Home > First Georgia Bank > Assets and Liabilities
First Georgia Bank, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $281,348,000 | 1,943 |
| Cash and due from depository institutions | $8,883,000 | 1,309 |
| Interest-bearing balances | $530,000 | 3,785 |
| Securities | $22,819,000 | 4,289 |
| Federal funds sold & reverse repurchase agreements | $20,173,000 | 791 |
| Net loans & leases | $219,150,000 | 1,610 |
| Loan loss allowance | $2,969,000 | 1,504 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,027,000 | 1,878 |
| Other real estate owned | $234,000 | 1,309 |
| Goodwill and other intangibles | $354,000 | 2,160 |
| All other assets | $4,708,000 | 2,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,348,000 | 1,943 |
| Total liabilities | $260,248,000 | 1,898 |
| Total deposits | $256,044,000 | 1,723 |
| Interest-bearing deposits | $238,924,000 | 1,591 |
| Deposits held in domestic offices | $256,044,000 | 1,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,500,000 | 3,673 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $704,000 | 4,225 |
| Total equity capital | $21,100,000 | 2,527 |
| Total bank equity capital | $21,100,000 | 2,527 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,397,000 | 858 |
| Surplus | $15,647,000 | 1,246 |
| Undivided profits | $1,056,000 | 7,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,569,000 | 1,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,106,000 | 2,777 |
| Earning assets | $262,672,000 | 1,908 |
| Long-term assets (5+ years) | $24,386,000 | 2,993 |
| Average Assets, year-to-date | $269,594,000 | 2,007 |
| Average Assets, quarterly | $269,594,000 | 2,007 |
| Volatile liabilities | $55,351,000 | 1,686 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $3,500,000 | 3,507 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $32,923,000 | 1,890 |
| Tier 1 (core) risk-based capital | $20,742,000 | 2,409 |
| Tier 2 risk-based capital | $2,493,000 | 1,643 |
| Total risk weighted assets | $198,946,000 | 1,818 |
| Total unused commitments | $32,923,000 | 1,901 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 130 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $257,840,000 | 2,071 |
| Cash and due from depository institutions | $6,818,000 | 1,295 |
| Interest-bearing balances | $255,000 | 4,367 |
| Securities | $27,251,000 | 3,758 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $213,633,000 | 1,627 |
| Loan loss allowance | $2,990,000 | 1,469 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,147,000 | 1,795 |
| Other real estate owned | $307,000 | 1,295 |
| Goodwill and other intangibles | $382,000 | 2,086 |
| All other assets | $4,302,000 | 2,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,840,000 | 2,071 |
| Total liabilities | $235,709,000 | 2,049 |
| Total deposits | $225,088,000 | 1,921 |
| Interest-bearing deposits | $196,933,000 | 1,889 |
| Deposits held in domestic offices | $225,088,000 | 1,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,056,000 | 1,596 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,500,000 | 3,101 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,065,000 | 3,239 |
| Total equity capital | $22,131,000 | 2,389 |
| Total bank equity capital | $22,131,000 | 2,389 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,397,000 | 851 |
| Surplus | $15,647,000 | 1,221 |
| Undivided profits | $2,087,000 | 6,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,416,000 | 921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,207,000 | 2,654 |
| Earning assets | $241,139,000 | 2,038 |
| Long-term assets (5+ years) | $64,540,000 | 1,432 |
| Average Assets, year-to-date | $252,413,000 | 2,009 |
| Average Assets, quarterly | $259,278,500 | 2,039 |
| Volatile liabilities | $49,658,000 | 1,845 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $5,500,000 | 2,917 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $21,504,000 | 2,516 |
| Tier 1 (core) risk-based capital | $21,749,000 | 2,267 |
| Tier 2 risk-based capital | $2,445,000 | 1,628 |
| Total risk weighted assets | $195,116,000 | 1,824 |
| Total unused commitments | $21,504,000 | 2,521 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 140 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $240,921,000 | 2,113 |
| Cash and due from depository institutions | $7,435,000 | 1,166 |
| Interest-bearing balances | $280,000 | 4,209 |
| Securities | $27,569,000 | 3,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $192,101,000 | 1,714 |
| Loan loss allowance | $1,602,000 | 2,437 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,520,000 | 1,610 |
| Other real estate owned | $1,054,000 | 1,166 |
| Goodwill and other intangibles | $478,000 | 1,896 |
| All other assets | $6,764,000 | 1,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,921,000 | 2,113 |
| Total liabilities | $218,933,000 | 2,084 |
| Total deposits | $211,099,000 | 1,953 |
| Interest-bearing deposits | $211,099,000 | 1,669 |
| Deposits held in domestic offices | $211,099,000 | 1,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,269,000 | 1,829 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,500,000 | 3,506 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,065,000 | 3,314 |
| Total equity capital | $21,988,000 | 2,246 |
| Total bank equity capital | $21,988,000 | 2,246 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,397,000 | 856 |
| Surplus | $5,389,000 | 2,929 |
| Undivided profits | $12,202,000 | 2,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,732,000 | 817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,091,000 | 3,172 |
| Earning assets | $219,950,000 | 2,116 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $244,246,600 | 2,004 |
| Average Assets, quarterly | $243,002,500 | 2,065 |
| Volatile liabilities | $54,851,000 | 1,623 |
| Insider loans | $6,708,000 | 697 |
| FHLB advances | $3,500,000 | 3,301 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $26,669,000 | 2,043 |
| Tier 1 (core) risk-based capital | $21,988,000 | 2,125 |
| Tier 2 risk-based capital | $1,602,000 | 2,255 |
| Total risk weighted assets | $208,874,000 | 1,633 |
| Total unused commitments | $26,669,000 | 2,048 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 135 | 1,210 |
| Assets and Liabilities | ||
| Total Assets: | $241,667,000 | 2,015 |
| Cash and due from depository institutions | $11,577,000 | 1,210 |
| Interest-bearing balances | $767,000 | 2,640 |
| Securities | $18,496,000 | 4,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $199,831,000 | 1,592 |
| Loan loss allowance | $2,540,000 | 1,527 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,474,000 | 1,575 |
| Other real estate owned | $735,000 | 1,210 |
| Goodwill and other intangibles | $574,000 | 1,754 |
| All other assets | $4,980,000 | 1,813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,667,000 | 2,015 |
| Total liabilities | $220,770,000 | 1,985 |
| Total deposits | $212,623,000 | 1,816 |
| Interest-bearing deposits | $187,291,000 | 1,790 |
| Deposits held in domestic offices | $212,623,000 | 1,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 2,021 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,500,000 | 3,329 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,847,000 | 2,200 |
| Total equity capital | $20,897,000 | 2,242 |
| Total bank equity capital | $20,897,000 | 2,242 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,397,000 | 854 |
| Surplus | $5,389,000 | 2,846 |
| Undivided profits | $11,111,000 | 2,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,996,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,458,000 | 1,797 |
| Earning assets | $219,094,000 | 2,045 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $235,049,600 | 1,953 |
| Average Assets, quarterly | $240,432,500 | 1,991 |
| Volatile liabilities | $28,629,000 | 2,761 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $3,500,000 | 625 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,404,000 | 2,471 |
| Tier 1 (core) risk-based capital | $20,897,000 | 2,140 |
| Tier 2 risk-based capital | $2,540,000 | 1,428 |
| Total risk weighted assets | $212,618,000 | 1,533 |
| Total unused commitments | $18,404,000 | 2,475 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 125 | 1,351 |
| Assets and Liabilities | ||
| Total Assets: | $217,099,000 | 2,167 |
| Cash and due from depository institutions | $7,921,000 | 1,351 |
| Interest-bearing balances | $309,000 | 3,558 |
| Securities | $13,714,000 | 6,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $184,771,000 | 1,642 |
| Loan loss allowance | $1,175,000 | 2,972 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,028,000 | 1,690 |
| Other real estate owned | $114,000 | 1,351 |
| Goodwill and other intangibles | $669,000 | 1,727 |
| All other assets | $4,882,000 | 1,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,100,000 | 2,167 |
| Total liabilities | $199,205,000 | 2,128 |
| Total deposits | $185,095,000 | 2,047 |
| Interest-bearing deposits | $163,819,000 | 1,990 |
| Deposits held in domestic offices | $185,095,000 | 2,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,840,000 | 2,569 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,600,000 | 1,941 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,670,000 | 2,180 |
| Total equity capital | $17,895,000 | 2,458 |
| Total bank equity capital | $17,895,000 | 2,458 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,397,000 | 870 |
| Surplus | $3,389,000 | 4,032 |
| Undivided profits | $10,109,000 | 2,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,790,000 | 1,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,234,000 | 1,802 |
| Earning assets | $198,794,000 | 2,167 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $203,990,800 | 2,207 |
| Average Assets, quarterly | $210,697,000 | 2,212 |
| Volatile liabilities | $51,624,000 | 1,610 |
| Insider loans | $6,494,000 | 707 |
| FHLB advances | $10,600,000 | 466 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,983,000 | 4,308 |
| Tier 1 (core) risk-based capital | $17,895,000 | 2,456 |
| Tier 2 risk-based capital | $1,175,000 | 2,721 |
| Total risk weighted assets | $195,046,000 | 1,599 |
| Total unused commitments | $7,983,000 | 4,312 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 103 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $196,751,000 | 2,328 |
| Cash and due from depository institutions | $14,549,000 | 1,651 |
| Interest-bearing balances | $7,968,000 | 796 |
| Securities | $16,347,000 | 5,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $153,175,000 | 1,823 |
| Loan loss allowance | $979,000 | 3,405 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,709,000 | 1,699 |
| Other real estate owned | $495,000 | 1,651 |
| Goodwill and other intangibles | $890,000 | 1,507 |
| All other assets | $6,586,000 | 1,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,751,000 | 2,328 |
| Total liabilities | $181,014,000 | 2,274 |
| Total deposits | $170,745,000 | 2,232 |
| Interest-bearing deposits | $154,789,000 | 2,084 |
| Deposits held in domestic offices | $170,745,000 | 2,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,600,000 | 1,710 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,669,000 | 2,313 |
| Total equity capital | $15,737,000 | 2,848 |
| Total bank equity capital | $15,737,000 | 2,848 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,397,000 | 839 |
| Surplus | $2,988,000 | 4,265 |
| Undivided profits | $8,352,000 | 3,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,285,000 | 1,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,008,000 | 2,199 |
| Earning assets | $177,490,000 | 2,380 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $181,948,200 | 2,383 |
| Average Assets, quarterly | $193,395,000 | 2,325 |
| Volatile liabilities | $27,544,000 | 2,316 |
| Insider loans | $4,000 | 9,244 |
| FHLB advances | $8,600,000 | 447 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,823,000 | 3,929 |
| Tier 1 (core) risk-based capital | $15,737,000 | 2,715 |
| Tier 2 risk-based capital | $979,000 | 3,081 |
| Total risk weighted assets | $163,709,000 | 1,764 |
| Total unused commitments | $8,823,000 | 3,936 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 87 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $166,470,000 | 2,684 |
| Cash and due from depository institutions | $4,080,000 | 2,036 |
| Interest-bearing balances | $210,000 | 3,862 |
| Securities | $10,186,000 | 7,347 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $142,203,000 | 1,969 |
| Loan loss allowance | $1,026,000 | 3,287 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,282,000 | 2,420 |
| Other real estate owned | $423,000 | 2,036 |
| Goodwill and other intangibles | $1,002,000 | 1,347 |
| All other assets | $5,294,000 | 1,452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,467,000 | 2,684 |
| Total liabilities | $152,755,000 | 2,639 |
| Total deposits | $134,700,000 | 2,775 |
| Interest-bearing deposits | $134,700,000 | 2,377 |
| Deposits held in domestic offices | $134,700,000 | 2,769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,856 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $13,700,000 | 1,179 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,355,000 | 2,769 |
| Total equity capital | $13,712,000 | 3,233 |
| Total bank equity capital | $13,712,000 | 3,233 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,397,000 | 838 |
| Surplus | $2,988,000 | 4,235 |
| Undivided profits | $6,327,000 | 3,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,311,000 | 1,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $916,000 | 2,499 |
| Earning assets | $152,599,000 | 2,691 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $156,121,200 | 2,727 |
| Average Assets, quarterly | $163,047,000 | 2,697 |
| Volatile liabilities | $54,804,000 | 1,315 |
| Insider loans | $5,552,000 | 747 |
| FHLB advances | $13,700,000 | 377 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,002,000 | 4,339 |
| Tier 1 (core) risk-based capital | $13,712,000 | 3,105 |
| Tier 2 risk-based capital | $1,026,000 | 2,855 |
| Total risk weighted assets | $145,291,000 | 1,926 |
| Total unused commitments | $7,002,000 | 4,341 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 85 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $150,712,000 | 3,034 |
| Cash and due from depository institutions | $10,420,000 | 2,198 |
| Interest-bearing balances | $7,269,000 | 525 |
| Securities | $8,921,000 | 8,300 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $122,780,000 | 2,300 |
| Loan loss allowance | $958,000 | 3,646 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,326,000 | 2,381 |
| Other real estate owned | $65,000 | 2,198 |
| Goodwill and other intangibles | $1,244,000 | 1,148 |
| All other assets | $3,956,000 | 1,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,712,000 | 3,034 |
| Total liabilities | $138,676,000 | 2,974 |
| Total deposits | $126,634,000 | 3,007 |
| Interest-bearing deposits | $125,086,000 | 2,643 |
| Deposits held in domestic offices | $126,634,000 | 2,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,600,000 | 1,280 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,442,000 | 2,667 |
| Total equity capital | $12,036,000 | 3,672 |
| Total bank equity capital | $12,036,000 | 3,672 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,397,000 | 890 |
| Surplus | $2,988,000 | 4,298 |
| Undivided profits | $4,651,000 | 4,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,760,000 | 1,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $817,000 | 2,788 |
| Earning assets | $138,970,000 | 3,017 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $143,928,400 | 3,022 |
| Average Assets, quarterly | $148,897,500 | 3,034 |
| Volatile liabilities | $42,202,000 | 1,576 |
| Insider loans | $2,280,000 | 1,866 |
| FHLB advances | $10,600,000 | 435 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,508,000 | 4,413 |
| Tier 1 (core) risk-based capital | $12,036,000 | 3,572 |
| Tier 2 risk-based capital | $0 | 11,353 |
| Total risk weighted assets | $124,491,000 | 2,260 |
| Total unused commitments | $6,508,000 | 4,427 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 72 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $135,582,000 | 3,322 |
| Cash and due from depository institutions | $5,395,000 | 2,701 |
| Interest-bearing balances | $1,661,000 | 2,013 |
| Securities | $9,445,000 | 8,467 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $113,108,000 | 2,430 |
| Loan loss allowance | $1,008,000 | 3,509 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,374,000 | 2,285 |
| Other real estate owned | $239,000 | 2,701 |
| Goodwill and other intangibles | $1,375,000 | 1,021 |
| All other assets | $2,646,000 | 2,838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,582,000 | 3,322 |
| Total liabilities | $124,198,000 | 3,272 |
| Total deposits | $109,013,000 | 3,523 |
| Interest-bearing deposits | $107,188,000 | 3,077 |
| Deposits held in domestic offices | $109,013,000 | 3,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $13,798,000 | 1,020 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,387,000 | 2,808 |
| Total equity capital | $11,384,000 | 3,859 |
| Total bank equity capital | $11,384,000 | 3,859 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,397,000 | 896 |
| Surplus | $2,988,000 | 4,268 |
| Undivided profits | $3,999,000 | 5,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,798,000 | 1,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $786,000 | 2,988 |
| Earning assets | $124,214,000 | 3,334 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $137,637,400 | 3,177 |
| Average Assets, quarterly | $134,161,500 | 3,321 |
| Volatile liabilities | $29,868,000 | 1,860 |
| Insider loans | $2,571,000 | 1,698 |
| FHLB advances | $13,798,000 | 359 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,893,000 | 3,816 |
| Tier 1 (core) risk-based capital | $11,384,000 | 3,739 |
| Tier 2 risk-based capital | $1,008,000 | 2,883 |
| Total risk weighted assets | $108,853,000 | 2,500 |
| Total unused commitments | $7,893,000 | 3,828 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 75 | 2,672 |
| Assets and Liabilities | ||
| Total Assets: | $135,835,000 | 3,289 |
| Cash and due from depository institutions | $4,097,000 | 2,672 |
| Interest-bearing balances | $624,000 | 3,022 |
| Securities | $7,431,000 | 9,757 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $115,036,000 | 2,353 |
| Loan loss allowance | $903,000 | 3,939 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,714,000 | 2,010 |
| Other real estate owned | $310,000 | 2,672 |
| Goodwill and other intangibles | $1,645,000 | 862 |
| All other assets | $3,602,000 | 2,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,835,000 | 3,289 |
| Total liabilities | $125,438,000 | 3,233 |
| Total deposits | $107,194,000 | 3,553 |
| Interest-bearing deposits | $105,209,000 | 3,104 |
| Deposits held in domestic offices | $107,194,000 | 3,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,948,000 | 980 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,296,000 | 2,490 |
| Total equity capital | $10,397,000 | 3,893 |
| Total bank equity capital | $10,397,000 | 3,893 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,397,000 | 886 |
| Surplus | $2,988,000 | 4,202 |
| Undivided profits | $3,012,000 | 5,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,435,000 | 1,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $801,000 | 2,541 |
| Earning assets | $123,091,000 | 3,306 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $134,813,000 | 3,243 |
| Average Assets, quarterly | $134,892,500 | 3,283 |
| Volatile liabilities | $30,211,000 | 1,820 |
| Insider loans | $724,000 | 4,576 |
| FHLB advances | $16,948,000 | 368 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,564,000 | 4,595 |
| Tier 1 (core) risk-based capital | $10,397,000 | 3,960 |
| Tier 2 risk-based capital | $903,000 | 3,185 |
| Total risk weighted assets | $112,328,000 | 2,374 |
| Total unused commitments | $5,564,000 | 4,603 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 75 | 2,793 |
| Assets and Liabilities | ||
| Total Assets: | $134,691,000 | 3,380 |
| Cash and due from depository institutions | $9,149,000 | 2,793 |
| Interest-bearing balances | $5,338,000 | 1,151 |
| Securities | $7,122,000 | 10,262 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $108,906,000 | 2,404 |
| Loan loss allowance | $1,002,000 | 3,680 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,165,000 | 1,747 |
| Other real estate owned | $532,000 | 2,793 |
| Goodwill and other intangibles | $1,788,000 | 750 |
| All other assets | $3,029,000 | 2,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,691,000 | 3,380 |
| Total liabilities | $125,330,000 | 3,307 |
| Total deposits | $108,315,000 | 3,611 |
| Interest-bearing deposits | $102,906,000 | 3,300 |
| Deposits held in domestic offices | $108,315,000 | 3,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,948,000 | 858 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,067,000 | 2,980 |
| Total equity capital | $9,361,000 | 4,340 |
| Total bank equity capital | $9,361,000 | 4,340 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,397,000 | 875 |
| Surplus | $2,988,000 | 4,164 |
| Undivided profits | $1,976,000 | 7,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,205,000 | 1,768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $779,000 | 2,291 |
| Earning assets | $121,366,000 | 3,432 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $137,201,000 | 3,242 |
| Average Assets, quarterly | $133,929,000 | 3,381 |
| Volatile liabilities | $25,729,000 | 1,959 |
| Insider loans | $811,000 | 4,308 |
| FHLB advances | $15,948,000 | 341 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,763,000 | 7,870 |
| Tier 1 (core) risk-based capital | $9,361,000 | 4,245 |
| Tier 2 risk-based capital | $1,002,000 | 2,873 |
| Total risk weighted assets | $106,595,000 | 2,455 |
| Total unused commitments | $1,763,000 | 7,897 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 76 | 2,835 |
| Assets and Liabilities | ||
| Total Assets: | $142,245,000 | 3,271 |
| Cash and due from depository institutions | $2,304,000 | 2,835 |
| Interest-bearing balances | $1,348,000 | 3,324 |
| Securities | $6,984,000 | 10,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $120,577,000 | 2,288 |
| Loan loss allowance | $1,084,000 | 3,475 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,826,000 | 1,514 |
| Other real estate owned | $764,000 | 2,835 |
| Goodwill and other intangibles | $1,940,000 | 725 |
| All other assets | $4,850,000 | 1,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,245,000 | 3,271 |
| Total liabilities | $133,711,000 | 3,188 |
| Total deposits | $114,175,000 | 3,560 |
| Interest-bearing deposits | $107,160,000 | 3,314 |
| Deposits held in domestic offices | $114,175,000 | 3,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $15,568,000 | 778 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,968,000 | 1,112 |
| Total equity capital | $8,534,000 | 4,523 |
| Total bank equity capital | $8,534,000 | 4,523 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,397,000 | 877 |
| Surplus | $2,988,000 | 4,066 |
| Undivided profits | $1,149,000 | 9,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,959,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $997,000 | 1,968 |
| Earning assets | $128,909,000 | 3,294 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $140,285,000 | 3,253 |
| Average Assets, quarterly | $141,131,500 | 3,280 |
| Volatile liabilities | $31,196,000 | 1,660 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $15,568,000 | 319 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,036,000 | 5,225 |
| Tier 1 (core) risk-based capital | $8,242,000 | 4,588 |
| Tier 2 risk-based capital | $1,084,000 | 2,717 |
| Total risk weighted assets | $97,215,000 | 2,740 |
| Total unused commitments | $4,036,000 | 5,256 |
| Derivatives | $0 | 651 |