Home > First Heritage Bank, N.A. > Assets and Liabilities
First Heritage Bank, N.A., Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 25 | 5,394 |
| Assets and Liabilities | ||
| Total Assets: | $255,376,000 | 2,563 |
| Cash and due from depository institutions | $28,840,000 | 5,394 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $190,000 | 8,070 |
| Federal funds sold & reverse repurchase agreements | $132,400,000 | 128 |
| Net loans & leases | $85,892,000 | 4,398 |
| Loan loss allowance | $3,696,000 | 1,582 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $274,000 | 7,500 |
| Other real estate owned | $1,623,000 | 5,394 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,157,000 | 2,689 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $255,376,000 | 2,563 |
| Total liabilities | $239,471,000 | 2,463 |
| Total deposits | $234,812,000 | 2,229 |
| Interest-bearing deposits | $209,702,000 | 2,168 |
| Deposits held in domestic offices | $234,812,000 | 2,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,659,000 | 1,199 |
| Total equity capital | $15,905,000 | 3,999 |
| Total bank equity capital | $15,905,000 | 3,999 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $19,999,000 | 1,504 |
| Undivided profits | $-4,095,000 | 8,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,549,000 | 1,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $394,000 | 6,474 |
| Earning assets | $218,482,000 | 2,728 |
| Long-term assets (5+ years) | $2,150,000 | 6,946 |
| Average Assets, year-to-date | $183,935,000 | 3,381 |
| Average Assets, quarterly | $207,038,500 | 3,084 |
| Volatile liabilities | $18,891,000 | 4,953 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $64,805,000 | 1,397 |
| Tier 1 (core) risk-based capital | $15,905,000 | 3,911 |
| Tier 2 risk-based capital | $1,762,000 | 2,740 |
| Total risk weighted assets | $138,737,000 | 3,285 |
| Total unused commitments | $64,805,000 | 1,397 |
| Derivatives | $79,613,000 | 210 |
| 2008-03-31 | Rank | |
| # of Employees: | 27 | 5,205 |
| Assets and Liabilities | ||
| Total Assets: | $158,701,000 | 3,834 |
| Cash and due from depository institutions | $9,403,000 | 5,205 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $191,000 | 8,118 |
| Federal funds sold & reverse repurchase agreements | $41,900,000 | 347 |
| Net loans & leases | $103,221,000 | 3,881 |
| Loan loss allowance | $2,288,000 | 2,329 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $295,000 | 7,458 |
| Other real estate owned | $0 | 5,205 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,691,000 | 3,694 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $158,701,000 | 3,834 |
| Total liabilities | $139,826,000 | 3,849 |
| Total deposits | $135,867,000 | 3,664 |
| Interest-bearing deposits | $104,046,000 | 3,955 |
| Deposits held in domestic offices | $135,867,000 | 3,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,959,000 | 1,455 |
| Total equity capital | $18,875,000 | 3,525 |
| Total bank equity capital | $18,875,000 | 3,525 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $19,999,000 | 1,486 |
| Undivided profits | $-1,125,000 | 7,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,997,000 | 2,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $347,000 | 6,729 |
| Earning assets | $145,312,000 | 3,834 |
| Long-term assets (5+ years) | $2,162,000 | 6,888 |
| Average Assets, year-to-date | $148,214,500 | 3,977 |
| Average Assets, quarterly | $148,214,500 | 3,977 |
| Volatile liabilities | $18,516,000 | 4,965 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $28,111,000 | 2,719 |
| Tier 1 (core) risk-based capital | $18,875,000 | 3,361 |
| Tier 2 risk-based capital | $1,650,000 | 2,856 |
| Total risk weighted assets | $131,064,000 | 3,393 |
| Total unused commitments | $28,111,000 | 2,722 |
| Derivatives | $102,656,000 | 191 |
| 2007-12-31 | Rank | |
| # of Employees: | 30 | 4,874 |
| Assets and Liabilities | ||
| Total Assets: | $137,728,000 | 4,178 |
| Cash and due from depository institutions | $11,442,000 | 4,874 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $192,000 | 8,163 |
| Federal funds sold & reverse repurchase agreements | $60,500,000 | 239 |
| Net loans & leases | $62,677,000 | 5,172 |
| Loan loss allowance | $699,000 | 5,210 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $315,000 | 7,427 |
| Other real estate owned | $0 | 4,874 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,602,000 | 4,574 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $137,728,000 | 4,178 |
| Total liabilities | $116,967,000 | 4,299 |
| Total deposits | $114,013,000 | 4,103 |
| Interest-bearing deposits | $84,933,000 | 4,475 |
| Deposits held in domestic offices | $114,013,000 | 4,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,954,000 | 1,819 |
| Total equity capital | $20,761,000 | 3,202 |
| Total bank equity capital | $20,761,000 | 3,202 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $19,999,000 | 1,462 |
| Undivided profits | $761,000 | 7,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,997,000 | 2,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $224,000 | 7,663 |
| Earning assets | $123,369,000 | 4,235 |
| Long-term assets (5+ years) | $192,000 | 7,507 |
| Average Assets, year-to-date | $208,981,600 | 2,916 |
| Average Assets, quarterly | $185,001,000 | 3,330 |
| Volatile liabilities | $13,147,000 | 5,734 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $22,056,000 | 3,180 |
| Tier 1 (core) risk-based capital | $20,761,000 | 3,055 |
| Tier 2 risk-based capital | $872,000 | 4,440 |
| Total risk weighted assets | $87,504,000 | 4,479 |
| Total unused commitments | $22,056,000 | 3,181 |
| Derivatives | $91,395,000 | 188 |
| 2007-09-30 | Rank | |
| # of Employees: | 28 | 5,112 |
| Assets and Liabilities | ||
| Total Assets: | $232,274,000 | 2,700 |
| Cash and due from depository institutions | $16,488,000 | 5,112 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $193,000 | 8,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $213,047,000 | 2,154 |
| Loan loss allowance | $600,000 | 5,592 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $234,000 | 7,715 |
| Other real estate owned | $0 | 5,112 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,312,000 | 4,925 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $232,274,000 | 2,700 |
| Total liabilities | $212,179,000 | 2,654 |
| Total deposits | $105,535,000 | 4,287 |
| Interest-bearing deposits | $77,276,000 | 4,724 |
| Deposits held in domestic offices | $105,535,000 | 4,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,200,000 | 298 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,444,000 | 2,113 |
| Total equity capital | $20,095,000 | 3,266 |
| Total bank equity capital | $20,095,000 | 3,266 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $19,999,000 | 1,425 |
| Undivided profits | $95,000 | 7,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $227,000 | 7,764 |
| Earning assets | $213,240,000 | 2,708 |
| Long-term assets (5+ years) | $88,461,000 | 1,250 |
| Average Assets, year-to-date | $226,795,000 | 2,705 |
| Average Assets, quarterly | $238,863,000 | 2,619 |
| Volatile liabilities | $116,102,000 | 1,210 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $22,813,000 | 3,155 |
| Tier 1 (core) risk-based capital | $20,095,000 | 3,134 |
| Tier 2 risk-based capital | $715,000 | 4,947 |
| Total risk weighted assets | $148,861,000 | 3,001 |
| Total unused commitments | $22,813,000 | 3,155 |
| Derivatives | $92,629,000 | 198 |
| 2007-06-30 | Rank | |
| # of Employees: | 26 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $245,452,000 | 2,589 |
| Cash and due from depository institutions | $18,488,000 | 5,380 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $194,000 | 8,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $224,419,000 | 2,054 |
| Loan loss allowance | $535,000 | 5,883 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $235,000 | 7,746 |
| Other real estate owned | $0 | 5,380 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,116,000 | 5,095 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $245,452,000 | 2,589 |
| Total liabilities | $226,177,000 | 2,523 |
| Total deposits | $108,870,000 | 4,210 |
| Interest-bearing deposits | $73,549,000 | 4,859 |
| Deposits held in domestic offices | $108,870,000 | 4,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $116,050,000 | 285 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,257,000 | 3,326 |
| Total equity capital | $19,275,000 | 3,325 |
| Total bank equity capital | $19,275,000 | 3,325 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $19,999,000 | 1,427 |
| Undivided profits | $-725,000 | 7,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $168,000 | 8,018 |
| Earning assets | $224,613,000 | 2,591 |
| Long-term assets (5+ years) | $104,456,000 | 1,070 |
| Average Assets, year-to-date | $224,968,670 | 2,750 |
| Average Assets, quarterly | $231,492,000 | 2,703 |
| Volatile liabilities | $127,475,000 | 1,113 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $165,000,000 | 49 |
| Unused loan commitments | $18,078,000 | 3,625 |
| Tier 1 (core) risk-based capital | $19,275,000 | 3,239 |
| Tier 2 risk-based capital | $620,000 | 5,319 |
| Total risk weighted assets | $149,669,000 | 2,996 |
| Total unused commitments | $18,078,000 | 3,626 |
| Derivatives | $20,719,000 | 391 |
| 2007-03-31 | Rank | |
| # of Employees: | 24 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $217,532,000 | 2,867 |
| Cash and due from depository institutions | $6,550,000 | 5,600 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $195,000 | 8,297 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $209,178,000 | 2,167 |
| Loan loss allowance | $405,000 | 6,539 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $147,000 | 8,057 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,462,000 | 5,857 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $217,532,000 | 2,867 |
| Total liabilities | $198,684,000 | 2,805 |
| Total deposits | $92,879,000 | 4,676 |
| Interest-bearing deposits | $61,666,000 | 5,423 |
| Deposits held in domestic offices | $92,879,000 | 4,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,700,000 | 298 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,105,000 | 3,677 |
| Total equity capital | $18,848,000 | 3,412 |
| Total bank equity capital | $18,848,000 | 3,412 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $19,999,000 | 1,403 |
| Undivided profits | $-1,152,000 | 8,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $268,000 | 7,404 |
| Earning assets | $209,373,000 | 2,758 |
| Long-term assets (5+ years) | $105,852,000 | 1,042 |
| Average Assets, year-to-date | $214,727,000 | 2,886 |
| Average Assets, quarterly | $214,727,000 | 2,886 |
| Volatile liabilities | $112,336,000 | 1,224 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $165,000,000 | 56 |
| Unused loan commitments | $18,427,000 | 3,558 |
| Tier 1 (core) risk-based capital | $18,848,000 | 3,290 |
| Tier 2 risk-based capital | $470,000 | 5,976 |
| Total risk weighted assets | $140,589,000 | 3,117 |
| Total unused commitments | $18,427,000 | 3,559 |
| Derivatives | $8,778,000 | 528 |
| 2006-12-31 | Rank | |
| # of Employees: | 20 | 6,141 |
| Assets and Liabilities | ||
| Total Assets: | $211,922,000 | 2,928 |
| Cash and due from depository institutions | $6,729,000 | 6,141 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $196,000 | 8,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $202,556,000 | 2,211 |
| Loan loss allowance | $405,000 | 6,553 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $154,000 | 8,057 |
| Other real estate owned | $0 | 6,141 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,287,000 | 4,865 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $211,922,000 | 2,928 |
| Total liabilities | $193,657,000 | 2,871 |
| Total deposits | $82,139,000 | 5,041 |
| Interest-bearing deposits | $50,508,000 | 5,932 |
| Deposits held in domestic offices | $82,139,000 | 5,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $109,800,000 | 295 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,718,000 | 2,702 |
| Total equity capital | $18,265,000 | 3,435 |
| Total bank equity capital | $18,265,000 | 3,435 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $19,999,000 | 1,379 |
| Undivided profits | $-1,735,000 | 8,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $247,000 | 7,642 |
| Earning assets | $202,752,000 | 2,818 |
| Long-term assets (5+ years) | $104,354,000 | 1,044 |
| Average Assets, year-to-date | $197,393,400 | 2,986 |
| Average Assets, quarterly | $203,728,000 | 2,987 |
| Volatile liabilities | $116,187,000 | 1,301 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $158,100,000 | 58 |
| Unused loan commitments | $21,562,000 | 3,163 |
| Tier 1 (core) risk-based capital | $18,265,000 | 3,326 |
| Tier 2 risk-based capital | $470,000 | 5,985 |
| Total risk weighted assets | $143,794,000 | 3,022 |
| Total unused commitments | $21,562,000 | 3,164 |
| Derivatives | $29,552,000 | 335 |
| 2006-09-30 | Rank | |
| # of Employees: | 21 | 6,044 |
| Assets and Liabilities | ||
| Total Assets: | $195,534,000 | 3,095 |
| Cash and due from depository institutions | $7,545,000 | 6,044 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $197,000 | 8,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $186,673,000 | 2,348 |
| Loan loss allowance | $190,000 | 7,829 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $170,000 | 8,048 |
| Other real estate owned | $0 | 6,044 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $949,000 | 6,911 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $195,534,000 | 3,095 |
| Total liabilities | $177,689,000 | 3,058 |
| Total deposits | $63,874,000 | 5,760 |
| Interest-bearing deposits | $51,319,000 | 5,865 |
| Deposits held in domestic offices | $63,874,000 | 5,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $113,000,000 | 295 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $815,000 | 4,345 |
| Total equity capital | $17,845,000 | 3,488 |
| Total bank equity capital | $17,845,000 | 3,488 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $19,999,000 | 1,371 |
| Undivided profits | $-2,155,000 | 8,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $154,000 | 8,186 |
| Earning assets | $186,870,000 | 2,987 |
| Long-term assets (5+ years) | $96,888,000 | 1,109 |
| Average Assets, year-to-date | $193,761,250 | 3,034 |
| Average Assets, quarterly | $210,534,500 | 2,901 |
| Volatile liabilities | $116,750,000 | 1,281 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $165,000,000 | 50 |
| Unused loan commitments | $19,258,000 | 3,439 |
| Tier 1 (core) risk-based capital | $17,845,000 | 3,386 |
| Tier 2 risk-based capital | $235,000 | 7,413 |
| Total risk weighted assets | $117,824,000 | 3,528 |
| Total unused commitments | $19,258,000 | 3,441 |
| Derivatives | $9,020,000 | 518 |
| 2006-06-30 | Rank | |
| # of Employees: | 19 | 6,327 |
| Assets and Liabilities | ||
| Total Assets: | $225,535,000 | 2,745 |
| Cash and due from depository institutions | $18,030,000 | 6,327 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $386,000 | 8,421 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $205,487,000 | 2,144 |
| Loan loss allowance | $135,000 | 8,156 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $185,000 | 8,027 |
| Other real estate owned | $0 | 6,327 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,447,000 | 5,901 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $225,535,000 | 2,745 |
| Total liabilities | $207,617,000 | 2,678 |
| Total deposits | $46,294,000 | 6,593 |
| Interest-bearing deposits | $39,345,000 | 6,524 |
| Deposits held in domestic offices | $46,294,000 | 6,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $160,500,000 | 243 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $823,000 | 4,005 |
| Total equity capital | $17,918,000 | 3,365 |
| Total bank equity capital | $17,918,000 | 3,365 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $19,999,000 | 1,345 |
| Undivided profits | $-2,082,000 | 8,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $66,000 | 8,547 |
| Earning assets | $205,873,000 | 2,746 |
| Long-term assets (5+ years) | $109,914,000 | 967 |
| Average Assets, year-to-date | $193,170,330 | 3,056 |
| Average Assets, quarterly | $224,144,500 | 2,737 |
| Volatile liabilities | $162,700,000 | 955 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $190,000,000 | 51 |
| Unused loan commitments | $19,957,000 | 3,379 |
| Tier 1 (core) risk-based capital | $17,918,000 | 3,309 |
| Tier 2 risk-based capital | $168,000 | 7,876 |
| Total risk weighted assets | $129,745,000 | 3,238 |
| Total unused commitments | $19,957,000 | 3,380 |
| Derivatives | $9,020,000 | 508 |
| 2006-03-31 | Rank | |
| # of Employees: | 16 | 6,778 |
| Assets and Liabilities | ||
| Total Assets: | $222,754,000 | 2,751 |
| Cash and due from depository institutions | $11,148,000 | 6,778 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $387,000 | 8,460 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $210,049,000 | 2,065 |
| Loan loss allowance | $85,000 | 8,423 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $60,000 | 8,501 |
| Other real estate owned | $0 | 6,778 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,110,000 | 6,408 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $222,754,000 | 2,751 |
| Total liabilities | $204,701,000 | 2,695 |
| Total deposits | $28,172,000 | 7,640 |
| Interest-bearing deposits | $24,605,000 | 7,551 |
| Deposits held in domestic offices | $28,172,000 | 7,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $176,000,000 | 216 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $529,000 | 5,020 |
| Total equity capital | $18,053,000 | 3,314 |
| Total bank equity capital | $18,053,000 | 3,314 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $19,999,000 | 1,301 |
| Undivided profits | $-1,947,000 | 8,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $67,000 | 8,542 |
| Earning assets | $210,436,000 | 2,681 |
| Long-term assets (5+ years) | $137,532,000 | 776 |
| Average Assets, year-to-date | $176,988,000 | 3,270 |
| Average Assets, quarterly | $176,988,000 | 3,270 |
| Volatile liabilities | $177,996,000 | 841 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $200,000,000 | 49 |
| Unused loan commitments | $18,368,000 | 3,502 |
| Tier 1 (core) risk-based capital | $18,053,000 | 3,233 |
| Tier 2 risk-based capital | $118,000 | 8,202 |
| Total risk weighted assets | $127,319,000 | 3,237 |
| Total unused commitments | $18,368,000 | 3,504 |
| Derivatives | $9,020,000 | 500 |
| 2005-12-31 | Rank | |
| # of Employees: | 16 | 6,800 |
| Assets and Liabilities | ||
| Total Assets: | $131,222,000 | 4,150 |
| Cash and due from depository institutions | $3,470,000 | 6,800 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $389,000 | 8,521 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $126,796,000 | 3,075 |
| Loan loss allowance | $60,000 | 8,566 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $35,000 | 8,634 |
| Other real estate owned | $0 | 6,800 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $532,000 | 7,814 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $131,222,000 | 4,150 |
| Total liabilities | $112,845,000 | 4,263 |
| Total deposits | $37,081,000 | 7,138 |
| Interest-bearing deposits | $15,301,000 | 8,200 |
| Deposits held in domestic offices | $37,081,000 | 7,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,150,000 | 368 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $614,000 | 4,601 |
| Total equity capital | $18,377,000 | 3,223 |
| Total bank equity capital | $18,377,000 | 3,223 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $19,999,000 | 1,269 |
| Undivided profits | $-1,623,000 | 8,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $24,000 | 8,718 |
| Earning assets | $127,185,000 | 3,962 |
| Long-term assets (5+ years) | $112,664,000 | 906 |
| Average Assets, year-to-date | $117,544,500 | 4,336 |
| Average Assets, quarterly | $130,358,500 | 4,118 |
| Volatile liabilities | $76,941,000 | 1,713 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $120,000,000 | 68 |
| Unused loan commitments | $5,532,000 | 5,884 |
| Tier 1 (core) risk-based capital | $18,377,000 | 3,135 |
| Tier 2 risk-based capital | $90,000 | 8,405 |
| Total risk weighted assets | $84,212,000 | 4,318 |
| Total unused commitments | $5,532,000 | 5,884 |
| Derivatives | $9,020,000 | 461 |
| 2005-09-30 | Rank | |
| # of Employees: | 16 | 6,842 |
| Assets and Liabilities | ||
| Total Assets: | $129,495,000 | 4,122 |
| Cash and due from depository institutions | $4,347,000 | 6,842 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $580,000 | 8,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $123,912,000 | 3,104 |
| Loan loss allowance | $40,000 | 8,678 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $37,000 | 8,657 |
| Other real estate owned | $0 | 6,842 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $619,000 | 7,590 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $129,495,000 | 4,122 |
| Total liabilities | $118,618,000 | 4,050 |
| Total deposits | $14,330,000 | 8,476 |
| Interest-bearing deposits | $11,086,000 | 8,469 |
| Deposits held in domestic offices | $14,330,000 | 8,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $104,000,000 | 283 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $288,000 | 6,554 |
| Total equity capital | $10,877,000 | 4,857 |
| Total bank equity capital | $10,877,000 | 4,857 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $11,999,000 | 1,913 |
| Undivided profits | $-1,123,000 | 8,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $19,000 | 8,756 |
| Earning assets | $124,492,000 | 3,966 |
| Long-term assets (5+ years) | $90,864,000 | 1,088 |
| Average Assets, year-to-date | $112,985,330 | 4,450 |
| Average Assets, quarterly | $117,613,500 | 4,387 |
| Volatile liabilities | $105,617,000 | 1,251 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $120,000,000 | 65 |
| Unused loan commitments | $2,712,000 | 6,926 |
| Tier 1 (core) risk-based capital | $10,877,000 | 4,780 |
| Tier 2 risk-based capital | $55,000 | 8,605 |
| Total risk weighted assets | $73,031,000 | 4,666 |
| Total unused commitments | $2,712,000 | 6,928 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 17 | 6,667 |
| Assets and Liabilities | ||
| Total Assets: | $105,732,000 | 4,703 |
| Cash and due from depository institutions | $1,725,000 | 6,667 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $582,000 | 8,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $102,810,000 | 3,511 |
| Loan loss allowance | $22,000 | 8,738 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $39,000 | 8,655 |
| Other real estate owned | $0 | 6,667 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $576,000 | 7,622 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $105,732,000 | 4,703 |
| Total liabilities | $94,421,000 | 4,702 |
| Total deposits | $5,114,000 | 8,774 |
| Interest-bearing deposits | $4,092,000 | 8,737 |
| Deposits held in domestic offices | $5,114,000 | 8,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,000,000 | 311 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $307,000 | 6,108 |
| Total equity capital | $11,311,000 | 4,659 |
| Total bank equity capital | $11,311,000 | 4,659 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $11,999,000 | 1,872 |
| Undivided profits | $-689,000 | 8,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $6,000 | 8,805 |
| Earning assets | $103,392,000 | 4,519 |
| Long-term assets (5+ years) | $62,536,000 | 1,505 |
| Average Assets, year-to-date | $104,730,500 | 4,683 |
| Average Assets, quarterly | $104,730,500 | 4,708 |
| Volatile liabilities | $89,852,000 | 1,417 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $100,000,000 | 77 |
| Unused loan commitments | $3,088,000 | 6,809 |
| Tier 1 (core) risk-based capital | $11,311,000 | 4,552 |
| Tier 2 risk-based capital | $34,000 | 8,707 |
| Total risk weighted assets | $57,115,000 | 5,320 |
| Total unused commitments | $3,088,000 | 6,809 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 13 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $103,729,000 | 4,768 |
| Cash and due from depository institutions | $2,287,000 | 7,402 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $100,899,000 | 3,520 |
| Loan loss allowance | $7,000 | 8,829 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $26,000 | 8,778 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $517,000 | 7,808 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $103,729,000 | 4,768 |
| Total liabilities | $91,965,000 | 4,799 |
| Total deposits | $56,000 | 8,941 |
| Interest-bearing deposits | $0 | 8,906 |
| Deposits held in domestic offices | $56,000 | 8,940 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $91,700,000 | 313 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $209,000 | 6,817 |
| Total equity capital | $11,764,000 | 4,450 |
| Total bank equity capital | $11,764,000 | 4,450 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $11,999,000 | 1,814 |
| Undivided profits | $-236,000 | 8,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $8,000 | 8,860 |
| Earning assets | $100,899,000 | 4,584 |
| Long-term assets (5+ years) | $78,544,000 | 1,256 |
| Average Assets, year-to-date | $103,729,000 | 4,747 |
| Average Assets, quarterly | $103,729,000 | 4,747 |
| Volatile liabilities | $91,700,000 | 1,318 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $100,000,000 | 69 |
| Unused loan commitments | $594,000 | 8,307 |
| Tier 1 (core) risk-based capital | $11,764,000 | 4,378 |
| Tier 2 risk-based capital | $9,000 | 8,828 |
| Total risk weighted assets | $53,225,000 | 5,512 |
| Total unused commitments | $594,000 | 8,308 |
| Derivatives | $0 | 790 |