Home > First Heritage Bank > Income and Expense
First Heritage Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $517,000 | 8,349 |
| Total interest expense | $188,000 | 7,900 |
| Net interest income | $329,000 | 8,442 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $9,000 | 8,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $1,842,000 | 4,066 |
| Salaries and employee benefits | $944,000 | 4,258 |
| Premises and equipment expense | $144,000 | 5,822 |
| Additional noninterest expense | $754,000 | 3,170 |
| Pre-tax net operating income | $-1,529,000 | 8,824 |
| Securities gains (losses) | $263,000 | 353 |
| Applicable income taxes | $-482,000 | 8,830 |
| Income before extraordinary items | $-784,000 | 8,769 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-784,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-952,320 | 8,775 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 8,455 |
| Total interest expense | $85,000 | 8,038 |
| Net interest income | $162,000 | 8,533 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $6,000 | 8,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $866,000 | 4,289 |
| Salaries and employee benefits | $469,000 | 4,293 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $337,000 | 3,467 |
| Pre-tax net operating income | $-718,000 | 8,883 |
| Securities gains (losses) | $21,000 | 781 |
| Applicable income taxes | $-278,000 | 8,892 |
| Income before extraordinary items | $-419,000 | 8,843 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-419,000 | 8,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-432,440 | 8,834 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.