Home > First Georgia Banking Company > Assets and Liabilities
First Georgia Banking Company, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 152 | 994 |
| Assets and Liabilities | ||
| Total Assets: | $730,981,000 | 913 |
| Cash and due from depository institutions | $114,008,000 | 994 |
| Interest-bearing balances | $108,907,000 | 359 |
| Securities | $61,617,000 | 2,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $475,448,000 | 893 |
| Loan loss allowance | $14,896,000 | 573 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $35,117,000 | 293 |
| Other real estate owned | $37,135,000 | 994 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $7,656,000 | 2,344 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $730,981,000 | 913 |
| Total liabilities | $725,214,000 | 832 |
| Total deposits | $702,231,000 | 768 |
| Interest-bearing deposits | $650,024,000 | 709 |
| Deposits held in domestic offices | $702,231,000 | 766 |
| % insured | 92.66% | 3,058 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,000,000 | 1,257 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $983,000 | 3,183 |
| Total equity capital | $5,767,000 | 6,330 |
| Total bank equity capital | $5,767,000 | 6,330 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $14,483,000 | 344 |
| Surplus | $61,744,000 | 606 |
| Undivided profits | $-70,460,000 | 7,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $50,637,000 | 360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,376,000 | 1,189 |
| Earning assets | $645,972,000 | 939 |
| Long-term assets (5+ years) | $96,495,000 | 1,489 |
| Average Assets, year-to-date | $750,574,500 | 895 |
| Average Assets, quarterly | $750,574,500 | 895 |
| Volatile liabilities | $51,845,000 | 1,076 |
| Insider loans | $5,851,000 | 1,149 |
| FHLB advances | $22,000,000 | 1,175 |
| Loans and leases held for sale | $673,000 | 911 |
| Unused loan commitments | $22,887,000 | 2,375 |
| Tier 1 (core) risk-based capital | $6,950,000 | 5,890 |
| Tier 2 risk-based capital | $6,455,000 | 855 |
| Total risk weighted assets | $507,956,000 | 871 |
| Total unused commitments | $22,887,000 | 2,376 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 158 | 968 |
| Assets and Liabilities | ||
| Total Assets: | $780,061,000 | 870 |
| Cash and due from depository institutions | $138,752,000 | 968 |
| Interest-bearing balances | $134,292,000 | 284 |
| Securities | $58,064,000 | 2,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $504,239,000 | 863 |
| Loan loss allowance | $12,706,000 | 665 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $35,403,000 | 292 |
| Other real estate owned | $35,082,000 | 968 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $8,521,000 | 2,175 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $780,061,000 | 870 |
| Total liabilities | $762,453,000 | 798 |
| Total deposits | $739,521,000 | 729 |
| Interest-bearing deposits | $694,011,000 | 660 |
| Deposits held in domestic offices | $739,521,000 | 725 |
| % insured | 92.23% | 3,174 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,000,000 | 1,377 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $932,000 | 3,320 |
| Total equity capital | $17,608,000 | 3,489 |
| Total bank equity capital | $17,608,000 | 3,489 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $14,460,000 | 343 |
| Surplus | $61,744,000 | 601 |
| Undivided profits | $-58,596,000 | 7,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $48,666,000 | 370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,377,000 | 1,228 |
| Earning assets | $696,595,000 | 882 |
| Long-term assets (5+ years) | $94,386,000 | 1,486 |
| Average Assets, year-to-date | $801,332,800 | 842 |
| Average Assets, quarterly | $791,100,500 | 862 |
| Volatile liabilities | $267,092,000 | 511 |
| Insider loans | $5,801,000 | 1,193 |
| FHLB advances | $22,000,000 | 1,293 |
| Loans and leases held for sale | $570,000 | 1,415 |
| Unused loan commitments | $23,760,000 | 2,269 |
| Tier 1 (core) risk-based capital | $19,205,000 | 3,145 |
| Tier 2 risk-based capital | $6,730,000 | 833 |
| Total risk weighted assets | $532,438,000 | 857 |
| Total unused commitments | $23,760,000 | 2,271 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 156 | 978 |
| Assets and Liabilities | ||
| Total Assets: | $802,140,000 | 855 |
| Cash and due from depository institutions | $150,229,000 | 978 |
| Interest-bearing balances | $135,048,000 | 299 |
| Securities | $49,972,000 | 2,368 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $525,590,000 | 839 |
| Loan loss allowance | $13,815,000 | 617 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $35,764,000 | 284 |
| Other real estate owned | $31,276,000 | 978 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $9,309,000 | 2,070 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $802,140,000 | 855 |
| Total liabilities | $776,453,000 | 787 |
| Total deposits | $753,240,000 | 715 |
| Interest-bearing deposits | $702,516,000 | 654 |
| Deposits held in domestic offices | $753,240,000 | 712 |
| % insured | 90.89% | 3,213 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $22,000,000 | 1,459 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,213,000 | 3,162 |
| Total equity capital | $25,687,000 | 2,583 |
| Total bank equity capital | $25,687,000 | 2,581 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $14,412,000 | 347 |
| Surplus | $61,744,000 | 591 |
| Undivided profits | $-50,469,000 | 7,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $36,872,000 | 505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,824,000 | 1,078 |
| Earning assets | $710,610,000 | 869 |
| Long-term assets (5+ years) | $91,962,000 | 1,494 |
| Average Assets, year-to-date | $806,650,750 | 839 |
| Average Assets, quarterly | $801,905,000 | 851 |
| Volatile liabilities | $266,219,000 | 518 |
| Insider loans | $5,718,000 | 1,258 |
| FHLB advances | $22,000,000 | 1,371 |
| Loans and leases held for sale | $1,495,000 | 1,096 |
| Unused loan commitments | $26,707,000 | 2,093 |
| Tier 1 (core) risk-based capital | $25,490,000 | 2,447 |
| Tier 2 risk-based capital | $6,903,000 | 836 |
| Total risk weighted assets | $545,356,000 | 845 |
| Total unused commitments | $26,707,000 | 2,095 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 158 | 980 |
| Assets and Liabilities | ||
| Total Assets: | $801,670,000 | 856 |
| Cash and due from depository institutions | $130,820,000 | 980 |
| Interest-bearing balances | $112,878,000 | 335 |
| Securities | $48,276,000 | 2,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $546,120,000 | 816 |
| Loan loss allowance | $14,181,000 | 599 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $36,167,000 | 279 |
| Other real estate owned | $29,972,000 | 980 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $10,315,000 | 1,944 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $801,670,000 | 856 |
| Total liabilities | $772,816,000 | 794 |
| Total deposits | $749,392,000 | 720 |
| Interest-bearing deposits | $702,837,000 | 652 |
| Deposits held in domestic offices | $749,392,000 | 717 |
| % insured | 91.39% | 3,095 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,000,000 | 1,539 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,424,000 | 2,710 |
| Total equity capital | $28,854,000 | 2,318 |
| Total bank equity capital | $28,854,000 | 2,316 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $14,365,000 | 349 |
| Surplus | $61,744,000 | 588 |
| Undivided profits | $-47,255,000 | 7,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $36,219,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,672,000 | 1,114 |
| Earning assets | $707,274,000 | 874 |
| Long-term assets (5+ years) | $91,654,000 | 1,490 |
| Average Assets, year-to-date | $808,154,330 | 845 |
| Average Assets, quarterly | $816,131,500 | 834 |
| Volatile liabilities | $273,516,000 | 519 |
| Insider loans | $17,218,000 | 331 |
| FHLB advances | $22,000,000 | 1,461 |
| Loans and leases held for sale | $459,000 | 1,343 |
| Unused loan commitments | $26,519,000 | 2,147 |
| Tier 1 (core) risk-based capital | $28,760,000 | 2,182 |
| Tier 2 risk-based capital | $7,141,000 | 817 |
| Total risk weighted assets | $564,253,000 | 830 |
| Total unused commitments | $26,519,000 | 2,149 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 158 | 984 |
| Assets and Liabilities | ||
| Total Assets: | $830,593,000 | 836 |
| Cash and due from depository institutions | $134,801,000 | 984 |
| Interest-bearing balances | $121,104,000 | 329 |
| Securities | $48,163,000 | 2,464 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $579,091,000 | 782 |
| Loan loss allowance | $13,328,000 | 654 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $36,622,000 | 287 |
| Other real estate owned | $19,382,000 | 984 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $12,534,000 | 1,709 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $830,593,000 | 836 |
| Total liabilities | $797,960,000 | 778 |
| Total deposits | $774,358,000 | 710 |
| Interest-bearing deposits | $729,153,000 | 644 |
| Deposits held in domestic offices | $774,358,000 | 707 |
| % insured | 88.64% | 4,163 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,000,000 | 1,611 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,602,000 | 2,494 |
| Total equity capital | $32,633,000 | 2,071 |
| Total bank equity capital | $32,633,000 | 2,069 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $14,318,000 | 351 |
| Surplus | $61,744,000 | 598 |
| Undivided profits | $-43,429,000 | 7,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $44,920,000 | 449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $3,058,000 | 997 |
| Earning assets | $748,358,000 | 840 |
| Long-term assets (5+ years) | $90,473,000 | 1,506 |
| Average Assets, year-to-date | $811,396,500 | 855 |
| Average Assets, quarterly | $811,396,500 | 855 |
| Volatile liabilities | $273,099,000 | 536 |
| Insider loans | $17,437,000 | 353 |
| FHLB advances | $22,000,000 | 1,527 |
| Loans and leases held for sale | $992,000 | 920 |
| Unused loan commitments | $34,343,000 | 1,806 |
| Tier 1 (core) risk-based capital | $33,000,000 | 1,939 |
| Tier 2 risk-based capital | $7,475,000 | 801 |
| Total risk weighted assets | $592,040,000 | 816 |
| Total unused commitments | $34,343,000 | 1,810 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 167 | 924 |
| Assets and Liabilities | ||
| Total Assets: | $792,200,000 | 891 |
| Cash and due from depository institutions | $84,300,000 | 924 |
| Interest-bearing balances | $68,547,000 | 434 |
| Securities | $44,955,000 | 2,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $599,335,000 | 765 |
| Loan loss allowance | $12,878,000 | 684 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $37,046,000 | 287 |
| Other real estate owned | $13,675,000 | 924 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $12,889,000 | 1,728 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $792,200,000 | 891 |
| Total liabilities | $758,433,000 | 826 |
| Total deposits | $735,409,000 | 746 |
| Interest-bearing deposits | $697,125,000 | 679 |
| Deposits held in domestic offices | $735,409,000 | 743 |
| % insured | 85.53% | 5,167 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,000,000 | 1,722 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,024,000 | 3,381 |
| Total equity capital | $33,767,000 | 1,988 |
| Total bank equity capital | $33,767,000 | 1,987 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $14,270,000 | 345 |
| Surplus | $61,344,000 | 588 |
| Undivided profits | $-41,847,000 | 7,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $48,720,000 | 416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,930,000 | 1,093 |
| Earning assets | $712,837,000 | 890 |
| Long-term assets (5+ years) | $84,880,000 | 1,588 |
| Average Assets, year-to-date | $800,675,200 | 858 |
| Average Assets, quarterly | $786,715,000 | 883 |
| Volatile liabilities | $237,503,000 | 623 |
| Insider loans | $17,735,000 | 355 |
| FHLB advances | $22,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $34,398,000 | 1,828 |
| Tier 1 (core) risk-based capital | $34,089,000 | 1,874 |
| Tier 2 risk-based capital | $7,610,000 | 809 |
| Total risk weighted assets | $603,526,000 | 821 |
| Total unused commitments | $34,398,000 | 1,829 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 175 | 893 |
| Assets and Liabilities | ||
| Total Assets: | $781,230,000 | 898 |
| Cash and due from depository institutions | $44,458,000 | 893 |
| Interest-bearing balances | $31,686,000 | 847 |
| Securities | $48,955,000 | 2,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $619,624,000 | 755 |
| Loan loss allowance | $15,230,000 | 580 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $37,518,000 | 284 |
| Other real estate owned | $14,662,000 | 893 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $16,013,000 | 1,289 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $781,230,000 | 898 |
| Total liabilities | $724,494,000 | 877 |
| Total deposits | $718,484,000 | 761 |
| Interest-bearing deposits | $674,225,000 | 715 |
| Deposits held in domestic offices | $718,484,000 | 758 |
| % insured | 83.95% | 5,726 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $4,000,000 | 4,027 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,010,000 | 2,349 |
| Total equity capital | $56,736,000 | 1,190 |
| Total bank equity capital | $56,736,000 | 1,189 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $14,235,000 | 343 |
| Surplus | $61,344,000 | 591 |
| Undivided profits | $-18,843,000 | 7,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $22,379,000 | 791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,391,000 | 992 |
| Earning assets | $700,265,000 | 912 |
| Long-term assets (5+ years) | $85,809,000 | 1,560 |
| Average Assets, year-to-date | $802,794,000 | 863 |
| Average Assets, quarterly | $788,015,000 | 893 |
| Volatile liabilities | $212,232,000 | 710 |
| Insider loans | $16,365,000 | 402 |
| FHLB advances | $4,000,000 | 3,885 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $43,928,000 | 1,572 |
| Tier 1 (core) risk-based capital | $50,710,000 | 1,259 |
| Tier 2 risk-based capital | $7,812,000 | 795 |
| Total risk weighted assets | $617,558,000 | 815 |
| Total unused commitments | $43,928,000 | 1,573 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 175 | 922 |
| Assets and Liabilities | ||
| Total Assets: | $794,800,000 | 894 |
| Cash and due from depository institutions | $43,844,000 | 922 |
| Interest-bearing balances | $4,296,000 | 2,991 |
| Securities | $48,583,000 | 2,387 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $635,720,000 | 760 |
| Loan loss allowance | $10,819,000 | 756 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $37,873,000 | 280 |
| Other real estate owned | $14,077,000 | 922 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $14,703,000 | 1,409 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $794,800,000 | 894 |
| Total liabilities | $732,229,000 | 878 |
| Total deposits | $702,718,000 | 790 |
| Interest-bearing deposits | $661,801,000 | 731 |
| Deposits held in domestic offices | $702,718,000 | 788 |
| % insured | 74.06% | 5,242 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $27,000,000 | 1,616 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,511,000 | 2,005 |
| Total equity capital | $62,571,000 | 1,088 |
| Total bank equity capital | $62,571,000 | 1,087 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $14,159,000 | 341 |
| Surplus | $58,588,000 | 616 |
| Undivided profits | $-10,176,000 | 7,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $25,900,000 | 676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,651,000 | 897 |
| Earning assets | $688,599,000 | 942 |
| Long-term assets (5+ years) | $86,548,000 | 1,539 |
| Average Assets, year-to-date | $809,982,000 | 866 |
| Average Assets, quarterly | $804,367,000 | 883 |
| Volatile liabilities | $209,733,000 | 735 |
| Insider loans | $16,775,000 | 404 |
| FHLB advances | $27,000,000 | 1,516 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $51,316,000 | 1,450 |
| Tier 1 (core) risk-based capital | $60,700,000 | 1,039 |
| Tier 2 risk-based capital | $8,056,000 | 780 |
| Total risk weighted assets | $641,724,000 | 810 |
| Total unused commitments | $51,316,000 | 1,452 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 184 | 857 |
| Assets and Liabilities | ||
| Total Assets: | $813,934,000 | 875 |
| Cash and due from depository institutions | $30,623,000 | 857 |
| Interest-bearing balances | $4,001,000 | 2,842 |
| Securities | $52,478,000 | 2,235 |
| Federal funds sold & reverse repurchase agreements | $15,471,000 | 756 |
| Net loans & leases | $652,991,000 | 751 |
| Loan loss allowance | $11,485,000 | 670 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $38,080,000 | 272 |
| Other real estate owned | $11,021,000 | 857 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $13,270,000 | 1,521 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $813,934,000 | 875 |
| Total liabilities | $750,386,000 | 856 |
| Total deposits | $748,625,000 | 728 |
| Interest-bearing deposits | $705,748,000 | 671 |
| Deposits held in domestic offices | $748,625,000 | 726 |
| % insured | 75.33% | 5,018 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,761,000 | 2,531 |
| Total equity capital | $63,548,000 | 1,081 |
| Total bank equity capital | $63,548,000 | 1,079 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $14,083,000 | 338 |
| Surplus | $56,276,000 | 639 |
| Undivided profits | $-6,811,000 | 7,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $28,514,000 | 547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,381,000 | 981 |
| Earning assets | $724,941,000 | 893 |
| Long-term assets (5+ years) | $94,772,000 | 1,398 |
| Average Assets, year-to-date | $817,573,000 | 867 |
| Average Assets, quarterly | $817,573,000 | 867 |
| Volatile liabilities | $222,522,000 | 720 |
| Insider loans | $16,883,000 | 410 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $52,157,000 | 1,481 |
| Tier 1 (core) risk-based capital | $60,244,000 | 1,061 |
| Tier 2 risk-based capital | $8,198,000 | 763 |
| Total risk weighted assets | $652,562,000 | 796 |
| Total unused commitments | $52,157,000 | 1,483 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 191 | 827 |
| Assets and Liabilities | ||
| Total Assets: | $821,212,000 | 854 |
| Cash and due from depository institutions | $19,901,000 | 827 |
| Interest-bearing balances | $11,042,000 | 995 |
| Securities | $71,764,000 | 1,686 |
| Federal funds sold & reverse repurchase agreements | $722,000 | 4,255 |
| Net loans & leases | $672,165,000 | 729 |
| Loan loss allowance | $11,013,000 | 675 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $37,898,000 | 273 |
| Other real estate owned | $5,957,000 | 827 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $12,805,000 | 1,566 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $821,212,000 | 854 |
| Total liabilities | $756,241,000 | 837 |
| Total deposits | $737,821,000 | 704 |
| Interest-bearing deposits | $702,132,000 | 640 |
| Deposits held in domestic offices | $737,821,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $16,750,000 | 2,459 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,670,000 | 2,615 |
| Total equity capital | $64,971,000 | 1,040 |
| Total bank equity capital | $64,971,000 | 1,040 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $14,003,000 | 339 |
| Surplus | $56,172,000 | 624 |
| Undivided profits | $-5,204,000 | 7,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,861,000 | 400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,880,000 | 887 |
| Earning assets | $755,693,000 | 843 |
| Long-term assets (5+ years) | $112,159,000 | 1,178 |
| Average Assets, year-to-date | $766,666,200 | 887 |
| Average Assets, quarterly | $826,505,500 | 841 |
| Volatile liabilities | $236,317,000 | 661 |
| Insider loans | $17,831,000 | 380 |
| FHLB advances | $16,750,000 | 2,349 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $52,382,000 | 1,507 |
| Tier 1 (core) risk-based capital | $62,495,000 | 1,005 |
| Tier 2 risk-based capital | $8,437,000 | 733 |
| Total risk weighted assets | $672,373,000 | 772 |
| Total unused commitments | $52,382,000 | 1,511 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 202 | 793 |
| Assets and Liabilities | ||
| Total Assets: | $831,799,000 | 839 |
| Cash and due from depository institutions | $8,043,000 | 793 |
| Interest-bearing balances | $72,000 | 5,433 |
| Securities | $72,341,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $17,423,000 | 663 |
| Net loans & leases | $681,378,000 | 718 |
| Loan loss allowance | $9,606,000 | 683 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $37,622,000 | 284 |
| Other real estate owned | $3,888,000 | 793 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,104,000 | 1,730 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $831,799,000 | 839 |
| Total liabilities | $764,932,000 | 817 |
| Total deposits | $746,332,000 | 681 |
| Interest-bearing deposits | $706,661,000 | 627 |
| Deposits held in domestic offices | $746,332,000 | 678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $16,750,000 | 2,476 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,850,000 | 2,482 |
| Total equity capital | $66,867,000 | 1,008 |
| Total bank equity capital | $66,867,000 | 1,008 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $13,914,000 | 338 |
| Surplus | $54,650,000 | 629 |
| Undivided profits | $-1,697,000 | 7,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,776,000 | 789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $4,193,000 | 851 |
| Earning assets | $771,214,000 | 814 |
| Long-term assets (5+ years) | $106,919,000 | 1,201 |
| Average Assets, year-to-date | $753,029,750 | 898 |
| Average Assets, quarterly | $806,053,000 | 854 |
| Volatile liabilities | $240,678,000 | 644 |
| Insider loans | $17,946,000 | 365 |
| FHLB advances | $16,750,000 | 2,372 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $55,308,000 | 1,548 |
| Tier 1 (core) risk-based capital | $66,690,000 | 951 |
| Tier 2 risk-based capital | $8,558,000 | 692 |
| Total risk weighted assets | $683,563,000 | 760 |
| Total unused commitments | $55,308,000 | 1,549 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 206 | 784 |
| Assets and Liabilities | ||
| Total Assets: | $780,307,000 | 887 |
| Cash and due from depository institutions | $10,639,000 | 784 |
| Interest-bearing balances | $79,000 | 5,320 |
| Securities | $71,721,000 | 1,673 |
| Federal funds sold & reverse repurchase agreements | $8,582,000 | 1,415 |
| Net loans & leases | $639,215,000 | 760 |
| Loan loss allowance | $7,635,000 | 825 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $36,012,000 | 294 |
| Other real estate owned | $3,161,000 | 784 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,977,000 | 1,712 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $780,307,000 | 887 |
| Total liabilities | $714,835,000 | 865 |
| Total deposits | $697,658,000 | 732 |
| Interest-bearing deposits | $654,336,000 | 669 |
| Deposits held in domestic offices | $697,658,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,177,000 | 2,167 |
| Total equity capital | $65,472,000 | 1,041 |
| Total bank equity capital | $65,472,000 | 1,041 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $13,818,000 | 337 |
| Surplus | $53,355,000 | 636 |
| Undivided profits | $-1,701,000 | 7,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,135,000 | 2,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,348,000 | 808 |
| Earning assets | $719,597,000 | 865 |
| Long-term assets (5+ years) | $102,913,000 | 1,225 |
| Average Assets, year-to-date | $726,773,330 | 926 |
| Average Assets, quarterly | $747,915,000 | 909 |
| Volatile liabilities | $228,319,000 | 678 |
| Insider loans | $19,211,000 | 342 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $66,051,000 | 1,371 |
| Tier 1 (core) risk-based capital | $66,749,000 | 945 |
| Tier 2 risk-based capital | $7,635,000 | 751 |
| Total risk weighted assets | $638,684,000 | 805 |
| Total unused commitments | $66,051,000 | 1,372 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 194 | 834 |
| Assets and Liabilities | ||
| Total Assets: | $715,523,000 | 950 |
| Cash and due from depository institutions | $11,283,000 | 834 |
| Interest-bearing balances | $29,000 | 5,943 |
| Securities | $79,797,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $2,341,000 | 4,708 |
| Net loans & leases | $574,935,000 | 825 |
| Loan loss allowance | $6,755,000 | 846 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $35,082,000 | 301 |
| Other real estate owned | $2,592,000 | 834 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,493,000 | 1,867 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $715,523,000 | 950 |
| Total liabilities | $650,814,000 | 938 |
| Total deposits | $633,618,000 | 808 |
| Interest-bearing deposits | $595,996,000 | 751 |
| Deposits held in domestic offices | $633,618,000 | 804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,196,000 | 2,285 |
| Total equity capital | $64,709,000 | 1,077 |
| Total bank equity capital | $64,709,000 | 1,077 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $13,722,000 | 340 |
| Surplus | $51,055,000 | 654 |
| Undivided profits | $-68,000 | 7,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,374,000 | 3,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,317,000 | 833 |
| Earning assets | $657,102,000 | 940 |
| Long-term assets (5+ years) | $91,572,000 | 1,313 |
| Average Assets, year-to-date | $700,006,500 | 958 |
| Average Assets, quarterly | $700,006,500 | 958 |
| Volatile liabilities | $199,128,000 | 740 |
| Insider loans | $17,085,000 | 383 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $64,700,000 | 1,443 |
| Tier 1 (core) risk-based capital | $65,016,000 | 966 |
| Tier 2 risk-based capital | $6,755,000 | 810 |
| Total risk weighted assets | $577,756,000 | 876 |
| Total unused commitments | $64,700,000 | 1,444 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 192 | 851 |
| Assets and Liabilities | ||
| Total Assets: | $684,490,000 | 989 |
| Cash and due from depository institutions | $6,178,000 | 851 |
| Interest-bearing balances | $66,000 | 5,207 |
| Securities | $80,731,000 | 1,485 |
| Federal funds sold & reverse repurchase agreements | $20,005,000 | 631 |
| Net loans & leases | $533,442,000 | 884 |
| Loan loss allowance | $6,267,000 | 893 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $34,287,000 | 314 |
| Other real estate owned | $1,196,000 | 851 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,651,000 | 2,024 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $684,490,000 | 989 |
| Total liabilities | $619,965,000 | 981 |
| Total deposits | $617,368,000 | 836 |
| Interest-bearing deposits | $583,710,000 | 763 |
| Deposits held in domestic offices | $617,368,000 | 831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,597,000 | 2,001 |
| Total equity capital | $64,525,000 | 1,065 |
| Total bank equity capital | $64,525,000 | 1,065 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,645,000 | 344 |
| Surplus | $51,055,000 | 650 |
| Undivided profits | $-175,000 | 7,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,285,000 | 2,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,725,000 | 823 |
| Earning assets | $634,244,000 | 968 |
| Long-term assets (5+ years) | $65,447,000 | 1,633 |
| Average Assets, year-to-date | $631,614,600 | 1,024 |
| Average Assets, quarterly | $673,450,500 | 990 |
| Volatile liabilities | $194,364,000 | 763 |
| Insider loans | $16,274,000 | 401 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $62,064,000 | 1,502 |
| Tier 1 (core) risk-based capital | $64,596,000 | 975 |
| Tier 2 risk-based capital | $6,267,000 | 874 |
| Total risk weighted assets | $546,249,000 | 923 |
| Total unused commitments | $62,064,000 | 1,503 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 189 | 875 |
| Assets and Liabilities | ||
| Total Assets: | $662,411,000 | 994 |
| Cash and due from depository institutions | $7,516,000 | 875 |
| Interest-bearing balances | $50,000 | 5,280 |
| Securities | $78,618,000 | 1,509 |
| Federal funds sold & reverse repurchase agreements | $18,700,000 | 736 |
| Net loans & leases | $515,119,000 | 897 |
| Loan loss allowance | $6,052,000 | 885 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $32,679,000 | 318 |
| Other real estate owned | $754,000 | 875 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,025,000 | 1,930 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $662,411,000 | 994 |
| Total liabilities | $598,488,000 | 989 |
| Total deposits | $595,643,000 | 862 |
| Interest-bearing deposits | $559,286,000 | 795 |
| Deposits held in domestic offices | $595,643,000 | 860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,433 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,844,000 | 1,873 |
| Total equity capital | $63,923,000 | 1,068 |
| Total bank equity capital | $63,923,000 | 1,068 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,569,000 | 332 |
| Surplus | $51,055,000 | 636 |
| Undivided profits | $-701,000 | 7,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,696,000 | 2,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,809,000 | 863 |
| Earning assets | $612,487,000 | 986 |
| Long-term assets (5+ years) | $54,889,000 | 1,812 |
| Average Assets, year-to-date | $618,395,750 | 1,041 |
| Average Assets, quarterly | $645,950,500 | 1,010 |
| Volatile liabilities | $189,641,000 | 777 |
| Insider loans | $16,619,000 | 392 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $69,052,000 | 1,401 |
| Tier 1 (core) risk-based capital | $64,306,000 | 971 |
| Tier 2 risk-based capital | $6,052,000 | 884 |
| Total risk weighted assets | $531,755,000 | 930 |
| Total unused commitments | $69,052,000 | 1,401 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 176 | 961 |
| Assets and Liabilities | ||
| Total Assets: | $629,490,000 | 1,054 |
| Cash and due from depository institutions | $8,748,000 | 961 |
| Interest-bearing balances | $330,000 | 3,454 |
| Securities | $79,138,000 | 1,496 |
| Federal funds sold & reverse repurchase agreements | $16,399,000 | 939 |
| Net loans & leases | $485,002,000 | 957 |
| Loan loss allowance | $5,796,000 | 906 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $30,819,000 | 339 |
| Other real estate owned | $578,000 | 961 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,806,000 | 1,979 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $629,490,000 | 1,054 |
| Total liabilities | $566,771,000 | 1,053 |
| Total deposits | $564,321,000 | 920 |
| Interest-bearing deposits | $529,974,000 | 844 |
| Deposits held in domestic offices | $564,321,000 | 918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,450,000 | 2,007 |
| Total equity capital | $62,719,000 | 1,083 |
| Total bank equity capital | $62,719,000 | 1,083 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,524,000 | 333 |
| Surplus | $51,055,000 | 649 |
| Undivided profits | $-1,860,000 | 8,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 2,632 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,361,000 | 903 |
| Earning assets | $580,869,000 | 1,044 |
| Long-term assets (5+ years) | $47,519,000 | 1,974 |
| Average Assets, year-to-date | $603,724,000 | 1,091 |
| Average Assets, quarterly | $616,218,000 | 1,068 |
| Volatile liabilities | $181,197,000 | 803 |
| Insider loans | $14,252,000 | 478 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $68,569,000 | 1,433 |
| Tier 1 (core) risk-based capital | $64,041,000 | 981 |
| Tier 2 risk-based capital | $5,796,000 | 924 |
| Total risk weighted assets | $504,651,000 | 982 |
| Total unused commitments | $68,569,000 | 1,434 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 180 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $602,946,000 | 1,102 |
| Cash and due from depository institutions | $13,469,000 | 931 |
| Interest-bearing balances | $5,317,000 | 1,096 |
| Securities | $75,733,000 | 1,564 |
| Federal funds sold & reverse repurchase agreements | $29,835,000 | 613 |
| Net loans & leases | $446,765,000 | 1,014 |
| Loan loss allowance | $5,432,000 | 952 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $29,705,000 | 346 |
| Other real estate owned | $613,000 | 931 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,826,000 | 2,365 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $602,946,000 | 1,102 |
| Total liabilities | $540,465,000 | 1,104 |
| Total deposits | $538,577,000 | 953 |
| Interest-bearing deposits | $503,961,000 | 884 |
| Deposits held in domestic offices | $538,577,000 | 951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,888,000 | 2,512 |
| Total equity capital | $62,481,000 | 1,067 |
| Total bank equity capital | $62,481,000 | 1,067 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,497,000 | 321 |
| Surplus | $51,055,000 | 627 |
| Undivided profits | $-2,071,000 | 8,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 5,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,227,000 | 908 |
| Earning assets | $557,650,000 | 1,091 |
| Long-term assets (5+ years) | $40,198,000 | 2,192 |
| Average Assets, year-to-date | $590,841,000 | 1,106 |
| Average Assets, quarterly | $590,841,000 | 1,106 |
| Volatile liabilities | $174,079,000 | 811 |
| Insider loans | $8,721,000 | 800 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $76,085,000 | 1,334 |
| Tier 1 (core) risk-based capital | $62,855,000 | 980 |
| Tier 2 risk-based capital | $5,432,000 | 954 |
| Total risk weighted assets | $467,358,000 | 1,024 |
| Total unused commitments | $76,085,000 | 1,334 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 185 | 900 |
| Assets and Liabilities | ||
| Total Assets: | $578,736,000 | 1,127 |
| Cash and due from depository institutions | $18,572,000 | 900 |
| Interest-bearing balances | $11,228,000 | 518 |
| Securities | $70,114,000 | 1,694 |
| Federal funds sold & reverse repurchase agreements | $53,368,000 | 283 |
| Net loans & leases | $403,398,000 | 1,111 |
| Loan loss allowance | $5,244,000 | 971 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $27,071,000 | 372 |
| Other real estate owned | $393,000 | 900 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,820,000 | 2,685 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $578,736,000 | 1,127 |
| Total liabilities | $517,012,000 | 1,138 |
| Total deposits | $498,538,000 | 1,007 |
| Interest-bearing deposits | $472,591,000 | 914 |
| Deposits held in domestic offices | $498,538,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,027,000 | 2,623 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 2,023 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,447,000 | 2,039 |
| Total equity capital | $61,724,000 | 1,066 |
| Total bank equity capital | $61,724,000 | 1,066 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $13,492,000 | 312 |
| Surplus | $50,975,000 | 617 |
| Undivided profits | $-2,743,000 | 8,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 4,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,879,000 | 1,016 |
| Earning assets | $538,108,000 | 1,115 |
| Long-term assets (5+ years) | $23,307,000 | 3,090 |
| Average Assets, year-to-date | $453,285,800 | 1,380 |
| Average Assets, quarterly | $550,363,000 | 1,174 |
| Volatile liabilities | $176,176,000 | 903 |
| Insider loans | $8,713,000 | 792 |
| FHLB advances | $15,000,000 | 1,924 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $67,460,000 | 1,443 |
| Tier 1 (core) risk-based capital | $62,151,000 | 973 |
| Tier 2 risk-based capital | $5,244,000 | 976 |
| Total risk weighted assets | $430,449,000 | 1,107 |
| Total unused commitments | $67,460,000 | 1,444 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 181 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $521,990,000 | 1,250 |
| Cash and due from depository institutions | $7,568,000 | 931 |
| Interest-bearing balances | $27,000 | 5,884 |
| Securities | $57,792,000 | 2,068 |
| Federal funds sold & reverse repurchase agreements | $42,918,000 | 323 |
| Net loans & leases | $384,808,000 | 1,158 |
| Loan loss allowance | $4,872,000 | 1,065 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $23,659,000 | 417 |
| Other real estate owned | $212,000 | 931 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,033,000 | 3,002 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $521,990,000 | 1,250 |
| Total liabilities | $460,883,000 | 1,275 |
| Total deposits | $444,054,000 | 1,134 |
| Interest-bearing deposits | $419,097,000 | 1,028 |
| Deposits held in domestic offices | $444,054,000 | 1,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 2,095 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,829,000 | 2,519 |
| Total equity capital | $61,107,000 | 1,076 |
| Total bank equity capital | $61,107,000 | 1,076 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,470,000 | 301 |
| Surplus | $50,975,000 | 611 |
| Undivided profits | $-3,337,000 | 8,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $795,000 | 2,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,109,000 | 1,262 |
| Earning assets | $485,545,000 | 1,227 |
| Long-term assets (5+ years) | $9,281,000 | 4,757 |
| Average Assets, year-to-date | $421,923,250 | 1,498 |
| Average Assets, quarterly | $482,806,500 | 1,341 |
| Volatile liabilities | $147,556,000 | 1,063 |
| Insider loans | $8,644,000 | 784 |
| FHLB advances | $15,000,000 | 1,988 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $61,052,000 | 1,591 |
| Tier 1 (core) risk-based capital | $61,837,000 | 984 |
| Tier 2 risk-based capital | $4,872,000 | 1,054 |
| Total risk weighted assets | $398,728,000 | 1,182 |
| Total unused commitments | $61,052,000 | 1,591 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 160 | 1,070 |
| Assets and Liabilities | ||
| Total Assets: | $443,623,000 | 1,446 |
| Cash and due from depository institutions | $4,475,000 | 1,070 |
| Interest-bearing balances | $14,000 | 6,230 |
| Securities | $43,053,000 | 2,666 |
| Federal funds sold & reverse repurchase agreements | $24,866,000 | 486 |
| Net loans & leases | $347,782,000 | 1,286 |
| Loan loss allowance | $4,342,000 | 1,178 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $18,998,000 | 535 |
| Other real estate owned | $6,000 | 1,070 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,443,000 | 3,260 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $443,623,000 | 1,446 |
| Total liabilities | $383,104,000 | 1,524 |
| Total deposits | $366,641,000 | 1,391 |
| Interest-bearing deposits | $343,350,000 | 1,252 |
| Deposits held in domestic offices | $366,641,000 | 1,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,000,000 | 2,124 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,463,000 | 2,741 |
| Total equity capital | $60,519,000 | 1,052 |
| Total bank equity capital | $60,519,000 | 1,052 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $13,425,000 | 290 |
| Surplus | $50,989,000 | 606 |
| Undivided profits | $-3,895,000 | 8,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $743,000 | 2,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,551,000 | 1,403 |
| Earning assets | $415,715,000 | 1,420 |
| Long-term assets (5+ years) | $8,639,000 | 4,859 |
| Average Assets, year-to-date | $388,567,670 | 1,660 |
| Average Assets, quarterly | $415,947,000 | 1,538 |
| Volatile liabilities | $118,617,000 | 1,262 |
| Insider loans | $10,243,000 | 662 |
| FHLB advances | $15,000,000 | 2,002 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $65,053,000 | 1,510 |
| Tier 1 (core) risk-based capital | $61,634,000 | 968 |
| Tier 2 risk-based capital | $4,342,000 | 1,171 |
| Total risk weighted assets | $366,194,000 | 1,293 |
| Total unused commitments | $65,053,000 | 1,510 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 147 | 1,162 |
| Assets and Liabilities | ||
| Total Assets: | $388,271,000 | 1,658 |
| Cash and due from depository institutions | $4,860,000 | 1,162 |
| Interest-bearing balances | $61,000 | 5,449 |
| Securities | $46,565,000 | 2,520 |
| Federal funds sold & reverse repurchase agreements | $12,237,000 | 1,234 |
| Net loans & leases | $304,783,000 | 1,438 |
| Loan loss allowance | $3,753,000 | 1,347 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,777,000 | 641 |
| Other real estate owned | $6,000 | 1,162 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,043,000 | 3,369 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $388,271,000 | 1,658 |
| Total liabilities | $327,701,000 | 1,766 |
| Total deposits | $316,846,000 | 1,616 |
| Interest-bearing deposits | $298,256,000 | 1,439 |
| Deposits held in domestic offices | $316,846,000 | 1,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $855,000 | 3,895 |
| Total equity capital | $60,570,000 | 1,043 |
| Total bank equity capital | $60,570,000 | 1,043 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,425,000 | 282 |
| Surplus | $50,977,000 | 583 |
| Undivided profits | $-3,832,000 | 8,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $392,000 | 4,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,332,000 | 1,449 |
| Earning assets | $363,646,000 | 1,616 |
| Long-term assets (5+ years) | $9,878,000 | 4,612 |
| Average Assets, year-to-date | $361,040,000 | 1,765 |
| Average Assets, quarterly | $361,040,000 | 1,765 |
| Volatile liabilities | $102,685,000 | 1,362 |
| Insider loans | $11,560,000 | 572 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $86,950,000 | 1,143 |
| Tier 1 (core) risk-based capital | $61,519,000 | 953 |
| Tier 2 risk-based capital | $3,753,000 | 1,324 |
| Total risk weighted assets | $322,809,000 | 1,433 |
| Total unused commitments | $86,950,000 | 1,143 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 130 | 1,328 |
| Assets and Liabilities | ||
| Total Assets: | $333,809,000 | 1,874 |
| Cash and due from depository institutions | $3,529,000 | 1,328 |
| Interest-bearing balances | $64,000 | 5,469 |
| Securities | $39,815,000 | 2,845 |
| Federal funds sold & reverse repurchase agreements | $6,116,000 | 2,136 |
| Net loans & leases | $260,288,000 | 1,658 |
| Loan loss allowance | $3,194,000 | 1,568 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $13,045,000 | 785 |
| Other real estate owned | $6,000 | 1,328 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,010,000 | 1,540 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $333,809,000 | 1,874 |
| Total liabilities | $277,231,000 | 2,021 |
| Total deposits | $266,295,000 | 1,892 |
| Interest-bearing deposits | $245,881,000 | 1,752 |
| Deposits held in domestic offices | $266,295,000 | 1,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $936,000 | 3,653 |
| Total equity capital | $56,578,000 | 1,085 |
| Total bank equity capital | $56,578,000 | 1,085 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $13,425,000 | 274 |
| Surplus | $46,775,000 | 614 |
| Undivided profits | $-3,622,000 | 8,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $252,000 | 4,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,836,000 | 1,923 |
| Earning assets | $306,283,000 | 1,872 |
| Long-term assets (5+ years) | $8,627,000 | 4,858 |
| Average Assets, year-to-date | $242,751,000 | 2,447 |
| Average Assets, quarterly | $300,161,500 | 2,044 |
| Volatile liabilities | $84,841,000 | 1,577 |
| Insider loans | $7,293,000 | 891 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $63,516,000 | 1,473 |
| Tier 1 (core) risk-based capital | $57,481,000 | 998 |
| Tier 2 risk-based capital | $3,194,000 | 1,535 |
| Total risk weighted assets | $292,017,000 | 1,565 |
| Total unused commitments | $63,516,000 | 1,473 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 112 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $266,514,000 | 2,302 |
| Cash and due from depository institutions | $4,107,000 | 1,532 |
| Interest-bearing balances | $4,000 | 6,664 |
| Securities | $40,606,000 | 2,786 |
| Federal funds sold & reverse repurchase agreements | $6,158,000 | 1,942 |
| Net loans & leases | $201,112,000 | 2,058 |
| Loan loss allowance | $2,461,000 | 1,978 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,124,000 | 838 |
| Other real estate owned | $38,000 | 1,532 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,369,000 | 4,633 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $266,514,000 | 2,302 |
| Total liabilities | $227,073,000 | 2,428 |
| Total deposits | $226,538,000 | 2,175 |
| Interest-bearing deposits | $214,925,000 | 1,923 |
| Deposits held in domestic offices | $226,538,000 | 2,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $535,000 | 4,988 |
| Total equity capital | $39,441,000 | 1,529 |
| Total bank equity capital | $39,441,000 | 1,529 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,425,000 | 261 |
| Surplus | $28,075,000 | 924 |
| Undivided profits | $-2,059,000 | 8,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,532,000 | 2,256 |
| Earning assets | $247,880,000 | 2,261 |
| Long-term assets (5+ years) | $9,485,000 | 4,721 |
| Average Assets, year-to-date | $219,986,500 | 2,651 |
| Average Assets, quarterly | $243,185,000 | 2,471 |
| Volatile liabilities | $62,613,000 | 1,982 |
| Insider loans | $7,439,000 | 844 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $64,806,000 | 1,417 |
| Tier 1 (core) risk-based capital | $40,120,000 | 1,418 |
| Tier 2 risk-based capital | $2,461,000 | 1,896 |
| Total risk weighted assets | $220,149,000 | 1,957 |
| Total unused commitments | $64,806,000 | 1,417 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $219,856,000 | 2,683 |
| Cash and due from depository institutions | $4,126,000 | 2,815 |
| Interest-bearing balances | $1,000 | 6,771 |
| Securities | $41,395,000 | 2,762 |
| Federal funds sold & reverse repurchase agreements | $1,280,000 | 4,057 |
| Net loans & leases | $163,027,000 | 2,432 |
| Loan loss allowance | $2,008,000 | 2,326 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,051,000 | 1,321 |
| Other real estate owned | $0 | 2,815 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,977,000 | 4,920 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $219,856,000 | 2,683 |
| Total liabilities | $197,470,000 | 2,674 |
| Total deposits | $196,970,000 | 2,426 |
| Interest-bearing deposits | $187,211,000 | 2,176 |
| Deposits held in domestic offices | $196,970,000 | 2,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $500,000 | 4,876 |
| Total equity capital | $22,386,000 | 2,644 |
| Total bank equity capital | $22,386,000 | 2,644 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,425,000 | 247 |
| Surplus | $10,575,000 | 2,049 |
| Undivided profits | $-1,614,000 | 8,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 5,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,199,000 | 2,641 |
| Earning assets | $205,703,000 | 2,627 |
| Long-term assets (5+ years) | $11,743,000 | 4,389 |
| Average Assets, year-to-date | $204,477,330 | 2,804 |
| Average Assets, quarterly | $215,763,000 | 2,702 |
| Volatile liabilities | $56,123,000 | 2,074 |
| Insider loans | $5,342,000 | 1,177 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,913,000 | 3,421 |
| Tier 1 (core) risk-based capital | $23,057,000 | 2,459 |
| Tier 2 risk-based capital | $2,008,000 | 2,226 |
| Total risk weighted assets | $177,123,000 | 2,323 |
| Total unused commitments | $17,913,000 | 3,422 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 54 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $211,670,000 | 2,757 |
| Cash and due from depository institutions | $3,825,000 | 3,096 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $41,825,000 | 2,783 |
| Federal funds sold & reverse repurchase agreements | $12,499,000 | 1,003 |
| Net loans & leases | $144,151,000 | 2,642 |
| Loan loss allowance | $1,796,000 | 2,556 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,744,000 | 1,351 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,626,000 | 5,427 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $211,670,000 | 2,757 |
| Total liabilities | $190,036,000 | 2,751 |
| Total deposits | $189,563,000 | 2,514 |
| Interest-bearing deposits | $179,751,000 | 2,259 |
| Deposits held in domestic offices | $189,563,000 | 2,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $473,000 | 4,931 |
| Total equity capital | $21,634,000 | 2,666 |
| Total bank equity capital | $21,634,000 | 2,666 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,425,000 | 233 |
| Surplus | $10,575,000 | 2,005 |
| Undivided profits | $-2,366,000 | 8,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,105,000 | 2,776 |
| Earning assets | $198,475,000 | 2,705 |
| Long-term assets (5+ years) | $12,668,000 | 4,313 |
| Average Assets, year-to-date | $196,788,000 | 2,905 |
| Average Assets, quarterly | $196,788,000 | 2,905 |
| Volatile liabilities | $52,626,000 | 2,087 |
| Insider loans | $5,148,000 | 1,202 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,303,000 | 2,995 |
| Tier 1 (core) risk-based capital | $22,472,000 | 2,486 |
| Tier 2 risk-based capital | $1,796,000 | 2,407 |
| Total risk weighted assets | $155,912,000 | 2,567 |
| Total unused commitments | $21,303,000 | 2,998 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 49 | 3,389 |
| Assets and Liabilities | ||
| Total Assets: | $181,906,000 | 3,081 |
| Cash and due from depository institutions | $3,309,000 | 3,389 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $36,809,000 | 3,111 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $132,632,000 | 2,790 |
| Loan loss allowance | $1,705,000 | 2,634 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,759,000 | 1,324 |
| Other real estate owned | $0 | 3,389 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,397,000 | 5,743 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $181,906,000 | 3,081 |
| Total liabilities | $166,903,000 | 3,029 |
| Total deposits | $166,208,000 | 2,785 |
| Interest-bearing deposits | $158,315,000 | 2,505 |
| Deposits held in domestic offices | $166,208,000 | 2,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $297,000 | 3,225 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $398,000 | 5,305 |
| Total equity capital | $15,003,000 | 3,657 |
| Total bank equity capital | $15,003,000 | 3,657 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,798,000 | 293 |
| Surplus | $6,635,000 | 2,911 |
| Undivided profits | $-2,430,000 | 8,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $962,000 | 3,146 |
| Earning assets | $169,441,000 | 3,045 |
| Long-term assets (5+ years) | $11,557,000 | 4,549 |
| Average Assets, year-to-date | $132,124,000 | 3,861 |
| Average Assets, quarterly | $174,085,000 | 3,153 |
| Volatile liabilities | $45,009,000 | 2,311 |
| Insider loans | $3,828,000 | 1,600 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,034,000 | 4,442 |
| Tier 1 (core) risk-based capital | $15,386,000 | 3,446 |
| Tier 2 risk-based capital | $1,705,000 | 2,497 |
| Total risk weighted assets | $141,044,000 | 2,745 |
| Total unused commitments | $10,034,000 | 4,442 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $166,264,000 | 3,263 |
| Cash and due from depository institutions | $2,942,000 | 3,575 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $36,144,000 | 3,150 |
| Federal funds sold & reverse repurchase agreements | $4,856,000 | 2,155 |
| Net loans & leases | $115,274,000 | 3,111 |
| Loan loss allowance | $1,453,000 | 3,024 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,809,000 | 1,756 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,239,000 | 6,070 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $166,264,000 | 3,263 |
| Total liabilities | $151,783,000 | 3,217 |
| Total deposits | $151,442,000 | 2,974 |
| Interest-bearing deposits | $143,843,000 | 2,720 |
| Deposits held in domestic offices | $151,442,000 | 2,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $341,000 | 5,883 |
| Total equity capital | $14,481,000 | 3,765 |
| Total bank equity capital | $14,481,000 | 3,765 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,500,000 | 391 |
| Surplus | $8,500,000 | 2,329 |
| Undivided profits | $-2,519,000 | 8,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 7,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $785,000 | 3,928 |
| Earning assets | $156,274,000 | 3,199 |
| Long-term assets (5+ years) | $11,574,000 | 4,626 |
| Average Assets, year-to-date | $119,678,500 | 4,172 |
| Average Assets, quarterly | $151,999,000 | 3,500 |
| Volatile liabilities | $33,667,000 | 2,844 |
| Insider loans | $4,051,000 | 1,444 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $11,499,000 | 4,119 |
| Tier 1 (core) risk-based capital | $14,749,000 | 3,573 |
| Tier 2 risk-based capital | $1,453,000 | 2,794 |
| Total risk weighted assets | $122,706,000 | 3,061 |
| Total unused commitments | $11,499,000 | 4,120 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 41 | 3,953 |
| Assets and Liabilities | ||
| Total Assets: | $137,734,000 | 3,817 |
| Cash and due from depository institutions | $4,391,000 | 3,953 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $33,869,000 | 3,343 |
| Federal funds sold & reverse repurchase agreements | $2,303,000 | 3,255 |
| Net loans & leases | $92,988,000 | 3,642 |
| Loan loss allowance | $1,189,000 | 3,535 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,449,000 | 2,869 |
| Other real estate owned | $0 | 3,953 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $734,000 | 7,237 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $137,734,000 | 3,817 |
| Total liabilities | $123,930,000 | 3,806 |
| Total deposits | $123,774,000 | 3,529 |
| Interest-bearing deposits | $116,492,000 | 3,214 |
| Deposits held in domestic offices | $123,774,000 | 3,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $156,000 | 7,311 |
| Total equity capital | $13,804,000 | 3,799 |
| Total bank equity capital | $13,804,000 | 3,799 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,500,000 | 387 |
| Surplus | $8,500,000 | 2,294 |
| Undivided profits | $-3,196,000 | 8,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $628,000 | 4,436 |
| Earning assets | $129,160,000 | 3,733 |
| Long-term assets (5+ years) | $12,170,000 | 4,670 |
| Average Assets, year-to-date | $104,150,000 | 4,631 |
| Average Assets, quarterly | $124,675,500 | 4,074 |
| Volatile liabilities | $24,925,000 | 3,446 |
| Insider loans | $1,254,000 | 3,605 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,107,000 | 4,206 |
| Tier 1 (core) risk-based capital | $14,652,000 | 3,544 |
| Tier 2 risk-based capital | $1,189,000 | 3,267 |
| Total risk weighted assets | $98,449,000 | 3,645 |
| Total unused commitments | $11,107,000 | 4,206 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $111,617,000 | 4,462 |
| Cash and due from depository institutions | $1,731,000 | 4,118 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $34,259,000 | 3,312 |
| Federal funds sold & reverse repurchase agreements | $9,089,000 | 1,625 |
| Net loans & leases | $63,911,000 | 4,661 |
| Loan loss allowance | $826,000 | 4,549 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,033,000 | 4,150 |
| Other real estate owned | $0 | 4,118 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $594,000 | 7,588 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $111,617,000 | 4,462 |
| Total liabilities | $96,701,000 | 4,546 |
| Total deposits | $96,544,000 | 4,274 |
| Interest-bearing deposits | $91,639,000 | 3,904 |
| Deposits held in domestic offices | $96,544,000 | 4,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $157,000 | 7,486 |
| Total equity capital | $14,916,000 | 3,626 |
| Total bank equity capital | $14,916,000 | 3,626 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,500,000 | 378 |
| Surplus | $8,500,000 | 2,263 |
| Undivided profits | $-2,084,000 | 8,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $471,000 | 5,410 |
| Earning assets | $107,259,000 | 4,327 |
| Long-term assets (5+ years) | $9,132,000 | 5,155 |
| Average Assets, year-to-date | $87,358,000 | 5,240 |
| Average Assets, quarterly | $87,358,000 | 5,240 |
| Volatile liabilities | $13,870,000 | 4,862 |
| Insider loans | $414,000 | 5,780 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,749,000 | 4,973 |
| Tier 1 (core) risk-based capital | $14,788,000 | 3,459 |
| Tier 2 risk-based capital | $826,000 | 4,248 |
| Total risk weighted assets | $69,195,000 | 4,617 |
| Total unused commitments | $7,749,000 | 4,980 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $63,099,000 | 6,314 |
| Cash and due from depository institutions | $1,229,000 | 4,137 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $14,037,000 | 5,782 |
| Federal funds sold & reverse repurchase agreements | $10,633,000 | 1,102 |
| Net loans & leases | $35,022,000 | 6,401 |
| Loan loss allowance | $460,000 | 6,283 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,705,000 | 4,625 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $473,000 | 8,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,099,000 | 6,314 |
| Total liabilities | $47,697,000 | 6,794 |
| Total deposits | $47,615,000 | 6,605 |
| Interest-bearing deposits | $43,216,000 | 6,387 |
| Deposits held in domestic offices | $47,615,000 | 6,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $82,000 | 8,351 |
| Total equity capital | $15,402,000 | 3,452 |
| Total bank equity capital | $15,402,000 | 3,452 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $8,500,000 | 382 |
| Surplus | $8,500,000 | 2,235 |
| Undivided profits | $-1,598,000 | 8,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $167,000 | 8,200 |
| Earning assets | $59,692,000 | 6,191 |
| Long-term assets (5+ years) | $1,828,000 | 7,319 |
| Average Assets, year-to-date | $63,099,000 | 6,176 |
| Average Assets, quarterly | $63,099,000 | 6,271 |
| Volatile liabilities | $5,055,000 | 7,175 |
| Insider loans | $354,000 | 6,050 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,026,000 | 6,166 |
| Tier 1 (core) risk-based capital | $15,403,000 | 3,298 |
| Tier 2 risk-based capital | $460,000 | 5,930 |
| Total risk weighted assets | $37,559,000 | 6,428 |
| Total unused commitments | $4,026,000 | 6,173 |
| Derivatives | $0 | 665 |