Home > First Guaranty Bank and Trust Company of Jacksonville > Assets and Liabilities
First Guaranty Bank and Trust Company of Jacksonville, Assets and Liabilities
| 2011-12-31 | Rank | |
| # of Employees: | 80 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $397,082,000 | 1,674 |
| Cash and due from depository institutions | $90,383,000 | 1,878 |
| Interest-bearing balances | $85,573,000 | 440 |
| Securities | $3,508,000 | 6,608 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $258,009,000 | 1,602 |
| Loan loss allowance | $15,131,000 | 530 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $18,526,000 | 612 |
| Other real estate owned | $16,371,000 | 1,878 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $10,285,000 | 1,795 |
| Life insurance assets | $2,654,000 | 2,059 |
| Total liabilities and capital | $397,082,000 | 1,674 |
| Total liabilities | $394,647,000 | 1,502 |
| Total deposits | $378,309,000 | 1,449 |
| Interest-bearing deposits | $316,087,000 | 1,467 |
| Deposits held in domestic offices | $378,309,000 | 1,447 |
| % insured | 96.86% | 1,043 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $15,000,000 | 1,522 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,338,000 | 2,708 |
| Total equity capital | $2,435,000 | 7,116 |
| Total bank equity capital | $2,435,000 | 7,116 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,820,000 | 1,772 |
| Surplus | $1,820,000 | 5,231 |
| Undivided profits | $-1,205,000 | 6,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $96,498,000 | 182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $785,000 | 3,520 |
| Earning assets | $347,090,000 | 1,742 |
| Long-term assets (5+ years) | $29,861,000 | 3,696 |
| Average Assets, year-to-date | $403,655,200 | 1,609 |
| Average Assets, quarterly | $387,488,000 | 1,709 |
| Volatile liabilities | $31,896,000 | 1,531 |
| Insider loans | $257,000 | 5,472 |
| FHLB advances | $15,000,000 | 1,439 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $14,374,000 | 3,133 |
| Tier 1 (core) risk-based capital | $2,427,000 | 7,091 |
| Tier 2 risk-based capital | $2,427,000 | 2,062 |
| Total risk weighted assets | $287,635,000 | 1,512 |
| Total unused commitments | $14,374,000 | 3,134 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 79 | 1,918 |
| Assets and Liabilities | ||
| Total Assets: | $377,894,000 | 1,757 |
| Cash and due from depository institutions | $57,472,000 | 1,918 |
| Interest-bearing balances | $53,019,000 | 811 |
| Securities | $11,041,000 | 5,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $263,066,000 | 1,600 |
| Loan loss allowance | $13,737,000 | 603 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $18,703,000 | 595 |
| Other real estate owned | $16,732,000 | 1,918 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $10,880,000 | 1,736 |
| Life insurance assets | $2,633,000 | 2,037 |
| Total liabilities and capital | $377,894,000 | 1,757 |
| Total liabilities | $371,627,000 | 1,592 |
| Total deposits | $349,483,000 | 1,555 |
| Interest-bearing deposits | $291,030,000 | 1,612 |
| Deposits held in domestic offices | $349,483,000 | 1,553 |
| % insured | 96.74% | 1,158 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $20,000,000 | 1,284 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,144,000 | 2,024 |
| Total equity capital | $6,267,000 | 6,163 |
| Total bank equity capital | $6,267,000 | 6,162 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,820,000 | 1,807 |
| Surplus | $1,820,000 | 5,282 |
| Undivided profits | $2,627,000 | 5,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $87,381,000 | 209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $846,000 | 3,425 |
| Earning assets | $327,126,000 | 1,845 |
| Long-term assets (5+ years) | $35,272,000 | 3,316 |
| Average Assets, year-to-date | $405,298,500 | 1,608 |
| Average Assets, quarterly | $385,733,000 | 1,696 |
| Volatile liabilities | $36,192,000 | 1,395 |
| Insider loans | $260,000 | 5,540 |
| FHLB advances | $20,000,000 | 1,187 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $18,904,000 | 2,647 |
| Tier 1 (core) risk-based capital | $6,185,000 | 6,067 |
| Tier 2 risk-based capital | $3,764,000 | 1,401 |
| Total risk weighted assets | $291,156,000 | 1,510 |
| Total unused commitments | $18,904,000 | 2,648 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 84 | 1,811 |
| Assets and Liabilities | ||
| Total Assets: | $393,572,000 | 1,678 |
| Cash and due from depository institutions | $55,165,000 | 1,811 |
| Interest-bearing balances | $49,985,000 | 760 |
| Securities | $20,841,000 | 4,477 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $273,030,000 | 1,544 |
| Loan loss allowance | $14,313,000 | 596 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $18,879,000 | 590 |
| Other real estate owned | $14,923,000 | 1,811 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $10,734,000 | 1,782 |
| Life insurance assets | $2,610,000 | 2,020 |
| Total liabilities and capital | $393,572,000 | 1,678 |
| Total liabilities | $383,811,000 | 1,538 |
| Total deposits | $361,890,000 | 1,507 |
| Interest-bearing deposits | $296,765,000 | 1,578 |
| Deposits held in domestic offices | $361,890,000 | 1,505 |
| % insured | 96.63% | 1,249 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $20,000,000 | 1,314 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,921,000 | 2,079 |
| Total equity capital | $9,761,000 | 5,178 |
| Total bank equity capital | $9,761,000 | 5,177 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,820,000 | 1,837 |
| Surplus | $1,820,000 | 5,324 |
| Undivided profits | $6,121,000 | 3,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $89,745,000 | 215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $849,000 | 3,350 |
| Earning assets | $343,856,000 | 1,747 |
| Long-term assets (5+ years) | $36,652,000 | 3,217 |
| Average Assets, year-to-date | $414,433,330 | 1,590 |
| Average Assets, quarterly | $401,590,000 | 1,644 |
| Volatile liabilities | $38,949,000 | 1,337 |
| Insider loans | $1,765,000 | 2,975 |
| FHLB advances | $20,000,000 | 1,226 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $19,481,000 | 2,620 |
| Tier 1 (core) risk-based capital | $9,733,000 | 5,037 |
| Tier 2 risk-based capital | $3,880,000 | 1,383 |
| Total risk weighted assets | $299,985,000 | 1,478 |
| Total unused commitments | $19,481,000 | 2,625 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 90 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $409,608,000 | 1,620 |
| Cash and due from depository institutions | $39,752,000 | 1,677 |
| Interest-bearing balances | $34,772,000 | 1,132 |
| Securities | $32,551,000 | 3,449 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $290,361,000 | 1,470 |
| Loan loss allowance | $14,560,000 | 587 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $19,057,000 | 588 |
| Other real estate owned | $17,704,000 | 1,677 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $10,183,000 | 1,879 |
| Life insurance assets | $2,588,000 | 2,030 |
| Total liabilities and capital | $409,608,000 | 1,620 |
| Total liabilities | $399,633,000 | 1,507 |
| Total deposits | $377,678,000 | 1,470 |
| Interest-bearing deposits | $311,099,000 | 1,518 |
| Deposits held in domestic offices | $377,678,000 | 1,468 |
| % insured | 96.93% | 1,181 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $20,000,000 | 1,357 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,955,000 | 2,032 |
| Total equity capital | $9,975,000 | 5,084 |
| Total bank equity capital | $9,975,000 | 5,083 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,820,000 | 1,865 |
| Surplus | $1,820,000 | 5,369 |
| Undivided profits | $6,335,000 | 3,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $83,821,000 | 230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,116,000 | 2,620 |
| Earning assets | $357,684,000 | 1,689 |
| Long-term assets (5+ years) | $56,732,000 | 2,290 |
| Average Assets, year-to-date | $424,864,000 | 1,562 |
| Average Assets, quarterly | $424,864,000 | 1,562 |
| Volatile liabilities | $39,575,000 | 1,344 |
| Insider loans | $2,519,000 | 2,409 |
| FHLB advances | $20,000,000 | 1,263 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $20,524,000 | 2,558 |
| Tier 1 (core) risk-based capital | $10,038,000 | 4,961 |
| Tier 2 risk-based capital | $4,094,000 | 1,322 |
| Total risk weighted assets | $317,070,000 | 1,423 |
| Total unused commitments | $20,524,000 | 2,560 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 91 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $440,120,000 | 1,520 |
| Cash and due from depository institutions | $55,490,000 | 1,667 |
| Interest-bearing balances | $51,891,000 | 705 |
| Securities | $36,407,000 | 3,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $302,352,000 | 1,453 |
| Loan loss allowance | $17,831,000 | 495 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $19,226,000 | 592 |
| Other real estate owned | $14,401,000 | 1,667 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $12,244,000 | 1,650 |
| Life insurance assets | $2,566,000 | 2,020 |
| Total liabilities and capital | $440,120,000 | 1,520 |
| Total liabilities | $427,610,000 | 1,420 |
| Total deposits | $405,679,000 | 1,366 |
| Interest-bearing deposits | $344,105,000 | 1,369 |
| Deposits held in domestic offices | $405,679,000 | 1,364 |
| % insured | 97.02% | 1,086 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $20,000,000 | 1,467 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,931,000 | 2,051 |
| Total equity capital | $12,510,000 | 4,468 |
| Total bank equity capital | $12,510,000 | 4,467 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,820,000 | 1,893 |
| Surplus | $1,820,000 | 5,416 |
| Undivided profits | $8,870,000 | 3,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $85,945,000 | 234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,198 |
| Income earned, not collected on loans | $1,245,000 | 2,435 |
| Earning assets | $390,650,000 | 1,554 |
| Long-term assets (5+ years) | $54,803,000 | 2,291 |
| Average Assets, year-to-date | $448,532,600 | 1,484 |
| Average Assets, quarterly | $437,133,500 | 1,533 |
| Volatile liabilities | $110,707,000 | 1,239 |
| Insider loans | $2,600,000 | 2,417 |
| FHLB advances | $20,000,000 | 1,375 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $21,214,000 | 2,446 |
| Tier 1 (core) risk-based capital | $12,403,000 | 4,381 |
| Tier 2 risk-based capital | $4,239,000 | 1,307 |
| Total risk weighted assets | $325,549,000 | 1,406 |
| Total unused commitments | $21,214,000 | 2,446 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 91 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $434,147,000 | 1,562 |
| Cash and due from depository institutions | $45,404,000 | 1,685 |
| Interest-bearing balances | $38,889,000 | 934 |
| Securities | $30,729,000 | 3,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $309,885,000 | 1,426 |
| Loan loss allowance | $16,251,000 | 528 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $19,471,000 | 585 |
| Other real estate owned | $15,958,000 | 1,685 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $12,700,000 | 1,620 |
| Life insurance assets | $2,542,000 | 2,028 |
| Total liabilities and capital | $434,147,000 | 1,562 |
| Total liabilities | $417,032,000 | 1,469 |
| Total deposits | $394,345,000 | 1,413 |
| Interest-bearing deposits | $336,237,000 | 1,420 |
| Deposits held in domestic offices | $394,345,000 | 1,412 |
| % insured | 93.69% | 2,064 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $20,000,000 | 1,559 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,687,000 | 1,759 |
| Total equity capital | $17,115,000 | 3,692 |
| Total bank equity capital | $17,115,000 | 3,690 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,820,000 | 1,917 |
| Surplus | $1,820,000 | 5,478 |
| Undivided profits | $13,475,000 | 2,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $73,589,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,197 |
| Income earned, not collected on loans | $1,550,000 | 2,102 |
| Earning assets | $379,503,000 | 1,624 |
| Long-term assets (5+ years) | $49,773,000 | 2,410 |
| Average Assets, year-to-date | $450,635,750 | 1,498 |
| Average Assets, quarterly | $447,051,500 | 1,520 |
| Volatile liabilities | $81,760,000 | 1,701 |
| Insider loans | $2,624,000 | 2,434 |
| FHLB advances | $20,000,000 | 1,457 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $20,690,000 | 2,573 |
| Tier 1 (core) risk-based capital | $16,239,000 | 3,647 |
| Tier 2 risk-based capital | $4,319,000 | 1,308 |
| Total risk weighted assets | $333,600,000 | 1,383 |
| Total unused commitments | $20,690,000 | 2,574 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 91 | 1,700 |
| Assets and Liabilities | ||
| Total Assets: | $459,956,000 | 1,486 |
| Cash and due from depository institutions | $53,041,000 | 1,700 |
| Interest-bearing balances | $46,400,000 | 761 |
| Securities | $39,939,000 | 2,846 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $321,752,000 | 1,387 |
| Loan loss allowance | $16,610,000 | 516 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $19,707,000 | 577 |
| Other real estate owned | $12,236,000 | 1,700 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $13,281,000 | 1,592 |
| Life insurance assets | $2,519,000 | 2,041 |
| Total liabilities and capital | $459,956,000 | 1,486 |
| Total liabilities | $437,181,000 | 1,423 |
| Total deposits | $410,012,000 | 1,361 |
| Interest-bearing deposits | $351,220,000 | 1,381 |
| Deposits held in domestic offices | $410,012,000 | 1,360 |
| % insured | 91.63% | 3,017 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $20,000,000 | 1,628 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,169,000 | 767 |
| Total equity capital | $22,775,000 | 2,859 |
| Total bank equity capital | $22,775,000 | 2,859 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,820,000 | 1,941 |
| Surplus | $1,820,000 | 5,507 |
| Undivided profits | $19,135,000 | 1,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $80,525,000 | 249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,210 |
| Income earned, not collected on loans | $1,371,000 | 2,293 |
| Earning assets | $408,091,000 | 1,531 |
| Long-term assets (5+ years) | $68,215,000 | 1,879 |
| Average Assets, year-to-date | $456,132,000 | 1,497 |
| Average Assets, quarterly | $467,229,000 | 1,462 |
| Volatile liabilities | $71,721,000 | 1,944 |
| Insider loans | $2,647,000 | 2,446 |
| FHLB advances | $20,000,000 | 1,544 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $22,223,000 | 2,462 |
| Tier 1 (core) risk-based capital | $21,996,000 | 2,790 |
| Tier 2 risk-based capital | $4,440,000 | 1,289 |
| Total risk weighted assets | $343,003,000 | 1,375 |
| Total unused commitments | $22,223,000 | 2,465 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 84 | 1,880 |
| Assets and Liabilities | ||
| Total Assets: | $474,502,000 | 1,482 |
| Cash and due from depository institutions | $64,867,000 | 1,880 |
| Interest-bearing balances | $58,297,000 | 602 |
| Securities | $35,132,000 | 3,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $329,557,000 | 1,390 |
| Loan loss allowance | $14,929,000 | 589 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $19,894,000 | 583 |
| Other real estate owned | $11,519,000 | 1,880 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $13,533,000 | 1,603 |
| Life insurance assets | $2,496,000 | 2,054 |
| Total liabilities and capital | $474,502,000 | 1,482 |
| Total liabilities | $447,921,000 | 1,420 |
| Total deposits | $426,014,000 | 1,328 |
| Interest-bearing deposits | $361,853,000 | 1,370 |
| Deposits held in domestic offices | $426,014,000 | 1,327 |
| % insured | 89.88% | 3,756 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $20,000,000 | 1,706 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,907,000 | 2,181 |
| Total equity capital | $26,581,000 | 2,490 |
| Total bank equity capital | $26,581,000 | 2,488 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,820,000 | 1,982 |
| Surplus | $1,820,000 | 5,584 |
| Undivided profits | $22,941,000 | 1,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $78,997,000 | 276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,103 |
| Income earned, not collected on loans | $1,600,000 | 2,024 |
| Earning assets | $422,986,000 | 1,514 |
| Long-term assets (5+ years) | $51,728,000 | 2,337 |
| Average Assets, year-to-date | $454,220,000 | 1,546 |
| Average Assets, quarterly | $454,220,000 | 1,546 |
| Volatile liabilities | $68,875,000 | 2,094 |
| Insider loans | $2,669,000 | 2,496 |
| FHLB advances | $20,000,000 | 1,614 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,078,000 | 2,341 |
| Tier 1 (core) risk-based capital | $26,025,000 | 2,408 |
| Tier 2 risk-based capital | $4,485,000 | 1,320 |
| Total risk weighted assets | $348,325,000 | 1,405 |
| Total unused commitments | $25,078,000 | 2,346 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 82 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $433,938,000 | 1,622 |
| Cash and due from depository institutions | $22,935,000 | 1,964 |
| Interest-bearing balances | $13,237,000 | 1,890 |
| Securities | $31,936,000 | 3,350 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $336,542,000 | 1,392 |
| Loan loss allowance | $13,295,000 | 662 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $20,047,000 | 579 |
| Other real estate owned | $9,398,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $13,080,000 | 1,707 |
| Life insurance assets | $2,556,000 | 2,032 |
| Total liabilities and capital | $433,938,000 | 1,622 |
| Total liabilities | $405,332,000 | 1,580 |
| Total deposits | $383,538,000 | 1,482 |
| Interest-bearing deposits | $335,494,000 | 1,486 |
| Deposits held in domestic offices | $383,538,000 | 1,481 |
| % insured | 90.64% | 3,479 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $20,000,000 | 1,837 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,794,000 | 2,331 |
| Total equity capital | $28,606,000 | 2,304 |
| Total bank equity capital | $28,606,000 | 2,301 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,820,000 | 2,014 |
| Surplus | $1,820,000 | 5,631 |
| Undivided profits | $24,966,000 | 1,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $68,955,000 | 311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,531,000 | 2,221 |
| Earning assets | $381,715,000 | 1,669 |
| Long-term assets (5+ years) | $54,333,000 | 2,229 |
| Average Assets, year-to-date | $462,370,400 | 1,496 |
| Average Assets, quarterly | $441,831,000 | 1,587 |
| Volatile liabilities | $53,609,000 | 2,591 |
| Insider loans | $2,715,000 | 2,526 |
| FHLB advances | $20,000,000 | 1,732 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $28,379,000 | 2,139 |
| Tier 1 (core) risk-based capital | $28,137,000 | 2,223 |
| Tier 2 risk-based capital | $4,527,000 | 1,324 |
| Total risk weighted assets | $353,392,000 | 1,416 |
| Total unused commitments | $28,379,000 | 2,142 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 98 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $449,724,000 | 1,593 |
| Cash and due from depository institutions | $17,164,000 | 1,630 |
| Interest-bearing balances | $7,800,000 | 2,405 |
| Securities | $34,188,000 | 3,202 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $359,181,000 | 1,338 |
| Loan loss allowance | $10,006,000 | 832 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $20,344,000 | 573 |
| Other real estate owned | $3,682,000 | 1,630 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $15,165,000 | 1,347 |
| Life insurance assets | $2,533,000 | 2,037 |
| Total liabilities and capital | $449,724,000 | 1,593 |
| Total liabilities | $407,048,000 | 1,584 |
| Total deposits | $384,864,000 | 1,469 |
| Interest-bearing deposits | $330,913,000 | 1,509 |
| Deposits held in domestic offices | $384,864,000 | 1,466 |
| % insured | 88.85% | 4,341 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $20,000,000 | 1,927 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,184,000 | 2,188 |
| Total equity capital | $42,676,000 | 1,613 |
| Total bank equity capital | $42,676,000 | 1,613 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,820,000 | 2,040 |
| Surplus | $1,820,000 | 5,683 |
| Undivided profits | $39,036,000 | 860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $54,502,000 | 389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,958,000 | 1,871 |
| Earning assets | $401,169,000 | 1,619 |
| Long-term assets (5+ years) | $46,196,000 | 2,512 |
| Average Assets, year-to-date | $469,478,500 | 1,491 |
| Average Assets, quarterly | $456,271,000 | 1,549 |
| Volatile liabilities | $54,768,000 | 2,554 |
| Insider loans | $2,732,000 | 2,530 |
| FHLB advances | $20,000,000 | 1,814 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $30,603,000 | 2,100 |
| Tier 1 (core) risk-based capital | $38,722,000 | 1,654 |
| Tier 2 risk-based capital | $4,769,000 | 1,271 |
| Total risk weighted assets | $376,274,000 | 1,352 |
| Total unused commitments | $30,603,000 | 2,104 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 103 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $462,818,000 | 1,540 |
| Cash and due from depository institutions | $17,680,000 | 1,596 |
| Interest-bearing balances | $5,896,000 | 2,528 |
| Securities | $35,692,000 | 3,056 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,631 |
| Net loans & leases | $364,520,000 | 1,339 |
| Loan loss allowance | $10,194,000 | 794 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $20,510,000 | 579 |
| Other real estate owned | $3,701,000 | 1,596 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $14,715,000 | 1,408 |
| Life insurance assets | $2,511,000 | 2,049 |
| Total liabilities and capital | $462,818,000 | 1,540 |
| Total liabilities | $419,280,000 | 1,541 |
| Total deposits | $396,818,000 | 1,427 |
| Interest-bearing deposits | $341,639,000 | 1,472 |
| Deposits held in domestic offices | $396,818,000 | 1,423 |
| % insured | 77.24% | 4,497 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $20,000,000 | 1,994 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,462,000 | 2,035 |
| Total equity capital | $43,538,000 | 1,568 |
| Total bank equity capital | $43,538,000 | 1,567 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,820,000 | 2,070 |
| Surplus | $1,820,000 | 5,735 |
| Undivided profits | $39,898,000 | 830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $42,157,000 | 460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,847,000 | 1,901 |
| Earning assets | $412,108,000 | 1,586 |
| Long-term assets (5+ years) | $47,350,000 | 2,427 |
| Average Assets, year-to-date | $476,063,330 | 1,495 |
| Average Assets, quarterly | $470,549,000 | 1,519 |
| Volatile liabilities | $52,818,000 | 2,631 |
| Insider loans | $2,748,000 | 2,546 |
| FHLB advances | $20,000,000 | 1,883 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $33,759,000 | 2,036 |
| Tier 1 (core) risk-based capital | $39,884,000 | 1,635 |
| Tier 2 risk-based capital | $4,854,000 | 1,257 |
| Total risk weighted assets | $382,988,000 | 1,366 |
| Total unused commitments | $33,759,000 | 2,039 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 102 | 1,618 |
| Assets and Liabilities | ||
| Total Assets: | $478,280,000 | 1,510 |
| Cash and due from depository institutions | $18,073,000 | 1,618 |
| Interest-bearing balances | $10,196,000 | 1,601 |
| Securities | $39,222,000 | 2,830 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 845 |
| Net loans & leases | $367,234,000 | 1,346 |
| Loan loss allowance | $9,918,000 | 764 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $20,581,000 | 573 |
| Other real estate owned | $4,044,000 | 1,618 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $15,126,000 | 1,371 |
| Life insurance assets | $2,488,000 | 2,059 |
| Total liabilities and capital | $478,280,000 | 1,510 |
| Total liabilities | $434,049,000 | 1,499 |
| Total deposits | $411,912,000 | 1,386 |
| Interest-bearing deposits | $358,287,000 | 1,383 |
| Deposits held in domestic offices | $411,912,000 | 1,381 |
| % insured | 76.51% | 4,721 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $20,000,000 | 2,041 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,137,000 | 2,203 |
| Total equity capital | $44,231,000 | 1,552 |
| Total bank equity capital | $44,231,000 | 1,552 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,820,000 | 2,082 |
| Surplus | $1,820,000 | 5,770 |
| Undivided profits | $40,591,000 | 829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $39,263,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,017,000 | 1,730 |
| Earning assets | $430,652,000 | 1,535 |
| Long-term assets (5+ years) | $48,634,000 | 2,379 |
| Average Assets, year-to-date | $482,686,000 | 1,473 |
| Average Assets, quarterly | $482,686,000 | 1,473 |
| Volatile liabilities | $50,558,000 | 2,733 |
| Insider loans | $2,910,000 | 2,457 |
| FHLB advances | $20,000,000 | 1,929 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $28,548,000 | 2,371 |
| Tier 1 (core) risk-based capital | $41,011,000 | 1,605 |
| Tier 2 risk-based capital | $4,894,000 | 1,225 |
| Total risk weighted assets | $386,461,000 | 1,365 |
| Total unused commitments | $28,548,000 | 2,374 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 101 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $487,092,000 | 1,454 |
| Cash and due from depository institutions | $16,623,000 | 1,644 |
| Interest-bearing balances | $8,880,000 | 1,212 |
| Securities | $35,494,000 | 3,051 |
| Federal funds sold & reverse repurchase agreements | $24,450,000 | 362 |
| Net loans & leases | $372,515,000 | 1,329 |
| Loan loss allowance | $11,521,000 | 650 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $19,627,000 | 603 |
| Other real estate owned | $4,721,000 | 1,644 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $13,662,000 | 1,483 |
| Life insurance assets | $2,465,000 | 2,081 |
| Total liabilities and capital | $487,092,000 | 1,454 |
| Total liabilities | $441,846,000 | 1,443 |
| Total deposits | $420,112,000 | 1,307 |
| Interest-bearing deposits | $405,930,000 | 1,171 |
| Deposits held in domestic offices | $420,112,000 | 1,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $20,000,000 | 2,191 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,734,000 | 2,551 |
| Total equity capital | $45,246,000 | 1,512 |
| Total bank equity capital | $45,246,000 | 1,512 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,820,000 | 2,093 |
| Surplus | $1,820,000 | 5,777 |
| Undivided profits | $41,606,000 | 803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,683,000 | 378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 935 |
| Income earned, not collected on loans | $1,928,000 | 1,937 |
| Earning assets | $441,339,000 | 1,455 |
| Long-term assets (5+ years) | $30,303,000 | 3,222 |
| Average Assets, year-to-date | $489,732,800 | 1,392 |
| Average Assets, quarterly | $486,067,000 | 1,445 |
| Volatile liabilities | $48,543,000 | 2,808 |
| Insider loans | $6,963,000 | 1,151 |
| FHLB advances | $20,000,000 | 2,086 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $33,375,000 | 2,193 |
| Tier 1 (core) risk-based capital | $45,246,000 | 1,420 |
| Tier 2 risk-based capital | $4,974,000 | 1,197 |
| Total risk weighted assets | $391,356,000 | 1,339 |
| Total unused commitments | $33,375,000 | 2,195 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 119 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $485,042,000 | 1,453 |
| Cash and due from depository institutions | $15,804,000 | 1,415 |
| Interest-bearing balances | $6,804,000 | 1,032 |
| Securities | $30,048,000 | 3,390 |
| Federal funds sold & reverse repurchase agreements | $17,825,000 | 638 |
| Net loans & leases | $388,126,000 | 1,275 |
| Loan loss allowance | $8,600,000 | 746 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $19,994,000 | 592 |
| Other real estate owned | $1,448,000 | 1,415 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,797,000 | 1,652 |
| Life insurance assets | $2,442,000 | 2,084 |
| Total liabilities and capital | $485,042,000 | 1,453 |
| Total liabilities | $437,659,000 | 1,451 |
| Total deposits | $415,258,000 | 1,298 |
| Interest-bearing deposits | $399,826,000 | 1,169 |
| Deposits held in domestic offices | $415,258,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $20,000,000 | 2,230 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,401,000 | 2,005 |
| Total equity capital | $47,383,000 | 1,453 |
| Total bank equity capital | $47,383,000 | 1,453 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,820,000 | 2,109 |
| Surplus | $1,820,000 | 5,808 |
| Undivided profits | $43,743,000 | 783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,903,000 | 290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 688 |
| Income earned, not collected on loans | $2,196,000 | 1,771 |
| Earning assets | $442,803,000 | 1,444 |
| Long-term assets (5+ years) | $15,474,000 | 4,468 |
| Average Assets, year-to-date | $490,393,000 | 1,389 |
| Average Assets, quarterly | $488,844,500 | 1,429 |
| Volatile liabilities | $47,284,000 | 2,788 |
| Insider loans | $6,989,000 | 1,131 |
| FHLB advances | $20,000,000 | 2,130 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $36,224,000 | 2,152 |
| Tier 1 (core) risk-based capital | $47,383,000 | 1,380 |
| Tier 2 risk-based capital | $5,050,000 | 1,129 |
| Total risk weighted assets | $400,474,000 | 1,296 |
| Total unused commitments | $36,224,000 | 2,154 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 116 | 1,471 |
| Assets and Liabilities | ||
| Total Assets: | $492,647,000 | 1,412 |
| Cash and due from depository institutions | $16,931,000 | 1,471 |
| Interest-bearing balances | $6,666,000 | 971 |
| Securities | $16,025,000 | 4,973 |
| Federal funds sold & reverse repurchase agreements | $10,100,000 | 1,216 |
| Net loans & leases | $416,386,000 | 1,164 |
| Loan loss allowance | $7,307,000 | 853 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,114,000 | 541 |
| Other real estate owned | $1,448,000 | 1,471 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,643,000 | 1,761 |
| Life insurance assets | $2,420,000 | 2,098 |
| Total liabilities and capital | $492,647,000 | 1,412 |
| Total liabilities | $443,648,000 | 1,423 |
| Total deposits | $422,165,000 | 1,257 |
| Interest-bearing deposits | $404,986,000 | 1,132 |
| Deposits held in domestic offices | $422,165,000 | 1,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $20,000,000 | 2,157 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,483,000 | 2,906 |
| Total equity capital | $48,999,000 | 1,404 |
| Total bank equity capital | $48,999,000 | 1,404 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,820,000 | 2,124 |
| Surplus | $1,820,000 | 5,840 |
| Undivided profits | $45,359,000 | 778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,739,000 | 453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $228,000 | 567 |
| Income earned, not collected on loans | $2,237,000 | 1,667 |
| Earning assets | $449,177,000 | 1,417 |
| Long-term assets (5+ years) | $14,834,000 | 4,566 |
| Average Assets, year-to-date | $492,176,670 | 1,377 |
| Average Assets, quarterly | $489,388,000 | 1,411 |
| Volatile liabilities | $46,966,000 | 2,800 |
| Insider loans | $3,749,000 | 2,038 |
| FHLB advances | $20,000,000 | 2,060 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $44,314,000 | 1,910 |
| Tier 1 (core) risk-based capital | $48,999,000 | 1,319 |
| Tier 2 risk-based capital | $5,347,000 | 1,038 |
| Total risk weighted assets | $425,779,000 | 1,219 |
| Total unused commitments | $44,314,000 | 1,911 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 124 | 1,367 |
| Assets and Liabilities | ||
| Total Assets: | $486,129,000 | 1,419 |
| Cash and due from depository institutions | $8,664,000 | 1,367 |
| Interest-bearing balances | $1,256,000 | 2,795 |
| Securities | $11,106,000 | 5,739 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 2,066 |
| Net loans & leases | $423,987,000 | 1,117 |
| Loan loss allowance | $6,947,000 | 834 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $21,337,000 | 523 |
| Other real estate owned | $1,447,000 | 1,367 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $11,088,000 | 1,636 |
| Life insurance assets | $2,396,000 | 2,101 |
| Total liabilities and capital | $486,129,000 | 1,419 |
| Total liabilities | $436,785,000 | 1,427 |
| Total deposits | $414,660,000 | 1,285 |
| Interest-bearing deposits | $398,967,000 | 1,161 |
| Deposits held in domestic offices | $414,660,000 | 1,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $20,000,000 | 1,985 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,125,000 | 2,356 |
| Total equity capital | $49,344,000 | 1,418 |
| Total bank equity capital | $49,344,000 | 1,418 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,820,000 | 2,125 |
| Surplus | $1,820,000 | 5,841 |
| Undivided profits | $45,704,000 | 811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,785,000 | 501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $203,000 | 566 |
| Income earned, not collected on loans | $2,366,000 | 1,629 |
| Earning assets | $444,849,000 | 1,424 |
| Long-term assets (5+ years) | $11,871,000 | 4,883 |
| Average Assets, year-to-date | $491,941,500 | 1,365 |
| Average Assets, quarterly | $491,941,500 | 1,365 |
| Volatile liabilities | $43,965,000 | 2,880 |
| Insider loans | $7,436,000 | 1,040 |
| FHLB advances | $20,000,000 | 1,892 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $53,969,000 | 1,649 |
| Tier 1 (core) risk-based capital | $49,344,000 | 1,290 |
| Tier 2 risk-based capital | $5,393,000 | 991 |
| Total risk weighted assets | $429,859,000 | 1,182 |
| Total unused commitments | $53,969,000 | 1,652 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 123 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $497,754,000 | 1,348 |
| Cash and due from depository institutions | $10,153,000 | 1,386 |
| Interest-bearing balances | $10,000 | 6,250 |
| Securities | $16,098,000 | 5,002 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $440,811,000 | 1,072 |
| Loan loss allowance | $3,448,000 | 1,607 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $21,372,000 | 518 |
| Other real estate owned | $180,000 | 1,386 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,140,000 | 1,917 |
| Life insurance assets | $2,374,000 | 2,103 |
| Total liabilities and capital | $497,754,000 | 1,348 |
| Total liabilities | $447,045,000 | 1,351 |
| Total deposits | $409,001,000 | 1,281 |
| Interest-bearing deposits | $391,922,000 | 1,169 |
| Deposits held in domestic offices | $409,001,000 | 1,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,775,000 | 1,010 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,853 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,269,000 | 2,231 |
| Total equity capital | $50,709,000 | 1,361 |
| Total bank equity capital | $50,709,000 | 1,361 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,820,000 | 2,119 |
| Surplus | $1,820,000 | 5,843 |
| Undivided profits | $47,069,000 | 790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,414,000 | 802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $235,000 | 520 |
| Income earned, not collected on loans | $2,138,000 | 1,975 |
| Earning assets | $456,919,000 | 1,341 |
| Long-term assets (5+ years) | $9,705,000 | 4,994 |
| Average Assets, year-to-date | $473,564,600 | 1,369 |
| Average Assets, quarterly | $494,095,000 | 1,339 |
| Volatile liabilities | $175,021,000 | 852 |
| Insider loans | $7,656,000 | 978 |
| FHLB advances | $20,000,000 | 1,752 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $58,759,000 | 1,550 |
| Tier 1 (core) risk-based capital | $50,709,000 | 1,250 |
| Tier 2 risk-based capital | $3,448,000 | 1,543 |
| Total risk weighted assets | $439,724,000 | 1,140 |
| Total unused commitments | $58,759,000 | 1,551 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $490,436,000 | 1,350 |
| Cash and due from depository institutions | $9,265,000 | 1,289 |
| Interest-bearing balances | $1,831,000 | 1,869 |
| Securities | $17,125,000 | 4,865 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,532 |
| Net loans & leases | $433,549,000 | 1,070 |
| Loan loss allowance | $3,342,000 | 1,596 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $20,815,000 | 524 |
| Other real estate owned | $180,000 | 1,289 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,002,000 | 2,150 |
| Life insurance assets | $2,353,000 | 2,067 |
| Total liabilities and capital | $490,436,000 | 1,350 |
| Total liabilities | $440,218,000 | 1,349 |
| Total deposits | $411,613,000 | 1,263 |
| Interest-bearing deposits | $393,834,000 | 1,144 |
| Deposits held in domestic offices | $411,613,000 | 1,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,000,000 | 1,449 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,605,000 | 2,953 |
| Total equity capital | $50,218,000 | 1,357 |
| Total bank equity capital | $50,218,000 | 1,357 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,820,000 | 2,099 |
| Surplus | $1,820,000 | 5,844 |
| Undivided profits | $46,578,000 | 804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,069,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $217,000 | 538 |
| Income earned, not collected on loans | $2,260,000 | 2,007 |
| Earning assets | $454,005,000 | 1,336 |
| Long-term assets (5+ years) | $8,765,000 | 5,066 |
| Average Assets, year-to-date | $467,517,250 | 1,381 |
| Average Assets, quarterly | $486,988,500 | 1,349 |
| Volatile liabilities | $150,450,000 | 962 |
| Insider loans | $7,636,000 | 968 |
| FHLB advances | $27,000,000 | 1,367 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $59,480,000 | 1,579 |
| Tier 1 (core) risk-based capital | $50,218,000 | 1,268 |
| Tier 2 risk-based capital | $3,342,000 | 1,565 |
| Total risk weighted assets | $431,140,000 | 1,142 |
| Total unused commitments | $59,480,000 | 1,580 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 135 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $483,541,000 | 1,388 |
| Cash and due from depository institutions | $14,990,000 | 1,283 |
| Interest-bearing balances | $7,445,000 | 765 |
| Securities | $18,611,000 | 4,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $420,721,000 | 1,111 |
| Loan loss allowance | $3,216,000 | 1,650 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $20,608,000 | 527 |
| Other real estate owned | $180,000 | 1,283 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,431,000 | 2,053 |
| Life insurance assets | $2,331,000 | 2,083 |
| Total liabilities and capital | $483,541,000 | 1,388 |
| Total liabilities | $434,202,000 | 1,378 |
| Total deposits | $386,091,000 | 1,377 |
| Interest-bearing deposits | $368,940,000 | 1,223 |
| Deposits held in domestic offices | $386,091,000 | 1,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,625,000 | 1,220 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $37,000,000 | 1,111 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,486,000 | 2,935 |
| Total equity capital | $49,339,000 | 1,375 |
| Total bank equity capital | $49,339,000 | 1,375 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,820,000 | 2,096 |
| Surplus | $1,820,000 | 5,852 |
| Undivided profits | $45,699,000 | 810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,942,000 | 684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 606 |
| Income earned, not collected on loans | $2,078,000 | 2,034 |
| Earning assets | $446,777,000 | 1,364 |
| Long-term assets (5+ years) | $9,609,000 | 4,858 |
| Average Assets, year-to-date | $459,877,670 | 1,428 |
| Average Assets, quarterly | $468,909,500 | 1,410 |
| Volatile liabilities | $142,934,000 | 989 |
| Insider loans | $8,132,000 | 889 |
| FHLB advances | $37,000,000 | 1,030 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $73,797,000 | 1,353 |
| Tier 1 (core) risk-based capital | $49,339,000 | 1,295 |
| Tier 2 risk-based capital | $3,216,000 | 1,625 |
| Total risk weighted assets | $419,823,000 | 1,180 |
| Total unused commitments | $73,797,000 | 1,353 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 132 | 1,302 |
| Assets and Liabilities | ||
| Total Assets: | $454,278,000 | 1,466 |
| Cash and due from depository institutions | $15,247,000 | 1,302 |
| Interest-bearing balances | $8,241,000 | 767 |
| Securities | $17,608,000 | 4,839 |
| Federal funds sold & reverse repurchase agreements | $6,975,000 | 2,670 |
| Net loans & leases | $387,999,000 | 1,181 |
| Loan loss allowance | $2,906,000 | 1,804 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $18,250,000 | 601 |
| Other real estate owned | $0 | 1,302 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,199,000 | 2,030 |
| Life insurance assets | $2,268,000 | 2,100 |
| Total liabilities and capital | $454,278,000 | 1,466 |
| Total liabilities | $405,525,000 | 1,472 |
| Total deposits | $373,465,000 | 1,424 |
| Interest-bearing deposits | $355,833,000 | 1,267 |
| Deposits held in domestic offices | $373,465,000 | 1,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,060,000 | 2,353 |
| Total equity capital | $48,753,000 | 1,391 |
| Total bank equity capital | $48,753,000 | 1,391 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,820,000 | 2,085 |
| Surplus | $1,820,000 | 5,838 |
| Undivided profits | $45,113,000 | 831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,937,000 | 712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $257,000 | 491 |
| Income earned, not collected on loans | $1,934,000 | 2,108 |
| Earning assets | $420,823,000 | 1,443 |
| Long-term assets (5+ years) | $11,268,000 | 4,515 |
| Average Assets, year-to-date | $448,046,000 | 1,483 |
| Average Assets, quarterly | $448,046,000 | 1,483 |
| Volatile liabilities | $124,142,000 | 1,119 |
| Insider loans | $8,163,000 | 868 |
| FHLB advances | $30,000,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $79,379,000 | 1,286 |
| Tier 1 (core) risk-based capital | $48,753,000 | 1,287 |
| Tier 2 risk-based capital | $2,906,000 | 1,742 |
| Total risk weighted assets | $387,221,000 | 1,261 |
| Total unused commitments | $79,379,000 | 1,286 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 134 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $441,814,000 | 1,498 |
| Cash and due from depository institutions | $13,321,000 | 1,291 |
| Interest-bearing balances | $1,834,000 | 1,965 |
| Securities | $18,403,000 | 4,770 |
| Federal funds sold & reverse repurchase agreements | $10,020,000 | 1,639 |
| Net loans & leases | $376,726,000 | 1,208 |
| Loan loss allowance | $2,795,000 | 1,844 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $16,784,000 | 643 |
| Other real estate owned | $0 | 1,291 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,560,000 | 2,450 |
| Life insurance assets | $2,248,000 | 2,072 |
| Total liabilities and capital | $441,814,000 | 1,498 |
| Total liabilities | $394,026,000 | 1,513 |
| Total deposits | $382,314,000 | 1,358 |
| Interest-bearing deposits | $362,162,000 | 1,219 |
| Deposits held in domestic offices | $382,314,000 | 1,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,712,000 | 2,707 |
| Total equity capital | $47,788,000 | 1,383 |
| Total bank equity capital | $47,788,000 | 1,383 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,820,000 | 2,078 |
| Surplus | $1,820,000 | 5,828 |
| Undivided profits | $44,148,000 | 831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 2,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $256,000 | 452 |
| Income earned, not collected on loans | $1,969,000 | 2,135 |
| Earning assets | $406,983,000 | 1,484 |
| Long-term assets (5+ years) | $7,547,000 | 5,176 |
| Average Assets, year-to-date | $381,966,200 | 1,676 |
| Average Assets, quarterly | $423,254,000 | 1,546 |
| Volatile liabilities | $118,692,000 | 1,277 |
| Insider loans | $8,351,000 | 833 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $67,950,000 | 1,430 |
| Tier 1 (core) risk-based capital | $47,788,000 | 1,294 |
| Tier 2 risk-based capital | $2,795,000 | 1,790 |
| Total risk weighted assets | $373,349,000 | 1,302 |
| Total unused commitments | $67,950,000 | 1,431 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 126 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $404,694,000 | 1,636 |
| Cash and due from depository institutions | $14,405,000 | 1,398 |
| Interest-bearing balances | $73,000 | 5,190 |
| Securities | $14,348,000 | 5,411 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,662 |
| Net loans & leases | $345,292,000 | 1,322 |
| Loan loss allowance | $2,578,000 | 2,001 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $16,497,000 | 646 |
| Other real estate owned | $0 | 1,398 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,752,000 | 2,715 |
| Life insurance assets | $2,228,000 | 2,042 |
| Total liabilities and capital | $404,694,000 | 1,636 |
| Total liabilities | $357,357,000 | 1,664 |
| Total deposits | $356,052,000 | 1,460 |
| Interest-bearing deposits | $339,251,000 | 1,302 |
| Deposits held in domestic offices | $356,052,000 | 1,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,305,000 | 3,218 |
| Total equity capital | $47,337,000 | 1,386 |
| Total bank equity capital | $47,337,000 | 1,386 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,820,000 | 2,081 |
| Surplus | $1,820,000 | 5,842 |
| Undivided profits | $43,697,000 | 839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $861,000 | 2,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $255,000 | 473 |
| Income earned, not collected on loans | $1,585,000 | 2,658 |
| Earning assets | $368,113,000 | 1,647 |
| Long-term assets (5+ years) | $5,637,000 | 5,640 |
| Average Assets, year-to-date | $367,004,250 | 1,746 |
| Average Assets, quarterly | $387,437,500 | 1,687 |
| Volatile liabilities | $104,894,000 | 1,423 |
| Insider loans | $7,976,000 | 874 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $63,403,000 | 1,534 |
| Tier 1 (core) risk-based capital | $47,337,000 | 1,298 |
| Tier 2 risk-based capital | $2,578,000 | 1,934 |
| Total risk weighted assets | $338,769,000 | 1,433 |
| Total unused commitments | $63,403,000 | 1,534 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 118 | 1,483 |
| Assets and Liabilities | ||
| Total Assets: | $370,181,000 | 1,762 |
| Cash and due from depository institutions | $10,199,000 | 1,483 |
| Interest-bearing balances | $63,000 | 5,332 |
| Securities | $14,641,000 | 5,378 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 1,844 |
| Net loans & leases | $317,345,000 | 1,418 |
| Loan loss allowance | $2,389,000 | 2,125 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $16,261,000 | 637 |
| Other real estate owned | $0 | 1,483 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,235,000 | 2,886 |
| Life insurance assets | $2,206,000 | 2,012 |
| Total liabilities and capital | $370,181,000 | 1,762 |
| Total liabilities | $323,876,000 | 1,798 |
| Total deposits | $322,868,000 | 1,610 |
| Interest-bearing deposits | $302,839,000 | 1,462 |
| Deposits held in domestic offices | $322,868,000 | 1,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,008,000 | 3,523 |
| Total equity capital | $46,305,000 | 1,353 |
| Total bank equity capital | $46,305,000 | 1,353 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,820,000 | 2,073 |
| Surplus | $1,820,000 | 5,837 |
| Undivided profits | $42,665,000 | 817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,222,000 | 2,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $253,000 | 510 |
| Income earned, not collected on loans | $1,211,000 | 3,066 |
| Earning assets | $338,549,000 | 1,755 |
| Long-term assets (5+ years) | $5,509,000 | 5,632 |
| Average Assets, year-to-date | $354,441,000 | 1,795 |
| Average Assets, quarterly | $364,326,500 | 1,778 |
| Volatile liabilities | $64,246,000 | 2,136 |
| Insider loans | $7,957,000 | 866 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $60,099,000 | 1,614 |
| Tier 1 (core) risk-based capital | $46,305,000 | 1,294 |
| Tier 2 risk-based capital | $2,389,000 | 2,042 |
| Total risk weighted assets | $310,702,000 | 1,536 |
| Total unused commitments | $60,099,000 | 1,614 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 120 | 1,443 |
| Assets and Liabilities | ||
| Total Assets: | $358,472,000 | 1,792 |
| Cash and due from depository institutions | $7,968,000 | 1,443 |
| Interest-bearing balances | $54,000 | 5,522 |
| Securities | $15,223,000 | 5,336 |
| Federal funds sold & reverse repurchase agreements | $6,280,000 | 2,224 |
| Net loans & leases | $307,381,000 | 1,422 |
| Loan loss allowance | $2,200,000 | 2,238 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $16,101,000 | 624 |
| Other real estate owned | $0 | 1,443 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,519,000 | 2,704 |
| Life insurance assets | $2,184,000 | 1,991 |
| Total liabilities and capital | $358,472,000 | 1,792 |
| Total liabilities | $312,958,000 | 1,830 |
| Total deposits | $311,551,000 | 1,645 |
| Interest-bearing deposits | $295,273,000 | 1,463 |
| Deposits held in domestic offices | $311,551,000 | 1,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,407,000 | 2,820 |
| Total equity capital | $45,514,000 | 1,352 |
| Total bank equity capital | $45,514,000 | 1,352 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,820,000 | 2,064 |
| Surplus | $1,820,000 | 5,795 |
| Undivided profits | $41,874,000 | 835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,223,000 | 1,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 696 |
| Income earned, not collected on loans | $1,165,000 | 2,995 |
| Earning assets | $328,938,000 | 1,788 |
| Long-term assets (5+ years) | $5,910,000 | 5,501 |
| Average Assets, year-to-date | $346,571,000 | 1,824 |
| Average Assets, quarterly | $346,571,000 | 1,824 |
| Volatile liabilities | $60,511,000 | 2,151 |
| Insider loans | $4,804,000 | 1,422 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $54,936,000 | 1,704 |
| Tier 1 (core) risk-based capital | $45,514,000 | 1,286 |
| Tier 2 risk-based capital | $2,200,000 | 2,143 |
| Total risk weighted assets | $303,769,000 | 1,533 |
| Total unused commitments | $54,936,000 | 1,706 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 121 | 1,431 |
| Assets and Liabilities | ||
| Total Assets: | $334,670,000 | 1,866 |
| Cash and due from depository institutions | $8,899,000 | 1,431 |
| Interest-bearing balances | $111,000 | 4,804 |
| Securities | $22,917,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $282,577,000 | 1,524 |
| Loan loss allowance | $1,967,000 | 2,420 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $15,718,000 | 623 |
| Other real estate owned | $0 | 1,431 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,559,000 | 3,076 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $334,670,000 | 1,866 |
| Total liabilities | $290,012,000 | 1,942 |
| Total deposits | $282,894,000 | 1,766 |
| Interest-bearing deposits | $266,439,000 | 1,608 |
| Deposits held in domestic offices | $282,894,000 | 1,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,130,000 | 1,493 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $988,000 | 3,526 |
| Total equity capital | $44,658,000 | 1,357 |
| Total bank equity capital | $44,658,000 | 1,357 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,820,000 | 2,057 |
| Surplus | $1,820,000 | 5,783 |
| Undivided profits | $41,018,000 | 848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,170,000 | 1,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 684 |
| Income earned, not collected on loans | $1,089,000 | 3,213 |
| Earning assets | $305,605,000 | 1,877 |
| Long-term assets (5+ years) | $7,113,000 | 5,221 |
| Average Assets, year-to-date | $303,294,600 | 1,963 |
| Average Assets, quarterly | $320,499,000 | 1,920 |
| Volatile liabilities | $37,944,000 | 2,986 |
| Insider loans | $4,826,000 | 1,390 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $55,466,000 | 1,637 |
| Tier 1 (core) risk-based capital | $44,658,000 | 1,286 |
| Tier 2 risk-based capital | $1,967,000 | 2,317 |
| Total risk weighted assets | $281,643,000 | 1,628 |
| Total unused commitments | $55,466,000 | 1,637 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 117 | 1,463 |
| Assets and Liabilities | ||
| Total Assets: | $306,328,000 | 1,995 |
| Cash and due from depository institutions | $7,648,000 | 1,463 |
| Interest-bearing balances | $105,000 | 4,932 |
| Securities | $22,932,000 | 4,228 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,607 |
| Net loans & leases | $253,336,000 | 1,667 |
| Loan loss allowance | $1,595,000 | 2,863 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $15,840,000 | 591 |
| Other real estate owned | $0 | 1,463 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,372,000 | 3,120 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $306,328,000 | 1,995 |
| Total liabilities | $261,986,000 | 2,082 |
| Total deposits | $261,035,000 | 1,881 |
| Interest-bearing deposits | $243,319,000 | 1,721 |
| Deposits held in domestic offices | $261,035,000 | 1,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $951,000 | 3,563 |
| Total equity capital | $44,342,000 | 1,349 |
| Total bank equity capital | $44,342,000 | 1,349 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,820,000 | 2,023 |
| Surplus | $1,820,000 | 5,751 |
| Undivided profits | $40,702,000 | 849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,080,000 | 1,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $157,000 | 649 |
| Income earned, not collected on loans | $900,000 | 3,758 |
| Earning assets | $278,573,000 | 2,005 |
| Long-term assets (5+ years) | $7,455,000 | 5,178 |
| Average Assets, year-to-date | $295,450,750 | 1,994 |
| Average Assets, quarterly | $304,508,000 | 1,990 |
| Volatile liabilities | $22,435,000 | 4,131 |
| Insider loans | $2,121,000 | 2,715 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $48,364,000 | 1,796 |
| Tier 1 (core) risk-based capital | $44,342,000 | 1,271 |
| Tier 2 risk-based capital | $1,595,000 | 2,697 |
| Total risk weighted assets | $253,681,000 | 1,726 |
| Total unused commitments | $48,364,000 | 1,797 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 106 | 1,623 |
| Assets and Liabilities | ||
| Total Assets: | $302,688,000 | 1,990 |
| Cash and due from depository institutions | $6,662,000 | 1,623 |
| Interest-bearing balances | $98,000 | 5,179 |
| Securities | $22,956,000 | 4,255 |
| Federal funds sold & reverse repurchase agreements | $19,460,000 | 629 |
| Net loans & leases | $234,091,000 | 1,751 |
| Loan loss allowance | $1,475,000 | 3,022 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $15,923,000 | 574 |
| Other real estate owned | $0 | 1,623 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,596,000 | 3,465 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $302,688,000 | 1,990 |
| Total liabilities | $259,361,000 | 2,058 |
| Total deposits | $258,508,000 | 1,857 |
| Interest-bearing deposits | $243,752,000 | 1,680 |
| Deposits held in domestic offices | $258,508,000 | 1,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $853,000 | 3,607 |
| Total equity capital | $43,327,000 | 1,354 |
| Total bank equity capital | $43,327,000 | 1,354 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,820,000 | 2,004 |
| Surplus | $1,820,000 | 5,734 |
| Undivided profits | $39,687,000 | 857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,019,000 | 1,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $55,000 | 955 |
| Income earned, not collected on loans | $748,000 | 4,046 |
| Earning assets | $276,605,000 | 1,985 |
| Long-term assets (5+ years) | $9,854,000 | 4,705 |
| Average Assets, year-to-date | $291,825,000 | 2,003 |
| Average Assets, quarterly | $296,511,500 | 1,998 |
| Volatile liabilities | $22,848,000 | 3,947 |
| Insider loans | $1,941,000 | 2,833 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $42,608,000 | 1,911 |
| Tier 1 (core) risk-based capital | $43,327,000 | 1,270 |
| Tier 2 risk-based capital | $1,475,000 | 2,851 |
| Total risk weighted assets | $238,791,000 | 1,780 |
| Total unused commitments | $42,608,000 | 1,911 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 99 | 1,727 |
| Assets and Liabilities | ||
| Total Assets: | $290,335,000 | 2,025 |
| Cash and due from depository institutions | $7,010,000 | 1,727 |
| Interest-bearing balances | $92,000 | 5,316 |
| Securities | $26,516,000 | 3,944 |
| Federal funds sold & reverse repurchase agreements | $16,210,000 | 748 |
| Net loans & leases | $222,071,000 | 1,793 |
| Loan loss allowance | $1,388,000 | 3,173 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,659,000 | 635 |
| Other real estate owned | $0 | 1,727 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,869,000 | 3,268 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $290,335,000 | 2,025 |
| Total liabilities | $247,613,000 | 2,138 |
| Total deposits | $246,533,000 | 1,929 |
| Interest-bearing deposits | $232,906,000 | 1,735 |
| Deposits held in domestic offices | $246,533,000 | 1,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,080,000 | 3,022 |
| Total equity capital | $42,722,000 | 1,354 |
| Total bank equity capital | $42,722,000 | 1,354 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,820,000 | 2,008 |
| Surplus | $1,820,000 | 5,746 |
| Undivided profits | $39,082,000 | 845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,773,000 | 1,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,192 |
| Income earned, not collected on loans | $740,000 | 3,978 |
| Earning assets | $264,889,000 | 2,047 |
| Long-term assets (5+ years) | $4,796,000 | 6,060 |
| Average Assets, year-to-date | $286,393,500 | 2,027 |
| Average Assets, quarterly | $286,393,500 | 2,027 |
| Volatile liabilities | $21,934,000 | 3,955 |
| Insider loans | $1,861,000 | 2,890 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $42,468,000 | 1,890 |
| Tier 1 (core) risk-based capital | $42,722,000 | 1,277 |
| Tier 2 risk-based capital | $1,388,000 | 2,958 |
| Total risk weighted assets | $227,104,000 | 1,834 |
| Total unused commitments | $42,468,000 | 1,892 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 97 | 1,761 |
| Assets and Liabilities | ||
| Total Assets: | $282,452,000 | 2,061 |
| Cash and due from depository institutions | $7,258,000 | 1,761 |
| Interest-bearing balances | $111,000 | 4,932 |
| Securities | $26,668,000 | 3,928 |
| Federal funds sold & reverse repurchase agreements | $16,030,000 | 727 |
| Net loans & leases | $214,329,000 | 1,819 |
| Loan loss allowance | $1,297,000 | 3,309 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,714,000 | 619 |
| Other real estate owned | $0 | 1,761 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,453,000 | 3,465 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $282,452,000 | 2,061 |
| Total liabilities | $240,587,000 | 2,173 |
| Total deposits | $240,132,000 | 1,956 |
| Interest-bearing deposits | $226,361,000 | 1,763 |
| Deposits held in domestic offices | $240,132,000 | 1,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $455,000 | 4,954 |
| Total equity capital | $41,865,000 | 1,368 |
| Total bank equity capital | $41,865,000 | 1,368 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,820,000 | 1,988 |
| Surplus | $1,820,000 | 5,741 |
| Undivided profits | $38,225,000 | 871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,058,000 | 1,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,147 |
| Income earned, not collected on loans | $737,000 | 3,979 |
| Earning assets | $257,138,000 | 2,086 |
| Long-term assets (5+ years) | $5,979,000 | 5,773 |
| Average Assets, year-to-date | $280,630,600 | 1,983 |
| Average Assets, quarterly | $286,763,500 | 2,019 |
| Volatile liabilities | $20,311,000 | 4,090 |
| Insider loans | $1,876,000 | 2,860 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $39,667,000 | 1,908 |
| Tier 1 (core) risk-based capital | $41,865,000 | 1,287 |
| Tier 2 risk-based capital | $1,297,000 | 3,117 |
| Total risk weighted assets | $219,043,000 | 1,865 |
| Total unused commitments | $39,667,000 | 1,909 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 100 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $291,075,000 | 1,987 |
| Cash and due from depository institutions | $7,685,000 | 1,702 |
| Interest-bearing balances | $60,000 | 5,660 |
| Securities | $37,533,000 | 3,054 |
| Federal funds sold & reverse repurchase agreements | $18,150,000 | 620 |
| Net loans & leases | $209,211,000 | 1,825 |
| Loan loss allowance | $1,257,000 | 3,403 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $14,927,000 | 592 |
| Other real estate owned | $0 | 1,702 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,569,000 | 3,347 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $291,075,000 | 1,987 |
| Total liabilities | $249,672,000 | 2,070 |
| Total deposits | $248,710,000 | 1,866 |
| Interest-bearing deposits | $237,736,000 | 1,657 |
| Deposits held in domestic offices | $248,710,000 | 1,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $962,000 | 3,281 |
| Total equity capital | $41,403,000 | 1,369 |
| Total bank equity capital | $41,403,000 | 1,369 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,820,000 | 1,987 |
| Surplus | $1,820,000 | 5,715 |
| Undivided profits | $37,763,000 | 879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,869,000 | 1,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,204 |
| Income earned, not collected on loans | $709,000 | 4,280 |
| Earning assets | $264,954,000 | 1,997 |
| Long-term assets (5+ years) | $6,174,000 | 5,794 |
| Average Assets, year-to-date | $280,175,250 | 1,990 |
| Average Assets, quarterly | $284,413,000 | 2,000 |
| Volatile liabilities | $20,173,000 | 4,075 |
| Insider loans | $2,111,000 | 2,576 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $27,910,000 | 2,397 |
| Tier 1 (core) risk-based capital | $41,403,000 | 1,277 |
| Tier 2 risk-based capital | $1,257,000 | 3,159 |
| Total risk weighted assets | $216,976,000 | 1,849 |
| Total unused commitments | $27,910,000 | 2,401 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 104 | 1,649 |
| Assets and Liabilities | ||
| Total Assets: | $277,751,000 | 2,041 |
| Cash and due from depository institutions | $7,034,000 | 1,649 |
| Interest-bearing balances | $54,000 | 5,767 |
| Securities | $44,831,000 | 2,671 |
| Federal funds sold & reverse repurchase agreements | $13,285,000 | 803 |
| Net loans & leases | $195,178,000 | 1,908 |
| Loan loss allowance | $1,117,000 | 3,699 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,800,000 | 634 |
| Other real estate owned | $0 | 1,649 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,623,000 | 3,306 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $277,751,000 | 2,041 |
| Total liabilities | $237,077,000 | 2,156 |
| Total deposits | $236,386,000 | 1,940 |
| Interest-bearing deposits | $223,173,000 | 1,736 |
| Deposits held in domestic offices | $236,386,000 | 1,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $691,000 | 3,793 |
| Total equity capital | $40,674,000 | 1,346 |
| Total bank equity capital | $40,674,000 | 1,346 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,820,000 | 1,990 |
| Surplus | $1,820,000 | 5,725 |
| Undivided profits | $37,034,000 | 854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,158,000 | 1,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,269 |
| Income earned, not collected on loans | $640,000 | 4,353 |
| Earning assets | $253,348,000 | 2,058 |
| Long-term assets (5+ years) | $5,376,000 | 6,133 |
| Average Assets, year-to-date | $276,542,000 | 2,015 |
| Average Assets, quarterly | $279,768,500 | 2,007 |
| Volatile liabilities | $19,348,000 | 4,082 |
| Insider loans | $2,114,000 | 2,568 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $23,014,000 | 2,733 |
| Tier 1 (core) risk-based capital | $40,674,000 | 1,269 |
| Tier 2 risk-based capital | $1,117,000 | 3,435 |
| Total risk weighted assets | $203,356,000 | 1,912 |
| Total unused commitments | $23,014,000 | 2,736 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 103 | 1,660 |
| Assets and Liabilities | ||
| Total Assets: | $281,786,000 | 2,006 |
| Cash and due from depository institutions | $13,848,000 | 1,660 |
| Interest-bearing balances | $10,000 | 6,623 |
| Securities | $55,465,000 | 2,229 |
| Federal funds sold & reverse repurchase agreements | $13,860,000 | 1,054 |
| Net loans & leases | $181,437,000 | 1,979 |
| Loan loss allowance | $1,045,000 | 3,848 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,304,000 | 641 |
| Other real estate owned | $0 | 1,660 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,872,000 | 2,999 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $281,786,000 | 2,006 |
| Total liabilities | $241,697,000 | 2,085 |
| Total deposits | $240,748,000 | 1,891 |
| Interest-bearing deposits | $227,207,000 | 1,712 |
| Deposits held in domestic offices | $240,748,000 | 1,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $949,000 | 3,346 |
| Total equity capital | $40,089,000 | 1,393 |
| Total bank equity capital | $40,089,000 | 1,393 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,820,000 | 1,988 |
| Surplus | $1,820,000 | 5,717 |
| Undivided profits | $36,449,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,448,000 | 1,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,300 |
| Income earned, not collected on loans | $569,000 | 4,720 |
| Earning assets | $250,772,000 | 2,065 |
| Long-term assets (5+ years) | $6,280,000 | 5,867 |
| Average Assets, year-to-date | $275,937,500 | 2,023 |
| Average Assets, quarterly | $275,937,500 | 2,023 |
| Volatile liabilities | $18,582,000 | 4,116 |
| Insider loans | $1,822,000 | 2,824 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,914,000 | 2,389 |
| Tier 1 (core) risk-based capital | $40,089,000 | 1,271 |
| Tier 2 risk-based capital | $1,045,000 | 3,579 |
| Total risk weighted assets | $194,493,000 | 1,956 |
| Total unused commitments | $26,914,000 | 2,395 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 102 | 1,696 |
| Assets and Liabilities | ||
| Total Assets: | $270,089,000 | 2,078 |
| Cash and due from depository institutions | $8,716,000 | 1,696 |
| Interest-bearing balances | $79,000 | 5,570 |
| Securities | $69,565,000 | 1,853 |
| Federal funds sold & reverse repurchase agreements | $2,170,000 | 3,875 |
| Net loans & leases | $173,588,000 | 2,057 |
| Loan loss allowance | $1,024,000 | 3,887 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $12,373,000 | 703 |
| Other real estate owned | $0 | 1,696 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,677,000 | 3,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,089,000 | 2,078 |
| Total liabilities | $230,768,000 | 2,185 |
| Total deposits | $229,943,000 | 1,967 |
| Interest-bearing deposits | $217,227,000 | 1,780 |
| Deposits held in domestic offices | $229,943,000 | 1,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $825,000 | 3,508 |
| Total equity capital | $39,321,000 | 1,384 |
| Total bank equity capital | $39,321,000 | 1,384 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,820,000 | 2,003 |
| Surplus | $1,820,000 | 5,725 |
| Undivided profits | $35,681,000 | 905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,230,000 | 1,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 768 |
| Income earned, not collected on loans | $601,000 | 4,697 |
| Earning assets | $245,402,000 | 2,096 |
| Long-term assets (5+ years) | $4,620,000 | 6,343 |
| Average Assets, year-to-date | $269,269,600 | 1,999 |
| Average Assets, quarterly | $269,000,000 | 2,061 |
| Volatile liabilities | $18,633,000 | 4,099 |
| Insider loans | $2,935,000 | 1,901 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $23,041,000 | 2,576 |
| Tier 1 (core) risk-based capital | $39,321,000 | 1,291 |
| Tier 2 risk-based capital | $1,024,000 | 3,624 |
| Total risk weighted assets | $185,025,000 | 2,029 |
| Total unused commitments | $23,041,000 | 2,580 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 99 | 1,766 |
| Assets and Liabilities | ||
| Total Assets: | $267,911,000 | 2,089 |
| Cash and due from depository institutions | $9,383,000 | 1,766 |
| Interest-bearing balances | $74,000 | 5,681 |
| Securities | $74,911,000 | 1,745 |
| Federal funds sold & reverse repurchase agreements | $6,920,000 | 1,999 |
| Net loans & leases | $160,940,000 | 2,198 |
| Loan loss allowance | $974,000 | 4,055 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,156,000 | 719 |
| Other real estate owned | $0 | 1,766 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,601,000 | 3,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,911,000 | 2,089 |
| Total liabilities | $228,773,000 | 2,194 |
| Total deposits | $227,810,000 | 1,997 |
| Interest-bearing deposits | $215,119,000 | 1,802 |
| Deposits held in domestic offices | $227,810,000 | 1,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $963,000 | 3,288 |
| Total equity capital | $39,138,000 | 1,406 |
| Total bank equity capital | $39,138,000 | 1,406 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,820,000 | 2,006 |
| Surplus | $1,820,000 | 5,726 |
| Undivided profits | $35,498,000 | 916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,129,000 | 1,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $139,000 | 780 |
| Income earned, not collected on loans | $523,000 | 5,367 |
| Earning assets | $242,845,000 | 2,113 |
| Long-term assets (5+ years) | $6,097,000 | 5,931 |
| Average Assets, year-to-date | $269,064,750 | 2,029 |
| Average Assets, quarterly | $267,644,500 | 2,069 |
| Volatile liabilities | $19,191,000 | 3,974 |
| Insider loans | $2,580,000 | 2,101 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,563,000 | 2,785 |
| Tier 1 (core) risk-based capital | $39,138,000 | 1,312 |
| Tier 2 risk-based capital | $974,000 | 3,750 |
| Total risk weighted assets | $174,189,000 | 2,122 |
| Total unused commitments | $20,563,000 | 2,788 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 98 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $267,378,000 | 2,072 |
| Cash and due from depository institutions | $8,559,000 | 1,778 |
| Interest-bearing balances | $66,000 | 5,794 |
| Securities | $76,628,000 | 1,637 |
| Federal funds sold & reverse repurchase agreements | $6,755,000 | 2,337 |
| Net loans & leases | $159,365,000 | 2,181 |
| Loan loss allowance | $971,000 | 4,006 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,192,000 | 716 |
| Other real estate owned | $0 | 1,778 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,879,000 | 2,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,378,000 | 2,072 |
| Total liabilities | $228,989,000 | 2,166 |
| Total deposits | $228,207,000 | 1,963 |
| Interest-bearing deposits | $215,354,000 | 1,771 |
| Deposits held in domestic offices | $228,207,000 | 1,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $782,000 | 3,896 |
| Total equity capital | $38,389,000 | 1,423 |
| Total bank equity capital | $38,389,000 | 1,423 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,820,000 | 2,005 |
| Surplus | $1,820,000 | 5,717 |
| Undivided profits | $34,749,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,101,000 | 1,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 844 |
| Income earned, not collected on loans | $580,000 | 4,844 |
| Earning assets | $242,814,000 | 2,084 |
| Long-term assets (5+ years) | $6,942,000 | 5,620 |
| Average Assets, year-to-date | $269,449,330 | 2,017 |
| Average Assets, quarterly | $271,851,500 | 2,022 |
| Volatile liabilities | $18,982,000 | 3,940 |
| Insider loans | $2,478,000 | 2,188 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,939,000 | 2,646 |
| Tier 1 (core) risk-based capital | $38,389,000 | 1,304 |
| Tier 2 risk-based capital | $971,000 | 3,705 |
| Total risk weighted assets | $172,102,000 | 2,113 |
| Total unused commitments | $21,939,000 | 2,655 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 100 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $276,325,000 | 1,980 |
| Cash and due from depository institutions | $10,284,000 | 1,710 |
| Interest-bearing balances | $79,000 | 5,579 |
| Securities | $77,102,000 | 1,603 |
| Federal funds sold & reverse repurchase agreements | $18,890,000 | 850 |
| Net loans & leases | $153,916,000 | 2,224 |
| Loan loss allowance | $968,000 | 3,967 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,208,000 | 707 |
| Other real estate owned | $0 | 1,710 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,925,000 | 2,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,325,000 | 1,980 |
| Total liabilities | $238,399,000 | 2,057 |
| Total deposits | $237,354,000 | 1,848 |
| Interest-bearing deposits | $224,819,000 | 1,678 |
| Deposits held in domestic offices | $237,354,000 | 1,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,045,000 | 3,252 |
| Total equity capital | $37,926,000 | 1,399 |
| Total bank equity capital | $37,926,000 | 1,399 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,820,000 | 2,015 |
| Surplus | $1,820,000 | 5,704 |
| Undivided profits | $34,286,000 | 929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,904,000 | 1,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,000 | 1,239 |
| Income earned, not collected on loans | $577,000 | 4,846 |
| Earning assets | $249,987,000 | 2,002 |
| Long-term assets (5+ years) | $6,734,000 | 5,615 |
| Average Assets, year-to-date | $270,485,000 | 1,998 |
| Average Assets, quarterly | $270,485,000 | 1,998 |
| Volatile liabilities | $18,556,000 | 3,959 |
| Insider loans | $2,497,000 | 2,121 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,897,000 | 2,809 |
| Tier 1 (core) risk-based capital | $37,926,000 | 1,303 |
| Tier 2 risk-based capital | $968,000 | 3,667 |
| Total risk weighted assets | $167,910,000 | 2,117 |
| Total unused commitments | $18,897,000 | 2,820 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 93 | 1,845 |
| Assets and Liabilities | ||
| Total Assets: | $264,645,000 | 2,029 |
| Cash and due from depository institutions | $7,045,000 | 1,845 |
| Interest-bearing balances | $68,000 | 5,593 |
| Securities | $76,935,000 | 1,596 |
| Federal funds sold & reverse repurchase agreements | $10,280,000 | 1,393 |
| Net loans & leases | $154,702,000 | 2,194 |
| Loan loss allowance | $965,000 | 3,904 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,925,000 | 713 |
| Other real estate owned | $0 | 1,845 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,758,000 | 2,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,645,000 | 2,029 |
| Total liabilities | $227,539,000 | 2,114 |
| Total deposits | $227,099,000 | 1,901 |
| Interest-bearing deposits | $215,540,000 | 1,717 |
| Deposits held in domestic offices | $227,099,000 | 1,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $440,000 | 5,591 |
| Total equity capital | $37,106,000 | 1,403 |
| Total bank equity capital | $37,106,000 | 1,403 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,820,000 | 2,010 |
| Surplus | $1,820,000 | 5,684 |
| Undivided profits | $33,466,000 | 924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,067,000 | 1,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,321 |
| Income earned, not collected on loans | $599,000 | 4,948 |
| Earning assets | $241,985,000 | 2,033 |
| Long-term assets (5+ years) | $9,034,000 | 5,008 |
| Average Assets, year-to-date | $255,035,600 | 1,989 |
| Average Assets, quarterly | $259,249,000 | 2,040 |
| Volatile liabilities | $16,188,000 | 4,291 |
| Insider loans | $2,252,000 | 2,299 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,978,000 | 3,326 |
| Tier 1 (core) risk-based capital | $37,106,000 | 1,298 |
| Tier 2 risk-based capital | $965,000 | 3,625 |
| Total risk weighted assets | $165,992,000 | 2,117 |
| Total unused commitments | $13,978,000 | 3,329 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 102 | 1,650 |
| Assets and Liabilities | ||
| Total Assets: | $247,013,000 | 2,051 |
| Cash and due from depository institutions | $6,773,000 | 1,650 |
| Interest-bearing balances | $104,000 | 5,002 |
| Securities | $77,241,000 | 1,461 |
| Federal funds sold & reverse repurchase agreements | $7,665,000 | 1,904 |
| Net loans & leases | $143,072,000 | 2,269 |
| Loan loss allowance | $744,000 | 4,534 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,767,000 | 1,105 |
| Other real estate owned | $159,000 | 1,650 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,336,000 | 2,491 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,013,000 | 2,051 |
| Total liabilities | $212,271,000 | 2,147 |
| Total deposits | $211,559,000 | 1,946 |
| Interest-bearing deposits | $201,129,000 | 1,747 |
| Deposits held in domestic offices | $211,559,000 | 1,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $712,000 | 4,384 |
| Total equity capital | $34,742,000 | 1,403 |
| Total bank equity capital | $34,742,000 | 1,403 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,820,000 | 2,039 |
| Surplus | $1,820,000 | 5,696 |
| Undivided profits | $31,102,000 | 907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 5,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $626,000 | 5,113 |
| Earning assets | $228,082,000 | 2,038 |
| Long-term assets (5+ years) | $13,566,000 | 4,125 |
| Average Assets, year-to-date | $237,340,600 | 2,053 |
| Average Assets, quarterly | $243,775,000 | 2,062 |
| Volatile liabilities | $17,187,000 | 4,085 |
| Insider loans | $1,348,000 | 3,215 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $14,308,000 | 3,127 |
| Tier 1 (core) risk-based capital | $34,742,000 | 1,310 |
| Tier 2 risk-based capital | $744,000 | 4,253 |
| Total risk weighted assets | $151,658,000 | 2,200 |
| Total unused commitments | $14,308,000 | 3,134 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 91 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $227,914,000 | 2,128 |
| Cash and due from depository institutions | $10,661,000 | 1,835 |
| Interest-bearing balances | $54,000 | 5,304 |
| Securities | $73,952,000 | 1,485 |
| Federal funds sold & reverse repurchase agreements | $8,830,000 | 1,363 |
| Net loans & leases | $124,407,000 | 2,510 |
| Loan loss allowance | $644,000 | 4,868 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,576,000 | 1,282 |
| Other real estate owned | $181,000 | 1,835 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,307,000 | 2,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,914,000 | 2,128 |
| Total liabilities | $195,700,000 | 2,242 |
| Total deposits | $194,872,000 | 2,007 |
| Interest-bearing deposits | $158,088,000 | 2,148 |
| Deposits held in domestic offices | $194,872,000 | 2,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $828,000 | 4,142 |
| Total equity capital | $32,214,000 | 1,430 |
| Total bank equity capital | $32,214,000 | 1,430 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,820,000 | 2,067 |
| Surplus | $1,820,000 | 5,727 |
| Undivided profits | $28,574,000 | 930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $294,000 | 433 |
| Income earned, not collected on loans | $607,000 | 4,425 |
| Earning assets | $207,243,000 | 2,162 |
| Long-term assets (5+ years) | $24,522,000 | 2,769 |
| Average Assets, year-to-date | $225,157,400 | 2,056 |
| Average Assets, quarterly | $226,450,000 | 2,115 |
| Volatile liabilities | $12,743,000 | 4,945 |
| Insider loans | $2,068,000 | 2,275 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,203,000 | 2,170 |
| Tier 1 (core) risk-based capital | $32,214,000 | 1,356 |
| Tier 2 risk-based capital | $644,000 | 4,602 |
| Total risk weighted assets | $141,483,800 | 2,259 |
| Total unused commitments | $22,203,000 | 2,175 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 91 | 1,890 |
| Assets and Liabilities | ||
| Total Assets: | $219,866,000 | 2,139 |
| Cash and due from depository institutions | $9,348,000 | 1,890 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $74,259,000 | 1,544 |
| Federal funds sold & reverse repurchase agreements | $14,560,000 | 685 |
| Net loans & leases | $111,966,000 | 2,649 |
| Loan loss allowance | $585,000 | 5,128 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,625,000 | 1,248 |
| Other real estate owned | $0 | 1,890 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,108,000 | 2,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,866,000 | 2,139 |
| Total liabilities | $189,472,000 | 2,245 |
| Total deposits | $188,877,000 | 2,011 |
| Interest-bearing deposits | $157,062,000 | 2,077 |
| Deposits held in domestic offices | $188,877,000 | 2,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $595,000 | 4,782 |
| Total equity capital | $30,394,000 | 1,453 |
| Total bank equity capital | $30,394,000 | 1,453 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,820,000 | 2,095 |
| Surplus | $1,820,000 | 5,787 |
| Undivided profits | $26,754,000 | 929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $338,000 | 4,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $529,000 | 4,366 |
| Earning assets | $200,785,000 | 2,138 |
| Long-term assets (5+ years) | $17,078,000 | 3,653 |
| Average Assets, year-to-date | $216,620,400 | 2,083 |
| Average Assets, quarterly | $221,152,000 | 2,100 |
| Volatile liabilities | $9,144,000 | 5,656 |
| Insider loans | $2,273,000 | 2,005 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,084,000 | 2,995 |
| Tier 1 (core) risk-based capital | $30,394,000 | 1,420 |
| Tier 2 risk-based capital | $585,000 | 4,790 |
| Total risk weighted assets | $124,344,400 | 2,456 |
| Total unused commitments | $14,084,000 | 2,999 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 82 | 2,127 |
| Assets and Liabilities | ||
| Total Assets: | $206,979,000 | 2,222 |
| Cash and due from depository institutions | $8,734,000 | 2,127 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $77,642,000 | 1,515 |
| Federal funds sold & reverse repurchase agreements | $11,330,000 | 1,529 |
| Net loans & leases | $101,124,000 | 2,734 |
| Loan loss allowance | $509,000 | 5,555 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,948,000 | 1,613 |
| Other real estate owned | $22,000 | 2,127 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,179,000 | 2,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,979,000 | 2,222 |
| Total liabilities | $178,480,000 | 2,317 |
| Total deposits | $177,932,000 | 2,134 |
| Interest-bearing deposits | $145,105,000 | 2,254 |
| Deposits held in domestic offices | $177,932,000 | 2,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $548,000 | 5,450 |
| Total equity capital | $28,499,000 | 1,565 |
| Total bank equity capital | $28,499,000 | 1,565 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,820,000 | 2,054 |
| Surplus | $1,820,000 | 5,721 |
| Undivided profits | $24,859,000 | 1,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 890 |
| Income earned, not collected on loans | $550,000 | 4,224 |
| Earning assets | $190,096,000 | 2,229 |
| Long-term assets (5+ years) | $13,260,000 | 4,054 |
| Average Assets, year-to-date | $195,026,400 | 2,217 |
| Average Assets, quarterly | $202,820,000 | 2,223 |
| Volatile liabilities | $8,525,000 | 5,441 |
| Insider loans | $1,599,000 | 2,529 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,701,000 | 2,377 |
| Tier 1 (core) risk-based capital | $28,499,000 | 1,473 |
| Tier 2 risk-based capital | $509,000 | 5,145 |
| Total risk weighted assets | $109,808,600 | 2,591 |
| Total unused commitments | $18,701,000 | 2,382 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $186,147,000 | 2,422 |
| Cash and due from depository institutions | $4,348,000 | 2,306 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $72,552,000 | 1,582 |
| Federal funds sold & reverse repurchase agreements | $13,505,000 | 972 |
| Net loans & leases | $88,214,000 | 3,088 |
| Loan loss allowance | $454,000 | 6,071 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,325,000 | 1,820 |
| Other real estate owned | $196,000 | 2,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,007,000 | 2,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,147,000 | 2,422 |
| Total liabilities | $159,602,000 | 2,529 |
| Total deposits | $159,057,000 | 2,354 |
| Interest-bearing deposits | $133,155,000 | 2,414 |
| Deposits held in domestic offices | $159,057,000 | 2,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $545,000 | 5,591 |
| Total equity capital | $26,545,000 | 1,683 |
| Total bank equity capital | $26,545,000 | 1,683 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,820,000 | 2,055 |
| Surplus | $1,820,000 | 5,738 |
| Undivided profits | $22,905,000 | 1,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 4,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 1,114 |
| Income earned, not collected on loans | $437,000 | 5,303 |
| Earning assets | $174,271,000 | 2,379 |
| Long-term assets (5+ years) | $11,532,000 | 3,975 |
| Average Assets, year-to-date | $179,845,000 | 2,386 |
| Average Assets, quarterly | $184,605,500 | 2,386 |
| Volatile liabilities | $7,258,000 | 6,022 |
| Insider loans | $1,626,000 | 2,461 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,025,000 | 2,862 |
| Tier 1 (core) risk-based capital | $26,545,000 | 1,593 |
| Tier 2 risk-based capital | $454,000 | 5,526 |
| Total risk weighted assets | $91,254,700 | 3,026 |
| Total unused commitments | $13,025,000 | 2,866 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 78 | 2,414 |
| Assets and Liabilities | ||
| Total Assets: | $173,703,000 | 2,660 |
| Cash and due from depository institutions | $5,350,000 | 2,414 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $77,178,000 | 1,571 |
| Federal funds sold & reverse repurchase agreements | $5,975,000 | 2,192 |
| Net loans & leases | $79,889,000 | 3,402 |
| Loan loss allowance | $442,000 | 6,417 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,909,000 | 2,680 |
| Other real estate owned | $0 | 2,414 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,402,000 | 3,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,703,000 | 2,660 |
| Total liabilities | $149,172,000 | 2,784 |
| Total deposits | $148,704,000 | 2,599 |
| Interest-bearing deposits | $124,528,000 | 2,653 |
| Deposits held in domestic offices | $148,704,000 | 2,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $468,000 | 6,203 |
| Total equity capital | $24,531,000 | 1,835 |
| Total bank equity capital | $24,531,000 | 1,835 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,820,000 | 2,183 |
| Surplus | $1,820,000 | 5,857 |
| Undivided profits | $20,891,000 | 1,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 865 |
| Income earned, not collected on loans | $415,000 | 5,489 |
| Earning assets | $163,042,000 | 2,609 |
| Long-term assets (5+ years) | $5,138,000 | 5,811 |
| Average Assets, year-to-date | $173,061,000 | 2,560 |
| Average Assets, quarterly | $174,422,000 | 2,622 |
| Volatile liabilities | $7,344,000 | 5,904 |
| Insider loans | $1,381,000 | 2,851 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,193,000 | 4,545 |
| Tier 1 (core) risk-based capital | $24,531,000 | 1,762 |
| Tier 2 risk-based capital | $442,000 | 5,738 |
| Total risk weighted assets | $77,273,400 | 3,522 |
| Total unused commitments | $6,193,000 | 4,558 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 72 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $170,163,000 | 2,707 |
| Cash and due from depository institutions | $4,298,000 | 2,701 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $77,069,000 | 1,638 |
| Federal funds sold & reverse repurchase agreements | $10,410,000 | 1,368 |
| Net loans & leases | $73,980,000 | 3,564 |
| Loan loss allowance | $373,000 | 7,269 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,708,000 | 2,798 |
| Other real estate owned | $0 | 2,701 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,698,000 | 4,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,163,000 | 2,707 |
| Total liabilities | $147,369,000 | 2,826 |
| Total deposits | $146,917,000 | 2,650 |
| Interest-bearing deposits | $121,380,000 | 2,764 |
| Deposits held in domestic offices | $146,917,000 | 2,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $452,000 | 6,630 |
| Total equity capital | $22,794,000 | 1,971 |
| Total bank equity capital | $22,794,000 | 1,971 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,820,000 | 2,235 |
| Surplus | $1,820,000 | 5,921 |
| Undivided profits | $19,154,000 | 1,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $214,000 | 568 |
| Income earned, not collected on loans | $475,000 | 4,963 |
| Earning assets | $161,459,000 | 2,626 |
| Long-term assets (5+ years) | $2,930,000 | 7,108 |
| Average Assets, year-to-date | $169,560,800 | 2,617 |
| Average Assets, quarterly | $171,337,000 | 2,677 |
| Volatile liabilities | $8,351,000 | 5,149 |
| Insider loans | $1,505,000 | 2,751 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,893,000 | 5,654 |
| Tier 1 (core) risk-based capital | $22,794,000 | 1,877 |
| Tier 2 risk-based capital | $373,000 | 6,483 |
| Total risk weighted assets | $71,679,900 | 3,681 |
| Total unused commitments | $3,893,000 | 5,665 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 71 | 2,829 |
| Assets and Liabilities | ||
| Total Assets: | $164,063,000 | 2,768 |
| Cash and due from depository institutions | $5,559,000 | 2,829 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $82,962,000 | 1,557 |
| Federal funds sold & reverse repurchase agreements | $2,365,000 | 3,392 |
| Net loans & leases | $68,618,000 | 3,745 |
| Loan loss allowance | $316,000 | 8,176 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,782,000 | 2,655 |
| Other real estate owned | $185,000 | 2,829 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,591,000 | 4,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,063,000 | 2,768 |
| Total liabilities | $142,870,000 | 2,894 |
| Total deposits | $142,527,000 | 2,679 |
| Interest-bearing deposits | $116,891,000 | 2,822 |
| Deposits held in domestic offices | $142,527,000 | 2,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $343,000 | 6,747 |
| Total equity capital | $21,193,000 | 1,955 |
| Total bank equity capital | $21,193,000 | 1,955 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,820,000 | 2,296 |
| Surplus | $1,820,000 | 5,940 |
| Undivided profits | $17,553,000 | 1,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,078,000 | 2,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $884,000 | 145 |
| Income earned, not collected on loans | $437,000 | 4,794 |
| Earning assets | $154,045,000 | 2,706 |
| Long-term assets (5+ years) | $2,583,000 | 7,725 |
| Average Assets, year-to-date | $165,209,600 | 2,685 |
| Average Assets, quarterly | $165,931,500 | 2,728 |
| Volatile liabilities | $7,395,000 | 5,372 |
| Insider loans | $3,736,000 | 1,117 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,172,000 | 4,831 |
| Tier 1 (core) risk-based capital | $21,193,000 | 1,962 |
| Tier 2 risk-based capital | $316,000 | 7,274 |
| Total risk weighted assets | $63,403,500 | 4,036 |
| Total unused commitments | $5,172,000 | 4,839 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 73 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $165,360,000 | 2,772 |
| Cash and due from depository institutions | $4,502,000 | 2,864 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $91,987,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $7,385,000 | 1,891 |
| Net loans & leases | $57,532,000 | 4,249 |
| Loan loss allowance | $318,000 | 8,438 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,572,000 | 2,842 |
| Other real estate owned | $0 | 2,864 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,382,000 | 4,756 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,360,000 | 2,772 |
| Total liabilities | $145,501,000 | 2,888 |
| Total deposits | $145,220,000 | 2,725 |
| Interest-bearing deposits | $121,550,000 | 2,810 |
| Deposits held in domestic offices | $145,220,000 | 2,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $281,000 | 7,841 |
| Total equity capital | $19,859,000 | 2,059 |
| Total bank equity capital | $19,859,000 | 2,059 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,820,000 | 2,340 |
| Surplus | $1,820,000 | 5,943 |
| Undivided profits | $16,219,000 | 1,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $907,000 | 3,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 1,299 |
| Income earned, not collected on loans | $360,000 | 5,146 |
| Earning assets | $157,004,000 | 2,703 |
| Long-term assets (5+ years) | $3,400,000 | 7,486 |
| Average Assets, year-to-date | $165,633,600 | 2,708 |
| Average Assets, quarterly | $162,757,000 | 2,790 |
| Volatile liabilities | $7,220,000 | 5,188 |
| Insider loans | $59,000 | 10,470 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,450,000 | 5,215 |
| Tier 1 (core) risk-based capital | $19,859,000 | 2,010 |
| Tier 2 risk-based capital | $318,000 | 7,332 |
| Total risk weighted assets | $55,842,500 | 4,437 |
| Total unused commitments | $4,450,000 | 5,237 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 74 | 2,908 |
| Assets and Liabilities | ||
| Total Assets: | $174,536,000 | 2,713 |
| Cash and due from depository institutions | $7,818,000 | 2,908 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $96,493,000 | 1,396 |
| Federal funds sold & reverse repurchase agreements | $13,605,000 | 1,227 |
| Net loans & leases | $51,992,000 | 4,672 |
| Loan loss allowance | $302,000 | 8,761 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,636,000 | 2,780 |
| Other real estate owned | $0 | 2,908 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,992,000 | 3,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,536,000 | 2,713 |
| Total liabilities | $156,163,000 | 2,773 |
| Total deposits | $155,534,000 | 2,643 |
| Interest-bearing deposits | $131,465,000 | 2,740 |
| Deposits held in domestic offices | $155,534,000 | 2,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $629,000 | 4,848 |
| Total equity capital | $18,373,000 | 2,111 |
| Total bank equity capital | $18,373,000 | 2,111 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,820,000 | 2,430 |
| Surplus | $1,820,000 | 5,859 |
| Undivided profits | $14,733,000 | 1,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $922,000 | 3,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $355,000 | 5,645 |
| Earning assets | $162,190,000 | 2,675 |
| Long-term assets (5+ years) | $4,919,000 | 6,560 |
| Average Assets, year-to-date | $164,564,600 | 2,791 |
| Average Assets, quarterly | $169,454,000 | 2,775 |
| Volatile liabilities | $7,732,000 | 4,930 |
| Insider loans | $72,000 | 6,485 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,279,000 | 4,468 |
| Tier 1 (core) risk-based capital | $18,373,000 | 2,060 |
| Tier 2 risk-based capital | $302,000 | 7,566 |
| Total risk weighted assets | $55,821,300 | 4,493 |
| Total unused commitments | $5,279,000 | 4,492 |
| Derivatives | $0 | 651 |