Home > First Georgia Community Bank > Assets and Liabilities
First Georgia Community Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 75 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $256,371,000 | 2,563 |
| Cash and due from depository institutions | $14,542,000 | 2,275 |
| Interest-bearing balances | $8,419,000 | 859 |
| Securities | $24,871,000 | 3,829 |
| Federal funds sold & reverse repurchase agreements | $21,230,000 | 525 |
| Net loans & leases | $166,607,000 | 2,733 |
| Loan loss allowance | $11,601,000 | 587 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,615,000 | 2,754 |
| Other real estate owned | $14,823,000 | 2,275 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,683,000 | 1,940 |
| Life insurance assets | $2,791,000 | 1,926 |
| Total liabilities and capital | $256,371,000 | 2,563 |
| Total liabilities | $240,660,000 | 2,469 |
| Total deposits | $215,287,000 | 2,428 |
| Interest-bearing deposits | $189,589,000 | 2,385 |
| Deposits held in domestic offices | $215,287,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,926,000 | 1,514 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $15,800,000 | 2,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,647,000 | 1,864 |
| Total equity capital | $15,711,000 | 4,021 |
| Total bank equity capital | $15,711,000 | 4,021 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,250,000 | 1,410 |
| Surplus | $16,960,000 | 1,750 |
| Undivided profits | $-4,499,000 | 8,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,043,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,199,000 | 3,252 |
| Earning assets | $221,127,000 | 2,702 |
| Long-term assets (5+ years) | $25,625,000 | 3,541 |
| Average Assets, year-to-date | $271,205,750 | 2,383 |
| Average Assets, quarterly | $257,775,000 | 2,527 |
| Volatile liabilities | $54,194,000 | 2,511 |
| Insider loans | $9,624,000 | 777 |
| FHLB advances | $15,800,000 | 2,449 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $11,433,000 | 4,367 |
| Tier 1 (core) risk-based capital | $15,306,000 | 4,018 |
| Tier 2 risk-based capital | $2,637,000 | 2,008 |
| Total risk weighted assets | $202,039,000 | 2,401 |
| Total unused commitments | $11,433,000 | 4,369 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 69 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $259,179,000 | 2,528 |
| Cash and due from depository institutions | $14,818,000 | 2,507 |
| Interest-bearing balances | $8,143,000 | 808 |
| Securities | $25,053,000 | 3,873 |
| Federal funds sold & reverse repurchase agreements | $18,050,000 | 626 |
| Net loans & leases | $166,412,000 | 2,706 |
| Loan loss allowance | $11,998,000 | 540 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,016,000 | 2,569 |
| Other real estate owned | $14,703,000 | 2,507 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $15,127,000 | 1,314 |
| Life insurance assets | $2,767,000 | 1,927 |
| Total liabilities and capital | $259,179,000 | 2,528 |
| Total liabilities | $245,353,000 | 2,417 |
| Total deposits | $222,300,000 | 2,338 |
| Interest-bearing deposits | $206,369,000 | 2,198 |
| Deposits held in domestic offices | $222,300,000 | 2,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,011,000 | 1,978 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,800,000 | 2,469 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,242,000 | 1,598 |
| Total equity capital | $13,826,000 | 4,420 |
| Total bank equity capital | $13,826,000 | 4,420 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,250,000 | 1,410 |
| Surplus | $14,747,000 | 1,951 |
| Undivided profits | $-4,171,000 | 8,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,971,000 | 233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,093,000 | 3,462 |
| Earning assets | $217,658,000 | 2,742 |
| Long-term assets (5+ years) | $26,761,000 | 3,415 |
| Average Assets, year-to-date | $276,150,670 | 2,352 |
| Average Assets, quarterly | $271,601,500 | 2,408 |
| Volatile liabilities | $51,724,000 | 2,583 |
| Insider loans | $7,097,000 | 1,116 |
| FHLB advances | $15,800,000 | 2,363 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $13,518,000 | 4,114 |
| Tier 1 (core) risk-based capital | $13,513,000 | 4,414 |
| Tier 2 risk-based capital | $2,730,000 | 1,909 |
| Total risk weighted assets | $208,962,000 | 2,332 |
| Total unused commitments | $13,518,000 | 4,114 |
| Derivatives | $35,000,000 | 294 |
| 2008-03-31 | Rank | |
| # of Employees: | 75 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $284,024,000 | 2,340 |
| Cash and due from depository institutions | $13,248,000 | 2,298 |
| Interest-bearing balances | $4,801,000 | 1,449 |
| Securities | $21,139,000 | 4,286 |
| Federal funds sold & reverse repurchase agreements | $40,834,000 | 360 |
| Net loans & leases | $179,925,000 | 2,491 |
| Loan loss allowance | $14,429,000 | 426 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,401,000 | 2,824 |
| Other real estate owned | $12,171,000 | 2,298 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $12,306,000 | 1,506 |
| Life insurance assets | $2,742,000 | 1,930 |
| Total liabilities and capital | $284,024,000 | 2,340 |
| Total liabilities | $270,067,000 | 2,227 |
| Total deposits | $244,975,000 | 2,156 |
| Interest-bearing deposits | $222,483,000 | 2,073 |
| Deposits held in domestic offices | $244,975,000 | 2,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,013,000 | 1,811 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $17,800,000 | 2,128 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,279,000 | 1,686 |
| Total equity capital | $13,957,000 | 4,498 |
| Total bank equity capital | $13,957,000 | 4,498 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,250,000 | 1,408 |
| Surplus | $11,438,000 | 2,367 |
| Undivided profits | $-731,000 | 7,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,561,000 | 313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,681,000 | 2,339 |
| Earning assets | $246,699,000 | 2,454 |
| Long-term assets (5+ years) | $21,001,000 | 3,771 |
| Average Assets, year-to-date | $284,636,500 | 2,304 |
| Average Assets, quarterly | $284,636,500 | 2,304 |
| Volatile liabilities | $52,402,000 | 2,522 |
| Insider loans | $7,615,000 | 1,006 |
| FHLB advances | $17,800,000 | 2,040 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $15,284,000 | 3,943 |
| Tier 1 (core) risk-based capital | $12,675,000 | 4,616 |
| Tier 2 risk-based capital | $2,915,000 | 1,778 |
| Total risk weighted assets | $221,568,000 | 2,182 |
| Total unused commitments | $15,284,000 | 3,944 |
| Derivatives | $35,000,000 | 310 |
| 2007-12-31 | Rank | |
| # of Employees: | 75 | 2,303 |
| Assets and Liabilities | ||
| Total Assets: | $285,249,000 | 2,308 |
| Cash and due from depository institutions | $8,801,000 | 2,303 |
| Interest-bearing balances | $3,034,000 | 1,525 |
| Securities | $23,020,000 | 4,092 |
| Federal funds sold & reverse repurchase agreements | $37,942,000 | 345 |
| Net loans & leases | $192,518,000 | 2,349 |
| Loan loss allowance | $16,953,000 | 358 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,231,000 | 2,889 |
| Other real estate owned | $6,650,000 | 2,303 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $12,087,000 | 1,534 |
| Life insurance assets | $2,718,000 | 1,924 |
| Total liabilities and capital | $285,249,000 | 2,308 |
| Total liabilities | $271,748,000 | 2,198 |
| Total deposits | $245,730,000 | 2,130 |
| Interest-bearing deposits | $223,497,000 | 2,037 |
| Deposits held in domestic offices | $245,730,000 | 2,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,013,000 | 1,925 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,800,000 | 2,021 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,205,000 | 1,371 |
| Total equity capital | $13,501,000 | 4,524 |
| Total bank equity capital | $13,501,000 | 4,524 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,250,000 | 1,396 |
| Surplus | $11,427,000 | 2,349 |
| Undivided profits | $-1,176,000 | 7,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,860,000 | 365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,076,000 | 2,040 |
| Earning assets | $256,514,000 | 2,334 |
| Long-term assets (5+ years) | $18,516,000 | 3,798 |
| Average Assets, year-to-date | $298,808,800 | 2,152 |
| Average Assets, quarterly | $295,891,500 | 2,234 |
| Volatile liabilities | $58,037,000 | 2,304 |
| Insider loans | $6,982,000 | 1,096 |
| FHLB advances | $17,800,000 | 1,921 |
| Loans and leases held for sale | $50,000 | 1,712 |
| Unused loan commitments | $37,171,000 | 2,230 |
| Tier 1 (core) risk-based capital | $12,989,000 | 4,509 |
| Tier 2 risk-based capital | $3,038,000 | 1,705 |
| Total risk weighted assets | $228,943,000 | 2,116 |
| Total unused commitments | $37,171,000 | 2,232 |
| Derivatives | $35,000,000 | 285 |
| 2007-09-30 | Rank | |
| # of Employees: | 73 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $306,534,000 | 2,149 |
| Cash and due from depository institutions | $9,910,000 | 2,368 |
| Interest-bearing balances | $2,424,000 | 1,606 |
| Securities | $23,298,000 | 4,077 |
| Federal funds sold & reverse repurchase agreements | $35,282,000 | 387 |
| Net loans & leases | $219,368,000 | 2,100 |
| Loan loss allowance | $3,376,000 | 1,584 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,246,000 | 2,843 |
| Other real estate owned | $5,339,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,091,000 | 1,919 |
| Life insurance assets | $2,694,000 | 1,897 |
| Total liabilities and capital | $306,534,000 | 2,149 |
| Total liabilities | $280,533,000 | 2,097 |
| Total deposits | $254,648,000 | 2,060 |
| Interest-bearing deposits | $225,165,000 | 2,007 |
| Deposits held in domestic offices | $254,648,000 | 2,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,013,000 | 1,877 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,800,000 | 1,888 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,072,000 | 1,385 |
| Total equity capital | $26,001,000 | 2,605 |
| Total bank equity capital | $26,001,000 | 2,605 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,250,000 | 1,375 |
| Surplus | $11,416,000 | 2,302 |
| Undivided profits | $11,335,000 | 2,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,137,000 | 587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,058,000 | 2,226 |
| Earning assets | $280,372,000 | 2,149 |
| Long-term assets (5+ years) | $15,192,000 | 4,079 |
| Average Assets, year-to-date | $302,198,750 | 2,133 |
| Average Assets, quarterly | $304,459,500 | 2,151 |
| Volatile liabilities | $69,398,000 | 1,950 |
| Insider loans | $8,050,000 | 912 |
| FHLB advances | $17,800,000 | 1,795 |
| Loans and leases held for sale | $118,000 | 1,614 |
| Unused loan commitments | $43,076,000 | 2,009 |
| Tier 1 (core) risk-based capital | $26,052,000 | 2,486 |
| Tier 2 risk-based capital | $3,151,000 | 1,642 |
| Total risk weighted assets | $251,542,000 | 1,934 |
| Total unused commitments | $43,076,000 | 2,009 |
| Derivatives | $35,000,000 | 293 |
| 2007-06-30 | Rank | |
| # of Employees: | 70 | 2,517 |
| Assets and Liabilities | ||
| Total Assets: | $302,385,000 | 2,190 |
| Cash and due from depository institutions | $5,973,000 | 2,517 |
| Interest-bearing balances | $2,135,000 | 1,752 |
| Securities | $22,722,000 | 4,131 |
| Federal funds sold & reverse repurchase agreements | $29,768,000 | 499 |
| Net loans & leases | $230,227,000 | 2,011 |
| Loan loss allowance | $2,517,000 | 2,069 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,451,000 | 3,302 |
| Other real estate owned | $2,096,000 | 2,517 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,148,000 | 2,107 |
| Life insurance assets | $2,671,000 | 1,910 |
| Total liabilities and capital | $302,385,000 | 2,190 |
| Total liabilities | $276,339,000 | 2,146 |
| Total deposits | $250,414,000 | 2,120 |
| Interest-bearing deposits | $225,653,000 | 2,025 |
| Deposits held in domestic offices | $250,414,000 | 2,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,013,000 | 1,805 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $17,800,000 | 1,816 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,112,000 | 1,350 |
| Total equity capital | $26,046,000 | 2,580 |
| Total bank equity capital | $26,046,000 | 2,580 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,250,000 | 1,365 |
| Surplus | $11,405,000 | 2,302 |
| Undivided profits | $11,391,000 | 2,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,391,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,708,000 | 2,482 |
| Earning assets | $284,852,000 | 2,133 |
| Long-term assets (5+ years) | $15,557,000 | 3,964 |
| Average Assets, year-to-date | $300,753,670 | 2,160 |
| Average Assets, quarterly | $302,891,000 | 2,169 |
| Volatile liabilities | $70,916,000 | 1,907 |
| Insider loans | $6,726,000 | 1,105 |
| FHLB advances | $17,800,000 | 1,718 |
| Loans and leases held for sale | $178,000 | 1,587 |
| Unused loan commitments | $50,112,000 | 1,814 |
| Tier 1 (core) risk-based capital | $26,329,000 | 2,467 |
| Tier 2 risk-based capital | $2,670,000 | 1,903 |
| Total risk weighted assets | $254,508,000 | 1,917 |
| Total unused commitments | $50,112,000 | 1,815 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 68 | 2,566 |
| Assets and Liabilities | ||
| Total Assets: | $303,397,000 | 2,161 |
| Cash and due from depository institutions | $5,415,000 | 2,566 |
| Interest-bearing balances | $1,160,000 | 2,401 |
| Securities | $23,191,000 | 4,078 |
| Federal funds sold & reverse repurchase agreements | $35,520,000 | 509 |
| Net loans & leases | $226,910,000 | 2,003 |
| Loan loss allowance | $2,963,000 | 1,774 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,472,000 | 3,253 |
| Other real estate owned | $467,000 | 2,566 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,422,000 | 1,985 |
| Life insurance assets | $2,647,000 | 1,904 |
| Total liabilities and capital | $303,397,000 | 2,161 |
| Total liabilities | $277,750,000 | 2,116 |
| Total deposits | $251,033,000 | 2,107 |
| Interest-bearing deposits | $232,465,000 | 1,974 |
| Deposits held in domestic offices | $251,033,000 | 2,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,013,000 | 1,690 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $17,800,000 | 1,770 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,904,000 | 1,171 |
| Total equity capital | $25,647,000 | 2,624 |
| Total bank equity capital | $25,647,000 | 2,624 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,250,000 | 1,348 |
| Surplus | $11,394,000 | 2,279 |
| Undivided profits | $11,003,000 | 2,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,830,000 | 934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,013,000 | 2,019 |
| Earning assets | $286,781,000 | 2,105 |
| Long-term assets (5+ years) | $15,455,000 | 3,923 |
| Average Assets, year-to-date | $299,938,000 | 2,179 |
| Average Assets, quarterly | $299,938,000 | 2,179 |
| Volatile liabilities | $69,671,000 | 1,907 |
| Insider loans | $6,671,000 | 1,073 |
| FHLB advances | $17,800,000 | 1,689 |
| Loans and leases held for sale | $612,000 | 1,171 |
| Unused loan commitments | $52,149,000 | 1,749 |
| Tier 1 (core) risk-based capital | $25,782,000 | 2,482 |
| Tier 2 risk-based capital | $3,116,000 | 1,645 |
| Total risk weighted assets | $250,622,000 | 1,925 |
| Total unused commitments | $52,149,000 | 1,750 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 62 | 2,805 |
| Assets and Liabilities | ||
| Total Assets: | $296,479,000 | 2,204 |
| Cash and due from depository institutions | $5,362,000 | 2,805 |
| Interest-bearing balances | $1,266,000 | 2,276 |
| Securities | $22,240,000 | 4,249 |
| Federal funds sold & reverse repurchase agreements | $29,411,000 | 521 |
| Net loans & leases | $227,403,000 | 1,984 |
| Loan loss allowance | $2,977,000 | 1,743 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,518,000 | 3,196 |
| Other real estate owned | $317,000 | 2,805 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,228,000 | 2,026 |
| Life insurance assets | $2,624,000 | 1,880 |
| Total liabilities and capital | $296,479,000 | 2,204 |
| Total liabilities | $271,714,000 | 2,153 |
| Total deposits | $245,232,000 | 2,152 |
| Interest-bearing deposits | $228,943,000 | 1,962 |
| Deposits held in domestic offices | $245,232,000 | 2,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,013,000 | 1,777 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,800,000 | 1,842 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,669,000 | 1,201 |
| Total equity capital | $24,765,000 | 2,656 |
| Total bank equity capital | $24,765,000 | 2,656 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,250,000 | 1,339 |
| Surplus | $11,384,000 | 2,225 |
| Undivided profits | $10,131,000 | 3,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $833,000 | 2,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,856,000 | 2,257 |
| Earning assets | $280,320,000 | 2,131 |
| Long-term assets (5+ years) | $12,775,000 | 4,242 |
| Average Assets, year-to-date | $269,293,000 | 2,309 |
| Average Assets, quarterly | $292,155,500 | 2,206 |
| Volatile liabilities | $162,493,000 | 969 |
| Insider loans | $7,263,000 | 971 |
| FHLB advances | $17,800,000 | 1,748 |
| Loans and leases held for sale | $1,022,000 | 948 |
| Unused loan commitments | $56,190,000 | 1,675 |
| Tier 1 (core) risk-based capital | $24,924,000 | 2,537 |
| Tier 2 risk-based capital | $3,130,000 | 1,642 |
| Total risk weighted assets | $249,909,000 | 1,911 |
| Total unused commitments | $56,190,000 | 1,676 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 66 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $287,832,000 | 2,241 |
| Cash and due from depository institutions | $4,566,000 | 2,669 |
| Interest-bearing balances | $757,000 | 2,681 |
| Securities | $21,764,000 | 4,340 |
| Federal funds sold & reverse repurchase agreements | $33,895,000 | 394 |
| Net loans & leases | $216,360,000 | 2,070 |
| Loan loss allowance | $2,963,000 | 1,758 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,579,000 | 3,115 |
| Other real estate owned | $205,000 | 2,669 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,463,000 | 2,213 |
| Life insurance assets | $2,601,000 | 1,853 |
| Total liabilities and capital | $287,832,000 | 2,241 |
| Total liabilities | $263,977,000 | 2,178 |
| Total deposits | $239,337,000 | 2,157 |
| Interest-bearing deposits | $214,299,000 | 2,060 |
| Deposits held in domestic offices | $239,337,000 | 2,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,117,000 | 2,055 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,800,000 | 1,912 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,723,000 | 1,429 |
| Total equity capital | $23,855,000 | 2,715 |
| Total bank equity capital | $23,855,000 | 2,715 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,250,000 | 1,326 |
| Surplus | $11,358,000 | 2,193 |
| Undivided profits | $9,247,000 | 3,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $601,000 | 3,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,733,000 | 2,450 |
| Earning assets | $272,776,000 | 2,171 |
| Long-term assets (5+ years) | $12,583,000 | 4,210 |
| Average Assets, year-to-date | $262,496,500 | 2,381 |
| Average Assets, quarterly | $278,355,500 | 2,286 |
| Volatile liabilities | $152,129,000 | 1,036 |
| Insider loans | $7,095,000 | 986 |
| FHLB advances | $17,800,000 | 1,807 |
| Loans and leases held for sale | $394,000 | 1,309 |
| Unused loan commitments | $60,919,000 | 1,595 |
| Tier 1 (core) risk-based capital | $24,023,000 | 2,577 |
| Tier 2 risk-based capital | $2,999,000 | 1,701 |
| Total risk weighted assets | $239,827,000 | 1,958 |
| Total unused commitments | $60,919,000 | 1,595 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 59 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $268,879,000 | 2,367 |
| Cash and due from depository institutions | $4,797,000 | 2,983 |
| Interest-bearing balances | $808,000 | 2,649 |
| Securities | $21,396,000 | 4,381 |
| Federal funds sold & reverse repurchase agreements | $28,803,000 | 412 |
| Net loans & leases | $202,590,000 | 2,174 |
| Loan loss allowance | $2,494,000 | 2,044 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,644,000 | 3,048 |
| Other real estate owned | $0 | 2,983 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,649,000 | 2,139 |
| Life insurance assets | $2,579,000 | 1,825 |
| Total liabilities and capital | $268,879,000 | 2,367 |
| Total liabilities | $245,986,000 | 2,328 |
| Total deposits | $221,093,000 | 2,307 |
| Interest-bearing deposits | $201,042,000 | 2,155 |
| Deposits held in domestic offices | $221,093,000 | 2,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,013,000 | 1,885 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,800,000 | 1,918 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,080,000 | 1,555 |
| Total equity capital | $22,893,000 | 2,721 |
| Total bank equity capital | $22,893,000 | 2,721 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,250,000 | 1,315 |
| Surplus | $11,358,000 | 2,156 |
| Undivided profits | $8,285,000 | 3,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 4,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,582,000 | 2,381 |
| Earning assets | $253,597,000 | 2,297 |
| Long-term assets (5+ years) | $12,181,000 | 4,231 |
| Average Assets, year-to-date | $254,051,330 | 2,456 |
| Average Assets, quarterly | $255,662,500 | 2,452 |
| Volatile liabilities | $140,653,000 | 1,078 |
| Insider loans | $6,060,000 | 1,144 |
| FHLB advances | $17,800,000 | 1,803 |
| Loans and leases held for sale | $273,000 | 1,406 |
| Unused loan commitments | $70,641,000 | 1,398 |
| Tier 1 (core) risk-based capital | $23,324,000 | 2,614 |
| Tier 2 risk-based capital | $2,647,000 | 1,867 |
| Total risk weighted assets | $226,563,000 | 2,038 |
| Total unused commitments | $70,641,000 | 1,399 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 60 | 2,915 |
| Assets and Liabilities | ||
| Total Assets: | $242,446,000 | 2,563 |
| Cash and due from depository institutions | $3,361,000 | 2,915 |
| Interest-bearing balances | $761,000 | 2,823 |
| Securities | $19,869,000 | 4,637 |
| Federal funds sold & reverse repurchase agreements | $21,832,000 | 640 |
| Net loans & leases | $186,428,000 | 2,275 |
| Loan loss allowance | $2,324,000 | 2,141 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,676,000 | 2,985 |
| Other real estate owned | $0 | 2,915 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,280,000 | 2,186 |
| Life insurance assets | $2,557,000 | 1,796 |
| Total liabilities and capital | $242,446,000 | 2,563 |
| Total liabilities | $220,282,000 | 2,539 |
| Total deposits | $195,118,000 | 2,574 |
| Interest-bearing deposits | $176,093,000 | 2,425 |
| Deposits held in domestic offices | $195,118,000 | 2,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,992,000 | 1,764 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,800,000 | 1,840 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,372,000 | 1,445 |
| Total equity capital | $22,164,000 | 2,768 |
| Total bank equity capital | $22,164,000 | 2,768 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,250,000 | 1,307 |
| Surplus | $11,358,000 | 2,090 |
| Undivided profits | $7,556,000 | 3,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,691,000 | 1,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,367,000 | 2,584 |
| Earning assets | $228,890,000 | 2,497 |
| Long-term assets (5+ years) | $11,612,000 | 4,320 |
| Average Assets, year-to-date | $246,637,500 | 2,517 |
| Average Assets, quarterly | $246,637,500 | 2,517 |
| Volatile liabilities | $114,417,000 | 1,232 |
| Insider loans | $6,060,000 | 1,116 |
| FHLB advances | $17,800,000 | 1,749 |
| Loans and leases held for sale | $463,000 | 1,134 |
| Unused loan commitments | $67,384,000 | 1,437 |
| Tier 1 (core) risk-based capital | $22,450,000 | 2,655 |
| Tier 2 risk-based capital | $2,477,000 | 1,945 |
| Total risk weighted assets | $209,199,000 | 2,131 |
| Total unused commitments | $67,384,000 | 1,437 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 48 | 3,471 |
| Assets and Liabilities | ||
| Total Assets: | $250,829,000 | 2,488 |
| Cash and due from depository institutions | $8,648,000 | 3,471 |
| Interest-bearing balances | $1,446,000 | 2,250 |
| Securities | $20,086,000 | 4,619 |
| Federal funds sold & reverse repurchase agreements | $19,254,000 | 682 |
| Net loans & leases | $191,875,000 | 2,189 |
| Loan loss allowance | $2,305,000 | 2,116 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,759,000 | 2,896 |
| Other real estate owned | $157,000 | 3,471 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,050,000 | 2,236 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $250,829,000 | 2,488 |
| Total liabilities | $229,492,000 | 2,445 |
| Total deposits | $203,264,000 | 2,452 |
| Interest-bearing deposits | $184,845,000 | 2,291 |
| Deposits held in domestic offices | $203,264,000 | 2,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,013,000 | 1,804 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,800,000 | 1,886 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,415,000 | 1,119 |
| Total equity capital | $21,337,000 | 2,829 |
| Total bank equity capital | $21,337,000 | 2,829 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,250,000 | 1,295 |
| Surplus | $11,358,000 | 2,055 |
| Undivided profits | $6,729,000 | 3,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,335,000 | 2,675 |
| Earning assets | $232,661,000 | 2,446 |
| Long-term assets (5+ years) | $13,532,000 | 4,040 |
| Average Assets, year-to-date | $235,319,200 | 2,516 |
| Average Assets, quarterly | $255,191,500 | 2,414 |
| Volatile liabilities | $121,919,000 | 1,146 |
| Insider loans | $6,696,000 | 981 |
| FHLB advances | $17,800,000 | 1,771 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $53,841,000 | 1,676 |
| Tier 1 (core) risk-based capital | $21,539,000 | 2,715 |
| Tier 2 risk-based capital | $2,458,000 | 1,931 |
| Total risk weighted assets | $212,830,000 | 2,063 |
| Total unused commitments | $53,841,000 | 1,676 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 61 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $259,554,000 | 2,354 |
| Cash and due from depository institutions | $10,325,000 | 2,832 |
| Interest-bearing balances | $938,000 | 2,791 |
| Securities | $20,308,000 | 4,568 |
| Federal funds sold & reverse repurchase agreements | $24,448,000 | 544 |
| Net loans & leases | $194,054,000 | 2,136 |
| Loan loss allowance | $2,267,000 | 2,131 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,591,000 | 2,961 |
| Other real estate owned | $175,000 | 2,832 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,653,000 | 2,269 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $259,554,000 | 2,354 |
| Total liabilities | $239,057,000 | 2,298 |
| Total deposits | $213,528,000 | 2,299 |
| Interest-bearing deposits | $190,236,000 | 2,172 |
| Deposits held in domestic offices | $213,528,000 | 2,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,006,000 | 1,806 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,800,000 | 1,906 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,723,000 | 1,271 |
| Total equity capital | $20,497,000 | 2,895 |
| Total bank equity capital | $20,497,000 | 2,895 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,250,000 | 1,263 |
| Surplus | $11,358,000 | 1,992 |
| Undivided profits | $5,889,000 | 4,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $464,000 | 3,931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,187,000 | 2,941 |
| Earning assets | $239,748,000 | 2,339 |
| Long-term assets (5+ years) | $10,178,000 | 4,591 |
| Average Assets, year-to-date | $231,441,750 | 2,533 |
| Average Assets, quarterly | $253,637,000 | 2,382 |
| Volatile liabilities | $119,091,000 | 1,128 |
| Insider loans | $7,198,000 | 887 |
| FHLB advances | $17,800,000 | 1,788 |
| Loans and leases held for sale | $543,000 | 1,199 |
| Unused loan commitments | $68,378,000 | 1,344 |
| Tier 1 (core) risk-based capital | $20,614,000 | 2,787 |
| Tier 2 risk-based capital | $2,419,000 | 1,928 |
| Total risk weighted assets | $216,195,000 | 1,988 |
| Total unused commitments | $68,378,000 | 1,344 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 59 | 2,902 |
| Assets and Liabilities | ||
| Total Assets: | $247,720,000 | 2,414 |
| Cash and due from depository institutions | $7,483,000 | 2,902 |
| Interest-bearing balances | $969,000 | 2,796 |
| Securities | $20,696,000 | 4,539 |
| Federal funds sold & reverse repurchase agreements | $23,305,000 | 528 |
| Net loans & leases | $185,498,000 | 2,170 |
| Loan loss allowance | $2,111,000 | 2,231 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,524,000 | 2,963 |
| Other real estate owned | $341,000 | 2,902 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,873,000 | 2,132 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $247,720,000 | 2,414 |
| Total liabilities | $228,274,000 | 2,368 |
| Total deposits | $203,196,000 | 2,360 |
| Interest-bearing deposits | $185,373,000 | 2,203 |
| Deposits held in domestic offices | $203,196,000 | 2,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,006,000 | 1,819 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,800,000 | 1,897 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,272,000 | 1,321 |
| Total equity capital | $19,446,000 | 3,003 |
| Total bank equity capital | $19,446,000 | 3,003 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,250,000 | 1,244 |
| Surplus | $10,858,000 | 2,013 |
| Undivided profits | $5,338,000 | 4,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,082,000 | 2,951 |
| Earning assets | $230,468,000 | 2,377 |
| Long-term assets (5+ years) | $11,260,000 | 4,471 |
| Average Assets, year-to-date | $222,071,000 | 2,611 |
| Average Assets, quarterly | $232,770,500 | 2,521 |
| Volatile liabilities | $111,098,000 | 1,175 |
| Insider loans | $9,089,000 | 659 |
| FHLB advances | $17,800,000 | 1,802 |
| Loans and leases held for sale | $672,000 | 1,145 |
| Unused loan commitments | $69,274,000 | 1,295 |
| Tier 1 (core) risk-based capital | $19,412,000 | 2,898 |
| Tier 2 risk-based capital | $2,310,000 | 1,979 |
| Total risk weighted assets | $208,625,000 | 2,002 |
| Total unused commitments | $69,274,000 | 1,295 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 52 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $217,821,000 | 2,679 |
| Cash and due from depository institutions | $5,734,000 | 3,204 |
| Interest-bearing balances | $741,000 | 3,013 |
| Securities | $19,944,000 | 4,721 |
| Federal funds sold & reverse repurchase agreements | $16,529,000 | 733 |
| Net loans & leases | $165,191,000 | 2,352 |
| Loan loss allowance | $2,042,000 | 2,280 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,274,000 | 3,095 |
| Other real estate owned | $341,000 | 3,204 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,808,000 | 2,129 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $217,821,000 | 2,679 |
| Total liabilities | $200,405,000 | 2,632 |
| Total deposits | $176,085,000 | 2,675 |
| Interest-bearing deposits | $160,982,000 | 2,499 |
| Deposits held in domestic offices | $176,085,000 | 2,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,007,000 | 1,709 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,800,000 | 1,831 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,513,000 | 1,616 |
| Total equity capital | $17,416,000 | 3,218 |
| Total bank equity capital | $17,416,000 | 3,218 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,250,000 | 1,237 |
| Surplus | $9,858,000 | 2,127 |
| Undivided profits | $4,308,000 | 4,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,101,000 | 1,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $970,000 | 3,145 |
| Earning assets | $202,405,000 | 2,646 |
| Long-term assets (5+ years) | $12,031,000 | 4,388 |
| Average Assets, year-to-date | $209,246,500 | 2,766 |
| Average Assets, quarterly | $209,246,500 | 2,766 |
| Volatile liabilities | $86,517,000 | 1,394 |
| Insider loans | $10,838,000 | 528 |
| FHLB advances | $17,800,000 | 1,739 |
| Loans and leases held for sale | $443,000 | 1,208 |
| Unused loan commitments | $58,674,000 | 1,445 |
| Tier 1 (core) risk-based capital | $17,574,000 | 3,108 |
| Tier 2 risk-based capital | $2,174,000 | 2,057 |
| Total risk weighted assets | $188,912,000 | 2,168 |
| Total unused commitments | $58,674,000 | 1,445 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $200,672,000 | 2,875 |
| Cash and due from depository institutions | $5,145,000 | 3,287 |
| Interest-bearing balances | $864,000 | 2,960 |
| Securities | $19,936,000 | 4,730 |
| Federal funds sold & reverse repurchase agreements | $17,152,000 | 675 |
| Net loans & leases | $148,503,000 | 2,560 |
| Loan loss allowance | $1,987,000 | 2,326 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,254,000 | 3,077 |
| Other real estate owned | $341,000 | 3,287 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,341,000 | 2,209 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $200,672,000 | 2,875 |
| Total liabilities | $184,019,000 | 2,816 |
| Total deposits | $159,710,000 | 2,889 |
| Interest-bearing deposits | $146,666,000 | 2,697 |
| Deposits held in domestic offices | $159,710,000 | 2,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,007,000 | 1,764 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,800,000 | 1,861 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,502,000 | 1,587 |
| Total equity capital | $16,653,000 | 3,348 |
| Total bank equity capital | $16,653,000 | 3,348 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,250,000 | 1,219 |
| Surplus | $9,358,000 | 2,187 |
| Undivided profits | $4,045,000 | 5,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $768,000 | 3,826 |
| Earning assets | $186,455,000 | 2,836 |
| Long-term assets (5+ years) | $12,445,000 | 4,398 |
| Average Assets, year-to-date | $171,282,400 | 3,126 |
| Average Assets, quarterly | $192,275,000 | 2,941 |
| Volatile liabilities | $68,822,000 | 1,639 |
| Insider loans | $8,257,000 | 701 |
| FHLB advances | $17,800,000 | 1,755 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $50,887,000 | 1,555 |
| Tier 1 (core) risk-based capital | $16,621,000 | 3,226 |
| Tier 2 risk-based capital | $2,099,000 | 2,113 |
| Total risk weighted assets | $173,437,000 | 2,299 |
| Total unused commitments | $50,887,000 | 1,555 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $183,878,000 | 3,027 |
| Cash and due from depository institutions | $8,479,000 | 3,575 |
| Interest-bearing balances | $589,000 | 3,365 |
| Securities | $19,902,000 | 4,721 |
| Federal funds sold & reverse repurchase agreements | $8,111,000 | 1,393 |
| Net loans & leases | $136,997,000 | 2,693 |
| Loan loss allowance | $2,072,000 | 2,225 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,881,000 | 3,335 |
| Other real estate owned | $1,989,000 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,519,000 | 2,425 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $183,878,000 | 3,027 |
| Total liabilities | $168,713,000 | 2,980 |
| Total deposits | $144,930,000 | 3,070 |
| Interest-bearing deposits | $124,822,000 | 3,039 |
| Deposits held in domestic offices | $144,930,000 | 3,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,006,000 | 1,813 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,800,000 | 1,845 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,977,000 | 1,931 |
| Total equity capital | $15,165,000 | 3,618 |
| Total bank equity capital | $15,165,000 | 3,618 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,250,000 | 1,205 |
| Surplus | $8,358,000 | 2,367 |
| Undivided profits | $3,557,000 | 5,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 3,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $782,000 | 3,946 |
| Earning assets | $165,599,000 | 3,065 |
| Long-term assets (5+ years) | $13,860,000 | 4,300 |
| Average Assets, year-to-date | $163,935,000 | 3,223 |
| Average Assets, quarterly | $179,281,500 | 3,066 |
| Volatile liabilities | $53,615,000 | 1,984 |
| Insider loans | $9,552,000 | 596 |
| FHLB advances | $17,800,000 | 1,731 |
| Loans and leases held for sale | $1,067,000 | 857 |
| Unused loan commitments | $40,405,000 | 1,859 |
| Tier 1 (core) risk-based capital | $14,871,000 | 3,547 |
| Tier 2 risk-based capital | $1,958,000 | 2,223 |
| Total risk weighted assets | $156,810,000 | 2,497 |
| Total unused commitments | $40,405,000 | 1,862 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $174,685,000 | 3,139 |
| Cash and due from depository institutions | $8,269,000 | 3,753 |
| Interest-bearing balances | $1,935,000 | 2,164 |
| Securities | $19,923,000 | 4,800 |
| Federal funds sold & reverse repurchase agreements | $15,973,000 | 661 |
| Net loans & leases | $121,721,000 | 2,912 |
| Loan loss allowance | $2,087,000 | 2,193 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,839,000 | 3,337 |
| Other real estate owned | $507,000 | 3,753 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,453,000 | 2,444 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $174,685,000 | 3,139 |
| Total liabilities | $161,163,000 | 3,071 |
| Total deposits | $137,676,000 | 3,213 |
| Interest-bearing deposits | $120,518,000 | 3,106 |
| Deposits held in domestic offices | $137,676,000 | 3,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,004,000 | 1,821 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,800,000 | 1,833 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,683,000 | 2,039 |
| Total equity capital | $13,522,000 | 3,865 |
| Total bank equity capital | $13,522,000 | 3,865 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,250,000 | 1,203 |
| Surplus | $7,358,000 | 2,590 |
| Undivided profits | $2,914,000 | 5,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,547,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $648,000 | 4,309 |
| Earning assets | $159,552,000 | 3,129 |
| Long-term assets (5+ years) | $14,070,000 | 4,382 |
| Average Assets, year-to-date | $157,287,330 | 3,348 |
| Average Assets, quarterly | $162,443,000 | 3,284 |
| Volatile liabilities | $46,572,000 | 2,188 |
| Insider loans | $8,776,000 | 622 |
| FHLB advances | $17,800,000 | 1,726 |
| Loans and leases held for sale | $127,000 | 1,623 |
| Unused loan commitments | $28,198,000 | 2,367 |
| Tier 1 (core) risk-based capital | $13,606,000 | 3,766 |
| Tier 2 risk-based capital | $1,780,000 | 2,370 |
| Total risk weighted assets | $142,101,000 | 2,679 |
| Total unused commitments | $28,198,000 | 2,369 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 44 | 3,742 |
| Assets and Liabilities | ||
| Total Assets: | $150,201,000 | 3,527 |
| Cash and due from depository institutions | $7,110,000 | 3,742 |
| Interest-bearing balances | $1,003,000 | 3,067 |
| Securities | $19,563,000 | 4,829 |
| Federal funds sold & reverse repurchase agreements | $9,339,000 | 1,578 |
| Net loans & leases | $105,746,000 | 3,216 |
| Loan loss allowance | $2,230,000 | 2,058 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,465,000 | 3,676 |
| Other real estate owned | $507,000 | 3,742 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,471,000 | 2,320 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $150,201,000 | 3,527 |
| Total liabilities | $137,755,000 | 3,447 |
| Total deposits | $113,218,000 | 3,795 |
| Interest-bearing deposits | $98,249,000 | 3,722 |
| Deposits held in domestic offices | $113,218,000 | 3,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,118,000 | 1,480 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $17,800,000 | 1,744 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,619,000 | 2,287 |
| Total equity capital | $12,446,000 | 4,202 |
| Total bank equity capital | $12,446,000 | 4,202 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,250,000 | 1,194 |
| Surplus | $6,358,000 | 2,882 |
| Undivided profits | $2,838,000 | 5,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $671,000 | 4,115 |
| Earning assets | $135,651,000 | 3,579 |
| Long-term assets (5+ years) | $13,954,000 | 4,334 |
| Average Assets, year-to-date | $148,588,500 | 3,528 |
| Average Assets, quarterly | $148,588,500 | 3,528 |
| Volatile liabilities | $33,917,000 | 2,705 |
| Insider loans | $9,728,000 | 541 |
| FHLB advances | $17,800,000 | 1,644 |
| Loans and leases held for sale | $1,086,000 | 956 |
| Unused loan commitments | $11,414,000 | 4,096 |
| Tier 1 (core) risk-based capital | $12,196,000 | 4,082 |
| Tier 2 risk-based capital | $1,533,000 | 2,635 |
| Total risk weighted assets | $121,924,000 | 2,983 |
| Total unused commitments | $11,414,000 | 4,103 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 38 | 4,223 |
| Assets and Liabilities | ||
| Total Assets: | $146,976,000 | 3,574 |
| Cash and due from depository institutions | $5,092,000 | 4,223 |
| Interest-bearing balances | $922,000 | 3,038 |
| Securities | $19,226,000 | 4,924 |
| Federal funds sold & reverse repurchase agreements | $10,779,000 | 1,091 |
| Net loans & leases | $101,741,000 | 3,300 |
| Loan loss allowance | $2,046,000 | 2,215 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,469,000 | 3,654 |
| Other real estate owned | $2,282,000 | 4,223 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,387,000 | 2,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,976,000 | 3,574 |
| Total liabilities | $134,660,000 | 3,500 |
| Total deposits | $110,968,000 | 3,823 |
| Interest-bearing deposits | $96,485,000 | 3,755 |
| Deposits held in domestic offices | $110,968,000 | 3,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,498,000 | 1,695 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,800,000 | 1,760 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,394,000 | 2,455 |
| Total equity capital | $12,316,000 | 4,174 |
| Total bank equity capital | $12,316,000 | 4,174 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,250,000 | 1,199 |
| Surplus | $6,358,000 | 2,847 |
| Undivided profits | $2,708,000 | 6,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $612,000 | 4,616 |
| Earning assets | $132,668,000 | 3,623 |
| Long-term assets (5+ years) | $12,756,000 | 4,526 |
| Average Assets, year-to-date | $151,764,600 | 3,357 |
| Average Assets, quarterly | $150,286,500 | 3,461 |
| Volatile liabilities | $23,990,000 | 3,453 |
| Insider loans | $9,498,000 | 521 |
| FHLB advances | $17,800,000 | 1,650 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,227,000 | 4,245 |
| Tier 1 (core) risk-based capital | $12,159,000 | 4,056 |
| Tier 2 risk-based capital | $1,550,000 | 2,598 |
| Total risk weighted assets | $123,487,000 | 2,955 |
| Total unused commitments | $10,227,000 | 4,247 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $153,597,000 | 3,411 |
| Cash and due from depository institutions | $9,068,000 | 4,063 |
| Interest-bearing balances | $909,000 | 3,196 |
| Securities | $21,285,000 | 4,573 |
| Federal funds sold & reverse repurchase agreements | $8,373,000 | 1,695 |
| Net loans & leases | $103,861,000 | 3,237 |
| Loan loss allowance | $2,044,000 | 2,224 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,497,000 | 3,600 |
| Other real estate owned | $2,814,000 | 4,063 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,699,000 | 2,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,597,000 | 3,411 |
| Total liabilities | $141,347,000 | 3,345 |
| Total deposits | $115,906,000 | 3,678 |
| Interest-bearing deposits | $95,002,000 | 3,792 |
| Deposits held in domestic offices | $115,906,000 | 3,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,370,000 | 1,391 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,800,000 | 1,711 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,271,000 | 2,722 |
| Total equity capital | $12,250,000 | 4,183 |
| Total bank equity capital | $12,250,000 | 4,183 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,250,000 | 1,191 |
| Surplus | $6,358,000 | 2,798 |
| Undivided profits | $2,642,000 | 6,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $716,000 | 4,243 |
| Earning assets | $134,428,000 | 3,538 |
| Long-term assets (5+ years) | $13,146,000 | 4,497 |
| Average Assets, year-to-date | $152,961,750 | 3,341 |
| Average Assets, quarterly | $154,434,000 | 3,382 |
| Volatile liabilities | $35,786,000 | 2,513 |
| Insider loans | $8,767,000 | 575 |
| FHLB advances | $17,800,000 | 1,593 |
| Loans and leases held for sale | $597,000 | 1,365 |
| Unused loan commitments | $11,044,000 | 4,056 |
| Tier 1 (core) risk-based capital | $12,127,000 | 4,051 |
| Tier 2 risk-based capital | $1,598,000 | 2,533 |
| Total risk weighted assets | $127,357,000 | 2,864 |
| Total unused commitments | $11,044,000 | 4,061 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 39 | 4,182 |
| Assets and Liabilities | ||
| Total Assets: | $155,271,000 | 3,357 |
| Cash and due from depository institutions | $5,491,000 | 4,182 |
| Interest-bearing balances | $2,317,000 | 2,326 |
| Securities | $19,902,000 | 4,706 |
| Federal funds sold & reverse repurchase agreements | $13,415,000 | 1,160 |
| Net loans & leases | $104,865,000 | 3,162 |
| Loan loss allowance | $2,053,000 | 2,177 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,561,000 | 3,503 |
| Other real estate owned | $3,533,000 | 4,182 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,504,000 | 2,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,271,000 | 3,357 |
| Total liabilities | $143,114,000 | 3,292 |
| Total deposits | $115,698,000 | 3,677 |
| Interest-bearing deposits | $100,286,000 | 3,627 |
| Deposits held in domestic offices | $115,698,000 | 3,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,300,000 | 1,326 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,800,000 | 1,593 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,316,000 | 2,749 |
| Total equity capital | $12,157,000 | 4,204 |
| Total bank equity capital | $12,157,000 | 4,204 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,250,000 | 1,178 |
| Surplus | $6,358,000 | 2,764 |
| Undivided profits | $2,549,000 | 6,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $596,000 | 4,750 |
| Earning assets | $140,499,000 | 3,394 |
| Long-term assets (5+ years) | $12,285,000 | 4,492 |
| Average Assets, year-to-date | $152,750,000 | 3,348 |
| Average Assets, quarterly | $155,320,000 | 3,329 |
| Volatile liabilities | $39,156,000 | 2,301 |
| Insider loans | $7,764,000 | 653 |
| FHLB advances | $19,800,000 | 1,484 |
| Loans and leases held for sale | $1,459,000 | 1,282 |
| Unused loan commitments | $9,765,000 | 4,270 |
| Tier 1 (core) risk-based capital | $11,874,000 | 4,057 |
| Tier 2 risk-based capital | $1,560,000 | 2,533 |
| Total risk weighted assets | $128,685,000 | 2,794 |
| Total unused commitments | $9,765,000 | 4,281 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $155,369,000 | 3,318 |
| Cash and due from depository institutions | $6,310,000 | 4,051 |
| Interest-bearing balances | $1,014,000 | 3,171 |
| Securities | $18,087,000 | 4,961 |
| Federal funds sold & reverse repurchase agreements | $14,834,000 | 1,103 |
| Net loans & leases | $103,993,000 | 3,134 |
| Loan loss allowance | $2,098,000 | 2,081 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,612,000 | 3,416 |
| Other real estate owned | $4,269,000 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,264,000 | 2,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,369,000 | 3,318 |
| Total liabilities | $143,416,000 | 3,248 |
| Total deposits | $118,735,000 | 3,549 |
| Interest-bearing deposits | $104,269,000 | 3,489 |
| Deposits held in domestic offices | $118,735,000 | 3,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,990,000 | 1,290 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,800,000 | 1,628 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $891,000 | 3,595 |
| Total equity capital | $11,953,000 | 4,179 |
| Total bank equity capital | $11,953,000 | 4,179 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,250,000 | 1,179 |
| Surplus | $6,358,000 | 2,711 |
| Undivided profits | $2,345,000 | 6,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 7,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $612,000 | 4,628 |
| Earning assets | $137,928,000 | 3,398 |
| Long-term assets (5+ years) | $11,183,000 | 4,643 |
| Average Assets, year-to-date | $151,489,500 | 3,358 |
| Average Assets, quarterly | $151,489,500 | 3,358 |
| Volatile liabilities | $41,019,000 | 2,162 |
| Insider loans | $8,469,000 | 571 |
| FHLB advances | $17,800,000 | 1,520 |
| Loans and leases held for sale | $552,000 | 1,539 |
| Unused loan commitments | $8,445,000 | 4,546 |
| Tier 1 (core) risk-based capital | $11,678,000 | 4,053 |
| Tier 2 risk-based capital | $1,578,000 | 2,465 |
| Total risk weighted assets | $125,688,000 | 2,814 |
| Total unused commitments | $8,445,000 | 4,560 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $147,610,000 | 3,425 |
| Cash and due from depository institutions | $4,212,000 | 4,904 |
| Interest-bearing balances | $1,368,000 | 2,791 |
| Securities | $17,561,000 | 5,022 |
| Federal funds sold & reverse repurchase agreements | $12,835,000 | 1,105 |
| Net loans & leases | $104,319,000 | 3,100 |
| Loan loss allowance | $2,802,000 | 1,554 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,336,000 | 3,693 |
| Other real estate owned | $1,120,000 | 4,904 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,227,000 | 2,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,610,000 | 3,425 |
| Total liabilities | $135,970,000 | 3,348 |
| Total deposits | $111,562,000 | 3,679 |
| Interest-bearing deposits | $98,057,000 | 3,614 |
| Deposits held in domestic offices | $111,562,000 | 3,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,710,000 | 1,363 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,800,000 | 1,648 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $898,000 | 3,643 |
| Total equity capital | $11,640,000 | 4,218 |
| Total bank equity capital | $11,640,000 | 4,218 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,250,000 | 1,166 |
| Surplus | $6,108,000 | 2,741 |
| Undivided profits | $2,282,000 | 6,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,714,000 | 1,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $728,000 | 4,236 |
| Earning assets | $136,083,000 | 3,398 |
| Long-term assets (5+ years) | $11,075,000 | 4,600 |
| Average Assets, year-to-date | $132,520,000 | 3,614 |
| Average Assets, quarterly | $143,792,500 | 3,470 |
| Volatile liabilities | $40,488,000 | 2,177 |
| Insider loans | $8,456,000 | 570 |
| FHLB advances | $17,800,000 | 1,526 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,877,000 | 4,583 |
| Tier 1 (core) risk-based capital | $11,311,000 | 4,091 |
| Tier 2 risk-based capital | $1,512,000 | 2,510 |
| Total risk weighted assets | $119,670,000 | 2,885 |
| Total unused commitments | $7,877,000 | 4,586 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 31 | 4,907 |
| Assets and Liabilities | ||
| Total Assets: | $115,904,000 | 4,077 |
| Cash and due from depository institutions | $3,491,000 | 4,907 |
| Interest-bearing balances | $1,105,000 | 2,857 |
| Securities | $15,986,000 | 5,205 |
| Federal funds sold & reverse repurchase agreements | $3,082,000 | 3,851 |
| Net loans & leases | $86,934,000 | 3,542 |
| Loan loss allowance | $1,352,000 | 2,820 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,372,000 | 3,594 |
| Other real estate owned | $0 | 4,907 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,039,000 | 2,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,904,000 | 4,077 |
| Total liabilities | $106,365,000 | 4,011 |
| Total deposits | $92,760,000 | 4,183 |
| Interest-bearing deposits | $85,198,000 | 3,918 |
| Deposits held in domestic offices | $92,760,000 | 4,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,800,000 | 1,876 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $805,000 | 4,029 |
| Total equity capital | $9,539,000 | 4,681 |
| Total bank equity capital | $9,539,000 | 4,681 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,250,000 | 1,160 |
| Surplus | $4,608,000 | 3,314 |
| Undivided profits | $1,681,000 | 6,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,300,000 | 2,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $643,000 | 5,025 |
| Earning assets | $107,107,000 | 4,046 |
| Long-term assets (5+ years) | $12,272,000 | 4,342 |
| Average Assets, year-to-date | $103,617,400 | 4,275 |
| Average Assets, quarterly | $114,842,500 | 4,065 |
| Volatile liabilities | $27,864,000 | 2,882 |
| Insider loans | $7,310,000 | 627 |
| FHLB advances | $12,800,000 | 1,734 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,447,000 | 4,057 |
| Tier 1 (core) risk-based capital | $9,541,000 | 4,518 |
| Tier 2 risk-based capital | $1,264,000 | 2,769 |
| Total risk weighted assets | $101,016,000 | 3,189 |
| Total unused commitments | $9,447,000 | 4,066 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $84,959,000 | 4,993 |
| Cash and due from depository institutions | $1,478,000 | 6,388 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $8,282,000 | 7,289 |
| Federal funds sold & reverse repurchase agreements | $7,090,000 | 1,698 |
| Net loans & leases | $63,034,000 | 4,430 |
| Loan loss allowance | $967,000 | 3,596 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,162,000 | 3,780 |
| Other real estate owned | $56,000 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,857,000 | 2,970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,959,000 | 4,993 |
| Total liabilities | $77,782,000 | 4,942 |
| Total deposits | $70,544,000 | 4,973 |
| Interest-bearing deposits | $63,260,000 | 4,842 |
| Deposits held in domestic offices | $70,544,000 | 4,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,300,000 | 2,573 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $938,000 | 3,774 |
| Total equity capital | $7,177,000 | 5,698 |
| Total bank equity capital | $7,177,000 | 5,698 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,250,000 | 1,160 |
| Surplus | $3,250,000 | 4,138 |
| Undivided profits | $677,000 | 8,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $498,000 | 5,137 |
| Earning assets | $78,406,000 | 4,980 |
| Long-term assets (5+ years) | $2,727,000 | 6,972 |
| Average Assets, year-to-date | $70,234,800 | 5,497 |
| Average Assets, quarterly | $80,124,000 | 5,131 |
| Volatile liabilities | $14,988,000 | 4,469 |
| Insider loans | $6,015,000 | 774 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,235,000 | 3,470 |
| Tier 1 (core) risk-based capital | $7,212,000 | 5,568 |
| Tier 2 risk-based capital | $879,570 | 3,647 |
| Total risk weighted assets | $70,277,970 | 4,184 |
| Total unused commitments | $11,235,000 | 3,470 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 19 | 6,908 |
| Assets and Liabilities | ||
| Total Assets: | $57,407,000 | 6,405 |
| Cash and due from depository institutions | $2,739,000 | 6,908 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,796,000 | 7,726 |
| Federal funds sold & reverse repurchase agreements | $2,390,000 | 3,353 |
| Net loans & leases | $39,993,000 | 5,832 |
| Loan loss allowance | $620,000 | 4,941 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,196,000 | 3,724 |
| Other real estate owned | $0 | 6,908 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,293,000 | 3,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,407,000 | 6,405 |
| Total liabilities | $51,313,000 | 6,405 |
| Total deposits | $49,093,000 | 6,315 |
| Interest-bearing deposits | $42,365,000 | 6,302 |
| Deposits held in domestic offices | $49,093,000 | 6,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,750,000 | 4,095 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $470,000 | 5,548 |
| Total equity capital | $6,094,000 | 6,202 |
| Total bank equity capital | $6,094,000 | 6,202 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,250,000 | 1,174 |
| Surplus | $3,250,000 | 4,114 |
| Undivided profits | $-406,000 | 9,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $241,000 | 7,229 |
| Earning assets | $50,179,000 | 6,561 |
| Long-term assets (5+ years) | $2,331,000 | 7,495 |
| Average Assets, year-to-date | $46,499,400 | 7,026 |
| Average Assets, quarterly | $53,687,500 | 6,598 |
| Volatile liabilities | $7,154,000 | 6,384 |
| Insider loans | $2,936,000 | 1,589 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,531,000 | 4,124 |
| Tier 1 (core) risk-based capital | $6,418,000 | 6,017 |
| Tier 2 risk-based capital | $589,800 | 4,771 |
| Total risk weighted assets | $47,154,000 | 5,409 |
| Total unused commitments | $8,531,000 | 4,126 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $36,368,000 | 8,076 |
| Cash and due from depository institutions | $676,000 | 7,821 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,565,000 | 8,554 |
| Federal funds sold & reverse repurchase agreements | $3,410,000 | 4,468 |
| Net loans & leases | $24,150,000 | 7,395 |
| Loan loss allowance | $434,000 | 6,125 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,242,000 | 3,540 |
| Other real estate owned | $0 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $325,000 | 9,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,368,000 | 8,076 |
| Total liabilities | $30,435,000 | 8,251 |
| Total deposits | $30,259,000 | 8,120 |
| Interest-bearing deposits | $24,826,000 | 8,209 |
| Deposits held in domestic offices | $30,259,000 | 8,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $176,000 | 8,882 |
| Total equity capital | $5,933,000 | 6,410 |
| Total bank equity capital | $5,933,000 | 6,410 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,250,000 | 1,129 |
| Surplus | $2,650,000 | 4,549 |
| Undivided profits | $33,000 | 9,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $169,000 | 8,362 |
| Earning assets | $33,125,000 | 8,083 |
| Long-term assets (5+ years) | $1,951,000 | 7,763 |
| Average Assets, year-to-date | $26,827,200 | 8,750 |
| Average Assets, quarterly | $33,753,500 | 8,241 |
| Volatile liabilities | $4,321,000 | 7,403 |
| Insider loans | $3,209,000 | 1,353 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,842,000 | 4,944 |
| Tier 1 (core) risk-based capital | $5,934,000 | 6,237 |
| Tier 2 risk-based capital | $386,920 | 6,116 |
| Total risk weighted assets | $30,906,220 | 6,810 |
| Total unused commitments | $5,842,000 | 4,950 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $16,319,000 | 10,204 |
| Cash and due from depository institutions | $1,568,000 | 8,855 |
| Interest-bearing balances | $1,243,000 | 2,249 |
| Securities | $2,029,000 | 10,315 |
| Federal funds sold & reverse repurchase agreements | $4,320,000 | 3,053 |
| Net loans & leases | $6,045,000 | 10,456 |
| Loan loss allowance | $72,000 | 10,357 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,223,000 | 3,501 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $48,000 | 2,973 |
| All other assets | $86,000 | 10,808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,319,000 | 10,204 |
| Total liabilities | $10,172,000 | 10,558 |
| Total deposits | $10,114,000 | 10,507 |
| Interest-bearing deposits | $5,912,000 | 10,644 |
| Deposits held in domestic offices | $10,114,000 | 10,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $58,000 | 10,625 |
| Total equity capital | $6,147,000 | 6,310 |
| Total bank equity capital | $6,147,000 | 6,310 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,250,000 | 1,107 |
| Surplus | $2,650,000 | 4,536 |
| Undivided profits | $247,000 | 9,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $42,000 | 10,496 |
| Earning assets | $13,637,000 | 10,315 |
| Long-term assets (5+ years) | $451,000 | 9,069 |
| Average Assets, year-to-date | $12,894,500 | 10,448 |
| Average Assets, quarterly | $12,894,500 | 10,478 |
| Volatile liabilities | $400,000 | 10,622 |
| Insider loans | $2,626,000 | 1,613 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $866,000 | 8,983 |
| Tier 1 (core) risk-based capital | $6,099,000 | 6,197 |
| Tier 2 risk-based capital | $72,000 | 10,254 |
| Total risk weighted assets | $9,854,700 | 10,060 |
| Total unused commitments | $866,000 | 8,995 |
| Derivatives | $0 | 533 |