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First Heritage Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,552,000	2,643
Total interest expense	$4,488,000	2,151
Net interest income	$7,064,000	2,886
Provision for loan and lease losses	$24,000	3,029
Total noninterest income	$645,000	3,200
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$177,000	2,816
Trading account gains and fees	NA	NA
Additional Noninterest Income	$468,000	3,040
Total noninterest expense	$4,905,000	3,075
Salaries and employee benefits	$3,095,000	2,896
Premises and equipment expense	$602,000	2,704
Additional noninterest expense	$468,000	3,040
Pre-tax net operating income	$2,780,000	2,598
Securities gains (losses)	$6,000	839
Applicable income taxes	$101,000	2,788
Income before extraordinary items	$2,685,000	2,465
Extraordinary gains, net	$0	54
Net income	$2,685,000	2,490
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,685,000	2,467
Net charge-offs	$2,000	2,745
Cash dividends	$1,651,000	1,696
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,679,240	2,487
2023-09-30 (YTD Data)		Rank
Total interest income	$8,362,000	2,666
Total interest expense	$3,110,000	2,126
Net interest income	$5,252,000	2,914
Provision for loan and lease losses	$24,000	2,771
Total noninterest income	$488,000	3,187
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$133,000	2,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$355,000	3,016
Total noninterest expense	$3,594,000	3,103
Salaries and employee benefits	$2,268,000	2,916
Premises and equipment expense	$439,000	2,758
Additional noninterest expense	$355,000	3,015
Pre-tax net operating income	$2,122,000	2,639
Securities gains (losses)	$-7,000	3,437
Applicable income taxes	$81,000	2,819
Income before extraordinary items	$2,034,000	2,494
Extraordinary gains, net	$0	52
Net income	$2,034,000	2,519
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,034,000	2,495
Net charge-offs	$2,000	2,475
Cash dividends	$1,236,000	1,522
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,040,720	2,513
2023-06-30 (YTD Data)		Rank
Total interest income	$5,372,000	2,694
Total interest expense	$1,904,000	2,082
Net interest income	$3,468,000	2,942
Provision for loan and lease losses	$24,000	2,569
Total noninterest income	$336,000	3,141
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$89,000	2,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	2,952
Total noninterest expense	$2,368,000	3,114
Salaries and employee benefits	$1,491,000	2,938
Premises and equipment expense	$298,000	2,721
Additional noninterest expense	$247,000	2,945
Pre-tax net operating income	$1,412,000	2,657
Securities gains (losses)	$-15,000	3,858
Applicable income taxes	$54,000	2,843
Income before extraordinary items	$1,343,000	2,526
Extraordinary gains, net	$0	51
Net income	$1,343,000	2,556
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,343,000	2,526
Net charge-offs	$2,000	2,220
Cash dividends	$821,000	1,544
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,357,400	2,529
2023-03-31 (YTD Data)		Rank
Total interest income	$2,528,000	2,754
Total interest expense	$810,000	2,091
Net interest income	$1,718,000	2,971
Provision for loan and lease losses	$24,000	2,080
Total noninterest income	$164,000	3,168
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$41,000	2,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	2,950
Total noninterest expense	$1,159,000	3,182
Salaries and employee benefits	$730,000	3,011
Premises and equipment expense	$148,000	2,775
Additional noninterest expense	$123,000	2,950
Pre-tax net operating income	$699,000	2,711
Securities gains (losses)	$-23,000	4,136
Applicable income taxes	$25,000	2,880
Income before extraordinary items	$651,000	2,620
Extraordinary gains, net	$0	4
Net income	$651,000	2,621
Minority interest net income	$0	48
Net income of bank and minority interests.	$651,000	2,620
Net charge-offs	$2,000	1,796
Cash dividends	$430,000	1,342
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$673,080	2,604
2022-12-31 (YTD Data)		Rank
Total interest income	$8,292,000	2,798
Total interest expense	$1,159,000	2,225
Net interest income	$7,133,000	2,850
Provision for loan and lease losses	$96,000	2,270
Total noninterest income	$642,000	3,296
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$179,000	2,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$463,000	3,119
Total noninterest expense	$4,779,000	3,110
Salaries and employee benefits	$3,072,000	2,899
Premises and equipment expense	$539,000	2,885
Additional noninterest expense	$463,000	3,119
Pre-tax net operating income	$2,900,000	2,700
Securities gains (losses)	$4,000	540
Applicable income taxes	$105,000	2,986
Income before extraordinary items	$2,799,000	2,539
Extraordinary gains, net	$0	5
Net income	$2,799,000	2,535
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,799,000	2,538
Net charge-offs	$0	2,620
Cash dividends	$1,657,000	1,678
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,795,160	2,572
2022-09-30 (YTD Data)		Rank
Total interest income	$5,958,000	2,820
Total interest expense	$598,000	2,421
Net interest income	$5,360,000	2,825
Provision for loan and lease losses	$72,000	2,093
Total noninterest income	$457,000	3,383
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$134,000	2,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$323,000	3,224
Total noninterest expense	$3,582,000	3,106
Salaries and employee benefits	$2,320,000	2,880
Premises and equipment expense	$409,000	2,883
Additional noninterest expense	$323,000	3,224
Pre-tax net operating income	$2,163,000	2,691
Securities gains (losses)	$1,000	675
Applicable income taxes	$84,000	2,959
Income before extraordinary items	$2,080,000	2,536
Extraordinary gains, net	$0	4
Net income	$2,080,000	2,533
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,080,000	2,535
Net charge-offs	$0	2,349
Cash dividends	$1,269,000	1,471
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,079,040	2,573
2022-06-30 (YTD Data)		Rank
Total interest income	$3,840,000	2,821
Total interest expense	$247,000	2,929
Net interest income	$3,593,000	2,783
Provision for loan and lease losses	$48,000	1,944
Total noninterest income	$302,000	3,377
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$85,000	2,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	3,233
Total noninterest expense	$2,356,000	3,120
Salaries and employee benefits	$1,547,000	2,894
Premises and equipment expense	$274,000	2,880
Additional noninterest expense	$535,000	3,574
Pre-tax net operating income	$1,491,000	2,575
Securities gains (losses)	$-3,000	3,777
Applicable income taxes	$58,000	2,857
Income before extraordinary items	$1,430,000	2,419
Extraordinary gains, net	$0	4
Net income	$1,430,000	2,419
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,430,000	2,419
Net charge-offs	$0	2,156
Cash dividends	$877,000	1,452
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,432,880	2,452
2022-03-31 (YTD Data)		Rank
Total interest income	$1,811,000	2,872
Total interest expense	$99,000	3,200
Net interest income	$1,712,000	2,819
Provision for loan and lease losses	$24,000	1,733
Total noninterest income	$137,000	3,437
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$42,000	2,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	3,328
Total noninterest expense	$1,179,000	3,102
Salaries and employee benefits	$771,000	2,894
Premises and equipment expense	$142,000	2,830
Additional noninterest expense	$266,000	3,579
Pre-tax net operating income	$646,000	2,638
Securities gains (losses)	$7,000	426
Applicable income taxes	$25,000	2,832
Income before extraordinary items	$628,000	2,488
Extraordinary gains, net	$0	4
Net income	$628,000	2,485
Minority interest net income	$0	50
Net income of bank and minority interests.	$628,000	2,488
Net charge-offs	$0	1,838
Cash dividends	$409,000	1,298
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$621,280	2,524
2021-12-31 (YTD Data)		Rank
Total interest income	$8,181,000	2,776
Total interest expense	$508,000	3,157
Net interest income	$7,673,000	2,708
Provision for loan and lease losses	$100,000	2,175
Total noninterest income	$651,000	3,401
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$156,000	2,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$495,000	3,273
Total noninterest expense	$4,759,000	3,097
Salaries and employee benefits	$3,172,000	2,848
Premises and equipment expense	$529,000	2,939
Additional noninterest expense	$1,058,000	3,623
Pre-tax net operating income	$3,465,000	2,509
Securities gains (losses)	$34,000	1,292
Applicable income taxes	$133,000	2,925
Income before extraordinary items	$3,366,000	2,402
Extraordinary gains, net	$0	10
Net income	$3,366,000	2,401
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,366,000	2,403
Net charge-offs	$-1,000	3,238
Cash dividends	$2,141,000	1,459
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,333,360	2,385
2021-09-30 (YTD Data)		Rank
Total interest income	$6,310,000	2,784
Total interest expense	$402,000	3,171
Net interest income	$5,908,000	2,713
Provision for loan and lease losses	$73,000	2,183
Total noninterest income	$505,000	3,415
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$116,000	2,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$389,000	3,284
Total noninterest expense	$3,586,000	3,107
Salaries and employee benefits	$2,399,000	2,851
Premises and equipment expense	$414,000	2,894
Additional noninterest expense	$773,000	3,676
Pre-tax net operating income	$2,754,000	2,544
Securities gains (losses)	$23,000	1,347
Applicable income taxes	$105,000	2,918
Income before extraordinary items	$2,672,000	2,420
Extraordinary gains, net	$0	8
Net income	$2,672,000	2,420
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,672,000	2,420
Net charge-offs	$-1,000	3,099
Cash dividends	$1,590,000	1,337
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,649,920	2,399
2021-06-30 (YTD Data)		Rank
Total interest income	$4,102,000	2,835
Total interest expense	$281,000	3,184
Net interest income	$3,821,000	2,766
Provision for loan and lease losses	$55,000	2,115
Total noninterest income	$369,000	3,321
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$76,000	2,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	3,153
Total noninterest expense	$2,337,000	3,135
Salaries and employee benefits	$1,557,000	2,890
Premises and equipment expense	$271,000	2,922
Additional noninterest expense	$509,000	3,690
Pre-tax net operating income	$1,798,000	2,544
Securities gains (losses)	$24,000	1,123
Applicable income taxes	$68,000	2,924
Income before extraordinary items	$1,754,000	2,403
Extraordinary gains, net	$0	6
Net income	$1,754,000	2,403
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,754,000	2,403
Net charge-offs	$-1,000	3,056
Cash dividends	$977,000	1,424
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,730,960	2,387
2021-03-31 (YTD Data)		Rank
Total interest income	$1,913,000	2,938
Total interest expense	$152,000	3,155
Net interest income	$1,761,000	2,869
Provision for loan and lease losses	$28,000	2,131
Total noninterest income	$154,000	3,494
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$38,000	2,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$116,000	3,367
Total noninterest expense	$1,151,000	3,151
Salaries and employee benefits	$755,000	2,927
Premises and equipment expense	$134,000	2,951
Additional noninterest expense	$262,000	3,634
Pre-tax net operating income	$736,000	2,779
Securities gains (losses)	$18,000	906
Applicable income taxes	$28,000	2,948
Income before extraordinary items	$726,000	2,649
Extraordinary gains, net	$0	3
Net income	$726,000	2,647
Minority interest net income	$0	55
Net income of bank and minority interests.	$726,000	2,649
Net charge-offs	$-1,000	3,038
Cash dividends	$552,000	1,121
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$708,720	2,648
2020-12-31 (YTD Data)		Rank
Total interest income	$8,372,000	2,801
Total interest expense	$1,167,000	2,706
Net interest income	$7,205,000	2,777
Provision for loan and lease losses	$150,000	3,250
Total noninterest income	$567,000	3,500
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$171,000	2,955
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	3,382
Total noninterest expense	$4,445,000	3,212
Salaries and employee benefits	$3,089,000	2,901
Premises and equipment expense	$394,000	3,433
Additional noninterest expense	$962,000	3,753
Pre-tax net operating income	$3,177,000	2,359
Securities gains (losses)	$57,000	1,663
Applicable income taxes	$124,000	2,843
Income before extraordinary items	$3,110,000	2,264
Extraordinary gains, net	$0	4
Net income	$3,110,000	2,264
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,110,000	2,264
Net charge-offs	$2,000	3,319
Cash dividends	$1,594,000	1,732
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,055,280	2,239
2020-09-30 (YTD Data)		Rank
Total interest income	$6,142,000	2,862
Total interest expense	$989,000	2,642
Net interest income	$5,153,000	2,848
Provision for loan and lease losses	$113,000	3,201
Total noninterest income	$419,000	3,500
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$129,000	2,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$290,000	3,385
Total noninterest expense	$3,256,000	3,237
Salaries and employee benefits	$2,271,000	2,912
Premises and equipment expense	$275,000	3,543
Additional noninterest expense	$710,000	3,762
Pre-tax net operating income	$2,203,000	2,449
Securities gains (losses)	$99,000	1,225
Applicable income taxes	$87,000	2,876
Income before extraordinary items	$2,215,000	2,301
Extraordinary gains, net	$0	4
Net income	$2,215,000	2,301
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,215,000	2,301
Net charge-offs	$2,000	3,091
Cash dividends	$1,134,000	1,577
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,119,960	2,315
2020-06-30 (YTD Data)		Rank
Total interest income	$4,127,000	2,886
Total interest expense	$771,000	2,544
Net interest income	$3,356,000	2,907
Provision for loan and lease losses	$75,000	3,188
Total noninterest income	$281,000	3,470
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$88,000	2,976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	3,345
Total noninterest expense	$2,157,000	3,247
Salaries and employee benefits	$1,520,000	2,919
Premises and equipment expense	$179,000	3,584
Additional noninterest expense	$458,000	3,813
Pre-tax net operating income	$1,405,000	2,481
Securities gains (losses)	$70,000	1,137
Applicable income taxes	$54,000	2,862
Income before extraordinary items	$1,421,000	2,308
Extraordinary gains, net	$0	4
Net income	$1,421,000	2,307
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,421,000	2,308
Net charge-offs	$1,000	2,929
Cash dividends	$692,000	1,662
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,353,800	2,351
2020-03-31 (YTD Data)		Rank
Total interest income	$2,075,000	2,875
Total interest expense	$456,000	2,442
Net interest income	$1,619,000	2,953
Provision for loan and lease losses	$38,000	2,738
Total noninterest income	$124,000	3,590
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$50,000	3,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	3,508
Total noninterest expense	$1,068,000	3,295
Salaries and employee benefits	$763,000	2,932
Premises and equipment expense	$85,000	3,680
Additional noninterest expense	$220,000	3,904
Pre-tax net operating income	$637,000	2,473
Securities gains (losses)	$98,000	614
Applicable income taxes	$25,000	2,784
Income before extraordinary items	$710,000	2,146
Extraordinary gains, net	$0	4
Net income	$710,000	2,145
Minority interest net income	$0	56
Net income of bank and minority interests.	$710,000	2,146
Net charge-offs	$2,000	2,313
Cash dividends	$323,000	1,592
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$614,940	2,331
2019-12-31 (YTD Data)		Rank
Total interest income	$8,264,000	2,906
Total interest expense	$2,185,000	2,212
Net interest income	$6,079,000	3,075
Provision for loan and lease losses	$144,000	2,651
Total noninterest income	$582,000	3,494
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$189,000	3,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$393,000	3,293
Total noninterest expense	$4,288,000	3,300
Salaries and employee benefits	$2,940,000	2,975
Premises and equipment expense	$401,000	3,475
Additional noninterest expense	$947,000	3,871
Pre-tax net operating income	$2,229,000	2,895
Securities gains (losses)	$-3,000	4,646
Applicable income taxes	$87,000	3,086
Income before extraordinary items	$2,139,000	2,799
Extraordinary gains, net	$0	11
Net income	$2,139,000	2,800
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,139,000	2,801
Net charge-offs	$-1,000	4,163
Cash dividends	$1,268,000	2,056
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,141,880	2,762
2019-09-30 (YTD Data)		Rank
Total interest income	$6,197,000	2,942
Total interest expense	$1,681,000	2,198
Net interest income	$4,516,000	3,136
Provision for loan and lease losses	$108,000	2,541
Total noninterest income	$438,000	3,503
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$142,000	3,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$296,000	3,306
Total noninterest expense	$3,177,000	3,340
Salaries and employee benefits	$2,190,000	2,994
Premises and equipment expense	$280,000	3,615
Additional noninterest expense	$707,000	3,908
Pre-tax net operating income	$1,669,000	2,966
Securities gains (losses)	$-3,000	4,753
Applicable income taxes	$65,000	3,146
Income before extraordinary items	$1,601,000	2,869
Extraordinary gains, net	$0	11
Net income	$1,601,000	2,871
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,601,000	2,870
Net charge-offs	$-1,000	3,994
Cash dividends	$887,000	1,955
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,603,880	2,835
2019-06-30 (YTD Data)		Rank
Total interest income	$4,044,000	2,987
Total interest expense	$1,123,000	2,173
Net interest income	$2,921,000	3,205
Provision for loan and lease losses	$72,000	2,468
Total noninterest income	$260,000	3,636
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$93,000	3,283
Trading account gains and fees	NA	NA
Additional Noninterest Income	$167,000	3,478
Total noninterest expense	$2,114,000	3,362
Salaries and employee benefits	$1,443,000	3,036
Premises and equipment expense	$190,000	3,607
Additional noninterest expense	$481,000	3,913
Pre-tax net operating income	$995,000	3,108
Securities gains (losses)	$9,000	1,239
Applicable income taxes	$39,000	3,204
Income before extraordinary items	$965,000	2,993
Extraordinary gains, net	$0	11
Net income	$965,000	2,993
Minority interest net income	$0	69
Net income of bank and minority interests.	$965,000	2,992
Net charge-offs	$-1,000	3,898
Cash dividends	$561,000	1,994
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$956,360	2,981
2019-03-31 (YTD Data)		Rank
Total interest income	$1,939,000	3,069
Total interest expense	$545,000	2,191
Net interest income	$1,394,000	3,313
Provision for loan and lease losses	$36,000	2,329
Total noninterest income	$125,000	3,674
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$47,000	3,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$78,000	3,530
Total noninterest expense	$1,041,000	3,415
Salaries and employee benefits	$717,000	3,059
Premises and equipment expense	$96,000	3,615
Additional noninterest expense	$228,000	4,009
Pre-tax net operating income	$442,000	3,240
Securities gains (losses)	$0	1,087
Applicable income taxes	$17,000	3,225
Income before extraordinary items	$425,000	3,138
Extraordinary gains, net	$0	5
Net income	$425,000	3,135
Minority interest net income	$0	52
Net income of bank and minority interests.	$425,000	3,137
Net charge-offs	$-1,000	3,818
Cash dividends	$311,000	1,700
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$425,000	3,122
2018-12-31 (YTD Data)		Rank
Total interest income	$7,102,000	3,135
Total interest expense	$1,568,000	2,279
Net interest income	$5,534,000	3,307
Provision for loan and lease losses	$144,000	2,689
Total noninterest income	$557,000	3,643
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$185,000	3,410
Trading account gains and fees	$0	126
Additional Noninterest Income	$372,000	3,437
Total noninterest expense	$4,104,000	3,436
Salaries and employee benefits	$2,843,000	3,057
Premises and equipment expense	$397,000	3,540
Additional noninterest expense	$864,000	4,102
Pre-tax net operating income	$1,843,000	3,254
Securities gains (losses)	$-7,000	4,318
Applicable income taxes	$72,000	3,238
Income before extraordinary items	$1,764,000	3,126
Extraordinary gains, net	$0	6
Net income	$1,764,000	3,125
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,764,000	3,125
Net charge-offs	$1,000	3,708
Cash dividends	$1,021,000	2,173
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,770,720	3,118
2018-09-30 (YTD Data)		Rank
Total interest income	$5,181,000	3,193
Total interest expense	$1,045,000	2,374
Net interest income	$4,136,000	3,340
Provision for loan and lease losses	$108,000	2,537
Total noninterest income	$397,000	3,730
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$139,000	3,428
Trading account gains and fees	$0	138
Additional Noninterest Income	$258,000	3,545
Total noninterest expense	$3,057,000	3,462
Salaries and employee benefits	$2,126,000	3,055
Premises and equipment expense	$299,000	3,576
Additional noninterest expense	$632,000	4,173
Pre-tax net operating income	$1,368,000	3,314
Securities gains (losses)	$-7,000	4,683
Applicable income taxes	$50,000	3,325
Income before extraordinary items	$1,311,000	3,204
Extraordinary gains, net	$0	5
Net income	$1,311,000	3,203
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,311,000	3,203
Net charge-offs	$-1,000	4,015
Cash dividends	$764,000	1,933
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,317,720	3,187
2018-06-30 (YTD Data)		Rank
Total interest income	$3,319,000	3,256
Total interest expense	$605,000	2,509
Net interest income	$2,714,000	3,362
Provision for loan and lease losses	$72,000	2,464
Total noninterest income	$259,000	3,783
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$90,000	3,473
Trading account gains and fees	$0	130
Additional Noninterest Income	$169,000	3,589
Total noninterest expense	$2,030,000	3,486
Salaries and employee benefits	$1,416,000	3,077
Premises and equipment expense	$195,000	3,643
Additional noninterest expense	$419,000	4,224
Pre-tax net operating income	$871,000	3,356
Securities gains (losses)	$-15,000	5,058
Applicable income taxes	$33,000	3,336
Income before extraordinary items	$823,000	3,247
Extraordinary gains, net	$0	6
Net income	$823,000	3,245
Minority interest net income	$0	65
Net income of bank and minority interests.	$823,000	3,246
Net charge-offs	$-1,000	3,891
Cash dividends	$530,000	1,919
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$837,400	3,219
2018-03-31 (YTD Data)		Rank
Total interest income	$1,623,000	3,306
Total interest expense	$268,000	2,627
Net interest income	$1,355,000	3,375
Provision for loan and lease losses	$36,000	2,323
Total noninterest income	$128,000	3,801
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$48,000	3,397
Trading account gains and fees	$0	123
Additional Noninterest Income	$80,000	3,637
Total noninterest expense	$981,000	3,597
Salaries and employee benefits	$671,000	3,195
Premises and equipment expense	$99,000	3,667
Additional noninterest expense	$211,000	4,245
Pre-tax net operating income	$466,000	3,214
Securities gains (losses)	$-15,000	5,273
Applicable income taxes	$18,000	3,283
Income before extraordinary items	$433,000	3,128
Extraordinary gains, net	$0	7
Net income	$433,000	3,128
Minority interest net income	$0	52
Net income of bank and minority interests.	$433,000	3,128
Net charge-offs	$0	2,722
Cash dividends	$270,000	1,690
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$447,400	3,072
2017-12-31 (YTD Data)		Rank
Total interest income	$5,812,000	3,474
Total interest expense	$851,000	2,838
Net interest income	$4,961,000	3,549
Provision for loan and lease losses	$190,000	2,422
Total noninterest income	$583,000	3,735
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$206,000	3,415
Trading account gains and fees	$0	151
Additional Noninterest Income	$377,000	3,523
Total noninterest expense	$3,905,000	3,597
Salaries and employee benefits	$2,753,000	3,153
Premises and equipment expense	$459,000	3,413
Additional noninterest expense	$693,000	4,599
Pre-tax net operating income	$1,449,000	3,575
Securities gains (losses)	$-4,000	4,949
Applicable income taxes	$56,000	3,489
Income before extraordinary items	$1,389,000	3,252
Extraordinary gains, net	$0	9
Net income	$1,389,000	3,250
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,389,000	3,252
Net charge-offs	$-1,000	4,501
Cash dividends	$740,000	2,559
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,392,840	3,222
2017-09-30 (YTD Data)		Rank
Total interest income	$4,252,000	3,549
Total interest expense	$623,000	2,858
Net interest income	$3,629,000	3,628
Provision for loan and lease losses	$145,000	2,345
Total noninterest income	$435,000	3,765
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$156,000	3,425
Trading account gains and fees	$0	145
Additional Noninterest Income	$279,000	3,572
Total noninterest expense	$2,938,000	3,597
Salaries and employee benefits	$2,091,000	3,143
Premises and equipment expense	$346,000	3,438
Additional noninterest expense	$501,000	4,686
Pre-tax net operating income	$981,000	3,806
Securities gains (losses)	$-4,000	5,286
Applicable income taxes	$38,000	3,539
Income before extraordinary items	$939,000	3,643
Extraordinary gains, net	$0	9
Net income	$939,000	3,643
Minority interest net income	$0	71
Net income of bank and minority interests.	$939,000	3,643
Net charge-offs	$0	3,796
Cash dividends	$523,000	2,351
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$942,840	3,613
2017-06-30 (YTD Data)		Rank
Total interest income	$2,776,000	3,591
Total interest expense	$397,000	2,896
Net interest income	$2,379,000	3,662
Provision for loan and lease losses	$110,000	2,170
Total noninterest income	$278,000	3,839
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$104,000	3,429
Trading account gains and fees	$0	139
Additional Noninterest Income	$174,000	3,658
Total noninterest expense	$1,993,000	3,580
Salaries and employee benefits	$1,433,000	3,113
Premises and equipment expense	$234,000	3,437
Additional noninterest expense	$326,000	4,751
Pre-tax net operating income	$554,000	3,996
Securities gains (losses)	$-4,000	5,393
Applicable income taxes	$21,000	3,618
Income before extraordinary items	$529,000	3,830
Extraordinary gains, net	$0	11
Net income	$529,000	3,828
Minority interest net income	$0	71
Net income of bank and minority interests.	$529,000	3,830
Net charge-offs	$1,000	3,381
Cash dividends	$339,000	2,395
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$532,840	3,803
2017-03-31 (YTD Data)		Rank
Total interest income	$1,354,000	3,653
Total interest expense	$188,000	2,972
Net interest income	$1,166,000	3,717
Provision for loan and lease losses	$65,000	1,825
Total noninterest income	$127,000	3,959
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$49,000	3,525
Trading account gains and fees	$0	142
Additional Noninterest Income	$78,000	3,810
Total noninterest expense	$946,000	3,734
Salaries and employee benefits	$676,000	3,248
Premises and equipment expense	$111,000	3,568
Additional noninterest expense	$159,000	4,835
Pre-tax net operating income	$282,000	3,924
Securities gains (losses)	$0	1,153
Applicable income taxes	$11,000	3,564
Income before extraordinary items	$271,000	3,753
Extraordinary gains, net	$0	8
Net income	$271,000	3,752
Minority interest net income	$0	55
Net income of bank and minority interests.	$271,000	3,753
Net charge-offs	$1,000	2,795
Cash dividends	$177,000	2,040
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$271,000	3,740
2016-12-31 (YTD Data)		Rank
Total interest income	$5,036,000	3,791
Total interest expense	$691,000	3,076
Net interest income	$4,345,000	3,854
Provision for loan and lease losses	$27,000	3,934
Total noninterest income	$543,000	3,966
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$180,000	3,717
Trading account gains and fees	$0	170
Additional Noninterest Income	$363,000	3,699
Total noninterest expense	$3,695,000	3,794
Salaries and employee benefits	$2,526,000	3,379
Premises and equipment expense	$498,000	3,391
Additional noninterest expense	$671,000	4,839
Pre-tax net operating income	$1,166,000	3,862
Securities gains (losses)	$153,000	1,049
Applicable income taxes	$47,000	3,624
Income before extraordinary items	$1,272,000	3,536
Extraordinary gains, net	$0	5
Net income	$1,272,000	3,534
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,272,000	3,535
Net charge-offs	$-3,000	4,789
Cash dividends	$756,000	2,510
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,125,120	3,682
2016-09-30 (YTD Data)		Rank
Total interest income	$3,732,000	3,833
Total interest expense	$516,000	3,072
Net interest income	$3,216,000	3,904
Provision for loan and lease losses	$0	4,186
Total noninterest income	$406,000	4,006
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$135,000	3,750
Trading account gains and fees	$0	169
Additional Noninterest Income	$271,000	3,716
Total noninterest expense	$2,758,000	3,820
Salaries and employee benefits	$1,900,000	3,376
Premises and equipment expense	$363,000	3,457
Additional noninterest expense	$495,000	4,897
Pre-tax net operating income	$864,000	3,932
Securities gains (losses)	$153,000	969
Applicable income taxes	$39,000	3,657
Income before extraordinary items	$978,000	3,530
Extraordinary gains, net	$0	5
Net income	$978,000	3,528
Minority interest net income	$0	71
Net income of bank and minority interests.	$978,000	3,530
Net charge-offs	$-2,000	4,547
Cash dividends	$551,000	2,265
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$831,120	3,732
2016-06-30 (YTD Data)		Rank
Total interest income	$2,439,000	3,896
Total interest expense	$339,000	3,109
Net interest income	$2,100,000	3,971
Provision for loan and lease losses	$0	4,017
Total noninterest income	$264,000	4,046
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$86,000	3,808
Trading account gains and fees	$0	157
Additional Noninterest Income	$178,000	3,754
Total noninterest expense	$1,851,000	3,833
Salaries and employee benefits	$1,270,000	3,388
Premises and equipment expense	$240,000	3,495
Additional noninterest expense	$341,000	4,905
Pre-tax net operating income	$513,000	4,108
Securities gains (losses)	$147,000	743
Applicable income taxes	$25,000	3,687
Income before extraordinary items	$635,000	3,582
Extraordinary gains, net	$0	16
Net income	$635,000	3,578
Minority interest net income	$0	71
Net income of bank and minority interests.	$635,000	3,580
Net charge-offs	$-1,000	4,332
Cash dividends	$360,000	2,320
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$493,880	3,907
2016-03-31 (YTD Data)		Rank
Total interest income	$1,216,000	3,920
Total interest expense	$169,000	3,135
Net interest income	$1,047,000	3,985
Provision for loan and lease losses	$0	3,656
Total noninterest income	$127,000	4,085
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$40,000	3,910
Trading account gains and fees	$0	142
Additional Noninterest Income	$87,000	3,747
Total noninterest expense	$870,000	4,004
Salaries and employee benefits	$575,000	3,615
Premises and equipment expense	$120,000	3,515
Additional noninterest expense	$175,000	4,906
Pre-tax net operating income	$304,000	3,830
Securities gains (losses)	$26,000	1,120
Applicable income taxes	$13,000	3,656
Income before extraordinary items	$317,000	3,535
Extraordinary gains, net	$0	12
Net income	$317,000	3,531
Minority interest net income	$0	62
Net income of bank and minority interests.	$317,000	3,533
Net charge-offs	$-1,000	4,102
Cash dividends	$170,000	2,064
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$292,040	3,615
2015-12-31 (YTD Data)		Rank
Total interest income	$4,479,000	4,090
Total interest expense	$636,000	3,257
Net interest income	$3,843,000	4,152
Provision for loan and lease losses	$0	4,380
Total noninterest income	$508,000	4,154
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$159,000	4,075
Trading account gains and fees	$0	159
Additional Noninterest Income	$349,000	3,777
Total noninterest expense	$3,190,000	4,196
Salaries and employee benefits	$2,158,000	3,744
Premises and equipment expense	$423,000	3,808
Additional noninterest expense	$609,000	5,136
Pre-tax net operating income	$1,161,000	3,882
Securities gains (losses)	$63,000	1,480
Applicable income taxes	$47,000	3,651
Income before extraordinary items	$1,177,000	3,662
Extraordinary gains, net	$0	23
Net income	$1,177,000	3,661
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,177,000	3,663
Net charge-offs	$2,000	4,318
Cash dividends	$696,000	2,575
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,116,520	3,697
2015-09-30 (YTD Data)		Rank
Total interest income	$3,329,000	4,154
Total interest expense	$472,000	3,322
Net interest income	$2,857,000	4,217
Provision for loan and lease losses	$0	4,232
Total noninterest income	$378,000	4,199
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$114,000	4,162
Trading account gains and fees	$0	153
Additional Noninterest Income	$264,000	3,791
Total noninterest expense	$2,308,000	4,303
Salaries and employee benefits	$1,551,000	3,847
Premises and equipment expense	$313,000	3,882
Additional noninterest expense	$444,000	5,234
Pre-tax net operating income	$927,000	3,854
Securities gains (losses)	$4,000	2,687
Applicable income taxes	$36,000	3,765
Income before extraordinary items	$895,000	3,690
Extraordinary gains, net	$0	21
Net income	$895,000	3,689
Minority interest net income	$0	78
Net income of bank and minority interests.	$895,000	3,690
Net charge-offs	$3,000	3,929
Cash dividends	$504,000	2,298
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$891,160	3,655
2015-06-30 (YTD Data)		Rank
Total interest income	$2,145,000	4,242
Total interest expense	$308,000	3,401
Net interest income	$1,837,000	4,306
Provision for loan and lease losses	$0	4,069
Total noninterest income	$251,000	4,217
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$72,000	4,244
Trading account gains and fees	$0	157
Additional Noninterest Income	$179,000	3,806
Total noninterest expense	$1,492,000	4,411
Salaries and employee benefits	$994,000	3,964
Premises and equipment expense	$204,000	3,953
Additional noninterest expense	$294,000	5,277
Pre-tax net operating income	$596,000	3,899
Securities gains (losses)	$2,000	2,428
Applicable income taxes	$23,000	3,810
Income before extraordinary items	$575,000	3,742
Extraordinary gains, net	$0	22
Net income	$575,000	3,743
Minority interest net income	$0	75
Net income of bank and minority interests.	$575,000	3,744
Net charge-offs	$2,000	3,666
Cash dividends	$366,000	2,235
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$573,080	3,684
2015-03-31 (YTD Data)		Rank
Total interest income	$1,061,000	4,276
Total interest expense	$152,000	3,448
Net interest income	$909,000	4,350
Provision for loan and lease losses	$0	3,703
Total noninterest income	$124,000	4,214
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$37,000	4,194
Trading account gains and fees	$0	152
Additional Noninterest Income	$87,000	3,810
Total noninterest expense	$674,000	4,651
Salaries and employee benefits	$447,000	4,227
Premises and equipment expense	$85,000	4,344
Additional noninterest expense	$142,000	5,364
Pre-tax net operating income	$359,000	3,578
Securities gains (losses)	$0	2,027
Applicable income taxes	$14,000	3,696
Income before extraordinary items	$345,000	3,395
Extraordinary gains, net	$0	13
Net income	$345,000	3,398
Minority interest net income	$0	64
Net income of bank and minority interests.	$345,000	3,398
Net charge-offs	$2,000	2,999
Cash dividends	$159,000	2,012
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$345,000	3,309
2014-12-31 (YTD Data)		Rank
Total interest income	$4,117,000	4,410
Total interest expense	$629,000	3,510
Net interest income	$3,488,000	4,485
Provision for loan and lease losses	$0	4,603
Total noninterest income	$441,000	4,471
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$166,000	4,223
Trading account gains and fees	$0	180
Additional Noninterest Income	$275,000	4,128
Total noninterest expense	$2,678,000	4,751
Salaries and employee benefits	$1,767,000	4,266
Premises and equipment expense	$360,000	4,304
Additional noninterest expense	$551,000	5,511
Pre-tax net operating income	$1,251,000	3,777
Securities gains (losses)	$41,000	1,863
Applicable income taxes	$50,000	3,711
Income before extraordinary items	$1,242,000	3,559
Extraordinary gains, net	$0	17
Net income	$1,242,000	3,560
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,242,000	3,561
Net charge-offs	$-13,000	5,712
Cash dividends	$743,000	2,405
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,202,640	3,574
2014-09-30 (YTD Data)		Rank
Total interest income	$3,085,000	4,453
Total interest expense	$474,000	3,557
Net interest income	$2,611,000	4,531
Provision for loan and lease losses	$0	4,401
Total noninterest income	$329,000	4,525
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$126,000	4,255
Trading account gains and fees	$0	174
Additional Noninterest Income	$203,000	4,185
Total noninterest expense	$1,947,000	4,851
Salaries and employee benefits	$1,289,000	4,341
Premises and equipment expense	$262,000	4,416
Additional noninterest expense	$396,000	5,604
Pre-tax net operating income	$993,000	3,769
Securities gains (losses)	$23,000	1,945
Applicable income taxes	$39,000	3,757
Income before extraordinary items	$977,000	3,541
Extraordinary gains, net	$0	15
Net income	$977,000	3,542
Minority interest net income	$0	81
Net income of bank and minority interests.	$977,000	3,543
Net charge-offs	$-18,000	5,763
Cash dividends	$540,000	2,131
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$954,920	3,539
2014-06-30 (YTD Data)		Rank
Total interest income	$2,026,000	4,496
Total interest expense	$312,000	3,636
Net interest income	$1,714,000	4,574
Provision for loan and lease losses	$0	4,196
Total noninterest income	$205,000	4,624
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$84,000	4,246
Trading account gains and fees	$0	172
Additional Noninterest Income	$121,000	4,316
Total noninterest expense	$1,271,000	4,922
Salaries and employee benefits	$842,000	4,427
Premises and equipment expense	$172,000	4,503
Additional noninterest expense	$257,000	5,682
Pre-tax net operating income	$648,000	3,726
Securities gains (losses)	$15,000	1,782
Applicable income taxes	$25,000	3,746
Income before extraordinary items	$638,000	3,517
Extraordinary gains, net	$0	20
Net income	$638,000	3,523
Minority interest net income	$0	80
Net income of bank and minority interests.	$638,000	3,524
Net charge-offs	$-2,000	5,209
Cash dividends	$337,000	2,219
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$623,600	3,504
2014-03-31 (YTD Data)		Rank
Total interest income	$1,010,000	4,540
Total interest expense	$156,000	3,695
Net interest income	$854,000	4,616
Provision for loan and lease losses	$0	3,817
Total noninterest income	$93,000	4,743
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$41,000	4,270
Trading account gains and fees	$0	147
Additional Noninterest Income	$52,000	4,505
Total noninterest expense	$631,000	4,995
Salaries and employee benefits	$414,000	4,491
Premises and equipment expense	$82,000	4,650
Additional noninterest expense	$135,000	5,673
Pre-tax net operating income	$316,000	3,729
Securities gains (losses)	$-14,000	6,464
Applicable income taxes	$12,000	3,740
Income before extraordinary items	$290,000	3,605
Extraordinary gains, net	$0	16
Net income	$290,000	3,608
Minority interest net income	$0	66
Net income of bank and minority interests.	$290,000	3,608
Net charge-offs	$-1,000	4,711
Cash dividends	$157,000	1,933
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$303,440	3,483
2013-12-31 (YTD Data)		Rank
Total interest income	$4,065,000	4,572
Total interest expense	$658,000	3,883
Net interest income	$3,407,000	4,664
Provision for loan and lease losses	$0	5,091
Total noninterest income	$536,000	4,309
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$198,000	4,115
Trading account gains and fees	$0	184
Additional Noninterest Income	$338,000	3,934
Total noninterest expense	$2,680,000	4,866
Salaries and employee benefits	$1,722,000	4,424
Premises and equipment expense	$387,000	4,293
Additional noninterest expense	$571,000	5,665
Pre-tax net operating income	$1,263,000	3,681
Securities gains (losses)	$7,000	2,738
Applicable income taxes	$49,000	3,766
Income before extraordinary items	$1,221,000	3,528
Extraordinary gains, net	$0	29
Net income	$1,221,000	3,530
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,221,000	3,531
Net charge-offs	$-41,000	6,388
Cash dividends	$762,000	2,256
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,214,280	3,497
2013-09-30 (YTD Data)		Rank
Total interest income	$3,046,000	4,626
Total interest expense	$498,000	3,945
Net interest income	$2,548,000	4,720
Provision for loan and lease losses	$0	4,941
Total noninterest income	$436,000	4,243
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$153,000	4,100
Trading account gains and fees	$0	180
Additional Noninterest Income	$283,000	3,831
Total noninterest expense	$1,988,000	4,922
Salaries and employee benefits	$1,282,000	4,453
Premises and equipment expense	$286,000	4,361
Additional noninterest expense	$420,000	5,713
Pre-tax net operating income	$996,000	3,690
Securities gains (losses)	$27,000	2,054
Applicable income taxes	$39,000	3,831
Income before extraordinary items	$984,000	3,455
Extraordinary gains, net	$0	25
Net income	$984,000	3,458
Minority interest net income	$0	84
Net income of bank and minority interests.	$984,000	3,459
Net charge-offs	$-40,000	6,416
Cash dividends	$571,000	1,980
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$958,080	3,423
2013-06-30 (YTD Data)		Rank
Total interest income	$2,032,000	4,644
Total interest expense	$333,000	4,010
Net interest income	$1,699,000	4,713
Provision for loan and lease losses	$0	4,788
Total noninterest income	$309,000	4,164
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$100,000	4,106
Trading account gains and fees	$0	157
Additional Noninterest Income	$209,000	3,721
Total noninterest expense	$1,338,000	4,907
Salaries and employee benefits	$866,000	4,450
Premises and equipment expense	$187,000	4,423
Additional noninterest expense	$285,000	5,705
Pre-tax net operating income	$670,000	3,647
Securities gains (losses)	$22,000	1,956
Applicable income taxes	$26,000	3,820
Income before extraordinary items	$666,000	3,412
Extraordinary gains, net	$0	22
Net income	$666,000	3,413
Minority interest net income	$0	82
Net income of bank and minority interests.	$666,000	3,415
Net charge-offs	$-37,000	6,477
Cash dividends	$360,000	2,026
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$644,880	3,380
2013-03-31 (YTD Data)		Rank
Total interest income	$1,007,000	4,701
Total interest expense	$168,000	4,075
Net interest income	$839,000	4,761
Provision for loan and lease losses	$0	4,409
Total noninterest income	$141,000	4,295
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$47,000	4,201
Trading account gains and fees	$0	148
Additional Noninterest Income	$94,000	3,847
Total noninterest expense	$667,000	4,966
Salaries and employee benefits	$426,000	4,524
Premises and equipment expense	$95,000	4,424
Additional noninterest expense	$146,000	5,716
Pre-tax net operating income	$313,000	3,725
Securities gains (losses)	$13,000	1,412
Applicable income taxes	$12,000	3,847
Income before extraordinary items	$314,000	3,493
Extraordinary gains, net	$0	10
Net income	$314,000	3,494
Minority interest net income	$0	76
Net income of bank and minority interests.	$314,000	3,495
Net charge-offs	$-6,000	5,985
Cash dividends	$172,000	1,723
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$301,520	3,465
2012-12-31 (YTD Data)		Rank
Total interest income	$4,263,000	4,699
Total interest expense	$802,000	4,115
Net interest income	$3,461,000	4,781
Provision for loan and lease losses	$0	5,905
Total noninterest income	$735,000	3,803
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$209,000	4,174
Trading account gains and fees	$0	166
Additional Noninterest Income	$526,000	3,278
Total noninterest expense	$2,811,000	4,897
Salaries and employee benefits	$1,814,000	4,384
Premises and equipment expense	$381,000	4,410
Additional noninterest expense	$616,000	5,757
Pre-tax net operating income	$1,385,000	3,472
Securities gains (losses)	$142,000	1,989
Applicable income taxes	$57,000	3,833
Income before extraordinary items	$1,470,000	3,168
Extraordinary gains, net	$0	29
Net income	$1,470,000	3,168
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,470,000	3,168
Net charge-offs	$63,000	4,771
Cash dividends	$939,000	2,043
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,333,680	3,199
2012-09-30 (YTD Data)		Rank
Total interest income	$3,215,000	4,774
Total interest expense	$618,000	4,174
Net interest income	$2,597,000	4,855
Provision for loan and lease losses	$0	5,790
Total noninterest income	$579,000	3,752
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$154,000	4,265
Trading account gains and fees	$0	157
Additional Noninterest Income	$425,000	3,184
Total noninterest expense	$2,063,000	4,983
Salaries and employee benefits	$1,336,000	4,443
Premises and equipment expense	$285,000	4,475
Additional noninterest expense	$442,000	5,897
Pre-tax net operating income	$1,113,000	3,447
Securities gains (losses)	$119,000	1,847
Applicable income taxes	$48,000	3,810
Income before extraordinary items	$1,184,000	3,108
Extraordinary gains, net	$0	20
Net income	$1,184,000	3,107
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,184,000	3,106
Net charge-offs	$71,000	4,277
Cash dividends	$670,000	1,732
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,069,760	3,157
2012-06-30 (YTD Data)		Rank
Total interest income	$2,150,000	4,808
Total interest expense	$418,000	4,232
Net interest income	$1,732,000	4,873
Provision for loan and lease losses	$0	5,619
Total noninterest income	$389,000	3,706
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$100,000	4,306
Trading account gains and fees	$0	153
Additional Noninterest Income	$289,000	3,120
Total noninterest expense	$1,366,000	5,036
Salaries and employee benefits	$886,000	4,481
Premises and equipment expense	$189,000	4,501
Additional noninterest expense	$291,000	5,963
Pre-tax net operating income	$755,000	3,397
Securities gains (losses)	$9,000	2,752
Applicable income taxes	$29,000	3,852
Income before extraordinary items	$735,000	3,224
Extraordinary gains, net	$0	19
Net income	$735,000	3,222
Minority interest net income	$0	84
Net income of bank and minority interests.	$735,000	3,224
Net charge-offs	$73,000	3,710
Cash dividends	$421,000	1,776
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$726,360	3,092
2012-03-31 (YTD Data)		Rank
Total interest income	$1,071,000	4,868
Total interest expense	$212,000	4,315
Net interest income	$859,000	4,914
Provision for loan and lease losses	$0	5,254
Total noninterest income	$155,000	4,158
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$48,000	4,361
Trading account gains and fees	$0	148
Additional Noninterest Income	$107,000	3,599
Total noninterest expense	$680,000	5,077
Salaries and employee benefits	$440,000	4,524
Premises and equipment expense	$94,000	4,532
Additional noninterest expense	$146,000	5,972
Pre-tax net operating income	$334,000	3,640
Securities gains (losses)	$0	2,210
Applicable income taxes	$13,000	3,884
Income before extraordinary items	$321,000	3,510
Extraordinary gains, net	$0	19
Net income	$321,000	3,513
Minority interest net income	$0	78
Net income of bank and minority interests.	$321,000	3,513
Net charge-offs	$-3,000	6,199
Cash dividends	$228,000	1,491
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$321,000	3,334
2011-12-31 (YTD Data)		Rank
Total interest income	$4,663,000	4,736
Total interest expense	$1,039,000	4,319
Net interest income	$3,624,000	4,792
Provision for loan and lease losses	$0	6,496
Total noninterest income	$608,000	4,045
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$251,000	3,949
Trading account gains and fees	$0	146
Additional Noninterest Income	$357,000	3,596
Total noninterest expense	$2,723,000	5,129
Salaries and employee benefits	$1,776,000	4,498
Premises and equipment expense	$393,000	4,608
Additional noninterest expense	$554,000	6,117
Pre-tax net operating income	$1,509,000	3,018
Securities gains (losses)	$-25,000	6,945
Applicable income taxes	$59,000	3,679
Income before extraordinary items	$1,425,000	2,878
Extraordinary gains, net	$0	29
Net income	$1,425,000	2,880
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,425,000	2,880
Net charge-offs	$29,000	5,759
Cash dividends	$885,000	1,768
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,449,000	2,746
2011-09-30 (YTD Data)		Rank
Total interest income	$3,499,000	4,792
Total interest expense	$789,000	4,396
Net interest income	$2,710,000	4,839
Provision for loan and lease losses	$0	6,393
Total noninterest income	$446,000	4,104
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$188,000	3,967
Trading account gains and fees	$0	145
Additional Noninterest Income	$258,000	3,694
Total noninterest expense	$1,994,000	5,195
Salaries and employee benefits	$1,290,000	4,585
Premises and equipment expense	$299,000	4,619
Additional noninterest expense	$405,000	6,190
Pre-tax net operating income	$1,162,000	3,050
Securities gains (losses)	$-54,000	7,160
Applicable income taxes	$44,000	3,695
Income before extraordinary items	$1,064,000	2,939
Extraordinary gains, net	$0	21
Net income	$1,064,000	2,942
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,064,000	2,942
Net charge-offs	$43,000	5,079
Cash dividends	$627,000	1,574
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,115,840	2,753
2011-06-30 (YTD Data)		Rank
Total interest income	$2,300,000	4,882
Total interest expense	$528,000	4,502
Net interest income	$1,772,000	4,907
Provision for loan and lease losses	$0	6,217
Total noninterest income	$277,000	4,264
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$122,000	4,006
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	3,890
Total noninterest expense	$1,315,000	5,280
Salaries and employee benefits	$855,000	4,644
Premises and equipment expense	$191,000	4,769
Additional noninterest expense	$269,000	6,282
Pre-tax net operating income	$734,000	3,093
Securities gains (losses)	$-73,000	7,279
Applicable income taxes	$26,000	3,713
Income before extraordinary items	$635,000	3,090
Extraordinary gains, net	$0	15
Net income	$635,000	3,093
Minority interest net income	$0	89
Net income of bank and minority interests.	$635,000	3,093
Net charge-offs	$-6,000	6,894
Cash dividends	$461,000	1,493
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$705,080	2,834
2011-03-31 (YTD Data)		Rank
Total interest income	$1,157,000	4,886
Total interest expense	$269,000	4,563
Net interest income	$888,000	4,907
Provision for loan and lease losses	$0	5,840
Total noninterest income	$143,000	4,268
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$62,000	3,939
Trading account gains and fees	$0	158
Additional Noninterest Income	$81,000	3,885
Total noninterest expense	$659,000	5,307
Salaries and employee benefits	$427,000	4,683
Premises and equipment expense	$95,000	4,843
Additional noninterest expense	$137,000	6,296
Pre-tax net operating income	$372,000	3,113
Securities gains (losses)	$0	1,772
Applicable income taxes	$14,000	3,619
Income before extraordinary items	$358,000	2,888
Extraordinary gains, net	$0	9
Net income	$358,000	2,887
Minority interest net income	$0	86
Net income of bank and minority interests.	$358,000	2,888
Net charge-offs	$-1,000	6,209
Cash dividends	$246,000	1,282
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$358,000	2,829
2010-12-31 (YTD Data)		Rank
Total interest income	$5,139,000	4,743
Total interest expense	$1,287,000	4,631
Net interest income	$3,852,000	4,680
Provision for loan and lease losses	$230,000	5,193
Total noninterest income	$584,000	4,294
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$285,000	3,736
Trading account gains and fees	$0	175
Additional Noninterest Income	$299,000	3,949
Total noninterest expense	$2,816,000	5,201
Salaries and employee benefits	$1,764,000	4,583
Premises and equipment expense	$372,000	4,924
Additional noninterest expense	$680,000	5,952
Pre-tax net operating income	$1,390,000	2,841
Securities gains (losses)	$386,000	1,067
Applicable income taxes	$71,000	3,441
Income before extraordinary items	$1,705,000	2,291
Extraordinary gains, net	$0	29
Net income	$1,705,000	2,289
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,705,000	2,292
Net charge-offs	$68,000	5,727
Cash dividends	$753,000	1,828
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,334,440	2,610
2010-09-30 (YTD Data)		Rank
Total interest income	$3,932,000	4,776
Total interest expense	$989,000	4,717
Net interest income	$2,943,000	4,701
Provision for loan and lease losses	$185,000	4,976
Total noninterest income	$407,000	4,477
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$218,000	3,762
Trading account gains and fees	$0	165
Additional Noninterest Income	$189,000	4,261
Total noninterest expense	$2,059,000	5,295
Salaries and employee benefits	$1,275,000	4,727
Premises and equipment expense	$282,000	4,975
Additional noninterest expense	$502,000	6,032
Pre-tax net operating income	$1,106,000	2,917
Securities gains (losses)	$321,000	1,032
Applicable income taxes	$57,000	3,496
Income before extraordinary items	$1,370,000	2,320
Extraordinary gains, net	$0	23
Net income	$1,370,000	2,316
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,370,000	2,321
Net charge-offs	$20,000	6,019
Cash dividends	$531,000	1,695
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,061,840	2,649
2010-06-30 (YTD Data)		Rank
Total interest income	$2,694,000	4,734
Total interest expense	$681,000	4,751
Net interest income	$2,013,000	4,626
Provision for loan and lease losses	$140,000	4,720
Total noninterest income	$258,000	4,552
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$142,000	3,803
Trading account gains and fees	$0	152
Additional Noninterest Income	$116,000	4,389
Total noninterest expense	$1,365,000	5,319
Salaries and employee benefits	$835,000	4,806
Premises and equipment expense	$187,000	5,032
Additional noninterest expense	$343,000	6,001
Pre-tax net operating income	$766,000	2,868
Securities gains (losses)	$240,000	825
Applicable income taxes	$40,000	3,427
Income before extraordinary items	$966,000	2,181
Extraordinary gains, net	$0	19
Net income	$966,000	2,179
Minority interest net income	$0	105
Net income of bank and minority interests.	$966,000	2,183
Net charge-offs	$52,000	4,851
Cash dividends	$266,000	2,035
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$735,600	2,564
2010-03-31 (YTD Data)		Rank
Total interest income	$1,306,000	4,890
Total interest expense	$353,000	4,792
Net interest income	$953,000	4,809
Provision for loan and lease losses	$45,000	4,935
Total noninterest income	$111,000	4,867
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$69,000	3,861
Trading account gains and fees	$0	175
Additional Noninterest Income	$42,000	4,970
Total noninterest expense	$669,000	5,440
Salaries and employee benefits	$418,000	4,866
Premises and equipment expense	$92,000	5,136
Additional noninterest expense	$159,000	6,229
Pre-tax net operating income	$350,000	3,078
Securities gains (losses)	$104,000	770
Applicable income taxes	$18,000	3,501
Income before extraordinary items	$436,000	2,404
Extraordinary gains, net	$0	16
Net income	$436,000	2,403
Minority interest net income	$0	91
Net income of bank and minority interests.	$436,000	2,404
Net charge-offs	$-23,000	7,670
Cash dividends	$62,000	2,174
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$336,160	2,794
2009-12-31 (YTD Data)		Rank
Total interest income	$5,651,000	4,796
Total interest expense	$1,708,000	4,857
Net interest income	$3,943,000	4,606
Provision for loan and lease losses	$276,000	5,398
Total noninterest income	$556,000	4,531
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$333,000	3,675
Trading account gains and fees	$0	211
Additional Noninterest Income	$223,000	4,460
Total noninterest expense	$2,864,000	5,319
Salaries and employee benefits	$1,629,000	4,951
Premises and equipment expense	$405,000	4,967
Additional noninterest expense	$830,000	5,738
Pre-tax net operating income	$1,359,000	2,499
Securities gains (losses)	$125,000	1,940
Applicable income taxes	$85,000	2,962
Income before extraordinary items	$1,399,000	2,230
Extraordinary gains, net	$0	34
Net income	$1,399,000	2,228
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,399,000	2,229
Net charge-offs	$277,000	4,599
Cash dividends	$867,000	1,813
Sale, conversion, retirement of capital stock, net	$-25,000	7,917
Net operating income	$1,281,500	2,330
2009-09-30 (YTD Data)		Rank
Total interest income	$4,413,000	4,733
Total interest expense	$1,323,000	4,918
Net interest income	$3,090,000	4,500
Provision for loan and lease losses	$130,000	5,681
Total noninterest income	$417,000	4,578
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$255,000	3,658
Trading account gains and fees	$0	212
Additional Noninterest Income	$162,000	4,629
Total noninterest expense	$2,101,000	5,382
Salaries and employee benefits	$1,206,000	5,028
Premises and equipment expense	$293,000	5,095
Additional noninterest expense	$602,000	5,807
Pre-tax net operating income	$1,276,000	2,335
Securities gains (losses)	$80,000	1,979
Applicable income taxes	$80,000	3,033
Income before extraordinary items	$1,276,000	2,076
Extraordinary gains, net	$0	27
Net income	$1,276,000	2,075
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,276,000	2,076
Net charge-offs	$138,000	4,717
Cash dividends	$867,000	1,419
Sale, conversion, retirement of capital stock, net	$-25,000	8,023
Net operating income	$1,200,800	2,130
2009-06-30 (YTD Data)		Rank
Total interest income	$2,979,000	4,728
Total interest expense	$921,000	4,934
Net interest income	$2,058,000	4,498
Provision for loan and lease losses	$86,000	5,522
Total noninterest income	$263,000	4,704
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$164,000	3,720
Trading account gains and fees	$0	193
Additional Noninterest Income	$99,000	4,807
Total noninterest expense	$1,346,000	5,545
Salaries and employee benefits	$782,000	5,172
Premises and equipment expense	$198,000	5,101
Additional noninterest expense	$366,000	6,052
Pre-tax net operating income	$889,000	2,319
Securities gains (losses)	$23,000	2,272
Applicable income taxes	$63,000	2,993
Income before extraordinary items	$849,000	2,141
Extraordinary gains, net	$0	21
Net income	$849,000	2,139
Minority interest net income	$0	112
Net income of bank and minority interests.	$849,000	2,140
Net charge-offs	$-35,000	8,058
Cash dividends	$588,000	1,455
Sale, conversion, retirement of capital stock, net	$-25,000	8,133
Net operating income	$827,610	2,122
2009-03-31 (YTD Data)		Rank
Total interest income	$1,509,000	4,738
Total interest expense	$491,000	4,877
Net interest income	$1,018,000	4,522
Provision for loan and lease losses	$41,000	5,146
Total noninterest income	$127,000	4,760
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$80,000	3,714
Trading account gains and fees	$0	171
Additional Noninterest Income	$47,000	4,942
Total noninterest expense	$666,000	5,519
Salaries and employee benefits	$384,000	5,270
Premises and equipment expense	$100,000	5,111
Additional noninterest expense	$182,000	5,833
Pre-tax net operating income	$438,000	2,625
Securities gains (losses)	$0	2,434
Applicable income taxes	$43,000	3,015
Income before extraordinary items	$395,000	2,593
Extraordinary gains, net	$0	15
Net income	$395,000	2,592
Minority interest net income	$0	102
Net income of bank and minority interests.	$395,000	2,594
Net charge-offs	$-28,000	8,052
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$395,000	2,452
2008-12-31 (YTD Data)		Rank
Total interest income	$5,358,000	5,267
Total interest expense	$2,256,000	5,013
Net interest income	$3,102,000	5,328
Provision for loan and lease losses	$408,000	4,112
Total noninterest income	$571,000	4,578
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$337,000	3,807
Trading account gains and fees	$0	154
Additional Noninterest Income	$234,000	4,578
Total noninterest expense	$2,228,000	5,945
Salaries and employee benefits	$1,324,000	5,689
Premises and equipment expense	$269,000	6,074
Additional noninterest expense	$635,000	6,087
Pre-tax net operating income	$1,037,000	3,692
Securities gains (losses)	$64,000	1,439
Applicable income taxes	$44,000	3,914
Income before extraordinary items	$1,057,000	3,184
Extraordinary gains, net	$0	39
Net income	$1,057,000	3,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$401,000	3,120
Cash dividends	$358,000	3,841
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$995,560	3,449
2008-09-30 (YTD Data)		Rank
Total interest income	$4,030,000	5,329
Total interest expense	$1,768,000	5,022
Net interest income	$2,262,000	5,445
Provision for loan and lease losses	$372,000	3,194
Total noninterest income	$434,000	4,660
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$255,000	3,810
Trading account gains and fees	$0	148
Additional Noninterest Income	$179,000	4,652
Total noninterest expense	$1,580,000	6,090
Salaries and employee benefits	$975,000	5,766
Premises and equipment expense	$156,000	6,637
Additional noninterest expense	$449,000	6,185
Pre-tax net operating income	$744,000	4,227
Securities gains (losses)	$64,000	1,264
Applicable income taxes	$32,000	4,378
Income before extraordinary items	$776,000	3,622
Extraordinary gains, net	$0	31
Net income	$776,000	3,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$399,000	2,219
Cash dividends	$358,000	3,182
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$714,560	3,922
2008-06-30 (YTD Data)		Rank
Total interest income	$2,700,000	5,378
Total interest expense	$1,234,000	5,041
Net interest income	$1,466,000	5,529
Provision for loan and lease losses	$354,000	2,311
Total noninterest income	$270,000	4,833
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$161,000	3,926
Trading account gains and fees	$0	149
Additional Noninterest Income	$109,000	4,902
Total noninterest expense	$1,051,000	6,142
Salaries and employee benefits	$645,000	5,845
Premises and equipment expense	$105,000	6,661
Additional noninterest expense	$301,000	6,180
Pre-tax net operating income	$331,000	5,129
Securities gains (losses)	$78,000	1,139
Applicable income taxes	$16,000	4,791
Income before extraordinary items	$393,000	4,510
Extraordinary gains, net	$0	21
Net income	$393,000	4,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$401,000	1,504
Cash dividends	$358,000	2,715
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$318,120	4,844
2008-03-31 (YTD Data)		Rank
Total interest income	$1,374,000	5,428
Total interest expense	$650,000	5,074
Net interest income	$724,000	5,590
Provision for loan and lease losses	$218,000	1,739
Total noninterest income	$129,000	4,937
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$76,000	3,987
Trading account gains and fees	$0	158
Additional Noninterest Income	$53,000	4,930
Total noninterest expense	$516,000	6,219
Salaries and employee benefits	$319,000	5,914
Premises and equipment expense	$51,000	6,733
Additional noninterest expense	$146,000	6,249
Pre-tax net operating income	$119,000	5,782
Securities gains (losses)	$40,000	1,206
Applicable income taxes	$6,000	5,045
Income before extraordinary items	$153,000	5,180
Extraordinary gains, net	$0	15
Net income	$153,000	5,183
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$222,000	1,192
Cash dividends	$205,000	2,280
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$114,600	5,546
2007-12-31 (YTD Data)		Rank
Total interest income	$5,606,000	5,420
Total interest expense	$2,886,000	4,901
Net interest income	$2,720,000	5,747
Provision for loan and lease losses	$72,000	5,309
Total noninterest income	$786,000	4,039
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$354,000	3,755
Trading account gains and fees	$137,000	108
Additional Noninterest Income	$295,000	4,276
Total noninterest expense	$2,116,000	6,068
Salaries and employee benefits	$1,202,000	5,979
Premises and equipment expense	$241,000	6,333
Additional noninterest expense	$673,000	5,833
Pre-tax net operating income	$1,318,000	4,163
Securities gains (losses)	$-62,000	8,050
Applicable income taxes	$23,000	5,355
Income before extraordinary items	$1,233,000	3,886
Extraordinary gains, net	$0	39
Net income	$1,233,000	3,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	3,621
Cash dividends	$650,000	3,303
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,293,760	3,772
2007-09-30 (YTD Data)		Rank
Total interest income	$4,206,000	5,430
Total interest expense	$2,197,000	4,886
Net interest income	$2,009,000	5,830
Provision for loan and lease losses	$54,000	4,965
Total noninterest income	$629,000	3,919
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$265,000	3,764
Trading account gains and fees	$122,000	115
Additional Noninterest Income	$242,000	4,148
Total noninterest expense	$1,568,000	6,081
Salaries and employee benefits	$910,000	5,930
Premises and equipment expense	$179,000	6,349
Additional noninterest expense	$479,000	5,924
Pre-tax net operating income	$1,016,000	4,319
Securities gains (losses)	$-31,000	8,079
Applicable income taxes	$26,000	5,340
Income before extraordinary items	$959,000	3,985
Extraordinary gains, net	$0	33
Net income	$959,000	3,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,188
Cash dividends	$348,000	3,449
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$989,070	3,904
2007-06-30 (YTD Data)		Rank
Total interest income	$2,772,000	5,490
Total interest expense	$1,448,000	4,902
Net interest income	$1,324,000	5,895
Provision for loan and lease losses	$36,000	4,731
Total noninterest income	$371,000	4,195
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$166,000	3,887
Trading account gains and fees	$44,000	129
Additional Noninterest Income	$161,000	4,188
Total noninterest expense	$1,084,000	6,014
Salaries and employee benefits	$633,000	5,841
Premises and equipment expense	$120,000	6,367
Additional noninterest expense	$331,000	5,842
Pre-tax net operating income	$575,000	4,772
Securities gains (losses)	$-5,000	7,859
Applicable income taxes	$12,000	5,584
Income before extraordinary items	$558,000	4,315
Extraordinary gains, net	$0	29
Net income	$558,000	4,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,997
Cash dividends	$170,000	3,829
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$562,900	4,296
2007-03-31 (YTD Data)		Rank
Total interest income	$1,369,000	5,530
Total interest expense	$708,000	4,943
Net interest income	$661,000	5,904
Provision for loan and lease losses	$18,000	4,475
Total noninterest income	$223,000	3,793
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$74,000	4,056
Trading account gains and fees	$71,000	122
Additional Noninterest Income	$78,000	4,266
Total noninterest expense	$536,000	6,104
Salaries and employee benefits	$321,000	5,863
Premises and equipment expense	$60,000	6,403
Additional noninterest expense	$155,000	6,036
Pre-tax net operating income	$330,000	4,435
Securities gains (losses)	$0	1,187
Applicable income taxes	$10,000	5,322
Income before extraordinary items	$320,000	4,025
Extraordinary gains, net	$0	22
Net income	$320,000	4,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$170,000	2,615
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$320,000	4,005
2006-12-31 (YTD Data)		Rank
Total interest income	$5,206,000	5,440
Total interest expense	$2,563,000	4,762
Net interest income	$2,643,000	5,862
Provision for loan and lease losses	$72,000	5,138
Total noninterest income	$633,000	4,596
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$367,000	3,717
Trading account gains and fees	$0	130
Additional Noninterest Income	$266,000	4,531
Total noninterest expense	$1,986,000	6,181
Salaries and employee benefits	$1,170,000	5,991
Premises and equipment expense	$259,000	6,123
Additional noninterest expense	$557,000	6,269
Pre-tax net operating income	$1,218,000	4,757
Securities gains (losses)	$-13,000	7,384
Applicable income taxes	$39,000	5,601
Income before extraordinary items	$1,166,000	4,339
Extraordinary gains, net	$0	51
Net income	$1,166,000	4,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,800
Cash dividends	$935,000	2,688
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,178,610	4,302
2006-09-30 (YTD Data)		Rank
Total interest income	$3,858,000	5,472
Total interest expense	$1,868,000	4,743
Net interest income	$1,990,000	5,914
Provision for loan and lease losses	$54,000	4,980
Total noninterest income	$481,000	4,579
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$279,000	3,717
Trading account gains and fees	$0	126
Additional Noninterest Income	$202,000	4,525
Total noninterest expense	$1,441,000	6,270
Salaries and employee benefits	$857,000	6,038
Premises and equipment expense	$197,000	6,119
Additional noninterest expense	$387,000	6,468
Pre-tax net operating income	$976,000	4,774
Securities gains (losses)	$0	1,388
Applicable income taxes	$39,000	5,586
Income before extraordinary items	$937,000	4,319
Extraordinary gains, net	$0	45
Net income	$937,000	4,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	2,926
Cash dividends	$696,000	2,453
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$937,000	4,306
2006-06-30 (YTD Data)		Rank
Total interest income	$2,480,000	5,559
Total interest expense	$1,168,000	4,804
Net interest income	$1,312,000	5,976
Provision for loan and lease losses	$36,000	4,837
Total noninterest income	$317,000	4,591
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$177,000	3,795
Trading account gains and fees	$0	126
Additional Noninterest Income	$140,000	4,428
Total noninterest expense	$945,000	6,332
Salaries and employee benefits	$559,000	6,119
Premises and equipment expense	$132,000	6,106
Additional noninterest expense	$254,000	6,531
Pre-tax net operating income	$648,000	4,812
Securities gains (losses)	$0	1,185
Applicable income taxes	$26,000	5,649
Income before extraordinary items	$622,000	4,345
Extraordinary gains, net	$0	39
Net income	$622,000	4,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,074
Cash dividends	$464,000	2,498
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$622,000	4,340
2006-03-31 (YTD Data)		Rank
Total interest income	$1,185,000	5,641
Total interest expense	$549,000	4,847
Net interest income	$636,000	6,084
Provision for loan and lease losses	$18,000	4,638
Total noninterest income	$147,000	4,738
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$81,000	3,912
Trading account gains and fees	$0	115
Additional Noninterest Income	$66,000	4,533
Total noninterest expense	$440,000	6,538
Salaries and employee benefits	$264,000	6,301
Premises and equipment expense	$66,000	6,124
Additional noninterest expense	$110,000	6,869
Pre-tax net operating income	$325,000	4,764
Securities gains (losses)	$0	955
Applicable income taxes	$13,000	5,626
Income before extraordinary items	$312,000	4,322
Extraordinary gains, net	$0	21
Net income	$312,000	4,322
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$230,000	2,243
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$312,000	4,307
2005-12-31 (YTD Data)		Rank
Total interest income	$4,348,000	5,586
Total interest expense	$1,682,000	4,948
Net interest income	$2,666,000	5,868
Provision for loan and lease losses	$72,000	5,255
Total noninterest income	$557,000	4,985
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$326,000	3,997
Trading account gains and fees	$0	138
Additional Noninterest Income	$231,000	4,878
Total noninterest expense	$1,726,000	6,525
Salaries and employee benefits	$948,000	6,510
Premises and equipment expense	$239,000	6,325
Additional noninterest expense	$539,000	6,359
Pre-tax net operating income	$1,425,000	4,507
Securities gains (losses)	$-53,000	8,210
Applicable income taxes	$55,000	5,807
Income before extraordinary items	$1,317,000	4,116
Extraordinary gains, net	$0	46
Net income	$1,317,000	4,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	5,266
Cash dividends	$1,015,000	2,412
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,367,880	3,988
2005-09-30 (YTD Data)		Rank
Total interest income	$3,200,000	5,610
Total interest expense	$1,187,000	4,962
Net interest income	$2,013,000	5,873
Provision for loan and lease losses	$54,000	5,082
Total noninterest income	$417,000	5,013
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$247,000	3,988
Trading account gains and fees	$0	126
Additional Noninterest Income	$170,000	4,956
Total noninterest expense	$1,272,000	6,573
Salaries and employee benefits	$702,000	6,536
Premises and equipment expense	$177,000	6,327
Additional noninterest expense	$393,000	6,409
Pre-tax net operating income	$1,104,000	4,527
Securities gains (losses)	$-53,000	8,497
Applicable income taxes	$40,000	5,934
Income before extraordinary items	$1,011,000	4,128
Extraordinary gains, net	$0	35
Net income	$1,011,000	4,128
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,742
Cash dividends	$751,000	2,194
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,061,880	3,954
2005-06-30 (YTD Data)		Rank
Total interest income	$2,080,000	5,620
Total interest expense	$730,000	5,017
Net interest income	$1,350,000	5,842
Provision for loan and lease losses	$36,000	4,958
Total noninterest income	$264,000	5,094
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$155,000	4,080
Trading account gains and fees	$0	116
Additional Noninterest Income	$109,000	5,004
Total noninterest expense	$838,000	6,622
Salaries and employee benefits	$461,000	6,580
Premises and equipment expense	$118,000	6,320
Additional noninterest expense	$259,000	6,422
Pre-tax net operating income	$740,000	4,471
Securities gains (losses)	$-53,000	8,605
Applicable income taxes	$27,000	5,937
Income before extraordinary items	$660,000	4,157
Extraordinary gains, net	$0	30
Net income	$660,000	4,158
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,782
Cash dividends	$495,000	2,242
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$710,880	3,898
2005-03-31 (YTD Data)		Rank
Total interest income	$998,000	5,739
Total interest expense	$335,000	5,169
Net interest income	$663,000	5,905
Provision for loan and lease losses	$18,000	4,743
Total noninterest income	$116,000	5,357
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$70,000	4,265
Trading account gains and fees	$0	115
Additional Noninterest Income	$46,000	5,356
Total noninterest expense	$407,000	6,722
Salaries and employee benefits	$227,000	6,667
Premises and equipment expense	$59,000	6,380
Additional noninterest expense	$121,000	6,644
Pre-tax net operating income	$354,000	4,569
Securities gains (losses)	$-23,000	8,686
Applicable income taxes	$13,000	5,949
Income before extraordinary items	$318,000	4,205
Extraordinary gains, net	$0	24
Net income	$318,000	4,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,504
Cash dividends	$256,000	1,927
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$340,080	3,988
2004-12-31 (YTD Data)		Rank
Total interest income	$3,696,000	5,814
Total interest expense	$1,125,000	5,318
Net interest income	$2,571,000	5,925
Provision for loan and lease losses	$72,000	5,454
Total noninterest income	$448,000	5,536
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$296,000	4,347
Trading account gains and fees	$0	138
Additional Noninterest Income	$152,000	5,659
Total noninterest expense	$1,622,000	6,670
Salaries and employee benefits	$901,000	6,601
Premises and equipment expense	$216,000	6,573
Additional noninterest expense	$505,000	6,503
Pre-tax net operating income	$1,325,000	4,548
Securities gains (losses)	$-47,000	8,582
Applicable income taxes	$51,000	6,027
Income before extraordinary items	$1,227,000	4,149
Extraordinary gains, net	$0	34
Net income	$1,227,000	4,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,939
Cash dividends	$664,000	3,051
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,272,120	3,995
2004-09-30 (YTD Data)		Rank
Total interest income	$2,728,000	5,848
Total interest expense	$826,000	5,359
Net interest income	$1,902,000	5,967
Provision for loan and lease losses	$54,000	5,285
Total noninterest income	$320,000	5,677
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$216,000	4,439
Trading account gains and fees	$0	134
Additional Noninterest Income	$104,000	5,840
Total noninterest expense	$1,201,000	6,676
Salaries and employee benefits	$667,000	6,610
Premises and equipment expense	$168,000	6,459
Additional noninterest expense	$366,000	6,592
Pre-tax net operating income	$967,000	4,685
Securities gains (losses)	$-47,000	8,797
Applicable income taxes	$35,000	6,189
Income before extraordinary items	$885,000	4,322
Extraordinary gains, net	$0	26
Net income	$885,000	4,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	5,309
Cash dividends	$405,000	3,000
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$930,120	4,113
2004-06-30 (YTD Data)		Rank
Total interest income	$1,754,000	5,962
Total interest expense	$536,000	5,450
Net interest income	$1,218,000	6,110
Provision for loan and lease losses	$36,000	5,137
Total noninterest income	$214,000	5,672
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$135,000	4,590
Trading account gains and fees	$0	130
Additional Noninterest Income	$79,000	5,623
Total noninterest expense	$802,000	6,707
Salaries and employee benefits	$444,000	6,652
Premises and equipment expense	$115,000	6,434
Additional noninterest expense	$243,000	6,622
Pre-tax net operating income	$594,000	4,862
Securities gains (losses)	$-34,000	8,872
Applicable income taxes	$22,000	6,231
Income before extraordinary items	$538,000	4,546
Extraordinary gains, net	$0	21
Net income	$538,000	4,547
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,878
Cash dividends	$167,000	3,671
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$570,640	4,296
2004-03-31 (YTD Data)		Rank
Total interest income	$837,000	6,132
Total interest expense	$264,000	5,566
Net interest income	$573,000	6,296
Provision for loan and lease losses	$18,000	4,919
Total noninterest income	$93,000	5,951
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$61,000	4,756
Trading account gains and fees	$0	121
Additional Noninterest Income	$32,000	5,977
Total noninterest expense	$383,000	6,876
Salaries and employee benefits	$220,000	6,718
Premises and equipment expense	$60,000	6,320
Additional noninterest expense	$103,000	7,078
Pre-tax net operating income	$265,000	5,118
Securities gains (losses)	$-34,000	9,009
Applicable income taxes	$9,000	6,307
Income before extraordinary items	$222,000	5,068
Extraordinary gains, net	$0	16
Net income	$222,000	5,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,283
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$254,640	4,580
2003-12-31 (YTD Data)		Rank
Total interest income	$3,300,000	6,209
Total interest expense	$1,245,000	5,453
Net interest income	$2,055,000	6,509
Provision for loan and lease losses	$72,000	5,782
Total noninterest income	$401,000	5,958
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$257,000	4,696
Trading account gains and fees	$0	160
Additional Noninterest Income	$144,000	5,891
Total noninterest expense	$1,528,000	6,840
Salaries and employee benefits	$854,000	6,735
Premises and equipment expense	$211,000	6,653
Additional noninterest expense	$463,000	6,770
Pre-tax net operating income	$856,000	5,529
Securities gains (losses)	$95,000	1,941
Applicable income taxes	$36,000	6,492
Income before extraordinary items	$915,000	4,890
Extraordinary gains, net	$0	54
Net income	$915,000	4,891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,397
Cash dividends	$447,000	3,750
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$823,800	5,013
2003-09-30 (YTD Data)		Rank
Total interest income	$2,442,000	6,325
Total interest expense	$961,000	5,497
Net interest income	$1,481,000	6,674
Provision for loan and lease losses	$54,000	5,675
Total noninterest income	$307,000	5,972
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$191,000	4,738
Trading account gains and fees	$0	153
Additional Noninterest Income	$116,000	5,793
Total noninterest expense	$1,121,000	6,899
Salaries and employee benefits	$637,000	6,758
Premises and equipment expense	$153,000	6,741
Additional noninterest expense	$331,000	6,884
Pre-tax net operating income	$613,000	5,821
Securities gains (losses)	$88,000	1,858
Applicable income taxes	$28,000	6,613
Income before extraordinary items	$673,000	5,091
Extraordinary gains, net	$0	40
Net income	$673,000	5,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,281
Cash dividends	$447,000	2,880
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$588,520	5,262
2003-06-30 (YTD Data)		Rank
Total interest income	$1,603,000	6,425
Total interest expense	$658,000	5,535
Net interest income	$945,000	6,811
Provision for loan and lease losses	$36,000	5,560
Total noninterest income	$196,000	6,062
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$131,000	4,632
Trading account gains and fees	$0	150
Additional Noninterest Income	$65,000	6,111
Total noninterest expense	$741,000	6,938
Salaries and employee benefits	$425,000	6,782
Premises and equipment expense	$100,000	6,763
Additional noninterest expense	$216,000	6,942
Pre-tax net operating income	$364,000	6,080
Securities gains (losses)	$84,000	1,639
Applicable income taxes	$18,000	6,667
Income before extraordinary items	$430,000	5,218
Extraordinary gains, net	$0	30
Net income	$430,000	5,218
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$298,000	2,928
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$349,360	5,529
2003-03-31 (YTD Data)		Rank
Total interest income	$798,000	6,462
Total interest expense	$339,000	5,542
Net interest income	$459,000	6,905
Provision for loan and lease losses	$18,000	5,381
Total noninterest income	$88,000	6,207
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$61,000	4,717
Trading account gains and fees	$0	134
Additional Noninterest Income	$27,000	6,429
Total noninterest expense	$368,000	6,973
Salaries and employee benefits	$213,000	6,782
Premises and equipment expense	$50,000	6,781
Additional noninterest expense	$105,000	7,027
Pre-tax net operating income	$161,000	6,323
Securities gains (losses)	$68,000	1,210
Applicable income taxes	$9,000	6,623
Income before extraordinary items	$220,000	5,061
Extraordinary gains, net	$0	21
Net income	$220,000	5,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$133,000	2,649
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$154,720	5,751
2002-12-31 (YTD Data)		Rank
Total interest income	$3,538,000	6,302
Total interest expense	$1,624,000	5,480
Net interest income	$1,914,000	6,766
Provision for loan and lease losses	$72,000	6,236
Total noninterest income	$345,000	6,134
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$223,000	4,965
Trading account gains and fees	$0	153
Additional Noninterest Income	$122,000	6,029
Total noninterest expense	$1,514,000	6,809
Salaries and employee benefits	$842,000	6,734
Premises and equipment expense	$181,000	7,015
Additional noninterest expense	$491,000	6,559
Pre-tax net operating income	$673,000	6,178
Securities gains (losses)	$9,000	3,662
Applicable income taxes	$17,000	7,121
Income before extraordinary items	$665,000	5,686
Extraordinary gains, net	$0	70
Net income	$665,000	5,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	3,865
Cash dividends	$431,000	3,698
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$656,180	5,587
2001-12-31 (YTD Data)		Rank
Total interest income	$4,114,000	6,259
Total interest expense	$2,339,000	5,604
Net interest income	$1,775,000	6,837
Provision for loan and lease losses	$72,000	6,148
Total noninterest income	$295,000	6,473
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$191,000	5,272
Trading account gains and fees	$0	177
Additional Noninterest Income	$104,000	6,355
Total noninterest expense	$1,373,000	7,070
Salaries and employee benefits	$830,000	6,659
Premises and equipment expense	$133,000	7,806
Additional noninterest expense	$410,000	7,063
Pre-tax net operating income	$625,000	6,081
Securities gains (losses)	$49,000	2,369
Applicable income taxes	$2,000	7,831
Income before extraordinary items	$672,000	5,325
Extraordinary gains, net	$0	105
Net income	$672,000	5,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,729
Cash dividends	$614,000	3,087
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$623,000	5,386
2000-12-31 (YTD Data)		Rank
Total interest income	$4,192,000	6,336
Total interest expense	$2,248,000	5,911
Net interest income	$1,944,000	6,644
Provision for loan and lease losses	$75,000	5,850
Total noninterest income	$414,000	5,450
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$202,000	5,070
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	4,668
Total noninterest expense	$1,366,000	7,077
Salaries and employee benefits	$785,000	6,802
Premises and equipment expense	$141,000	7,736
Additional noninterest expense	$440,000	6,848
Pre-tax net operating income	$917,000	5,487
Securities gains (losses)	$0	1,956
Applicable income taxes	$154,000	5,873
Income before extraordinary items	$763,000	5,187
Extraordinary gains, net	$0	38
Net income	$763,000	5,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,357
Cash dividends	$536,000	3,435
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$763,000	5,176
1999-12-31 (YTD Data)		Rank
Total interest income	$3,897,000	6,459
Total interest expense	$1,986,000	6,026
Net interest income	$1,911,000	6,807
Provision for loan and lease losses	$109,000	5,060
Total noninterest income	$229,000	7,154
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	5,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	7,953
Total noninterest expense	$1,225,000	7,508
Salaries and employee benefits	$695,000	7,270
Premises and equipment expense	$146,000	7,736
Additional noninterest expense	$384,000	7,413
Pre-tax net operating income	$806,000	5,905
Securities gains (losses)	$-4,000	9,004
Applicable income taxes	$286,000	4,919
Income before extraordinary items	$516,000	6,321
Extraordinary gains, net	$0	35
Net income	$516,000	6,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,687
Cash dividends	$368,000	4,119
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$518,560	6,294
1998-12-31 (YTD Data)		Rank
Total interest income	$3,644,000	6,803
Total interest expense	$1,877,000	6,400
Net interest income	$1,767,000	7,126
Provision for loan and lease losses	$138,000	4,359
Total noninterest income	$203,000	7,540
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$135,000	6,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	7,535
Total noninterest expense	$1,147,000	7,689
Salaries and employee benefits	$668,000	7,382
Premises and equipment expense	$148,000	7,696
Additional noninterest expense	$331,000	7,830
Pre-tax net operating income	$685,000	6,541
Securities gains (losses)	$12,000	2,822
Applicable income taxes	$249,000	5,656
Income before extraordinary items	$448,000	6,927
Extraordinary gains, net	$0	32
Net income	$448,000	6,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,015
Cash dividends	$259,000	4,884
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$440,320	6,883
1997-12-31 (YTD Data)		Rank
Total interest income	$3,662,000	6,997
Total interest expense	$1,865,000	6,536
Net interest income	$1,797,000	7,329
Provision for loan and lease losses	$145,000	4,221
Total noninterest income	$193,000	7,925
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$112,000	6,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	7,347
Total noninterest expense	$1,144,000	7,862
Salaries and employee benefits	$630,000	7,722
Premises and equipment expense	$147,000	7,862
Additional noninterest expense	$367,000	7,648
Pre-tax net operating income	$701,000	6,976
Securities gains (losses)	$2,000	3,292
Applicable income taxes	$235,000	6,427
Income before extraordinary items	$468,000	7,181
Extraordinary gains, net	$0	44
Net income	$468,000	7,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,304
Cash dividends	$315,000	4,448
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$466,660	7,138
1996-12-31 (YTD Data)		Rank
Total interest income	$3,429,000	7,473
Total interest expense	$1,831,000	6,776
Net interest income	$1,598,000	8,030
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$215,000	8,019
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$104,000	7,407
Trading account gains and fees	NA	NA
Additional Noninterest Income	$111,000	6,836
Total noninterest expense	$1,112,000	8,289
Salaries and employee benefits	$610,000	8,067
Premises and equipment expense	$129,000	8,550
Additional noninterest expense	$373,000	8,133
Pre-tax net operating income	$641,000	7,223
Securities gains (losses)	$-35,000	10,903
Applicable income taxes	$199,000	7,154
Income before extraordinary items	$407,000	7,558
Extraordinary gains, net	$0	53
Net income	$407,000	7,556
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,424
Cash dividends	$285,000	4,676
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$430,450	7,325
1995-12-31 (YTD Data)		Rank
Total interest income	$3,034,000	8,159
Total interest expense	$1,622,000	7,354
Net interest income	$1,412,000	8,767
Provision for loan and lease losses	$45,000	6,418
Total noninterest income	$153,000	9,259
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$95,000	7,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	8,849
Total noninterest expense	$1,031,000	8,819
Salaries and employee benefits	$572,000	8,547
Premises and equipment expense	$109,000	9,346
Additional noninterest expense	$350,000	8,689
Pre-tax net operating income	$488,000	8,502
Securities gains (losses)	$-39,000	11,026
Applicable income taxes	$166,000	7,998
Income before extraordinary items	$283,000	9,104
Extraordinary gains, net	$0	65
Net income	$283,000	9,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	4,995
Cash dividends	$414,000	3,770
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$307,960	8,829
1994-12-31 (YTD Data)		Rank
Total interest income	$2,914,000	8,195
Total interest expense	$1,436,000	7,086
Net interest income	$1,478,000	8,943
Provision for loan and lease losses	$35,000	6,861
Total noninterest income	$125,000	10,200
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	8,172
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	10,920
Total noninterest expense	$1,002,000	9,345
Salaries and employee benefits	$515,000	9,254
Premises and equipment expense	$107,000	9,803
Additional noninterest expense	$380,000	9,039
Pre-tax net operating income	$566,000	8,205
Securities gains (losses)	$134,000	648
Applicable income taxes	$265,000	6,325
Income before extraordinary items	$435,000	7,843
Extraordinary gains, net	$0	249
Net income	$435,000	7,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,318
Cash dividends	$72,000	7,492
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$349,240	8,695
1993-12-31 (YTD Data)		Rank
Total interest income	$3,058,000	8,232
Total interest expense	$1,511,000	7,171
Net interest income	$1,547,000	8,958
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$116,000	10,933
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$102,000	8,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	12,477
Total noninterest expense	$923,000	10,096
Salaries and employee benefits	$493,000	9,741
Premises and equipment expense	$66,000	11,648
Additional noninterest expense	$364,000	9,674
Pre-tax net operating income	$728,000	7,213
Securities gains (losses)	$168,000	1,872
Applicable income taxes	$338,000	5,636
Income before extraordinary items	$558,000	7,095
Extraordinary gains, net	$0	3,149
Net income	$558,000	7,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	6,663
Cash dividends	$300,000	4,359
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$450,480	7,709
1992-12-31 (YTD Data)		Rank
Total interest income	$3,592,000	8,051
Total interest expense	$1,958,000	7,203
Net interest income	$1,634,000	8,868
Provision for loan and lease losses	$66,000	8,365
Total noninterest income	$88,000	12,049
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$77,000	9,282
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	13,290
Total noninterest expense	$947,000	10,218
Salaries and employee benefits	$485,000	9,921
Premises and equipment expense	$91,000	11,073
Additional noninterest expense	$371,000	9,932
Pre-tax net operating income	$709,000	7,048
Securities gains (losses)	$182,000	2,143
Applicable income taxes	$331,000	5,563
Income before extraordinary items	$560,000	6,851
Extraordinary gains, net	$0	1,422
Net income	$560,000	6,941
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	10,870
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$443,520	7,444

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.