Home > First Georgia Bank > Loan Charge- Offs and Recoveries
First Georgia Bank, Loan Charge- Offs and Recoveries
| 2003-03-31 (YTD Data) | Rank | |
| Total charge-offs | $1,605,000 | 293 |
| Loans secured by real estate, total | $687,000 | 127 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $687,000 | 126 |
| Construction and land development | $65,000 | 122 |
| Secured by farmland | $0 | 142 |
| Total charge-offs secured by 1-4 family residential properties | $392,000 | 121 |
| Secured by multifamily residential properties | $0 | 62 |
| Secured by nonfarm nonresidential properties | $230,000 | 114 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 11 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $860,000 | 181 |
| Loans to individuals | $58,000 | 1,262 |
| Credit card loan charge offs | $5,000 | 784 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $53,000 | 1,214 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 1,009 |
| Lease financing receivables | $0 | 227 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 328 |
| Total recoveries | $55,000 | 1,107 |
| Loans secured by real estate, total | $15,000 | 630 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $15,000 | 629 |
| Construction and land development | $15,000 | 81 |
| Secured by farmland | $0 | 177 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 1,536 |
| Secured by multifamily residential properties | $0 | 90 |
| Secured by nonfarm nonresidential properties | $0 | 671 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $28,000 | 668 |
| Loans to individuals | $12,000 | 1,719 |
| Credit card loan recoveries | $1,000 | 632 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $11,000 | 1,717 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $0 | 1,167 |
| Lease financing receivables | $0 | 201 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 518 |
| Net charge-offs | $1,550,000 | 254 |
| Loans secured by real estate, total | $672,000 | 119 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $672,000 | 119 |
| Construction and land development | $50,000 | 122 |
| Secured by farmland | $0 | 129 |
| Secured by 1-4 family residential properties- net charge-offs | $392,000 | 106 |
| Secured by multifamily residential properties | $0 | 56 |
| Secured by nonfarm nonresidential properties | $230,000 | 102 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 10 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $832,000 | 163 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $46,000 | 1,175 |
| Credit card loan net charge offs | $4,000 | 776 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $42,000 | 1,121 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $0 | 847 |
| Lease financing receivables | $0 | 207 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 283 |
| 2002-12-31 (YTD Data) | Rank | |
| Total charge-offs | $592,000 | 1,749 |
| Loans secured by real estate, total | $277,000 | 794 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $277,000 | 792 |
| Construction and land development | $35,000 | 525 |
| Secured by farmland | $0 | 395 |
| Total charge-offs secured by 1-4 family residential properties | $216,000 | 495 |
| Secured by multifamily residential properties | $0 | 205 |
| Secured by nonfarm nonresidential properties | $26,000 | 1,213 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $157,000 | 1,996 |
| Loans to individuals | $49,000 | 3,828 |
| Credit card loan charge offs | $32,000 | 698 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $17,000 | 5,324 |
| Loans to foreign governments and official institutions | $0 | 19 |
| Other loans | $109,000 | 479 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 954 |
| Total recoveries | $471,000 | 602 |
| Loans secured by real estate, total | $359,000 | 201 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $359,000 | 199 |
| Construction and land development | $21,000 | 209 |
| Secured by farmland | $0 | 408 |
| Secured by 1-4 family residential properties - total recoveries | $232,000 | 152 |
| Secured by multifamily residential properties | $0 | 183 |
| Secured by nonfarm nonresidential properties | $106,000 | 225 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 26 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $36,000 | 1,523 |
| Loans to individuals | $61,000 | 1,372 |
| Credit card loan recoveries | $7,000 | 594 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $54,000 | 1,416 |
| Loans to foreign governments and official institutions | $0 | 16 |
| Other loans | $15,000 | 698 |
| Lease financing receivables | $0 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,014 |
| Net charge-offs | $121,000 | 3,865 |
| Loans secured by real estate, total | $-82,000 | 9,215 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-82,000 | 9,229 |
| Construction and land development | $14,000 | 642 |
| Secured by farmland | $0 | 335 |
| Secured by 1-4 family residential properties- net charge-offs | $-16,000 | 9,070 |
| Secured by multifamily residential properties | $0 | 191 |
| Secured by nonfarm nonresidential properties | $-80,000 | 9,261 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $121,000 | 2,041 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-12,000 | 9,189 |
| Credit card loan net charge offs | $25,000 | 717 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-37,000 | 9,299 |
| Loans to foreign governments and official institutions | $0 | 16 |
| Other loans | $94,000 | 454 |
| Lease financing receivables | $0 | 327 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 812 |
| 2001-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,545,000 | 786 |
| Loans secured by real estate, total | $588,000 | 396 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $588,000 | 394 |
| Construction and land development | $147,000 | 207 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $195,000 | 477 |
| Secured by multifamily residential properties | $0 | 232 |
| Secured by nonfarm nonresidential properties | $246,000 | 336 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $699,000 | 636 |
| Loans to individuals | $258,000 | 1,250 |
| Credit card loan charge offs | $67,000 | 476 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $191,000 | 1,422 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $353,000 | 691 |
| Loans secured by real estate, total | $204,000 | 310 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $204,000 | 309 |
| Construction and land development | $32,000 | 149 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $31,000 | 653 |
| Secured by multifamily residential properties | $0 | 182 |
| Secured by nonfarm nonresidential properties | $141,000 | 171 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $90,000 | 762 |
| Loans to individuals | $59,000 | 1,345 |
| Credit card loan recoveries | $34,000 | 253 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $25,000 | 2,396 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,192,000 | 828 |
| Loans secured by real estate, total | $384,000 | 470 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $384,000 | 467 |
| Construction and land development | $115,000 | 225 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $164,000 | 474 |
| Secured by multifamily residential properties | $0 | 198 |
| Secured by nonfarm nonresidential properties | $105,000 | 501 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $609,000 | 650 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $199,000 | 1,223 |
| Credit card loan net charge offs | $33,000 | 648 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $166,000 | 1,263 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 2000-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,591,000 | 653 |
| Loans secured by real estate, total | $642,000 | 308 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $642,000 | 308 |
| Construction and land development | $75,000 | 224 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $420,000 | 248 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $147,000 | 331 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $788,000 | 488 |
| Loans to individuals | $161,000 | 1,555 |
| Credit card loan charge offs | $1,000 | 2,918 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $160,000 | 1,358 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $147,000 | 1,368 |
| Loans secured by real estate, total | $33,000 | 1,034 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $33,000 | 1,033 |
| Construction and land development | $8,000 | 216 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,084 |
| Secured by multifamily residential properties | $11,000 | 127 |
| Secured by nonfarm nonresidential properties | $0 | 1,178 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $10,000 | 3,259 |
| Loans to individuals | $104,000 | 812 |
| Credit card loan recoveries | $0 | 2,376 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $104,000 | 691 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,444,000 | 583 |
| Loans secured by real estate, total | $609,000 | 265 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $609,000 | 265 |
| Construction and land development | $67,000 | 224 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $406,000 | 217 |
| Secured by multifamily residential properties | $-11,000 | 9,794 |
| Secured by nonfarm nonresidential properties | $147,000 | 261 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $778,000 | 427 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $57,000 | 2,535 |
| Credit card loan net charge offs | $1,000 | 2,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $56,000 | 2,279 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs | $589,000 | 1,389 |
| Loans secured by real estate, total | $168,000 | 835 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $168,000 | 833 |
| Construction and land development | $111,000 | 155 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $57,000 | 1,163 |
| Secured by multifamily residential properties | $0 | 249 |
| Secured by nonfarm nonresidential properties | $0 | 1,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $351,000 | 922 |
| Loans to individuals | $70,000 | 2,921 |
| Credit card loan charge offs | $9,000 | 1,989 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $61,000 | 2,863 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $248,000 | 986 |
| Loans secured by real estate, total | $28,000 | 1,315 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $28,000 | 1,314 |
| Construction and land development | $1,000 | 385 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 1,411 |
| Secured by multifamily residential properties | $0 | 246 |
| Secured by nonfarm nonresidential properties | $17,000 | 666 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $161,000 | 595 |
| Loans to individuals | $59,000 | 1,377 |
| Credit card loan recoveries | $0 | 2,561 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $59,000 | 1,221 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $341,000 | 1,645 |
| Loans secured by real estate, total | $140,000 | 756 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $140,000 | 755 |
| Construction and land development | $110,000 | 130 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $47,000 | 1,128 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $-17,000 | 9,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $190,000 | 1,217 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $11,000 | 5,248 |
| Credit card loan net charge offs | $9,000 | 1,740 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,000 | 6,393 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $228,000 | 2,850 |
| Loans secured by real estate, total | $175,000 | 896 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $175,000 | 894 |
| Construction and land development | $0 | 630 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $172,000 | 550 |
| Secured by multifamily residential properties | $0 | 335 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,424 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,621 |
| Loans to individuals | $53,000 | 3,594 |
| Credit card loan charge offs | $1,000 | 3,298 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $52,000 | 3,245 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $173,000 | 1,364 |
| Loans secured by real estate, total | $75,000 | 753 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $75,000 | 753 |
| Construction and land development | $8,000 | 302 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $66,000 | 437 |
| Secured by multifamily residential properties | $0 | 272 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,324 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,193 |
| Loans to individuals | $98,000 | 939 |
| Credit card loan recoveries | $4,000 | 1,302 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $94,000 | 817 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Loans secured by real estate, total | $100,000 | 1,003 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $100,000 | 1,001 |
| Construction and land development | $-8,000 | 10,250 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $106,000 | 661 |
| Secured by multifamily residential properties | $0 | 283 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,178 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,458 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-45,000 | 10,412 |
| Credit card loan net charge offs | $-3,000 | 10,336 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-42,000 | 10,406 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $330,000 | 2,367 |
| Loans secured by real estate, total | $170,000 | 1,040 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $170,000 | 1,040 |
| Construction and land development | $49,000 | 292 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $54,000 | 1,339 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $67,000 | 740 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $52,000 | 3,340 |
| Loans to individuals | $108,000 | 2,440 |
| Credit card loan charge offs | $4,000 | 2,883 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $104,000 | 2,188 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $100,000 | 2,311 |
| Loans secured by real estate, total | $16,000 | 1,970 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $16,000 | 1,971 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,232 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $19,000 | 3,029 |
| Loans to individuals | $65,000 | 1,360 |
| Credit card loan recoveries | $4,000 | 1,284 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $61,000 | 1,258 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $230,000 | 2,332 |
| Loans secured by real estate, total | $154,000 | 866 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $154,000 | 864 |
| Construction and land development | $49,000 | 237 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $38,000 | 1,359 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $67,000 | 557 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $33,000 | 3,165 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $43,000 | 3,432 |
| Credit card loan net charge offs | $0 | 3,690 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $43,000 | 3,011 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $208,000 | 3,315 |
| Loans secured by real estate, total | $153,000 | 1,229 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $153,000 | 1,228 |
| Construction and land development | $9,000 | 592 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $109,000 | 948 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $35,000 | 1,130 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $55,000 | 3,669 |
| Credit card loan charge offs | $14,000 | 1,950 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $41,000 | 3,773 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $119,000 | 2,172 |
| Loans secured by real estate, total | $79,000 | 962 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $79,000 | 962 |
| Construction and land development | $19,000 | 296 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $60,000 | 569 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $40,000 | 2,042 |
| Credit card loan recoveries | $10,000 | 881 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $30,000 | 2,263 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Loans secured by real estate, total | $74,000 | 1,439 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $74,000 | 1,438 |
| Construction and land development | $-10,000 | 11,228 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $49,000 | 1,277 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $35,000 | 886 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $15,000 | 5,298 |
| Credit card loan net charge offs | $4,000 | 2,808 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $11,000 | 5,281 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $210,000 | 3,200 |
| Loans secured by real estate, total | $110,000 | 1,667 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $110,000 | 1,665 |
| Construction and land development | $8,000 | 715 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $102,000 | 1,084 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $50,000 | 3,483 |
| Loans to individuals | $50,000 | 3,585 |
| Credit card loan charge offs | $4,000 | 2,844 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $46,000 | 3,326 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $81,000 | 2,984 |
| Loans secured by real estate, total | $23,000 | 1,998 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $23,000 | 1,997 |
| Construction and land development | $4,000 | 500 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $19,000 | 1,284 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $58,000 | 1,556 |
| Credit card loan recoveries | $6,000 | 1,187 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $52,000 | 1,517 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $129,000 | 3,241 |
| Loans secured by real estate, total | $87,000 | 1,513 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $87,000 | 1,512 |
| Construction and land development | $4,000 | 696 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $83,000 | 1,017 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $50,000 | 2,559 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-8,000 | 11,561 |
| Credit card loan net charge offs | $-2,000 | 11,792 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-6,000 | 11,361 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $201,000 | 3,407 |
| Loans secured by real estate, total | $95,000 | 1,968 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $95,000 | 1,968 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $95,000 | 1,170 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $48,000 | 3,686 |
| Loans to individuals | $58,000 | 3,223 |
| Credit card loan charge offs | $20,000 | 1,452 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $38,000 | 3,644 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $102,000 | 2,859 |
| Loans secured by real estate, total | $16,000 | 2,665 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $16,000 | 2,665 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,671 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,102 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $7,000 | 5,775 |
| Loans to individuals | $79,000 | 1,308 |
| Credit card loan recoveries | $20,000 | 680 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $59,000 | 1,439 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $99,000 | 3,752 |
| Loans secured by real estate, total | $79,000 | 1,781 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $79,000 | 1,782 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $81,000 | 1,099 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-2,000 | 11,376 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $41,000 | 2,792 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-21,000 | 12,334 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-21,000 | 12,285 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $439,000 | 2,479 |
| Loans secured by real estate, total | $129,000 | 2,133 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $129,000 | 2,132 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $115,000 | 1,283 |
| Secured by multifamily residential properties | $14,000 | 646 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $8,000 | 7,384 |
| Loans to individuals | $302,000 | 1,126 |
| Credit card loan charge offs | $50,000 | 1,015 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $252,000 | 1,012 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $223,000 | 1,695 |
| Loans secured by real estate, total | $73,000 | 1,275 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $73,000 | 1,275 |
| Construction and land development | $70,000 | 275 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,266 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $31,000 | 3,517 |
| Loans to individuals | $119,000 | 1,050 |
| Credit card loan recoveries | $12,000 | 908 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $107,000 | 997 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $216,000 | 2,986 |
| Loans secured by real estate, total | $56,000 | 2,666 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $56,000 | 2,664 |
| Construction and land development | $-70,000 | 13,173 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $112,000 | 1,141 |
| Secured by multifamily residential properties | $14,000 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-23,000 | 12,054 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $183,000 | 1,205 |
| Credit card loan net charge offs | $38,000 | 1,038 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $145,000 | 1,065 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $398,000 | 3,407 |
| Loans secured by real estate, total | $81,000 | 3,342 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $81,000 | 3,341 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $81,000 | 1,854 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $53,000 | 5,498 |
| Loans to individuals | $264,000 | 1,522 |
| Credit card loan charge offs | $21,000 | 1,717 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $243,000 | 1,339 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $139,000 | 2,598 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 8,230 |
| Loans to individuals | $137,000 | 1,036 |
| Credit card loan recoveries | $7,000 | 1,183 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $130,000 | 914 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $259,000 | 3,643 |
| Loans secured by real estate, total | $81,000 | 2,970 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $81,000 | 2,969 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $81,000 | 1,599 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $51,000 | 4,621 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $127,000 | 1,987 |
| Credit card loan net charge offs | $14,000 | 1,863 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $113,000 | 1,820 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.