Home > First Guaranty Bank and Trust Company of Jacksonville > Income and Expense
First Guaranty Bank and Trust Company of Jacksonville, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,444,000 | 2,247 |
| Total interest expense | $5,797,000 | 1,040 |
| Net interest income | $6,647,000 | 3,200 |
| Provision for loan and lease losses | $2,196,000 | 1,473 |
| Total noninterest income | $1,414,000 | 2,546 |
| Gross Fiduciary activities income | $1,370,000 | 337 |
| Service charges on deposit accounts | $689,000 | 2,015 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-645,000 | 7,131 |
| Total noninterest expense | $16,338,000 | 1,210 |
| Salaries and employee benefits | $5,585,000 | 1,732 |
| Premises and equipment expense | $1,733,000 | 1,442 |
| Additional noninterest expense | $9,020,000 | 795 |
| Pre-tax net operating income | $-10,473,000 | 7,218 |
| Securities gains (losses) | $497,000 | 796 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-9,976,000 | 7,210 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,976,000 | 7,210 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,976,000 | 7,210 |
| Net charge-offs | $4,896,000 | 809 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-10,473,000 | 7,214 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,850,000 | 2,146 |
| Total interest expense | $4,565,000 | 1,040 |
| Net interest income | $5,285,000 | 3,073 |
| Provision for loan and lease losses | $797,000 | 2,279 |
| Total noninterest income | $957,000 | 2,685 |
| Gross Fiduciary activities income | $1,045,000 | 329 |
| Service charges on deposit accounts | $532,000 | 1,973 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-620,000 | 7,262 |
| Total noninterest expense | $12,120,000 | 1,218 |
| Salaries and employee benefits | $4,234,000 | 1,718 |
| Premises and equipment expense | $1,330,000 | 1,425 |
| Additional noninterest expense | $6,556,000 | 816 |
| Pre-tax net operating income | $-6,675,000 | 7,280 |
| Securities gains (losses) | $457,000 | 688 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-6,218,000 | 7,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,218,000 | 7,285 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-6,218,000 | 7,286 |
| Net charge-offs | $4,891,000 | 640 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-6,675,000 | 7,288 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,994,000 | 2,037 |
| Total interest expense | $3,201,000 | 1,034 |
| Net interest income | $3,793,000 | 2,866 |
| Provision for loan and lease losses | $448,000 | 2,475 |
| Total noninterest income | $1,177,000 | 1,779 |
| Gross Fiduciary activities income | $695,000 | 337 |
| Service charges on deposit accounts | $360,000 | 1,925 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 4,274 |
| Total noninterest expense | $7,648,000 | 1,300 |
| Salaries and employee benefits | $2,851,000 | 1,721 |
| Premises and equipment expense | $875,000 | 1,442 |
| Additional noninterest expense | $3,922,000 | 921 |
| Pre-tax net operating income | $-3,126,000 | 7,279 |
| Securities gains (losses) | $455,000 | 390 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-2,671,000 | 7,272 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,671,000 | 7,272 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,671,000 | 7,273 |
| Net charge-offs | $3,965,000 | 563 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,126,000 | 7,297 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 2,112 |
| Total interest expense | $1,696,000 | 1,011 |
| Net interest income | $1,690,000 | 3,174 |
| Provision for loan and lease losses | $382,000 | 1,683 |
| Total noninterest income | $360,000 | 2,510 |
| Gross Fiduciary activities income | $342,000 | 343 |
| Service charges on deposit accounts | $193,000 | 1,793 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-175,000 | 7,422 |
| Total noninterest expense | $4,033,000 | 1,240 |
| Salaries and employee benefits | $1,380,000 | 1,794 |
| Premises and equipment expense | $434,000 | 1,486 |
| Additional noninterest expense | $2,219,000 | 804 |
| Pre-tax net operating income | $-2,365,000 | 7,412 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,365,000 | 7,417 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,365,000 | 7,416 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,365,000 | 7,417 |
| Net charge-offs | $3,653,000 | 346 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,365,000 | 7,418 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,777,000 | 1,804 |
| Total interest expense | $8,405,000 | 994 |
| Net interest income | $8,372,000 | 2,617 |
| Provision for loan and lease losses | $8,844,000 | 740 |
| Total noninterest income | $1,874,000 | 2,163 |
| Gross Fiduciary activities income | $1,394,000 | 331 |
| Service charges on deposit accounts | $949,000 | 1,570 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-469,000 | 7,388 |
| Total noninterest expense | $16,744,000 | 1,206 |
| Salaries and employee benefits | $6,317,000 | 1,554 |
| Premises and equipment expense | $1,900,000 | 1,354 |
| Additional noninterest expense | $8,527,000 | 866 |
| Pre-tax net operating income | $-15,342,000 | 7,459 |
| Securities gains (losses) | $17,000 | 3,166 |
| Applicable income taxes | $409,000 | 2,075 |
| Income before extraordinary items | $-15,734,000 | 7,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-15,734,000 | 7,479 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-15,734,000 | 7,479 |
| Net charge-offs | $4,308,000 | 1,143 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-15,751,000 | 7,473 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,163,000 | 1,761 |
| Total interest expense | $6,475,000 | 1,000 |
| Net interest income | $6,688,000 | 2,480 |
| Provision for loan and lease losses | $7,010,000 | 670 |
| Total noninterest income | $1,290,000 | 2,325 |
| Gross Fiduciary activities income | $1,033,000 | 332 |
| Service charges on deposit accounts | $736,000 | 1,576 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-479,000 | 7,574 |
| Total noninterest expense | $12,474,000 | 1,203 |
| Salaries and employee benefits | $4,752,000 | 1,553 |
| Premises and equipment expense | $1,403,000 | 1,392 |
| Additional noninterest expense | $6,319,000 | 855 |
| Pre-tax net operating income | $-11,506,000 | 7,584 |
| Securities gains (losses) | $17,000 | 2,949 |
| Applicable income taxes | $409,000 | 1,858 |
| Income before extraordinary items | $-11,898,000 | 7,606 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-11,898,000 | 7,606 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-11,898,000 | 7,606 |
| Net charge-offs | $4,054,000 | 910 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-11,915,000 | 7,603 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,874,000 | 1,762 |
| Total interest expense | $4,448,000 | 1,007 |
| Net interest income | $4,426,000 | 2,500 |
| Provision for loan and lease losses | $3,935,000 | 776 |
| Total noninterest income | $1,269,000 | 1,703 |
| Gross Fiduciary activities income | $708,000 | 330 |
| Service charges on deposit accounts | $508,000 | 1,551 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 5,522 |
| Total noninterest expense | $7,906,000 | 1,257 |
| Salaries and employee benefits | $3,123,000 | 1,589 |
| Premises and equipment expense | $914,000 | 1,442 |
| Additional noninterest expense | $3,869,000 | 910 |
| Pre-tax net operating income | $-6,146,000 | 7,598 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-6,142,000 | 7,625 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,142,000 | 7,625 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,142,000 | 7,625 |
| Net charge-offs | $620,000 | 2,203 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,146,000 | 7,623 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 1,755 |
| Total interest expense | $2,299,000 | 1,022 |
| Net interest income | $2,264,000 | 2,484 |
| Provision for loan and lease losses | $1,652,000 | 839 |
| Total noninterest income | $983,000 | 1,256 |
| Gross Fiduciary activities income | $329,000 | 345 |
| Service charges on deposit accounts | $250,000 | 1,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $404,000 | 1,502 |
| Total noninterest expense | $3,711,000 | 1,354 |
| Salaries and employee benefits | $1,524,000 | 1,642 |
| Premises and equipment expense | $467,000 | 1,459 |
| Additional noninterest expense | $1,720,000 | 1,017 |
| Pre-tax net operating income | $-2,116,000 | 7,611 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,112,000 | 7,655 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,112,000 | 7,656 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,112,000 | 7,656 |
| Net charge-offs | $18,000 | 4,498 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,116,000 | 7,652 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,165,000 | 1,548 |
| Total interest expense | $10,804,000 | 1,095 |
| Net interest income | $11,361,000 | 1,951 |
| Provision for loan and lease losses | $17,249,000 | 547 |
| Total noninterest income | $3,055,000 | 1,592 |
| Gross Fiduciary activities income | $1,178,000 | 349 |
| Service charges on deposit accounts | $1,137,000 | 1,497 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $740,000 | 2,574 |
| Total noninterest expense | $15,893,000 | 1,304 |
| Salaries and employee benefits | $7,005,000 | 1,445 |
| Premises and equipment expense | $2,188,000 | 1,246 |
| Additional noninterest expense | $6,700,000 | 1,158 |
| Pre-tax net operating income | $-18,726,000 | 7,692 |
| Securities gains (losses) | $75,000 | 2,354 |
| Applicable income taxes | $-1,542,000 | 7,436 |
| Income before extraordinary items | $-17,109,000 | 7,700 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-17,109,000 | 7,699 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-17,109,000 | 7,699 |
| Net charge-offs | $15,475,000 | 490 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-17,178,000 | 7,702 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,690,000 | 1,482 |
| Total interest expense | $8,427,000 | 1,106 |
| Net interest income | $9,263,000 | 1,801 |
| Provision for loan and lease losses | $4,236,000 | 1,172 |
| Total noninterest income | $2,341,000 | 1,584 |
| Gross Fiduciary activities income | $879,000 | 350 |
| Service charges on deposit accounts | $857,000 | 1,493 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $605,000 | 2,508 |
| Total noninterest expense | $11,561,000 | 1,325 |
| Salaries and employee benefits | $5,300,000 | 1,447 |
| Premises and equipment expense | $1,470,000 | 1,401 |
| Additional noninterest expense | $4,791,000 | 1,174 |
| Pre-tax net operating income | $-4,193,000 | 7,430 |
| Securities gains (losses) | $75,000 | 2,025 |
| Applicable income taxes | $-1,548,000 | 7,666 |
| Income before extraordinary items | $-2,570,000 | 7,306 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,570,000 | 7,305 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,570,000 | 7,306 |
| Net charge-offs | $5,751,000 | 735 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,618,000 | 7,300 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,054,000 | 1,482 |
| Total interest expense | $5,815,000 | 1,128 |
| Net interest income | $6,239,000 | 1,796 |
| Provision for loan and lease losses | $2,936,000 | 1,100 |
| Total noninterest income | $1,541,000 | 1,619 |
| Gross Fiduciary activities income | $586,000 | 352 |
| Service charges on deposit accounts | $567,000 | 1,480 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $388,000 | 2,598 |
| Total noninterest expense | $7,692,000 | 1,358 |
| Salaries and employee benefits | $3,594,000 | 1,447 |
| Premises and equipment expense | $963,000 | 1,454 |
| Additional noninterest expense | $3,135,000 | 1,217 |
| Pre-tax net operating income | $-2,848,000 | 7,546 |
| Securities gains (losses) | $75,000 | 1,666 |
| Applicable income taxes | $-1,065,000 | 7,770 |
| Income before extraordinary items | $-1,708,000 | 7,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,708,000 | 7,389 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,708,000 | 7,388 |
| Net charge-offs | $4,263,000 | 656 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,756,000 | 7,408 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 1,481 |
| Total interest expense | $2,996,000 | 1,140 |
| Net interest income | $3,105,000 | 1,790 |
| Provision for loan and lease losses | $2,059,000 | 741 |
| Total noninterest income | $872,000 | 1,449 |
| Gross Fiduciary activities income | $287,000 | 353 |
| Service charges on deposit accounts | $283,000 | 1,450 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $302,000 | 1,949 |
| Total noninterest expense | $3,563,000 | 1,395 |
| Salaries and employee benefits | $1,690,000 | 1,547 |
| Premises and equipment expense | $466,000 | 1,531 |
| Additional noninterest expense | $1,407,000 | 1,178 |
| Pre-tax net operating income | $-1,645,000 | 7,771 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-630,000 | 7,916 |
| Income before extraordinary items | $-1,015,000 | 7,706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,015,000 | 7,709 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,015,000 | 7,708 |
| Net charge-offs | $3,662,000 | 395 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,015,000 | 7,708 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $29,243,000 | 1,321 |
| Total interest expense | $14,517,000 | 1,119 |
| Net interest income | $14,726,000 | 1,520 |
| Provision for loan and lease losses | $11,480,000 | 528 |
| Total noninterest income | $3,734,000 | 1,337 |
| Gross Fiduciary activities income | $1,266,000 | 355 |
| Service charges on deposit accounts | $1,061,000 | 1,678 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,407,000 | 1,672 |
| Total noninterest expense | $15,104,000 | 1,295 |
| Salaries and employee benefits | $7,394,000 | 1,380 |
| Premises and equipment expense | $2,351,000 | 1,174 |
| Additional noninterest expense | $5,359,000 | 1,197 |
| Pre-tax net operating income | $-8,124,000 | 7,943 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $-3,105,000 | 8,024 |
| Income before extraordinary items | $-5,008,000 | 7,810 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,008,000 | 7,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,407,000 | 914 |
| Cash dividends | $455,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,015,040 | 7,864 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,171,000 | 1,335 |
| Total interest expense | $11,082,000 | 1,145 |
| Net interest income | $11,089,000 | 1,528 |
| Provision for loan and lease losses | $7,150,000 | 511 |
| Total noninterest income | $2,868,000 | 1,342 |
| Gross Fiduciary activities income | $950,000 | 359 |
| Service charges on deposit accounts | $792,000 | 1,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,126,000 | 1,672 |
| Total noninterest expense | $11,470,000 | 1,261 |
| Salaries and employee benefits | $5,893,000 | 1,310 |
| Premises and equipment expense | $1,610,000 | 1,286 |
| Additional noninterest expense | $3,967,000 | 1,159 |
| Pre-tax net operating income | $-4,663,000 | 8,114 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,792,000 | 8,166 |
| Income before extraordinary items | $-2,871,000 | 7,998 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,871,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,998,000 | 828 |
| Cash dividends | $455,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,871,000 | 8,058 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,707,000 | 1,265 |
| Total interest expense | $7,462,000 | 1,171 |
| Net interest income | $8,245,000 | 1,352 |
| Provision for loan and lease losses | $4,660,000 | 459 |
| Total noninterest income | $1,779,000 | 1,452 |
| Gross Fiduciary activities income | $636,000 | 365 |
| Service charges on deposit accounts | $542,000 | 1,630 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $601,000 | 1,993 |
| Total noninterest expense | $7,376,000 | 1,295 |
| Salaries and employee benefits | $3,955,000 | 1,313 |
| Premises and equipment expense | $993,000 | 1,403 |
| Additional noninterest expense | $2,428,000 | 1,231 |
| Pre-tax net operating income | $-2,012,000 | 8,160 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-757,000 | 8,237 |
| Income before extraordinary items | $-1,255,000 | 8,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,255,000 | 8,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 983 |
| Cash dividends | $455,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,255,000 | 8,077 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,352,000 | 1,214 |
| Total interest expense | $3,869,000 | 1,205 |
| Net interest income | $4,483,000 | 1,236 |
| Provision for loan and lease losses | $3,760,000 | 261 |
| Total noninterest income | $902,000 | 1,442 |
| Gross Fiduciary activities income | $331,000 | 360 |
| Service charges on deposit accounts | $270,000 | 1,610 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $301,000 | 1,967 |
| Total noninterest expense | $3,814,000 | 1,269 |
| Salaries and employee benefits | $2,106,000 | 1,230 |
| Premises and equipment expense | $444,000 | 1,573 |
| Additional noninterest expense | $1,264,000 | 1,145 |
| Pre-tax net operating income | $-2,189,000 | 8,378 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-824,000 | 8,390 |
| Income before extraordinary items | $-1,365,000 | 8,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,365,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,070 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,365,000 | 8,344 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,921,000 | 1,287 |
| Total interest expense | $13,977,000 | 1,432 |
| Net interest income | $18,944,000 | 1,179 |
| Provision for loan and lease losses | $690,000 | 1,874 |
| Total noninterest income | $3,524,000 | 1,445 |
| Gross Fiduciary activities income | $1,187,000 | 381 |
| Service charges on deposit accounts | $1,089,000 | 1,645 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,248,000 | 1,909 |
| Total noninterest expense | $15,182,000 | 1,230 |
| Salaries and employee benefits | $8,694,000 | 1,154 |
| Premises and equipment expense | $1,965,000 | 1,346 |
| Additional noninterest expense | $4,523,000 | 1,239 |
| Pre-tax net operating income | $6,596,000 | 1,283 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,628,000 | 900 |
| Income before extraordinary items | $3,968,000 | 1,606 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,968,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,981 |
| Cash dividends | $1,047,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,968,000 | 1,592 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,281,000 | 1,312 |
| Total interest expense | $10,117,000 | 1,485 |
| Net interest income | $14,164,000 | 1,188 |
| Provision for loan and lease losses | $577,000 | 1,388 |
| Total noninterest income | $2,598,000 | 1,469 |
| Gross Fiduciary activities income | $872,000 | 377 |
| Service charges on deposit accounts | $790,000 | 1,672 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $936,000 | 1,917 |
| Total noninterest expense | $11,319,000 | 1,223 |
| Salaries and employee benefits | $6,564,000 | 1,144 |
| Premises and equipment expense | $1,485,000 | 1,323 |
| Additional noninterest expense | $3,270,000 | 1,257 |
| Pre-tax net operating income | $4,866,000 | 1,390 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,981,000 | 967 |
| Income before extraordinary items | $2,885,000 | 1,755 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,885,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $455,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,885,000 | 1,739 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,834,000 | 1,363 |
| Total interest expense | $6,332,000 | 1,596 |
| Net interest income | $9,502,000 | 1,200 |
| Provision for loan and lease losses | $451,000 | 1,116 |
| Total noninterest income | $1,701,000 | 1,518 |
| Gross Fiduciary activities income | $549,000 | 400 |
| Service charges on deposit accounts | $514,000 | 1,715 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $638,000 | 1,898 |
| Total noninterest expense | $7,351,000 | 1,273 |
| Salaries and employee benefits | $4,386,000 | 1,166 |
| Premises and equipment expense | $908,000 | 1,471 |
| Additional noninterest expense | $2,057,000 | 1,345 |
| Pre-tax net operating income | $3,401,000 | 1,380 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,395,000 | 977 |
| Income before extraordinary items | $2,006,000 | 1,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,006,000 | 1,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $455,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,006,000 | 1,706 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,559,000 | 1,430 |
| Total interest expense | $2,990,000 | 1,664 |
| Net interest income | $4,569,000 | 1,248 |
| Provision for loan and lease losses | $111,000 | 1,883 |
| Total noninterest income | $808,000 | 1,571 |
| Gross Fiduciary activities income | $269,000 | 406 |
| Service charges on deposit accounts | $253,000 | 1,701 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $286,000 | 2,020 |
| Total noninterest expense | $3,676,000 | 1,270 |
| Salaries and employee benefits | $2,201,000 | 1,169 |
| Premises and equipment expense | $443,000 | 1,510 |
| Additional noninterest expense | $1,032,000 | 1,299 |
| Pre-tax net operating income | $1,590,000 | 1,466 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $625,000 | 1,079 |
| Income before extraordinary items | $965,000 | 1,771 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $965,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $965,000 | 1,757 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,677,000 | 1,564 |
| Total interest expense | $7,749,000 | 2,103 |
| Net interest income | $17,928,000 | 1,263 |
| Provision for loan and lease losses | $830,000 | 1,235 |
| Total noninterest income | $3,217,000 | 1,518 |
| Gross Fiduciary activities income | $1,110,000 | 371 |
| Service charges on deposit accounts | $932,000 | 1,855 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,175,000 | 1,995 |
| Total noninterest expense | $13,256,000 | 1,346 |
| Salaries and employee benefits | $7,763,000 | 1,253 |
| Premises and equipment expense | $1,652,000 | 1,555 |
| Additional noninterest expense | $3,841,000 | 1,378 |
| Pre-tax net operating income | $7,059,000 | 1,395 |
| Securities gains (losses) | $-102,000 | 8,211 |
| Applicable income taxes | $2,809,000 | 994 |
| Income before extraordinary items | $4,148,000 | 1,731 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,148,000 | 1,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $1,047,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,213,280 | 1,700 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,163,000 | 1,642 |
| Total interest expense | $5,008,000 | 2,318 |
| Net interest income | $13,155,000 | 1,317 |
| Provision for loan and lease losses | $611,000 | 1,193 |
| Total noninterest income | $2,337,000 | 1,579 |
| Gross Fiduciary activities income | $769,000 | 387 |
| Service charges on deposit accounts | $668,000 | 1,931 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $900,000 | 1,974 |
| Total noninterest expense | $9,592,000 | 1,403 |
| Salaries and employee benefits | $5,632,000 | 1,310 |
| Premises and equipment expense | $1,159,000 | 1,659 |
| Additional noninterest expense | $2,801,000 | 1,413 |
| Pre-tax net operating income | $5,289,000 | 1,442 |
| Securities gains (losses) | $-102,000 | 8,410 |
| Applicable income taxes | $2,082,000 | 1,065 |
| Income before extraordinary items | $3,105,000 | 1,779 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,105,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $455,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,170,280 | 1,738 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,671,000 | 1,671 |
| Total interest expense | $2,908,000 | 2,499 |
| Net interest income | $8,763,000 | 1,315 |
| Provision for loan and lease losses | $422,000 | 1,128 |
| Total noninterest income | $1,548,000 | 1,591 |
| Gross Fiduciary activities income | $488,000 | 413 |
| Service charges on deposit accounts | $436,000 | 1,950 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $624,000 | 1,907 |
| Total noninterest expense | $6,314,000 | 1,432 |
| Salaries and employee benefits | $3,791,000 | 1,311 |
| Premises and equipment expense | $739,000 | 1,727 |
| Additional noninterest expense | $1,784,000 | 1,486 |
| Pre-tax net operating income | $3,575,000 | 1,417 |
| Securities gains (losses) | $-102,000 | 8,544 |
| Applicable income taxes | $1,400,000 | 1,068 |
| Income before extraordinary items | $2,073,000 | 1,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,073,000 | 1,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $455,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,138,280 | 1,686 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 1,805 |
| Total interest expense | $1,280,000 | 2,671 |
| Net interest income | $4,061,000 | 1,417 |
| Provision for loan and lease losses | $233,000 | 1,000 |
| Total noninterest income | $760,000 | 1,581 |
| Gross Fiduciary activities income | $254,000 | 404 |
| Service charges on deposit accounts | $214,000 | 1,929 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $292,000 | 1,983 |
| Total noninterest expense | $3,065,000 | 1,477 |
| Salaries and employee benefits | $1,873,000 | 1,329 |
| Premises and equipment expense | $351,000 | 1,802 |
| Additional noninterest expense | $841,000 | 1,549 |
| Pre-tax net operating income | $1,523,000 | 1,606 |
| Securities gains (losses) | $-102,000 | 8,661 |
| Applicable income taxes | $594,000 | 1,207 |
| Income before extraordinary items | $827,000 | 2,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $827,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $892,280 | 1,970 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,647,000 | 1,899 |
| Total interest expense | $2,908,000 | 3,425 |
| Net interest income | $14,739,000 | 1,487 |
| Provision for loan and lease losses | $692,000 | 1,444 |
| Total noninterest income | $2,892,000 | 1,669 |
| Gross Fiduciary activities income | $876,000 | 429 |
| Service charges on deposit accounts | $929,000 | 1,842 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,087,000 | 2,093 |
| Total noninterest expense | $10,716,000 | 1,597 |
| Salaries and employee benefits | $6,227,000 | 1,509 |
| Premises and equipment expense | $1,477,000 | 1,657 |
| Additional noninterest expense | $3,012,000 | 1,675 |
| Pre-tax net operating income | $6,223,000 | 1,534 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,484,000 | 1,134 |
| Income before extraordinary items | $3,739,000 | 1,841 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,739,000 | 1,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,191 |
| Cash dividends | $946,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,739,000 | 1,820 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,473,000 | 1,959 |
| Total interest expense | $1,990,000 | 3,524 |
| Net interest income | $10,483,000 | 1,548 |
| Provision for loan and lease losses | $300,000 | 2,192 |
| Total noninterest income | $2,141,000 | 1,686 |
| Gross Fiduciary activities income | $651,000 | 420 |
| Service charges on deposit accounts | $691,000 | 1,858 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $799,000 | 2,120 |
| Total noninterest expense | $7,745,000 | 1,632 |
| Salaries and employee benefits | $4,489,000 | 1,549 |
| Premises and equipment expense | $1,097,000 | 1,660 |
| Additional noninterest expense | $2,159,000 | 1,728 |
| Pre-tax net operating income | $4,579,000 | 1,564 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,738,000 | 1,222 |
| Income before extraordinary items | $2,841,000 | 1,846 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,841,000 | 1,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $364,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,841,000 | 1,808 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 1,998 |
| Total interest expense | $1,245,000 | 3,531 |
| Net interest income | $6,668,000 | 1,605 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $1,423,000 | 1,666 |
| Gross Fiduciary activities income | $427,000 | 426 |
| Service charges on deposit accounts | $465,000 | 1,797 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $531,000 | 2,095 |
| Total noninterest expense | $4,963,000 | 1,684 |
| Salaries and employee benefits | $2,864,000 | 1,609 |
| Premises and equipment expense | $717,000 | 1,673 |
| Additional noninterest expense | $1,382,000 | 1,783 |
| Pre-tax net operating income | $2,948,000 | 1,583 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,122,000 | 1,235 |
| Income before extraordinary items | $1,826,000 | 1,872 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,826,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $364,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,826,000 | 1,835 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 2,067 |
| Total interest expense | $579,000 | 3,601 |
| Net interest income | $3,158,000 | 1,698 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $686,000 | 1,678 |
| Gross Fiduciary activities income | $210,000 | 437 |
| Service charges on deposit accounts | $224,000 | 1,808 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $252,000 | 2,142 |
| Total noninterest expense | $2,371,000 | 1,763 |
| Salaries and employee benefits | $1,345,000 | 1,716 |
| Premises and equipment expense | $354,000 | 1,696 |
| Additional noninterest expense | $672,000 | 1,833 |
| Pre-tax net operating income | $1,383,000 | 1,648 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $526,000 | 1,294 |
| Income before extraordinary items | $857,000 | 1,961 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $857,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $857,000 | 1,926 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,012,000 | 2,021 |
| Total interest expense | $2,005,000 | 3,646 |
| Net interest income | $12,007,000 | 1,689 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $2,884,000 | 1,659 |
| Gross Fiduciary activities income | $938,000 | 391 |
| Service charges on deposit accounts | $1,011,000 | 1,741 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $935,000 | 2,245 |
| Total noninterest expense | $9,336,000 | 1,735 |
| Salaries and employee benefits | $5,210,000 | 1,693 |
| Premises and equipment expense | $1,561,000 | 1,478 |
| Additional noninterest expense | $2,565,000 | 1,896 |
| Pre-tax net operating income | $5,285,000 | 1,613 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,920,000 | 1,315 |
| Income before extraordinary items | $3,365,000 | 1,875 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,365,000 | 1,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $819,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,365,000 | 1,831 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 2,056 |
| Total interest expense | $1,465,000 | 3,689 |
| Net interest income | $8,727,000 | 1,728 |
| Provision for loan and lease losses | $230,000 | 2,721 |
| Total noninterest income | $2,184,000 | 1,652 |
| Gross Fiduciary activities income | $723,000 | 387 |
| Service charges on deposit accounts | $759,000 | 1,746 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $702,000 | 2,264 |
| Total noninterest expense | $6,945,000 | 1,739 |
| Salaries and employee benefits | $3,926,000 | 1,683 |
| Premises and equipment expense | $1,127,000 | 1,543 |
| Additional noninterest expense | $1,892,000 | 1,899 |
| Pre-tax net operating income | $3,736,000 | 1,719 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,362,000 | 1,397 |
| Income before extraordinary items | $2,374,000 | 1,982 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,374,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $291,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,374,000 | 1,930 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 2,085 |
| Total interest expense | $955,000 | 3,746 |
| Net interest income | $5,750,000 | 1,735 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $1,443,000 | 1,661 |
| Gross Fiduciary activities income | $497,000 | 385 |
| Service charges on deposit accounts | $502,000 | 1,744 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $444,000 | 2,369 |
| Total noninterest expense | $4,546,000 | 1,762 |
| Salaries and employee benefits | $2,597,000 | 1,696 |
| Premises and equipment expense | $706,000 | 1,635 |
| Additional noninterest expense | $1,243,000 | 1,921 |
| Pre-tax net operating income | $2,557,000 | 1,652 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $911,000 | 1,384 |
| Income before extraordinary items | $1,646,000 | 1,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,646,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $291,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,646,000 | 1,860 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 2,164 |
| Total interest expense | $482,000 | 3,750 |
| Net interest income | $2,752,000 | 1,804 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $698,000 | 1,665 |
| Gross Fiduciary activities income | $232,000 | 396 |
| Service charges on deposit accounts | $243,000 | 1,755 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $223,000 | 2,293 |
| Total noninterest expense | $2,240,000 | 1,800 |
| Salaries and employee benefits | $1,302,000 | 1,708 |
| Premises and equipment expense | $352,000 | 1,667 |
| Additional noninterest expense | $586,000 | 2,017 |
| Pre-tax net operating income | $1,190,000 | 1,736 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $420,000 | 1,492 |
| Income before extraordinary items | $770,000 | 2,016 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $770,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $770,000 | 1,935 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,965,000 | 2,209 |
| Total interest expense | $2,306,000 | 3,566 |
| Net interest income | $10,659,000 | 1,835 |
| Provision for loan and lease losses | $115,000 | 5,108 |
| Total noninterest income | $2,640,000 | 1,863 |
| Gross Fiduciary activities income | $839,000 | 423 |
| Service charges on deposit accounts | $1,000,000 | 1,721 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $801,000 | 2,738 |
| Total noninterest expense | $8,545,000 | 1,858 |
| Salaries and employee benefits | $4,546,000 | 1,893 |
| Premises and equipment expense | $1,645,000 | 1,386 |
| Additional noninterest expense | $2,354,000 | 2,049 |
| Pre-tax net operating income | $4,639,000 | 1,738 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,601,000 | 1,533 |
| Income before extraordinary items | $3,038,000 | 2,014 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,038,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,935 |
| Cash dividends | $819,000 | 2,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,038,000 | 1,922 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,774,000 | 2,228 |
| Total interest expense | $1,808,000 | 3,546 |
| Net interest income | $7,966,000 | 1,859 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $1,949,000 | 1,946 |
| Gross Fiduciary activities income | $616,000 | 434 |
| Service charges on deposit accounts | $742,000 | 1,744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $591,000 | 2,851 |
| Total noninterest expense | $6,380,000 | 1,860 |
| Salaries and employee benefits | $3,580,000 | 1,814 |
| Premises and equipment expense | $1,090,000 | 1,575 |
| Additional noninterest expense | $1,710,000 | 2,102 |
| Pre-tax net operating income | $3,526,000 | 1,775 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,199,000 | 1,613 |
| Income before extraordinary items | $2,327,000 | 2,050 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,327,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $291,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,327,000 | 1,940 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,690,000 | 2,176 |
| Total interest expense | $1,293,000 | 3,454 |
| Net interest income | $5,397,000 | 1,805 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $1,286,000 | 1,937 |
| Gross Fiduciary activities income | $406,000 | 436 |
| Service charges on deposit accounts | $492,000 | 1,721 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $388,000 | 2,843 |
| Total noninterest expense | $4,280,000 | 1,848 |
| Salaries and employee benefits | $2,422,000 | 1,778 |
| Premises and equipment expense | $701,000 | 1,636 |
| Additional noninterest expense | $1,157,000 | 2,069 |
| Pre-tax net operating income | $2,397,000 | 1,749 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $819,000 | 1,592 |
| Income before extraordinary items | $1,578,000 | 2,010 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,578,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $291,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,578,000 | 1,905 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 2,170 |
| Total interest expense | $670,000 | 3,434 |
| Net interest income | $2,721,000 | 1,786 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $663,000 | 1,861 |
| Gross Fiduciary activities income | $213,000 | 438 |
| Service charges on deposit accounts | $245,000 | 1,672 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $205,000 | 2,685 |
| Total noninterest expense | $2,126,000 | 1,843 |
| Salaries and employee benefits | $1,170,000 | 1,824 |
| Premises and equipment expense | $347,000 | 1,653 |
| Additional noninterest expense | $609,000 | 1,934 |
| Pre-tax net operating income | $1,255,000 | 1,671 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $431,000 | 1,538 |
| Income before extraordinary items | $824,000 | 1,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $824,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $824,000 | 1,811 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,389,000 | 2,131 |
| Total interest expense | $3,815,000 | 2,858 |
| Net interest income | $10,574,000 | 1,837 |
| Provision for loan and lease losses | $238,000 | 4,005 |
| Total noninterest income | $2,699,000 | 1,687 |
| Gross Fiduciary activities income | $821,000 | 442 |
| Service charges on deposit accounts | $960,000 | 1,677 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $918,000 | 2,297 |
| Total noninterest expense | $8,223,000 | 1,843 |
| Salaries and employee benefits | $4,588,000 | 1,740 |
| Premises and equipment expense | $1,194,000 | 1,866 |
| Additional noninterest expense | $2,441,000 | 1,894 |
| Pre-tax net operating income | $4,812,000 | 1,690 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,625,000 | 1,540 |
| Income before extraordinary items | $3,187,000 | 1,875 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,187,000 | 1,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $819,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,187,000 | 1,815 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,010,000 | 2,156 |
| Total interest expense | $6,154,000 | 2,592 |
| Net interest income | $9,856,000 | 1,812 |
| Provision for loan and lease losses | $152,000 | 4,732 |
| Total noninterest income | $2,734,000 | 1,590 |
| Gross Fiduciary activities income | $867,000 | 449 |
| Service charges on deposit accounts | $839,000 | 1,815 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,028,000 | 2,001 |
| Total noninterest expense | $7,666,000 | 1,890 |
| Salaries and employee benefits | $4,559,000 | 1,647 |
| Premises and equipment expense | $950,000 | 2,250 |
| Additional noninterest expense | $2,157,000 | 2,085 |
| Pre-tax net operating income | $4,772,000 | 1,502 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,497,000 | 1,497 |
| Income before extraordinary items | $3,275,000 | 1,620 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,275,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $747,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,275,000 | 1,550 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,417,000 | 2,279 |
| Total interest expense | $6,349,000 | 2,629 |
| Net interest income | $9,068,000 | 1,941 |
| Provision for loan and lease losses | $103,000 | 5,231 |
| Total noninterest income | $2,263,000 | 1,707 |
| Gross Fiduciary activities income | $789,000 | 474 |
| Service charges on deposit accounts | $804,000 | 1,723 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $670,000 | 2,450 |
| Total noninterest expense | $7,622,000 | 1,825 |
| Salaries and employee benefits | $4,046,000 | 1,781 |
| Premises and equipment expense | $893,000 | 2,319 |
| Additional noninterest expense | $2,683,000 | 1,656 |
| Pre-tax net operating income | $3,606,000 | 2,021 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,130,000 | 1,918 |
| Income before extraordinary items | $2,476,000 | 2,099 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,476,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $655,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,476,000 | 2,098 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,882,000 | 2,353 |
| Total interest expense | $5,718,000 | 2,576 |
| Net interest income | $8,164,000 | 2,156 |
| Provision for loan and lease losses | $135,000 | 4,497 |
| Total noninterest income | $1,832,000 | 1,982 |
| Gross Fiduciary activities income | $656,000 | 562 |
| Service charges on deposit accounts | $697,000 | 1,909 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $479,000 | 3,035 |
| Total noninterest expense | $6,092,000 | 2,249 |
| Salaries and employee benefits | $3,528,000 | 1,989 |
| Premises and equipment expense | $809,000 | 2,510 |
| Additional noninterest expense | $1,755,000 | 2,475 |
| Pre-tax net operating income | $3,769,000 | 1,951 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,219,000 | 1,896 |
| Income before extraordinary items | $2,550,000 | 2,065 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,550,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,540 |
| Cash dividends | $655,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,550,000 | 2,034 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,311,000 | 2,445 |
| Total interest expense | $5,462,000 | 2,763 |
| Net interest income | $7,849,000 | 2,172 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $1,646,000 | 2,118 |
| Gross Fiduciary activities income | $617,000 | 573 |
| Service charges on deposit accounts | $577,000 | 2,223 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $452,000 | 3,173 |
| Total noninterest expense | $5,531,000 | 2,366 |
| Salaries and employee benefits | $3,180,000 | 2,128 |
| Premises and equipment expense | $701,000 | 2,769 |
| Additional noninterest expense | $1,650,000 | 2,533 |
| Pre-tax net operating income | $3,892,000 | 1,874 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,282,000 | 1,875 |
| Income before extraordinary items | $2,610,000 | 2,005 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,610,000 | 2,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $656,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,610,000 | 1,929 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,384,000 | 2,647 |
| Total interest expense | $5,194,000 | 2,876 |
| Net interest income | $7,190,000 | 2,422 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,589,000 | 2,105 |
| Gross Fiduciary activities income | $602,000 | 595 |
| Service charges on deposit accounts | $590,000 | 2,223 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $397,000 | 3,298 |
| Total noninterest expense | $4,960,000 | 2,587 |
| Salaries and employee benefits | $2,895,000 | 2,283 |
| Premises and equipment expense | $599,000 | 3,160 |
| Additional noninterest expense | $1,466,000 | 2,789 |
| Pre-tax net operating income | $3,819,000 | 1,964 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,214,000 | 2,059 |
| Income before extraordinary items | $2,605,000 | 2,026 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,605,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,052 |
| Cash dividends | $591,000 | 3,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,605,000 | 1,975 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,794,000 | 2,798 |
| Total interest expense | $4,930,000 | 3,043 |
| Net interest income | $6,864,000 | 2,571 |
| Provision for loan and lease losses | $81,000 | 5,578 |
| Total noninterest income | $1,357,000 | 2,471 |
| Gross Fiduciary activities income | $528,000 | 688 |
| Service charges on deposit accounts | $629,000 | 2,150 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $200,000 | 5,158 |
| Total noninterest expense | $4,670,000 | 2,914 |
| Salaries and employee benefits | $2,799,000 | 2,369 |
| Premises and equipment expense | $572,000 | 3,363 |
| Additional noninterest expense | $1,299,000 | 3,532 |
| Pre-tax net operating income | $3,470,000 | 2,065 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,142,000 | 2,091 |
| Income before extraordinary items | $2,328,000 | 2,125 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,328,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $591,000 | 3,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,328,000 | 2,083 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,403,000 | 2,922 |
| Total interest expense | $4,863,000 | 3,096 |
| Net interest income | $6,540,000 | 2,717 |
| Provision for loan and lease losses | $53,000 | 6,095 |
| Total noninterest income | $1,285,000 | 2,566 |
| Gross Fiduciary activities income | $441,000 | 780 |
| Service charges on deposit accounts | $606,000 | 2,245 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $238,000 | 4,622 |
| Total noninterest expense | $4,611,000 | 2,918 |
| Salaries and employee benefits | $2,651,000 | 2,520 |
| Premises and equipment expense | $568,000 | 3,364 |
| Additional noninterest expense | $1,392,000 | 3,287 |
| Pre-tax net operating income | $3,161,000 | 2,328 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,014,000 | 2,351 |
| Income before extraordinary items | $2,147,000 | 2,350 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,147,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $546,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,147,000 | 2,325 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,378,000 | 3,220 |
| Total interest expense | $3,516,000 | 3,440 |
| Net interest income | $5,862,000 | 3,064 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,276,000 | 2,613 |
| Gross Fiduciary activities income | $458,000 | 762 |
| Service charges on deposit accounts | $629,000 | 2,156 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $189,000 | 5,455 |
| Total noninterest expense | $4,454,000 | 3,082 |
| Salaries and employee benefits | $2,402,000 | 2,761 |
| Premises and equipment expense | $511,000 | 3,731 |
| Additional noninterest expense | $1,541,000 | 3,221 |
| Pre-tax net operating income | $2,684,000 | 2,646 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $804,000 | 2,752 |
| Income before extraordinary items | $1,880,000 | 2,585 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,880,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $546,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,880,000 | 2,603 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,433,000 | 3,277 |
| Total interest expense | $3,442,000 | 3,649 |
| Net interest income | $5,991,000 | 3,031 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,313,000 | 2,718 |
| Gross Fiduciary activities income | $480,000 | 778 |
| Service charges on deposit accounts | $614,000 | 2,243 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $219,000 | 5,394 |
| Total noninterest expense | $4,369,000 | 3,202 |
| Salaries and employee benefits | $2,426,000 | 2,733 |
| Premises and equipment expense | $448,000 | 4,284 |
| Additional noninterest expense | $1,495,000 | 3,516 |
| Pre-tax net operating income | $2,935,000 | 2,338 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $920,000 | 2,469 |
| Income before extraordinary items | $2,015,000 | 2,496 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,015,000 | 2,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $546,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,015,000 | 2,345 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,098,000 | 3,163 |
| Total interest expense | $4,417,000 | 3,711 |
| Net interest income | $6,681,000 | 2,738 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $1,235,000 | 2,801 |
| Gross Fiduciary activities income | $379,000 | 861 |
| Service charges on deposit accounts | $643,000 | 2,115 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $213,000 | 5,460 |
| Total noninterest expense | $4,424,000 | 3,215 |
| Salaries and employee benefits | $2,490,000 | 2,612 |
| Premises and equipment expense | $478,000 | 4,132 |
| Additional noninterest expense | $1,456,000 | 3,689 |
| Pre-tax net operating income | $3,466,000 | 1,785 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,119,000 | 1,897 |
| Income before extraordinary items | $2,347,000 | 1,952 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,347,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $1,092,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,347,000 | 1,791 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.