Home > First Heritage Bank > Assets and Liabilities
First Heritage Bank, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 50 | 3,340 |
| Assets and Liabilities | ||
| Total Assets: | $269,730,000 | 2,090 |
| Cash and due from depository institutions | $5,931,000 | 3,340 |
| Interest-bearing balances | $31,000 | 6,189 |
| Securities | $48,211,000 | 2,534 |
| Federal funds sold & reverse repurchase agreements | $7,120,000 | 2,073 |
| Net loans & leases | $202,007,000 | 1,806 |
| Loan loss allowance | $2,292,000 | 2,011 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,107,000 | 3,069 |
| Other real estate owned | $124,000 | 3,340 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,230,000 | 3,434 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $269,730,000 | 2,090 |
| Total liabilities | $239,350,000 | 2,111 |
| Total deposits | $204,699,000 | 2,215 |
| Interest-bearing deposits | $185,480,000 | 2,076 |
| Deposits held in domestic offices | $204,699,000 | 2,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,767,000 | 1,152 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,097,000 | 1,388 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $787,000 | 3,770 |
| Total equity capital | $30,380,000 | 1,848 |
| Total bank equity capital | $30,380,000 | 1,848 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,270,000 | 556 |
| Surplus | $6,330,000 | 2,891 |
| Undivided profits | $17,780,000 | 1,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 5,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $940,000 | 3,061 |
| Earning assets | $257,369,000 | 2,016 |
| Long-term assets (5+ years) | $51,481,000 | 1,851 |
| Average Assets, year-to-date | $271,079,500 | 2,058 |
| Average Assets, quarterly | $271,079,500 | 2,058 |
| Volatile liabilities | $29,046,000 | 3,002 |
| Insider loans | $13,653,000 | 351 |
| FHLB advances | $24,000,000 | 1,324 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $59,714,000 | 1,310 |
| Tier 1 (core) risk-based capital | $29,609,000 | 1,749 |
| Tier 2 risk-based capital | $2,292,000 | 1,884 |
| Total risk weighted assets | $205,033,000 | 1,861 |
| Total unused commitments | $59,714,000 | 1,314 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $272,429,000 | 2,058 |
| Cash and due from depository institutions | $6,802,000 | 3,302 |
| Interest-bearing balances | $91,000 | 5,487 |
| Securities | $49,650,000 | 2,514 |
| Federal funds sold & reverse repurchase agreements | $10,494,000 | 1,117 |
| Net loans & leases | $198,568,000 | 1,819 |
| Loan loss allowance | $2,303,000 | 1,976 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,178,000 | 3,002 |
| Other real estate owned | $60,000 | 3,302 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,677,000 | 3,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,429,000 | 2,058 |
| Total liabilities | $241,851,000 | 2,088 |
| Total deposits | $205,069,000 | 2,209 |
| Interest-bearing deposits | $186,800,000 | 2,065 |
| Deposits held in domestic offices | $205,069,000 | 2,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,685,000 | 1,086 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,130,000 | 1,388 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $967,000 | 3,168 |
| Total equity capital | $30,578,000 | 1,792 |
| Total bank equity capital | $30,578,000 | 1,792 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,270,000 | 562 |
| Surplus | $6,330,000 | 2,858 |
| Undivided profits | $17,978,000 | 1,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $605,000 | 3,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $929,000 | 3,199 |
| Earning assets | $258,803,000 | 1,992 |
| Long-term assets (5+ years) | $48,684,000 | 1,955 |
| Average Assets, year-to-date | $280,582,800 | 1,923 |
| Average Assets, quarterly | $280,214,000 | 1,981 |
| Volatile liabilities | $29,361,000 | 2,976 |
| Insider loans | $12,755,000 | 365 |
| FHLB advances | $24,000,000 | 1,332 |
| Loans and leases held for sale | $382,000 | 1,259 |
| Unused loan commitments | $60,807,000 | 1,245 |
| Tier 1 (core) risk-based capital | $30,137,000 | 1,700 |
| Tier 2 risk-based capital | $2,303,000 | 1,860 |
| Total risk weighted assets | $204,166,000 | 1,854 |
| Total unused commitments | $60,807,000 | 1,247 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $287,999,000 | 1,958 |
| Cash and due from depository institutions | $7,087,000 | 3,323 |
| Interest-bearing balances | $50,000 | 5,938 |
| Securities | $57,207,000 | 2,202 |
| Federal funds sold & reverse repurchase agreements | $19,490,000 | 751 |
| Net loans & leases | $197,264,000 | 1,811 |
| Loan loss allowance | $2,206,000 | 2,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,252,000 | 2,930 |
| Other real estate owned | $0 | 3,323 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,699,000 | 3,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,999,000 | 1,958 |
| Total liabilities | $258,370,000 | 1,956 |
| Total deposits | $218,750,000 | 2,078 |
| Interest-bearing deposits | $195,374,000 | 1,994 |
| Deposits held in domestic offices | $218,750,000 | 2,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,615,000 | 960 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,282,000 | 1,346 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,723,000 | 2,177 |
| Total equity capital | $29,629,000 | 1,848 |
| Total bank equity capital | $29,629,000 | 1,848 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,270,000 | 552 |
| Surplus | $6,330,000 | 2,805 |
| Undivided profits | $17,029,000 | 1,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 3,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $980,000 | 3,207 |
| Earning assets | $274,011,000 | 1,881 |
| Long-term assets (5+ years) | $51,841,000 | 1,851 |
| Average Assets, year-to-date | $282,621,250 | 1,935 |
| Average Assets, quarterly | $285,385,500 | 1,957 |
| Volatile liabilities | $32,164,000 | 2,743 |
| Insider loans | $11,543,000 | 406 |
| FHLB advances | $24,000,000 | 1,292 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $62,511,000 | 1,238 |
| Tier 1 (core) risk-based capital | $29,304,000 | 1,758 |
| Tier 2 risk-based capital | $2,206,000 | 1,924 |
| Total risk weighted assets | $207,712,000 | 1,815 |
| Total unused commitments | $62,511,000 | 1,242 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 47 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $282,772,000 | 1,964 |
| Cash and due from depository institutions | $10,515,000 | 3,571 |
| Interest-bearing balances | $58,000 | 5,885 |
| Securities | $45,685,000 | 2,587 |
| Federal funds sold & reverse repurchase agreements | $28,364,000 | 556 |
| Net loans & leases | $191,500,000 | 1,813 |
| Loan loss allowance | $2,552,000 | 1,761 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,321,000 | 2,820 |
| Other real estate owned | $0 | 3,571 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,387,000 | 3,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,772,000 | 1,964 |
| Total liabilities | $253,543,000 | 1,967 |
| Total deposits | $214,997,000 | 2,085 |
| Interest-bearing deposits | $192,486,000 | 2,001 |
| Deposits held in domestic offices | $214,997,000 | 2,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,259,000 | 985 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,451,000 | 1,340 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,836,000 | 2,137 |
| Total equity capital | $29,229,000 | 1,870 |
| Total bank equity capital | $29,229,000 | 1,870 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,270,000 | 543 |
| Surplus | $6,330,000 | 2,772 |
| Undivided profits | $16,629,000 | 1,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 2,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $856,000 | 3,486 |
| Earning assets | $265,607,000 | 1,919 |
| Long-term assets (5+ years) | $45,741,000 | 1,929 |
| Average Assets, year-to-date | $280,828,670 | 1,936 |
| Average Assets, quarterly | $282,340,000 | 1,950 |
| Volatile liabilities | $31,660,000 | 2,736 |
| Insider loans | $12,193,000 | 376 |
| FHLB advances | $24,000,000 | 1,284 |
| Loans and leases held for sale | $388,000 | 1,763 |
| Unused loan commitments | $64,697,000 | 1,169 |
| Tier 1 (core) risk-based capital | $28,506,000 | 1,776 |
| Tier 2 risk-based capital | $2,480,000 | 1,681 |
| Total risk weighted assets | $198,481,000 | 1,857 |
| Total unused commitments | $64,697,000 | 1,179 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 49 | 3,420 |
| Assets and Liabilities | ||
| Total Assets: | $281,908,000 | 1,940 |
| Cash and due from depository institutions | $7,387,000 | 3,420 |
| Interest-bearing balances | $94,000 | 5,473 |
| Securities | $45,653,000 | 2,556 |
| Federal funds sold & reverse repurchase agreements | $31,883,000 | 503 |
| Net loans & leases | $190,201,000 | 1,806 |
| Loan loss allowance | $2,446,000 | 1,793 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,359,000 | 2,760 |
| Other real estate owned | $0 | 3,420 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,425,000 | 3,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,908,000 | 1,940 |
| Total liabilities | $253,707,000 | 1,941 |
| Total deposits | $217,871,000 | 2,038 |
| Interest-bearing deposits | $199,399,000 | 1,911 |
| Deposits held in domestic offices | $217,871,000 | 2,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,195,000 | 1,048 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $25,607,000 | 1,279 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,034,000 | 3,266 |
| Total equity capital | $28,201,000 | 1,894 |
| Total bank equity capital | $28,201,000 | 1,894 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,270,000 | 533 |
| Surplus | $6,330,000 | 2,721 |
| Undivided profits | $15,601,000 | 2,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 3,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $897,000 | 3,368 |
| Earning assets | $267,831,000 | 1,867 |
| Long-term assets (5+ years) | $38,878,000 | 2,099 |
| Average Assets, year-to-date | $279,857,000 | 1,932 |
| Average Assets, quarterly | $279,857,000 | 1,932 |
| Volatile liabilities | $29,287,000 | 2,851 |
| Insider loans | $11,068,000 | 415 |
| FHLB advances | $24,000,000 | 1,244 |
| Loans and leases held for sale | $418,000 | 1,623 |
| Unused loan commitments | $64,185,000 | 1,150 |
| Tier 1 (core) risk-based capital | $27,705,000 | 1,786 |
| Tier 2 risk-based capital | $2,446,000 | 1,660 |
| Total risk weighted assets | $196,154,000 | 1,839 |
| Total unused commitments | $64,185,000 | 1,160 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 52 | 3,209 |
| Assets and Liabilities | ||
| Total Assets: | $277,806,000 | 1,938 |
| Cash and due from depository institutions | $6,663,000 | 3,209 |
| Interest-bearing balances | $193,000 | 4,668 |
| Securities | $56,231,000 | 2,115 |
| Federal funds sold & reverse repurchase agreements | $19,424,000 | 720 |
| Net loans & leases | $188,444,000 | 1,809 |
| Loan loss allowance | $2,380,000 | 1,798 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,431,000 | 2,684 |
| Other real estate owned | $36,000 | 3,209 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,577,000 | 3,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,806,000 | 1,938 |
| Total liabilities | $250,399,000 | 1,928 |
| Total deposits | $212,729,000 | 2,034 |
| Interest-bearing deposits | $193,588,000 | 1,920 |
| Deposits held in domestic offices | $212,729,000 | 2,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,553,000 | 988 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $25,681,000 | 1,295 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,436,000 | 2,611 |
| Total equity capital | $27,407,000 | 1,914 |
| Total bank equity capital | $27,407,000 | 1,914 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,270,000 | 530 |
| Surplus | $6,330,000 | 2,678 |
| Undivided profits | $14,807,000 | 2,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 5,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $904,000 | 3,513 |
| Earning assets | $264,292,000 | 1,856 |
| Long-term assets (5+ years) | $34,739,000 | 2,269 |
| Average Assets, year-to-date | $271,652,000 | 1,876 |
| Average Assets, quarterly | $277,499,500 | 1,917 |
| Volatile liabilities | $31,552,000 | 2,689 |
| Insider loans | $9,751,000 | 478 |
| FHLB advances | $24,000,000 | 1,242 |
| Loans and leases held for sale | $332,000 | 1,682 |
| Unused loan commitments | $59,907,000 | 1,166 |
| Tier 1 (core) risk-based capital | $26,923,000 | 1,807 |
| Tier 2 risk-based capital | $2,380,000 | 1,668 |
| Total risk weighted assets | $195,577,000 | 1,820 |
| Total unused commitments | $59,907,000 | 1,168 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 45 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $260,300,000 | 1,954 |
| Cash and due from depository institutions | $4,330,000 | 3,663 |
| Interest-bearing balances | $74,000 | 5,471 |
| Securities | $56,967,000 | 1,957 |
| Federal funds sold & reverse repurchase agreements | $17,752,000 | 799 |
| Net loans & leases | $175,058,000 | 1,879 |
| Loan loss allowance | $1,982,000 | 2,024 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,526,000 | 3,421 |
| Other real estate owned | $90,000 | 3,663 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,577,000 | 2,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,300,000 | 1,954 |
| Total liabilities | $236,566,000 | 1,933 |
| Total deposits | $196,659,000 | 2,093 |
| Interest-bearing deposits | $179,292,000 | 1,976 |
| Deposits held in domestic offices | $196,659,000 | 2,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,369,000 | 1,011 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,816,000 | 1,193 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,722,000 | 1,581 |
| Total equity capital | $23,734,000 | 2,081 |
| Total bank equity capital | $23,734,000 | 2,081 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,270,000 | 524 |
| Surplus | $6,330,000 | 2,554 |
| Undivided profits | $11,134,000 | 2,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,064,000 | 3,266 |
| Earning assets | $249,851,000 | 1,857 |
| Long-term assets (5+ years) | $48,725,000 | 1,754 |
| Average Assets, year-to-date | $242,579,600 | 2,018 |
| Average Assets, quarterly | $254,243,500 | 1,974 |
| Volatile liabilities | $35,526,000 | 2,345 |
| Insider loans | $8,595,000 | 515 |
| FHLB advances | $24,000,000 | 1,145 |
| Loans and leases held for sale | $823,000 | 1,256 |
| Unused loan commitments | $46,146,000 | 1,345 |
| Tier 1 (core) risk-based capital | $23,615,000 | 1,962 |
| Tier 2 risk-based capital | $1,982,000 | 1,872 |
| Total risk weighted assets | $183,929,000 | 1,844 |
| Total unused commitments | $46,146,000 | 1,350 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $227,023,000 | 2,136 |
| Cash and due from depository institutions | $4,283,000 | 4,189 |
| Interest-bearing balances | $113,000 | 4,415 |
| Securities | $48,521,000 | 2,238 |
| Federal funds sold & reverse repurchase agreements | $6,662,000 | 1,822 |
| Net loans & leases | $162,677,000 | 1,960 |
| Loan loss allowance | $1,891,000 | 2,006 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,647,000 | 3,250 |
| Other real estate owned | $230,000 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,003,000 | 3,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,023,000 | 2,136 |
| Total liabilities | $206,475,000 | 2,123 |
| Total deposits | $172,875,000 | 2,286 |
| Interest-bearing deposits | $160,166,000 | 2,118 |
| Deposits held in domestic offices | $172,875,000 | 2,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,892,000 | 1,252 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,241,000 | 1,188 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,467,000 | 2,625 |
| Total equity capital | $20,548,000 | 2,278 |
| Total bank equity capital | $20,548,000 | 2,278 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,270,000 | 524 |
| Surplus | $6,330,000 | 2,481 |
| Undivided profits | $7,948,000 | 3,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $724,000 | 3,746 |
| Earning assets | $217,973,000 | 2,055 |
| Long-term assets (5+ years) | $57,220,000 | 1,470 |
| Average Assets, year-to-date | $212,454,600 | 2,175 |
| Average Assets, quarterly | $223,828,500 | 2,140 |
| Volatile liabilities | $43,506,000 | 1,975 |
| Insider loans | $8,258,000 | 534 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $45,844,000 | 1,254 |
| Tier 1 (core) risk-based capital | $20,713,000 | 2,159 |
| Tier 2 risk-based capital | $1,891,000 | 1,874 |
| Total risk weighted assets | $166,393,900 | 1,928 |
| Total unused commitments | $45,844,000 | 1,256 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $201,861,000 | 2,329 |
| Cash and due from depository institutions | $3,807,000 | 4,678 |
| Interest-bearing balances | $26,000 | 5,861 |
| Securities | $53,543,000 | 2,120 |
| Federal funds sold & reverse repurchase agreements | $4,455,000 | 2,122 |
| Net loans & leases | $135,926,000 | 2,228 |
| Loan loss allowance | $1,610,000 | 2,241 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,699,000 | 4,474 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,431,000 | 3,385 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,861,000 | 2,329 |
| Total liabilities | $184,980,000 | 2,312 |
| Total deposits | $167,538,000 | 2,272 |
| Interest-bearing deposits | $158,291,000 | 2,055 |
| Deposits held in domestic offices | $167,538,000 | 2,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,548,000 | 1,604 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,841,000 | 2,070 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,053,000 | 1,839 |
| Total equity capital | $16,881,000 | 2,614 |
| Total bank equity capital | $16,881,000 | 2,614 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,270,000 | 561 |
| Surplus | $6,330,000 | 2,447 |
| Undivided profits | $4,281,000 | 4,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 4,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $500,000 | 4,569 |
| Earning assets | $193,950,000 | 2,223 |
| Long-term assets (5+ years) | $53,554,000 | 1,623 |
| Average Assets, year-to-date | $187,571,800 | 2,405 |
| Average Assets, quarterly | $198,348,500 | 2,339 |
| Volatile liabilities | $45,658,000 | 1,790 |
| Insider loans | $6,514,000 | 704 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $45,739,000 | 1,276 |
| Tier 1 (core) risk-based capital | $18,203,000 | 2,414 |
| Tier 2 risk-based capital | $1,610,000 | 2,059 |
| Total risk weighted assets | $146,711,400 | 2,086 |
| Total unused commitments | $45,739,000 | 1,279 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $168,104,000 | 2,743 |
| Cash and due from depository institutions | $4,026,000 | 5,850 |
| Interest-bearing balances | $1,506,000 | 2,418 |
| Securities | $65,803,000 | 1,787 |
| Federal funds sold & reverse repurchase agreements | $140,000 | 8,227 |
| Net loans & leases | $95,306,000 | 2,871 |
| Loan loss allowance | $1,130,000 | 2,999 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,523,000 | 4,732 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $22,000 | 3,149 |
| All other assets | $1,284,000 | 5,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,104,000 | 2,743 |
| Total liabilities | $152,017,000 | 2,733 |
| Total deposits | $144,877,000 | 2,639 |
| Interest-bearing deposits | $132,031,000 | 2,462 |
| Deposits held in domestic offices | $144,877,000 | 2,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,680,000 | 1,337 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $538,000 | 4,137 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $922,000 | 3,765 |
| Total equity capital | $16,087,000 | 2,795 |
| Total bank equity capital | $16,087,000 | 2,795 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,250,000 | 552 |
| Surplus | $6,250,000 | 2,347 |
| Undivided profits | $3,587,000 | 5,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $318,000 | 6,341 |
| Earning assets | $162,755,000 | 2,607 |
| Long-term assets (5+ years) | $48,510,000 | 1,623 |
| Average Assets, year-to-date | $150,186,200 | 2,869 |
| Average Assets, quarterly | $161,261,000 | 2,808 |
| Volatile liabilities | $27,184,000 | 2,343 |
| Insider loans | $5,803,000 | 704 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $33,693,000 | 1,525 |
| Tier 1 (core) risk-based capital | $15,978,000 | 2,680 |
| Tier 2 risk-based capital | $1,130,000 | 2,731 |
| Total risk weighted assets | $107,980,800 | 2,634 |
| Total unused commitments | $33,693,000 | 1,531 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $138,006,000 | 3,214 |
| Cash and due from depository institutions | $3,501,000 | 6,565 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $58,948,000 | 1,963 |
| Federal funds sold & reverse repurchase agreements | $5,257,000 | 2,580 |
| Net loans & leases | $68,156,000 | 3,930 |
| Loan loss allowance | $893,000 | 3,716 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $935,000 | 6,165 |
| Other real estate owned | $0 | 6,565 |
| Goodwill and other intangibles | $66,000 | 2,794 |
| All other assets | $1,143,000 | 5,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,006,000 | 3,214 |
| Total liabilities | $123,450,000 | 3,226 |
| Total deposits | $120,570,000 | 3,089 |
| Interest-bearing deposits | $112,370,000 | 2,856 |
| Deposits held in domestic offices | $120,570,000 | 3,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,584,000 | 2,327 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $468,000 | 4,095 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $828,000 | 4,147 |
| Total equity capital | $14,556,000 | 3,039 |
| Total bank equity capital | $14,556,000 | 3,039 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,250,000 | 566 |
| Surplus | $6,250,000 | 2,312 |
| Undivided profits | $2,056,000 | 7,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 9,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $272,000 | 7,185 |
| Earning assets | $132,361,000 | 3,081 |
| Long-term assets (5+ years) | $23,682,000 | 2,475 |
| Average Assets, year-to-date | $123,229,400 | 3,395 |
| Average Assets, quarterly | $135,017,500 | 3,231 |
| Volatile liabilities | $19,912,000 | 3,007 |
| Insider loans | $7,128,000 | 565 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $27,053,000 | 1,698 |
| Tier 1 (core) risk-based capital | $14,333,000 | 2,956 |
| Tier 2 risk-based capital | $893,000 | 3,255 |
| Total risk weighted assets | $79,666,100 | 3,425 |
| Total unused commitments | $27,053,000 | 1,702 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 16 | 8,302 |
| Assets and Liabilities | ||
| Total Assets: | $106,185,000 | 4,197 |
| Cash and due from depository institutions | $2,976,000 | 8,302 |
| Interest-bearing balances | $1,000,000 | 2,355 |
| Securities | $46,943,000 | 2,593 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,390 |
| Net loans & leases | $45,021,000 | 5,415 |
| Loan loss allowance | $710,000 | 4,616 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $866,000 | 6,484 |
| Other real estate owned | $0 | 8,302 |
| Goodwill and other intangibles | $111,000 | 2,453 |
| All other assets | $968,000 | 6,370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,185,000 | 4,197 |
| Total liabilities | $93,108,000 | 4,289 |
| Total deposits | $90,190,000 | 4,186 |
| Interest-bearing deposits | $84,380,000 | 3,855 |
| Deposits held in domestic offices | $90,190,000 | 4,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,910,000 | 2,287 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,008,000 | 3,492 |
| Total equity capital | $13,077,000 | 3,387 |
| Total bank equity capital | $13,077,000 | 3,387 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,250,000 | 597 |
| Surplus | $5,938,000 | 2,478 |
| Undivided profits | $889,000 | 9,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 10,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $176,000 | 8,871 |
| Earning assets | $102,264,000 | 4,017 |
| Long-term assets (5+ years) | $30,734,000 | 1,931 |
| Average Assets, year-to-date | $86,811,200 | 4,825 |
| Average Assets, quarterly | $102,071,500 | 4,284 |
| Volatile liabilities | $18,887,000 | 3,034 |
| Insider loans | $7,985,000 | 533 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,855,000 | 1,933 |
| Tier 1 (core) risk-based capital | $12,979,000 | 3,304 |
| Tier 2 risk-based capital | $710,000 | 4,017 |
| Total risk weighted assets | $58,416,600 | 4,485 |
| Total unused commitments | $21,855,000 | 1,945 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $65,423,000 | 6,240 |
| Cash and due from depository institutions | $1,637,000 | 8,895 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $25,413,000 | 4,652 |
| Federal funds sold & reverse repurchase agreements | $5,113,000 | 2,813 |
| Net loans & leases | $31,598,000 | 6,783 |
| Loan loss allowance | $525,000 | 5,850 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $955,000 | 6,207 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $155,000 | 2,155 |
| All other assets | $552,000 | 8,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,423,000 | 6,240 |
| Total liabilities | $53,017,000 | 6,721 |
| Total deposits | $50,507,000 | 6,735 |
| Interest-bearing deposits | $45,675,000 | 6,476 |
| Deposits held in domestic offices | $50,507,000 | 6,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,052,000 | 2,163 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $458,000 | 6,567 |
| Total equity capital | $12,406,000 | 3,546 |
| Total bank equity capital | $12,406,000 | 3,546 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,250,000 | 599 |
| Surplus | $5,938,000 | 2,481 |
| Undivided profits | $218,000 | 10,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $146,000 | 9,789 |
| Earning assets | $62,124,000 | 6,079 |
| Long-term assets (5+ years) | $14,012,000 | 3,228 |
| Average Assets, year-to-date | $48,599,800 | 7,341 |
| Average Assets, quarterly | $62,244,000 | 6,403 |
| Volatile liabilities | $12,934,000 | 3,781 |
| Insider loans | $5,369,000 | 833 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $22,357,000 | 1,845 |
| Tier 1 (core) risk-based capital | $12,060,000 | 3,521 |
| Tier 2 risk-based capital | $469,870 | 5,543 |
| Total risk weighted assets | $37,534,770 | 6,245 |
| Total unused commitments | $22,357,000 | 1,854 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 12 | 10,160 |
| Assets and Liabilities | ||
| Total Assets: | $28,811,000 | 9,932 |
| Cash and due from depository institutions | $1,200,000 | 10,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,477,000 | 8,932 |
| Federal funds sold & reverse repurchase agreements | $4,553,000 | 1,976 |
| Net loans & leases | $12,172,000 | 10,473 |
| Loan loss allowance | $130,000 | 11,047 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,032,000 | 5,987 |
| Other real estate owned | $0 | 10,160 |
| Goodwill and other intangibles | $199,000 | 1,926 |
| All other assets | $178,000 | 12,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,811,000 | 9,932 |
| Total liabilities | $16,792,000 | 11,273 |
| Total deposits | $16,335,000 | 11,231 |
| Interest-bearing deposits | $14,046,000 | 11,158 |
| Deposits held in domestic offices | $16,335,000 | 11,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $153,000 | 4,561 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $304,000 | 7,259 |
| Total equity capital | $12,019,000 | 3,370 |
| Total bank equity capital | $12,019,000 | 3,370 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,250,000 | 587 |
| Surplus | $5,938,000 | 2,409 |
| Undivided profits | $-169,000 | 11,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $43,000 | 12,038 |
| Earning assets | $26,202,000 | 9,923 |
| Long-term assets (5+ years) | $3,329,000 | 7,122 |
| Average Assets, year-to-date | $21,638,000 | 10,806 |
| Average Assets, quarterly | $25,674,500 | 10,303 |
| Volatile liabilities | $5,128,000 | 6,649 |
| Insider loans | $2,752,000 | 1,534 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,532,000 | 3,509 |
| Tier 1 (core) risk-based capital | $11,822,000 | 3,487 |
| Tier 2 risk-based capital | $130,000 | 10,535 |
| Total risk weighted assets | $16,171,700 | 9,839 |
| Total unused commitments | $8,532,000 | 3,516 |
| Derivatives | $0 | 687 |