Home > First Heights Bank, a FSB > Income and Expense
First Heights Bank, a FSB, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,000 | 8,864 |
| Total interest expense | $6,000 | 8,819 |
| Net interest income | $1,000 | 8,865 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $26,000 | 8,854 |
| Salaries and employee benefits | $0 | 8,845 |
| Premises and equipment expense | $6,000 | 8,783 |
| Additional noninterest expense | $20,000 | 8,841 |
| Pre-tax net operating income | $-25,000 | 8,402 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-25,000 | 8,433 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-25,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-25,000 | 8,403 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,000 | 8,929 |
| Total interest expense | $2,000 | 8,901 |
| Net interest income | $1,000 | 8,925 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $14,000 | 8,919 |
| Salaries and employee benefits | $0 | 8,910 |
| Premises and equipment expense | $3,000 | 8,845 |
| Additional noninterest expense | $11,000 | 8,900 |
| Pre-tax net operating income | $-13,000 | 8,488 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-13,000 | 8,505 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-13,000 | 8,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-13,000 | 8,481 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,000 | 8,972 |
| Total interest expense | $7,000 | 8,923 |
| Net interest income | $1,000 | 8,971 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $150,000 | 7,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $150,000 | 5,690 |
| Total noninterest expense | $150,000 | 8,946 |
| Salaries and employee benefits | $104,000 | 8,916 |
| Premises and equipment expense | $10,000 | 8,917 |
| Additional noninterest expense | $36,000 | 8,948 |
| Pre-tax net operating income | $1,000 | 8,379 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,000 | 8,432 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,000 | 8,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,000 | 8,398 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,000 | 9,021 |
| Total interest expense | $5,000 | 8,973 |
| Net interest income | $0 | 9,019 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $150,000 | 7,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 5,124 |
| Total noninterest expense | $150,000 | 8,975 |
| Salaries and employee benefits | $104,000 | 8,938 |
| Premises and equipment expense | $10,000 | 8,943 |
| Additional noninterest expense | $36,000 | 8,980 |
| Pre-tax net operating income | $0 | 8,460 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $0 | 8,499 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $0 | 8,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $0 | 8,462 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,000 | 9,075 |
| Total interest expense | $3,000 | 9,030 |
| Net interest income | $0 | 9,070 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $134,000 | 6,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $134,000 | 9,003 |
| Salaries and employee benefits | $104,000 | 8,893 |
| Premises and equipment expense | $7,000 | 9,000 |
| Additional noninterest expense | $23,000 | 9,042 |
| Pre-tax net operating income | $0 | 8,510 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $0 | 8,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $0 | 8,517 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,000 | 9,112 |
| Total interest expense | $2,000 | 9,054 |
| Net interest income | $0 | 9,105 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $48,000 | 7,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $48,000 | 5,207 |
| Total noninterest expense | $48,000 | 9,074 |
| Salaries and employee benefits | $32,000 | 9,048 |
| Premises and equipment expense | $4,000 | 9,002 |
| Additional noninterest expense | $12,000 | 9,075 |
| Pre-tax net operating income | $0 | 8,545 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $0 | 8,589 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $0 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $0 | 8,537 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,000 | 9,179 |
| Total interest expense | $4,000 | 9,149 |
| Net interest income | $2,000 | 9,173 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $0 | 9,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $0 | 9,181 |
| Salaries and employee benefits | $0 | 9,160 |
| Premises and equipment expense | $0 | 9,148 |
| Additional noninterest expense | $0 | 9,176 |
| Pre-tax net operating income | $2,000 | 8,519 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $2,000 | 8,620 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,000 | 8,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,000 | 8,531 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,000 | 9,230 |
| Total interest expense | $3,000 | 9,203 |
| Net interest income | $2,000 | 9,225 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $0 | 9,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $0 | 9,236 |
| Salaries and employee benefits | $0 | 9,215 |
| Premises and equipment expense | $0 | 9,202 |
| Additional noninterest expense | $0 | 9,233 |
| Pre-tax net operating income | $2,000 | 8,621 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,000 | 8,719 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,000 | 8,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,000 | 8,623 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,000 | 9,265 |
| Total interest expense | $2,000 | 9,242 |
| Net interest income | $0 | 9,256 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $0 | 9,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $0 | 9,265 |
| Salaries and employee benefits | $0 | 9,245 |
| Premises and equipment expense | $0 | 9,227 |
| Additional noninterest expense | $0 | 9,261 |
| Pre-tax net operating income | $0 | 8,658 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $0 | 8,760 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $0 | 8,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $0 | 8,652 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,000 | 9,307 |
| Total interest expense | $2,000 | 9,258 |
| Net interest income | $0 | 9,301 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $0 | 9,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $0 | 9,308 |
| Salaries and employee benefits | $0 | 9,285 |
| Premises and equipment expense | $0 | 9,263 |
| Additional noninterest expense | $0 | 9,304 |
| Pre-tax net operating income | $0 | 8,688 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $0 | 8,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $0 | 8,657 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,000 | 9,347 |
| Total interest expense | $5,000 | 9,323 |
| Net interest income | $11,000 | 9,342 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $0 | 9,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $10,000 | 9,348 |
| Salaries and employee benefits | $1,000 | 9,329 |
| Premises and equipment expense | $3,000 | 9,311 |
| Additional noninterest expense | $6,000 | 9,344 |
| Pre-tax net operating income | $1,000 | 8,617 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,000 | 8,719 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,000 | 8,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,000 | 8,636 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 7,618 |
| Total interest expense | $701,000 | 8,620 |
| Net interest income | $1,919,000 | 6,562 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,406,000 | 2,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,406,000 | 1,610 |
| Total noninterest expense | $34,725,000 | 490 |
| Salaries and employee benefits | $133,000 | 9,515 |
| Premises and equipment expense | $17,000 | 9,519 |
| Additional noninterest expense | $34,575,000 | 255 |
| Pre-tax net operating income | $-31,400,000 | 9,612 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-31,400,000 | 9,598 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-31,400,000 | 9,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-31,400,000 | 9,596 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 6,891 |
| Total interest expense | $956,000 | 8,311 |
| Net interest income | $2,577,000 | 5,691 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $415,000 | 5,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $415,000 | 3,254 |
| Total noninterest expense | $914,000 | 8,265 |
| Salaries and employee benefits | $178,000 | 9,682 |
| Premises and equipment expense | $38,000 | 9,581 |
| Additional noninterest expense | $698,000 | 5,188 |
| Pre-tax net operating income | $2,078,000 | 3,226 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,078,000 | 2,469 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,078,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,078,000 | 2,472 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 7,158 |
| Total interest expense | $855,000 | 8,552 |
| Net interest income | $2,345,000 | 6,029 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $553,000 | 4,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $553,000 | 2,765 |
| Total noninterest expense | $975,000 | 8,202 |
| Salaries and employee benefits | $228,000 | 9,805 |
| Premises and equipment expense | $64,000 | 9,355 |
| Additional noninterest expense | $683,000 | 5,333 |
| Pre-tax net operating income | $1,923,000 | 3,432 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,917,000 | 2,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,917,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,923,000 | 2,641 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,320,000 | 5,435 |
| Total interest expense | $3,185,000 | 4,493 |
| Net interest income | $2,135,000 | 6,421 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,096,000 | 2,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,096,000 | 1,736 |
| Total noninterest expense | $1,873,000 | 5,835 |
| Salaries and employee benefits | $298,000 | 9,633 |
| Premises and equipment expense | $136,000 | 7,956 |
| Additional noninterest expense | $1,439,000 | 2,879 |
| Pre-tax net operating income | $1,358,000 | 4,480 |
| Securities gains (losses) | $-22,000 | 10,301 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,336,000 | 3,590 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,336,000 | 3,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,358,000 | 3,439 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 4,371 |
| Total interest expense | $4,946,000 | 3,012 |
| Net interest income | $2,282,000 | 6,396 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,228,000 | 1,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,228,000 | 1,019 |
| Total noninterest expense | $4,181,000 | 3,049 |
| Salaries and employee benefits | $748,000 | 7,034 |
| Premises and equipment expense | $209,000 | 6,683 |
| Additional noninterest expense | $3,224,000 | 1,351 |
| Pre-tax net operating income | $329,000 | 8,827 |
| Securities gains (losses) | $-3,988,000 | 10,915 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-3,659,000 | 10,902 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-3,659,000 | 10,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $329,000 | 8,110 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,425,000 | 3,155 |
| Total interest expense | $7,038,000 | 2,201 |
| Net interest income | $3,387,000 | 4,968 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,220,000 | 1,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,220,000 | 1,071 |
| Total noninterest expense | $4,570,000 | 2,973 |
| Salaries and employee benefits | $870,000 | 6,615 |
| Premises and equipment expense | $266,000 | 6,016 |
| Additional noninterest expense | $3,434,000 | 1,542 |
| Pre-tax net operating income | $1,037,000 | 5,606 |
| Securities gains (losses) | $-462,000 | 11,368 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $575,000 | 6,431 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $575,000 | 6,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,037,000 | 4,299 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,997,000 | 2,253 |
| Total interest expense | $11,351,000 | 1,437 |
| Net interest income | $3,646,000 | 4,686 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $5,015,000 | 962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,015,000 | 661 |
| Total noninterest expense | $4,861,000 | 2,787 |
| Salaries and employee benefits | $799,000 | 7,108 |
| Premises and equipment expense | $472,000 | 3,941 |
| Additional noninterest expense | $3,590,000 | 1,458 |
| Pre-tax net operating income | $3,800,000 | 1,940 |
| Securities gains (losses) | $991,000 | 226 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $4,791,000 | 1,107 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,791,000 | 1,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,304 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,800,000 | 1,349 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $90,106,000 | 436 |
| Total interest expense | $59,511,000 | 330 |
| Net interest income | $30,595,000 | 659 |
| Provision for loan and lease losses | $380,000 | 1,889 |
| Total noninterest income | $11,888,000 | 518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-588,000 | 4,928 |
| Additional Noninterest Income | $12,476,000 | 373 |
| Total noninterest expense | $45,190,000 | 427 |
| Salaries and employee benefits | $23,619,000 | 350 |
| Premises and equipment expense | $5,344,000 | 459 |
| Additional noninterest expense | $16,227,000 | 502 |
| Pre-tax net operating income | $-3,087,000 | 12,555 |
| Securities gains (losses) | $-37,353,000 | 12,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-40,440,000 | 12,597 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-40,440,000 | 12,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,127,000 | 223 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-3,087,000 | 12,529 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $123,263,000 | 338 |
| Total interest expense | $80,128,000 | 243 |
| Net interest income | $43,135,000 | 495 |
| Provision for loan and lease losses | $2,519,000 | 680 |
| Total noninterest income | $10,409,000 | 588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-632,000 | 5,141 |
| Additional Noninterest Income | $11,041,000 | 411 |
| Total noninterest expense | $41,607,000 | 466 |
| Salaries and employee benefits | $19,722,000 | 391 |
| Premises and equipment expense | $7,614,000 | 362 |
| Additional noninterest expense | $14,271,000 | 595 |
| Pre-tax net operating income | $9,418,000 | 781 |
| Securities gains (losses) | $9,366,000 | 86 |
| Applicable income taxes | $2,358,000 | 1,058 |
| Income before extraordinary items | $16,426,000 | 359 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $16,426,000 | 370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 2,029 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,277,580 | 585 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $112,743,000 | 398 |
| Total interest expense | $92,477,000 | 269 |
| Net interest income | $20,266,000 | 929 |
| Provision for loan and lease losses | $2,678,000 | 920 |
| Total noninterest income | $25,993,000 | 330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,471,000 | 97 |
| Additional Noninterest Income | $23,522,000 | 234 |
| Total noninterest expense | $31,084,000 | 589 |
| Salaries and employee benefits | $15,755,000 | 473 |
| Premises and equipment expense | $4,360,000 | 572 |
| Additional noninterest expense | $10,969,000 | 712 |
| Pre-tax net operating income | $12,497,000 | 513 |
| Securities gains (losses) | $9,851,000 | 114 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $22,348,000 | 255 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $22,348,000 | 255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,497,000 | 367 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.