Home > First Georgia Bank > Income and Expense

First Georgia Bank, Income and Expense

2003-03-31 (YTD Data)Rank
Total interest income$3,487,0002,111
Total interest expense$1,464,0001,707
Net interest income$2,023,0002,398
Provision for loan and lease losses$1,530,000285
Total noninterest income$943,0001,392
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$789,000534
Trading account gains and fees$0134
Additional Noninterest Income$154,0003,164
Total noninterest expense$2,699,0001,471
Salaries and employee benefits$1,223,0001,741
Premises and equipment expense$359,0001,609
Additional noninterest expense$1,117,0001,107
Pre-tax net operating income$-1,263,0009,270
Securities gains (losses)$02,891
Applicable income taxes$-453,0009,285
Income before extraordinary items$-810,0009,275
Extraordinary gains, net$021
Net income$-810,0009,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,550,000254
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-810,0009,242
2002-12-31 (YTD Data)Rank
Total interest income$16,266,0001,894
Total interest expense$6,492,0001,754
Net interest income$9,774,0001,980
Provision for loan and lease losses$870,0001,522
Total noninterest income$2,639,0001,725
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,162,000749
Trading account gains and fees$0153
Additional Noninterest Income$477,0003,370
Total noninterest expense$9,612,0001,603
Salaries and employee benefits$4,840,0001,660
Premises and equipment expense$1,493,0001,490
Additional noninterest expense$3,279,0001,447
Pre-tax net operating income$1,931,0003,508
Securities gains (losses)$04,537
Applicable income taxes$814,0002,563
Income before extraordinary items$1,117,0004,280
Extraordinary gains, net$070
Net income$1,117,0004,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,865
Cash dividends$1,039,0002,172
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,117,0004,172
2001-12-31 (YTD Data)Rank
Total interest income$18,904,0001,809
Total interest expense$9,681,0001,678
Net interest income$9,223,0001,931
Provision for loan and lease losses$255,0003,548
Total noninterest income$2,955,0001,492
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$2,955,000955
Total noninterest expense$9,123,0001,604
Salaries and employee benefits$5,206,0001,459
Premises and equipment expense$1,519,0001,406
Additional noninterest expense$2,398,0001,888
Pre-tax net operating income$2,800,0002,427
Securities gains (losses)$04,612
Applicable income taxes$912,0002,220
Income before extraordinary items$1,888,0002,672
Extraordinary gains, net$0105
Net income$1,888,0002,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,192,000828
Cash dividends$795,0002,655
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,888,0002,589
2000-12-31 (YTD Data)Rank
Total interest income$20,859,0001,657
Total interest expense$9,977,0001,724
Net interest income$10,882,0001,607
Provision for loan and lease losses$2,820,000484
Total noninterest income$2,844,0001,418
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,844,000887
Total noninterest expense$8,417,0001,658
Salaries and employee benefits$4,595,0001,545
Premises and equipment expense$1,598,0001,278
Additional noninterest expense$2,224,0001,955
Pre-tax net operating income$2,489,0002,770
Securities gains (losses)$01,956
Applicable income taxes$932,0002,260
Income before extraordinary items$1,557,0003,156
Extraordinary gains, net$038
Net income$1,557,0003,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,444,000583
Cash dividends$555,0003,364
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,557,0003,157
1999-12-31 (YTD Data)Rank
Total interest income$16,604,0001,957
Total interest expense$7,903,0001,901
Net interest income$8,701,0002,023
Provision for loan and lease losses$539,0001,669
Total noninterest income$2,941,0001,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$2,941,000905
Total noninterest expense$7,550,0001,836
Salaries and employee benefits$3,799,0001,828
Premises and equipment expense$1,490,0001,365
Additional noninterest expense$2,261,0001,925
Pre-tax net operating income$3,553,0002,054
Securities gains (losses)$03,155
Applicable income taxes$1,291,0001,795
Income before extraordinary items$2,262,0002,300
Extraordinary gains, net$035
Net income$2,262,0002,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0001,645
Cash dividends$289,0004,642
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,262,0002,278
1998-12-31 (YTD Data)Rank
Total interest income$15,388,0002,119
Total interest expense$8,009,0001,904
Net interest income$7,379,0002,314
Provision for loan and lease losses$5,0008,460
Total noninterest income$2,261,0001,669
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$2,261,0001,075
Total noninterest expense$6,271,0002,098
Salaries and employee benefits$3,325,0002,028
Premises and equipment expense$1,204,0001,635
Additional noninterest expense$1,742,0002,385
Pre-tax net operating income$3,364,0002,140
Securities gains (losses)$04,449
Applicable income taxes$1,161,0002,056
Income before extraordinary items$2,203,0002,342
Extraordinary gains, net$032
Net income$2,203,0002,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,762
Cash dividends$87,0006,425
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,203,0002,263
1997-12-31 (YTD Data)Rank
Total interest income$13,132,0002,501
Total interest expense$7,083,0002,126
Net interest income$6,049,0002,889
Provision for loan and lease losses$301,0002,564
Total noninterest income$1,864,0001,878
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,864,0001,154
Total noninterest expense$4,899,0002,617
Salaries and employee benefits$2,606,0002,538
Premises and equipment expense$965,0002,054
Additional noninterest expense$1,328,0003,046
Pre-tax net operating income$2,713,0002,723
Securities gains (losses)$03,944
Applicable income taxes$944,0002,556
Income before extraordinary items$1,769,0002,879
Extraordinary gains, net$044
Net income$1,769,0002,878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,332
Cash dividends$93,0006,631
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,769,0002,828
1996-12-31 (YTD Data)Rank
Total interest income$11,925,0002,764
Total interest expense$6,618,0002,332
Net interest income$5,307,0003,341
Provision for loan and lease losses$39,0007,052
Total noninterest income$1,161,0002,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,161,0001,636
Total noninterest expense$5,217,0002,608
Salaries and employee benefits$2,235,0002,982
Premises and equipment expense$569,0003,379
Additional noninterest expense$2,413,0002,070
Pre-tax net operating income$1,212,0005,091
Securities gains (losses)$04,148
Applicable income taxes$393,0004,943
Income before extraordinary items$819,0005,221
Extraordinary gains, net$053
Net income$819,0005,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,157
Cash dividends$166,0005,816
Sale, conversion, retirement of capital stock, net$0953
Net operating income$819,0005,159
1995-12-31 (YTD Data)Rank
Total interest income$11,633,0002,856
Total interest expense$6,601,0002,355
Net interest income$5,032,0003,511
Provision for loan and lease losses$234,0002,737
Total noninterest income$1,361,0002,455
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,361,0001,449
Total noninterest expense$4,188,0003,185
Salaries and employee benefits$1,938,0003,399
Premises and equipment expense$926,0002,171
Additional noninterest expense$1,324,0003,443
Pre-tax net operating income$1,971,0003,543
Securities gains (losses)$03,831
Applicable income taxes$721,0003,159
Income before extraordinary items$1,250,0003,820
Extraordinary gains, net$065
Net income$1,250,0003,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,241
Cash dividends$264,0004,849
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,250,0003,800
1994-12-31 (YTD Data)Rank
Total interest income$10,270,0002,962
Total interest expense$5,566,0002,233
Net interest income$4,704,0003,763
Provision for loan and lease losses$09,146
Total noninterest income$1,203,0002,732
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,203,0001,623
Total noninterest expense$4,152,0003,312
Salaries and employee benefits$1,981,0003,315
Premises and equipment expense$889,0002,268
Additional noninterest expense$1,282,0003,823
Pre-tax net operating income$1,755,0003,840
Securities gains (losses)$03,600
Applicable income taxes$551,0003,762
Income before extraordinary items$1,204,0003,850
Extraordinary gains, net$0249
Net income$1,204,0003,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,752
Cash dividends$168,0005,850
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,204,0003,875
1993-12-31 (YTD Data)Rank
Total interest income$10,966,0002,825
Total interest expense$5,827,0002,234
Net interest income$5,139,0003,479
Provision for loan and lease losses$135,0004,908
Total noninterest income$707,0004,408
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$707,0002,581
Total noninterest expense$4,510,0003,112
Salaries and employee benefits$1,969,0003,339
Premises and equipment expense$677,0002,976
Additional noninterest expense$1,864,0002,897
Pre-tax net operating income$1,201,0005,178
Securities gains (losses)$07,477
Applicable income taxes$497,0004,218
Income before extraordinary items$704,0006,089
Extraordinary gains, net$216,000964
Net income$920,0005,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,986
Cash dividends$106,0006,761
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$704,0005,821
1992-12-31 (YTD Data)Rank
Total interest income$11,575,0003,039
Total interest expense$6,800,0002,482
Net interest income$4,775,0003,805
Provision for loan and lease losses$300,0004,111
Total noninterest income$1,391,0002,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,391,0001,589
Total noninterest expense$4,805,0002,975
Salaries and employee benefits$1,855,0003,439
Premises and equipment expense$1,027,0002,047
Additional noninterest expense$1,923,0002,895
Pre-tax net operating income$1,061,0005,390
Securities gains (losses)$08,369
Applicable income taxes$404,0004,753
Income before extraordinary items$657,0006,185
Extraordinary gains, net$01,422
Net income$657,0006,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0003,643
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$300,000655
Net operating income$657,0005,831

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.