First Global Bank Federal Savings Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$4,772,0005,977
Total interest expense$2,094,0006,093
Net interest income$2,678,0005,784
Provision for loan and lease losses$593,0001,555
Total noninterest income$3,228,0001,232
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$3,228,000807
Total noninterest expense$3,795,0003,333
Salaries and employee benefits$1,844,0003,555
Premises and equipment expense$701,0002,731
Additional noninterest expense$1,250,0003,234
Pre-tax net operating income$1,518,0004,454
Securities gains (losses)$03,944
Applicable income taxes$593,0003,711
Income before extraordinary items$925,0004,963
Extraordinary gains, net$044
Net income$925,0004,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,891
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$925,0004,908
1996-12-31 (YTD Data)Rank
Total interest income$4,422,0006,472
Total interest expense$2,040,0006,341
Net interest income$2,382,0006,415
Provision for loan and lease losses$717,0001,305
Total noninterest income$2,977,0001,368
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$2,977,000880
Total noninterest expense$3,954,0003,389
Salaries and employee benefits$1,676,0003,897
Premises and equipment expense$658,0002,946
Additional noninterest expense$1,620,0002,932
Pre-tax net operating income$688,0006,989
Securities gains (losses)$150,000799
Applicable income taxes$336,0005,456
Income before extraordinary items$502,0006,893
Extraordinary gains, net$053
Net income$502,0006,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,0001,340
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$406,0007,515
1995-12-31 (YTD Data)Rank
Total interest income$4,293,0006,696
Total interest expense$1,739,0007,046
Net interest income$2,554,0006,216
Provision for loan and lease losses$1,012,000928
Total noninterest income$2,753,0001,433
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$2,753,000934
Total noninterest expense$3,649,0003,593
Salaries and employee benefits$1,505,0004,267
Premises and equipment expense$655,0002,985
Additional noninterest expense$1,489,0003,103
Pre-tax net operating income$646,0007,610
Securities gains (losses)$03,831
Applicable income taxes$213,0007,202
Income before extraordinary items$433,0007,786
Extraordinary gains, net$065
Net income$433,0007,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,186
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$433,0007,754
1994-12-31 (YTD Data)Rank
Total interest income$3,409,0007,470
Total interest expense$1,386,0007,250
Net interest income$2,023,0007,513
Provision for loan and lease losses$784,0001,116
Total noninterest income$2,671,0001,482
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$2,671,000952
Total noninterest expense$3,524,0003,821
Salaries and employee benefits$1,407,0004,536
Premises and equipment expense$611,0003,221
Additional noninterest expense$1,506,0003,279
Pre-tax net operating income$386,0009,468
Securities gains (losses)$03,600
Applicable income taxes$158,0008,149
Income before extraordinary items$228,0009,944
Extraordinary gains, net$0249
Net income$228,0009,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,0001,437
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$228,00010,008
1993-12-31 (YTD Data)Rank
Total interest income$3,341,0007,770
Total interest expense$1,500,0007,205
Net interest income$1,841,0008,125
Provision for loan and lease losses$1,246,0001,129
Total noninterest income$2,392,0001,735
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$2,392,0001,123
Total noninterest expense$3,416,0004,004
Salaries and employee benefits$1,402,0004,543
Premises and equipment expense$630,0003,172
Additional noninterest expense$1,384,0003,745
Pre-tax net operating income$-429,00012,821
Securities gains (losses)$07,477
Applicable income taxes$-153,00013,005
Income before extraordinary items$-276,00012,814
Extraordinary gains, net$-79,00012,862
Net income$-355,00012,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$715,0001,424
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-276,00012,740
1992-12-31 (YTD Data)Rank
Total interest income$4,126,0007,350
Total interest expense$2,058,0006,988
Net interest income$2,068,0007,575
Provision for loan and lease losses$444,0003,254
Total noninterest income$2,296,0001,765
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$2,296,0001,135
Total noninterest expense$3,620,0003,821
Salaries and employee benefits$1,569,0004,055
Premises and equipment expense$609,0003,309
Additional noninterest expense$1,442,0003,715
Pre-tax net operating income$300,00010,139
Securities gains (losses)$08,369
Applicable income taxes$123,0009,281
Income before extraordinary items$177,00010,906
Extraordinary gains, net$01,422
Net income$177,00011,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0004,547
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$177,00010,577

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.