Home > First Georgia Banking Company > Income and Expense
First Georgia Banking Company, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,667,000 | 950 |
| Total interest expense | $2,631,000 | 613 |
| Net interest income | $5,036,000 | 1,102 |
| Provision for loan and lease losses | $1,580,000 | 616 |
| Total noninterest income | $-79,000 | 7,418 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $525,000 | 678 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-604,000 | 7,524 |
| Total noninterest expense | $5,780,000 | 869 |
| Salaries and employee benefits | $2,302,000 | 1,099 |
| Premises and equipment expense | $715,000 | 925 |
| Additional noninterest expense | $2,763,000 | 653 |
| Pre-tax net operating income | $-2,403,000 | 7,417 |
| Securities gains (losses) | $18,000 | 1,128 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,385,000 | 7,419 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,385,000 | 7,418 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,385,000 | 7,419 |
| Net charge-offs | $1,034,000 | 842 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 516 |
| Net operating income | $-2,403,000 | 7,421 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $34,299,000 | 884 |
| Total interest expense | $13,030,000 | 605 |
| Net interest income | $21,269,000 | 1,037 |
| Provision for loan and lease losses | $22,553,000 | 326 |
| Total noninterest income | $-1,721,000 | 7,587 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,189,000 | 685 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,910,000 | 7,621 |
| Total noninterest expense | $23,310,000 | 857 |
| Salaries and employee benefits | $9,603,000 | 1,024 |
| Premises and equipment expense | $2,983,000 | 866 |
| Additional noninterest expense | $10,724,000 | 706 |
| Pre-tax net operating income | $-26,315,000 | 7,554 |
| Securities gains (losses) | $949,000 | 517 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-25,366,000 | 7,541 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-25,366,000 | 7,541 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-25,366,000 | 7,541 |
| Net charge-offs | $21,082,000 | 318 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 634 |
| Net operating income | $-26,315,000 | 7,545 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,573,000 | 863 |
| Total interest expense | $10,012,000 | 615 |
| Net interest income | $16,561,000 | 1,005 |
| Provision for loan and lease losses | $8,083,000 | 594 |
| Total noninterest income | $-653,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,587,000 | 729 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,240,000 | 7,714 |
| Total noninterest expense | $17,385,000 | 854 |
| Salaries and employee benefits | $7,140,000 | 1,017 |
| Premises and equipment expense | $2,219,000 | 871 |
| Additional noninterest expense | $8,026,000 | 679 |
| Pre-tax net operating income | $-9,560,000 | 7,547 |
| Securities gains (losses) | $420,000 | 859 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-9,140,000 | 7,568 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-9,140,000 | 7,568 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-9,140,000 | 7,568 |
| Net charge-offs | $7,147,000 | 614 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 564 |
| Net operating income | $-9,560,000 | 7,563 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $17,965,000 | 862 |
| Total interest expense | $6,824,000 | 628 |
| Net interest income | $11,141,000 | 994 |
| Provision for loan and lease losses | $6,619,000 | 501 |
| Total noninterest income | $649,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,026,000 | 751 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-377,000 | 7,683 |
| Total noninterest expense | $11,363,000 | 878 |
| Salaries and employee benefits | $4,792,000 | 1,012 |
| Premises and equipment expense | $1,479,000 | 885 |
| Additional noninterest expense | $5,092,000 | 716 |
| Pre-tax net operating income | $-6,192,000 | 7,599 |
| Securities gains (losses) | $370,000 | 603 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-5,822,000 | 7,618 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,822,000 | 7,617 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,822,000 | 7,618 |
| Net charge-offs | $5,316,000 | 548 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 490 |
| Net operating income | $-6,192,000 | 7,625 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,096,000 | 868 |
| Total interest expense | $3,440,000 | 661 |
| Net interest income | $5,656,000 | 991 |
| Provision for loan and lease losses | $2,271,000 | 678 |
| Total noninterest income | $597,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $497,000 | 780 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 3,522 |
| Total noninterest expense | $5,744,000 | 871 |
| Salaries and employee benefits | $2,428,000 | 1,018 |
| Premises and equipment expense | $752,000 | 897 |
| Additional noninterest expense | $2,564,000 | 713 |
| Pre-tax net operating income | $-1,762,000 | 7,562 |
| Securities gains (losses) | $226,000 | 480 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,536,000 | 7,575 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,536,000 | 7,576 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,536,000 | 7,576 |
| Net charge-offs | $1,822,000 | 688 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 434 |
| Net operating income | $-1,762,000 | 7,608 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $39,200,000 | 856 |
| Total interest expense | $18,091,000 | 631 |
| Net interest income | $21,109,000 | 1,037 |
| Provision for loan and lease losses | $32,170,000 | 346 |
| Total noninterest income | $596,000 | 4,385 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,101,000 | 819 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,505,000 | 7,925 |
| Total noninterest expense | $23,298,000 | 907 |
| Salaries and employee benefits | $11,347,000 | 865 |
| Premises and equipment expense | $3,210,000 | 841 |
| Additional noninterest expense | $8,741,000 | 904 |
| Pre-tax net operating income | $-33,763,000 | 7,815 |
| Securities gains (losses) | $782,000 | 616 |
| Applicable income taxes | $3,638,000 | 343 |
| Income before extraordinary items | $-36,619,000 | 7,840 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-36,619,000 | 7,840 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-36,619,000 | 7,840 |
| Net charge-offs | $30,305,000 | 289 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 651 |
| Net operating income | $-37,401,000 | 7,846 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $30,116,000 | 855 |
| Total interest expense | $14,528,000 | 627 |
| Net interest income | $15,588,000 | 1,059 |
| Provision for loan and lease losses | $18,048,000 | 419 |
| Total noninterest income | $666,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,531,000 | 841 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-865,000 | 8,001 |
| Total noninterest expense | $17,948,000 | 861 |
| Salaries and employee benefits | $8,757,000 | 853 |
| Premises and equipment expense | $2,491,000 | 829 |
| Additional noninterest expense | $6,700,000 | 843 |
| Pre-tax net operating income | $-19,742,000 | 7,871 |
| Securities gains (losses) | $723,000 | 523 |
| Applicable income taxes | $-4,733,000 | 7,893 |
| Income before extraordinary items | $-14,286,000 | 7,848 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-14,286,000 | 7,847 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-14,286,000 | 7,847 |
| Net charge-offs | $13,831,000 | 403 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $232,000 | 557 |
| Net operating income | $-14,828,250 | 7,852 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $20,290,000 | 858 |
| Total interest expense | $10,581,000 | 602 |
| Net interest income | $9,709,000 | 1,145 |
| Provision for loan and lease losses | $6,251,000 | 638 |
| Total noninterest income | $877,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $993,000 | 846 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-116,000 | 7,978 |
| Total noninterest expense | $11,783,000 | 893 |
| Salaries and employee benefits | $5,990,000 | 846 |
| Premises and equipment expense | $1,659,000 | 847 |
| Additional noninterest expense | $4,134,000 | 925 |
| Pre-tax net operating income | $-7,448,000 | 7,849 |
| Securities gains (losses) | $721,000 | 379 |
| Applicable income taxes | $-2,558,000 | 7,943 |
| Income before extraordinary items | $-4,169,000 | 7,746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,169,000 | 7,745 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-4,169,000 | 7,745 |
| Net charge-offs | $6,445,000 | 498 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 502 |
| Net operating income | $-4,630,440 | 7,793 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,247,000 | 858 |
| Total interest expense | $5,819,000 | 569 |
| Net interest income | $4,428,000 | 1,247 |
| Provision for loan and lease losses | $1,919,000 | 774 |
| Total noninterest income | $771,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $459,000 | 899 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $312,000 | 1,898 |
| Total noninterest expense | $5,774,000 | 875 |
| Salaries and employee benefits | $3,126,000 | 809 |
| Premises and equipment expense | $837,000 | 852 |
| Additional noninterest expense | $1,811,000 | 921 |
| Pre-tax net operating income | $-2,494,000 | 7,897 |
| Securities gains (losses) | $711,000 | 248 |
| Applicable income taxes | $-682,000 | 7,928 |
| Income before extraordinary items | $-1,101,000 | 7,731 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,101,000 | 7,734 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,101,000 | 7,733 |
| Net charge-offs | $1,447,000 | 754 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 398 |
| Net operating income | $-1,556,040 | 7,830 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $44,735,000 | 847 |
| Total interest expense | $24,008,000 | 663 |
| Net interest income | $20,727,000 | 1,041 |
| Provision for loan and lease losses | $8,914,000 | 651 |
| Total noninterest income | $2,497,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,213,000 | 800 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $284,000 | 4,201 |
| Total noninterest expense | $22,632,000 | 878 |
| Salaries and employee benefits | $13,312,000 | 750 |
| Premises and equipment expense | $3,286,000 | 837 |
| Additional noninterest expense | $6,034,000 | 1,073 |
| Pre-tax net operating income | $-8,322,000 | 7,945 |
| Securities gains (losses) | $726,000 | 281 |
| Applicable income taxes | $-2,794,000 | 7,999 |
| Income before extraordinary items | $-4,802,000 | 7,800 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,802,000 | 7,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,168,000 | 794 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $358,000 | 628 |
| Net operating income | $-5,266,640 | 7,879 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $34,161,000 | 851 |
| Total interest expense | $18,028,000 | 690 |
| Net interest income | $16,133,000 | 1,020 |
| Provision for loan and lease losses | $4,576,000 | 679 |
| Total noninterest income | $2,712,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,669,000 | 795 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,043,000 | 1,761 |
| Total noninterest expense | $16,930,000 | 875 |
| Salaries and employee benefits | $10,107,000 | 753 |
| Premises and equipment expense | $2,488,000 | 833 |
| Additional noninterest expense | $4,335,000 | 1,058 |
| Pre-tax net operating income | $-2,661,000 | 7,969 |
| Securities gains (losses) | $630,000 | 268 |
| Applicable income taxes | $-839,000 | 8,004 |
| Income before extraordinary items | $-1,192,000 | 7,598 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,192,000 | 7,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,237,000 | 1,143 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $269,000 | 509 |
| Net operating income | $-1,595,200 | 7,833 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,629,000 | 867 |
| Total interest expense | $11,988,000 | 719 |
| Net interest income | $10,641,000 | 1,028 |
| Provision for loan and lease losses | $2,425,000 | 686 |
| Total noninterest income | $1,936,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,087,000 | 794 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $849,000 | 1,572 |
| Total noninterest expense | $11,385,000 | 861 |
| Salaries and employee benefits | $6,922,000 | 735 |
| Premises and equipment expense | $1,613,000 | 854 |
| Additional noninterest expense | $2,850,000 | 1,053 |
| Pre-tax net operating income | $-1,233,000 | 8,011 |
| Securities gains (losses) | $630,000 | 262 |
| Applicable income taxes | $-283,000 | 8,058 |
| Income before extraordinary items | $-320,000 | 7,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-320,000 | 7,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,057,000 | 836 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 441 |
| Net operating income | $-723,200 | 7,833 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,600,000 | 863 |
| Total interest expense | $6,227,000 | 741 |
| Net interest income | $5,373,000 | 998 |
| Provision for loan and lease losses | $859,000 | 696 |
| Total noninterest income | $1,045,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $517,000 | 828 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $528,000 | 1,360 |
| Total noninterest expense | $5,666,000 | 849 |
| Salaries and employee benefits | $3,474,000 | 735 |
| Premises and equipment expense | $797,000 | 869 |
| Additional noninterest expense | $1,395,000 | 1,036 |
| Pre-tax net operating income | $-107,000 | 7,585 |
| Securities gains (losses) | $609,000 | 206 |
| Applicable income taxes | $160,000 | 2,242 |
| Income before extraordinary items | $342,000 | 3,535 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $342,000 | 3,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 861 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 372 |
| Net operating income | $-72,120 | 7,531 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $46,997,000 | 893 |
| Total interest expense | $25,193,000 | 779 |
| Net interest income | $21,804,000 | 1,015 |
| Provision for loan and lease losses | $2,353,000 | 735 |
| Total noninterest income | $3,093,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,870,000 | 952 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,223,000 | 1,943 |
| Total noninterest expense | $20,751,000 | 895 |
| Salaries and employee benefits | $12,830,000 | 766 |
| Premises and equipment expense | $2,828,000 | 920 |
| Additional noninterest expense | $5,093,000 | 1,104 |
| Pre-tax net operating income | $1,793,000 | 3,554 |
| Securities gains (losses) | $34,000 | 927 |
| Applicable income taxes | $-386,000 | 8,265 |
| Income before extraordinary items | $2,213,000 | 2,619 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,213,000 | 2,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,330,000 | 822 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $232,000 | 716 |
| Net operating income | $2,179,000 | 2,644 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $34,723,000 | 906 |
| Total interest expense | $18,512,000 | 793 |
| Net interest income | $16,211,000 | 1,025 |
| Provision for loan and lease losses | $1,634,000 | 612 |
| Total noninterest income | $2,468,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,348,000 | 970 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,120,000 | 1,675 |
| Total noninterest expense | $15,502,000 | 888 |
| Salaries and employee benefits | $9,609,000 | 766 |
| Premises and equipment expense | $2,162,000 | 906 |
| Additional noninterest expense | $3,731,000 | 1,102 |
| Pre-tax net operating income | $1,543,000 | 3,416 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-455,000 | 8,430 |
| Income before extraordinary items | $1,998,000 | 2,368 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,998,000 | 2,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $826,000 | 748 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 656 |
| Net operating income | $1,998,000 | 2,347 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,332,000 | 957 |
| Total interest expense | $11,867,000 | 833 |
| Net interest income | $10,465,000 | 1,076 |
| Provision for loan and lease losses | $793,000 | 706 |
| Total noninterest income | $1,688,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $873,000 | 1,010 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $815,000 | 1,594 |
| Total noninterest expense | $10,118,000 | 932 |
| Salaries and employee benefits | $6,269,000 | 802 |
| Premises and equipment expense | $1,433,000 | 922 |
| Additional noninterest expense | $2,416,000 | 1,160 |
| Pre-tax net operating income | $1,242,000 | 3,040 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-536,000 | 8,556 |
| Income before extraordinary items | $1,778,000 | 1,937 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,778,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,187 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 581 |
| Net operating income | $1,778,000 | 1,918 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,752,000 | 987 |
| Total interest expense | $5,656,000 | 868 |
| Net interest income | $5,096,000 | 1,091 |
| Provision for loan and lease losses | $292,000 | 851 |
| Total noninterest income | $837,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $412,000 | 1,045 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $425,000 | 1,540 |
| Total noninterest expense | $5,022,000 | 937 |
| Salaries and employee benefits | $3,134,000 | 810 |
| Premises and equipment expense | $663,000 | 994 |
| Additional noninterest expense | $1,225,000 | 1,113 |
| Pre-tax net operating income | $619,000 | 3,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $619,000 | 2,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $619,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,157 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 389 |
| Net operating income | $619,000 | 2,546 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $33,107,000 | 1,186 |
| Total interest expense | $15,836,000 | 1,054 |
| Net interest income | $17,271,000 | 1,324 |
| Provision for loan and lease losses | $2,741,000 | 409 |
| Total noninterest income | $2,558,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,379,000 | 1,290 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,179,000 | 1,991 |
| Total noninterest expense | $16,685,000 | 1,073 |
| Salaries and employee benefits | $10,685,000 | 900 |
| Premises and equipment expense | $2,025,000 | 1,276 |
| Additional noninterest expense | $3,975,000 | 1,343 |
| Pre-tax net operating income | $403,000 | 6,780 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $403,000 | 6,506 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $403,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 917 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 963 |
| Net operating income | $403,000 | 6,509 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,754,000 | 1,299 |
| Total interest expense | $10,439,000 | 1,167 |
| Net interest income | $12,315,000 | 1,407 |
| Provision for loan and lease losses | $1,961,000 | 411 |
| Total noninterest income | $1,771,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $974,000 | 1,376 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $797,000 | 2,135 |
| Total noninterest expense | $12,002,000 | 1,138 |
| Salaries and employee benefits | $7,766,000 | 936 |
| Premises and equipment expense | $1,454,000 | 1,343 |
| Additional noninterest expense | $2,782,000 | 1,426 |
| Pre-tax net operating income | $123,000 | 7,728 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $11,000 | 6,190 |
| Income before extraordinary items | $112,000 | 7,665 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $112,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,193 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 829 |
| Net operating income | $112,000 | 7,668 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,763,000 | 1,408 |
| Total interest expense | $6,057,000 | 1,294 |
| Net interest income | $7,706,000 | 1,498 |
| Provision for loan and lease losses | $1,236,000 | 412 |
| Total noninterest income | $1,101,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $623,000 | 1,429 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $478,000 | 2,279 |
| Total noninterest expense | $7,625,000 | 1,200 |
| Salaries and employee benefits | $5,000,000 | 979 |
| Premises and equipment expense | $905,000 | 1,437 |
| Additional noninterest expense | $1,720,000 | 1,541 |
| Pre-tax net operating income | $-54,000 | 8,284 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $-61,000 | 8,296 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-61,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,858 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-61,000 | 8,293 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,320,000 | 1,500 |
| Total interest expense | $2,640,000 | 1,395 |
| Net interest income | $3,680,000 | 1,554 |
| Provision for loan and lease losses | $605,000 | 398 |
| Total noninterest income | $491,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $284,000 | 1,507 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $207,000 | 2,438 |
| Total noninterest expense | $3,728,000 | 1,224 |
| Salaries and employee benefits | $2,434,000 | 1,008 |
| Premises and equipment expense | $417,000 | 1,562 |
| Additional noninterest expense | $877,000 | 1,499 |
| Pre-tax net operating income | $-162,000 | 8,508 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-162,000 | 8,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-162,000 | 8,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,551 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-162,000 | 8,514 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,917,000 | 2,229 |
| Total interest expense | $6,291,000 | 1,802 |
| Net interest income | $8,626,000 | 2,526 |
| Provision for loan and lease losses | $1,815,000 | 585 |
| Total noninterest income | $1,694,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,070,000 | 1,627 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $624,000 | 2,984 |
| Total noninterest expense | $9,177,000 | 1,848 |
| Salaries and employee benefits | $5,249,000 | 1,772 |
| Premises and equipment expense | $1,248,000 | 1,926 |
| Additional noninterest expense | $2,680,000 | 1,890 |
| Pre-tax net operating income | $-672,000 | 8,555 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-672,000 | 8,596 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-672,000 | 8,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,617 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $6,567,000 | 264 |
| Net operating income | $-672,000 | 8,580 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,864,000 | 2,454 |
| Total interest expense | $4,231,000 | 1,887 |
| Net interest income | $5,633,000 | 2,832 |
| Provision for loan and lease losses | $949,000 | 796 |
| Total noninterest income | $1,179,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $765,000 | 1,684 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $414,000 | 3,218 |
| Total noninterest expense | $5,197,000 | 2,389 |
| Salaries and employee benefits | $3,109,000 | 2,189 |
| Premises and equipment expense | $567,000 | 3,021 |
| Additional noninterest expense | $1,521,000 | 2,418 |
| Pre-tax net operating income | $666,000 | 5,751 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $666,000 | 5,207 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $666,000 | 5,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,720 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $6,567,000 | 189 |
| Net operating income | $666,000 | 5,170 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,017,000 | 2,596 |
| Total interest expense | $2,558,000 | 1,950 |
| Net interest income | $3,459,000 | 3,029 |
| Provision for loan and lease losses | $370,000 | 1,277 |
| Total noninterest income | $733,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $464,000 | 1,802 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $269,000 | 3,263 |
| Total noninterest expense | $2,719,000 | 2,961 |
| Salaries and employee benefits | $1,566,000 | 2,816 |
| Premises and equipment expense | $324,000 | 3,400 |
| Additional noninterest expense | $829,000 | 2,921 |
| Pre-tax net operating income | $1,103,000 | 3,461 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,103,000 | 2,870 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,103,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,379 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $6,567,000 | 126 |
| Net operating income | $1,103,000 | 2,827 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 2,764 |
| Total interest expense | $1,169,000 | 2,015 |
| Net interest income | $1,581,000 | 3,259 |
| Provision for loan and lease losses | $89,000 | 2,296 |
| Total noninterest income | $315,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $192,000 | 2,083 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $123,000 | 3,343 |
| Total noninterest expense | $1,288,000 | 3,117 |
| Salaries and employee benefits | $737,000 | 2,977 |
| Premises and equipment expense | $149,000 | 3,665 |
| Additional noninterest expense | $402,000 | 3,002 |
| Pre-tax net operating income | $519,000 | 3,577 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $519,000 | 2,966 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $519,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $6,567,000 | 61 |
| Net operating income | $519,000 | 2,919 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,075,000 | 3,770 |
| Total interest expense | $2,708,000 | 2,855 |
| Net interest income | $4,367,000 | 4,215 |
| Provision for loan and lease losses | $1,277,000 | 834 |
| Total noninterest income | $992,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $560,000 | 2,865 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $432,000 | 3,574 |
| Total noninterest expense | $4,531,000 | 3,392 |
| Salaries and employee benefits | $2,618,000 | 3,223 |
| Premises and equipment expense | $352,000 | 5,190 |
| Additional noninterest expense | $1,561,000 | 3,030 |
| Pre-tax net operating income | $-449,000 | 8,636 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-449,000 | 8,697 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-449,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $433,000 | 488 |
| Net operating income | $-449,000 | 8,668 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 4,112 |
| Total interest expense | $1,737,000 | 3,192 |
| Net interest income | $2,970,000 | 4,510 |
| Provision for loan and lease losses | $1,007,000 | 768 |
| Total noninterest income | $648,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $366,000 | 3,216 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $282,000 | 3,848 |
| Total noninterest expense | $3,265,000 | 3,485 |
| Salaries and employee benefits | $1,917,000 | 3,258 |
| Premises and equipment expense | $267,000 | 5,121 |
| Additional noninterest expense | $1,081,000 | 3,202 |
| Pre-tax net operating income | $-654,000 | 8,818 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-654,000 | 8,860 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-654,000 | 8,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-654,000 | 8,837 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 4,639 |
| Total interest expense | $931,000 | 3,818 |
| Net interest income | $1,719,000 | 4,948 |
| Provision for loan and lease losses | $739,000 | 689 |
| Total noninterest income | $377,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $195,000 | 3,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $182,000 | 3,939 |
| Total noninterest expense | $2,107,000 | 3,589 |
| Salaries and employee benefits | $1,239,000 | 3,349 |
| Premises and equipment expense | $188,000 | 4,978 |
| Additional noninterest expense | $680,000 | 3,381 |
| Pre-tax net operating income | $-750,000 | 8,967 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-750,000 | 8,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-750,000 | 8,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-750,000 | 8,964 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 5,368 |
| Total interest expense | $355,000 | 4,666 |
| Net interest income | $712,000 | 5,570 |
| Provision for loan and lease losses | $369,000 | 686 |
| Total noninterest income | $153,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $81,000 | 4,156 |
| Total noninterest expense | $1,110,000 | 3,465 |
| Salaries and employee benefits | $646,000 | 3,241 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $352,000 | 3,268 |
| Pre-tax net operating income | $-614,000 | 9,058 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-614,000 | 9,069 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-614,000 | 9,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-614,000 | 9,050 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $387,000 | 9,006 |
| Total interest expense | $73,000 | 9,005 |
| Net interest income | $314,000 | 8,985 |
| Provision for loan and lease losses | $460,000 | 2,309 |
| Total noninterest income | $21,000 | 9,003 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $10,000 | 7,936 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,000 | 8,737 |
| Total noninterest expense | $1,473,000 | 6,941 |
| Salaries and employee benefits | $737,000 | 7,159 |
| Premises and equipment expense | $156,000 | 7,323 |
| Additional noninterest expense | $580,000 | 6,098 |
| Pre-tax net operating income | $-1,598,000 | 9,052 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,598,000 | 9,098 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,598,000 | 9,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $17,000,000 | 44 |
| Net operating income | $-1,598,000 | 9,058 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.