Home > First Guaranty Bank > Income and Expense
First Guaranty Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 5,453 |
| Total interest expense | $27,000 | 5,405 |
| Net interest income | $342,000 | 5,432 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $43,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $33,000 | 4,064 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,357 |
| Total noninterest expense | $372,000 | 5,188 |
| Salaries and employee benefits | $170,000 | 5,367 |
| Premises and equipment expense | $36,000 | 5,158 |
| Additional noninterest expense | $166,000 | 4,769 |
| Pre-tax net operating income | $13,000 | 5,538 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $13,000 | 5,539 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $13,000 | 5,538 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $13,000 | 5,538 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $66,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $13,000 | 5,534 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 5,485 |
| Total interest expense | $120,000 | 5,393 |
| Net interest income | $1,395,000 | 5,471 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $260,000 | 4,816 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $144,000 | 4,044 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $116,000 | 4,862 |
| Total noninterest expense | $1,360,000 | 5,352 |
| Salaries and employee benefits | $656,000 | 5,460 |
| Premises and equipment expense | $157,000 | 5,153 |
| Additional noninterest expense | $547,000 | 5,114 |
| Pre-tax net operating income | $295,000 | 5,169 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $295,000 | 5,118 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $295,000 | 5,117 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $295,000 | 5,117 |
| Net charge-offs | $21,000 | 3,616 |
| Cash dividends | $5,157,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $295,000 | 5,083 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,536 |
| Total interest expense | $90,000 | 5,439 |
| Net interest income | $1,055,000 | 5,519 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $138,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $108,000 | 4,071 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $30,000 | 5,476 |
| Total noninterest expense | $1,030,000 | 5,381 |
| Salaries and employee benefits | $493,000 | 5,484 |
| Premises and equipment expense | $121,000 | 5,177 |
| Additional noninterest expense | $416,000 | 5,126 |
| Pre-tax net operating income | $163,000 | 5,381 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $163,000 | 5,362 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $163,000 | 5,361 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $163,000 | 5,362 |
| Net charge-offs | $16,000 | 3,263 |
| Cash dividends | $5,134,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $163,000 | 5,315 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $774,000 | 5,583 |
| Total interest expense | $61,000 | 5,491 |
| Net interest income | $713,000 | 5,570 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $92,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $70,000 | 4,120 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 5,498 |
| Total noninterest expense | $688,000 | 5,443 |
| Salaries and employee benefits | $322,000 | 5,577 |
| Premises and equipment expense | $79,000 | 5,231 |
| Additional noninterest expense | $287,000 | 5,148 |
| Pre-tax net operating income | $117,000 | 5,414 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $117,000 | 5,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $117,000 | 5,383 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $117,000 | 5,384 |
| Net charge-offs | $11,000 | 3,048 |
| Cash dividends | $5,098,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $117,000 | 5,328 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 5,638 |
| Total interest expense | $30,000 | 5,552 |
| Net interest income | $358,000 | 5,617 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $48,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $35,000 | 4,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $13,000 | 5,453 |
| Total noninterest expense | $362,000 | 5,416 |
| Salaries and employee benefits | $174,000 | 5,555 |
| Premises and equipment expense | $40,000 | 5,260 |
| Additional noninterest expense | $148,000 | 5,147 |
| Pre-tax net operating income | $44,000 | 5,517 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $44,000 | 5,514 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $44,000 | 5,514 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $44,000 | 5,514 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $5,076,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $44,000 | 5,465 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 5,606 |
| Total interest expense | $142,000 | 5,491 |
| Net interest income | $1,534,000 | 5,580 |
| Provision for loan and lease losses | $52,000 | 3,587 |
| Total noninterest income | $207,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $147,000 | 4,173 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $60,000 | 5,418 |
| Total noninterest expense | $1,422,000 | 5,482 |
| Salaries and employee benefits | $607,000 | 5,726 |
| Premises and equipment expense | $156,000 | 5,374 |
| Additional noninterest expense | $659,000 | 5,030 |
| Pre-tax net operating income | $267,000 | 5,349 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $267,000 | 5,312 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $267,000 | 5,315 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $267,000 | 5,315 |
| Net charge-offs | $55,000 | 3,176 |
| Cash dividends | $191,000 | 3,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $267,000 | 5,263 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 5,674 |
| Total interest expense | $110,000 | 5,549 |
| Net interest income | $1,157,000 | 5,652 |
| Provision for loan and lease losses | $44,000 | 3,422 |
| Total noninterest income | $146,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $109,000 | 4,236 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,591 |
| Total noninterest expense | $1,068,000 | 5,544 |
| Salaries and employee benefits | $447,000 | 5,788 |
| Premises and equipment expense | $120,000 | 5,401 |
| Additional noninterest expense | $501,000 | 5,047 |
| Pre-tax net operating income | $191,000 | 5,485 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $191,000 | 5,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,460 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $191,000 | 5,461 |
| Net charge-offs | $43,000 | 2,885 |
| Cash dividends | $145,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $191,000 | 5,404 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $865,000 | 5,690 |
| Total interest expense | $75,000 | 5,587 |
| Net interest income | $790,000 | 5,671 |
| Provision for loan and lease losses | $21,000 | 3,474 |
| Total noninterest income | $91,000 | 5,377 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $68,000 | 4,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $714,000 | 5,593 |
| Salaries and employee benefits | $287,000 | 5,882 |
| Premises and equipment expense | $79,000 | 5,450 |
| Additional noninterest expense | $348,000 | 5,018 |
| Pre-tax net operating income | $146,000 | 5,443 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $146,000 | 5,390 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $146,000 | 5,389 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $146,000 | 5,392 |
| Net charge-offs | $19,000 | 2,974 |
| Cash dividends | $46,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $146,000 | 5,342 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $427,000 | 5,757 |
| Total interest expense | $38,000 | 5,634 |
| Net interest income | $389,000 | 5,731 |
| Provision for loan and lease losses | $13,000 | 3,153 |
| Total noninterest income | $41,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 5,828 |
| Total noninterest expense | $368,000 | 5,614 |
| Salaries and employee benefits | $151,000 | 5,892 |
| Premises and equipment expense | $38,000 | 5,539 |
| Additional noninterest expense | $179,000 | 5,007 |
| Pre-tax net operating income | $49,000 | 5,621 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $49,000 | 5,617 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $49,000 | 5,617 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $49,000 | 5,618 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $49,000 | 5,563 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 5,799 |
| Total interest expense | $162,000 | 5,708 |
| Net interest income | $1,607,000 | 5,776 |
| Provision for loan and lease losses | $35,000 | 3,994 |
| Total noninterest income | $200,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $129,000 | 4,624 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $71,000 | 5,520 |
| Total noninterest expense | $1,305,000 | 5,840 |
| Salaries and employee benefits | $552,000 | 6,079 |
| Premises and equipment expense | $136,000 | 5,804 |
| Additional noninterest expense | $617,000 | 5,341 |
| Pre-tax net operating income | $467,000 | 5,107 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $467,000 | 5,006 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $467,000 | 5,005 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $467,000 | 5,006 |
| Net charge-offs | $34,000 | 4,035 |
| Cash dividends | $460,000 | 2,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $467,000 | 4,960 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 5,873 |
| Total interest expense | $123,000 | 5,774 |
| Net interest income | $1,201,000 | 5,843 |
| Provision for loan and lease losses | $32,000 | 3,701 |
| Total noninterest income | $165,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $96,000 | 4,695 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $69,000 | 5,385 |
| Total noninterest expense | $1,008,000 | 5,862 |
| Salaries and employee benefits | $400,000 | 6,147 |
| Premises and equipment expense | $105,000 | 5,833 |
| Additional noninterest expense | $503,000 | 5,263 |
| Pre-tax net operating income | $326,000 | 5,264 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $326,000 | 5,152 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $326,000 | 5,152 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $326,000 | 5,154 |
| Net charge-offs | $32,000 | 3,574 |
| Cash dividends | $220,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $326,000 | 5,110 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $881,000 | 5,913 |
| Total interest expense | $84,000 | 5,804 |
| Net interest income | $797,000 | 5,882 |
| Provision for loan and lease losses | $11,000 | 3,880 |
| Total noninterest income | $96,000 | 5,537 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $61,000 | 4,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $35,000 | 5,619 |
| Total noninterest expense | $651,000 | 5,942 |
| Salaries and employee benefits | $273,000 | 6,187 |
| Premises and equipment expense | $107,000 | 5,345 |
| Additional noninterest expense | $271,000 | 5,605 |
| Pre-tax net operating income | $231,000 | 5,190 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $231,000 | 5,068 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $231,000 | 5,070 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $231,000 | 5,071 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $220,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $231,000 | 5,025 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $436,000 | 5,987 |
| Total interest expense | $42,000 | 5,881 |
| Net interest income | $394,000 | 5,953 |
| Provision for loan and lease losses | $4,000 | 3,658 |
| Total noninterest income | $43,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $306,000 | 6,077 |
| Salaries and employee benefits | $124,000 | 6,336 |
| Premises and equipment expense | $50,000 | 5,499 |
| Additional noninterest expense | $132,000 | 5,708 |
| Pre-tax net operating income | $127,000 | 5,044 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $127,000 | 4,883 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $127,000 | 4,885 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $127,000 | 4,884 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $129,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $127,000 | 4,836 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 5,923 |
| Total interest expense | $194,000 | 5,944 |
| Net interest income | $1,721,000 | 5,890 |
| Provision for loan and lease losses | $23,000 | 4,683 |
| Total noninterest income | $202,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $133,000 | 4,782 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 5,669 |
| Total noninterest expense | $1,242,000 | 6,137 |
| Salaries and employee benefits | $523,000 | 6,375 |
| Premises and equipment expense | $139,000 | 6,008 |
| Additional noninterest expense | $580,000 | 5,634 |
| Pre-tax net operating income | $658,000 | 4,677 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $658,000 | 4,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $658,000 | 4,540 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $658,000 | 4,540 |
| Net charge-offs | $23,000 | 4,787 |
| Cash dividends | $655,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $658,000 | 4,478 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 5,993 |
| Total interest expense | $149,000 | 6,016 |
| Net interest income | $1,281,000 | 5,943 |
| Provision for loan and lease losses | $24,000 | 4,429 |
| Total noninterest income | $153,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $99,000 | 4,835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 5,717 |
| Total noninterest expense | $991,000 | 6,105 |
| Salaries and employee benefits | $390,000 | 6,418 |
| Premises and equipment expense | $154,000 | 5,550 |
| Additional noninterest expense | $447,000 | 5,608 |
| Pre-tax net operating income | $419,000 | 4,970 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $419,000 | 4,854 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $419,000 | 4,854 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $419,000 | 4,855 |
| Net charge-offs | $24,000 | 4,312 |
| Cash dividends | $406,000 | 2,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $419,000 | 4,766 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $950,000 | 6,037 |
| Total interest expense | $103,000 | 6,041 |
| Net interest income | $847,000 | 5,984 |
| Provision for loan and lease losses | $18,000 | 4,296 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $68,000 | 4,770 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,730 |
| Total noninterest expense | $655,000 | 6,149 |
| Salaries and employee benefits | $267,000 | 6,448 |
| Premises and equipment expense | $97,000 | 5,657 |
| Additional noninterest expense | $291,000 | 5,665 |
| Pre-tax net operating income | $279,000 | 4,951 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $279,000 | 4,862 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $279,000 | 4,865 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $279,000 | 4,866 |
| Net charge-offs | $18,000 | 4,060 |
| Cash dividends | $260,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $279,000 | 4,746 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 6,082 |
| Total interest expense | $53,000 | 6,078 |
| Net interest income | $421,000 | 6,031 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $53,000 | 5,668 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,763 |
| Total noninterest expense | $316,000 | 6,257 |
| Salaries and employee benefits | $124,000 | 6,561 |
| Premises and equipment expense | $48,000 | 5,708 |
| Additional noninterest expense | $144,000 | 5,738 |
| Pre-tax net operating income | $135,000 | 4,987 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $135,000 | 4,882 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $135,000 | 4,883 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $135,000 | 4,884 |
| Net charge-offs | $23,000 | 2,983 |
| Cash dividends | $129,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $135,000 | 4,778 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 6,199 |
| Total interest expense | $275,000 | 6,082 |
| Net interest income | $1,641,000 | 6,164 |
| Provision for loan and lease losses | $17,000 | 5,652 |
| Total noninterest income | $220,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $133,000 | 4,977 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $87,000 | 5,457 |
| Total noninterest expense | $1,221,000 | 6,387 |
| Salaries and employee benefits | $501,000 | 6,632 |
| Premises and equipment expense | $143,000 | 6,180 |
| Additional noninterest expense | $577,000 | 5,864 |
| Pre-tax net operating income | $623,000 | 4,666 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $623,000 | 4,635 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $623,000 | 4,635 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $623,000 | 4,636 |
| Net charge-offs | $17,000 | 5,457 |
| Cash dividends | $614,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $623,000 | 4,464 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 6,317 |
| Total interest expense | $217,000 | 6,151 |
| Net interest income | $1,205,000 | 6,287 |
| Provision for loan and lease losses | $-2,000 | 6,938 |
| Total noninterest income | $155,000 | 5,733 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $94,000 | 5,146 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 5,575 |
| Total noninterest expense | $943,000 | 6,397 |
| Salaries and employee benefits | $381,000 | 6,692 |
| Premises and equipment expense | $150,000 | 5,781 |
| Additional noninterest expense | $412,000 | 6,004 |
| Pre-tax net operating income | $419,000 | 4,927 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $419,000 | 4,915 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $419,000 | 4,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $419,000 | 4,916 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $419,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $419,000 | 4,733 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $949,000 | 6,366 |
| Total interest expense | $151,000 | 6,190 |
| Net interest income | $798,000 | 6,341 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $102,000 | 5,769 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $60,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 5,607 |
| Total noninterest expense | $616,000 | 6,476 |
| Salaries and employee benefits | $262,000 | 6,721 |
| Premises and equipment expense | $92,000 | 5,940 |
| Additional noninterest expense | $262,000 | 6,107 |
| Pre-tax net operating income | $279,000 | 4,929 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $279,000 | 4,916 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $279,000 | 4,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $279,000 | 4,919 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $273,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $279,000 | 4,726 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $478,000 | 6,411 |
| Total interest expense | $83,000 | 6,160 |
| Net interest income | $395,000 | 6,411 |
| Provision for loan and lease losses | $1,000 | 5,211 |
| Total noninterest income | $51,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,595 |
| Total noninterest expense | $298,000 | 6,579 |
| Salaries and employee benefits | $122,000 | 6,839 |
| Premises and equipment expense | $44,000 | 6,052 |
| Additional noninterest expense | $132,000 | 6,132 |
| Pre-tax net operating income | $147,000 | 4,969 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $147,000 | 4,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $147,000 | 4,878 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $147,000 | 4,879 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $140,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $147,000 | 4,731 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 6,460 |
| Total interest expense | $509,000 | 5,820 |
| Net interest income | $1,472,000 | 6,551 |
| Provision for loan and lease losses | $18,000 | 6,247 |
| Total noninterest income | $198,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $124,000 | 5,210 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $74,000 | 5,599 |
| Total noninterest expense | $1,172,000 | 6,657 |
| Salaries and employee benefits | $487,000 | 6,918 |
| Premises and equipment expense | $182,000 | 6,153 |
| Additional noninterest expense | $503,000 | 6,273 |
| Pre-tax net operating income | $480,000 | 4,768 |
| Securities gains (losses) | $24,000 | 2,997 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $504,000 | 4,651 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $504,000 | 4,654 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $504,000 | 4,653 |
| Net charge-offs | $18,000 | 5,935 |
| Cash dividends | $500,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $480,000 | 4,589 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 6,519 |
| Total interest expense | $416,000 | 5,775 |
| Net interest income | $1,077,000 | 6,638 |
| Provision for loan and lease losses | $14,000 | 6,121 |
| Total noninterest income | $148,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $93,000 | 5,237 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $55,000 | 5,695 |
| Total noninterest expense | $871,000 | 6,702 |
| Salaries and employee benefits | $376,000 | 6,930 |
| Premises and equipment expense | $135,000 | 6,211 |
| Additional noninterest expense | $360,000 | 6,383 |
| Pre-tax net operating income | $340,000 | 4,972 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $340,000 | 4,891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 4,892 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $340,000 | 4,892 |
| Net charge-offs | $14,000 | 5,673 |
| Cash dividends | $320,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $340,000 | 4,772 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 6,577 |
| Total interest expense | $282,000 | 5,854 |
| Net interest income | $711,000 | 6,705 |
| Provision for loan and lease losses | $10,000 | 5,964 |
| Total noninterest income | $98,000 | 5,885 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $61,000 | 5,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,755 |
| Total noninterest expense | $590,000 | 6,759 |
| Salaries and employee benefits | $257,000 | 6,975 |
| Premises and equipment expense | $85,000 | 6,342 |
| Additional noninterest expense | $248,000 | 6,398 |
| Pre-tax net operating income | $209,000 | 5,062 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $209,000 | 4,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $209,000 | 4,958 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $209,000 | 4,958 |
| Net charge-offs | $10,000 | 5,333 |
| Cash dividends | $205,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $209,000 | 4,863 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 6,634 |
| Total interest expense | $140,000 | 5,969 |
| Net interest income | $352,000 | 6,744 |
| Provision for loan and lease losses | $4,000 | 5,671 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $29,000 | 5,277 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $299,000 | 6,790 |
| Salaries and employee benefits | $121,000 | 7,074 |
| Premises and equipment expense | $48,000 | 6,197 |
| Additional noninterest expense | $130,000 | 6,392 |
| Pre-tax net operating income | $98,000 | 5,163 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $98,000 | 5,032 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $98,000 | 5,030 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $98,000 | 5,032 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $98,000 | 4,975 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 6,667 |
| Total interest expense | $552,000 | 6,377 |
| Net interest income | $1,541,000 | 6,688 |
| Provision for loan and lease losses | $3,000 | 7,017 |
| Total noninterest income | $232,000 | 5,762 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 5,199 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $107,000 | 5,372 |
| Total noninterest expense | $1,138,000 | 6,944 |
| Salaries and employee benefits | $487,000 | 7,150 |
| Premises and equipment expense | $180,000 | 6,368 |
| Additional noninterest expense | $471,000 | 6,600 |
| Pre-tax net operating income | $632,000 | 4,077 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $632,000 | 3,997 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $632,000 | 3,996 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $632,000 | 3,997 |
| Net charge-offs | $3,000 | 6,750 |
| Cash dividends | $317,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $632,000 | 3,861 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 6,769 |
| Total interest expense | $415,000 | 6,523 |
| Net interest income | $1,160,000 | 6,768 |
| Provision for loan and lease losses | $5,000 | 6,921 |
| Total noninterest income | $158,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $95,000 | 5,253 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $63,000 | 5,757 |
| Total noninterest expense | $853,000 | 7,002 |
| Salaries and employee benefits | $362,000 | 7,231 |
| Premises and equipment expense | $133,000 | 6,484 |
| Additional noninterest expense | $358,000 | 6,639 |
| Pre-tax net operating income | $460,000 | 4,326 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $460,000 | 4,271 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $460,000 | 4,272 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $460,000 | 4,272 |
| Net charge-offs | $5,000 | 6,437 |
| Cash dividends | $227,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $460,000 | 4,109 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 6,824 |
| Total interest expense | $280,000 | 6,606 |
| Net interest income | $765,000 | 6,822 |
| Provision for loan and lease losses | $5,000 | 6,764 |
| Total noninterest income | $102,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $64,000 | 5,249 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 5,906 |
| Total noninterest expense | $577,000 | 7,039 |
| Salaries and employee benefits | $251,000 | 7,250 |
| Premises and equipment expense | $86,000 | 6,573 |
| Additional noninterest expense | $240,000 | 6,655 |
| Pre-tax net operating income | $285,000 | 4,485 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $285,000 | 4,406 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $285,000 | 4,405 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $285,000 | 4,405 |
| Net charge-offs | $5,000 | 6,051 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $285,000 | 4,255 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 6,928 |
| Total interest expense | $144,000 | 6,677 |
| Net interest income | $371,000 | 6,927 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $49,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $279,000 | 7,168 |
| Salaries and employee benefits | $114,000 | 7,445 |
| Premises and equipment expense | $42,000 | 6,671 |
| Additional noninterest expense | $123,000 | 6,689 |
| Pre-tax net operating income | $141,000 | 4,648 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $141,000 | 4,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $141,000 | 4,492 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $141,000 | 4,491 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $141,000 | 4,383 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 6,928 |
| Total interest expense | $595,000 | 6,927 |
| Net interest income | $1,589,000 | 6,792 |
| Provision for loan and lease losses | $5,000 | 7,376 |
| Total noninterest income | $284,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $138,000 | 5,282 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $146,000 | 5,133 |
| Total noninterest expense | $1,039,000 | 7,337 |
| Salaries and employee benefits | $464,000 | 7,513 |
| Premises and equipment expense | $119,000 | 7,194 |
| Additional noninterest expense | $456,000 | 6,931 |
| Pre-tax net operating income | $829,000 | 3,286 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $829,000 | 3,087 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $829,000 | 3,086 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $829,000 | 3,086 |
| Net charge-offs | $5,000 | 7,029 |
| Cash dividends | $412,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $829,000 | 3,021 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 7,014 |
| Total interest expense | $443,000 | 7,052 |
| Net interest income | $1,191,000 | 6,833 |
| Provision for loan and lease losses | $4,000 | 7,229 |
| Total noninterest income | $235,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $111,000 | 5,220 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $124,000 | 5,071 |
| Total noninterest expense | $870,000 | 7,245 |
| Salaries and employee benefits | $360,000 | 7,514 |
| Premises and equipment expense | $96,000 | 7,175 |
| Additional noninterest expense | $414,000 | 6,632 |
| Pre-tax net operating income | $552,000 | 3,744 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $552,000 | 3,518 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $552,000 | 3,515 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $552,000 | 3,518 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $266,000 | 2,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $552,000 | 3,426 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 7,069 |
| Total interest expense | $295,000 | 7,160 |
| Net interest income | $804,000 | 6,831 |
| Provision for loan and lease losses | $9,000 | 6,955 |
| Total noninterest income | $178,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $103,000 | 4,741 |
| Total noninterest expense | $570,000 | 7,340 |
| Salaries and employee benefits | $234,000 | 7,622 |
| Premises and equipment expense | $68,000 | 7,171 |
| Additional noninterest expense | $268,000 | 6,726 |
| Pre-tax net operating income | $403,000 | 3,673 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $403,000 | 3,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $403,000 | 3,455 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $403,000 | 3,456 |
| Net charge-offs | $9,000 | 6,044 |
| Cash dividends | $199,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $403,000 | 3,348 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $564,000 | 7,070 |
| Total interest expense | $147,000 | 7,256 |
| Net interest income | $417,000 | 6,803 |
| Provision for loan and lease losses | $1,000 | 6,705 |
| Total noninterest income | $116,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $81,000 | 3,986 |
| Total noninterest expense | $298,000 | 7,285 |
| Salaries and employee benefits | $120,000 | 7,646 |
| Premises and equipment expense | $36,000 | 7,140 |
| Additional noninterest expense | $142,000 | 6,451 |
| Pre-tax net operating income | $234,000 | 3,772 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $234,000 | 3,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $234,000 | 3,577 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $234,000 | 3,578 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $110,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $234,000 | 3,439 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 6,757 |
| Total interest expense | $834,000 | 7,071 |
| Net interest income | $1,960,000 | 6,461 |
| Provision for loan and lease losses | $-26,000 | 8,222 |
| Total noninterest income | $223,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $141,000 | 5,435 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $82,000 | 6,190 |
| Total noninterest expense | $1,127,000 | 7,366 |
| Salaries and employee benefits | $511,000 | 7,641 |
| Premises and equipment expense | $164,000 | 7,017 |
| Additional noninterest expense | $452,000 | 6,838 |
| Pre-tax net operating income | $1,082,000 | 3,618 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,082,000 | 3,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,082,000 | 3,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,116 |
| Cash dividends | $588,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,082,000 | 3,280 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 6,795 |
| Total interest expense | $651,000 | 7,117 |
| Net interest income | $1,484,000 | 6,484 |
| Provision for loan and lease losses | $-26,000 | 8,291 |
| Total noninterest income | $164,000 | 6,465 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $104,000 | 5,476 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $60,000 | 6,354 |
| Total noninterest expense | $839,000 | 7,401 |
| Salaries and employee benefits | $390,000 | 7,644 |
| Premises and equipment expense | $123,000 | 7,057 |
| Additional noninterest expense | $326,000 | 6,889 |
| Pre-tax net operating income | $835,000 | 4,022 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $835,000 | 3,482 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $835,000 | 3,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,106 |
| Cash dividends | $476,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $835,000 | 3,617 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 6,828 |
| Total interest expense | $453,000 | 7,165 |
| Net interest income | $993,000 | 6,491 |
| Provision for loan and lease losses | $-27,000 | 8,353 |
| Total noninterest income | $112,000 | 6,490 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $72,000 | 5,440 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $40,000 | 6,423 |
| Total noninterest expense | $546,000 | 7,494 |
| Salaries and employee benefits | $258,000 | 7,715 |
| Premises and equipment expense | $79,000 | 7,152 |
| Additional noninterest expense | $209,000 | 6,985 |
| Pre-tax net operating income | $586,000 | 4,070 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $586,000 | 3,693 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $586,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,124 |
| Cash dividends | $355,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $586,000 | 3,626 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,812 |
| Total interest expense | $242,000 | 7,190 |
| Net interest income | $520,000 | 6,418 |
| Provision for loan and lease losses | $-33,000 | 8,410 |
| Total noninterest income | $58,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $36,000 | 5,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $283,000 | 7,478 |
| Salaries and employee benefits | $139,000 | 7,647 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $104,000 | 7,005 |
| Pre-tax net operating income | $328,000 | 3,948 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $328,000 | 3,611 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $328,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,250 |
| Cash dividends | $226,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $328,000 | 3,519 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 6,526 |
| Total interest expense | $1,060,000 | 7,072 |
| Net interest income | $2,433,000 | 6,046 |
| Provision for loan and lease losses | $18,000 | 6,370 |
| Total noninterest income | $239,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $135,000 | 5,592 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $104,000 | 6,150 |
| Total noninterest expense | $1,109,000 | 7,496 |
| Salaries and employee benefits | $497,000 | 7,815 |
| Premises and equipment expense | $137,000 | 7,367 |
| Additional noninterest expense | $475,000 | 6,700 |
| Pre-tax net operating income | $1,545,000 | 3,852 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,545,000 | 3,372 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,545,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $704,000 | 3,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,545,000 | 3,358 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 6,561 |
| Total interest expense | $788,000 | 7,118 |
| Net interest income | $1,836,000 | 6,067 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $179,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,632 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $79,000 | 6,171 |
| Total noninterest expense | $803,000 | 7,534 |
| Salaries and employee benefits | $373,000 | 7,790 |
| Premises and equipment expense | $119,000 | 7,144 |
| Additional noninterest expense | $311,000 | 6,966 |
| Pre-tax net operating income | $1,212,000 | 3,923 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,212,000 | 3,445 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,212,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $604,000 | 2,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,212,000 | 3,433 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 6,612 |
| Total interest expense | $518,000 | 7,165 |
| Net interest income | $1,228,000 | 6,101 |
| Provision for loan and lease losses | $-7,000 | 8,343 |
| Total noninterest income | $118,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $68,000 | 5,632 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $50,000 | 6,275 |
| Total noninterest expense | $533,000 | 7,590 |
| Salaries and employee benefits | $242,000 | 7,870 |
| Premises and equipment expense | $86,000 | 7,023 |
| Additional noninterest expense | $205,000 | 7,019 |
| Pre-tax net operating income | $820,000 | 3,968 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $820,000 | 3,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $820,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $404,000 | 2,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $820,000 | 3,444 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 6,640 |
| Total interest expense | $253,000 | 7,229 |
| Net interest income | $618,000 | 6,099 |
| Provision for loan and lease losses | $-6,000 | 8,415 |
| Total noninterest income | $61,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $270,000 | 7,619 |
| Salaries and employee benefits | $131,000 | 7,818 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $98,000 | 7,130 |
| Pre-tax net operating income | $415,000 | 3,910 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $415,000 | 3,405 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $415,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $204,000 | 2,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $415,000 | 3,384 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 6,413 |
| Total interest expense | $935,000 | 7,068 |
| Net interest income | $2,582,000 | 5,928 |
| Provision for loan and lease losses | $51,000 | 5,552 |
| Total noninterest income | $279,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $164,000 | 5,359 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 6,084 |
| Total noninterest expense | $986,000 | 7,734 |
| Salaries and employee benefits | $453,000 | 8,002 |
| Premises and equipment expense | $177,000 | 6,958 |
| Additional noninterest expense | $356,000 | 7,285 |
| Pre-tax net operating income | $1,824,000 | 3,862 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,824,000 | 3,311 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,824,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,037 |
| Cash dividends | $810,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,824,000 | 3,296 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 6,485 |
| Total interest expense | $675,000 | 7,123 |
| Net interest income | $1,908,000 | 6,034 |
| Provision for loan and lease losses | $14,000 | 6,239 |
| Total noninterest income | $207,000 | 6,385 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $125,000 | 5,396 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $82,000 | 6,193 |
| Total noninterest expense | $742,000 | 7,729 |
| Salaries and employee benefits | $327,000 | 8,054 |
| Premises and equipment expense | $176,000 | 6,394 |
| Additional noninterest expense | $239,000 | 7,487 |
| Pre-tax net operating income | $1,359,000 | 4,005 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,359,000 | 3,417 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,359,000 | 3,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $510,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,359,000 | 3,412 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 6,536 |
| Total interest expense | $432,000 | 7,157 |
| Net interest income | $1,245,000 | 6,127 |
| Provision for loan and lease losses | $14,000 | 5,836 |
| Total noninterest income | $124,000 | 6,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $76,000 | 5,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $461,000 | 7,859 |
| Salaries and employee benefits | $214,000 | 8,114 |
| Premises and equipment expense | $99,000 | 6,792 |
| Additional noninterest expense | $148,000 | 7,632 |
| Pre-tax net operating income | $894,000 | 4,056 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $894,000 | 3,462 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $894,000 | 3,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $340,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $894,000 | 3,451 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 6,553 |
| Total interest expense | $211,000 | 7,132 |
| Net interest income | $618,000 | 6,151 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $67,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 5,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $240,000 | 7,810 |
| Salaries and employee benefits | $117,000 | 8,017 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $77,000 | 7,578 |
| Pre-tax net operating income | $436,000 | 4,075 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $436,000 | 3,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $436,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $170,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $436,000 | 3,456 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 6,573 |
| Total interest expense | $717,000 | 6,997 |
| Net interest income | $2,301,000 | 6,263 |
| Provision for loan and lease losses | $67,000 | 5,348 |
| Total noninterest income | $264,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $150,000 | 5,623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $114,000 | 6,200 |
| Total noninterest expense | $992,000 | 7,766 |
| Salaries and employee benefits | $480,000 | 7,962 |
| Premises and equipment expense | $254,000 | 6,160 |
| Additional noninterest expense | $258,000 | 7,875 |
| Pre-tax net operating income | $1,506,000 | 4,368 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,506,000 | 3,780 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,506,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,923 |
| Cash dividends | $675,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,506,000 | 3,744 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 6,648 |
| Total interest expense | $516,000 | 7,021 |
| Net interest income | $1,680,000 | 6,373 |
| Provision for loan and lease losses | $44,000 | 5,480 |
| Total noninterest income | $187,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $104,000 | 5,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $83,000 | 6,247 |
| Total noninterest expense | $722,000 | 7,797 |
| Salaries and employee benefits | $349,000 | 7,990 |
| Premises and equipment expense | $153,000 | 6,664 |
| Additional noninterest expense | $220,000 | 7,683 |
| Pre-tax net operating income | $1,101,000 | 4,534 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,101,000 | 3,899 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,101,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,101,000 | 3,858 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 6,671 |
| Total interest expense | $336,000 | 6,979 |
| Net interest income | $1,091,000 | 6,434 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $122,000 | 6,711 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $490,000 | 7,772 |
| Salaries and employee benefits | $234,000 | 7,993 |
| Premises and equipment expense | $119,000 | 6,301 |
| Additional noninterest expense | $137,000 | 7,781 |
| Pre-tax net operating income | $722,000 | 4,541 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $722,000 | 3,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $722,000 | 3,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $722,000 | 3,856 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 6,772 |
| Total interest expense | $165,000 | 6,986 |
| Net interest income | $527,000 | 6,576 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $54,000 | 6,948 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $240,000 | 7,869 |
| Salaries and employee benefits | $124,000 | 7,963 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $73,000 | 7,732 |
| Pre-tax net operating income | $341,000 | 4,659 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $341,000 | 4,022 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $341,000 | 4,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $341,000 | 3,978 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 6,885 |
| Total interest expense | $639,000 | 6,814 |
| Net interest income | $1,864,000 | 6,817 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $253,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $145,000 | 5,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $108,000 | 6,291 |
| Total noninterest expense | $932,000 | 7,934 |
| Salaries and employee benefits | $486,000 | 8,020 |
| Premises and equipment expense | $168,000 | 7,138 |
| Additional noninterest expense | $278,000 | 7,829 |
| Pre-tax net operating income | $1,161,000 | 4,876 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,161,000 | 4,293 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,161,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $455,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,161,000 | 4,221 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,826,000 | 6,965 |
| Total interest expense | $478,000 | 6,807 |
| Net interest income | $1,348,000 | 6,913 |
| Provision for loan and lease losses | $3,000 | 7,022 |
| Total noninterest income | $191,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $111,000 | 5,858 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 6,308 |
| Total noninterest expense | $666,000 | 7,998 |
| Salaries and employee benefits | $351,000 | 8,063 |
| Premises and equipment expense | $109,000 | 7,352 |
| Additional noninterest expense | $206,000 | 7,862 |
| Pre-tax net operating income | $870,000 | 4,974 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $870,000 | 4,376 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $870,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $335,000 | 3,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $870,000 | 4,297 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 7,042 |
| Total interest expense | $320,000 | 6,827 |
| Net interest income | $877,000 | 7,003 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $127,000 | 6,797 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 6,302 |
| Total noninterest expense | $438,000 | 8,075 |
| Salaries and employee benefits | $230,000 | 8,144 |
| Premises and equipment expense | $73,000 | 7,393 |
| Additional noninterest expense | $135,000 | 7,914 |
| Pre-tax net operating income | $563,000 | 4,992 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $563,000 | 4,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $563,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $245,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $563,000 | 4,328 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 7,086 |
| Total interest expense | $167,000 | 6,799 |
| Net interest income | $431,000 | 7,088 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $61,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $211,000 | 8,162 |
| Salaries and employee benefits | $107,000 | 8,297 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $77,000 | 7,712 |
| Pre-tax net operating income | $278,000 | 5,008 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $278,000 | 4,477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $278,000 | 4,347 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 6,965 |
| Total interest expense | $874,000 | 6,493 |
| Net interest income | $1,700,000 | 7,060 |
| Provision for loan and lease losses | $7,000 | 7,463 |
| Total noninterest income | $223,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $109,000 | 6,421 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $114,000 | 6,308 |
| Total noninterest expense | $912,000 | 8,050 |
| Salaries and employee benefits | $494,000 | 8,101 |
| Premises and equipment expense | $126,000 | 7,721 |
| Additional noninterest expense | $292,000 | 7,814 |
| Pre-tax net operating income | $1,004,000 | 5,164 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,004,000 | 4,641 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,004,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $244,000 | 4,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,004,000 | 4,467 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 7,040 |
| Total interest expense | $669,000 | 6,584 |
| Net interest income | $1,264,000 | 7,121 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $175,000 | 7,123 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $88,000 | 6,353 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,329 |
| Total noninterest expense | $661,000 | 8,112 |
| Salaries and employee benefits | $344,000 | 8,222 |
| Premises and equipment expense | $95,000 | 7,730 |
| Additional noninterest expense | $222,000 | 7,799 |
| Pre-tax net operating income | $773,000 | 5,234 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $773,000 | 4,701 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $773,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $243,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $773,000 | 4,515 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 7,058 |
| Total interest expense | $462,000 | 6,607 |
| Net interest income | $841,000 | 7,143 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $105,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $57,000 | 6,331 |
| Total noninterest expense | $444,000 | 8,125 |
| Salaries and employee benefits | $238,000 | 8,178 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $152,000 | 7,741 |
| Pre-tax net operating income | $497,000 | 5,320 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $497,000 | 4,815 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $497,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $164,000 | 3,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $497,000 | 4,604 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 7,070 |
| Total interest expense | $236,000 | 6,650 |
| Net interest income | $423,000 | 7,136 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $45,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $212,000 | 8,242 |
| Salaries and employee benefits | $111,000 | 8,345 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $74,000 | 7,829 |
| Pre-tax net operating income | $255,000 | 5,225 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $255,000 | 4,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $89,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $255,000 | 4,460 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 6,970 |
| Total interest expense | $993,000 | 6,956 |
| Net interest income | $1,895,000 | 6,798 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $203,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $76,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 5,948 |
| Total noninterest expense | $935,000 | 8,072 |
| Salaries and employee benefits | $470,000 | 8,253 |
| Premises and equipment expense | $102,000 | 8,142 |
| Additional noninterest expense | $363,000 | 7,394 |
| Pre-tax net operating income | $1,133,000 | 4,866 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,133,000 | 4,239 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,133,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $425,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,133,000 | 4,134 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 7,278 |
| Total interest expense | $1,512,000 | 6,954 |
| Net interest income | $1,470,000 | 7,391 |
| Provision for loan and lease losses | $53,000 | 6,599 |
| Total noninterest income | $201,000 | 7,296 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $134,000 | 5,754 |
| Total noninterest expense | $786,000 | 8,484 |
| Salaries and employee benefits | $426,000 | 8,511 |
| Premises and equipment expense | $130,000 | 7,847 |
| Additional noninterest expense | $230,000 | 8,414 |
| Pre-tax net operating income | $832,000 | 5,383 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $832,000 | 4,781 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $832,000 | 4,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $334,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $832,000 | 4,655 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 7,841 |
| Total interest expense | $1,297,000 | 7,587 |
| Net interest income | $1,271,000 | 7,926 |
| Provision for loan and lease losses | $87,000 | 5,609 |
| Total noninterest income | $161,000 | 7,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,440 |
| Total noninterest expense | $730,000 | 8,749 |
| Salaries and employee benefits | $425,000 | 8,625 |
| Premises and equipment expense | $270,000 | 5,774 |
| Additional noninterest expense | $35,000 | 9,863 |
| Pre-tax net operating income | $615,000 | 6,526 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $615,000 | 5,770 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $615,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $126,000 | 5,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $615,000 | 5,781 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 9,351 |
| Total interest expense | $652,000 | 9,067 |
| Net interest income | $611,000 | 9,484 |
| Provision for loan and lease losses | $142,000 | 4,395 |
| Total noninterest income | $113,000 | 8,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,712 |
| Total noninterest expense | $547,000 | 9,473 |
| Salaries and employee benefits | $281,000 | 9,572 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $58,000 | 10,133 |
| Pre-tax net operating income | $35,000 | 9,288 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $35,000 | 9,304 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $35,000 | 9,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 356 |
| Net operating income | $35,000 | 9,271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.