| FHLB advances | $87,304,000 | 137 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,041,000 | 4,392 |
| Tier 1 (core) risk-based capital | $26,168,000 | 1,577 |
| Tier 2 risk-based capital | $2,250,000 | 1,414 |
| Total risk weighted assets | $181,112,000 | 1,541 |
| Total unused commitments | $6,041,000 | 4,399 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 91 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $351,176,000 | 1,346 |
| Cash and due from depository institutions | $5,705,000 | 2,312 |
| Interest-bearing balances | $1,175,000 | 3,173 |
| Securities | $113,223,000 | 1,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $216,044,000 | 1,286 |
| Loan loss allowance | $2,663,000 | 1,632 |
| Trading account assets | $698,000 | 274 |
| Bank premises and fixed assets | $2,381,000 | 3,073 |
| Other real estate owned | $2,081,000 | 2,312 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $11,044,000 | 895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,176,000 | 1,346 |
| Total liabilities | $328,302,000 | 1,329 |
| Total deposits | $228,034,000 | 1,731 |
| Interest-bearing deposits | $223,269,000 | 1,535 |
| Deposits held in domestic offices | $228,034,000 | 1,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,247,000 | 767 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $79,084,000 | 373 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,937,000 | 1,841 |
| Total equity capital | $22,874,000 | 1,784 |
| Total bank equity capital | $22,874,000 | 1,784 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,468,000 | 2,895 |
| Surplus | $6,647,000 | 2,104 |
| Undivided profits | $14,759,000 | 1,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,367,000 | 1,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,296,000 | 1,313 |
| Earning assets | $331,140,000 | 1,317 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $215,434,800 | 2,100 |
| Average Assets, quarterly | $343,119,500 | 1,372 |
| Volatile liabilities | $112,746,000 | 725 |
| Insider loans | $836,000 | 4,221 |
| FHLB advances | $79,084,000 | 131 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,032,000 | 2,429 |
| Tier 1 (core) risk-based capital | $22,743,000 | 1,740 |
| Tier 2 risk-based capital | $2,074,000 | 1,524 |
| Total risk weighted assets | $165,979,000 | 1,659 |
| Total unused commitments | $14,032,000 | 2,450 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $31,482,000 | 10,210 |
| Cash and due from depository institutions | $2,470,000 | 10,697 |
| Interest-bearing balances | $1,144,000 | 3,563 |
| Securities | $2,288,000 | 12,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $25,744,000 | 7,758 |
| Loan loss allowance | $163,000 | 11,255 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $283,000 | 10,689 |
| Other real estate owned | $0 | 10,697 |
| Goodwill and other intangibles | $6,000 | 2,970 |
| All other assets | $691,000 | 8,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,482,000 | 10,210 |
| Total liabilities | $29,992,000 | 9,959 |
| Total deposits | $27,257,000 | 10,261 |
| Interest-bearing deposits | $26,119,000 | 9,722 |
| Deposits held in domestic offices | $27,257,000 | 10,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,300,000 | 1,847 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $435,000 | 6,460 |
| Total equity capital | $1,490,000 | 12,398 |
| Total bank equity capital | $1,490,000 | 12,398 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000 | 12,292 |
| Surplus | $960,000 | 8,577 |
| Undivided profits | $528,000 | 10,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 10,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $161,000 | 9,715 |
| Earning assets | $29,176,000 | 10,079 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $32,970,200 | 9,817 |
| Average Assets, quarterly | $31,818,000 | 10,093 |
| Volatile liabilities | $3,820,000 | 7,605 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,300,000 | 627 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,873,000 | 6,214 |
| Tier 1 (core) risk-based capital | $1,484,000 | 12,372 |
| Tier 2 risk-based capital | $163,000 | 10,318 |
| Total risk weighted assets | $16,603,000 | 10,195 |
| Total unused commitments | $2,873,000 | 6,245 |
| Derivatives | $0 | 651 |