Home > First Guaranty Bank > Net charge- offs to loans
First Guaranty Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1673% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 443 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2153% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2161% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4236% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6247% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0542% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4177% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 912 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,263 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0401% | 4,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9015% | 140 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9703% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8128% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 4,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0494% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0646% | 4,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4048% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9692% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2764% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1206% | 4,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2632% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1923% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2689% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0287% | 4,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.1392% | 4,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4722% | 4,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1340% | 4,583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1210% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1694% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6230% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.2096% | 45 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2026% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 4,219 |
| Percentage Net Loans Charged-off:Construction & development | -0.1943% | 4,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6718% | 4,757 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1770% | 4,628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1243% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7739% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4132% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7279% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 4,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.2989% | 4,306 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0643% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1273% | 3,885 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1272% | 3,422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0453% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0735% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2037% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2334% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.2717% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 0.1046% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 4,385 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0118% | 3,845 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2335% | 3,489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0837% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1999% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9578% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8727% | 222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0892% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0558% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1204% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0140% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1400% | 3,617 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0871% | 295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 3,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8131% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3265% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9089% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0176% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4696% | 3,669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4022% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4021% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5288% | 120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 1,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2104% | 3,673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3179% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4636% | 124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7823% | 3,664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0342% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2214% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2008% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.1814% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8700% | 3,731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0409% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8664% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4029% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7769% | 283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0958% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.2439% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0981% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0368% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0708% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9538% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1512% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7662% | 711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1500% | 3,762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7450% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8723% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7372% | 829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,869 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0225% | 3,782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1200% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1307% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4208% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2341% | 570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3543% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3093% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4330% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2532% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0557% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2437% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2799% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5093% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7486% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6717% | 127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2807% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1813% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1881% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3580% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5405% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3419% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3730% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1196% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2881% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3030% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3591% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2721% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2804% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5478% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5247% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5194% | 114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3211% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1795% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2512% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3646% | 67 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1781% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1515% | 3,864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0346% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4630% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0297% | 95 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8858% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3199% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 4,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0528% | 4,303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8142% | 4,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7188% | 5,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7800% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6542% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8941% | 162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0898% | 5,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0764% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0729% | 4,353 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 1,610 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9966% | 4,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9323% | 5,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4776% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1494% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5122% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2337% | 5,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 4,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 4,839 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1161% | 4,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3433% | 4,088 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4293% | 5,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7474% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9778% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 2,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,486 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,686 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1328% | 4,439 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 794 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5170% | 4,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 4,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1448% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4949% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0986% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5363% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 761 |
| Percentage Net Loans Charged-off:Construction & development | -0.0448% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2501% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2702% | 4,536 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 5,056 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3240% | 4,145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0276% | 4,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7114% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8132% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9282% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7988% | 1,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4938% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1317% | 665 |
| Percentage Net Loans Charged-off:Construction & development | -0.0626% | 4,755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2409% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2798% | 4,564 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 4,998 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3168% | 4,178 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4340% | 366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4847% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6136% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4686% | 1,526 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3039% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1667% | 518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2841% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2987% | 4,601 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 5,025 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3283% | 4,202 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0744% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1446% | 2,501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6063% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0875% | 2,608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0733% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,828 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,806 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3214% | 4,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 5,153 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3948% | 4,246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 5,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0800% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4552% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4044% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4629% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1922% | 689 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3788% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.2774% | 4,764 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1462% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3781% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2071% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2860% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8911% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1884% | 675 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3357% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2584% | 448 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5277% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.2796% | 4,786 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1565% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4245% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3302% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5358% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2563% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4182% | 472 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6144% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2994% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1779% | 691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4823% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.2256% | 4,808 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1068% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3642% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 1,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4505% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0101% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3268% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6159% | 1,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6716% | 458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3976% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2378% | 452 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7812% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | -12.3449% | 4,823 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1562% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9336% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4405% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3518% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6864% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7898% | 896 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3592% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4337% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5414% | 260 |
| Percentage Net Loans Charged-off:Construction & development | 1.0056% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3474% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5653% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2491% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4635% | 4,527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2915% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1110% | 5,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1478% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2444% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1318% | 609 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2221% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3555% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3995% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 0.7903% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0617% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.7230% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2230% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8716% | 4,599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2892% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0070% | 2,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9763% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9155% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8214% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0455% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0751% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.3447% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2799% | 4,938 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1649% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2330% | 4,643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2525% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 1,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5741% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0913% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3193% | 1,709 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3532% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0402% | 5,591 |
| Percentage Net Loans Charged-off:Construction & development | -0.0147% | 4,982 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 5,249 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2794% | 4,963 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1348% | 6,005 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2520% | 4,683 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9497% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1977% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5577% | 1,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4931% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4360% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5714% | 500 |
| Percentage Net Loans Charged-off:Construction & development | 2.0784% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4505% | 721 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3513% | 5,107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4435% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2066% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4626% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0885% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5274% | 1,752 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3196% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3891% | 1,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0384% | 1,288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5128% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6570% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 2.8182% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5623% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3753% | 5,153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1835% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3023% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1735% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1468% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3245% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4225% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3072% | 2,055 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0590% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7246% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9275% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 4.2066% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7464% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4242% | 5,185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2669% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4265% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2532% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1780% | 1,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5473% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6333% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5320% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1139% | 867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5876% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6638% | 413 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 5,208 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0242% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 5,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9370% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1070% | 6,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3740% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9000% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2483% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8348% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1590% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3728% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2882% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.4646% | 1,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3496% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1789% | 2,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5808% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 2,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7652% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0900% | 3,761 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1467% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0979% | 5,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1364% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4426% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3508% | 1,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.6373% | 909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4326% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2138% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4944% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1783% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9015% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0092% | 3,836 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2441% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2057% | 6,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1570% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5695% | 1,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5129% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.9600% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5854% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2929% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7444% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2305% | 1,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9807% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1257% | 5,794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9282% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3123% | 6,143 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0535% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1464% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9680% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 1.8507% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1311% | 404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2012% | 1,680 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2772% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 2,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2099% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2288% | 2,231 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8450% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0677% | 5,502 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0740% | 5,836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4476% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4185% | 2,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0810% | 2,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1187% | 2,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1445% | 421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5354% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4303% | 1,104 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7271% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5599% | 1,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8215% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8844% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2886% | 2,881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3707% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5407% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5628% | 1,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0953% | 2,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1658% | 2,161 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4921% | 338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0471% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5668% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3115% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4147% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7375% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1401% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0199% | 5,792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4027% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6325% | 1,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5707% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.1365% | 1,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2530% | 1,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0553% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4894% | 854 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3397% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9785% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9692% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5777% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1772% | 6,200 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5258% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 3,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 3,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.2723% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1557% | 6,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2602% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9974% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1252% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3351% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1645% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8027% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3882% | 6,429 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3040% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6759% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7301% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 1.5443% | 1,880 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8500% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9281% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6324% | 1,112 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2435% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7198% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0575% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3070% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4463% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4122% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7329% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7132% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 1.8156% | 1,586 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7809% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0315% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5107% | 1,076 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4271% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2676% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2773% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3377% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8600% | 680 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3055% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3772% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0762% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 1.2506% | 1,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2326% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6989% | 1,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7791% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6759% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8020% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9293% | 1,590 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7247% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3992% | 2,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1235% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3856% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5084% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 2.4896% | 905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 1,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8407% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5231% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6448% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3330% | 6,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0322% | 1,326 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0094% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6146% | 1,544 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1099% | 6,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8766% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3640% | 3,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0054% | 3,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0689% | 3,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9727% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1856% | 1,644 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4460% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8955% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8055% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0780% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0645% | 1,714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6275% | 2,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3314% | 3,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0070% | 3,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0611% | 2,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7933% | 674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2477% | 1,383 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1955% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2271% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1197% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9856% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1970% | 4,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1375% | 3,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0102% | 2,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 2,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6418% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8053% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2918% | 3,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8507% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7389% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1582% | 3,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 2,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9428% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1753% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3247% | 2,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9727% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6010% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4544% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3372% | 3,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.5511% | 2,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2035% | 2,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7299% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5460% | 1,179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7724% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6865% | 3,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9342% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1950% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3729% | 3,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3336% | 2,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.4438% | 2,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2561% | 1,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6252% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7683% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2569% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5680% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4950% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3757% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3167% | 2,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.1503% | 2,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2370% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9241% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1334% | 859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2149% | 3,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3684% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9613% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4581% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4239% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 7,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4886% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8572% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0489% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1963% | 2,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3691% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9604% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2235% | 3,995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1375% | 3,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.1824% | 2,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 1,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3015% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2133% | 1,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3160% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5068% | 2,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8654% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6564% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1806% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.2461% | 1,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 1,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2338% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2964% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2241% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4151% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8191% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6676% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1755% | 2,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1089% | 2,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.3639% | 1,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1603% | 1,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4607% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1155% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4121% | 1,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4652% | 2,984 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0642% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 7,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0193% | 7,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 7,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7388% | 966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9534% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3969% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4968% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5135% | 534 |
| Percentage Net Loans Charged-off:Construction & development | -0.5449% | 7,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7696% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7922% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 8.9243% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2855% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1714% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8421% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7426% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1976% | 2,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1367% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.8260% | 7,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3979% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1893% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1981% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1956% | 2,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7688% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4512% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1087% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.6213% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2157% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2223% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0823% | 7,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2724% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2110% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0995% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1239% | 782 |
| Percentage Net Loans Charged-off:Construction & development | 1.0654% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0989% | 7,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3552% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8612% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0621% | 267 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2631% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 8.8709% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0690% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 6,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9487% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6669% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2449% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5318% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 10.7740% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0194% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2354% | 7,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7365% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6988% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6915% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9100% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 5.8607% | 18 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0317% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6002% | 8,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7189% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1936% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0803% | 8,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.2392% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0761% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3818% | 8,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3207% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4177% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8237% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5211% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3471% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3570% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5298% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7950% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2033% | 1,437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3656% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1533% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6681% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6709% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4667% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0474% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4104% | 2,061 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3271% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2360% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2369% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9876% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3973% | 3,256 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4151% | 2,018 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5332% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0934% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4024% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4038% | 358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3834% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1088% | 3,958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 2,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2517% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2525% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2633% | 2,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6332% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8229% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2989% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2998% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1211% | 2,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6691% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2447% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 2,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 1,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2705% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2714% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1291% | 7,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0121% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5734% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1713% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3770% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3784% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7552% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9300% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 3,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0587% | 662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1300% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1437% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1441% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2863% | 3,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8386% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7933% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 2,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1407% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0825% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1758% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1427% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1431% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2359% | 2,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9247% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8292% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1717% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2024% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 0.1292% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2692% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1612% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0710% | 7,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5975% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5145% | 1,185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2893% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3389% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5531% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1254% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1258% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0124% | 2,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6564% | 2,724 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2689% | 2,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6234% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0914% | 1,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5986% | 2,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3723% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8409% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2018% | 1,418 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4144% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1979% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0665% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2300% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2706% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2736% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8720% | 1,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5850% | 3,748 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2599% | 1,157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0050% | 7,621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 126.6067% | 7 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2940% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7466% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7743% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2622% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2347% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 3,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0778% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1073% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6708% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1974% | 3,845 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 4,763 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 4,624 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2247% | 3,706 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4168% | 791 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3319% | 5,712 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |