Home > First Home Bank > Income and Expense
First Home Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 3,010 |
| Total interest expense | $965,000 | 2,131 |
| Net interest income | $4,662,000 | 3,137 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $697,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $240,000 | 2,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 2,925 |
| Total noninterest expense | $4,419,000 | 2,818 |
| Salaries and employee benefits | $2,362,000 | 2,914 |
| Premises and equipment expense | $776,000 | 2,058 |
| Additional noninterest expense | $1,281,000 | 2,963 |
| Pre-tax net operating income | $850,000 | 3,992 |
| Securities gains (losses) | $-20,000 | 5,498 |
| Applicable income taxes | $285,000 | 2,516 |
| Income before extraordinary items | $545,000 | 4,339 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $545,000 | 4,338 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $545,000 | 4,339 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $665,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $558,200 | 4,293 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 3,013 |
| Total interest expense | $636,000 | 2,119 |
| Net interest income | $3,099,000 | 3,143 |
| Provision for loan and lease losses | $90,000 | 2,313 |
| Total noninterest income | $442,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $154,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 3,000 |
| Total noninterest expense | $2,951,000 | 2,836 |
| Salaries and employee benefits | $1,567,000 | 2,940 |
| Premises and equipment expense | $509,000 | 2,093 |
| Additional noninterest expense | $875,000 | 2,924 |
| Pre-tax net operating income | $500,000 | 4,133 |
| Securities gains (losses) | $-23,000 | 5,600 |
| Applicable income taxes | $161,000 | 2,629 |
| Income before extraordinary items | $316,000 | 4,448 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $316,000 | 4,447 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $316,000 | 4,448 |
| Net charge-offs | $-3,000 | 4,411 |
| Cash dividends | $100,000 | 3,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $331,180 | 4,392 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,061 |
| Total interest expense | $312,000 | 2,107 |
| Net interest income | $1,516,000 | 3,191 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $221,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $76,000 | 2,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 2,972 |
| Total noninterest expense | $1,484,000 | 2,847 |
| Salaries and employee benefits | $790,000 | 2,972 |
| Premises and equipment expense | $262,000 | 2,069 |
| Additional noninterest expense | $432,000 | 2,958 |
| Pre-tax net operating income | $193,000 | 4,385 |
| Securities gains (losses) | $-10,000 | 5,652 |
| Applicable income taxes | $49,000 | 2,902 |
| Income before extraordinary items | $134,000 | 4,605 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $134,000 | 4,605 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $134,000 | 4,605 |
| Net charge-offs | $6,000 | 2,391 |
| Cash dividends | $25,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $141,300 | 4,539 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,250,000 | 3,060 |
| Total interest expense | $1,217,000 | 2,109 |
| Net interest income | $6,033,000 | 3,185 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $962,000 | 3,095 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $369,000 | 2,593 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $593,000 | 3,030 |
| Total noninterest expense | $6,150,000 | 2,803 |
| Salaries and employee benefits | $3,395,000 | 2,810 |
| Premises and equipment expense | $1,021,000 | 2,117 |
| Additional noninterest expense | $1,734,000 | 3,032 |
| Pre-tax net operating income | $845,000 | 4,280 |
| Securities gains (losses) | $14,000 | 2,531 |
| Applicable income taxes | $-150,000 | 5,788 |
| Income before extraordinary items | $1,009,000 | 3,873 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,009,000 | 3,871 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,009,000 | 3,872 |
| Net charge-offs | $-5,000 | 4,864 |
| Cash dividends | $100,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $995,000 | 3,840 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 3,078 |
| Total interest expense | $909,000 | 2,114 |
| Net interest income | $4,502,000 | 3,209 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $734,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $278,000 | 2,593 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $456,000 | 3,017 |
| Total noninterest expense | $4,439,000 | 2,870 |
| Salaries and employee benefits | $2,334,000 | 2,950 |
| Premises and equipment expense | $765,000 | 2,130 |
| Additional noninterest expense | $1,340,000 | 2,978 |
| Pre-tax net operating income | $797,000 | 4,042 |
| Securities gains (losses) | $14,000 | 2,461 |
| Applicable income taxes | $275,000 | 2,565 |
| Income before extraordinary items | $536,000 | 4,412 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $536,000 | 4,410 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $536,000 | 4,412 |
| Net charge-offs | $16,000 | 3,263 |
| Cash dividends | $75,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $526,760 | 4,353 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 3,094 |
| Total interest expense | $598,000 | 2,141 |
| Net interest income | $2,994,000 | 3,223 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $494,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $181,000 | 2,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 2,964 |
| Total noninterest expense | $2,960,000 | 2,893 |
| Salaries and employee benefits | $1,546,000 | 2,985 |
| Premises and equipment expense | $511,000 | 2,118 |
| Additional noninterest expense | $903,000 | 2,957 |
| Pre-tax net operating income | $528,000 | 4,064 |
| Securities gains (losses) | $7,000 | 2,354 |
| Applicable income taxes | $182,000 | 2,567 |
| Income before extraordinary items | $353,000 | 4,434 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 4,430 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $353,000 | 4,432 |
| Net charge-offs | $-6,000 | 4,802 |
| Cash dividends | $50,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $348,380 | 4,390 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,135 |
| Total interest expense | $290,000 | 2,194 |
| Net interest income | $1,467,000 | 3,265 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $253,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $90,000 | 2,592 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $163,000 | 2,882 |
| Total noninterest expense | $1,463,000 | 2,931 |
| Salaries and employee benefits | $760,000 | 3,043 |
| Premises and equipment expense | $260,000 | 2,094 |
| Additional noninterest expense | $443,000 | 3,008 |
| Pre-tax net operating income | $257,000 | 4,093 |
| Securities gains (losses) | $-2,000 | 5,868 |
| Applicable income taxes | $81,000 | 2,628 |
| Income before extraordinary items | $174,000 | 4,428 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $174,000 | 4,426 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $174,000 | 4,428 |
| Net charge-offs | $12,000 | 2,244 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $175,360 | 4,365 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 3,207 |
| Total interest expense | $1,110,000 | 2,247 |
| Net interest income | $5,604,000 | 3,333 |
| Provision for loan and lease losses | $25,000 | 3,944 |
| Total noninterest income | $802,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $340,000 | 2,804 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $462,000 | 3,407 |
| Total noninterest expense | $5,636,000 | 2,990 |
| Salaries and employee benefits | $2,923,000 | 3,076 |
| Premises and equipment expense | $1,057,000 | 2,086 |
| Additional noninterest expense | $1,656,000 | 3,196 |
| Pre-tax net operating income | $745,000 | 4,497 |
| Securities gains (losses) | $-11,000 | 5,877 |
| Applicable income taxes | $-2,088,000 | 6,134 |
| Income before extraordinary items | $2,822,000 | 2,148 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,822,000 | 2,148 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,822,000 | 2,149 |
| Net charge-offs | $-53,000 | 5,587 |
| Cash dividends | $100,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,833,000 | 2,099 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 3,245 |
| Total interest expense | $823,000 | 2,295 |
| Net interest income | $4,179,000 | 3,382 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $690,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $244,000 | 2,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 3,065 |
| Total noninterest expense | $4,243,000 | 3,012 |
| Salaries and employee benefits | $2,222,000 | 3,090 |
| Premises and equipment expense | $783,000 | 2,141 |
| Additional noninterest expense | $1,238,000 | 3,212 |
| Pre-tax net operating income | $566,000 | 4,584 |
| Securities gains (losses) | $-11,000 | 6,010 |
| Applicable income taxes | $-2,004,000 | 6,244 |
| Income before extraordinary items | $2,559,000 | 1,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,559,000 | 1,862 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,559,000 | 1,862 |
| Net charge-offs | $-36,000 | 5,514 |
| Cash dividends | $75,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,570,000 | 1,818 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 3,272 |
| Total interest expense | $542,000 | 2,326 |
| Net interest income | $2,778,000 | 3,400 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $441,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $150,000 | 3,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,099 |
| Total noninterest expense | $2,816,000 | 3,031 |
| Salaries and employee benefits | $1,475,000 | 3,117 |
| Premises and equipment expense | $528,000 | 2,131 |
| Additional noninterest expense | $813,000 | 3,271 |
| Pre-tax net operating income | $343,000 | 4,676 |
| Securities gains (losses) | $-11,000 | 6,129 |
| Applicable income taxes | $-2,090,000 | 6,330 |
| Income before extraordinary items | $2,422,000 | 1,378 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,422,000 | 1,380 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,422,000 | 1,379 |
| Net charge-offs | $-21,000 | 5,481 |
| Cash dividends | $25,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,433,000 | 1,336 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 3,283 |
| Total interest expense | $263,000 | 2,394 |
| Net interest income | $1,390,000 | 3,395 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $213,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $76,000 | 2,961 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $137,000 | 3,150 |
| Total noninterest expense | $1,409,000 | 3,031 |
| Salaries and employee benefits | $733,000 | 3,142 |
| Premises and equipment expense | $266,000 | 2,141 |
| Additional noninterest expense | $410,000 | 3,240 |
| Pre-tax net operating income | $134,000 | 4,956 |
| Securities gains (losses) | $-14,000 | 6,270 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $120,000 | 4,925 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $120,000 | 4,927 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $120,000 | 4,929 |
| Net charge-offs | $-11,000 | 5,460 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $134,000 | 4,734 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 3,423 |
| Total interest expense | $1,050,000 | 2,506 |
| Net interest income | $5,217,000 | 3,550 |
| Provision for loan and lease losses | $28,000 | 4,108 |
| Total noninterest income | $1,019,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $371,000 | 2,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $648,000 | 2,935 |
| Total noninterest expense | $5,678,000 | 3,037 |
| Salaries and employee benefits | $2,824,000 | 3,197 |
| Premises and equipment expense | $1,297,000 | 1,786 |
| Additional noninterest expense | $1,557,000 | 3,469 |
| Pre-tax net operating income | $530,000 | 4,975 |
| Securities gains (losses) | $21,000 | 2,297 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $551,000 | 4,798 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $551,000 | 4,797 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $551,000 | 4,798 |
| Net charge-offs | $-6,000 | 5,587 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $530,000 | 4,801 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 3,478 |
| Total interest expense | $780,000 | 2,555 |
| Net interest income | $3,883,000 | 3,592 |
| Provision for loan and lease losses | $28,000 | 3,782 |
| Total noninterest income | $779,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $277,000 | 2,863 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $502,000 | 2,905 |
| Total noninterest expense | $4,230,000 | 3,058 |
| Salaries and employee benefits | $2,140,000 | 3,202 |
| Premises and equipment expense | $951,000 | 1,835 |
| Additional noninterest expense | $1,139,000 | 3,534 |
| Pre-tax net operating income | $404,000 | 5,046 |
| Securities gains (losses) | $28,000 | 1,816 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $432,000 | 4,834 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $432,000 | 4,834 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $432,000 | 4,835 |
| Net charge-offs | $-10,000 | 5,623 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $404,000 | 4,867 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 3,501 |
| Total interest expense | $515,000 | 2,586 |
| Net interest income | $2,561,000 | 3,620 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $539,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $178,000 | 2,919 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $361,000 | 2,792 |
| Total noninterest expense | $2,781,000 | 3,100 |
| Salaries and employee benefits | $1,416,000 | 3,243 |
| Premises and equipment expense | $645,000 | 1,831 |
| Additional noninterest expense | $720,000 | 3,670 |
| Pre-tax net operating income | $319,000 | 4,823 |
| Securities gains (losses) | $28,000 | 1,480 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $347,000 | 4,521 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $347,000 | 4,526 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $347,000 | 4,526 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $319,000 | 4,578 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 3,561 |
| Total interest expense | $260,000 | 2,599 |
| Net interest income | $1,254,000 | 3,676 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $290,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $84,000 | 3,004 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $206,000 | 2,522 |
| Total noninterest expense | $1,374,000 | 3,163 |
| Salaries and employee benefits | $689,000 | 3,329 |
| Premises and equipment expense | $338,000 | 1,781 |
| Additional noninterest expense | $347,000 | 3,749 |
| Pre-tax net operating income | $170,000 | 4,710 |
| Securities gains (losses) | $18,000 | 988 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $188,000 | 4,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 4,360 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $188,000 | 4,361 |
| Net charge-offs | $13,000 | 2,721 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $170,000 | 4,451 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 3,585 |
| Total interest expense | $1,174,000 | 2,608 |
| Net interest income | $4,899,000 | 3,748 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $993,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $392,000 | 2,854 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $601,000 | 3,117 |
| Total noninterest expense | $5,336,000 | 3,248 |
| Salaries and employee benefits | $2,894,000 | 3,191 |
| Premises and equipment expense | $1,148,000 | 1,991 |
| Additional noninterest expense | $1,294,000 | 4,023 |
| Pre-tax net operating income | $556,000 | 4,883 |
| Securities gains (losses) | $95,000 | 1,359 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $650,000 | 4,555 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $650,000 | 4,559 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $650,000 | 4,559 |
| Net charge-offs | $117,000 | 3,594 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $555,000 | 4,695 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 3,636 |
| Total interest expense | $912,000 | 2,610 |
| Net interest income | $3,626,000 | 3,805 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $771,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $289,000 | 2,907 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $482,000 | 3,072 |
| Total noninterest expense | $3,925,000 | 3,304 |
| Salaries and employee benefits | $2,153,000 | 3,220 |
| Premises and equipment expense | $804,000 | 2,135 |
| Additional noninterest expense | $968,000 | 4,029 |
| Pre-tax net operating income | $472,000 | 4,837 |
| Securities gains (losses) | $45,000 | 1,740 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $517,000 | 4,551 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $517,000 | 4,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $517,000 | 4,555 |
| Net charge-offs | $100,000 | 3,258 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $472,000 | 4,598 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 3,652 |
| Total interest expense | $620,000 | 2,634 |
| Net interest income | $2,386,000 | 3,827 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $486,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $187,000 | 2,929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $299,000 | 3,201 |
| Total noninterest expense | $2,620,000 | 3,315 |
| Salaries and employee benefits | $1,413,000 | 3,277 |
| Premises and equipment expense | $553,000 | 2,071 |
| Additional noninterest expense | $654,000 | 3,993 |
| Pre-tax net operating income | $252,000 | 5,056 |
| Securities gains (losses) | $45,000 | 1,592 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $297,000 | 4,765 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $297,000 | 4,768 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $297,000 | 4,769 |
| Net charge-offs | $105,000 | 2,713 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $252,000 | 4,870 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,708 |
| Total interest expense | $308,000 | 2,728 |
| Net interest income | $1,182,000 | 3,872 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $224,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $131,000 | 3,372 |
| Total noninterest expense | $1,283,000 | 3,389 |
| Salaries and employee benefits | $690,000 | 3,354 |
| Premises and equipment expense | $276,000 | 2,115 |
| Additional noninterest expense | $317,000 | 4,092 |
| Pre-tax net operating income | $123,000 | 5,089 |
| Securities gains (losses) | $42,000 | 1,000 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $165,000 | 4,590 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $165,000 | 4,591 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $165,000 | 4,592 |
| Net charge-offs | $32,000 | 2,752 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $123,000 | 4,886 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,365,000 | 3,678 |
| Total interest expense | $1,347,000 | 2,941 |
| Net interest income | $5,018,000 | 3,806 |
| Provision for loan and lease losses | $209,000 | 3,884 |
| Total noninterest income | $304,000 | 5,189 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $426,000 | 2,797 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-122,000 | 6,753 |
| Total noninterest expense | $6,490,000 | 2,851 |
| Salaries and employee benefits | $3,373,000 | 2,879 |
| Premises and equipment expense | $1,192,000 | 1,950 |
| Additional noninterest expense | $1,925,000 | 3,182 |
| Pre-tax net operating income | $-1,377,000 | 6,724 |
| Securities gains (losses) | $862,000 | 604 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-515,000 | 6,590 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-515,000 | 6,584 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-515,000 | 6,586 |
| Net charge-offs | $167,000 | 3,952 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,377,000 | 6,741 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,857,000 | 3,710 |
| Total interest expense | $1,033,000 | 2,996 |
| Net interest income | $3,824,000 | 3,824 |
| Provision for loan and lease losses | $209,000 | 3,473 |
| Total noninterest income | $56,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $318,000 | 2,844 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-262,000 | 7,009 |
| Total noninterest expense | $4,718,000 | 2,933 |
| Salaries and employee benefits | $2,467,000 | 2,943 |
| Premises and equipment expense | $860,000 | 2,051 |
| Additional noninterest expense | $1,391,000 | 3,294 |
| Pre-tax net operating income | $-1,047,000 | 6,846 |
| Securities gains (losses) | $862,000 | 468 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-185,000 | 6,608 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-185,000 | 6,606 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-185,000 | 6,606 |
| Net charge-offs | $107,000 | 3,901 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,047,000 | 6,858 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 3,722 |
| Total interest expense | $704,000 | 3,043 |
| Net interest income | $2,566,000 | 3,823 |
| Provision for loan and lease losses | $209,000 | 2,931 |
| Total noninterest income | $11,000 | 6,920 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $201,000 | 2,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-190,000 | 7,070 |
| Total noninterest expense | $3,260,000 | 2,843 |
| Salaries and employee benefits | $1,708,000 | 2,859 |
| Premises and equipment expense | $604,000 | 1,958 |
| Additional noninterest expense | $948,000 | 3,266 |
| Pre-tax net operating income | $-892,000 | 6,945 |
| Securities gains (losses) | $597,000 | 455 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-295,000 | 6,769 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-295,000 | 6,769 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-295,000 | 6,769 |
| Net charge-offs | $62,000 | 3,839 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-892,000 | 6,960 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 3,732 |
| Total interest expense | $365,000 | 3,051 |
| Net interest income | $1,287,000 | 3,833 |
| Provision for loan and lease losses | $208,000 | 1,965 |
| Total noninterest income | $153,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $98,000 | 2,962 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,574 |
| Total noninterest expense | $1,783,000 | 2,626 |
| Salaries and employee benefits | $857,000 | 2,865 |
| Premises and equipment expense | $311,000 | 1,921 |
| Additional noninterest expense | $615,000 | 2,593 |
| Pre-tax net operating income | $-551,000 | 7,063 |
| Securities gains (losses) | $17,000 | 1,644 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-534,000 | 7,078 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-534,000 | 7,077 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-534,000 | 7,078 |
| Net charge-offs | $-31,000 | 6,984 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-551,000 | 7,069 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,507,000 | 3,502 |
| Total interest expense | $1,691,000 | 3,139 |
| Net interest income | $5,816,000 | 3,554 |
| Provision for loan and lease losses | $785,000 | 2,766 |
| Total noninterest income | $-1,271,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $516,000 | 2,501 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,787,000 | 7,258 |
| Total noninterest expense | $7,045,000 | 2,653 |
| Salaries and employee benefits | $3,388,000 | 2,821 |
| Premises and equipment expense | $1,235,000 | 2,001 |
| Additional noninterest expense | $2,422,000 | 2,646 |
| Pre-tax net operating income | $-3,285,000 | 6,942 |
| Securities gains (losses) | $414,000 | 911 |
| Applicable income taxes | $370,000 | 2,321 |
| Income before extraordinary items | $-3,241,000 | 6,967 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,241,000 | 6,968 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,241,000 | 6,968 |
| Net charge-offs | $1,642,000 | 1,759 |
| Cash dividends | $58,000 | 3,949 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,076 |
| Net operating income | $-3,655,000 | 6,984 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,835,000 | 3,440 |
| Total interest expense | $1,308,000 | 3,183 |
| Net interest income | $4,527,000 | 3,456 |
| Provision for loan and lease losses | $767,000 | 2,322 |
| Total noninterest income | $506,000 | 3,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 3,229 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $235,000 | 3,852 |
| Total noninterest expense | $7,056,000 | 2,043 |
| Salaries and employee benefits | $2,643,000 | 2,724 |
| Premises and equipment expense | $955,000 | 1,963 |
| Additional noninterest expense | $3,458,000 | 1,493 |
| Pre-tax net operating income | $-2,790,000 | 7,088 |
| Securities gains (losses) | $414,000 | 739 |
| Applicable income taxes | $293,000 | 2,293 |
| Income before extraordinary items | $-2,669,000 | 7,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,669,000 | 7,125 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,669,000 | 7,126 |
| Net charge-offs | $453,000 | 2,776 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,083,000 | 7,142 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 3,406 |
| Total interest expense | $904,000 | 3,195 |
| Net interest income | $3,080,000 | 3,414 |
| Provision for loan and lease losses | $711,000 | 1,876 |
| Total noninterest income | $430,000 | 3,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 2,407 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 3,845 |
| Total noninterest expense | $5,253,000 | 1,851 |
| Salaries and employee benefits | $1,712,000 | 2,816 |
| Premises and equipment expense | $652,000 | 1,932 |
| Additional noninterest expense | $2,889,000 | 1,222 |
| Pre-tax net operating income | $-2,454,000 | 7,229 |
| Securities gains (losses) | $300,000 | 553 |
| Applicable income taxes | $293,000 | 1,826 |
| Income before extraordinary items | $-2,447,000 | 7,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,447,000 | 7,250 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,447,000 | 7,251 |
| Net charge-offs | $618,000 | 1,923 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,747,000 | 7,266 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 3,398 |
| Total interest expense | $485,000 | 3,129 |
| Net interest income | $1,523,000 | 3,427 |
| Provision for loan and lease losses | $245,000 | 2,201 |
| Total noninterest income | $202,000 | 3,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 2,237 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,485 |
| Total noninterest expense | $2,026,000 | 2,396 |
| Salaries and employee benefits | $872,000 | 2,777 |
| Premises and equipment expense | $326,000 | 1,977 |
| Additional noninterest expense | $828,000 | 2,039 |
| Pre-tax net operating income | $-546,000 | 7,106 |
| Securities gains (losses) | $300,000 | 253 |
| Applicable income taxes | $293,000 | 1,140 |
| Income before extraordinary items | $-539,000 | 7,149 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-539,000 | 7,150 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-539,000 | 7,150 |
| Net charge-offs | $173,000 | 2,234 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-839,000 | 7,246 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,987,000 | 3,224 |
| Total interest expense | $2,675,000 | 2,837 |
| Net interest income | $6,312,000 | 3,351 |
| Provision for loan and lease losses | $1,260,000 | 2,697 |
| Total noninterest income | $876,000 | 3,468 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $876,000 | 2,370 |
| Total noninterest expense | $7,820,000 | 2,467 |
| Salaries and employee benefits | $3,494,000 | 2,738 |
| Premises and equipment expense | $1,276,000 | 1,993 |
| Additional noninterest expense | $3,050,000 | 2,263 |
| Pre-tax net operating income | $-1,892,000 | 6,743 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $858,000 | 1,374 |
| Income before extraordinary items | $-2,750,000 | 6,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,750,000 | 6,965 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,750,000 | 6,966 |
| Net charge-offs | $1,189,000 | 2,453 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,750,000 | 6,941 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,882,000 | 3,235 |
| Total interest expense | $2,132,000 | 2,818 |
| Net interest income | $4,750,000 | 3,387 |
| Provision for loan and lease losses | $852,000 | 2,756 |
| Total noninterest income | $702,000 | 3,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $702,000 | 2,257 |
| Total noninterest expense | $5,387,000 | 2,664 |
| Salaries and employee benefits | $2,645,000 | 2,719 |
| Premises and equipment expense | $958,000 | 2,014 |
| Additional noninterest expense | $1,784,000 | 2,742 |
| Pre-tax net operating income | $-787,000 | 6,689 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $589,000 | 1,491 |
| Income before extraordinary items | $-1,376,000 | 7,009 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,376,000 | 7,008 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,376,000 | 7,009 |
| Net charge-offs | $736,000 | 2,578 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,376,000 | 6,973 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 3,229 |
| Total interest expense | $1,475,000 | 2,838 |
| Net interest income | $3,180,000 | 3,379 |
| Provision for loan and lease losses | $789,000 | 2,203 |
| Total noninterest income | $509,000 | 3,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $509,000 | 2,068 |
| Total noninterest expense | $3,693,000 | 2,618 |
| Salaries and employee benefits | $1,778,000 | 2,722 |
| Premises and equipment expense | $647,000 | 2,007 |
| Additional noninterest expense | $1,268,000 | 2,593 |
| Pre-tax net operating income | $-793,000 | 6,908 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $583,000 | 1,072 |
| Income before extraordinary items | $-1,376,000 | 7,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,376,000 | 7,208 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,376,000 | 7,209 |
| Net charge-offs | $615,000 | 2,209 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,376,000 | 7,197 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 3,227 |
| Total interest expense | $773,000 | 2,835 |
| Net interest income | $1,601,000 | 3,381 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $266,000 | 3,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $266,000 | 1,992 |
| Total noninterest expense | $1,913,000 | 2,554 |
| Salaries and employee benefits | $920,000 | 2,662 |
| Premises and equipment expense | $322,000 | 2,075 |
| Additional noninterest expense | $671,000 | 2,467 |
| Pre-tax net operating income | $-46,000 | 6,480 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-24,000 | 7,223 |
| Income before extraordinary items | $-22,000 | 6,503 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-22,000 | 6,505 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-22,000 | 6,504 |
| Net charge-offs | $113,000 | 2,991 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-22,000 | 6,422 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,001,000 | 2,971 |
| Total interest expense | $4,329,000 | 2,559 |
| Net interest income | $6,672,000 | 3,170 |
| Provision for loan and lease losses | $1,098,000 | 3,363 |
| Total noninterest income | $1,970,000 | 2,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,970,000 | 1,389 |
| Total noninterest expense | $9,134,000 | 2,177 |
| Salaries and employee benefits | $4,033,000 | 2,425 |
| Premises and equipment expense | $1,376,000 | 1,958 |
| Additional noninterest expense | $3,725,000 | 1,964 |
| Pre-tax net operating income | $-1,590,000 | 6,476 |
| Securities gains (losses) | $286,000 | 1,282 |
| Applicable income taxes | $-376,000 | 6,941 |
| Income before extraordinary items | $-928,000 | 6,332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-928,000 | 6,332 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-928,000 | 6,332 |
| Net charge-offs | $6,357,000 | 963 |
| Cash dividends | $100,000 | 4,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,131,060 | 6,420 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,483,000 | 2,946 |
| Total interest expense | $3,478,000 | 2,516 |
| Net interest income | $5,005,000 | 3,190 |
| Provision for loan and lease losses | $1,149,000 | 2,576 |
| Total noninterest income | $1,606,000 | 2,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,606,000 | 1,331 |
| Total noninterest expense | $7,282,000 | 2,072 |
| Salaries and employee benefits | $3,120,000 | 2,384 |
| Premises and equipment expense | $1,073,000 | 1,897 |
| Additional noninterest expense | $3,089,000 | 1,731 |
| Pre-tax net operating income | $-1,820,000 | 6,986 |
| Securities gains (losses) | $286,000 | 1,032 |
| Applicable income taxes | $-518,000 | 7,354 |
| Income before extraordinary items | $-1,016,000 | 6,756 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,016,000 | 6,757 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,016,000 | 6,757 |
| Net charge-offs | $6,555,000 | 677 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,204,760 | 6,843 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,800,000 | 2,912 |
| Total interest expense | $2,538,000 | 2,418 |
| Net interest income | $3,262,000 | 3,228 |
| Provision for loan and lease losses | $1,098,000 | 1,963 |
| Total noninterest income | $1,079,000 | 2,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,079,000 | 1,359 |
| Total noninterest expense | $5,453,000 | 1,886 |
| Salaries and employee benefits | $2,187,000 | 2,309 |
| Premises and equipment expense | $706,000 | 1,950 |
| Additional noninterest expense | $2,560,000 | 1,450 |
| Pre-tax net operating income | $-2,210,000 | 7,432 |
| Securities gains (losses) | $286,000 | 794 |
| Applicable income taxes | $-667,000 | 7,650 |
| Income before extraordinary items | $-1,257,000 | 7,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,257,000 | 7,255 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,257,000 | 7,255 |
| Net charge-offs | $3,294,000 | 788 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,442,900 | 7,313 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 2,870 |
| Total interest expense | $1,365,000 | 2,334 |
| Net interest income | $1,622,000 | 3,229 |
| Provision for loan and lease losses | $644,000 | 1,537 |
| Total noninterest income | $437,000 | 2,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $437,000 | 1,520 |
| Total noninterest expense | $2,068,000 | 2,352 |
| Salaries and employee benefits | $1,095,000 | 2,339 |
| Premises and equipment expense | $350,000 | 2,002 |
| Additional noninterest expense | $623,000 | 2,482 |
| Pre-tax net operating income | $-653,000 | 7,455 |
| Securities gains (losses) | $286,000 | 518 |
| Applicable income taxes | $-143,000 | 7,635 |
| Income before extraordinary items | $-224,000 | 7,074 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-224,000 | 7,075 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-224,000 | 7,075 |
| Net charge-offs | $714,000 | 1,142 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-407,040 | 7,315 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,975,000 | 2,648 |
| Total interest expense | $6,289,000 | 2,419 |
| Net interest income | $7,686,000 | 2,812 |
| Provision for loan and lease losses | $5,518,000 | 949 |
| Total noninterest income | $2,252,000 | 1,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,252,000 | 1,200 |
| Total noninterest expense | $8,104,000 | 2,353 |
| Salaries and employee benefits | $4,477,000 | 2,270 |
| Premises and equipment expense | $1,604,000 | 1,717 |
| Additional noninterest expense | $2,023,000 | 2,845 |
| Pre-tax net operating income | $-3,684,000 | 7,695 |
| Securities gains (losses) | $433,000 | 428 |
| Applicable income taxes | $-808,000 | 7,638 |
| Income before extraordinary items | $-2,443,000 | 7,499 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,443,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,056,000 | 1,896 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,767,750 | 7,635 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,733,000 | 2,634 |
| Total interest expense | $4,890,000 | 2,423 |
| Net interest income | $5,843,000 | 2,788 |
| Provision for loan and lease losses | $1,288,000 | 1,576 |
| Total noninterest income | $1,721,000 | 1,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,721,000 | 1,238 |
| Total noninterest expense | $6,062,000 | 2,349 |
| Salaries and employee benefits | $3,369,000 | 2,284 |
| Premises and equipment expense | $1,228,000 | 1,693 |
| Additional noninterest expense | $1,465,000 | 2,829 |
| Pre-tax net operating income | $214,000 | 5,987 |
| Securities gains (losses) | $348,000 | 417 |
| Applicable income taxes | $96,000 | 3,617 |
| Income before extraordinary items | $466,000 | 4,555 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $466,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 2,016 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $177,160 | 5,996 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,293,000 | 2,613 |
| Total interest expense | $3,383,000 | 2,428 |
| Net interest income | $3,910,000 | 2,767 |
| Provision for loan and lease losses | $1,139,000 | 1,138 |
| Total noninterest income | $1,125,000 | 2,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,125,000 | 1,291 |
| Total noninterest expense | $4,007,000 | 2,372 |
| Salaries and employee benefits | $2,243,000 | 2,312 |
| Premises and equipment expense | $771,000 | 1,776 |
| Additional noninterest expense | $993,000 | 2,758 |
| Pre-tax net operating income | $-111,000 | 7,210 |
| Securities gains (losses) | $243,000 | 532 |
| Applicable income taxes | $-24,000 | 7,684 |
| Income before extraordinary items | $156,000 | 5,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 5,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,449 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-87,000 | 7,189 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 2,658 |
| Total interest expense | $1,815,000 | 2,438 |
| Net interest income | $1,881,000 | 2,855 |
| Provision for loan and lease losses | $428,000 | 1,095 |
| Total noninterest income | $578,000 | 2,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $578,000 | 1,263 |
| Total noninterest expense | $2,007,000 | 2,363 |
| Salaries and employee benefits | $1,109,000 | 2,361 |
| Premises and equipment expense | $403,000 | 1,713 |
| Additional noninterest expense | $495,000 | 2,751 |
| Pre-tax net operating income | $24,000 | 6,919 |
| Securities gains (losses) | $112,000 | 661 |
| Applicable income taxes | $59,000 | 3,384 |
| Income before extraordinary items | $77,000 | 6,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $77,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,173 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $5,320 | 7,122 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,789,000 | 2,717 |
| Total interest expense | $7,984,000 | 2,325 |
| Net interest income | $6,805,000 | 3,165 |
| Provision for loan and lease losses | $338,000 | 2,985 |
| Total noninterest income | $2,206,000 | 2,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,206,000 | 1,282 |
| Total noninterest expense | $7,923,000 | 2,310 |
| Salaries and employee benefits | $4,252,000 | 2,369 |
| Premises and equipment expense | $1,551,000 | 1,696 |
| Additional noninterest expense | $2,120,000 | 2,526 |
| Pre-tax net operating income | $750,000 | 5,310 |
| Securities gains (losses) | $434,000 | 283 |
| Applicable income taxes | $194,000 | 3,866 |
| Income before extraordinary items | $990,000 | 4,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $990,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $834,000 | 1,176 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $625,440 | 5,253 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,971,000 | 2,745 |
| Total interest expense | $5,988,000 | 2,314 |
| Net interest income | $4,983,000 | 3,245 |
| Provision for loan and lease losses | $193,000 | 3,067 |
| Total noninterest income | $1,647,000 | 2,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,647,000 | 1,299 |
| Total noninterest expense | $5,918,000 | 2,292 |
| Salaries and employee benefits | $3,212,000 | 2,347 |
| Premises and equipment expense | $1,179,000 | 1,672 |
| Additional noninterest expense | $1,527,000 | 2,577 |
| Pre-tax net operating income | $519,000 | 5,699 |
| Securities gains (losses) | $322,000 | 296 |
| Applicable income taxes | $58,000 | 4,850 |
| Income before extraordinary items | $783,000 | 4,397 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $783,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,745 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $483,540 | 5,437 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,214,000 | 2,794 |
| Total interest expense | $3,916,000 | 2,366 |
| Net interest income | $3,298,000 | 3,284 |
| Provision for loan and lease losses | $186,000 | 2,271 |
| Total noninterest income | $1,058,000 | 2,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,058,000 | 1,346 |
| Total noninterest expense | $3,862,000 | 2,365 |
| Salaries and employee benefits | $2,081,000 | 2,448 |
| Premises and equipment expense | $781,000 | 1,702 |
| Additional noninterest expense | $1,000,000 | 2,628 |
| Pre-tax net operating income | $308,000 | 5,980 |
| Securities gains (losses) | $177,000 | 321 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $479,000 | 4,652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $479,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,467 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $303,770 | 5,611 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 2,915 |
| Total interest expense | $1,914,000 | 2,405 |
| Net interest income | $1,515,000 | 3,514 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $496,000 | 2,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $496,000 | 1,366 |
| Total noninterest expense | $1,869,000 | 2,443 |
| Salaries and employee benefits | $985,000 | 2,576 |
| Premises and equipment expense | $394,000 | 1,697 |
| Additional noninterest expense | $490,000 | 2,663 |
| Pre-tax net operating income | $102,000 | 6,636 |
| Securities gains (losses) | $177,000 | 224 |
| Applicable income taxes | $40,000 | 4,358 |
| Income before extraordinary items | $239,000 | 4,665 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $239,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,485 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $86,780 | 6,594 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,032,000 | 2,883 |
| Total interest expense | $6,581,000 | 2,399 |
| Net interest income | $6,451,000 | 3,329 |
| Provision for loan and lease losses | $724,000 | 1,372 |
| Total noninterest income | $1,774,000 | 2,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,774,000 | 1,476 |
| Total noninterest expense | $7,396,000 | 2,396 |
| Salaries and employee benefits | $4,176,000 | 2,354 |
| Premises and equipment expense | $1,330,000 | 1,885 |
| Additional noninterest expense | $1,890,000 | 2,700 |
| Pre-tax net operating income | $105,000 | 7,694 |
| Securities gains (losses) | $-161,000 | 8,337 |
| Applicable income taxes | $99,000 | 4,978 |
| Income before extraordinary items | $-155,000 | 8,116 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-155,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,850 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,000 | 7,946 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,622,000 | 2,905 |
| Total interest expense | $4,774,000 | 2,412 |
| Net interest income | $4,848,000 | 3,348 |
| Provision for loan and lease losses | $594,000 | 1,225 |
| Total noninterest income | $1,157,000 | 2,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,157,000 | 1,635 |
| Total noninterest expense | $5,331,000 | 2,473 |
| Salaries and employee benefits | $3,121,000 | 2,358 |
| Premises and equipment expense | $894,000 | 2,102 |
| Additional noninterest expense | $1,316,000 | 2,874 |
| Pre-tax net operating income | $80,000 | 7,879 |
| Securities gains (losses) | $-161,000 | 8,508 |
| Applicable income taxes | $94,000 | 4,984 |
| Income before extraordinary items | $-175,000 | 8,304 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-175,000 | 8,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,666 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-14,000 | 8,142 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,408,000 | 2,857 |
| Total interest expense | $3,148,000 | 2,328 |
| Net interest income | $3,260,000 | 3,333 |
| Provision for loan and lease losses | $484,000 | 1,007 |
| Total noninterest income | $585,000 | 3,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $585,000 | 1,999 |
| Total noninterest expense | $3,388,000 | 2,600 |
| Salaries and employee benefits | $1,952,000 | 2,491 |
| Premises and equipment expense | $562,000 | 2,214 |
| Additional noninterest expense | $874,000 | 2,898 |
| Pre-tax net operating income | $-27,000 | 8,243 |
| Securities gains (losses) | $-161,000 | 8,612 |
| Applicable income taxes | $58,000 | 5,109 |
| Income before extraordinary items | $-246,000 | 8,459 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-246,000 | 8,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-85,000 | 8,328 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 2,833 |
| Total interest expense | $1,555,000 | 2,270 |
| Net interest income | $1,616,000 | 3,337 |
| Provision for loan and lease losses | $77,000 | 2,375 |
| Total noninterest income | $529,000 | 2,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $529,000 | 1,292 |
| Total noninterest expense | $1,673,000 | 2,626 |
| Salaries and employee benefits | $968,000 | 2,519 |
| Premises and equipment expense | $266,000 | 2,343 |
| Additional noninterest expense | $439,000 | 2,870 |
| Pre-tax net operating income | $395,000 | 4,305 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $42,000 | 4,694 |
| Income before extraordinary items | $353,000 | 4,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $353,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,499 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $353,000 | 3,982 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,048,000 | 2,531 |
| Total interest expense | $5,307,000 | 2,083 |
| Net interest income | $7,741,000 | 2,785 |
| Provision for loan and lease losses | $3,124,000 | 348 |
| Total noninterest income | $2,117,000 | 2,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,117,000 | 1,304 |
| Total noninterest expense | $7,572,000 | 2,209 |
| Salaries and employee benefits | $3,819,000 | 2,394 |
| Premises and equipment expense | $1,146,000 | 2,094 |
| Additional noninterest expense | $2,607,000 | 1,942 |
| Pre-tax net operating income | $-838,000 | 8,601 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-441,000 | 8,758 |
| Income before extraordinary items | $-397,000 | 8,506 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-397,000 | 8,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,251,000 | 355 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-397,000 | 8,489 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,837,000 | 2,458 |
| Total interest expense | $3,811,000 | 2,066 |
| Net interest income | $6,026,000 | 2,663 |
| Provision for loan and lease losses | $3,079,000 | 262 |
| Total noninterest income | $1,523,000 | 2,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,523,000 | 1,347 |
| Total noninterest expense | $5,630,000 | 2,199 |
| Salaries and employee benefits | $2,790,000 | 2,414 |
| Premises and equipment expense | $890,000 | 2,006 |
| Additional noninterest expense | $1,950,000 | 1,907 |
| Pre-tax net operating income | $-1,160,000 | 8,753 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-565,000 | 8,826 |
| Income before extraordinary items | $-595,000 | 8,671 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-595,000 | 8,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,191,000 | 281 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-595,000 | 8,647 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,577,000 | 2,387 |
| Total interest expense | $2,488,000 | 1,998 |
| Net interest income | $4,089,000 | 2,601 |
| Provision for loan and lease losses | $2,265,000 | 244 |
| Total noninterest income | $974,000 | 2,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $974,000 | 1,376 |
| Total noninterest expense | $3,833,000 | 2,132 |
| Salaries and employee benefits | $1,770,000 | 2,523 |
| Premises and equipment expense | $591,000 | 2,005 |
| Additional noninterest expense | $1,472,000 | 1,674 |
| Pre-tax net operating income | $-1,035,000 | 8,785 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-448,000 | 8,828 |
| Income before extraordinary items | $-587,000 | 8,727 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-587,000 | 8,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,703,000 | 250 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-587,000 | 8,704 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 2,335 |
| Total interest expense | $1,244,000 | 1,906 |
| Net interest income | $2,065,000 | 2,583 |
| Provision for loan and lease losses | $275,000 | 845 |
| Total noninterest income | $457,000 | 2,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $457,000 | 1,411 |
| Total noninterest expense | $2,133,000 | 1,942 |
| Salaries and employee benefits | $952,000 | 2,385 |
| Premises and equipment expense | $289,000 | 2,062 |
| Additional noninterest expense | $892,000 | 1,395 |
| Pre-tax net operating income | $114,000 | 7,033 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $68,000 | 4,330 |
| Income before extraordinary items | $46,000 | 7,831 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $46,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 464 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $46,000 | 7,805 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,365,000 | 2,147 |
| Total interest expense | $5,327,000 | 1,539 |
| Net interest income | $8,038,000 | 2,541 |
| Provision for loan and lease losses | $232,000 | 3,445 |
| Total noninterest income | $2,982,000 | 1,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,982,000 | 991 |
| Total noninterest expense | $6,872,000 | 2,324 |
| Salaries and employee benefits | $4,007,000 | 2,159 |
| Premises and equipment expense | $1,146,000 | 2,010 |
| Additional noninterest expense | $1,719,000 | 2,777 |
| Pre-tax net operating income | $3,916,000 | 2,098 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $1,004,000 | 2,144 |
| Income before extraordinary items | $2,948,000 | 2,111 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,948,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-464,000 | 8,940 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,921,000 | 2,079 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,043,000 | 2,111 |
| Total interest expense | $4,053,000 | 1,497 |
| Net interest income | $5,990,000 | 2,525 |
| Provision for loan and lease losses | $182,000 | 3,139 |
| Total noninterest income | $2,456,000 | 1,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,456,000 | 932 |
| Total noninterest expense | $5,166,000 | 2,304 |
| Salaries and employee benefits | $3,001,000 | 2,169 |
| Premises and equipment expense | $853,000 | 2,025 |
| Additional noninterest expense | $1,312,000 | 2,682 |
| Pre-tax net operating income | $3,098,000 | 2,016 |
| Securities gains (losses) | $36,000 | 1,910 |
| Applicable income taxes | $738,000 | 2,234 |
| Income before extraordinary items | $2,396,000 | 1,965 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,396,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-558,000 | 8,992 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,368,640 | 1,934 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,725,000 | 2,073 |
| Total interest expense | $2,739,000 | 1,451 |
| Net interest income | $3,986,000 | 2,492 |
| Provision for loan and lease losses | $182,000 | 2,348 |
| Total noninterest income | $1,113,000 | 2,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,113,000 | 1,228 |
| Total noninterest expense | $3,463,000 | 2,291 |
| Salaries and employee benefits | $2,044,000 | 2,133 |
| Premises and equipment expense | $560,000 | 2,050 |
| Additional noninterest expense | $859,000 | 2,744 |
| Pre-tax net operating income | $1,454,000 | 2,648 |
| Securities gains (losses) | $40,000 | 1,595 |
| Applicable income taxes | $465,000 | 2,316 |
| Income before extraordinary items | $1,029,000 | 2,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,029,000 | 2,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-584,000 | 9,059 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,001,400 | 2,851 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 2,051 |
| Total interest expense | $1,400,000 | 1,427 |
| Net interest income | $2,000,000 | 2,491 |
| Provision for loan and lease losses | $116,000 | 1,902 |
| Total noninterest income | $527,000 | 2,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $527,000 | 1,250 |
| Total noninterest expense | $1,718,000 | 2,317 |
| Salaries and employee benefits | $1,027,000 | 2,140 |
| Premises and equipment expense | $274,000 | 2,120 |
| Additional noninterest expense | $417,000 | 2,793 |
| Pre-tax net operating income | $693,000 | 2,733 |
| Securities gains (losses) | $40,000 | 1,323 |
| Applicable income taxes | $239,000 | 2,264 |
| Income before extraordinary items | $494,000 | 2,970 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $494,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-641,000 | 9,100 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $467,200 | 2,987 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,342,000 | 1,972 |
| Total interest expense | $6,306,000 | 1,405 |
| Net interest income | $8,036,000 | 2,424 |
| Provision for loan and lease losses | $378,000 | 2,698 |
| Total noninterest income | $2,045,000 | 2,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,045,000 | 1,448 |
| Total noninterest expense | $6,222,000 | 2,516 |
| Salaries and employee benefits | $3,677,000 | 2,305 |
| Premises and equipment expense | $1,082,000 | 2,102 |
| Additional noninterest expense | $1,463,000 | 3,159 |
| Pre-tax net operating income | $3,481,000 | 2,224 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $1,219,000 | 1,921 |
| Income before extraordinary items | $2,281,000 | 2,576 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,281,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,325 |
| Cash dividends | $3,500,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,268,650 | 2,470 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,945,000 | 1,970 |
| Total interest expense | $4,853,000 | 1,438 |
| Net interest income | $6,092,000 | 2,407 |
| Provision for loan and lease losses | $363,000 | 2,179 |
| Total noninterest income | $1,488,000 | 2,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,488,000 | 1,539 |
| Total noninterest expense | $4,666,000 | 2,528 |
| Salaries and employee benefits | $2,758,000 | 2,303 |
| Premises and equipment expense | $797,000 | 2,149 |
| Additional noninterest expense | $1,111,000 | 3,102 |
| Pre-tax net operating income | $2,551,000 | 2,344 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $930,000 | 1,970 |
| Income before extraordinary items | $1,640,000 | 2,767 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,640,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,833 |
| Cash dividends | $1,500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,627,840 | 2,642 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,400,000 | 1,963 |
| Total interest expense | $3,319,000 | 1,454 |
| Net interest income | $4,081,000 | 2,382 |
| Provision for loan and lease losses | $228,000 | 2,293 |
| Total noninterest income | $960,000 | 2,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $960,000 | 1,566 |
| Total noninterest expense | $3,198,000 | 2,457 |
| Salaries and employee benefits | $1,904,000 | 2,223 |
| Premises and equipment expense | $529,000 | 2,149 |
| Additional noninterest expense | $765,000 | 2,985 |
| Pre-tax net operating income | $1,615,000 | 2,443 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $620,000 | 2,000 |
| Income before extraordinary items | $1,014,000 | 2,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,014,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,115 |
| Cash dividends | $1,500,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,001,840 | 2,820 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 1,949 |
| Total interest expense | $1,704,000 | 1,457 |
| Net interest income | $2,059,000 | 2,357 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $470,000 | 2,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $470,000 | 1,551 |
| Total noninterest expense | $1,544,000 | 2,506 |
| Salaries and employee benefits | $883,000 | 2,384 |
| Premises and equipment expense | $251,000 | 2,246 |
| Additional noninterest expense | $410,000 | 2,794 |
| Pre-tax net operating income | $910,000 | 2,219 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $310,000 | 2,005 |
| Income before extraordinary items | $600,000 | 2,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $600,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,782 |
| Cash dividends | $1,500,000 | 477 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $600,000 | 2,409 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,874,000 | 1,946 |
| Total interest expense | $8,012,000 | 1,402 |
| Net interest income | $7,862,000 | 2,438 |
| Provision for loan and lease losses | $431,000 | 2,676 |
| Total noninterest income | $1,378,000 | 2,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,378,000 | 1,765 |
| Total noninterest expense | $5,675,000 | 2,607 |
| Salaries and employee benefits | $3,419,000 | 2,338 |
| Premises and equipment expense | $916,000 | 2,366 |
| Additional noninterest expense | $1,340,000 | 3,273 |
| Pre-tax net operating income | $3,134,000 | 2,406 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $1,113,000 | 2,044 |
| Income before extraordinary items | $2,029,000 | 2,767 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,029,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,900 |
| Cash dividends | $1,750,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,023,800 | 2,677 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,123,000 | 2,136 |
| Total interest expense | $9,032,000 | 1,803 |
| Net interest income | $7,091,000 | 2,521 |
| Provision for loan and lease losses | $213,000 | 3,992 |
| Total noninterest income | $1,109,000 | 3,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,109,000 | 1,900 |
| Total noninterest expense | $5,175,000 | 2,745 |
| Salaries and employee benefits | $3,078,000 | 2,449 |
| Premises and equipment expense | $867,000 | 2,442 |
| Additional noninterest expense | $1,230,000 | 3,421 |
| Pre-tax net operating income | $2,812,000 | 2,412 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,033,000 | 2,029 |
| Income before extraordinary items | $1,779,000 | 2,826 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,779,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,849 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,779,000 | 2,738 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,986,000 | 2,333 |
| Total interest expense | $8,470,000 | 2,032 |
| Net interest income | $6,516,000 | 2,733 |
| Provision for loan and lease losses | $124,000 | 4,781 |
| Total noninterest income | $1,009,000 | 3,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,009,000 | 1,841 |
| Total noninterest expense | $4,436,000 | 3,036 |
| Salaries and employee benefits | $2,659,000 | 2,679 |
| Premises and equipment expense | $746,000 | 2,731 |
| Additional noninterest expense | $1,031,000 | 3,896 |
| Pre-tax net operating income | $2,965,000 | 2,416 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $1,059,000 | 2,021 |
| Income before extraordinary items | $1,898,000 | 2,688 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,898,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,854 |
| Cash dividends | $3,000,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,903,120 | 2,675 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,123,000 | 2,498 |
| Total interest expense | $6,691,000 | 2,202 |
| Net interest income | $6,432,000 | 2,732 |
| Provision for loan and lease losses | $77,000 | 5,736 |
| Total noninterest income | $724,000 | 3,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $724,000 | 2,319 |
| Total noninterest expense | $4,035,000 | 3,286 |
| Salaries and employee benefits | $2,468,000 | 2,840 |
| Premises and equipment expense | $578,000 | 3,375 |
| Additional noninterest expense | $989,000 | 4,053 |
| Pre-tax net operating income | $3,044,000 | 2,378 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,096,000 | 2,069 |
| Income before extraordinary items | $1,948,000 | 2,646 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,948,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,948,000 | 2,617 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,861,000 | 2,543 |
| Total interest expense | $6,964,000 | 2,178 |
| Net interest income | $5,897,000 | 2,929 |
| Provision for loan and lease losses | $109,000 | 4,942 |
| Total noninterest income | $677,000 | 4,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $677,000 | 2,455 |
| Total noninterest expense | $3,941,000 | 3,242 |
| Salaries and employee benefits | $2,450,000 | 2,776 |
| Premises and equipment expense | $534,000 | 3,514 |
| Additional noninterest expense | $957,000 | 4,100 |
| Pre-tax net operating income | $2,524,000 | 2,755 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $866,000 | 2,564 |
| Income before extraordinary items | $1,658,000 | 2,996 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,658,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,658,000 | 2,913 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,212,000 | 2,681 |
| Total interest expense | $6,922,000 | 2,176 |
| Net interest income | $5,290,000 | 3,293 |
| Provision for loan and lease losses | $96,000 | 5,266 |
| Total noninterest income | $648,000 | 4,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $648,000 | 2,349 |
| Total noninterest expense | $3,058,000 | 4,031 |
| Salaries and employee benefits | $1,976,000 | 3,348 |
| Premises and equipment expense | $429,000 | 4,199 |
| Additional noninterest expense | $653,000 | 5,486 |
| Pre-tax net operating income | $2,784,000 | 2,661 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $983,000 | 2,468 |
| Income before extraordinary items | $1,799,000 | 2,831 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,799,000 | 2,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,800,300 | 2,784 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,819,000 | 3,040 |
| Total interest expense | $6,090,000 | 2,519 |
| Net interest income | $4,729,000 | 3,732 |
| Provision for loan and lease losses | $139,000 | 4,278 |
| Total noninterest income | $443,000 | 5,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $443,000 | 3,179 |
| Total noninterest expense | $3,477,000 | 3,792 |
| Salaries and employee benefits | $1,717,000 | 3,826 |
| Premises and equipment expense | $346,000 | 5,047 |
| Additional noninterest expense | $1,414,000 | 3,280 |
| Pre-tax net operating income | $1,556,000 | 4,205 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $546,000 | 3,866 |
| Income before extraordinary items | $1,010,000 | 4,465 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,010,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,188 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,010,000 | 4,408 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,062,000 | 3,595 |
| Total interest expense | $5,318,000 | 2,868 |
| Net interest income | $3,744,000 | 4,588 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $219,000 | 8,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $219,000 | 4,857 |
| Total noninterest expense | $2,635,000 | 4,773 |
| Salaries and employee benefits | $1,568,000 | 4,123 |
| Premises and equipment expense | $292,000 | 5,753 |
| Additional noninterest expense | $775,000 | 5,394 |
| Pre-tax net operating income | $1,319,000 | 4,904 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $497,000 | 4,214 |
| Income before extraordinary items | $820,000 | 5,353 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $820,000 | 5,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $821,280 | 5,319 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 4,007 |
| Total interest expense | $3,954,000 | 3,089 |
| Net interest income | $3,462,000 | 4,990 |
| Provision for loan and lease losses | $-8,000 | 11,743 |
| Total noninterest income | $145,000 | 9,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $145,000 | 6,300 |
| Total noninterest expense | $2,213,000 | 5,707 |
| Salaries and employee benefits | $1,350,000 | 4,717 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $533,000 | 7,577 |
| Pre-tax net operating income | $1,402,000 | 4,672 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $441,000 | 4,454 |
| Income before extraordinary items | $961,000 | 4,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $961,000 | 4,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $1,843,000 | 319 |
| Net operating income | $961,000 | 4,712 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 4,453 |
| Total interest expense | $3,534,000 | 3,552 |
| Net interest income | $3,231,000 | 5,306 |
| Provision for loan and lease losses | $31,000 | 8,369 |
| Total noninterest income | $211,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $211,000 | 5,493 |
| Total noninterest expense | $1,947,000 | 6,476 |
| Salaries and employee benefits | $1,081,000 | 5,737 |
| Premises and equipment expense | $434,000 | 4,393 |
| Additional noninterest expense | $432,000 | 8,906 |
| Pre-tax net operating income | $1,464,000 | 4,416 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $511,000 | 4,105 |
| Income before extraordinary items | $953,000 | 4,866 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $953,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,754,000 | 179 |
| Net operating income | $953,000 | 4,644 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 4,734 |
| Total interest expense | $4,055,000 | 4,025 |
| Net interest income | $3,112,000 | 5,553 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $207,000 | 9,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $207,000 | 5,558 |
| Total noninterest expense | $1,781,000 | 7,004 |
| Salaries and employee benefits | $977,000 | 6,160 |
| Premises and equipment expense | $375,000 | 5,057 |
| Additional noninterest expense | $429,000 | 9,216 |
| Pre-tax net operating income | $1,481,000 | 4,079 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $533,000 | 3,779 |
| Income before extraordinary items | $986,000 | 4,566 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $986,000 | 4,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $961,300 | 4,342 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.