Home > First Gwinnett Bank > Assets and Liabilities
First Gwinnett Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $65,620,000 | 6,224 |
| Cash and due from depository institutions | $8,746,000 | 7,163 |
| Interest-bearing balances | $3,670,000 | 1,234 |
| Securities | $11,762,000 | 7,668 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 5,202 |
| Net loans & leases | $40,296,000 | 5,801 |
| Loan loss allowance | $497,000 | 6,084 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,802,000 | 4,059 |
| Other real estate owned | $139,000 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $625,000 | 8,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,620,000 | 6,224 |
| Total liabilities | $57,917,000 | 6,306 |
| Total deposits | $57,310,000 | 6,141 |
| Interest-bearing deposits | $44,202,000 | 6,617 |
| Deposits held in domestic offices | $57,310,000 | 6,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $607,000 | 5,425 |
| Total equity capital | $7,703,000 | 5,432 |
| Total bank equity capital | $7,703,000 | 5,432 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $3,000,000 | 4,170 |
| Undivided profits | $1,703,000 | 7,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $250,000 | 7,919 |
| Earning assets | $57,978,000 | 6,398 |
| Long-term assets (5+ years) | $2,248,000 | 7,646 |
| Average Assets, year-to-date | $61,504,600 | 6,310 |
| Average Assets, quarterly | $63,791,000 | 6,293 |
| Volatile liabilities | $7,824,000 | 5,381 |
| Insider loans | $2,177,000 | 1,977 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,818,000 | 3,098 |
| Tier 1 (core) risk-based capital | $7,627,000 | 5,346 |
| Tier 2 risk-based capital | $497,000 | 5,304 |
| Total risk weighted assets | $47,326,900 | 5,254 |
| Total unused commitments | $10,818,000 | 3,111 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $56,765,000 | 6,923 |
| Cash and due from depository institutions | $5,758,000 | 7,672 |
| Interest-bearing balances | $2,378,000 | 1,386 |
| Securities | $10,630,000 | 8,522 |
| Federal funds sold & reverse repurchase agreements | $1,356,000 | 4,759 |
| Net loans & leases | $36,456,000 | 6,184 |
| Loan loss allowance | $686,000 | 4,898 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,746,000 | 4,109 |
| Other real estate owned | $16,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $803,000 | 7,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,765,000 | 6,923 |
| Total liabilities | $49,972,000 | 7,019 |
| Total deposits | $49,067,000 | 6,894 |
| Interest-bearing deposits | $41,634,000 | 6,909 |
| Deposits held in domestic offices | $49,067,000 | 6,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $905,000 | 3,306 |
| Total equity capital | $6,793,000 | 5,687 |
| Total bank equity capital | $6,793,000 | 5,687 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $793,000 | 9,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 8,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $238,000 | 7,700 |
| Earning assets | $50,820,000 | 6,983 |
| Long-term assets (5+ years) | $5,132,000 | 5,931 |
| Average Assets, year-to-date | $53,056,000 | 7,105 |
| Average Assets, quarterly | $55,808,500 | 6,944 |
| Volatile liabilities | $6,834,000 | 5,638 |
| Insider loans | $3,588,000 | 1,168 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,469,000 | 3,828 |
| Tier 1 (core) risk-based capital | $7,109,000 | 5,540 |
| Tier 2 risk-based capital | $533,550 | 5,010 |
| Total risk weighted assets | $42,531,150 | 5,638 |
| Total unused commitments | $7,469,000 | 3,835 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $48,178,000 | 7,926 |
| Cash and due from depository institutions | $5,141,000 | 8,210 |
| Interest-bearing balances | $1,575,000 | 2,768 |
| Securities | $6,229,000 | 10,657 |
| Federal funds sold & reverse repurchase agreements | $1,078,000 | 7,572 |
| Net loans & leases | $33,085,000 | 6,545 |
| Loan loss allowance | $455,000 | 6,791 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,810,000 | 3,972 |
| Other real estate owned | $309,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $526,000 | 9,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,178,000 | 7,926 |
| Total liabilities | $41,732,000 | 8,124 |
| Total deposits | $41,451,000 | 7,977 |
| Interest-bearing deposits | $35,028,000 | 8,047 |
| Deposits held in domestic offices | $41,451,000 | 7,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $281,000 | 7,841 |
| Total equity capital | $6,446,000 | 6,030 |
| Total bank equity capital | $6,446,000 | 6,030 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $446,000 | 10,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,392,000 | 2,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $130,000 | 10,073 |
| Earning assets | $41,967,000 | 8,121 |
| Long-term assets (5+ years) | $3,304,000 | 7,560 |
| Average Assets, year-to-date | $46,126,600 | 7,980 |
| Average Assets, quarterly | $47,965,000 | 7,891 |
| Volatile liabilities | $5,561,000 | 6,143 |
| Insider loans | $2,208,000 | 1,862 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,475,000 | 4,159 |
| Tier 1 (core) risk-based capital | $6,446,000 | 5,954 |
| Tier 2 risk-based capital | $455,000 | 5,689 |
| Total risk weighted assets | $38,489,700 | 6,076 |
| Total unused commitments | $6,475,000 | 4,185 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $43,726,000 | 8,541 |
| Cash and due from depository institutions | $4,190,000 | 9,137 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $7,286,000 | 10,377 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 9,103 |
| Net loans & leases | $28,182,000 | 7,340 |
| Loan loss allowance | $564,000 | 5,910 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,813,000 | 3,931 |
| Other real estate owned | $817,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $587,000 | 8,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,726,000 | 8,541 |
| Total liabilities | $37,332,000 | 8,856 |
| Total deposits | $36,896,000 | 8,755 |
| Interest-bearing deposits | $31,280,000 | 8,829 |
| Deposits held in domestic offices | $36,896,000 | 8,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $436,000 | 6,452 |
| Total equity capital | $6,394,000 | 5,821 |
| Total bank equity capital | $6,394,000 | 5,821 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $394,000 | 11,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,757,000 | 2,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $131,000 | 10,579 |
| Earning assets | $36,417,000 | 8,980 |
| Long-term assets (5+ years) | $3,943,000 | 7,228 |
| Average Assets, year-to-date | $44,279,400 | 8,330 |
| Average Assets, quarterly | $43,946,500 | 8,456 |
| Volatile liabilities | $4,321,000 | 7,131 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,910,000 | 4,158 |
| Tier 1 (core) risk-based capital | $6,394,000 | 5,748 |
| Tier 2 risk-based capital | $423,440 | 5,997 |
| Total risk weighted assets | $33,734,740 | 6,762 |
| Total unused commitments | $5,910,000 | 4,179 |
| Derivatives | $0 | 651 |