Home > First Guaranty Bank > Income and Expense

First Guaranty Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$182,803,000318
Total interest expense$93,772,000245
Net interest income$89,031,000408
Provision for loan and lease losses$3,714,000388
Total noninterest income$9,990,000740
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,730,000342
Trading account gains and fees$0123
Additional Noninterest Income$6,260,000756
Total noninterest expense$76,844,000385
Salaries and employee benefits$39,983,000400
Premises and equipment expense$9,007,000324
Additional noninterest expense$6,260,000756
Pre-tax net operating income$18,463,000734
Securities gains (losses)$6,000839
Applicable income taxes$3,951,000624
Income before extraordinary items$14,518,000760
Extraordinary gains, net$054
Net income$14,518,000771
Minority interest net income$088
Net income of bank and minority interests.$14,518,000763
Net charge-offs$4,394,000248
Cash dividends$10,579,000473
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,513,260766
2023-09-30 (YTD Data)Rank
Total interest income$132,543,000324
Total interest expense$65,686,000251
Net interest income$66,857,000418
Provision for loan and lease losses$1,489,000529
Total noninterest income$7,457,000745
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,707,000350
Trading account gains and fees$0125
Additional Noninterest Income$4,750,000776
Total noninterest expense$57,417,000381
Salaries and employee benefits$30,010,000403
Premises and equipment expense$6,525,000339
Additional noninterest expense$4,750,000776
Pre-tax net operating income$15,408,000694
Securities gains (losses)$-14,0003,550
Applicable income taxes$3,290,000610
Income before extraordinary items$12,104,000710
Extraordinary gains, net$052
Net income$12,104,000714
Minority interest net income$081
Net income of bank and minority interests.$12,104,000710
Net charge-offs$880,000438
Cash dividends$8,783,000406
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,115,060723
2023-06-30 (YTD Data)Rank
Total interest income$84,966,000317
Total interest expense$39,661,000245
Net interest income$45,305,000406
Provision for loan and lease losses$862,000558
Total noninterest income$5,235,000704
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,770,000343
Trading account gains and fees$0112
Additional Noninterest Income$3,465,000682
Total noninterest expense$38,025,000375
Salaries and employee benefits$19,656,000402
Premises and equipment expense$4,409,000328
Additional noninterest expense$3,465,000682
Pre-tax net operating income$11,653,000623
Securities gains (losses)$-63,0004,129
Applicable income taxes$2,458,000558
Income before extraordinary items$9,132,000640
Extraordinary gains, net$051
Net income$9,132,000651
Minority interest net income$081
Net income of bank and minority interests.$9,132,000640
Net charge-offs$549,000410
Cash dividends$5,783,000405
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,181,770644
2023-03-31 (YTD Data)Rank
Total interest income$41,257,000331
Total interest expense$17,924,000237
Net interest income$23,333,000403
Provision for loan and lease losses$314,000646
Total noninterest income$2,512,000721
Gross Fiduciary activities income$0913
Service charges on deposit accounts$876,000363
Trading account gains and fees$097
Additional Noninterest Income$1,636,000699
Total noninterest expense$19,090,000384
Salaries and employee benefits$9,874,000414
Premises and equipment expense$2,195,000338
Additional noninterest expense$1,636,000699
Pre-tax net operating income$6,441,000600
Securities gains (losses)$7,000681
Applicable income taxes$1,335,000548
Income before extraordinary items$5,113,000609
Extraordinary gains, net$04
Net income$5,113,000608
Minority interest net income$048
Net income of bank and minority interests.$5,113,000608
Net charge-offs$484,000279
Cash dividends$2,243,000439
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,107,470618
2022-12-31 (YTD Data)Rank
Total interest income$136,350,000319
Total interest expense$33,827,000183
Net interest income$102,523,000355
Provision for loan and lease losses$3,656,000346
Total noninterest income$10,663,000732
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,516,000374
Trading account gains and fees$0116
Additional Noninterest Income$7,147,000695
Total noninterest expense$68,855,000409
Salaries and employee benefits$36,256,000422
Premises and equipment expense$8,879,000329
Additional noninterest expense$7,147,000695
Pre-tax net operating income$40,675,000440
Securities gains (losses)$-74,0003,830
Applicable income taxes$8,416,000432
Income before extraordinary items$32,185,000437
Extraordinary gains, net$05
Net income$32,185,000437
Minority interest net income$063
Net income of bank and minority interests.$32,185,000438
Net charge-offs$4,167,000174
Cash dividends$21,863,000280
Sale, conversion, retirement of capital stock, net$0568
Net operating income$32,243,460443
2022-09-30 (YTD Data)Rank
Total interest income$98,108,000317
Total interest expense$19,840,000164
Net interest income$78,268,000345
Provision for loan and lease losses$2,898,000316
Total noninterest income$8,147,000735
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,636,000379
Trading account gains and fees$0111
Additional Noninterest Income$5,511,000709
Total noninterest expense$50,637,000414
Salaries and employee benefits$26,914,000424
Premises and equipment expense$6,709,000328
Additional noninterest expense$5,511,000709
Pre-tax net operating income$32,880,000414
Securities gains (losses)$-75,0004,165
Applicable income taxes$6,838,000405
Income before extraordinary items$25,967,000411
Extraordinary gains, net$04
Net income$25,967,000411
Minority interest net income$057
Net income of bank and minority interests.$25,967,000411
Net charge-offs$3,459,000158
Cash dividends$18,685,000238
Sale, conversion, retirement of capital stock, net$0519
Net operating income$26,026,250419
2022-06-30 (YTD Data)Rank
Total interest income$62,918,000312
Total interest expense$10,712,000145
Net interest income$52,206,000338
Provision for loan and lease losses$1,389,000330
Total noninterest income$4,265,000848
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,723,000383
Trading account gains and fees$0108
Additional Noninterest Income$2,542,000923
Total noninterest expense$33,340,000412
Salaries and employee benefits$17,798,000424
Premises and equipment expense$4,427,000324
Additional noninterest expense$11,115,000404
Pre-tax net operating income$21,742,000405
Securities gains (losses)$-56,0004,268
Applicable income taxes$4,522,000389
Income before extraordinary items$17,164,000402
Extraordinary gains, net$04
Net income$17,164,000402
Minority interest net income$060
Net income of bank and minority interests.$17,164,000402
Net charge-offs$1,835,000174
Cash dividends$12,402,000233
Sale, conversion, retirement of capital stock, net$0494
Net operating income$17,208,240408
2022-03-31 (YTD Data)Rank
Total interest income$30,434,000312
Total interest expense$5,129,000131
Net interest income$25,305,000333
Provision for loan and lease losses$632,000280
Total noninterest income$1,895,000920
Gross Fiduciary activities income$0892
Service charges on deposit accounts$860,000381
Trading account gains and fees$0103
Additional Noninterest Income$1,035,0001,060
Total noninterest expense$16,308,000422
Salaries and employee benefits$8,907,000431
Premises and equipment expense$2,189,000328
Additional noninterest expense$5,212,000415
Pre-tax net operating income$10,260,000417
Securities gains (losses)$-40,0004,416
Applicable income taxes$2,133,000400
Income before extraordinary items$8,087,000421
Extraordinary gains, net$04
Net income$8,087,000420
Minority interest net income$050
Net income of bank and minority interests.$8,087,000421
Net charge-offs$517,000223
Cash dividends$6,102,000228
Sale, conversion, retirement of capital stock, net$0453
Net operating income$8,118,600424
2021-12-31 (YTD Data)Rank
Total interest income$111,779,000331
Total interest expense$20,731,000149
Net interest income$91,048,000367
Provision for loan and lease losses$2,055,000276
Total noninterest income$9,217,000882
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,990,000399
Trading account gains and fees$0132
Additional Noninterest Income$6,227,000927
Total noninterest expense$61,747,000432
Salaries and employee benefits$31,892,000473
Premises and equipment expense$8,633,000332
Additional noninterest expense$21,222,000403
Pre-tax net operating income$36,463,000473
Securities gains (losses)$698,000282
Applicable income taxes$7,726,000461
Income before extraordinary items$29,435,000482
Extraordinary gains, net$010
Net income$29,435,000482
Minority interest net income$074
Net income of bank and minority interests.$29,435,000483
Net charge-offs$2,544,000250
Cash dividends$20,733,000290
Sale, conversion, retirement of capital stock, net$0582
Net operating income$28,883,580481
2021-09-30 (YTD Data)Rank
Total interest income$81,648,000340
Total interest expense$15,640,000153
Net interest income$66,008,000379
Provision for loan and lease losses$1,812,000240
Total noninterest income$6,632,000938
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,150,000410
Trading account gains and fees$0132
Additional Noninterest Income$4,482,000966
Total noninterest expense$45,410,000437
Salaries and employee benefits$23,456,000480
Premises and equipment expense$6,710,000328
Additional noninterest expense$15,244,000420
Pre-tax net operating income$25,418,000513
Securities gains (losses)$865,000212
Applicable income taxes$5,461,000498
Income before extraordinary items$20,822,000512
Extraordinary gains, net$08
Net income$20,822,000511
Minority interest net income$069
Net income of bank and minority interests.$20,822,000512
Net charge-offs$992,000338
Cash dividends$15,733,000266
Sale, conversion, retirement of capital stock, net$0543
Net operating income$20,138,650515
2021-06-30 (YTD Data)Rank
Total interest income$52,299,000349
Total interest expense$10,412,000163
Net interest income$41,887,000397
Provision for loan and lease losses$1,508,000192
Total noninterest income$4,670,000893
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,510,000385
Trading account gains and fees$0133
Additional Noninterest Income$3,160,000931
Total noninterest expense$30,203,000438
Salaries and employee benefits$15,405,000485
Premises and equipment expense$4,494,000326
Additional noninterest expense$10,304,000403
Pre-tax net operating income$14,846,000564
Securities gains (losses)$1,052,000156
Applicable income taxes$3,299,000529
Income before extraordinary items$12,599,000551
Extraordinary gains, net$06
Net income$12,599,000551
Minority interest net income$067
Net income of bank and minority interests.$12,599,000551
Net charge-offs$511,000397
Cash dividends$9,530,000291
Sale, conversion, retirement of capital stock, net$0517
Net operating income$11,767,920577
2021-03-31 (YTD Data)Rank
Total interest income$25,329,000354
Total interest expense$5,286,000172
Net interest income$20,043,000403
Provision for loan and lease losses$608,000304
Total noninterest income$2,132,000960
Gross Fiduciary activities income$0922
Service charges on deposit accounts$773,000380
Trading account gains and fees$0127
Additional Noninterest Income$1,359,0001,046
Total noninterest expense$14,669,000446
Salaries and employee benefits$7,486,000497
Premises and equipment expense$2,309,000324
Additional noninterest expense$4,874,000409
Pre-tax net operating income$6,898,000597
Securities gains (losses)$85,000518
Applicable income taxes$1,446,000584
Income before extraordinary items$5,537,000607
Extraordinary gains, net$03
Net income$5,537,000607
Minority interest net income$055
Net income of bank and minority interests.$5,537,000607
Net charge-offs$334,000324
Cash dividends$3,997,000284
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,469,850602
2020-12-31 (YTD Data)Rank
Total interest income$100,484,000355
Total interest expense$23,877,000236
Net interest income$76,607,000399
Provision for loan and lease losses$14,877,000267
Total noninterest income$7,600,000971
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,893,000394
Trading account gains and fees$0133
Additional Noninterest Income$4,707,0001,057
Total noninterest expense$55,372,000466
Salaries and employee benefits$29,408,000479
Premises and equipment expense$7,658,000364
Additional noninterest expense$18,306,000435
Pre-tax net operating income$13,958,000795
Securities gains (losses)$14,801,00046
Applicable income taxes$5,939,000433
Income before extraordinary items$22,820,000474
Extraordinary gains, net$04
Net income$22,820,000473
Minority interest net income$072
Net income of bank and minority interests.$22,820,000474
Net charge-offs$1,288,000551
Cash dividends$17,100,000310
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,127,210830
2020-09-30 (YTD Data)Rank
Total interest income$75,798,000354
Total interest expense$18,452,000248
Net interest income$57,346,000393
Provision for loan and lease losses$4,626,000515
Total noninterest income$5,644,000945
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,088,000402
Trading account gains and fees$0125
Additional Noninterest Income$3,556,0001,025
Total noninterest expense$40,819,000463
Salaries and employee benefits$22,075,000466
Premises and equipment expense$5,578,000365
Additional noninterest expense$13,166,000445
Pre-tax net operating income$17,545,000494
Securities gains (losses)$2,643,000151
Applicable income taxes$4,182,000420
Income before extraordinary items$16,006,000473
Extraordinary gains, net$04
Net income$16,006,000472
Minority interest net income$065
Net income of bank and minority interests.$16,006,000473
Net charge-offs$967,000515
Cash dividends$12,341,000303
Sale, conversion, retirement of capital stock, net$0532
Net operating income$13,918,030511
2020-06-30 (YTD Data)Rank
Total interest income$50,678,000357
Total interest expense$12,806,000261
Net interest income$37,872,000393
Provision for loan and lease losses$3,081,000545
Total noninterest income$3,658,000921
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,360,000407
Trading account gains and fees$0123
Additional Noninterest Income$2,298,000973
Total noninterest expense$27,333,000452
Salaries and employee benefits$14,858,000462
Premises and equipment expense$3,669,000369
Additional noninterest expense$8,806,000437
Pre-tax net operating income$11,116,000466
Securities gains (losses)$1,855,000136
Applicable income taxes$2,692,000390
Income before extraordinary items$10,279,000434
Extraordinary gains, net$04
Net income$10,279,000433
Minority interest net income$065
Net income of bank and minority interests.$10,279,000434
Net charge-offs$-7,0004,216
Cash dividends$8,051,000311
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,813,550480
2020-03-31 (YTD Data)Rank
Total interest income$25,400,000366
Total interest expense$6,873,000281
Net interest income$18,527,000391
Provision for loan and lease losses$1,245,000536
Total noninterest income$1,838,000858
Gross Fiduciary activities income$0941
Service charges on deposit accounts$809,000393
Trading account gains and fees$0106
Additional Noninterest Income$1,029,000949
Total noninterest expense$13,999,000448
Salaries and employee benefits$7,356,000467
Premises and equipment expense$1,816,000372
Additional noninterest expense$4,827,000404
Pre-tax net operating income$5,121,000462
Securities gains (losses)$499,000185
Applicable income taxes$1,172,000408
Income before extraordinary items$4,448,000447
Extraordinary gains, net$04
Net income$4,448,000447
Minority interest net income$056
Net income of bank and minority interests.$4,448,000447
Net charge-offs$213,000607
Cash dividends$3,679,000361
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,053,790477
2019-12-31 (YTD Data)Rank
Total interest income$91,412,000397
Total interest expense$28,178,000300
Net interest income$63,234,000454
Provision for loan and lease losses$4,860,000264
Total noninterest income$8,166,000804
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,988,000425
Trading account gains and fees$0135
Additional Noninterest Income$5,178,000811
Total noninterest expense$45,954,000505
Salaries and employee benefits$24,700,000534
Premises and equipment expense$6,048,000445
Additional noninterest expense$15,206,000475
Pre-tax net operating income$20,586,000600
Securities gains (losses)$-352,0005,130
Applicable income taxes$4,151,000574
Income before extraordinary items$16,083,000635
Extraordinary gains, net$011
Net income$16,083,000636
Minority interest net income$076
Net income of bank and minority interests.$16,083,000636
Net charge-offs$4,707,000220
Cash dividends$13,982,000384
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,361,080609
2019-09-30 (YTD Data)Rank
Total interest income$67,349,000407
Total interest expense$21,276,000308
Net interest income$46,073,000465
Provision for loan and lease losses$4,148,000233
Total noninterest income$6,206,000787
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,082,000450
Trading account gains and fees$0129
Additional Noninterest Income$4,124,000771
Total noninterest expense$33,072,000521
Salaries and employee benefits$17,885,000551
Premises and equipment expense$4,403,000460
Additional noninterest expense$10,784,000505
Pre-tax net operating income$15,059,000619
Securities gains (losses)$-387,0005,214
Applicable income taxes$3,037,000583
Income before extraordinary items$11,635,000654
Extraordinary gains, net$011
Net income$11,635,000656
Minority interest net income$072
Net income of bank and minority interests.$11,635,000655
Net charge-offs$2,694,000253
Cash dividends$9,138,000396
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,940,730628
2019-06-30 (YTD Data)Rank
Total interest income$45,308,000404
Total interest expense$14,285,000305
Net interest income$31,023,000459
Provision for loan and lease losses$2,421,000251
Total noninterest income$3,089,000955
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,324,000471
Trading account gains and fees$0131
Additional Noninterest Income$1,765,0001,025
Total noninterest expense$22,127,000525
Salaries and employee benefits$11,936,000545
Premises and equipment expense$2,992,000457
Additional noninterest expense$7,199,000509
Pre-tax net operating income$9,564,000624
Securities gains (losses)$-417,0005,269
Applicable income taxes$1,889,000594
Income before extraordinary items$7,258,000679
Extraordinary gains, net$011
Net income$7,258,000679
Minority interest net income$069
Net income of bank and minority interests.$7,258,000679
Net charge-offs$2,289,000216
Cash dividends$5,397,000415
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,587,430634
2019-03-31 (YTD Data)Rank
Total interest income$21,930,000409
Total interest expense$6,956,000307
Net interest income$14,974,000473
Provision for loan and lease losses$787,000337
Total noninterest income$1,547,000924
Gross Fiduciary activities income$0972
Service charges on deposit accounts$654,000468
Trading account gains and fees$0126
Additional Noninterest Income$893,000970
Total noninterest expense$10,861,000530
Salaries and employee benefits$5,900,000547
Premises and equipment expense$1,475,000461
Additional noninterest expense$3,486,000514
Pre-tax net operating income$4,873,000602
Securities gains (losses)$-404,0005,339
Applicable income taxes$918,000595
Income before extraordinary items$3,551,000678
Extraordinary gains, net$05
Net income$3,551,000678
Minority interest net income$052
Net income of bank and minority interests.$3,551,000677
Net charge-offs$562,000304
Cash dividends$2,617,000418
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,870,160614
2018-12-31 (YTD Data)Rank
Total interest income$78,303,000419
Total interest expense$19,692,000317
Net interest income$58,611,000471
Provision for loan and lease losses$1,354,000688
Total noninterest income$6,944,000894
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$3,059,000428
Trading account gains and fees$0126
Additional Noninterest Income$3,885,000936
Total noninterest expense$42,261,000529
Salaries and employee benefits$22,755,000553
Premises and equipment expense$5,585,000478
Additional noninterest expense$13,921,000500
Pre-tax net operating income$21,940,000554
Securities gains (losses)$-1,830,0005,343
Applicable income taxes$4,002,000553
Income before extraordinary items$16,108,000611
Extraordinary gains, net$06
Net income$16,108,000609
Minority interest net income$072
Net income of bank and minority interests.$16,108,000610
Net charge-offs$-197,0005,172
Cash dividends$11,788,000372
Sale, conversion, retirement of capital stock, net$0671
Net operating income$17,572,000567
2018-09-30 (YTD Data)Rank
Total interest income$57,632,000422
Total interest expense$13,905,000316
Net interest income$43,727,000472
Provision for loan and lease losses$568,0001,022
Total noninterest income$5,357,000883
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,310,000418
Trading account gains and fees$0138
Additional Noninterest Income$3,047,000915
Total noninterest expense$31,231,000530
Salaries and employee benefits$16,873,000555
Premises and equipment expense$4,095,000489
Additional noninterest expense$10,263,000502
Pre-tax net operating income$17,285,000533
Securities gains (losses)$-902,0005,430
Applicable income taxes$3,274,000526
Income before extraordinary items$13,109,000574
Extraordinary gains, net$05
Net income$13,109,000572
Minority interest net income$066
Net income of bank and minority interests.$13,109,000573
Net charge-offs$-784,0005,423
Cash dividends$9,581,000328
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,830,600551
2018-06-30 (YTD Data)Rank
Total interest income$37,547,000427
Total interest expense$8,712,000313
Net interest income$28,835,000477
Provision for loan and lease losses$196,0001,556
Total noninterest income$3,613,000866
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,511,000420
Trading account gains and fees$0130
Additional Noninterest Income$2,102,000906
Total noninterest expense$20,443,000540
Salaries and employee benefits$11,134,000562
Premises and equipment expense$2,730,000490
Additional noninterest expense$6,579,000518
Pre-tax net operating income$11,809,000522
Securities gains (losses)$-205,0005,421
Applicable income taxes$2,380,000502
Income before extraordinary items$9,224,000546
Extraordinary gains, net$06
Net income$9,224,000544
Minority interest net income$065
Net income of bank and minority interests.$9,224,000545
Net charge-offs$-1,349,0005,522
Cash dividends$6,667,000305
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,385,950542
2018-03-31 (YTD Data)Rank
Total interest income$18,289,000432
Total interest expense$4,146,000308
Net interest income$14,143,000482
Provision for loan and lease losses$605,000392
Total noninterest income$1,684,000900
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$718,000446
Trading account gains and fees$0123
Additional Noninterest Income$966,000953
Total noninterest expense$10,029,000549
Salaries and employee benefits$5,538,000576
Premises and equipment expense$1,337,000495
Additional noninterest expense$3,154,000545
Pre-tax net operating income$5,193,000563
Securities gains (losses)$10,000437
Applicable income taxes$1,063,000532
Income before extraordinary items$4,140,000579
Extraordinary gains, net$07
Net income$4,140,000580
Minority interest net income$052
Net income of bank and minority interests.$4,140,000579
Net charge-offs$42,0001,283
Cash dividends$3,101,000296
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,132,000580
2017-12-31 (YTD Data)Rank
Total interest income$67,530,000433
Total interest expense$12,875,000319
Net interest income$54,655,000468
Provision for loan and lease losses$3,822,000295
Total noninterest income$6,675,000903
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,538,000504
Trading account gains and fees$0151
Additional Noninterest Income$4,137,000923
Total noninterest expense$36,765,000590
Salaries and employee benefits$19,618,000618
Premises and equipment expense$4,488,000555
Additional noninterest expense$12,659,000537
Pre-tax net operating income$20,743,000536
Securities gains (losses)$1,342,000120
Applicable income taxes$8,232,000478
Income before extraordinary items$13,853,000561
Extraordinary gains, net$09
Net income$13,853,000561
Minority interest net income$076
Net income of bank and minority interests.$13,853,000561
Net charge-offs$5,711,000196
Cash dividends$10,622,000359
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,994,120587
2017-09-30 (YTD Data)Rank
Total interest income$49,457,000444
Total interest expense$9,147,000319
Net interest income$40,310,000478
Provision for loan and lease losses$3,064,000280
Total noninterest income$4,872,000940
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,852,000522
Trading account gains and fees$0145
Additional Noninterest Income$3,020,000965
Total noninterest expense$26,676,000614
Salaries and employee benefits$14,237,000645
Premises and equipment expense$3,248,000579
Additional noninterest expense$9,191,000549
Pre-tax net operating income$15,442,000540
Securities gains (losses)$941,000136
Applicable income taxes$5,664,000450
Income before extraordinary items$10,719,000587
Extraordinary gains, net$09
Net income$10,719,000587
Minority interest net income$071
Net income of bank and minority interests.$10,719,000587
Net charge-offs$3,865,000187
Cash dividends$7,736,000351
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,107,350605
2017-06-30 (YTD Data)Rank
Total interest income$31,755,000453
Total interest expense$5,575,000325
Net interest income$26,180,000485
Provision for loan and lease losses$2,013,000276
Total noninterest income$2,883,0001,030
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,130,000561
Trading account gains and fees$0139
Additional Noninterest Income$1,753,0001,072
Total noninterest expense$16,764,000657
Salaries and employee benefits$8,999,000683
Premises and equipment expense$2,096,000588
Additional noninterest expense$5,669,000602
Pre-tax net operating income$10,286,000534
Securities gains (losses)$879,00097
Applicable income taxes$3,855,000437
Income before extraordinary items$7,310,000573
Extraordinary gains, net$011
Net income$7,310,000572
Minority interest net income$071
Net income of bank and minority interests.$7,310,000573
Net charge-offs$1,550,000266
Cash dividends$5,176,000346
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,738,650594
2017-03-31 (YTD Data)Rank
Total interest income$15,619,000458
Total interest expense$2,571,000328
Net interest income$13,048,000487
Provision for loan and lease losses$711,000347
Total noninterest income$1,345,0001,079
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$556,000569
Trading account gains and fees$0142
Additional Noninterest Income$789,0001,129
Total noninterest expense$8,214,000675
Salaries and employee benefits$4,466,000701
Premises and equipment expense$1,027,000614
Additional noninterest expense$2,721,000628
Pre-tax net operating income$5,468,000495
Securities gains (losses)$476,00095
Applicable income taxes$2,045,000410
Income before extraordinary items$3,899,000530
Extraordinary gains, net$08
Net income$3,899,000529
Minority interest net income$055
Net income of bank and minority interests.$3,899,000530
Net charge-offs$178,000649
Cash dividends$2,846,000305
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,584,840558
2016-12-31 (YTD Data)Rank
Total interest income$58,517,000466
Total interest expense$8,683,000346
Net interest income$49,834,000478
Provision for loan and lease losses$3,705,000333
Total noninterest income$5,249,0001,112
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,303,000566
Trading account gains and fees$0170
Additional Noninterest Income$2,946,0001,221
Total noninterest expense$31,488,000683
Salaries and employee benefits$16,377,000727
Premises and equipment expense$4,227,000589
Additional noninterest expense$10,884,000641
Pre-tax net operating income$19,890,000512
Securities gains (losses)$3,799,00072
Applicable income taxes$8,010,000390
Income before extraordinary items$15,679,000504
Extraordinary gains, net$05
Net income$15,679,000500
Minority interest net income$082
Net income of bank and minority interests.$15,679,000503
Net charge-offs$2,006,000387
Cash dividends$11,858,000329
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,171,660578
2016-09-30 (YTD Data)Rank
Total interest income$43,819,000466
Total interest expense$6,510,000344
Net interest income$37,309,000478
Provision for loan and lease losses$2,978,000297
Total noninterest income$3,986,0001,099
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,764,000556
Trading account gains and fees$0169
Additional Noninterest Income$2,222,0001,218
Total noninterest expense$23,664,000676
Salaries and employee benefits$12,255,000722
Premises and equipment expense$3,085,000602
Additional noninterest expense$8,324,000624
Pre-tax net operating income$14,653,000528
Securities gains (losses)$3,756,00062
Applicable income taxes$6,253,000389
Income before extraordinary items$12,156,000494
Extraordinary gains, net$05
Net income$12,156,000492
Minority interest net income$071
Net income of bank and minority interests.$12,156,000494
Net charge-offs$2,141,000286
Cash dividends$9,216,000312
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,677,040587
2016-06-30 (YTD Data)Rank
Total interest income$29,168,000470
Total interest expense$4,348,000345
Net interest income$24,820,000482
Provision for loan and lease losses$1,736,000332
Total noninterest income$2,721,0001,060
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,220,000525
Trading account gains and fees$0157
Additional Noninterest Income$1,501,0001,188
Total noninterest expense$15,685,000685
Salaries and employee benefits$8,119,000726
Premises and equipment expense$1,963,000632
Additional noninterest expense$5,603,000614
Pre-tax net operating income$10,120,000502
Securities gains (losses)$2,585,00063
Applicable income taxes$4,294,000382
Income before extraordinary items$8,411,000468
Extraordinary gains, net$016
Net income$8,411,000464
Minority interest net income$071
Net income of bank and minority interests.$8,411,000467
Net charge-offs$1,294,000294
Cash dividends$6,408,000298
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,704,900553
2016-03-31 (YTD Data)Rank
Total interest income$14,422,000472
Total interest expense$2,196,000341
Net interest income$12,226,000484
Provision for loan and lease losses$843,000317
Total noninterest income$1,404,0001,011
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$633,000509
Trading account gains and fees$0142
Additional Noninterest Income$771,0001,128
Total noninterest expense$7,787,000693
Salaries and employee benefits$4,036,000736
Premises and equipment expense$968,000648
Additional noninterest expense$2,783,000607
Pre-tax net operating income$5,000,000492
Securities gains (losses)$354,000177
Applicable income taxes$1,792,000422
Income before extraordinary items$3,562,000527
Extraordinary gains, net$012
Net income$3,562,000525
Minority interest net income$062
Net income of bank and minority interests.$3,562,000527
Net charge-offs$843,000243
Cash dividends$2,773,000339
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,324,820542
2015-12-31 (YTD Data)Rank
Total interest income$56,012,000457
Total interest expense$8,446,000327
Net interest income$47,566,000478
Provision for loan and lease losses$3,864,000260
Total noninterest income$5,248,0001,089
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,542,000520
Trading account gains and fees$0159
Additional Noninterest Income$2,706,0001,248
Total noninterest expense$29,739,000695
Salaries and employee benefits$15,324,000745
Premises and equipment expense$3,831,000644
Additional noninterest expense$10,584,000645
Pre-tax net operating income$19,211,000508
Securities gains (losses)$473,000371
Applicable income taxes$6,357,000447
Income before extraordinary items$13,327,000552
Extraordinary gains, net$023
Net income$13,327,000551
Minority interest net income$081
Net income of bank and minority interests.$13,327,000553
Net charge-offs$3,554,000239
Cash dividends$9,843,000401
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,005,360558
2015-09-30 (YTD Data)Rank
Total interest income$41,894,000458
Total interest expense$6,450,000320
Net interest income$35,444,000479
Provision for loan and lease losses$2,878,000251
Total noninterest income$4,101,0001,074
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,854,000542
Trading account gains and fees$0153
Additional Noninterest Income$2,247,0001,173
Total noninterest expense$22,486,000702
Salaries and employee benefits$11,630,000752
Premises and equipment expense$2,910,000656
Additional noninterest expense$7,946,000641
Pre-tax net operating income$14,181,000519
Securities gains (losses)$520,000299
Applicable income taxes$4,899,000452
Income before extraordinary items$9,802,000574
Extraordinary gains, net$021
Net income$9,802,000572
Minority interest net income$078
Net income of bank and minority interests.$9,802,000574
Net charge-offs$2,170,000265
Cash dividends$7,266,000362
Sale, conversion, retirement of capital stock, net$0773
Net operating income$9,453,600579
2015-06-30 (YTD Data)Rank
Total interest income$28,037,000454
Total interest expense$4,363,000316
Net interest income$23,674,000475
Provision for loan and lease losses$1,010,000426
Total noninterest income$2,705,0001,082
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,205,000548
Trading account gains and fees$0157
Additional Noninterest Income$1,500,0001,184
Total noninterest expense$15,059,000698
Salaries and employee benefits$7,832,000748
Premises and equipment expense$1,962,000651
Additional noninterest expense$5,265,000652
Pre-tax net operating income$10,310,000490
Securities gains (losses)$473,000264
Applicable income taxes$3,614,000429
Income before extraordinary items$7,169,000530
Extraordinary gains, net$022
Net income$7,169,000528
Minority interest net income$075
Net income of bank and minority interests.$7,169,000530
Net charge-offs$610,000541
Cash dividends$5,220,000336
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,856,820539
2015-03-31 (YTD Data)Rank
Total interest income$14,030,000451
Total interest expense$2,208,000311
Net interest income$11,822,000480
Provision for loan and lease losses$610,000338
Total noninterest income$1,339,0001,049
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$587,000546
Trading account gains and fees$0152
Additional Noninterest Income$752,0001,145
Total noninterest expense$7,702,000682
Salaries and employee benefits$4,005,000736
Premises and equipment expense$980,000653
Additional noninterest expense$2,717,000620
Pre-tax net operating income$4,849,000501
Securities gains (losses)$316,000254
Applicable income taxes$1,735,000430
Income before extraordinary items$3,430,000536
Extraordinary gains, net$013
Net income$3,430,000535
Minority interest net income$064
Net income of bank and minority interests.$3,430,000536
Net charge-offs$301,000531
Cash dividends$2,415,000320
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,221,440546
2014-12-31 (YTD Data)Rank
Total interest income$53,385,000465
Total interest expense$9,075,000309
Net interest income$44,310,000492
Provision for loan and lease losses$1,962,000473
Total noninterest income$4,990,0001,105
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,402,000576
Trading account gains and fees$0180
Additional Noninterest Income$2,588,0001,214
Total noninterest expense$30,343,000675
Salaries and employee benefits$15,723,000703
Premises and equipment expense$3,914,000632
Additional noninterest expense$10,706,000623
Pre-tax net operating income$16,995,000527
Securities gains (losses)$295,000611
Applicable income taxes$5,721,000450
Income before extraordinary items$11,569,000591
Extraordinary gains, net$017
Net income$11,569,000589
Minority interest net income$084
Net income of bank and minority interests.$11,569,000591
Net charge-offs$3,212,000322
Cash dividends$6,448,000489
Sale, conversion, retirement of capital stock, net$0862
Net operating income$11,371,350590
2014-09-30 (YTD Data)Rank
Total interest income$39,256,000471
Total interest expense$6,886,000306
Net interest income$32,370,000501
Provision for loan and lease losses$1,054,000633
Total noninterest income$3,970,0001,062
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,780,000395
Trading account gains and fees$0174
Additional Noninterest Income$1,190,0001,734
Total noninterest expense$22,476,000679
Salaries and employee benefits$11,663,000713
Premises and equipment expense$2,985,000618
Additional noninterest expense$7,828,000642
Pre-tax net operating income$12,810,000527
Securities gains (losses)$300,000476
Applicable income taxes$4,398,000442
Income before extraordinary items$8,712,000588
Extraordinary gains, net$015
Net income$8,712,000585
Minority interest net income$081
Net income of bank and minority interests.$8,712,000587
Net charge-offs$2,781,000284
Cash dividends$4,338,000501
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,514,000587
2014-06-30 (YTD Data)Rank
Total interest income$26,130,000473
Total interest expense$4,628,000304
Net interest income$21,502,000499
Provision for loan and lease losses$657,000672
Total noninterest income$2,575,0001,067
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,807,000397
Trading account gains and fees$0172
Additional Noninterest Income$768,0001,743
Total noninterest expense$15,096,000676
Salaries and employee benefits$7,744,000713
Premises and equipment expense$1,995,000620
Additional noninterest expense$5,357,000613
Pre-tax net operating income$8,324,000527
Securities gains (losses)$209,000475
Applicable income taxes$2,887,000446
Income before extraordinary items$5,646,000586
Extraordinary gains, net$020
Net income$5,646,000586
Minority interest net income$080
Net income of bank and minority interests.$5,646,000586
Net charge-offs$2,596,000234
Cash dividends$2,810,000498
Sale, conversion, retirement of capital stock, net$0794
Net operating income$5,508,060593
2014-03-31 (YTD Data)Rank
Total interest income$12,848,000478
Total interest expense$2,331,000301
Net interest income$10,517,000513
Provision for loan and lease losses$300,000685
Total noninterest income$1,460,000937
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$903,000390
Trading account gains and fees$0147
Additional Noninterest Income$557,0001,306
Total noninterest expense$7,463,000687
Salaries and employee benefits$3,807,000731
Premises and equipment expense$989,000647
Additional noninterest expense$2,667,000611
Pre-tax net operating income$4,214,000508
Securities gains (losses)$153,000323
Applicable income taxes$1,494,000425
Income before extraordinary items$2,873,000555
Extraordinary gains, net$016
Net income$2,873,000554
Minority interest net income$066
Net income of bank and minority interests.$2,873,000556
Net charge-offs$1,038,000292
Cash dividends$1,425,000457
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,772,020568
2013-12-31 (YTD Data)Rank
Total interest income$50,719,000477
Total interest expense$11,020,000285
Net interest income$39,699,000539
Provision for loan and lease losses$2,520,000518
Total noninterest income$5,773,0001,021
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,929,000379
Trading account gains and fees$0184
Additional Noninterest Income$1,844,0001,611
Total noninterest expense$30,239,000678
Salaries and employee benefits$14,419,000751
Premises and equipment expense$3,935,000627
Additional noninterest expense$11,885,000580
Pre-tax net operating income$12,713,000620
Securities gains (losses)$1,571,000160
Applicable income taxes$4,789,000470
Income before extraordinary items$9,495,000676
Extraordinary gains, net$029
Net income$9,495,000676
Minority interest net income$090
Net income of bank and minority interests.$9,495,000676
Net charge-offs$2,507,000627
Cash dividends$4,669,000606
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,458,140734
2013-09-30 (YTD Data)Rank
Total interest income$37,695,000489
Total interest expense$8,473,000286
Net interest income$29,222,000549
Provision for loan and lease losses$2,011,000493
Total noninterest income$4,435,0001,025
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,968,000378
Trading account gains and fees$0180
Additional Noninterest Income$1,467,0001,575
Total noninterest expense$22,929,000675
Salaries and employee benefits$10,817,000756
Premises and equipment expense$2,956,000630
Additional noninterest expense$9,156,000570
Pre-tax net operating income$8,717,000691
Securities gains (losses)$1,556,000150
Applicable income taxes$3,516,000492
Income before extraordinary items$6,757,000719
Extraordinary gains, net$025
Net income$6,757,000720
Minority interest net income$084
Net income of bank and minority interests.$6,757,000721
Net charge-offs$2,207,000557
Cash dividends$3,354,000581
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,730,040813
2013-06-30 (YTD Data)Rank
Total interest income$24,922,000496
Total interest expense$5,713,000287
Net interest income$19,209,000553
Provision for loan and lease losses$1,704,000417
Total noninterest income$2,915,0001,036
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,961,000369
Trading account gains and fees$0157
Additional Noninterest Income$954,0001,633
Total noninterest expense$15,195,000679
Salaries and employee benefits$7,133,000763
Premises and equipment expense$1,978,000629
Additional noninterest expense$6,084,000579
Pre-tax net operating income$5,225,000742
Securities gains (losses)$1,544,000129
Applicable income taxes$2,359,000484
Income before extraordinary items$4,410,000729
Extraordinary gains, net$022
Net income$4,410,000730
Minority interest net income$082
Net income of bank and minority interests.$4,410,000731
Net charge-offs$1,869,000483
Cash dividends$2,184,000580
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,406,400871
2013-03-31 (YTD Data)Rank
Total interest income$12,499,000499
Total interest expense$2,890,000293
Net interest income$9,609,000557
Provision for loan and lease losses$904,000434
Total noninterest income$1,428,0001,054
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$971,000368
Trading account gains and fees$0148
Additional Noninterest Income$457,0001,679
Total noninterest expense$7,550,000691
Salaries and employee benefits$3,504,000779
Premises and equipment expense$977,000645
Additional noninterest expense$3,069,000574
Pre-tax net operating income$2,583,000743
Securities gains (losses)$777,000137
Applicable income taxes$1,171,000485
Income before extraordinary items$2,189,000716
Extraordinary gains, net$010
Net income$2,189,000716
Minority interest net income$076
Net income of bank and minority interests.$2,189,000717
Net charge-offs$1,839,000277
Cash dividends$1,085,000496
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,683,950859
2012-12-31 (YTD Data)Rank
Total interest income$55,093,000471
Total interest expense$13,032,000313
Net interest income$42,061,000524
Provision for loan and lease losses$4,134,000599
Total noninterest income$4,796,0001,185
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,119,000369
Trading account gains and fees$0166
Additional Noninterest Income$677,0002,943
Total noninterest expense$28,815,000706
Salaries and employee benefits$13,567,000775
Premises and equipment expense$3,699,000652
Additional noninterest expense$11,549,000622
Pre-tax net operating income$13,908,000552
Securities gains (losses)$4,870,00096
Applicable income taxes$6,234,000379
Income before extraordinary items$12,544,000524
Extraordinary gains, net$029
Net income$12,544,000522
Minority interest net income$093
Net income of bank and minority interests.$12,544,000524
Net charge-offs$2,671,000922
Cash dividends$6,400,000464
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,281,100627
2012-09-30 (YTD Data)Rank
Total interest income$41,638,000476
Total interest expense$10,020,000320
Net interest income$31,618,000526
Provision for loan and lease losses$3,014,000621
Total noninterest income$3,885,0001,115
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,047,000377
Trading account gains and fees$0157
Additional Noninterest Income$838,0002,231
Total noninterest expense$21,354,000708
Salaries and employee benefits$10,032,000781
Premises and equipment expense$2,807,000652
Additional noninterest expense$8,515,000630
Pre-tax net operating income$11,135,000535
Securities gains (losses)$3,230,000120
Applicable income taxes$4,847,000372
Income before extraordinary items$9,518,000534
Extraordinary gains, net$020
Net income$9,518,000532
Minority interest net income$086
Net income of bank and minority interests.$9,518,000534
Net charge-offs$2,386,000808
Cash dividends$6,400,000298
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,386,200617
2012-06-30 (YTD Data)Rank
Total interest income$28,552,000464
Total interest expense$6,864,000319
Net interest income$21,688,000511
Provision for loan and lease losses$2,104,000615
Total noninterest income$2,680,0001,076
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,990,000380
Trading account gains and fees$0153
Additional Noninterest Income$690,0001,937
Total noninterest expense$14,097,000710
Salaries and employee benefits$6,692,000776
Premises and equipment expense$1,848,000660
Additional noninterest expense$5,557,000637
Pre-tax net operating income$8,167,000493
Securities gains (losses)$1,483,000179
Applicable income taxes$3,272,000368
Income before extraordinary items$6,378,000514
Extraordinary gains, net$019
Net income$6,378,000513
Minority interest net income$084
Net income of bank and minority interests.$6,378,000514
Net charge-offs$1,842,000733
Cash dividends$4,600,000276
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,399,220572
2012-03-31 (YTD Data)Rank
Total interest income$14,388,000467
Total interest expense$3,537,000322
Net interest income$10,851,000513
Provision for loan and lease losses$1,200,000541
Total noninterest income$1,386,0001,031
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,000,000379
Trading account gains and fees$0148
Additional Noninterest Income$386,0001,798
Total noninterest expense$6,821,000733
Salaries and employee benefits$3,343,000771
Premises and equipment expense$917,000656
Additional noninterest expense$2,561,000666
Pre-tax net operating income$4,216,000482
Securities gains (losses)$728,000194
Applicable income taxes$1,702,000358
Income before extraordinary items$3,242,000499
Extraordinary gains, net$019
Net income$3,242,000500
Minority interest net income$078
Net income of bank and minority interests.$3,242,000500
Net charge-offs$127,0002,244
Cash dividends$1,800,000290
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,761,520558
2011-12-31 (YTD Data)Rank
Total interest income$55,051,000495
Total interest expense$14,993,000367
Net interest income$40,058,000547
Provision for loan and lease losses$10,187,000411
Total noninterest income$6,633,000829
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,608,000425
Trading account gains and fees$0146
Additional Noninterest Income$3,025,0001,035
Total noninterest expense$27,036,000728
Salaries and employee benefits$12,387,000802
Premises and equipment expense$3,451,000721
Additional noninterest expense$11,198,000647
Pre-tax net operating income$9,468,000654
Securities gains (losses)$3,434,000145
Applicable income taxes$3,923,000479
Income before extraordinary items$8,979,000585
Extraordinary gains, net$029
Net income$8,979,000584
Minority interest net income$096
Net income of bank and minority interests.$8,979,000586
Net charge-offs$9,625,000475
Cash dividends$4,600,000449
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,575,200733
2011-09-30 (YTD Data)Rank
Total interest income$40,814,000503
Total interest expense$11,351,000383
Net interest income$29,463,000556
Provision for loan and lease losses$6,855,000460
Total noninterest income$5,331,000797
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,658,000436
Trading account gains and fees$0145
Additional Noninterest Income$2,673,000908
Total noninterest expense$20,023,000728
Salaries and employee benefits$9,276,000806
Premises and equipment expense$2,536,000747
Additional noninterest expense$8,211,000651
Pre-tax net operating income$7,916,000613
Securities gains (losses)$3,004,000128
Applicable income taxes$3,321,000446
Income before extraordinary items$7,599,000542
Extraordinary gains, net$021
Net income$7,599,000541
Minority interest net income$087
Net income of bank and minority interests.$7,599,000542
Net charge-offs$7,468,000448
Cash dividends$3,500,000388
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,496,200687
2011-06-30 (YTD Data)Rank
Total interest income$26,720,000517
Total interest expense$7,474,000410
Net interest income$19,246,000568
Provision for loan and lease losses$3,351,000621
Total noninterest income$2,552,0001,025
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,805,000423
Trading account gains and fees$0153
Additional Noninterest Income$747,0001,638
Total noninterest expense$12,745,000787
Salaries and employee benefits$5,913,000847
Premises and equipment expense$1,599,000798
Additional noninterest expense$5,233,000696
Pre-tax net operating income$5,702,000561
Securities gains (losses)$2,119,000101
Applicable income taxes$2,728,000377
Income before extraordinary items$5,093,000527
Extraordinary gains, net$015
Net income$5,093,000526
Minority interest net income$089
Net income of bank and minority interests.$5,093,000527
Net charge-offs$3,883,000570
Cash dividends$2,000,000425
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,715,650670
2011-03-31 (YTD Data)Rank
Total interest income$13,327,000524
Total interest expense$3,751,000431
Net interest income$9,576,000572
Provision for loan and lease losses$464,0001,493
Total noninterest income$1,200,0001,070
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$813,000458
Trading account gains and fees$0158
Additional Noninterest Income$387,0001,604
Total noninterest expense$6,429,000782
Salaries and employee benefits$2,992,000854
Premises and equipment expense$807,000816
Additional noninterest expense$2,630,000688
Pre-tax net operating income$3,883,000450
Securities gains (losses)$-56,0007,346
Applicable income taxes$1,335,000377
Income before extraordinary items$2,492,000535
Extraordinary gains, net$09
Net income$2,492,000534
Minority interest net income$086
Net income of bank and minority interests.$2,492,000535
Net charge-offs$552,0001,259
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,528,400515
2010-12-31 (YTD Data)Rank
Total interest income$51,723,000574
Total interest expense$13,269,000598
Net interest income$38,454,000570
Provision for loan and lease losses$5,654,0001,046
Total noninterest income$5,698,000970
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,332,000457
Trading account gains and fees$0175
Additional Noninterest Income$2,366,0001,251
Total noninterest expense$25,220,000793
Salaries and employee benefits$11,688,000842
Premises and equipment expense$3,165,000815
Additional noninterest expense$10,367,000725
Pre-tax net operating income$13,278,000423
Securities gains (losses)$2,824,000186
Applicable income taxes$5,523,000340
Income before extraordinary items$10,579,000435
Extraordinary gains, net$029
Net income$10,579,000433
Minority interest net income$0111
Net income of bank and minority interests.$10,579,000436
Net charge-offs$5,257,000968
Cash dividends$6,893,000253
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,715,160490
2010-09-30 (YTD Data)Rank
Total interest income$38,222,000586
Total interest expense$9,526,000651
Net interest income$28,696,000560
Provision for loan and lease losses$2,506,0001,432
Total noninterest income$3,848,0001,034
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,540,000452
Trading account gains and fees$0165
Additional Noninterest Income$1,308,0001,486
Total noninterest expense$18,295,000803
Salaries and employee benefits$8,726,000836
Premises and equipment expense$2,313,000834
Additional noninterest expense$7,256,000748
Pre-tax net operating income$11,743,000378
Securities gains (losses)$2,366,000186
Applicable income taxes$4,926,000280
Income before extraordinary items$9,183,000373
Extraordinary gains, net$023
Net income$9,183,000374
Minority interest net income$0110
Net income of bank and minority interests.$9,183,000374
Net charge-offs$2,851,0001,189
Cash dividends$5,393,000203
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,645,100434
2010-06-30 (YTD Data)Rank
Total interest income$25,119,000600
Total interest expense$6,050,000712
Net interest income$19,069,000564
Provision for loan and lease losses$1,302,0001,660
Total noninterest income$2,520,0001,036
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,651,000462
Trading account gains and fees$0152
Additional Noninterest Income$869,0001,436
Total noninterest expense$12,183,000807
Salaries and employee benefits$5,780,000838
Premises and equipment expense$1,501,000871
Additional noninterest expense$4,902,000735
Pre-tax net operating income$8,104,000352
Securities gains (losses)$1,366,000192
Applicable income taxes$3,307,000271
Income before extraordinary items$6,163,000355
Extraordinary gains, net$019
Net income$6,163,000355
Minority interest net income$0105
Net income of bank and minority interests.$6,163,000355
Net charge-offs$596,0002,245
Cash dividends$3,893,000194
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,275,100402
2010-03-31 (YTD Data)Rank
Total interest income$12,314,000626
Total interest expense$2,970,000766
Net interest income$9,344,000592
Provision for loan and lease losses$679,0001,511
Total noninterest income$1,234,0001,029
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$811,000468
Trading account gains and fees$0175
Additional Noninterest Income$423,0001,453
Total noninterest expense$6,071,000812
Salaries and employee benefits$2,861,000864
Premises and equipment expense$748,000902
Additional noninterest expense$2,462,000741
Pre-tax net operating income$3,828,000356
Securities gains (losses)$261,000428
Applicable income taxes$1,429,000291
Income before extraordinary items$2,660,000406
Extraordinary gains, net$016
Net income$2,660,000407
Minority interest net income$091
Net income of bank and minority interests.$2,660,000408
Net charge-offs$330,0001,939
Cash dividends$2,393,000152
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,490,350424
2009-12-31 (YTD Data)Rank
Total interest income$47,530,000693
Total interest expense$14,730,000793
Net interest income$32,800,000652
Provision for loan and lease losses$4,155,0001,626
Total noninterest income$5,151,0001,070
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,453,000486
Trading account gains and fees$0211
Additional Noninterest Income$1,698,0001,532
Total noninterest expense$23,090,000910
Salaries and employee benefits$10,654,000924
Premises and equipment expense$2,877,000948
Additional noninterest expense$9,559,000834
Pre-tax net operating income$10,706,000391
Securities gains (losses)$1,227,000410
Applicable income taxes$3,940,000320
Income before extraordinary items$7,993,000407
Extraordinary gains, net$034
Net income$7,993,000405
Minority interest net income$0115
Net income of bank and minority interests.$7,993,000408
Net charge-offs$2,717,0001,708
Cash dividends$5,109,000335
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,170,910457
2009-09-30 (YTD Data)Rank
Total interest income$34,850,000729
Total interest expense$11,713,000781
Net interest income$23,137,000693
Provision for loan and lease losses$2,091,0001,850
Total noninterest income$3,754,0001,106
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,571,000492
Trading account gains and fees$0212
Additional Noninterest Income$1,183,0001,631
Total noninterest expense$17,463,000894
Salaries and employee benefits$8,105,000921
Premises and equipment expense$2,105,000970
Additional noninterest expense$7,253,000781
Pre-tax net operating income$7,337,000457
Securities gains (losses)$-200,0007,586
Applicable income taxes$2,478,000383
Income before extraordinary items$4,659,000579
Extraordinary gains, net$027
Net income$4,659,000580
Minority interest net income$0118
Net income of bank and minority interests.$4,659,000581
Net charge-offs$1,678,0001,673
Cash dividends$4,219,000298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,789,000556
2009-06-30 (YTD Data)Rank
Total interest income$22,568,000767
Total interest expense$8,099,000803
Net interest income$14,469,000737
Provision for loan and lease losses$1,349,0001,747
Total noninterest income$2,465,0001,127
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,680,000495
Trading account gains and fees$0193
Additional Noninterest Income$785,0001,674
Total noninterest expense$11,648,000918
Salaries and employee benefits$5,445,000936
Premises and equipment expense$1,404,000999
Additional noninterest expense$4,799,000812
Pre-tax net operating income$3,937,000571
Securities gains (losses)$10,0002,574
Applicable income taxes$1,367,000457
Income before extraordinary items$2,580,000713
Extraordinary gains, net$021
Net income$2,580,000711
Minority interest net income$0112
Net income of bank and minority interests.$2,580,000714
Net charge-offs$1,130,0001,550
Cash dividends$3,119,000276
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,573,500693
2009-03-31 (YTD Data)Rank
Total interest income$11,051,000793
Total interest expense$4,129,000812
Net interest income$6,922,000769
Provision for loan and lease losses$648,0001,533
Total noninterest income$1,142,0001,153
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$815,000495
Trading account gains and fees$0171
Additional Noninterest Income$327,0001,841
Total noninterest expense$5,590,000912
Salaries and employee benefits$2,798,000912
Premises and equipment expense$680,0001,045
Additional noninterest expense$2,112,000791
Pre-tax net operating income$1,826,000681
Securities gains (losses)$02,434
Applicable income taxes$634,000519
Income before extraordinary items$1,192,000890
Extraordinary gains, net$015
Net income$1,192,000890
Minority interest net income$0102
Net income of bank and minority interests.$1,192,000892
Net charge-offs$686,0001,167
Cash dividends$890,000516
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,192,000824
2008-12-31 (YTD Data)Rank
Total interest income$48,019,000771
Total interest expense$15,581,0001,030
Net interest income$32,438,000672
Provision for loan and lease losses$1,634,0002,047
Total noninterest income$4,936,0001,061
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,214,000537
Trading account gains and fees$0154
Additional Noninterest Income$1,722,0001,455
Total noninterest expense$22,078,000898
Salaries and employee benefits$10,525,000949
Premises and equipment expense$2,895,000955
Additional noninterest expense$8,658,000759
Pre-tax net operating income$13,662,000390
Securities gains (losses)$-4,612,0008,067
Applicable income taxes$2,879,000487
Income before extraordinary items$6,171,000655
Extraordinary gains, net$039
Net income$6,171,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,344,0001,663
Cash dividends$7,200,000399
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,307,160439
2008-09-30 (YTD Data)Rank
Total interest income$36,453,000786
Total interest expense$11,922,0001,054
Net interest income$24,531,000686
Provision for loan and lease losses$1,099,0001,731
Total noninterest income$3,790,0001,089
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,407,000545
Trading account gains and fees$0148
Additional Noninterest Income$1,383,0001,440
Total noninterest expense$16,539,000897
Salaries and employee benefits$7,795,000987
Premises and equipment expense$2,167,000961
Additional noninterest expense$6,577,000713
Pre-tax net operating income$10,683,000478
Securities gains (losses)$-4,608,0008,205
Applicable income taxes$2,114,000624
Income before extraordinary items$3,961,000920
Extraordinary gains, net$031
Net income$3,961,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$813,0001,474
Cash dividends$4,700,000487
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,956,200547
2008-06-30 (YTD Data)Rank
Total interest income$24,530,000791
Total interest expense$8,322,0001,046
Net interest income$16,208,000685
Provision for loan and lease losses$692,0001,547
Total noninterest income$2,702,0001,041
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,572,000545
Trading account gains and fees$0149
Additional Noninterest Income$1,130,0001,287
Total noninterest expense$10,952,000897
Salaries and employee benefits$5,121,0001,014
Premises and equipment expense$1,426,000970
Additional noninterest expense$4,405,000690
Pre-tax net operating income$7,266,000499
Securities gains (losses)$2,0002,957
Applicable income taxes$2,536,000434
Income before extraordinary items$4,732,000583
Extraordinary gains, net$021
Net income$4,732,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$525,0001,270
Cash dividends$3,200,000518
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,730,700566
2008-03-31 (YTD Data)Rank
Total interest income$12,815,000784
Total interest expense$4,663,000992
Net interest income$8,152,000681
Provision for loan and lease losses$202,0001,808
Total noninterest income$1,297,0001,077
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$815,000512
Trading account gains and fees$0158
Additional Noninterest Income$482,0001,459
Total noninterest expense$5,519,000874
Salaries and employee benefits$2,574,0001,017
Premises and equipment expense$697,000997
Additional noninterest expense$2,248,000650
Pre-tax net operating income$3,728,000529
Securities gains (losses)$3,0002,367
Applicable income taxes$1,303,000485
Income before extraordinary items$2,428,000628
Extraordinary gains, net$015
Net income$2,428,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,197
Cash dividends$1,400,000561
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,426,050601
2007-12-31 (YTD Data)Rank
Total interest income$55,905,000739
Total interest expense$21,165,000938
Net interest income$34,740,000648
Provision for loan and lease losses$1,918,000871
Total noninterest income$4,346,0001,222
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,089,000565
Trading account gains and fees$0178
Additional Noninterest Income$1,257,0001,902
Total noninterest expense$20,284,000921
Salaries and employee benefits$9,613,0001,044
Premises and equipment expense$2,573,0001,028
Additional noninterest expense$8,098,000710
Pre-tax net operating income$16,884,000531
Securities gains (losses)$-478,0008,365
Applicable income taxes$5,686,000489
Income before extraordinary items$10,720,000609
Extraordinary gains, net$039
Net income$10,720,000607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,726,000501
Cash dividends$21,353,000234
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,030,700589
2007-09-30 (YTD Data)Rank
Total interest income$41,601,000741
Total interest expense$15,708,000948
Net interest income$25,893,000645
Provision for loan and lease losses$679,0001,239
Total noninterest income$2,791,0001,382
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,267,000570
Trading account gains and fees$0184
Additional Noninterest Income$524,0002,770
Total noninterest expense$15,029,000926
Salaries and employee benefits$7,073,0001,064
Premises and equipment expense$1,907,0001,029
Additional noninterest expense$6,049,000695
Pre-tax net operating income$12,976,000561
Securities gains (losses)$-408,0008,440
Applicable income taxes$4,329,000520
Income before extraordinary items$8,239,000642
Extraordinary gains, net$033
Net income$8,239,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$802,000764
Cash dividends$14,853,000259
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,508,280613
2007-06-30 (YTD Data)Rank
Total interest income$26,704,000785
Total interest expense$10,085,000992
Net interest income$16,619,000687
Provision for loan and lease losses$608,000864
Total noninterest income$1,831,0001,415
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,502,000585
Trading account gains and fees$0168
Additional Noninterest Income$329,0002,875
Total noninterest expense$9,659,000979
Salaries and employee benefits$4,569,0001,119
Premises and equipment expense$1,235,0001,085
Additional noninterest expense$3,855,000739
Pre-tax net operating income$8,183,000612
Securities gains (losses)$-228,0008,480
Applicable income taxes$2,740,000563
Income before extraordinary items$5,215,000701
Extraordinary gains, net$029
Net income$5,215,000700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0001,016
Cash dividends$1,723,0001,007
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,365,480671
2007-03-31 (YTD Data)Rank
Total interest income$13,060,000794
Total interest expense$5,090,000966
Net interest income$7,970,000707
Provision for loan and lease losses$187,0001,231
Total noninterest income$844,0001,486
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$691,000602
Trading account gains and fees$0195
Additional Noninterest Income$153,0002,982
Total noninterest expense$4,764,000986
Salaries and employee benefits$2,263,0001,142
Premises and equipment expense$620,0001,077
Additional noninterest expense$1,881,000741
Pre-tax net operating income$3,863,000638
Securities gains (losses)$-66,0008,523
Applicable income taxes$1,308,000592
Income before extraordinary items$2,489,000727
Extraordinary gains, net$022
Net income$2,489,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,002
Cash dividends$834,000946
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,532,560702
2006-12-31 (YTD Data)Rank
Total interest income$50,937,000752
Total interest expense$19,206,000867
Net interest income$31,731,000693
Provision for loan and lease losses$4,419,000268
Total noninterest income$4,333,0001,227
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,502,000488
Trading account gains and fees$0130
Additional Noninterest Income$831,0002,522
Total noninterest expense$18,105,000992
Salaries and employee benefits$7,926,0001,229
Premises and equipment expense$2,342,0001,079
Additional noninterest expense$7,837,000694
Pre-tax net operating income$13,540,000749
Securities gains (losses)$-234,0008,410
Applicable income taxes$4,504,000689
Income before extraordinary items$8,802,000848
Extraordinary gains, net$051
Net income$8,802,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,341,000190
Cash dividends$3,336,0001,015
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,956,440820
2006-09-30 (YTD Data)Rank
Total interest income$37,618,000763
Total interest expense$13,936,000874
Net interest income$23,682,000716
Provision for loan and lease losses$3,619,000237
Total noninterest income$3,232,0001,243
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,581,000497
Trading account gains and fees$0126
Additional Noninterest Income$651,0002,437
Total noninterest expense$13,656,000984
Salaries and employee benefits$5,838,0001,267
Premises and equipment expense$1,741,0001,098
Additional noninterest expense$6,077,000685
Pre-tax net operating income$9,639,000804
Securities gains (losses)$-170,0008,516
Applicable income taxes$3,241,000742
Income before extraordinary items$6,228,000936
Extraordinary gains, net$045
Net income$6,228,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,683,000162
Cash dividends$2,502,000954
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,340,200907
2006-06-30 (YTD Data)Rank
Total interest income$24,157,000779
Total interest expense$8,774,000881
Net interest income$15,383,000731
Provision for loan and lease losses$2,588,000228
Total noninterest income$2,283,0001,187
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,700,000497
Trading account gains and fees$0126
Additional Noninterest Income$583,0002,005
Total noninterest expense$8,655,0001,043
Salaries and employee benefits$3,862,0001,284
Premises and equipment expense$1,183,0001,080
Additional noninterest expense$3,610,000753
Pre-tax net operating income$6,423,000809
Securities gains (losses)$01,185
Applicable income taxes$2,198,000742
Income before extraordinary items$4,225,000925
Extraordinary gains, net$039
Net income$4,225,000926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,722,000236
Cash dividends$1,668,000955
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,225,000903
2006-03-31 (YTD Data)Rank
Total interest income$11,785,000774
Total interest expense$4,176,000879
Net interest income$7,609,000738
Provision for loan and lease losses$830,000311
Total noninterest income$1,080,0001,211
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$809,000508
Trading account gains and fees$0115
Additional Noninterest Income$271,0002,082
Total noninterest expense$4,500,0001,002
Salaries and employee benefits$1,921,0001,294
Premises and equipment expense$611,0001,038
Additional noninterest expense$1,968,000702
Pre-tax net operating income$3,359,000779
Securities gains (losses)$0955
Applicable income taxes$1,150,000713
Income before extraordinary items$2,209,000864
Extraordinary gains, net$021
Net income$2,209,000863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-99,0008,643
Cash dividends$834,000874
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,209,000846
2005-12-31 (YTD Data)Rank
Total interest income$40,329,000796
Total interest expense$12,367,000906
Net interest income$27,962,000752
Provision for loan and lease losses$5,621,000216
Total noninterest income$3,995,0001,280
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,473,000495
Trading account gains and fees$0138
Additional Noninterest Income$522,0003,294
Total noninterest expense$17,173,000987
Salaries and employee benefits$7,227,0001,286
Premises and equipment expense$2,219,0001,087
Additional noninterest expense$7,727,000688
Pre-tax net operating income$9,163,0001,048
Securities gains (losses)$7,0001,594
Applicable income taxes$3,146,000928
Income before extraordinary items$6,024,0001,197
Extraordinary gains, net$046
Net income$6,024,0001,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,934,000251
Cash dividends$3,172,000984
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,019,3801,177
2005-09-30 (YTD Data)Rank
Total interest income$29,312,000802
Total interest expense$8,604,000915
Net interest income$20,708,000753
Provision for loan and lease losses$1,841,000410
Total noninterest income$3,171,0001,234
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,681,000482
Trading account gains and fees$0126
Additional Noninterest Income$490,0002,923
Total noninterest expense$12,212,0001,040
Salaries and employee benefits$5,177,0001,332
Premises and equipment expense$1,649,0001,099
Additional noninterest expense$5,386,000728
Pre-tax net operating income$9,826,000754
Securities gains (losses)$7,0001,597
Applicable income taxes$3,367,000708
Income before extraordinary items$6,466,000831
Extraordinary gains, net$035
Net income$6,466,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,300,000416
Cash dividends$2,335,000930
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,461,380817
2005-06-30 (YTD Data)Rank
Total interest income$19,371,000790
Total interest expense$5,481,000909
Net interest income$13,890,000740
Provision for loan and lease losses$835,000609
Total noninterest income$1,958,0001,289
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,751,000475
Trading account gains and fees$0116
Additional Noninterest Income$207,0003,704
Total noninterest expense$8,049,0001,042
Salaries and employee benefits$3,462,0001,321
Premises and equipment expense$1,079,0001,109
Additional noninterest expense$3,508,000744
Pre-tax net operating income$6,964,000706
Securities gains (losses)$7,0001,472
Applicable income taxes$2,390,000660
Income before extraordinary items$4,581,000772
Extraordinary gains, net$030
Net income$4,581,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$772,000440
Cash dividends$1,542,000911
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,576,380754
2005-03-31 (YTD Data)Rank
Total interest income$9,588,000779
Total interest expense$2,685,000876
Net interest income$6,903,000737
Provision for loan and lease losses$369,000645
Total noninterest income$996,0001,249
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$861,000459
Trading account gains and fees$0115
Additional Noninterest Income$135,0003,174
Total noninterest expense$4,142,0001,006
Salaries and employee benefits$1,794,0001,289
Premises and equipment expense$546,0001,100
Additional noninterest expense$1,802,000704
Pre-tax net operating income$3,389,000720
Securities gains (losses)$3,0001,324
Applicable income taxes$1,162,000677
Income before extraordinary items$2,230,000787
Extraordinary gains, net$024
Net income$2,230,000788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$625,000299
Cash dividends$750,000848
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,228,020767
2004-12-31 (YTD Data)Rank
Total interest income$33,835,000818
Total interest expense$8,057,0001,000
Net interest income$25,778,000758
Provision for loan and lease losses$1,670,000646
Total noninterest income$5,223,0001,047
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,705,000485
Trading account gains and fees$0138
Additional Noninterest Income$1,518,0001,626
Total noninterest expense$16,303,0001,002
Salaries and employee benefits$6,265,0001,413
Premises and equipment expense$2,109,0001,090
Additional noninterest expense$7,929,000658
Pre-tax net operating income$13,028,000697
Securities gains (losses)$-56,0008,615
Applicable income taxes$4,416,000656
Income before extraordinary items$8,556,000772
Extraordinary gains, net$034
Net income$8,556,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$702,0001,003
Cash dividends$2,752,0001,040
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,592,960738
2004-09-30 (YTD Data)Rank
Total interest income$24,433,000842
Total interest expense$5,685,0001,047
Net interest income$18,748,000780
Provision for loan and lease losses$1,087,000725
Total noninterest income$3,943,0001,049
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,799,000489
Trading account gains and fees$0134
Additional Noninterest Income$1,144,0001,608
Total noninterest expense$11,705,0001,032
Salaries and employee benefits$4,503,0001,474
Premises and equipment expense$1,528,0001,125
Additional noninterest expense$5,674,000686
Pre-tax net operating income$9,899,000694
Securities gains (losses)$-64,0008,839
Applicable income taxes$3,366,000665
Income before extraordinary items$6,469,000776
Extraordinary gains, net$026
Net income$6,469,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$484,000977
Cash dividends$2,002,000974
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,511,240736
2004-06-30 (YTD Data)Rank
Total interest income$15,438,000875
Total interest expense$3,572,0001,102
Net interest income$11,866,000824
Provision for loan and lease losses$605,000821
Total noninterest income$2,608,0001,053
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,883,000477
Trading account gains and fees$0130
Additional Noninterest Income$725,0001,672
Total noninterest expense$7,579,0001,057
Salaries and employee benefits$2,980,0001,482
Premises and equipment expense$1,010,0001,141
Additional noninterest expense$3,589,000712
Pre-tax net operating income$6,290,000715
Securities gains (losses)$-68,0008,943
Applicable income taxes$2,127,000689
Income before extraordinary items$4,095,000803
Extraordinary gains, net$021
Net income$4,095,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,107
Cash dividends$1,293,0001,018
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,139,880762
2004-03-31 (YTD Data)Rank
Total interest income$7,630,000899
Total interest expense$1,723,0001,160
Net interest income$5,907,000838
Provision for loan and lease losses$248,000974
Total noninterest income$1,380,000977
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$944,000460
Trading account gains and fees$0121
Additional Noninterest Income$436,0001,429
Total noninterest expense$3,852,0001,051
Salaries and employee benefits$1,475,0001,507
Premises and equipment expense$504,0001,171
Additional noninterest expense$1,873,000676
Pre-tax net operating income$3,187,000701
Securities gains (losses)$-68,0009,048
Applicable income taxes$1,067,000698
Income before extraordinary items$2,052,000811
Extraordinary gains, net$016
Net income$2,052,000811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,000932
Cash dividends$625,000987
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,096,880746
2003-12-31 (YTD Data)Rank
Total interest income$28,716,000981
Total interest expense$6,781,0001,305
Net interest income$21,935,000886
Provision for loan and lease losses$1,258,000940
Total noninterest income$5,136,0001,108
Gross Fiduciary activities income$1,0001,575
Service charges on deposit accounts$3,397,000509
Trading account gains and fees$0160
Additional Noninterest Income$1,738,0001,622
Total noninterest expense$15,160,0001,072
Salaries and employee benefits$5,776,0001,482
Premises and equipment expense$2,105,0001,082
Additional noninterest expense$7,279,000723
Pre-tax net operating income$10,653,000812
Securities gains (losses)$-23,0008,882
Applicable income taxes$3,614,000800
Income before extraordinary items$7,016,000921
Extraordinary gains, net$054
Net income$7,016,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,0001,238
Cash dividends$2,085,0001,335
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,031,180863
2003-09-30 (YTD Data)Rank
Total interest income$21,327,0001,012
Total interest expense$5,189,0001,338
Net interest income$16,138,000914
Provision for loan and lease losses$936,000947
Total noninterest income$3,759,0001,148
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,422,000540
Trading account gains and fees$0153
Additional Noninterest Income$1,337,0001,667
Total noninterest expense$11,193,0001,089
Salaries and employee benefits$4,177,0001,553
Premises and equipment expense$1,584,0001,088
Additional noninterest expense$5,432,000723
Pre-tax net operating income$7,768,000862
Securities gains (losses)$5,0003,620
Applicable income taxes$2,643,000859
Income before extraordinary items$5,130,000983
Extraordinary gains, net$040
Net income$5,130,000983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$552,0001,083
Cash dividends$1,501,0001,255
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,126,700921
2003-06-30 (YTD Data)Rank
Total interest income$14,027,0001,035
Total interest expense$3,546,0001,357
Net interest income$10,481,000934
Provision for loan and lease losses$608,000965
Total noninterest income$2,345,0001,210
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,468,000582
Trading account gains and fees$0150
Additional Noninterest Income$877,0001,665
Total noninterest expense$7,377,0001,108
Salaries and employee benefits$2,785,0001,547
Premises and equipment expense$1,068,0001,082
Additional noninterest expense$3,524,000739
Pre-tax net operating income$4,841,000914
Securities gains (losses)$4,0003,287
Applicable income taxes$1,648,000915
Income before extraordinary items$3,197,0001,044
Extraordinary gains, net$030
Net income$3,197,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0001,214
Cash dividends$959,0001,357
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,194,360970
2003-03-31 (YTD Data)Rank
Total interest income$6,878,0001,071
Total interest expense$1,806,0001,360
Net interest income$5,072,000959
Provision for loan and lease losses$290,000991
Total noninterest income$1,230,0001,137
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$684,000609
Trading account gains and fees$0134
Additional Noninterest Income$546,0001,390
Total noninterest expense$3,829,0001,052
Salaries and employee benefits$1,410,0001,517
Premises and equipment expense$525,0001,103
Additional noninterest expense$1,894,000681
Pre-tax net operating income$2,183,0001,008
Securities gains (losses)$02,891
Applicable income taxes$743,0001,013
Income before extraordinary items$1,440,0001,159
Extraordinary gains, net$021
Net income$1,440,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,000792
Cash dividends$458,0001,309
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,440,0001,070
2002-12-31 (YTD Data)Rank
Total interest income$29,939,0001,028
Total interest expense$9,630,0001,170
Net interest income$20,309,000950
Provision for loan and lease losses$1,560,000914
Total noninterest income$3,689,0001,335
Gross Fiduciary activities income$1,0001,652
Service charges on deposit accounts$2,725,000600
Trading account gains and fees$0153
Additional Noninterest Income$963,0002,240
Total noninterest expense$17,272,000906
Salaries and employee benefits$6,892,0001,168
Premises and equipment expense$2,539,000859
Additional noninterest expense$7,841,000678
Pre-tax net operating income$5,166,0001,584
Securities gains (losses)$200,0001,170
Applicable income taxes$1,827,0001,394
Income before extraordinary items$3,539,0001,694
Extraordinary gains, net$070
Net income$3,539,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$930,0001,038
Cash dividends$1,751,0001,465
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,407,0001,701
2001-12-31 (YTD Data)Rank
Total interest income$33,734,0001,009
Total interest expense$14,009,0001,151
Net interest income$19,725,000897
Provision for loan and lease losses$1,295,0001,022
Total noninterest income$6,351,000819
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,883,000526
Trading account gains and fees$0177
Additional Noninterest Income$3,468,000849
Total noninterest expense$18,055,000836
Salaries and employee benefits$7,040,0001,054
Premises and equipment expense$2,867,000740
Additional noninterest expense$8,148,000663
Pre-tax net operating income$6,726,0001,105
Securities gains (losses)$763,000474
Applicable income taxes$1,442,0001,541
Income before extraordinary items$6,047,000908
Extraordinary gains, net$0105
Net income$6,047,000909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,342,000765
Cash dividends$2,436,0001,111
Sale, conversion, retirement of capital stock, net$-9,000,0009,610
Net operating income$5,428,970971
2000-12-31 (YTD Data)Rank
Total interest income$37,240,000951
Total interest expense$17,603,0001,008
Net interest income$19,637,000887
Provision for loan and lease losses$986,0001,083
Total noninterest income$8,699,000643
Gross Fiduciary activities income$1,0001,318
Service charges on deposit accounts$3,103,000430
Trading account gains and fees$0180
Additional Noninterest Income$5,595,000598
Total noninterest expense$19,986,000752
Salaries and employee benefits$7,638,000922
Premises and equipment expense$3,538,000611
Additional noninterest expense$8,810,000636
Pre-tax net operating income$7,364,0001,028
Securities gains (losses)$259,000367
Applicable income taxes$2,579,000940
Income before extraordinary items$5,044,0001,058
Extraordinary gains, net$038
Net income$5,044,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$781,000891
Cash dividends$3,480,000852
Sale, conversion, retirement of capital stock, net$-8,400,0009,893
Net operating income$4,873,0601,089
1999-12-31 (YTD Data)Rank
Total interest income$25,280,0001,286
Total interest expense$10,719,0001,393
Net interest income$14,561,0001,213
Provision for loan and lease losses$760,0001,238
Total noninterest income$3,188,0001,292
Gross Fiduciary activities income$3,0001,324
Service charges on deposit accounts$2,220,000591
Trading account gains and fees$0173
Additional Noninterest Income$965,0001,928
Total noninterest expense$11,794,0001,173
Salaries and employee benefits$4,510,0001,543
Premises and equipment expense$1,927,0001,052
Additional noninterest expense$5,357,000910
Pre-tax net operating income$5,195,0001,461
Securities gains (losses)$03,155
Applicable income taxes$1,762,0001,384
Income before extraordinary items$3,433,0001,558
Extraordinary gains, net$035
Net income$3,433,0001,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,037
Cash dividends$1,923,0001,414
Sale, conversion, retirement of capital stock, net$24,575,00028
Net operating income$3,433,0001,528
1998-12-31 (YTD Data)Rank
Total interest income$19,178,0001,693
Total interest expense$7,996,0001,908
Net interest income$11,182,0001,519
Provision for loan and lease losses$475,0001,800
Total noninterest income$2,403,0001,587
Gross Fiduciary activities income$3,0001,349
Service charges on deposit accounts$1,707,000730
Trading account gains and fees$0224
Additional Noninterest Income$693,0002,407
Total noninterest expense$7,957,0001,660
Salaries and employee benefits$3,223,0002,103
Premises and equipment expense$1,440,0001,353
Additional noninterest expense$3,294,0001,335
Pre-tax net operating income$5,153,0001,436
Securities gains (losses)$-3,0009,968
Applicable income taxes$1,749,0001,420
Income before extraordinary items$3,401,0001,551
Extraordinary gains, net$032
Net income$3,401,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,883
Cash dividends$1,432,0001,727
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,402,9801,493
1997-12-31 (YTD Data)Rank
Total interest income$17,361,0001,900
Total interest expense$6,932,0002,171
Net interest income$10,429,0001,673
Provision for loan and lease losses$300,0002,568
Total noninterest income$2,414,0001,522
Gross Fiduciary activities income$13,0001,317
Service charges on deposit accounts$1,732,000734
Trading account gains and fees$0239
Additional Noninterest Income$669,0002,285
Total noninterest expense$7,790,0001,681
Salaries and employee benefits$3,315,0001,986
Premises and equipment expense$1,501,0001,304
Additional noninterest expense$2,974,0001,452
Pre-tax net operating income$4,753,0001,627
Securities gains (losses)$03,944
Applicable income taxes$1,387,0001,835
Income before extraordinary items$3,366,0001,608
Extraordinary gains, net$044
Net income$3,366,0001,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,148
Cash dividends$1,435,0001,679
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,366,0001,568
1996-12-31 (YTD Data)Rank
Total interest income$15,953,0002,111
Total interest expense$6,126,0002,503
Net interest income$9,827,0001,805
Provision for loan and lease losses$325,0002,425
Total noninterest income$2,486,0001,557
Gross Fiduciary activities income$6,0001,446
Service charges on deposit accounts$1,646,000804
Trading account gains and fees$0262
Additional Noninterest Income$834,0002,046
Total noninterest expense$7,359,0001,916
Salaries and employee benefits$3,016,0002,211
Premises and equipment expense$1,258,0001,625
Additional noninterest expense$3,085,0001,690
Pre-tax net operating income$4,629,0001,572
Securities gains (losses)$04,148
Applicable income taxes$1,328,0001,813
Income before extraordinary items$3,301,0001,497
Extraordinary gains, net$053
Net income$3,301,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,769
Cash dividends$1,226,0001,834
Sale, conversion, retirement of capital stock, net$-65,00011,336
Net operating income$3,301,0001,464
1995-12-31 (YTD Data)Rank
Total interest income$14,696,0002,290
Total interest expense$5,341,0002,857
Net interest income$9,355,0001,915
Provision for loan and lease losses$185,0003,176
Total noninterest income$2,356,0001,605
Gross Fiduciary activities income$5,0001,518
Service charges on deposit accounts$1,510,000883
Trading account gains and fees$0522
Additional Noninterest Income$841,0002,029
Total noninterest expense$8,449,0001,669
Salaries and employee benefits$3,420,0001,936
Premises and equipment expense$1,209,0001,667
Additional noninterest expense$3,820,0001,387
Pre-tax net operating income$3,077,0002,379
Securities gains (losses)$03,831
Applicable income taxes$1,026,0002,324
Income before extraordinary items$2,051,0002,451
Extraordinary gains, net$065
Net income$2,051,0002,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,743
Cash dividends$969,0002,124
Sale, conversion, retirement of capital stock, net$1,323,000260
Net operating income$2,051,0002,424
1994-12-31 (YTD Data)Rank
Total interest income$12,525,0002,423
Total interest expense$4,240,0002,886
Net interest income$8,285,0002,184
Provision for loan and lease losses$235,0002,747
Total noninterest income$2,250,0001,679
Gross Fiduciary activities income$13,0001,457
Service charges on deposit accounts$1,411,000933
Trading account gains and fees$0475
Additional Noninterest Income$826,0002,095
Total noninterest expense$7,967,0001,823
Salaries and employee benefits$3,195,0002,069
Premises and equipment expense$1,189,0001,734
Additional noninterest expense$3,583,0001,553
Pre-tax net operating income$2,333,0003,012
Securities gains (losses)$03,600
Applicable income taxes$605,0003,500
Income before extraordinary items$1,728,0002,813
Extraordinary gains, net$0249
Net income$1,728,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,192
Cash dividends$625,0002,717
Sale, conversion, retirement of capital stock, net$963,000445
Net operating income$1,728,0002,819
1993-12-31 (YTD Data)Rank
Total interest income$11,964,0002,580
Total interest expense$3,772,0003,338
Net interest income$8,192,0002,198
Provision for loan and lease losses$1,260,0001,120
Total noninterest income$2,531,0001,666
Gross Fiduciary activities income$13,0001,482
Service charges on deposit accounts$1,516,000864
Trading account gains and fees$0532
Additional Noninterest Income$1,002,0002,033
Total noninterest expense$7,998,0001,859
Salaries and employee benefits$3,328,0002,004
Premises and equipment expense$1,203,0001,746
Additional noninterest expense$3,467,0001,698
Pre-tax net operating income$1,465,0004,412
Securities gains (losses)$308,0001,275
Applicable income taxes$588,0003,672
Income before extraordinary items$1,185,0004,061
Extraordinary gains, net$895,000250
Net income$2,080,0002,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,401,000906
Cash dividends$200,0005,372
Sale, conversion, retirement of capital stock, net$3,573,000249
Net operating income$978,6404,532
1992-12-31 (YTD Data)Rank
Total interest income$13,135,0002,684
Total interest expense$5,046,0003,281
Net interest income$8,089,0002,247
Provision for loan and lease losses$825,0002,114
Total noninterest income$2,726,0001,554
Gross Fiduciary activities income$15,0001,506
Service charges on deposit accounts$1,609,000809
Trading account gains and fees$0504
Additional Noninterest Income$1,102,0001,870
Total noninterest expense$9,220,0001,648
Salaries and employee benefits$3,688,0001,799
Premises and equipment expense$820,0002,527
Additional noninterest expense$4,712,0001,397
Pre-tax net operating income$770,0006,713
Securities gains (losses)$236,0001,796
Applicable income taxes$279,0006,238
Income before extraordinary items$727,0005,766
Extraordinary gains, net$279,000326
Net income$1,006,0004,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0003,223
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$557,0806,508

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.