Home > First Heritage Bank > Income and Expense
First Heritage Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,947,000 | 4,592 |
| Total interest expense | $3,671,000 | 3,981 |
| Net interest income | $3,276,000 | 5,133 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $502,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $411,000 | 3,282 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $2,932,000 | 4,380 |
| Salaries and employee benefits | $1,437,000 | 4,452 |
| Premises and equipment expense | $507,000 | 3,723 |
| Additional noninterest expense | $988,000 | 4,394 |
| Pre-tax net operating income | $826,000 | 6,737 |
| Securities gains (losses) | $569,000 | 322 |
| Applicable income taxes | $344,000 | 5,517 |
| Income before extraordinary items | $1,051,000 | 4,406 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,051,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $624,250 | 6,455 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 7,593 |
| Total interest expense | $1,492,000 | 6,916 |
| Net interest income | $1,827,000 | 7,971 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $173,000 | 9,238 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $119,000 | 7,620 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,306,000 | 8,215 |
| Salaries and employee benefits | $717,000 | 7,756 |
| Premises and equipment expense | $192,000 | 7,613 |
| Additional noninterest expense | $397,000 | 8,855 |
| Pre-tax net operating income | $694,000 | 7,416 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $180,000 | 7,704 |
| Income before extraordinary items | $532,000 | 7,060 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $532,000 | 7,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $492,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $518,500 | 7,204 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 9,156 |
| Total interest expense | $1,046,000 | 8,896 |
| Net interest income | $1,467,000 | 9,218 |
| Provision for loan and lease losses | $-32,000 | 12,654 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $1,224,000 | 8,801 |
| Salaries and employee benefits | $661,000 | 8,291 |
| Premises and equipment expense | $184,000 | 8,036 |
| Additional noninterest expense | $379,000 | 9,492 |
| Pre-tax net operating income | $450,000 | 9,029 |
| Securities gains (losses) | $79,000 | 2,808 |
| Applicable income taxes | $104,000 | 9,642 |
| Income before extraordinary items | $425,000 | 8,184 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $425,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $361,800 | 8,554 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 9,586 |
| Total interest expense | $1,263,000 | 9,386 |
| Net interest income | $1,408,000 | 9,601 |
| Provision for loan and lease losses | $-6,000 | 13,450 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $1,215,000 | 8,977 |
| Salaries and employee benefits | $651,000 | 8,382 |
| Premises and equipment expense | $239,000 | 6,988 |
| Additional noninterest expense | $325,000 | 10,499 |
| Pre-tax net operating income | $384,000 | 9,387 |
| Securities gains (losses) | $50,000 | 4,121 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $395,000 | 8,271 |
| Extraordinary gains, net | $-76,000 | 13,624 |
| Net income | $319,000 | 9,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $33,000 | 8,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $349,500 | 8,365 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.