Home > First Gulf Bank > Income and Expense
First Gulf Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,935,000 | 2,032 |
| Total interest expense | $3,502,000 | 2,303 |
| Net interest income | $10,433,000 | 1,950 |
| Provision for loan and lease losses | $605,000 | 1,632 |
| Total noninterest income | $3,833,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $901,000 | 1,935 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,932,000 | 1,003 |
| Total noninterest expense | $8,393,000 | 1,917 |
| Salaries and employee benefits | $5,417,000 | 1,623 |
| Premises and equipment expense | $966,000 | 2,368 |
| Additional noninterest expense | $2,010,000 | 2,412 |
| Pre-tax net operating income | $5,268,000 | 1,624 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,851,000 | 1,364 |
| Income before extraordinary items | $3,417,000 | 1,846 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,417,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $275,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,417,000 | 1,806 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,042,000 | 2,112 |
| Total interest expense | $2,456,000 | 2,394 |
| Net interest income | $7,586,000 | 1,984 |
| Provision for loan and lease losses | $495,000 | 1,468 |
| Total noninterest income | $3,016,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $706,000 | 1,875 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,310,000 | 973 |
| Total noninterest expense | $6,331,000 | 1,892 |
| Salaries and employee benefits | $4,115,000 | 1,614 |
| Premises and equipment expense | $722,000 | 2,364 |
| Additional noninterest expense | $1,494,000 | 2,403 |
| Pre-tax net operating income | $3,776,000 | 1,701 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,324,000 | 1,432 |
| Income before extraordinary items | $2,452,000 | 1,935 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,452,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,452,000 | 1,884 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 2,170 |
| Total interest expense | $1,596,000 | 2,434 |
| Net interest income | $4,865,000 | 2,055 |
| Provision for loan and lease losses | $285,000 | 1,655 |
| Total noninterest income | $2,009,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $482,000 | 1,816 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,527,000 | 976 |
| Total noninterest expense | $4,180,000 | 1,912 |
| Salaries and employee benefits | $2,732,000 | 1,619 |
| Premises and equipment expense | $477,000 | 2,382 |
| Additional noninterest expense | $971,000 | 2,448 |
| Pre-tax net operating income | $2,409,000 | 1,743 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $839,000 | 1,472 |
| Income before extraordinary items | $1,570,000 | 2,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,570,000 | 2,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,066 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,570,000 | 1,944 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 2,235 |
| Total interest expense | $775,000 | 2,523 |
| Net interest income | $2,364,000 | 2,125 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $944,000 | 1,306 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $244,000 | 1,747 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $700,000 | 1,018 |
| Total noninterest expense | $2,052,000 | 1,956 |
| Salaries and employee benefits | $1,345,000 | 1,656 |
| Premises and equipment expense | $240,000 | 2,404 |
| Additional noninterest expense | $467,000 | 2,519 |
| Pre-tax net operating income | $1,146,000 | 1,794 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $396,000 | 1,565 |
| Income before extraordinary items | $750,000 | 2,048 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $750,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,731 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $750,000 | 1,969 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,677,000 | 2,444 |
| Total interest expense | $3,217,000 | 2,690 |
| Net interest income | $8,460,000 | 2,294 |
| Provision for loan and lease losses | $592,000 | 1,903 |
| Total noninterest income | $4,939,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $950,000 | 1,826 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,989,000 | 900 |
| Total noninterest expense | $8,363,000 | 1,896 |
| Salaries and employee benefits | $5,495,000 | 1,568 |
| Premises and equipment expense | $942,000 | 2,390 |
| Additional noninterest expense | $1,926,000 | 2,499 |
| Pre-tax net operating income | $4,444,000 | 1,812 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,539,000 | 1,591 |
| Income before extraordinary items | $2,905,000 | 2,092 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,905,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,698 |
| Cash dividends | $875,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 9,043 |
| Net operating income | $2,905,000 | 2,004 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,624,000 | 2,514 |
| Total interest expense | $2,466,000 | 2,719 |
| Net interest income | $6,158,000 | 2,379 |
| Provision for loan and lease losses | $592,000 | 1,431 |
| Total noninterest income | $3,964,000 | 1,115 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $714,000 | 1,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,250,000 | 880 |
| Total noninterest expense | $6,305,000 | 1,883 |
| Salaries and employee benefits | $4,221,000 | 1,534 |
| Premises and equipment expense | $692,000 | 2,437 |
| Additional noninterest expense | $1,392,000 | 2,557 |
| Pre-tax net operating income | $3,225,000 | 1,928 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,115,000 | 1,696 |
| Income before extraordinary items | $2,110,000 | 2,218 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,110,000 | 2,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,996 |
| Cash dividends | $650,000 | 2,267 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 9,117 |
| Net operating income | $2,110,000 | 2,103 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 2,541 |
| Total interest expense | $1,720,000 | 2,684 |
| Net interest income | $4,010,000 | 2,423 |
| Provision for loan and lease losses | $462,000 | 1,227 |
| Total noninterest income | $2,473,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $477,000 | 1,776 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,996,000 | 918 |
| Total noninterest expense | $3,982,000 | 1,979 |
| Salaries and employee benefits | $2,666,000 | 1,610 |
| Premises and equipment expense | $452,000 | 2,466 |
| Additional noninterest expense | $864,000 | 2,701 |
| Pre-tax net operating income | $2,039,000 | 1,997 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $702,000 | 1,814 |
| Income before extraordinary items | $1,337,000 | 2,325 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,337,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,463 |
| Cash dividends | $425,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,337,000 | 2,197 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 2,598 |
| Total interest expense | $892,000 | 2,661 |
| Net interest income | $1,937,000 | 2,506 |
| Provision for loan and lease losses | $202,000 | 1,352 |
| Total noninterest income | $1,053,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $242,000 | 1,690 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $811,000 | 1,035 |
| Total noninterest expense | $1,798,000 | 2,181 |
| Salaries and employee benefits | $1,199,000 | 1,783 |
| Premises and equipment expense | $223,000 | 2,509 |
| Additional noninterest expense | $376,000 | 3,009 |
| Pre-tax net operating income | $990,000 | 2,063 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $342,000 | 1,858 |
| Income before extraordinary items | $648,000 | 2,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $648,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 944 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $648,000 | 2,232 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,965,000 | 2,565 |
| Total interest expense | $4,083,000 | 2,693 |
| Net interest income | $7,882,000 | 2,433 |
| Provision for loan and lease losses | $630,000 | 1,978 |
| Total noninterest income | $3,668,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $928,000 | 1,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,740,000 | 1,063 |
| Total noninterest expense | $7,108,000 | 2,111 |
| Salaries and employee benefits | $4,492,000 | 1,782 |
| Premises and equipment expense | $827,000 | 2,608 |
| Additional noninterest expense | $1,789,000 | 2,558 |
| Pre-tax net operating income | $3,812,000 | 2,066 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $1,317,000 | 1,826 |
| Income before extraordinary items | $2,524,000 | 2,331 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,524,000 | 2,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,239 |
| Cash dividends | $350,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,504,860 | 2,269 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,897,000 | 2,645 |
| Total interest expense | $5,936,000 | 2,702 |
| Net interest income | $6,961,000 | 2,573 |
| Provision for loan and lease losses | $537,000 | 2,095 |
| Total noninterest income | $2,900,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $736,000 | 2,051 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,164,000 | 1,171 |
| Total noninterest expense | $5,924,000 | 2,404 |
| Salaries and employee benefits | $3,756,000 | 2,001 |
| Premises and equipment expense | $711,000 | 2,905 |
| Additional noninterest expense | $1,457,000 | 2,949 |
| Pre-tax net operating income | $3,400,000 | 2,018 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,176,000 | 1,843 |
| Income before extraordinary items | $2,224,000 | 2,311 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,224,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,122 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,224,000 | 2,245 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,706,000 | 2,952 |
| Total interest expense | $5,788,000 | 2,882 |
| Net interest income | $5,918,000 | 2,986 |
| Provision for loan and lease losses | $95,000 | 5,433 |
| Total noninterest income | $1,711,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $605,000 | 2,275 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,106,000 | 1,744 |
| Total noninterest expense | $4,568,000 | 2,956 |
| Salaries and employee benefits | $2,781,000 | 2,561 |
| Premises and equipment expense | $618,000 | 3,181 |
| Additional noninterest expense | $1,169,000 | 3,514 |
| Pre-tax net operating income | $2,966,000 | 2,415 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,016,000 | 2,093 |
| Income before extraordinary items | $1,950,000 | 2,633 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,950,000 | 2,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,950,000 | 2,624 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,058,000 | 3,519 |
| Total interest expense | $3,780,000 | 3,768 |
| Net interest income | $5,278,000 | 3,290 |
| Provision for loan and lease losses | $353,000 | 2,335 |
| Total noninterest income | $1,624,000 | 2,178 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $570,000 | 2,343 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,054,000 | 1,797 |
| Total noninterest expense | $4,080,000 | 3,258 |
| Salaries and employee benefits | $2,508,000 | 2,795 |
| Premises and equipment expense | $507,000 | 3,722 |
| Additional noninterest expense | $1,065,000 | 3,810 |
| Pre-tax net operating income | $2,469,000 | 2,822 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $839,000 | 2,540 |
| Income before extraordinary items | $1,636,000 | 3,036 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,636,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,632,040 | 3,001 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,945,000 | 3,958 |
| Total interest expense | $3,397,000 | 4,255 |
| Net interest income | $4,548,000 | 3,698 |
| Provision for loan and lease losses | $387,000 | 2,124 |
| Total noninterest income | $1,329,000 | 2,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $542,000 | 2,376 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $787,000 | 2,197 |
| Total noninterest expense | $3,953,000 | 3,227 |
| Salaries and employee benefits | $2,410,000 | 2,823 |
| Premises and equipment expense | $517,000 | 3,594 |
| Additional noninterest expense | $1,026,000 | 3,873 |
| Pre-tax net operating income | $1,537,000 | 4,109 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $488,000 | 3,907 |
| Income before extraordinary items | $1,053,000 | 4,322 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,053,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,050,280 | 4,238 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 5,747 |
| Total interest expense | $2,005,000 | 6,263 |
| Net interest income | $3,063,000 | 5,216 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $645,000 | 4,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 3,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,824 |
| Total noninterest expense | $2,413,000 | 4,925 |
| Salaries and employee benefits | $1,357,000 | 4,622 |
| Premises and equipment expense | $352,000 | 4,871 |
| Additional noninterest expense | $704,000 | 5,194 |
| Pre-tax net operating income | $1,245,000 | 5,118 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $437,000 | 4,621 |
| Income before extraordinary items | $808,000 | 5,415 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $808,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $808,000 | 5,371 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 7,263 |
| Total interest expense | $1,158,000 | 8,505 |
| Net interest income | $2,449,000 | 6,282 |
| Provision for loan and lease losses | $68,000 | 5,903 |
| Total noninterest income | $314,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,162 |
| Total noninterest expense | $1,755,000 | 6,489 |
| Salaries and employee benefits | $838,000 | 6,783 |
| Premises and equipment expense | $283,000 | 5,797 |
| Additional noninterest expense | $634,000 | 6,135 |
| Pre-tax net operating income | $940,000 | 5,957 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $333,000 | 5,491 |
| Income before extraordinary items | $612,000 | 6,198 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $612,000 | 6,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,238 |
| Cash dividends | $230,000 | 5,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $608,750 | 6,170 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 7,335 |
| Total interest expense | $1,132,000 | 8,806 |
| Net interest income | $2,543,000 | 6,237 |
| Provision for loan and lease losses | $170,000 | 3,392 |
| Total noninterest income | $306,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,317,000 | 7,818 |
| Salaries and employee benefits | $613,000 | 8,276 |
| Premises and equipment expense | $211,000 | 6,988 |
| Additional noninterest expense | $493,000 | 7,308 |
| Pre-tax net operating income | $1,362,000 | 4,797 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $470,000 | 4,385 |
| Income before extraordinary items | $892,000 | 5,029 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $892,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $892,000 | 5,015 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 8,566 |
| Total interest expense | $755,000 | 9,810 |
| Net interest income | $1,939,000 | 7,705 |
| Provision for loan and lease losses | $176,000 | 3,301 |
| Total noninterest income | $269,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,149,000 | 8,816 |
| Salaries and employee benefits | $538,000 | 9,055 |
| Premises and equipment expense | $206,000 | 7,296 |
| Additional noninterest expense | $405,000 | 8,786 |
| Pre-tax net operating income | $883,000 | 6,477 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $339,000 | 5,403 |
| Income before extraordinary items | $544,000 | 6,962 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $544,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $544,000 | 7,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 10,156 |
| Total interest expense | $615,000 | 11,050 |
| Net interest income | $1,394,000 | 9,434 |
| Provision for loan and lease losses | $229,000 | 3,627 |
| Total noninterest income | $252,000 | 8,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $1,152,000 | 9,095 |
| Salaries and employee benefits | $455,000 | 10,093 |
| Premises and equipment expense | $203,000 | 7,624 |
| Additional noninterest expense | $494,000 | 8,274 |
| Pre-tax net operating income | $265,000 | 10,505 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $178,000 | 10,893 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $178,000 | 10,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 13,133 |
| Net operating income | $178,000 | 10,677 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 11,564 |
| Total interest expense | $597,000 | 12,307 |
| Net interest income | $1,080,000 | 10,766 |
| Provision for loan and lease losses | $222,000 | 4,939 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $883,000 | 10,587 |
| Salaries and employee benefits | $365,000 | 11,283 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $327,000 | 10,471 |
| Pre-tax net operating income | $139,000 | 11,634 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $9,000 | 12,400 |
| Income before extraordinary items | $132,000 | 11,516 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $132,000 | 11,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 4,293 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $130,120 | 11,219 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.