Home > First Gaston Bank of North Carolina > Income and Expense
First Gaston Bank of North Carolina, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 2,458 |
| Total interest expense | $3,300,000 | 2,252 |
| Net interest income | $4,380,000 | 2,601 |
| Provision for loan and lease losses | $-399,000 | 8,698 |
| Total noninterest income | $941,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $652,000 | 1,357 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,090 |
| Total noninterest expense | $3,112,000 | 2,803 |
| Salaries and employee benefits | $1,463,000 | 3,193 |
| Premises and equipment expense | $683,000 | 1,846 |
| Additional noninterest expense | $966,000 | 2,648 |
| Pre-tax net operating income | $2,608,000 | 1,885 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $984,000 | 1,419 |
| Income before extraordinary items | $1,622,000 | 2,193 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,622,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-307,000 | 8,712 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 440 |
| Net operating income | $1,623,280 | 2,179 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,576,000 | 877 |
| Total interest expense | $4,571,000 | 803 |
| Net interest income | $6,005,000 | 940 |
| Provision for loan and lease losses | $1,189,000 | 233 |
| Total noninterest income | $1,208,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $791,000 | 518 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $417,000 | 1,525 |
| Total noninterest expense | $4,812,000 | 931 |
| Salaries and employee benefits | $2,298,000 | 1,069 |
| Premises and equipment expense | $595,000 | 1,072 |
| Additional noninterest expense | $1,919,000 | 718 |
| Pre-tax net operating income | $1,212,000 | 1,956 |
| Securities gains (losses) | $36,000 | 390 |
| Applicable income taxes | $384,000 | 1,706 |
| Income before extraordinary items | $864,000 | 2,048 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $864,000 | 2,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,717,000 | 102 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $839,160 | 2,089 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,164,000 | 2,504 |
| Total interest expense | $4,718,000 | 2,320 |
| Net interest income | $8,446,000 | 2,572 |
| Provision for loan and lease losses | $170,000 | 3,909 |
| Total noninterest income | $2,506,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,453,000 | 1,223 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,053,000 | 2,141 |
| Total noninterest expense | $7,699,000 | 2,167 |
| Salaries and employee benefits | $2,731,000 | 3,226 |
| Premises and equipment expense | $628,000 | 3,522 |
| Additional noninterest expense | $4,340,000 | 1,188 |
| Pre-tax net operating income | $3,083,000 | 2,694 |
| Securities gains (losses) | $-9,000 | 7,501 |
| Applicable income taxes | $1,078,000 | 2,161 |
| Income before extraordinary items | $1,996,000 | 3,103 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,996,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,434 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,001,850 | 3,056 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,499,000 | 2,537 |
| Total interest expense | $3,255,000 | 2,392 |
| Net interest income | $6,244,000 | 2,584 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $1,839,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,036,000 | 1,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $803,000 | 2,109 |
| Total noninterest expense | $5,963,000 | 2,075 |
| Salaries and employee benefits | $2,066,000 | 3,186 |
| Premises and equipment expense | $486,000 | 3,423 |
| Additional noninterest expense | $3,411,000 | 1,110 |
| Pre-tax net operating income | $2,060,000 | 2,989 |
| Securities gains (losses) | $-9,000 | 7,876 |
| Applicable income taxes | $691,000 | 2,410 |
| Income before extraordinary items | $1,360,000 | 3,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,360,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,122 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,365,940 | 3,324 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,151,000 | 2,553 |
| Total interest expense | $2,010,000 | 2,416 |
| Net interest income | $4,141,000 | 2,570 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,165,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $635,000 | 1,340 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $530,000 | 2,101 |
| Total noninterest expense | $3,110,000 | 2,610 |
| Salaries and employee benefits | $1,415,000 | 3,085 |
| Premises and equipment expense | $318,000 | 3,457 |
| Additional noninterest expense | $1,377,000 | 1,790 |
| Pre-tax net operating income | $2,196,000 | 2,039 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $781,000 | 1,649 |
| Income before extraordinary items | $1,417,000 | 2,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,417,000 | 2,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,466 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,415,720 | 2,298 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 2,567 |
| Total interest expense | $945,000 | 2,447 |
| Net interest income | $2,059,000 | 2,587 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $515,000 | 2,100 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $289,000 | 1,422 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $226,000 | 2,296 |
| Total noninterest expense | $1,511,000 | 2,695 |
| Salaries and employee benefits | $672,000 | 3,234 |
| Premises and equipment expense | $163,000 | 3,415 |
| Additional noninterest expense | $676,000 | 1,823 |
| Pre-tax net operating income | $1,063,000 | 2,061 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $380,000 | 1,669 |
| Income before extraordinary items | $683,000 | 2,375 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $683,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 984 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $683,000 | 2,339 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,295,000 | 2,758 |
| Total interest expense | $3,280,000 | 2,427 |
| Net interest income | $7,015,000 | 2,872 |
| Provision for loan and lease losses | $696,000 | 1,466 |
| Total noninterest income | $2,270,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,141,000 | 1,539 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,129,000 | 1,987 |
| Total noninterest expense | $5,964,000 | 2,668 |
| Salaries and employee benefits | $2,554,000 | 3,290 |
| Premises and equipment expense | $663,000 | 3,266 |
| Additional noninterest expense | $2,747,000 | 1,775 |
| Pre-tax net operating income | $2,625,000 | 2,874 |
| Securities gains (losses) | $-47,000 | 8,582 |
| Applicable income taxes | $862,000 | 2,401 |
| Income before extraordinary items | $1,716,000 | 3,292 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,716,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 1,380 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,747,490 | 3,190 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,469,000 | 2,800 |
| Total interest expense | $2,427,000 | 2,411 |
| Net interest income | $5,042,000 | 2,979 |
| Provision for loan and lease losses | $296,000 | 2,300 |
| Total noninterest income | $1,725,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $838,000 | 1,572 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $887,000 | 1,938 |
| Total noninterest expense | $4,174,000 | 2,811 |
| Salaries and employee benefits | $1,857,000 | 3,350 |
| Premises and equipment expense | $505,000 | 3,230 |
| Additional noninterest expense | $1,812,000 | 1,984 |
| Pre-tax net operating income | $2,297,000 | 2,569 |
| Securities gains (losses) | $-15,000 | 8,589 |
| Applicable income taxes | $781,000 | 2,135 |
| Income before extraordinary items | $1,501,000 | 2,954 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,501,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,710 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,510,900 | 2,860 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 2,873 |
| Total interest expense | $1,593,000 | 2,440 |
| Net interest income | $3,247,000 | 3,066 |
| Provision for loan and lease losses | $136,000 | 2,926 |
| Total noninterest income | $1,131,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $534,000 | 1,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $597,000 | 1,933 |
| Total noninterest expense | $2,737,000 | 2,856 |
| Salaries and employee benefits | $1,223,000 | 3,386 |
| Premises and equipment expense | $324,000 | 3,334 |
| Additional noninterest expense | $1,190,000 | 2,014 |
| Pre-tax net operating income | $1,505,000 | 2,579 |
| Securities gains (losses) | $-15,000 | 8,750 |
| Applicable income taxes | $496,000 | 2,215 |
| Income before extraordinary items | $994,000 | 2,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $994,000 | 2,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,004,050 | 2,842 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 2,928 |
| Total interest expense | $802,000 | 2,441 |
| Net interest income | $1,582,000 | 3,122 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $541,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $259,000 | 1,645 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $282,000 | 1,958 |
| Total noninterest expense | $1,420,000 | 2,775 |
| Salaries and employee benefits | $642,000 | 3,266 |
| Premises and equipment expense | $161,000 | 3,395 |
| Additional noninterest expense | $617,000 | 1,926 |
| Pre-tax net operating income | $673,000 | 2,786 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $234,000 | 2,290 |
| Income before extraordinary items | $439,000 | 3,260 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $439,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $439,000 | 3,145 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,173,000 | 3,066 |
| Total interest expense | $3,440,000 | 2,535 |
| Net interest income | $5,733,000 | 3,298 |
| Provision for loan and lease losses | $360,000 | 2,773 |
| Total noninterest income | $2,855,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,067,000 | 1,608 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,788,000 | 1,591 |
| Total noninterest expense | $6,028,000 | 2,589 |
| Salaries and employee benefits | $3,335,000 | 2,518 |
| Premises and equipment expense | $631,000 | 3,386 |
| Additional noninterest expense | $2,062,000 | 2,340 |
| Pre-tax net operating income | $2,200,000 | 3,169 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $787,000 | 2,566 |
| Income before extraordinary items | $1,413,000 | 3,705 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,413,000 | 3,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,458 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,413,000 | 3,547 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 3,125 |
| Total interest expense | $2,633,000 | 2,575 |
| Net interest income | $4,183,000 | 3,391 |
| Provision for loan and lease losses | $302,000 | 2,494 |
| Total noninterest income | $2,217,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $804,000 | 1,609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,413,000 | 1,590 |
| Total noninterest expense | $4,624,000 | 2,546 |
| Salaries and employee benefits | $2,556,000 | 2,471 |
| Premises and equipment expense | $480,000 | 3,326 |
| Additional noninterest expense | $1,588,000 | 2,258 |
| Pre-tax net operating income | $1,474,000 | 3,550 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $529,000 | 2,933 |
| Income before extraordinary items | $951,000 | 4,116 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $951,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,399 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $947,160 | 3,947 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 3,197 |
| Total interest expense | $1,757,000 | 2,635 |
| Net interest income | $2,693,000 | 3,494 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $1,549,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $513,000 | 1,644 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,036,000 | 1,476 |
| Total noninterest expense | $3,081,000 | 2,532 |
| Salaries and employee benefits | $1,709,000 | 2,456 |
| Premises and equipment expense | $321,000 | 3,306 |
| Additional noninterest expense | $1,051,000 | 2,259 |
| Pre-tax net operating income | $921,000 | 3,697 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $329,000 | 3,067 |
| Income before extraordinary items | $596,000 | 4,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $596,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $593,440 | 4,123 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 3,303 |
| Total interest expense | $871,000 | 2,717 |
| Net interest income | $1,290,000 | 3,603 |
| Provision for loan and lease losses | $87,000 | 2,637 |
| Total noninterest income | $686,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $251,000 | 1,631 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $435,000 | 1,634 |
| Total noninterest expense | $1,501,000 | 2,583 |
| Salaries and employee benefits | $810,000 | 2,585 |
| Premises and equipment expense | $165,000 | 3,224 |
| Additional noninterest expense | $526,000 | 2,225 |
| Pre-tax net operating income | $388,000 | 4,107 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $137,000 | 3,381 |
| Income before extraordinary items | $255,000 | 4,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,875 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $252,400 | 4,491 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 3,419 |
| Total interest expense | $3,603,000 | 3,008 |
| Net interest income | $5,042,000 | 3,649 |
| Provision for loan and lease losses | $529,000 | 2,296 |
| Total noninterest income | $2,673,000 | 1,701 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $834,000 | 1,929 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,839,000 | 1,407 |
| Total noninterest expense | $5,165,000 | 2,846 |
| Salaries and employee benefits | $3,042,000 | 2,590 |
| Premises and equipment expense | $556,000 | 3,632 |
| Additional noninterest expense | $1,567,000 | 2,860 |
| Pre-tax net operating income | $2,021,000 | 3,399 |
| Securities gains (losses) | $68,000 | 2,124 |
| Applicable income taxes | $724,000 | 2,777 |
| Income before extraordinary items | $1,365,000 | 3,757 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,365,000 | 3,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,648 |
| Cash dividends | $513,000 | 3,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,320,800 | 3,740 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,784,000 | 3,708 |
| Total interest expense | $4,447,000 | 3,491 |
| Net interest income | $4,337,000 | 3,881 |
| Provision for loan and lease losses | $387,000 | 2,696 |
| Total noninterest income | $1,671,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $518,000 | 2,766 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,153,000 | 1,848 |
| Total noninterest expense | $4,357,000 | 3,173 |
| Salaries and employee benefits | $2,451,000 | 2,995 |
| Premises and equipment expense | $489,000 | 3,953 |
| Additional noninterest expense | $1,417,000 | 3,022 |
| Pre-tax net operating income | $1,264,000 | 4,303 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $411,000 | 3,683 |
| Income before extraordinary items | $858,000 | 4,692 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $858,000 | 4,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,714 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $854,600 | 4,588 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,427,000 | 3,965 |
| Total interest expense | $3,983,000 | 3,995 |
| Net interest income | $4,444,000 | 3,839 |
| Provision for loan and lease losses | $436,000 | 2,105 |
| Total noninterest income | $749,000 | 3,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 3,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,269 |
| Total noninterest expense | $3,487,000 | 3,713 |
| Salaries and employee benefits | $2,000,000 | 3,464 |
| Premises and equipment expense | $459,000 | 4,064 |
| Additional noninterest expense | $1,028,000 | 3,906 |
| Pre-tax net operating income | $1,270,000 | 4,570 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $130,000 | 6,160 |
| Income before extraordinary items | $1,140,000 | 4,004 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,140,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,962 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 853 |
| Net operating income | $1,140,000 | 3,994 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,225,000 | 4,829 |
| Total interest expense | $2,789,000 | 4,871 |
| Net interest income | $3,436,000 | 4,706 |
| Provision for loan and lease losses | $419,000 | 2,042 |
| Total noninterest income | $524,000 | 4,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 4,447 |
| Total noninterest expense | $2,865,000 | 4,381 |
| Salaries and employee benefits | $1,441,000 | 4,484 |
| Premises and equipment expense | $457,000 | 4,069 |
| Additional noninterest expense | $967,000 | 4,130 |
| Pre-tax net operating income | $676,000 | 6,406 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $676,000 | 5,566 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $676,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,525 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,083,000 | 352 |
| Net operating income | $676,000 | 5,528 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 5,641 |
| Total interest expense | $2,271,000 | 5,712 |
| Net interest income | $2,784,000 | 5,438 |
| Provision for loan and lease losses | $438,000 | 1,927 |
| Total noninterest income | $447,000 | 5,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,997 |
| Total noninterest expense | $2,503,000 | 4,777 |
| Salaries and employee benefits | $1,276,000 | 4,841 |
| Premises and equipment expense | $421,000 | 4,248 |
| Additional noninterest expense | $806,000 | 4,651 |
| Pre-tax net operating income | $290,000 | 8,453 |
| Securities gains (losses) | $167,000 | 1,003 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $457,000 | 6,868 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $457,000 | 6,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,101 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 988 |
| Net operating income | $290,000 | 7,881 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 7,181 |
| Total interest expense | $1,569,000 | 7,183 |
| Net interest income | $1,913,000 | 7,099 |
| Provision for loan and lease losses | $314,000 | 2,503 |
| Total noninterest income | $286,000 | 6,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,595 |
| Total noninterest expense | $2,131,000 | 5,410 |
| Salaries and employee benefits | $1,084,000 | 5,543 |
| Premises and equipment expense | $385,000 | 4,571 |
| Additional noninterest expense | $662,000 | 5,449 |
| Pre-tax net operating income | $-246,000 | 10,596 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-246,000 | 10,639 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-246,000 | 10,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-246,000 | 10,614 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 9,771 |
| Total interest expense | $747,000 | 9,820 |
| Net interest income | $981,000 | 9,600 |
| Provision for loan and lease losses | $223,000 | 3,174 |
| Total noninterest income | $149,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $1,815,000 | 6,352 |
| Salaries and employee benefits | $1,023,000 | 5,896 |
| Premises and equipment expense | $297,000 | 5,639 |
| Additional noninterest expense | $495,000 | 7,095 |
| Pre-tax net operating income | $-908,000 | 11,327 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-908,000 | 11,354 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-908,000 | 11,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-908,000 | 11,331 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $348,000 | 11,857 |
| Total interest expense | $89,000 | 11,876 |
| Net interest income | $259,000 | 11,806 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $11,000 | 11,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 10,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,713 |
| Total noninterest expense | $739,000 | 10,037 |
| Salaries and employee benefits | $483,000 | 9,260 |
| Premises and equipment expense | $114,000 | 9,208 |
| Additional noninterest expense | $142,000 | 11,157 |
| Pre-tax net operating income | $-503,000 | 11,795 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-503,000 | 11,796 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-503,000 | 11,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $7,928,000 | 61 |
| Net operating income | $-503,000 | 11,789 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.