Home > First Gulf Bank > Income and Expense
First Gulf Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,613,000 | 4,009 |
| Total interest expense | $5,188,000 | 3,208 |
| Net interest income | $3,425,000 | 5,101 |
| Provision for loan and lease losses | $985,000 | 1,863 |
| Total noninterest income | $274,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $226,000 | 5,500 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $2,347,000 | 5,596 |
| Salaries and employee benefits | $908,000 | 6,570 |
| Premises and equipment expense | $451,000 | 4,345 |
| Additional noninterest expense | $988,000 | 5,101 |
| Pre-tax net operating income | $367,000 | 9,524 |
| Securities gains (losses) | $296,000 | 1,544 |
| Applicable income taxes | $34,000 | 11,696 |
| Income before extraordinary items | $629,000 | 6,379 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $629,000 | 6,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 4,083 |
| Cash dividends | $454,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $347,800 | 8,380 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.