Home > First Heritage Bank > Assets and Liabilities
First Heritage Bank, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 57 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $173,478,000 | 3,511 |
| Cash and due from depository institutions | $19,321,000 | 2,699 |
| Interest-bearing balances | $8,535,000 | 3,264 |
| Securities | $5,474,000 | 6,491 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $125,722,000 | 3,080 |
| Loan loss allowance | $2,525,000 | 2,759 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,093,000 | 1,950 |
| Other real estate owned | $13,421,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,447,000 | 3,930 |
| Life insurance assets | $1,217,000 | 2,777 |
| Total liabilities and capital | $173,478,000 | 3,511 |
| Total liabilities | $169,706,000 | 3,256 |
| Total deposits | $163,303,000 | 3,204 |
| Interest-bearing deposits | $145,988,000 | 3,068 |
| Deposits held in domestic offices | $163,303,000 | 3,201 |
| % insured | 97.61% | 910 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,039,000 | 2,882 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,364,000 | 2,578 |
| Total equity capital | $3,772,000 | 6,939 |
| Total bank equity capital | $3,772,000 | 6,939 |
| Perpetual preferred stock | $2,695,000 | 135 |
| Common stock | $3,884,000 | 1,140 |
| Surplus | $15,922,000 | 1,881 |
| Undivided profits | $-18,729,000 | 7,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $16,932,000 | 937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $463,000 | 497 |
| Income earned, not collected on loans | $582,000 | 4,440 |
| Earning assets | $139,731,000 | 3,829 |
| Long-term assets (5+ years) | $6,592,000 | 5,817 |
| Average Assets, year-to-date | $176,450,500 | 3,441 |
| Average Assets, quarterly | $176,450,500 | 3,441 |
| Volatile liabilities | $1,042,000 | 6,561 |
| Insider loans | $1,966,000 | 2,827 |
| FHLB advances | $5,000,000 | 2,745 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $1,401,000 | 6,689 |
| Tier 1 (core) risk-based capital | $3,751,000 | 6,906 |
| Tier 2 risk-based capital | $1,589,000 | 3,004 |
| Total risk weighted assets | $126,148,000 | 3,229 |
| Total unused commitments | $1,401,000 | 6,690 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 59 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $179,423,000 | 3,428 |
| Cash and due from depository institutions | $16,155,000 | 2,629 |
| Interest-bearing balances | $8,640,000 | 3,022 |
| Securities | $12,065,000 | 5,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $127,113,000 | 3,125 |
| Loan loss allowance | $3,924,000 | 1,934 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,156,000 | 1,960 |
| Other real estate owned | $13,749,000 | 2,629 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,185,000 | 3,616 |
| Life insurance assets | $1,208,000 | 2,775 |
| Total liabilities and capital | $179,423,000 | 3,428 |
| Total liabilities | $175,146,000 | 3,184 |
| Total deposits | $168,660,000 | 3,116 |
| Interest-bearing deposits | $152,096,000 | 2,962 |
| Deposits held in domestic offices | $168,660,000 | 3,113 |
| % insured | 97.53% | 898 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,061,000 | 3,089 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,425,000 | 2,551 |
| Total equity capital | $4,277,000 | 6,850 |
| Total bank equity capital | $4,277,000 | 6,850 |
| Perpetual preferred stock | $2,696,000 | 141 |
| Common stock | $3,885,000 | 1,153 |
| Surplus | $15,931,000 | 1,887 |
| Undivided profits | $-18,235,000 | 7,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $17,890,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 816 |
| Income earned, not collected on loans | $591,000 | 4,523 |
| Earning assets | $147,818,000 | 3,708 |
| Long-term assets (5+ years) | $12,646,000 | 5,022 |
| Average Assets, year-to-date | $204,292,200 | 3,051 |
| Average Assets, quarterly | $188,160,000 | 3,277 |
| Volatile liabilities | $20,369,000 | 4,659 |
| Insider loans | $2,010,000 | 2,837 |
| FHLB advances | $5,000,000 | 2,939 |
| Loans and leases held for sale | $232,000 | 1,706 |
| Unused loan commitments | $1,174,000 | 6,822 |
| Tier 1 (core) risk-based capital | $4,196,000 | 6,833 |
| Tier 2 risk-based capital | $1,679,000 | 2,910 |
| Total risk weighted assets | $132,044,000 | 3,169 |
| Total unused commitments | $1,174,000 | 6,823 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 60 | 2,607 |
| Assets and Liabilities | ||
| Total Assets: | $196,897,000 | 3,196 |
| Cash and due from depository institutions | $22,322,000 | 2,607 |
| Interest-bearing balances | $15,812,000 | 2,052 |
| Securities | $13,649,000 | 5,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $137,708,000 | 2,991 |
| Loan loss allowance | $5,997,000 | 1,358 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,218,000 | 1,973 |
| Other real estate owned | $10,684,000 | 2,607 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $6,316,000 | 2,793 |
| Life insurance assets | $1,198,000 | 2,783 |
| Total liabilities and capital | $196,897,000 | 3,196 |
| Total liabilities | $187,825,000 | 3,040 |
| Total deposits | $177,686,000 | 2,997 |
| Interest-bearing deposits | $159,300,000 | 2,886 |
| Deposits held in domestic offices | $177,686,000 | 2,994 |
| % insured | 96.99% | 812 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $8,376,000 | 2,589 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,763,000 | 2,423 |
| Total equity capital | $9,072,000 | 5,505 |
| Total bank equity capital | $9,072,000 | 5,504 |
| Perpetual preferred stock | $2,696,000 | 145 |
| Common stock | $2,865,000 | 1,434 |
| Surplus | $16,414,000 | 1,842 |
| Undivided profits | $-12,903,000 | 7,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $23,459,000 | 745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $309,000 | 670 |
| Income earned, not collected on loans | $722,000 | 4,206 |
| Earning assets | $167,169,000 | 3,402 |
| Long-term assets (5+ years) | $14,212,000 | 4,816 |
| Average Assets, year-to-date | $210,509,500 | 3,027 |
| Average Assets, quarterly | $203,981,500 | 3,118 |
| Volatile liabilities | $21,028,000 | 4,683 |
| Insider loans | $2,053,000 | 2,847 |
| FHLB advances | $5,000,000 | 3,066 |
| Loans and leases held for sale | $25,000 | 1,957 |
| Unused loan commitments | $1,260,000 | 6,895 |
| Tier 1 (core) risk-based capital | $6,223,000 | 6,258 |
| Tier 2 risk-based capital | $1,783,000 | 2,819 |
| Total risk weighted assets | $138,463,000 | 3,104 |
| Total unused commitments | $1,260,000 | 6,898 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 61 | 2,592 |
| Assets and Liabilities | ||
| Total Assets: | $211,066,000 | 3,053 |
| Cash and due from depository institutions | $25,363,000 | 2,592 |
| Interest-bearing balances | $15,763,000 | 1,962 |
| Securities | $14,271,000 | 5,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $145,040,000 | 2,880 |
| Loan loss allowance | $5,018,000 | 1,587 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,282,000 | 1,973 |
| Other real estate owned | $10,504,000 | 2,592 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $9,606,000 | 2,059 |
| Life insurance assets | $1,189,000 | 2,793 |
| Total liabilities and capital | $211,066,000 | 3,053 |
| Total liabilities | $199,111,000 | 2,931 |
| Total deposits | $188,376,000 | 2,868 |
| Interest-bearing deposits | $169,384,000 | 2,768 |
| Deposits held in domestic offices | $188,376,000 | 2,865 |
| % insured | 96.16% | 1,185 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $8,823,000 | 2,671 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,912,000 | 2,197 |
| Total equity capital | $11,955,000 | 4,733 |
| Total bank equity capital | $11,955,000 | 4,732 |
| Perpetual preferred stock | $2,747,000 | 138 |
| Common stock | $2,866,000 | 1,451 |
| Surplus | $16,400,000 | 1,841 |
| Undivided profits | $-10,058,000 | 7,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $9,679,000 | 1,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $317,000 | 661 |
| Income earned, not collected on loans | $759,000 | 4,003 |
| Earning assets | $175,074,000 | 3,273 |
| Long-term assets (5+ years) | $14,316,000 | 4,779 |
| Average Assets, year-to-date | $215,047,000 | 3,000 |
| Average Assets, quarterly | $214,583,000 | 3,019 |
| Volatile liabilities | $24,046,000 | 4,402 |
| Insider loans | $2,068,000 | 2,902 |
| FHLB advances | $5,000,000 | 3,218 |
| Loans and leases held for sale | $102,000 | 1,762 |
| Unused loan commitments | $2,004,000 | 6,585 |
| Tier 1 (core) risk-based capital | $10,085,000 | 5,047 |
| Tier 2 risk-based capital | $1,897,000 | 2,699 |
| Total risk weighted assets | $148,669,000 | 2,958 |
| Total unused commitments | $2,004,000 | 6,594 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 60 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $218,100,000 | 3,017 |
| Cash and due from depository institutions | $33,972,000 | 2,655 |
| Interest-bearing balances | $26,458,000 | 1,286 |
| Securities | $9,129,000 | 5,953 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $151,998,000 | 2,820 |
| Loan loss allowance | $4,302,000 | 1,828 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,312,000 | 2,000 |
| Other real estate owned | $7,865,000 | 2,655 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,824,000 | 2,248 |
| Life insurance assets | $1,181,000 | 2,813 |
| Total liabilities and capital | $218,100,000 | 3,017 |
| Total liabilities | $203,763,000 | 2,917 |
| Total deposits | $194,967,000 | 2,814 |
| Interest-bearing deposits | $177,724,000 | 2,670 |
| Deposits held in domestic offices | $194,967,000 | 2,812 |
| % insured | 97.76% | 677 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,077,000 | 3,050 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,719,000 | 2,374 |
| Total equity capital | $14,337,000 | 4,172 |
| Total bank equity capital | $14,337,000 | 4,171 |
| Perpetual preferred stock | $2,747,000 | 132 |
| Common stock | $2,866,000 | 1,482 |
| Surplus | $16,373,000 | 1,882 |
| Undivided profits | $-7,649,000 | 7,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $14,574,000 | 1,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $691,000 | 427 |
| Income earned, not collected on loans | $778,000 | 4,003 |
| Earning assets | $187,585,000 | 3,166 |
| Long-term assets (5+ years) | $9,147,000 | 5,504 |
| Average Assets, year-to-date | $217,037,500 | 3,026 |
| Average Assets, quarterly | $217,037,500 | 3,026 |
| Volatile liabilities | $24,386,000 | 4,431 |
| Insider loans | $2,603,000 | 2,531 |
| FHLB advances | $5,000,000 | 3,318 |
| Loans and leases held for sale | $400,000 | 1,307 |
| Unused loan commitments | $6,889,000 | 4,883 |
| Tier 1 (core) risk-based capital | $14,261,000 | 4,024 |
| Tier 2 risk-based capital | $1,971,000 | 2,666 |
| Total risk weighted assets | $155,271,000 | 2,915 |
| Total unused commitments | $6,889,000 | 4,888 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 61 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $215,975,000 | 3,059 |
| Cash and due from depository institutions | $33,103,000 | 2,645 |
| Interest-bearing balances | $1,012,000 | 5,103 |
| Securities | $4,141,000 | 6,892 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $156,584,000 | 2,804 |
| Loan loss allowance | $4,393,000 | 1,779 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,328,000 | 2,029 |
| Other real estate owned | $7,078,000 | 2,645 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,741,000 | 2,309 |
| Life insurance assets | $1,172,000 | 2,818 |
| Total liabilities and capital | $215,975,000 | 3,059 |
| Total liabilities | $200,921,000 | 2,968 |
| Total deposits | $194,427,000 | 2,823 |
| Interest-bearing deposits | $175,340,000 | 2,696 |
| Deposits held in domestic offices | $194,427,000 | 2,821 |
| % insured | 97.21% | 848 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,494,000 | 2,672 |
| Total equity capital | $15,054,000 | 4,006 |
| Total bank equity capital | $15,054,000 | 4,004 |
| Perpetual preferred stock | $2,757,000 | 126 |
| Common stock | $2,866,000 | 1,509 |
| Surplus | $16,346,000 | 1,891 |
| Undivided profits | $-6,915,000 | 7,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $18,102,000 | 939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,413,000 | 249 |
| Income earned, not collected on loans | $848,000 | 3,873 |
| Earning assets | $161,737,000 | 3,551 |
| Long-term assets (5+ years) | $3,208,000 | 6,540 |
| Average Assets, year-to-date | $211,171,800 | 3,056 |
| Average Assets, quarterly | $215,541,500 | 3,040 |
| Volatile liabilities | $25,035,000 | 4,397 |
| Insider loans | $2,000,000 | 3,059 |
| FHLB advances | $5,000,000 | 3,488 |
| Loans and leases held for sale | $307,000 | 1,440 |
| Unused loan commitments | $13,248,000 | 3,565 |
| Tier 1 (core) risk-based capital | $14,973,000 | 3,883 |
| Tier 2 risk-based capital | $2,118,000 | 2,542 |
| Total risk weighted assets | $166,941,000 | 2,799 |
| Total unused commitments | $13,248,000 | 3,568 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 61 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $215,108,000 | 3,065 |
| Cash and due from depository institutions | $23,406,000 | 2,669 |
| Interest-bearing balances | $438,000 | 5,595 |
| Securities | $4,208,000 | 6,929 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $169,465,000 | 2,646 |
| Loan loss allowance | $5,146,000 | 1,513 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,340,000 | 2,051 |
| Other real estate owned | $2,823,000 | 2,669 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $8,866,000 | 2,059 |
| Life insurance assets | $1,162,000 | 2,821 |
| Total liabilities and capital | $215,108,000 | 3,065 |
| Total liabilities | $202,461,000 | 2,939 |
| Total deposits | $195,361,000 | 2,787 |
| Interest-bearing deposits | $176,527,000 | 2,662 |
| Deposits held in domestic offices | $195,361,000 | 2,784 |
| % insured | 97.30% | 981 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,752 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,100,000 | 2,256 |
| Total equity capital | $12,647,000 | 4,674 |
| Total bank equity capital | $12,647,000 | 4,674 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,866,000 | 1,532 |
| Surplus | $16,370,000 | 1,881 |
| Undivided profits | $-6,589,000 | 7,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $24,598,000 | 736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,003,000 | 288 |
| Income earned, not collected on loans | $924,000 | 3,817 |
| Earning assets | $174,111,000 | 3,374 |
| Long-term assets (5+ years) | $3,030,000 | 6,633 |
| Average Assets, year-to-date | $209,971,000 | 3,089 |
| Average Assets, quarterly | $212,548,500 | 3,085 |
| Volatile liabilities | $33,836,000 | 3,712 |
| Insider loans | $1,822,000 | 3,239 |
| FHLB advances | $5,000,000 | 3,599 |
| Loans and leases held for sale | $1,558,000 | 758 |
| Unused loan commitments | $13,575,000 | 3,627 |
| Tier 1 (core) risk-based capital | $12,539,000 | 4,530 |
| Tier 2 risk-based capital | $2,192,000 | 2,467 |
| Total risk weighted assets | $177,253,000 | 2,679 |
| Total unused commitments | $13,575,000 | 3,629 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 57 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $209,989,000 | 3,125 |
| Cash and due from depository institutions | $11,872,000 | 2,879 |
| Interest-bearing balances | $463,000 | 5,384 |
| Securities | $4,169,000 | 6,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $175,027,000 | 2,616 |
| Loan loss allowance | $6,401,000 | 1,201 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,434,000 | 2,039 |
| Other real estate owned | $1,747,000 | 2,879 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $10,740,000 | 1,792 |
| Life insurance assets | $3,768,000 | 1,593 |
| Total liabilities and capital | $209,989,000 | 3,125 |
| Total liabilities | $194,659,000 | 3,050 |
| Total deposits | $186,452,000 | 2,907 |
| Interest-bearing deposits | $167,906,000 | 2,799 |
| Deposits held in domestic offices | $186,452,000 | 2,905 |
| % insured | 88.35% | 1,279 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $5,000,000 | 3,845 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,207,000 | 1,663 |
| Total equity capital | $15,330,000 | 4,039 |
| Total bank equity capital | $15,330,000 | 4,039 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,866,000 | 1,550 |
| Surplus | $16,325,000 | 1,883 |
| Undivided profits | $-3,861,000 | 7,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $15,470,000 | 1,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $875,000 | 309 |
| Income earned, not collected on loans | $1,331,000 | 2,623 |
| Earning assets | $179,659,000 | 3,295 |
| Long-term assets (5+ years) | $2,987,000 | 6,671 |
| Average Assets, year-to-date | $208,258,670 | 3,128 |
| Average Assets, quarterly | $208,662,500 | 3,143 |
| Volatile liabilities | $37,697,000 | 3,427 |
| Insider loans | $1,553,000 | 3,551 |
| FHLB advances | $5,000,000 | 3,674 |
| Loans and leases held for sale | $168,000 | 1,808 |
| Unused loan commitments | $16,037,000 | 3,387 |
| Tier 1 (core) risk-based capital | $15,262,000 | 3,937 |
| Tier 2 risk-based capital | $2,379,000 | 2,293 |
| Total risk weighted assets | $186,457,000 | 2,593 |
| Total unused commitments | $16,037,000 | 3,389 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 61 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $207,336,000 | 3,176 |
| Cash and due from depository institutions | $11,160,000 | 2,714 |
| Interest-bearing balances | $6,673,000 | 2,144 |
| Securities | $4,185,000 | 7,012 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $174,702,000 | 2,639 |
| Loan loss allowance | $3,763,000 | 1,809 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,531,000 | 2,010 |
| Other real estate owned | $1,673,000 | 2,714 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,085,000 | 2,032 |
| Life insurance assets | $3,739,000 | 1,596 |
| Total liabilities and capital | $207,336,000 | 3,176 |
| Total liabilities | $189,407,000 | 3,134 |
| Total deposits | $181,821,000 | 2,973 |
| Interest-bearing deposits | $163,170,000 | 2,846 |
| Deposits held in domestic offices | $181,821,000 | 2,971 |
| % insured | 86.30% | 1,939 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,000,000 | 3,905 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,586,000 | 1,913 |
| Total equity capital | $17,929,000 | 3,593 |
| Total bank equity capital | $17,929,000 | 3,593 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,866,000 | 1,561 |
| Surplus | $16,280,000 | 1,871 |
| Undivided profits | $-1,217,000 | 7,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,408,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $989,000 | 265 |
| Income earned, not collected on loans | $1,468,000 | 2,432 |
| Earning assets | $185,560,000 | 3,238 |
| Long-term assets (5+ years) | $2,984,000 | 6,674 |
| Average Assets, year-to-date | $207,393,500 | 3,148 |
| Average Assets, quarterly | $207,393,500 | 3,148 |
| Volatile liabilities | $37,655,000 | 3,417 |
| Insider loans | $1,218,000 | 4,001 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,940,000 | 3,395 |
| Tier 1 (core) risk-based capital | $17,865,000 | 3,494 |
| Tier 2 risk-based capital | $2,378,000 | 2,280 |
| Total risk weighted assets | $188,398,000 | 2,571 |
| Total unused commitments | $16,940,000 | 3,396 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 70 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $207,451,000 | 3,151 |
| Cash and due from depository institutions | $13,518,000 | 2,418 |
| Interest-bearing balances | $7,707,000 | 1,343 |
| Securities | $7,015,000 | 6,504 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $170,913,000 | 2,693 |
| Loan loss allowance | $2,924,000 | 2,151 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,597,000 | 1,994 |
| Other real estate owned | $530,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $8,878,000 | 2,090 |
| Life insurance assets | $3,711,000 | 1,605 |
| Total liabilities and capital | $207,451,000 | 3,151 |
| Total liabilities | $188,954,000 | 3,122 |
| Total deposits | $181,507,000 | 2,907 |
| Interest-bearing deposits | $161,778,000 | 2,817 |
| Deposits held in domestic offices | $181,507,000 | 2,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,100,000 | 4,099 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,347,000 | 2,024 |
| Total equity capital | $18,497,000 | 3,482 |
| Total bank equity capital | $18,497,000 | 3,482 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,866,000 | 1,564 |
| Surplus | $16,235,000 | 1,838 |
| Undivided profits | $-604,000 | 7,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,432,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $930,000 | 253 |
| Income earned, not collected on loans | $1,540,000 | 2,460 |
| Earning assets | $185,635,000 | 3,219 |
| Long-term assets (5+ years) | $7,338,000 | 5,838 |
| Average Assets, year-to-date | $182,733,400 | 3,378 |
| Average Assets, quarterly | $202,598,000 | 3,193 |
| Volatile liabilities | $36,344,000 | 3,447 |
| Insider loans | $1,044,000 | 4,333 |
| FHLB advances | $5,100,000 | 3,970 |
| Loans and leases held for sale | $1,830,000 | 653 |
| Unused loan commitments | $20,347,000 | 3,031 |
| Tier 1 (core) risk-based capital | $18,320,000 | 3,396 |
| Tier 2 risk-based capital | $2,320,000 | 2,294 |
| Total risk weighted assets | $184,973,000 | 2,605 |
| Total unused commitments | $20,347,000 | 3,031 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 71 | 2,404 |
| Assets and Liabilities | ||
| Total Assets: | $197,745,000 | 3,248 |
| Cash and due from depository institutions | $6,920,000 | 2,404 |
| Interest-bearing balances | $472,000 | 3,746 |
| Securities | $7,104,000 | 6,460 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,138 |
| Net loans & leases | $156,232,000 | 2,881 |
| Loan loss allowance | $1,874,000 | 2,861 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,694,000 | 1,964 |
| Other real estate owned | $1,332,000 | 2,404 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $8,963,000 | 2,077 |
| Life insurance assets | $3,689,000 | 1,598 |
| Total liabilities and capital | $197,745,000 | 3,248 |
| Total liabilities | $178,565,000 | 3,217 |
| Total deposits | $171,527,000 | 3,025 |
| Interest-bearing deposits | $144,654,000 | 3,051 |
| Deposits held in domestic offices | $171,527,000 | 3,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $5,000,000 | 4,125 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,038,000 | 2,300 |
| Total equity capital | $19,180,000 | 3,384 |
| Total bank equity capital | $19,180,000 | 3,384 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,867,000 | 1,577 |
| Surplus | $16,158,000 | 1,820 |
| Undivided profits | $155,000 | 7,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,149,000 | 1,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $793,000 | 281 |
| Income earned, not collected on loans | $1,461,000 | 2,701 |
| Earning assets | $174,308,000 | 3,334 |
| Long-term assets (5+ years) | $5,279,000 | 6,204 |
| Average Assets, year-to-date | $176,554,000 | 3,463 |
| Average Assets, quarterly | $186,338,000 | 3,372 |
| Volatile liabilities | $32,056,000 | 3,655 |
| Insider loans | $609,000 | 5,212 |
| FHLB advances | $5,000,000 | 3,984 |
| Loans and leases held for sale | $374,000 | 1,132 |
| Unused loan commitments | $21,944,000 | 3,047 |
| Tier 1 (core) risk-based capital | $19,050,000 | 3,330 |
| Tier 2 risk-based capital | $1,874,000 | 2,664 |
| Total risk weighted assets | $171,946,000 | 2,792 |
| Total unused commitments | $21,944,000 | 3,048 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 69 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $174,931,000 | 3,555 |
| Cash and due from depository institutions | $7,928,000 | 2,507 |
| Interest-bearing balances | $231,000 | 4,217 |
| Securities | $7,126,000 | 6,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $145,429,000 | 3,042 |
| Loan loss allowance | $1,874,000 | 2,804 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,700,000 | 2,718 |
| Other real estate owned | $1,155,000 | 2,507 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,593,000 | 2,094 |
| Life insurance assets | $3,647,000 | 1,609 |
| Total liabilities and capital | $174,931,000 | 3,555 |
| Total liabilities | $156,111,000 | 3,546 |
| Total deposits | $142,489,000 | 3,506 |
| Interest-bearing deposits | $118,721,000 | 3,559 |
| Deposits held in domestic offices | $142,489,000 | 3,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $11,700,000 | 2,866 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,922,000 | 2,375 |
| Total equity capital | $18,820,000 | 3,468 |
| Total bank equity capital | $18,820,000 | 3,468 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,867,000 | 1,580 |
| Surplus | $16,085,000 | 1,811 |
| Undivided profits | $-132,000 | 7,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,306,000 | 1,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $368,000 | 422 |
| Income earned, not collected on loans | $1,126,000 | 3,380 |
| Earning assets | $152,786,000 | 3,669 |
| Long-term assets (5+ years) | $5,087,000 | 6,252 |
| Average Assets, year-to-date | $169,490,330 | 3,596 |
| Average Assets, quarterly | $171,992,000 | 3,583 |
| Volatile liabilities | $24,826,000 | 4,263 |
| Insider loans | $621,000 | 5,180 |
| FHLB advances | $11,700,000 | 2,765 |
| Loans and leases held for sale | $715,000 | 1,022 |
| Unused loan commitments | $23,793,000 | 2,959 |
| Tier 1 (core) risk-based capital | $18,689,000 | 3,396 |
| Tier 2 risk-based capital | $1,874,000 | 2,614 |
| Total risk weighted assets | $158,869,000 | 2,969 |
| Total unused commitments | $23,793,000 | 2,960 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 69 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $169,053,000 | 3,650 |
| Cash and due from depository institutions | $6,991,000 | 2,493 |
| Interest-bearing balances | $96,000 | 5,145 |
| Securities | $7,263,000 | 6,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $141,133,000 | 3,078 |
| Loan loss allowance | $1,763,000 | 2,853 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,680,000 | 2,700 |
| Other real estate owned | $845,000 | 2,493 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $8,141,000 | 2,129 |
| Life insurance assets | $3,617,000 | 1,603 |
| Total liabilities and capital | $169,053,000 | 3,650 |
| Total liabilities | $150,605,000 | 3,650 |
| Total deposits | $140,776,000 | 3,565 |
| Interest-bearing deposits | $117,408,000 | 3,629 |
| Deposits held in domestic offices | $140,776,000 | 3,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,800,000 | 3,237 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,029,000 | 2,426 |
| Total equity capital | $18,448,000 | 3,605 |
| Total bank equity capital | $18,448,000 | 3,605 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,306,000 | 1,818 |
| Surplus | $16,635,000 | 1,756 |
| Undivided profits | $-493,000 | 7,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,082,000 | 1,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 802 |
| Income earned, not collected on loans | $1,073,000 | 3,518 |
| Earning assets | $148,492,000 | 3,771 |
| Long-term assets (5+ years) | $5,627,000 | 6,048 |
| Average Assets, year-to-date | $166,770,000 | 3,650 |
| Average Assets, quarterly | $166,770,000 | 3,650 |
| Volatile liabilities | $19,208,000 | 4,883 |
| Insider loans | $632,000 | 5,112 |
| FHLB advances | $7,800,000 | 3,130 |
| Loans and leases held for sale | $67,000 | 1,753 |
| Unused loan commitments | $22,047,000 | 3,185 |
| Tier 1 (core) risk-based capital | $18,255,000 | 3,458 |
| Tier 2 risk-based capital | $1,763,000 | 2,702 |
| Total risk weighted assets | $151,459,000 | 3,044 |
| Total unused commitments | $22,047,000 | 3,187 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 71 | 2,450 |
| Assets and Liabilities | ||
| Total Assets: | $164,487,000 | 3,685 |
| Cash and due from depository institutions | $7,823,000 | 2,450 |
| Interest-bearing balances | $731,000 | 2,838 |
| Securities | $7,696,000 | 6,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $136,132,000 | 3,143 |
| Loan loss allowance | $1,691,000 | 2,888 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,609,000 | 2,716 |
| Other real estate owned | $123,000 | 2,450 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,104,000 | 2,155 |
| Life insurance assets | $3,587,000 | 1,598 |
| Total liabilities and capital | $164,487,000 | 3,685 |
| Total liabilities | $145,834,000 | 3,675 |
| Total deposits | $140,076,000 | 3,535 |
| Interest-bearing deposits | $115,595,000 | 3,612 |
| Deposits held in domestic offices | $140,076,000 | 3,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,600,000 | 4,274 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,158,000 | 1,717 |
| Total equity capital | $18,653,000 | 3,518 |
| Total bank equity capital | $18,653,000 | 3,518 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,274,000 | 1,825 |
| Surplus | $16,532,000 | 1,743 |
| Undivided profits | $-153,000 | 7,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,335,000 | 1,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 802 |
| Income earned, not collected on loans | $1,133,000 | 3,603 |
| Earning assets | $144,559,000 | 3,797 |
| Long-term assets (5+ years) | $6,572,000 | 5,649 |
| Average Assets, year-to-date | $145,967,800 | 3,892 |
| Average Assets, quarterly | $158,987,500 | 3,740 |
| Volatile liabilities | $18,278,000 | 4,979 |
| Insider loans | $595,000 | 5,231 |
| FHLB advances | $2,600,000 | 4,118 |
| Loans and leases held for sale | $1,342,000 | 805 |
| Unused loan commitments | $22,788,000 | 3,119 |
| Tier 1 (core) risk-based capital | $18,474,000 | 3,404 |
| Tier 2 risk-based capital | $1,691,000 | 2,766 |
| Total risk weighted assets | $146,031,000 | 3,096 |
| Total unused commitments | $22,788,000 | 3,120 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 70 | 2,466 |
| Assets and Liabilities | ||
| Total Assets: | $153,488,000 | 3,833 |
| Cash and due from depository institutions | $8,294,000 | 2,466 |
| Interest-bearing balances | $98,000 | 4,731 |
| Securities | $7,773,000 | 6,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $124,795,000 | 3,318 |
| Loan loss allowance | $1,642,000 | 2,938 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,768,000 | 2,579 |
| Other real estate owned | $123,000 | 2,466 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,735,000 | 2,211 |
| Life insurance assets | $3,565,000 | 1,569 |
| Total liabilities and capital | $153,488,000 | 3,833 |
| Total liabilities | $135,218,000 | 3,870 |
| Total deposits | $124,449,000 | 3,833 |
| Interest-bearing deposits | $98,877,000 | 4,031 |
| Deposits held in domestic offices | $124,449,000 | 3,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,800,000 | 2,932 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,969,000 | 1,803 |
| Total equity capital | $18,270,000 | 3,547 |
| Total bank equity capital | $18,270,000 | 3,547 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,274,000 | 1,806 |
| Surplus | $16,497,000 | 1,712 |
| Undivided profits | $-501,000 | 7,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 4,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $981,000 | 4,302 |
| Earning assets | $132,666,000 | 3,996 |
| Long-term assets (5+ years) | $14,434,000 | 4,172 |
| Average Assets, year-to-date | $141,338,000 | 3,973 |
| Average Assets, quarterly | $147,217,500 | 3,924 |
| Volatile liabilities | $17,119,000 | 5,093 |
| Insider loans | $828,000 | 4,653 |
| FHLB advances | $7,800,000 | 2,804 |
| Loans and leases held for sale | $70,000 | 1,693 |
| Unused loan commitments | $24,117,000 | 3,036 |
| Tier 1 (core) risk-based capital | $18,158,000 | 3,442 |
| Tier 2 risk-based capital | $1,642,000 | 2,827 |
| Total risk weighted assets | $134,104,000 | 3,292 |
| Total unused commitments | $24,117,000 | 3,037 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $140,947,000 | 4,053 |
| Cash and due from depository institutions | $12,506,000 | 2,370 |
| Interest-bearing balances | $3,661,000 | 1,306 |
| Securities | $7,850,000 | 6,535 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $108,479,000 | 3,664 |
| Loan loss allowance | $1,503,000 | 3,157 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,735,000 | 2,588 |
| Other real estate owned | $123,000 | 2,370 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,254,000 | 2,322 |
| Life insurance assets | $3,535,000 | 1,572 |
| Total liabilities and capital | $140,947,000 | 4,053 |
| Total liabilities | $122,987,000 | 4,118 |
| Total deposits | $119,990,000 | 3,943 |
| Interest-bearing deposits | $94,166,000 | 4,161 |
| Deposits held in domestic offices | $119,990,000 | 3,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,997,000 | 1,716 |
| Total equity capital | $17,960,000 | 3,542 |
| Total bank equity capital | $17,960,000 | 3,542 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,285,000 | 1,797 |
| Surplus | $16,477,000 | 1,714 |
| Undivided profits | $-802,000 | 7,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $795,000 | 3,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $870,000 | 4,414 |
| Earning assets | $119,990,000 | 4,272 |
| Long-term assets (5+ years) | $6,383,000 | 5,542 |
| Average Assets, year-to-date | $137,288,000 | 4,091 |
| Average Assets, quarterly | $138,958,000 | 4,080 |
| Volatile liabilities | $8,442,000 | 6,533 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $58,000 | 1,772 |
| Unused loan commitments | $22,066,000 | 3,210 |
| Tier 1 (core) risk-based capital | $17,821,000 | 3,485 |
| Tier 2 risk-based capital | $1,503,000 | 3,027 |
| Total risk weighted assets | $134,118,000 | 3,275 |
| Total unused commitments | $22,066,000 | 3,210 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 72 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $136,969,000 | 4,150 |
| Cash and due from depository institutions | $11,883,000 | 2,428 |
| Interest-bearing balances | $4,426,000 | 1,255 |
| Securities | $7,921,000 | 6,561 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $104,876,000 | 3,711 |
| Loan loss allowance | $1,498,000 | 3,169 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,828,000 | 2,508 |
| Other real estate owned | $123,000 | 2,428 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,338,000 | 2,233 |
| Life insurance assets | $3,507,000 | 1,561 |
| Total liabilities and capital | $136,969,000 | 4,150 |
| Total liabilities | $119,469,000 | 4,199 |
| Total deposits | $116,218,000 | 4,022 |
| Interest-bearing deposits | $91,136,000 | 4,246 |
| Deposits held in domestic offices | $116,218,000 | 4,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,251,000 | 1,665 |
| Total equity capital | $17,500,000 | 3,621 |
| Total bank equity capital | $17,500,000 | 3,621 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,018,000 | 1,896 |
| Surplus | $12,248,000 | 2,157 |
| Undivided profits | $3,234,000 | 5,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,109 |
| Income earned, not collected on loans | $894,000 | 4,205 |
| Earning assets | $117,223,000 | 4,350 |
| Long-term assets (5+ years) | $6,416,000 | 5,493 |
| Average Assets, year-to-date | $135,458,500 | 4,146 |
| Average Assets, quarterly | $135,458,500 | 4,146 |
| Volatile liabilities | $8,172,000 | 6,511 |
| Insider loans | $293,000 | 6,178 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $317,000 | 1,385 |
| Unused loan commitments | $16,033,000 | 3,855 |
| Tier 1 (core) risk-based capital | $17,342,000 | 3,539 |
| Tier 2 risk-based capital | $1,498,000 | 3,025 |
| Total risk weighted assets | $123,427,000 | 3,468 |
| Total unused commitments | $16,033,000 | 3,855 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 67 | 2,621 |
| Assets and Liabilities | ||
| Total Assets: | $133,948,000 | 4,184 |
| Cash and due from depository institutions | $7,852,000 | 2,621 |
| Interest-bearing balances | $590,000 | 3,001 |
| Securities | $7,993,000 | 6,586 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $106,266,000 | 3,666 |
| Loan loss allowance | $1,547,000 | 3,065 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,497,000 | 2,627 |
| Other real estate owned | $160,000 | 2,621 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,180,000 | 2,287 |
| Life insurance assets | $3,479,000 | 1,542 |
| Total liabilities and capital | $133,948,000 | 4,184 |
| Total liabilities | $117,250,000 | 4,234 |
| Total deposits | $114,114,000 | 4,042 |
| Interest-bearing deposits | $87,598,000 | 4,299 |
| Deposits held in domestic offices | $114,114,000 | 4,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,136,000 | 1,671 |
| Total equity capital | $16,698,000 | 3,698 |
| Total bank equity capital | $16,698,000 | 3,698 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,018,000 | 1,888 |
| Surplus | $12,130,000 | 2,124 |
| Undivided profits | $2,550,000 | 6,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $783,000 | 3,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $810,000 | 4,658 |
| Earning assets | $114,849,000 | 4,365 |
| Long-term assets (5+ years) | $17,312,000 | 3,663 |
| Average Assets, year-to-date | $133,185,400 | 4,066 |
| Average Assets, quarterly | $135,698,000 | 4,097 |
| Volatile liabilities | $7,356,000 | 6,753 |
| Insider loans | $647,000 | 5,060 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $872,000 | 1,010 |
| Unused loan commitments | $17,978,000 | 3,542 |
| Tier 1 (core) risk-based capital | $16,540,000 | 3,636 |
| Tier 2 risk-based capital | $1,544,000 | 2,930 |
| Total risk weighted assets | $123,502,000 | 3,432 |
| Total unused commitments | $17,978,000 | 3,542 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 64 | 2,747 |
| Assets and Liabilities | ||
| Total Assets: | $137,448,000 | 4,078 |
| Cash and due from depository institutions | $8,883,000 | 2,747 |
| Interest-bearing balances | $286,000 | 3,675 |
| Securities | $8,107,000 | 6,617 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $109,340,000 | 3,575 |
| Loan loss allowance | $1,560,000 | 3,045 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,493,000 | 2,606 |
| Other real estate owned | $160,000 | 2,747 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,465,000 | 2,464 |
| Life insurance assets | $3,474,000 | 1,501 |
| Total liabilities and capital | $137,448,000 | 4,078 |
| Total liabilities | $121,487,000 | 4,098 |
| Total deposits | $117,827,000 | 3,910 |
| Interest-bearing deposits | $91,567,000 | 4,137 |
| Deposits held in domestic offices | $117,827,000 | 3,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $700,000 | 5,295 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,960,000 | 1,744 |
| Total equity capital | $15,961,000 | 3,817 |
| Total bank equity capital | $15,961,000 | 3,817 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,018,000 | 1,887 |
| Surplus | $11,952,000 | 2,118 |
| Undivided profits | $1,991,000 | 6,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 3,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $739,000 | 4,982 |
| Earning assets | $117,733,000 | 4,278 |
| Long-term assets (5+ years) | $7,264,000 | 5,209 |
| Average Assets, year-to-date | $132,994,750 | 4,079 |
| Average Assets, quarterly | $137,510,000 | 4,037 |
| Volatile liabilities | $6,873,000 | 6,915 |
| Insider loans | $315,000 | 6,140 |
| FHLB advances | $700,000 | 5,034 |
| Loans and leases held for sale | $958,000 | 964 |
| Unused loan commitments | $20,312,000 | 3,339 |
| Tier 1 (core) risk-based capital | $15,764,000 | 3,767 |
| Tier 2 risk-based capital | $1,556,000 | 2,912 |
| Total risk weighted assets | $124,477,000 | 3,387 |
| Total unused commitments | $20,312,000 | 3,341 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 69 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $137,572,000 | 4,046 |
| Cash and due from depository institutions | $10,707,000 | 2,566 |
| Interest-bearing balances | $979,000 | 2,483 |
| Securities | $8,269,000 | 6,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $107,438,000 | 3,603 |
| Loan loss allowance | $1,484,000 | 3,150 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,408,000 | 2,620 |
| Other real estate owned | $160,000 | 2,566 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,590,000 | 2,401 |
| Life insurance assets | $3,445,000 | 1,478 |
| Total liabilities and capital | $137,572,000 | 4,046 |
| Total liabilities | $121,483,000 | 4,064 |
| Total deposits | $118,643,000 | 3,874 |
| Interest-bearing deposits | $91,557,000 | 4,098 |
| Deposits held in domestic offices | $118,643,000 | 3,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $100,000 | 5,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,740,000 | 1,712 |
| Total equity capital | $16,089,000 | 3,671 |
| Total bank equity capital | $16,089,000 | 3,671 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,017,000 | 1,882 |
| Surplus | $11,791,000 | 2,098 |
| Undivided profits | $2,281,000 | 6,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $648,000 | 5,064 |
| Earning assets | $116,686,000 | 4,278 |
| Long-term assets (5+ years) | $6,856,000 | 5,272 |
| Average Assets, year-to-date | $131,510,330 | 4,121 |
| Average Assets, quarterly | $132,818,500 | 4,115 |
| Volatile liabilities | $5,729,000 | 7,209 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $100,000 | 5,301 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,283,000 | 4,023 |
| Tier 1 (core) risk-based capital | $15,940,000 | 3,671 |
| Tier 2 risk-based capital | $1,484,000 | 2,986 |
| Total risk weighted assets | $122,958,000 | 3,387 |
| Total unused commitments | $14,283,000 | 4,024 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 65 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $128,065,000 | 4,227 |
| Cash and due from depository institutions | $7,131,000 | 2,689 |
| Interest-bearing balances | $875,000 | 2,705 |
| Securities | $8,934,000 | 6,530 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $101,484,000 | 3,682 |
| Loan loss allowance | $1,590,000 | 2,921 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,274,000 | 2,621 |
| Other real estate owned | $37,000 | 2,689 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,205,000 | 2,455 |
| Life insurance assets | $3,401,000 | 1,450 |
| Total liabilities and capital | $128,065,000 | 4,227 |
| Total liabilities | $112,731,000 | 4,278 |
| Total deposits | $110,070,000 | 4,083 |
| Interest-bearing deposits | $85,200,000 | 4,315 |
| Deposits held in domestic offices | $110,070,000 | 4,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,661,000 | 1,747 |
| Total equity capital | $15,334,000 | 3,791 |
| Total bank equity capital | $15,334,000 | 3,791 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,001,000 | 1,881 |
| Surplus | $11,669,000 | 2,045 |
| Undivided profits | $1,664,000 | 6,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 5,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $632,000 | 4,921 |
| Earning assets | $111,293,000 | 4,408 |
| Long-term assets (5+ years) | $7,450,000 | 5,100 |
| Average Assets, year-to-date | $128,479,500 | 4,189 |
| Average Assets, quarterly | $128,479,500 | 4,189 |
| Volatile liabilities | $5,317,000 | 7,230 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $13,982,000 | 4,095 |
| Tier 1 (core) risk-based capital | $15,106,000 | 3,798 |
| Tier 2 risk-based capital | $1,455,000 | 2,986 |
| Total risk weighted assets | $116,278,000 | 3,466 |
| Total unused commitments | $13,982,000 | 4,095 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 66 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $128,894,000 | 4,204 |
| Cash and due from depository institutions | $7,964,000 | 2,650 |
| Interest-bearing balances | $250,000 | 4,032 |
| Securities | $11,055,000 | 6,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $99,231,000 | 3,716 |
| Loan loss allowance | $1,521,000 | 2,990 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,378,000 | 2,538 |
| Other real estate owned | $37,000 | 2,650 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,229,000 | 2,445 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $128,894,000 | 4,204 |
| Total liabilities | $114,098,000 | 4,229 |
| Total deposits | $102,811,000 | 4,272 |
| Interest-bearing deposits | $76,536,000 | 4,587 |
| Deposits held in domestic offices | $102,811,000 | 4,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,600,000 | 2,908 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,687,000 | 1,681 |
| Total equity capital | $14,796,000 | 3,865 |
| Total bank equity capital | $14,796,000 | 3,865 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,904,000 | 2,013 |
| Surplus | $9,851,000 | 2,281 |
| Undivided profits | $3,041,000 | 5,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 4,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $581,000 | 5,266 |
| Earning assets | $110,536,000 | 4,394 |
| Long-term assets (5+ years) | $9,564,000 | 4,651 |
| Average Assets, year-to-date | $121,640,000 | 4,229 |
| Average Assets, quarterly | $126,055,500 | 4,230 |
| Volatile liabilities | $13,372,000 | 5,414 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $8,600,000 | 2,775 |
| Loans and leases held for sale | $280,000 | 1,339 |
| Unused loan commitments | $16,225,000 | 3,716 |
| Tier 1 (core) risk-based capital | $14,554,000 | 3,863 |
| Tier 2 risk-based capital | $1,432,000 | 2,987 |
| Total risk weighted assets | $114,444,000 | 3,470 |
| Total unused commitments | $16,225,000 | 3,718 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 64 | 2,712 |
| Assets and Liabilities | ||
| Total Assets: | $123,217,000 | 4,280 |
| Cash and due from depository institutions | $6,460,000 | 2,712 |
| Interest-bearing balances | $77,000 | 5,353 |
| Securities | $11,261,000 | 6,072 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $95,062,000 | 3,817 |
| Loan loss allowance | $1,473,000 | 3,053 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,413,000 | 2,467 |
| Other real estate owned | $0 | 2,712 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,021,000 | 2,444 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $123,217,000 | 4,280 |
| Total liabilities | $108,792,000 | 4,319 |
| Total deposits | $103,195,000 | 4,189 |
| Interest-bearing deposits | $76,507,000 | 4,546 |
| Deposits held in domestic offices | $103,195,000 | 4,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,600,000 | 4,147 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,997,000 | 2,075 |
| Total equity capital | $14,425,000 | 3,911 |
| Total bank equity capital | $14,425,000 | 3,911 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,898,000 | 1,990 |
| Surplus | $9,812,000 | 2,231 |
| Undivided profits | $2,715,000 | 5,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $556,000 | 3,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $551,000 | 5,416 |
| Earning assets | $106,400,000 | 4,495 |
| Long-term assets (5+ years) | $9,175,000 | 4,782 |
| Average Assets, year-to-date | $119,826,500 | 4,276 |
| Average Assets, quarterly | $124,209,500 | 4,221 |
| Volatile liabilities | $9,257,000 | 6,198 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $3,600,000 | 3,985 |
| Loans and leases held for sale | $16,000 | 1,833 |
| Unused loan commitments | $16,465,000 | 3,644 |
| Tier 1 (core) risk-based capital | $14,102,000 | 3,908 |
| Tier 2 risk-based capital | $1,378,000 | 3,035 |
| Total risk weighted assets | $110,228,000 | 3,513 |
| Total unused commitments | $16,465,000 | 3,646 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 66 | 2,619 |
| Assets and Liabilities | ||
| Total Assets: | $125,202,000 | 4,190 |
| Cash and due from depository institutions | $7,349,000 | 2,619 |
| Interest-bearing balances | $51,000 | 5,664 |
| Securities | $11,561,000 | 6,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $95,821,000 | 3,720 |
| Loan loss allowance | $1,414,000 | 3,131 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,499,000 | 2,368 |
| Other real estate owned | $280,000 | 2,619 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,692,000 | 2,473 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $125,202,000 | 4,190 |
| Total liabilities | $111,164,000 | 4,201 |
| Total deposits | $100,838,000 | 4,202 |
| Interest-bearing deposits | $69,448,000 | 4,821 |
| Deposits held in domestic offices | $100,838,000 | 4,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,200,000 | 2,281 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,300,000 | 3,300 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,826,000 | 2,108 |
| Total equity capital | $14,038,000 | 3,935 |
| Total bank equity capital | $14,038,000 | 3,935 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,897,000 | 1,972 |
| Surplus | $9,732,000 | 2,203 |
| Undivided profits | $2,409,000 | 6,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $241,000 | 4,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $591,000 | 4,849 |
| Earning assets | $107,433,000 | 4,399 |
| Long-term assets (5+ years) | $10,571,000 | 4,592 |
| Average Assets, year-to-date | $118,696,330 | 4,294 |
| Average Assets, quarterly | $121,125,500 | 4,259 |
| Volatile liabilities | $12,707,000 | 5,368 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $6,300,000 | 3,151 |
| Loans and leases held for sale | $16,000 | 1,809 |
| Unused loan commitments | $16,112,000 | 3,636 |
| Tier 1 (core) risk-based capital | $13,693,000 | 3,913 |
| Tier 2 risk-based capital | $1,393,000 | 2,975 |
| Total risk weighted assets | $111,748,000 | 3,428 |
| Total unused commitments | $16,112,000 | 3,637 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 60 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $117,049,000 | 4,383 |
| Cash and due from depository institutions | $7,439,000 | 2,831 |
| Interest-bearing balances | $96,000 | 5,269 |
| Securities | $13,680,000 | 5,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $85,794,000 | 3,993 |
| Loan loss allowance | $1,212,000 | 3,514 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,417,000 | 2,386 |
| Other real estate owned | $280,000 | 2,831 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,439,000 | 2,534 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $117,049,000 | 4,383 |
| Total liabilities | $103,550,000 | 4,415 |
| Total deposits | $100,397,000 | 4,235 |
| Interest-bearing deposits | $65,352,000 | 5,058 |
| Deposits held in domestic offices | $100,397,000 | 4,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,400,000 | 4,808 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,753,000 | 2,152 |
| Total equity capital | $13,499,000 | 3,986 |
| Total bank equity capital | $13,499,000 | 3,986 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,881,000 | 1,982 |
| Surplus | $9,616,000 | 2,177 |
| Undivided profits | $2,002,000 | 6,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $516,000 | 5,241 |
| Earning assets | $99,570,000 | 4,630 |
| Long-term assets (5+ years) | $11,515,000 | 4,471 |
| Average Assets, year-to-date | $115,443,500 | 4,392 |
| Average Assets, quarterly | $115,443,500 | 4,392 |
| Volatile liabilities | $4,947,000 | 7,239 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $1,400,000 | 4,634 |
| Loans and leases held for sale | $96,000 | 1,644 |
| Unused loan commitments | $12,206,000 | 4,169 |
| Tier 1 (core) risk-based capital | $13,185,000 | 3,991 |
| Tier 2 risk-based capital | $1,212,000 | 3,307 |
| Total risk weighted assets | $102,909,000 | 3,610 |
| Total unused commitments | $12,206,000 | 4,169 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 62 | 2,758 |
| Assets and Liabilities | ||
| Total Assets: | $113,838,000 | 4,446 |
| Cash and due from depository institutions | $5,009,000 | 2,758 |
| Interest-bearing balances | $125,000 | 4,812 |
| Securities | $14,014,000 | 5,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $84,792,000 | 3,999 |
| Loan loss allowance | $1,240,000 | 3,416 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,474,000 | 2,331 |
| Other real estate owned | $447,000 | 2,758 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,102,000 | 2,615 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $113,838,000 | 4,446 |
| Total liabilities | $98,811,000 | 4,545 |
| Total deposits | $93,155,000 | 4,453 |
| Interest-bearing deposits | $62,468,000 | 5,182 |
| Deposits held in domestic offices | $93,155,000 | 4,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,000,000 | 3,847 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,656,000 | 2,218 |
| Total equity capital | $15,027,000 | 3,651 |
| Total bank equity capital | $15,027,000 | 3,651 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,875,000 | 1,967 |
| Surplus | $9,586,000 | 2,142 |
| Undivided profits | $3,566,000 | 5,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 5,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $469,000 | 5,537 |
| Earning assets | $98,931,000 | 4,652 |
| Long-term assets (5+ years) | $10,924,000 | 4,646 |
| Average Assets, year-to-date | $108,411,000 | 4,475 |
| Average Assets, quarterly | $111,141,500 | 4,494 |
| Volatile liabilities | $6,849,000 | 6,669 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $285,000 | 1,350 |
| Unused loan commitments | $16,100,000 | 3,463 |
| Tier 1 (core) risk-based capital | $14,703,000 | 3,592 |
| Tier 2 risk-based capital | $1,240,000 | 3,215 |
| Total risk weighted assets | $101,338,000 | 3,629 |
| Total unused commitments | $16,100,000 | 3,465 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 60 | 2,843 |
| Assets and Liabilities | ||
| Total Assets: | $108,445,000 | 4,575 |
| Cash and due from depository institutions | $5,736,000 | 2,843 |
| Interest-bearing balances | $444,000 | 3,634 |
| Securities | $14,748,000 | 5,566 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,127 |
| Net loans & leases | $77,237,000 | 4,218 |
| Loan loss allowance | $1,173,000 | 3,571 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,528,000 | 2,262 |
| Other real estate owned | $1,112,000 | 2,843 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,584,000 | 2,802 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $108,445,000 | 4,575 |
| Total liabilities | $93,944,000 | 4,661 |
| Total deposits | $92,353,000 | 4,416 |
| Interest-bearing deposits | $68,494,000 | 4,860 |
| Deposits held in domestic offices | $92,353,000 | 4,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,591,000 | 2,274 |
| Total equity capital | $14,501,000 | 3,760 |
| Total bank equity capital | $14,501,000 | 3,760 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,867,000 | 1,970 |
| Surplus | $9,536,000 | 2,116 |
| Undivided profits | $3,098,000 | 5,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $442,000 | 5,899 |
| Earning assets | $92,929,000 | 4,814 |
| Long-term assets (5+ years) | $10,559,000 | 4,804 |
| Average Assets, year-to-date | $107,054,250 | 4,515 |
| Average Assets, quarterly | $109,337,000 | 4,509 |
| Volatile liabilities | $2,647,000 | 8,094 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $1,323,000 | 770 |
| Unused loan commitments | $11,214,000 | 4,177 |
| Tier 1 (core) risk-based capital | $14,133,000 | 3,699 |
| Tier 2 risk-based capital | $1,165,000 | 3,357 |
| Total risk weighted assets | $93,199,000 | 3,821 |
| Total unused commitments | $11,214,000 | 4,177 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 55 | 3,098 |
| Assets and Liabilities | ||
| Total Assets: | $110,229,000 | 4,485 |
| Cash and due from depository institutions | $7,124,000 | 3,098 |
| Interest-bearing balances | $445,000 | 3,685 |
| Securities | $14,663,000 | 5,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $78,226,000 | 4,130 |
| Loan loss allowance | $1,202,000 | 3,499 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,425,000 | 2,265 |
| Other real estate owned | $960,000 | 3,098 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,831,000 | 2,685 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $110,229,000 | 4,485 |
| Total liabilities | $95,464,000 | 4,595 |
| Total deposits | $91,523,000 | 4,449 |
| Interest-bearing deposits | $67,967,000 | 4,889 |
| Deposits held in domestic offices | $91,523,000 | 4,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,249 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,541,000 | 2,164 |
| Total equity capital | $14,765,000 | 3,586 |
| Total bank equity capital | $14,765,000 | 3,586 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,861,000 | 1,975 |
| Surplus | $9,501,000 | 2,091 |
| Undivided profits | $3,403,000 | 5,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $472,000 | 5,470 |
| Earning assets | $93,334,000 | 4,754 |
| Long-term assets (5+ years) | $10,352,000 | 4,976 |
| Average Assets, year-to-date | $106,590,670 | 4,551 |
| Average Assets, quarterly | $108,903,500 | 4,512 |
| Volatile liabilities | $5,948,000 | 6,916 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $388,000 | 1,267 |
| Unused loan commitments | $10,093,000 | 4,412 |
| Tier 1 (core) risk-based capital | $14,509,000 | 3,569 |
| Tier 2 risk-based capital | $1,186,000 | 3,275 |
| Total risk weighted assets | $94,903,000 | 3,739 |
| Total unused commitments | $10,093,000 | 4,413 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $107,578,000 | 4,576 |
| Cash and due from depository institutions | $6,658,000 | 3,131 |
| Interest-bearing balances | $315,000 | 4,190 |
| Securities | $16,164,000 | 5,347 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,821 |
| Net loans & leases | $72,886,000 | 4,262 |
| Loan loss allowance | $1,208,000 | 3,445 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,358,000 | 2,276 |
| Other real estate owned | $35,000 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,477,000 | 2,727 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $107,578,000 | 4,576 |
| Total liabilities | $92,992,000 | 4,678 |
| Total deposits | $91,500,000 | 4,451 |
| Interest-bearing deposits | $67,314,000 | 4,939 |
| Deposits held in domestic offices | $91,500,000 | 4,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,492,000 | 2,435 |
| Total equity capital | $14,586,000 | 3,705 |
| Total bank equity capital | $14,586,000 | 3,705 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,860,000 | 1,973 |
| Surplus | $9,489,000 | 2,063 |
| Undivided profits | $3,237,000 | 5,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $940,000 | 2,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $578,000 | 4,671 |
| Earning assets | $92,365,000 | 4,798 |
| Long-term assets (5+ years) | $10,999,000 | 4,817 |
| Average Assets, year-to-date | $104,771,500 | 4,639 |
| Average Assets, quarterly | $104,771,500 | 4,639 |
| Volatile liabilities | $3,370,000 | 7,781 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $265,000 | 1,540 |
| Unused loan commitments | $8,929,000 | 4,649 |
| Tier 1 (core) risk-based capital | $14,190,000 | 3,609 |
| Tier 2 risk-based capital | $1,183,000 | 3,247 |
| Total risk weighted assets | $94,607,000 | 3,677 |
| Total unused commitments | $8,929,000 | 4,655 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 56 | 3,061 |
| Assets and Liabilities | ||
| Total Assets: | $101,965,000 | 4,739 |
| Cash and due from depository institutions | $7,271,000 | 3,061 |
| Interest-bearing balances | $790,000 | 3,205 |
| Securities | $14,365,000 | 5,734 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,120 |
| Net loans & leases | $70,178,000 | 4,359 |
| Loan loss allowance | $1,104,000 | 3,680 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,382,000 | 2,246 |
| Other real estate owned | $329,000 | 3,061 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,540,000 | 2,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,965,000 | 4,739 |
| Total liabilities | $87,296,000 | 4,865 |
| Total deposits | $84,086,000 | 4,723 |
| Interest-bearing deposits | $60,267,000 | 5,280 |
| Deposits held in domestic offices | $84,086,000 | 4,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,800,000 | 4,529 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,410,000 | 2,440 |
| Total equity capital | $14,669,000 | 3,606 |
| Total bank equity capital | $14,669,000 | 3,606 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,860,000 | 1,990 |
| Surplus | $9,489,000 | 2,034 |
| Undivided profits | $3,320,000 | 5,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 6,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $550,000 | 5,024 |
| Earning assets | $86,233,000 | 4,996 |
| Long-term assets (5+ years) | $11,190,000 | 4,793 |
| Average Assets, year-to-date | $102,706,200 | 4,586 |
| Average Assets, quarterly | $100,972,000 | 4,729 |
| Volatile liabilities | $5,276,000 | 7,091 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,476,000 | 4,179 |
| Tier 1 (core) risk-based capital | $14,262,000 | 3,546 |
| Tier 2 risk-based capital | $1,093,000 | 3,445 |
| Total risk weighted assets | $87,407,000 | 3,887 |
| Total unused commitments | $10,476,000 | 4,182 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 55 | 3,116 |
| Assets and Liabilities | ||
| Total Assets: | $99,979,000 | 4,782 |
| Cash and due from depository institutions | $5,762,000 | 3,116 |
| Interest-bearing balances | $755,000 | 3,365 |
| Securities | $15,321,000 | 5,492 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,040 |
| Net loans & leases | $66,000,000 | 4,546 |
| Loan loss allowance | $977,000 | 4,040 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,400,000 | 2,213 |
| Other real estate owned | $732,000 | 3,116 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,764,000 | 3,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,979,000 | 4,782 |
| Total liabilities | $85,908,000 | 4,895 |
| Total deposits | $82,642,000 | 4,770 |
| Interest-bearing deposits | $59,862,000 | 5,310 |
| Deposits held in domestic offices | $82,642,000 | 4,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,800,000 | 4,507 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,466,000 | 2,445 |
| Total equity capital | $14,071,000 | 3,731 |
| Total bank equity capital | $14,071,000 | 3,731 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,855,000 | 1,993 |
| Surplus | $9,431,000 | 2,009 |
| Undivided profits | $2,785,000 | 6,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $452,000 | 5,891 |
| Earning assets | $86,076,000 | 4,980 |
| Long-term assets (5+ years) | $11,310,000 | 4,792 |
| Average Assets, year-to-date | $102,891,500 | 4,608 |
| Average Assets, quarterly | $101,863,000 | 4,698 |
| Volatile liabilities | $5,614,000 | 7,033 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $1,800,000 | 4,311 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,431,000 | 3,985 |
| Tier 1 (core) risk-based capital | $13,645,000 | 3,663 |
| Tier 2 risk-based capital | $977,000 | 3,736 |
| Total risk weighted assets | $83,034,000 | 4,014 |
| Total unused commitments | $11,431,000 | 3,989 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 59 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $103,747,000 | 4,642 |
| Cash and due from depository institutions | $11,585,000 | 2,929 |
| Interest-bearing balances | $4,065,000 | 1,731 |
| Securities | $16,917,000 | 5,153 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,997 |
| Net loans & leases | $64,995,000 | 4,566 |
| Loan loss allowance | $983,000 | 3,978 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,362,000 | 2,195 |
| Other real estate owned | $1,002,000 | 2,929 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,086,000 | 2,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,747,000 | 4,642 |
| Total liabilities | $90,107,000 | 4,726 |
| Total deposits | $82,994,000 | 4,741 |
| Interest-bearing deposits | $59,772,000 | 5,314 |
| Deposits held in domestic offices | $82,994,000 | 4,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,800,000 | 3,092 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,313,000 | 2,753 |
| Total equity capital | $13,640,000 | 3,825 |
| Total bank equity capital | $13,640,000 | 3,825 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,851,000 | 1,990 |
| Surplus | $9,390,000 | 1,976 |
| Undivided profits | $2,399,000 | 6,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,063,000 | 2,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $404,000 | 6,101 |
| Earning assets | $86,777,000 | 4,935 |
| Long-term assets (5+ years) | $15,002,000 | 4,082 |
| Average Assets, year-to-date | $103,862,330 | 4,570 |
| Average Assets, quarterly | $104,627,000 | 4,577 |
| Volatile liabilities | $9,949,000 | 5,726 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $5,800,000 | 2,924 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,703,000 | 4,538 |
| Tier 1 (core) risk-based capital | $13,026,000 | 3,755 |
| Tier 2 risk-based capital | $982,000 | 3,681 |
| Total risk weighted assets | $82,318,000 | 4,018 |
| Total unused commitments | $8,703,000 | 4,548 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 62 | 2,769 |
| Assets and Liabilities | ||
| Total Assets: | $105,507,000 | 4,539 |
| Cash and due from depository institutions | $15,919,000 | 2,769 |
| Interest-bearing balances | $6,182,000 | 1,291 |
| Securities | $16,079,000 | 5,320 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,683 |
| Net loans & leases | $63,821,000 | 4,568 |
| Loan loss allowance | $964,000 | 3,987 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,422,000 | 2,128 |
| Other real estate owned | $801,000 | 2,769 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,865,000 | 2,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,507,000 | 4,539 |
| Total liabilities | $90,226,000 | 4,675 |
| Total deposits | $83,067,000 | 4,714 |
| Interest-bearing deposits | $59,902,000 | 5,291 |
| Deposits held in domestic offices | $83,067,000 | 4,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,800,000 | 3,012 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,359,000 | 2,714 |
| Total equity capital | $15,281,000 | 3,392 |
| Total bank equity capital | $15,281,000 | 3,392 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,843,000 | 2,005 |
| Surplus | $9,347,000 | 1,954 |
| Undivided profits | $4,091,000 | 5,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,510,000 | 1,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $458,000 | 5,694 |
| Earning assets | $86,682,000 | 4,879 |
| Long-term assets (5+ years) | $14,068,000 | 4,152 |
| Average Assets, year-to-date | $103,920,000 | 4,562 |
| Average Assets, quarterly | $103,920,000 | 4,562 |
| Volatile liabilities | $10,229,000 | 5,603 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $5,800,000 | 2,854 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,604,000 | 5,074 |
| Tier 1 (core) risk-based capital | $14,672,000 | 3,350 |
| Tier 2 risk-based capital | $964,000 | 3,682 |
| Total risk weighted assets | $81,261,000 | 4,007 |
| Total unused commitments | $6,604,000 | 5,088 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 61 | 2,783 |
| Assets and Liabilities | ||
| Total Assets: | $102,333,000 | 4,605 |
| Cash and due from depository institutions | $11,249,000 | 2,783 |
| Interest-bearing balances | $4,302,000 | 1,558 |
| Securities | $13,359,000 | 5,774 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,811 |
| Net loans & leases | $66,971,000 | 4,431 |
| Loan loss allowance | $1,038,000 | 3,698 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,558,000 | 2,037 |
| Other real estate owned | $97,000 | 2,783 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,099,000 | 2,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,333,000 | 4,605 |
| Total liabilities | $87,532,000 | 4,756 |
| Total deposits | $81,830,000 | 4,715 |
| Interest-bearing deposits | $59,824,000 | 5,232 |
| Deposits held in domestic offices | $81,830,000 | 4,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,000,000 | 3,550 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,702,000 | 2,300 |
| Total equity capital | $14,801,000 | 3,463 |
| Total bank equity capital | $14,801,000 | 3,463 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,843,000 | 1,998 |
| Surplus | $9,342,000 | 1,918 |
| Undivided profits | $3,616,000 | 5,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,642,000 | 1,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $498,000 | 5,623 |
| Earning assets | $86,632,000 | 4,849 |
| Long-term assets (5+ years) | $12,581,000 | 4,340 |
| Average Assets, year-to-date | $100,585,800 | 4,487 |
| Average Assets, quarterly | $102,259,500 | 4,563 |
| Volatile liabilities | $8,919,000 | 6,002 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $4,000,000 | 3,345 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,163,000 | 4,802 |
| Tier 1 (core) risk-based capital | $14,408,000 | 3,348 |
| Tier 2 risk-based capital | $1,029,000 | 3,441 |
| Total risk weighted assets | $82,279,000 | 3,942 |
| Total unused commitments | $7,163,000 | 4,807 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 59 | 2,887 |
| Assets and Liabilities | ||
| Total Assets: | $102,305,000 | 4,479 |
| Cash and due from depository institutions | $6,554,000 | 2,887 |
| Interest-bearing balances | $359,000 | 3,975 |
| Securities | $10,992,000 | 6,267 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,235 |
| Net loans & leases | $76,005,000 | 3,907 |
| Loan loss allowance | $1,157,000 | 3,207 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,539,000 | 1,989 |
| Other real estate owned | $180,000 | 2,887 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,435,000 | 5,505 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,305,000 | 4,479 |
| Total liabilities | $88,633,000 | 4,588 |
| Total deposits | $85,336,000 | 4,442 |
| Interest-bearing deposits | $71,544,000 | 4,527 |
| Deposits held in domestic offices | $85,336,000 | 4,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,297,000 | 2,852 |
| Total equity capital | $13,672,000 | 3,479 |
| Total bank equity capital | $13,672,000 | 3,479 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,821,000 | 2,037 |
| Surplus | $9,083,000 | 1,863 |
| Undivided profits | $2,768,000 | 5,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 5,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $648,000 | 5,003 |
| Earning assets | $89,956,000 | 4,609 |
| Long-term assets (5+ years) | $9,596,000 | 4,883 |
| Average Assets, year-to-date | $103,086,600 | 4,290 |
| Average Assets, quarterly | $103,665,500 | 4,389 |
| Volatile liabilities | $14,784,000 | 4,535 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,370,000 | 4,603 |
| Tier 1 (core) risk-based capital | $13,353,000 | 3,388 |
| Tier 2 risk-based capital | $1,106,000 | 3,099 |
| Total risk weighted assets | $88,404,000 | 3,574 |
| Total unused commitments | $7,370,000 | 4,610 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 61 | 2,812 |
| Assets and Liabilities | ||
| Total Assets: | $100,179,000 | 4,442 |
| Cash and due from depository institutions | $5,242,000 | 2,812 |
| Interest-bearing balances | $138,000 | 4,236 |
| Securities | $11,760,000 | 6,296 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $77,154,000 | 3,797 |
| Loan loss allowance | $1,029,000 | 3,390 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,850,000 | 1,794 |
| Other real estate owned | $0 | 2,812 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,173,000 | 5,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,179,000 | 4,442 |
| Total liabilities | $88,583,000 | 4,492 |
| Total deposits | $84,093,000 | 4,381 |
| Interest-bearing deposits | $70,733,000 | 4,448 |
| Deposits held in domestic offices | $84,093,000 | 4,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 2,021 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,690,000 | 2,360 |
| Total equity capital | $11,596,000 | 3,909 |
| Total bank equity capital | $11,596,000 | 3,909 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,807,000 | 2,072 |
| Surplus | $8,644,000 | 1,908 |
| Undivided profits | $1,145,000 | 7,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 5,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,161 |
| Income earned, not collected on loans | $577,000 | 4,611 |
| Earning assets | $89,052,000 | 4,553 |
| Long-term assets (5+ years) | $9,063,000 | 4,791 |
| Average Assets, year-to-date | $93,829,200 | 4,497 |
| Average Assets, quarterly | $98,347,000 | 4,452 |
| Volatile liabilities | $14,173,000 | 4,624 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,881,000 | 2,892 |
| Tier 1 (core) risk-based capital | $11,406,000 | 3,821 |
| Tier 2 risk-based capital | $1,029,000 | 3,189 |
| Total risk weighted assets | $85,166,700 | 3,569 |
| Total unused commitments | $14,881,000 | 2,893 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 58 | 3,035 |
| Assets and Liabilities | ||
| Total Assets: | $83,003,000 | 5,090 |
| Cash and due from depository institutions | $7,435,000 | 3,035 |
| Interest-bearing balances | $7,000 | 6,494 |
| Securities | $7,706,000 | 7,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $62,199,000 | 4,366 |
| Loan loss allowance | $764,000 | 4,253 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,713,000 | 1,803 |
| Other real estate owned | $0 | 3,035 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $950,000 | 6,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,003,000 | 5,090 |
| Total liabilities | $71,983,000 | 5,211 |
| Total deposits | $60,566,000 | 5,534 |
| Interest-bearing deposits | $48,146,000 | 5,793 |
| Deposits held in domestic offices | $60,566,000 | 5,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,550,000 | 1,481 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,793,000 | 3,252 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,074,000 | 3,087 |
| Total equity capital | $11,020,000 | 3,917 |
| Total bank equity capital | $11,020,000 | 3,917 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $890,000 | 3,575 |
| Surplus | $9,413,000 | 1,736 |
| Undivided profits | $717,000 | 8,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 2,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $442,000 | 5,032 |
| Earning assets | $69,912,000 | 5,361 |
| Long-term assets (5+ years) | $4,318,000 | 6,564 |
| Average Assets, year-to-date | $76,438,200 | 5,240 |
| Average Assets, quarterly | $79,015,000 | 5,223 |
| Volatile liabilities | $13,133,000 | 4,649 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,488,000 | 2,712 |
| Tier 1 (core) risk-based capital | $11,059,000 | 3,892 |
| Tier 2 risk-based capital | $764,000 | 3,959 |
| Total risk weighted assets | $70,173,000 | 4,065 |
| Total unused commitments | $16,488,000 | 2,716 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 56 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $75,028,000 | 5,438 |
| Cash and due from depository institutions | $5,315,000 | 3,149 |
| Interest-bearing balances | $299,000 | 3,960 |
| Securities | $11,384,000 | 6,697 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,468 |
| Net loans & leases | $48,590,000 | 5,027 |
| Loan loss allowance | $580,000 | 5,105 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,232,000 | 1,897 |
| Other real estate owned | $0 | 3,149 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $607,000 | 7,601 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,028,000 | 5,438 |
| Total liabilities | $63,911,000 | 5,622 |
| Total deposits | $62,508,000 | 5,489 |
| Interest-bearing deposits | $49,505,000 | 5,762 |
| Deposits held in domestic offices | $62,508,000 | 5,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $444,000 | 4,276 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $959,000 | 3,649 |
| Total equity capital | $11,117,000 | 3,954 |
| Total bank equity capital | $11,117,000 | 3,954 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $827,000 | 3,679 |
| Surplus | $7,453,000 | 2,053 |
| Undivided profits | $2,837,000 | 6,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 6,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $301,000 | 6,550 |
| Earning assets | $65,173,000 | 5,649 |
| Long-term assets (5+ years) | $5,280,000 | 6,124 |
| Average Assets, year-to-date | $70,367,200 | 5,451 |
| Average Assets, quarterly | $74,262,500 | 5,408 |
| Volatile liabilities | $4,008,000 | 7,575 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,785,000 | 4,235 |
| Tier 1 (core) risk-based capital | $10,980,000 | 3,845 |
| Tier 2 risk-based capital | $580,000 | 4,707 |
| Total risk weighted assets | $55,008,600 | 4,731 |
| Total unused commitments | $7,785,000 | 4,240 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $65,003,000 | 6,025 |
| Cash and due from depository institutions | $5,984,000 | 3,421 |
| Interest-bearing balances | $170,000 | 4,160 |
| Securities | $9,427,000 | 7,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $46,314,000 | 5,266 |
| Loan loss allowance | $638,000 | 4,846 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,686,000 | 2,940 |
| Other real estate owned | $0 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $592,000 | 7,930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,003,000 | 6,025 |
| Total liabilities | $55,407,000 | 6,230 |
| Total deposits | $54,472,000 | 6,075 |
| Interest-bearing deposits | $42,616,000 | 6,413 |
| Deposits held in domestic offices | $54,472,000 | 6,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,096 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $435,000 | 6,448 |
| Total equity capital | $9,596,000 | 4,461 |
| Total bank equity capital | $9,596,000 | 4,461 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $776,000 | 3,934 |
| Surplus | $6,035,000 | 2,362 |
| Undivided profits | $2,785,000 | 6,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $356,000 | 6,150 |
| Earning assets | $55,911,000 | 6,263 |
| Long-term assets (5+ years) | $2,778,000 | 7,159 |
| Average Assets, year-to-date | $63,315,000 | 5,928 |
| Average Assets, quarterly | $64,422,000 | 5,997 |
| Volatile liabilities | $4,417,000 | 7,475 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,295,000 | 3,886 |
| Tier 1 (core) risk-based capital | $9,510,000 | 4,353 |
| Tier 2 risk-based capital | $638,000 | 4,316 |
| Total risk weighted assets | $52,142,800 | 4,883 |
| Total unused commitments | $8,295,000 | 3,888 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $61,427,000 | 6,426 |
| Cash and due from depository institutions | $6,169,000 | 3,734 |
| Interest-bearing balances | $1,575,000 | 1,883 |
| Securities | $10,123,000 | 7,908 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $40,757,000 | 5,796 |
| Loan loss allowance | $720,000 | 4,574 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,635,000 | 2,942 |
| Other real estate owned | $80,000 | 3,734 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $663,000 | 7,836 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,427,000 | 6,426 |
| Total liabilities | $53,102,000 | 6,570 |
| Total deposits | $52,660,000 | 6,403 |
| Interest-bearing deposits | $41,841,000 | 6,686 |
| Deposits held in domestic offices | $52,660,000 | 6,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $442,000 | 6,439 |
| Total equity capital | $8,325,000 | 5,070 |
| Total bank equity capital | $8,325,000 | 5,070 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $619,000 | 4,633 |
| Surplus | $6,134,000 | 2,406 |
| Undivided profits | $1,572,000 | 7,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $384,000 | 5,841 |
| Earning assets | $53,455,000 | 6,629 |
| Long-term assets (5+ years) | $2,626,000 | 7,302 |
| Average Assets, year-to-date | $59,585,200 | 6,392 |
| Average Assets, quarterly | $59,969,000 | 6,475 |
| Volatile liabilities | $1,963,000 | 9,511 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,531,000 | 3,279 |
| Tier 1 (core) risk-based capital | $8,296,000 | 4,973 |
| Tier 2 risk-based capital | $574,440 | 4,735 |
| Total risk weighted assets | $45,809,740 | 5,419 |
| Total unused commitments | $10,531,000 | 3,294 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $59,108,000 | 6,717 |
| Cash and due from depository institutions | $8,389,000 | 4,226 |
| Interest-bearing balances | $3,311,000 | 1,330 |
| Securities | $9,843,000 | 8,340 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,080 |
| Net loans & leases | $36,555,000 | 6,192 |
| Loan loss allowance | $617,000 | 5,184 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,671,000 | 2,834 |
| Other real estate owned | $0 | 4,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $550,000 | 8,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,108,000 | 6,717 |
| Total liabilities | $51,981,000 | 6,807 |
| Total deposits | $51,684,000 | 6,624 |
| Interest-bearing deposits | $43,409,000 | 6,691 |
| Deposits held in domestic offices | $51,684,000 | 6,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $297,000 | 8,304 |
| Total equity capital | $7,127,000 | 5,787 |
| Total bank equity capital | $7,127,000 | 5,787 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $293,000 | 7,102 |
| Surplus | $5,618,000 | 2,584 |
| Undivided profits | $1,216,000 | 8,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,079,000 | 2,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $200,000 | 587 |
| Income earned, not collected on loans | $314,000 | 6,924 |
| Earning assets | $50,809,000 | 6,980 |
| Long-term assets (5+ years) | $1,527,000 | 8,378 |
| Average Assets, year-to-date | $55,909,200 | 6,762 |
| Average Assets, quarterly | $59,074,500 | 6,649 |
| Volatile liabilities | $2,606,000 | 8,954 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,105,000 | 4,938 |
| Tier 1 (core) risk-based capital | $7,117,000 | 5,655 |
| Tier 2 risk-based capital | $521,090 | 5,108 |
| Total risk weighted assets | $41,591,390 | 5,789 |
| Total unused commitments | $5,105,000 | 4,951 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $52,102,000 | 7,319 |
| Cash and due from depository institutions | $4,501,000 | 4,385 |
| Interest-bearing balances | $790,000 | 2,737 |
| Securities | $10,167,000 | 8,694 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $33,750,000 | 6,523 |
| Loan loss allowance | $711,000 | 4,769 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,746,000 | 2,686 |
| Other real estate owned | $308,000 | 4,385 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $630,000 | 8,694 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,102,000 | 7,319 |
| Total liabilities | $46,070,000 | 7,404 |
| Total deposits | $45,927,000 | 7,214 |
| Interest-bearing deposits | $34,930,000 | 7,718 |
| Deposits held in domestic offices | $45,927,000 | 7,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $143,000 | 10,151 |
| Total equity capital | $6,032,000 | 6,251 |
| Total bank equity capital | $6,032,000 | 6,251 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $278,000 | 7,563 |
| Surplus | $4,903,000 | 2,819 |
| Undivided profits | $851,000 | 9,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 4,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $331,000 | 6,064 |
| Earning assets | $44,707,000 | 7,586 |
| Long-term assets (5+ years) | $1,686,000 | 8,603 |
| Average Assets, year-to-date | $53,968,400 | 7,023 |
| Average Assets, quarterly | $54,032,000 | 7,103 |
| Volatile liabilities | $1,195,000 | 10,806 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,071,000 | 6,292 |
| Tier 1 (core) risk-based capital | $6,188,000 | 6,227 |
| Tier 2 risk-based capital | $475,260 | 5,499 |
| Total risk weighted assets | $37,784,960 | 6,156 |
| Total unused commitments | $3,071,000 | 6,303 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $53,169,000 | 7,436 |
| Cash and due from depository institutions | $5,543,000 | 4,651 |
| Interest-bearing balances | $1,200,000 | 3,126 |
| Securities | $10,626,000 | 8,857 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 4,731 |
| Net loans & leases | $30,387,000 | 6,929 |
| Loan loss allowance | $704,000 | 4,953 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,881,000 | 2,552 |
| Other real estate owned | $455,000 | 4,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $577,000 | 8,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,169,000 | 7,436 |
| Total liabilities | $47,890,000 | 7,456 |
| Total deposits | $47,712,000 | 7,283 |
| Interest-bearing deposits | $36,379,000 | 7,857 |
| Deposits held in domestic offices | $47,712,000 | 7,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $178,000 | 9,720 |
| Total equity capital | $5,279,000 | 6,985 |
| Total bank equity capital | $5,279,000 | 6,985 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $265,000 | 8,016 |
| Surplus | $4,318,000 | 3,058 |
| Undivided profits | $696,000 | 10,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 5,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $248,000 | 7,038 |
| Earning assets | $44,913,000 | 7,829 |
| Long-term assets (5+ years) | $2,747,000 | 8,029 |
| Average Assets, year-to-date | $51,258,800 | 7,450 |
| Average Assets, quarterly | $51,878,000 | 7,494 |
| Volatile liabilities | $722,000 | 11,906 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,762,000 | 6,636 |
| Tier 1 (core) risk-based capital | $5,279,000 | 6,902 |
| Tier 2 risk-based capital | $451,750 | 5,716 |
| Total risk weighted assets | $35,887,850 | 6,389 |
| Total unused commitments | $2,762,000 | 6,657 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $50,836,000 | 7,766 |
| Cash and due from depository institutions | $3,832,000 | 4,772 |
| Interest-bearing balances | $150,000 | 6,498 |
| Securities | $7,793,000 | 10,117 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 7,252 |
| Net loans & leases | $34,249,000 | 6,404 |
| Loan loss allowance | $621,000 | 5,499 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,421,000 | 3,019 |
| Other real estate owned | $446,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $495,000 | 9,746 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,836,000 | 7,766 |
| Total liabilities | $46,088,000 | 7,801 |
| Total deposits | $44,633,000 | 7,794 |
| Interest-bearing deposits | $35,486,000 | 8,205 |
| Deposits held in domestic offices | $44,633,000 | 7,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,139,000 | 2,393 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $316,000 | 7,980 |
| Total equity capital | $4,748,000 | 7,342 |
| Total bank equity capital | $4,748,000 | 7,342 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $251,000 | 8,482 |
| Surplus | $3,812,000 | 3,320 |
| Undivided profits | $685,000 | 10,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 4,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $287,000 | 6,741 |
| Earning assets | $43,792,000 | 8,056 |
| Long-term assets (5+ years) | $2,066,000 | 8,878 |
| Average Assets, year-to-date | $50,774,000 | 7,636 |
| Average Assets, quarterly | $51,556,500 | 7,652 |
| Volatile liabilities | $1,972,000 | 10,055 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,703,000 | 7,759 |
| Tier 1 (core) risk-based capital | $4,748,000 | 7,267 |
| Tier 2 risk-based capital | $477,580 | 5,436 |
| Total risk weighted assets | $38,062,980 | 6,155 |
| Total unused commitments | $1,703,000 | 7,795 |
| Derivatives | $0 | 651 |