Home > First Home Bank > Net charge- offs to loans
First Home Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 4,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1012% | 4,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1269% | 5,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1269% | 5,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,430 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0757% | 4,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1800% | 5,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1800% | 5,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0651% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1773% | 5,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1773% | 5,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 4,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 2,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0357% | 5,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0798% | 4,169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2551% | 5,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0838% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0838% | 3,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 5,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0538% | 4,125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 4,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1663% | 2,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1663% | 2,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 4,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0355% | 5,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1654% | 4,318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 4,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1688% | 2,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1688% | 2,261 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 2,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1748% | 4,346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0821% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0615% | 4,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5112% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5112% | 1,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0430% | 5,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 5,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1052% | 5,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 2,694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4200% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 2,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1909% | 5,367 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8148% | 5,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8148% | 5,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0392% | 5,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 5,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1266% | 5,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 2,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6341% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,548 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0911% | 6,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0911% | 5,990 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 5,380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0366% | 5,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1925% | 5,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1932% | 4,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0864% | 5,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0864% | 5,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0365% | 5,362 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 5,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3143% | 6,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1969% | 4,547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1107% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 5,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 5,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0472% | 5,831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 3,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6704% | 4,761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 2,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0718% | 5,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2315% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2315% | 2,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 5,477 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 5,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0326% | 5,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 3,190 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1269% | 4,655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0737% | 5,209 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1884% | 5,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1884% | 5,751 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 4,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0508% | 5,963 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1874% | 4,724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0753% | 5,198 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2992% | 5,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2992% | 5,896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1839% | 4,738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1396% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0750% | 5,258 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6518% | 6,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6518% | 6,187 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 3,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1410% | 2,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1393% | 1,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1894% | 2,312 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3601% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1389% | 2,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0651% | 5,463 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5504% | 6,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5504% | 6,387 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1358% | 3,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1601% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2324% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1881% | 2,157 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8602% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 2,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0611% | 5,424 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5596% | 6,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5596% | 6,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2161% | 2,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2515% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3598% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2981% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9007% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1850% | 1,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0482% | 5,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8308% | 6,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8308% | 6,510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1317% | 2,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1609% | 1,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8971% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0375% | 6,262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1814% | 4,915 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 6,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1055% | 5,631 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8222% | 6,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8222% | 6,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 3,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2239% | 3,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1421% | 2,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3261% | 2,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9934% | 654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2977% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5090% | 6,507 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9668% | 6,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9668% | 6,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 3,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2012% | 3,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2463% | 1,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2590% | 2,517 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4449% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2088% | 2,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6663% | 6,649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9485% | 6,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9485% | 6,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 3,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1856% | 2,997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1399% | 6,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3447% | 2,072 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1384% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2685% | 2,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0351% | 6,755 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8482% | 6,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8482% | 6,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1278% | 6,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0613% | 6,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0751% | 6,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0797% | 6,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1763% | 5,169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0756% | 6,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7340% | 6,927 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8377% | 6,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8377% | 6,765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6637% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3287% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3728% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7847% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6485% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5196% | 2,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.0398% | 73 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1054% | 1,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0341% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8057% | 6,470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6084% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2950% | 3,129 |
| Percentage Net Loans Charged-off:Construction & development | -0.5748% | 6,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3603% | 7,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7021% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 8.6975% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3372% | 2,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.5430% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6556% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5237% | 851 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2321% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7245% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | -0.8602% | 6,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1143% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7891% | 1,415 |
| Percentage Net Loans Charged-off: Home equity loans | 11.8789% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2764% | 2,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.9957% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1620% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0401% | 1,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6807% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4518% | 7,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.6242% | 6,661 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.6634% | 7,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5024% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5969% | 5,450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5541% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 31.1099% | 29 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0704% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6065% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.1841% | 3,144 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1340% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2357% | 3,300 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5140% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 4,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -10.8582% | 7,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5407% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8677% | 2,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4962% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0325% | 3,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0090% | 140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1118% | 3,671 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3872% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1366% | 7,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -13.1398% | 7,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2014% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0643% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0807% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.2544% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 7,320 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5817% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2340% | 7,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -18.4293% | 7,510 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4441% | 7,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3827% | 2,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0671% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2280% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6445% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7212% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -12.1581% | 7,591 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3660% | 7,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5809% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3653% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 13.0786% | 420 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6836% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3450% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4662% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5928% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2418% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 23.0197% | 46 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9005% | 2,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1042% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2656% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 16.1786% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9911% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5540% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8684% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 11.6884% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4436% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 32.4168% | 25 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2073% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4573% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7765% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 19.4302% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0286% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.8110% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5612% | 1,461 |
| Percentage Net Loans Charged-off: Home equity loans | 7.3522% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2664% | 2,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.6819% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0514% | 2,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8754% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8347% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 6.3488% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5489% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2753% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2607% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1437% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9594% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0195% | 2,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6411% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4276% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3449% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6073% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8250% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4087% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5061% | 589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6029% | 3,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3756% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4421% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5470% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5148% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 8.0590% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2391% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1896% | 7,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0251% | 5,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5134% | 1,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5757% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7294% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6539% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 12.8782% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2377% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0387% | 2,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1272% | 4,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5468% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6063% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3731% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9060% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 28.2613% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 1,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1754% | 3,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5189% | 1,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2404% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.5190% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2663% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1625% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6468% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0238% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3542% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1980% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.7025% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2518% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 7,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8986% | 981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1113% | 4,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2191% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2104% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 1.0969% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2519% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 7,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4215% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1671% | 3,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1693% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3470% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 2.7733% | 55 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 7,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3756% | 8,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0666% | 3,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 4,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0945% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1939% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9971% | 8,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2304% | 4,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0699% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1288% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2677% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0894% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0895% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3577% | 8,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5698% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0606% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2173% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1847% | 8,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9501% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1367% | 8,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.2034% | 8,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6971% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4236% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2821% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0470% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8355% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.0671% | 20 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7014% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8210% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3676% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0634% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0953% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0811% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 21.0002% | 10 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6705% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0977% | 114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4589% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4444% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0783% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 24.6822% | 15 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5743% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8484% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1850% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4902% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0299% | 124 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7046% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2770% | 8,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0622% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1594% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 2,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.1011% | 8,506 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2312% | 8,734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4425% | 8,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2147% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0551% | 8,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0552% | 8,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.5012% | 8,550 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9617% | 8,796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6916% | 8,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 8,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1843% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1072% | 8,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1074% | 8,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.3191% | 8,600 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7006% | 8,864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.5122% | 8,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1023% | 8,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2186% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2472% | 8,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2476% | 8,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | -17.4563% | 8,638 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.0462% | 8,923 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 3,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0692% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.1209% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0800% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2969% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 2,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 2,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5666% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.1591% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1065% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3472% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0306% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 1,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.1021% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0926% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3412% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5312% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0509% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1030% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2266% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0649% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2175% | 3,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1633% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2785% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 3,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 3,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7665% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6176% | 3,751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 4,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 2,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0256% | 747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0929% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3369% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 2,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5937% | 2,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7274% | 3,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 5,814 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 6,559 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 7,318 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 6,972 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 5,275 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 8,630 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 7,337 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 9,858 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 10,262 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |