Home > First Gaston Bank of North Carolina > Assets and Liabilities
First Gaston Bank of North Carolina, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 187 | 912 |
| Assets and Liabilities | ||
| Total Assets: | $726,395,000 | 898 |
| Cash and due from depository institutions | $36,815,000 | 912 |
| Interest-bearing balances | $22,966,000 | 224 |
| Securities | $84,506,000 | 1,432 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $477,177,000 | 915 |
| Loan loss allowance | $5,946,000 | 842 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $17,609,000 | 582 |
| Other real estate owned | $1,245,000 | 912 |
| Goodwill and other intangibles | $88,082,000 | 188 |
| All other assets | $20,961,000 | 883 |
| Life insurance assets | $10,111,000 | 567 |
| Total liabilities and capital | $726,395,000 | 898 |
| Total liabilities | $590,243,000 | 983 |
| Total deposits | $564,781,000 | 876 |
| Interest-bearing deposits | $513,592,000 | 822 |
| Deposits held in domestic offices | $564,781,000 | 874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,659,000 | 1,770 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $12,550,000 | 2,346 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,253,000 | 727 |
| Total equity capital | $136,152,000 | 495 |
| Total bank equity capital | $136,152,000 | 495 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $11,629,000 | 347 |
| Surplus | $123,944,000 | 308 |
| Undivided profits | $579,000 | 7,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,420,000 | 292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,128,000 | 1,119 |
| Earning assets | $584,649,000 | 1,001 |
| Long-term assets (5+ years) | $51,964,000 | 1,769 |
| Average Assets, year-to-date | $685,478,000 | 935 |
| Average Assets, quarterly | $696,607,000 | 930 |
| Volatile liabilities | $136,169,000 | 1,112 |
| Insider loans | $13,612,000 | 470 |
| FHLB advances | $12,550,000 | 2,223 |
| Loans and leases held for sale | $2,292,000 | 635 |
| Unused loan commitments | $124,323,000 | 889 |
| Tier 1 (core) risk-based capital | $48,330,000 | 1,237 |
| Tier 2 risk-based capital | $5,946,000 | 866 |
| Total risk weighted assets | $622,961,000 | 756 |
| Total unused commitments | $124,323,000 | 889 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 198 | 819 |
| Assets and Liabilities | ||
| Total Assets: | $666,819,000 | 955 |
| Cash and due from depository institutions | $37,277,000 | 819 |
| Interest-bearing balances | $15,962,000 | 377 |
| Securities | $87,336,000 | 1,421 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $486,610,000 | 888 |
| Loan loss allowance | $6,059,000 | 826 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,946,000 | 629 |
| Other real estate owned | $1,447,000 | 819 |
| Goodwill and other intangibles | $18,996,000 | 419 |
| All other assets | $19,207,000 | 925 |
| Life insurance assets | $10,023,000 | 548 |
| Total liabilities and capital | $666,819,000 | 955 |
| Total liabilities | $592,625,000 | 963 |
| Total deposits | $565,352,000 | 858 |
| Interest-bearing deposits | $512,911,000 | 807 |
| Deposits held in domestic offices | $565,352,000 | 857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,754,000 | 1,805 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,557,000 | 1,794 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,962,000 | 1,048 |
| Total equity capital | $74,194,000 | 845 |
| Total bank equity capital | $74,194,000 | 845 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,609,000 | 335 |
| Surplus | $43,407,000 | 673 |
| Undivided profits | $19,178,000 | 1,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,619,000 | 227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,173,000 | 1,051 |
| Earning assets | $589,908,000 | 988 |
| Long-term assets (5+ years) | $50,882,000 | 1,762 |
| Average Assets, year-to-date | $665,019,500 | 951 |
| Average Assets, quarterly | $665,019,500 | 951 |
| Volatile liabilities | $145,239,000 | 1,016 |
| Insider loans | $15,031,000 | 403 |
| FHLB advances | $18,557,000 | 1,706 |
| Loans and leases held for sale | $1,759,000 | 637 |
| Unused loan commitments | $119,361,000 | 891 |
| Tier 1 (core) risk-based capital | $56,327,000 | 1,035 |
| Tier 2 risk-based capital | $6,059,000 | 844 |
| Total risk weighted assets | $559,943,000 | 808 |
| Total unused commitments | $119,361,000 | 891 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 55 | 3,115 |
| Assets and Liabilities | ||
| Total Assets: | $223,539,000 | 2,720 |
| Cash and due from depository institutions | $7,237,000 | 3,115 |
| Interest-bearing balances | $420,000 | 3,503 |
| Securities | $34,520,000 | 3,177 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $170,339,000 | 2,424 |
| Loan loss allowance | $2,349,000 | 2,081 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,067,000 | 2,699 |
| Other real estate owned | $52,000 | 3,115 |
| Goodwill and other intangibles | $507,000 | 2,106 |
| All other assets | $6,817,000 | 2,280 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $223,539,000 | 2,720 |
| Total liabilities | $204,353,000 | 2,669 |
| Total deposits | $186,853,000 | 2,637 |
| Interest-bearing deposits | $167,589,000 | 2,502 |
| Deposits held in domestic offices | $186,853,000 | 2,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,371,000 | 2,592 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,500,000 | 2,153 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,629,000 | 2,469 |
| Total equity capital | $19,186,000 | 3,105 |
| Total bank equity capital | $19,186,000 | 3,105 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,312,000 | 656 |
| Surplus | $7,107,000 | 2,923 |
| Undivided profits | $5,767,000 | 4,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,867,000 | 919 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $965,000 | 3,563 |
| Earning assets | $205,279,000 | 2,709 |
| Long-term assets (5+ years) | $28,035,000 | 2,657 |
| Average Assets, year-to-date | $216,454,400 | 2,696 |
| Average Assets, quarterly | $223,002,000 | 2,710 |
| Volatile liabilities | $62,307,000 | 2,047 |
| Insider loans | $11,656,000 | 530 |
| FHLB advances | $14,500,000 | 2,030 |
| Loans and leases held for sale | $131,000 | 1,576 |
| Unused loan commitments | $46,052,000 | 1,898 |
| Tier 1 (core) risk-based capital | $18,969,000 | 3,053 |
| Tier 2 risk-based capital | $2,349,000 | 2,003 |
| Total risk weighted assets | $190,445,000 | 2,269 |
| Total unused commitments | $46,052,000 | 1,898 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $222,465,000 | 2,697 |
| Cash and due from depository institutions | $9,296,000 | 2,996 |
| Interest-bearing balances | $1,087,000 | 2,604 |
| Securities | $35,320,000 | 3,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $166,455,000 | 2,431 |
| Loan loss allowance | $2,195,000 | 2,189 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,128,000 | 2,608 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $512,000 | 2,083 |
| All other assets | $6,754,000 | 2,241 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $222,465,000 | 2,697 |
| Total liabilities | $203,708,000 | 2,646 |
| Total deposits | $184,000,000 | 2,610 |
| Interest-bearing deposits | $161,373,000 | 2,539 |
| Deposits held in domestic offices | $184,000,000 | 2,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,391,000 | 2,223 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $16,000,000 | 2,034 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,317,000 | 2,850 |
| Total equity capital | $18,757,000 | 3,139 |
| Total bank equity capital | $18,757,000 | 3,139 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,312,000 | 624 |
| Surplus | $7,107,000 | 2,865 |
| Undivided profits | $5,338,000 | 4,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,266,000 | 1,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $896,000 | 3,771 |
| Earning assets | $202,862,000 | 2,703 |
| Long-term assets (5+ years) | $26,019,000 | 2,798 |
| Average Assets, year-to-date | $214,683,250 | 2,711 |
| Average Assets, quarterly | $219,578,000 | 2,704 |
| Volatile liabilities | $62,078,000 | 2,001 |
| Insider loans | $9,940,000 | 611 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $1,268,000 | 865 |
| Unused loan commitments | $48,326,000 | 1,797 |
| Tier 1 (core) risk-based capital | $18,326,000 | 3,094 |
| Tier 2 risk-based capital | $2,195,000 | 2,086 |
| Total risk weighted assets | $186,204,000 | 2,280 |
| Total unused commitments | $48,326,000 | 1,798 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $216,691,000 | 2,710 |
| Cash and due from depository institutions | $7,268,000 | 3,118 |
| Interest-bearing balances | $3,218,000 | 1,467 |
| Securities | $36,884,000 | 3,052 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $160,142,000 | 2,463 |
| Loan loss allowance | $2,122,000 | 2,221 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,198,000 | 2,529 |
| Other real estate owned | $929,000 | 3,118 |
| Goodwill and other intangibles | $516,000 | 2,080 |
| All other assets | $6,754,000 | 2,150 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $216,691,000 | 2,710 |
| Total liabilities | $197,763,000 | 2,671 |
| Total deposits | $173,523,000 | 2,710 |
| Interest-bearing deposits | $152,473,000 | 2,627 |
| Deposits held in domestic offices | $173,523,000 | 2,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,920,000 | 2,082 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,320,000 | 2,659 |
| Total equity capital | $18,928,000 | 3,066 |
| Total bank equity capital | $18,928,000 | 3,066 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,312,000 | 607 |
| Surplus | $7,107,000 | 2,815 |
| Undivided profits | $5,509,000 | 4,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,156,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $849,000 | 3,652 |
| Earning assets | $200,244,000 | 2,696 |
| Long-term assets (5+ years) | $26,954,000 | 2,763 |
| Average Assets, year-to-date | $212,089,330 | 2,721 |
| Average Assets, quarterly | $214,364,000 | 2,717 |
| Volatile liabilities | $58,881,000 | 1,997 |
| Insider loans | $9,144,000 | 652 |
| FHLB advances | $20,000,000 | 1,669 |
| Loans and leases held for sale | $3,249,000 | 549 |
| Unused loan commitments | $42,426,000 | 1,919 |
| Tier 1 (core) risk-based capital | $18,375,000 | 3,033 |
| Tier 2 risk-based capital | $2,123,000 | 2,120 |
| Total risk weighted assets | $175,505,000 | 2,351 |
| Total unused commitments | $42,426,000 | 1,919 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 57 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $212,037,000 | 2,752 |
| Cash and due from depository institutions | $8,259,000 | 2,959 |
| Interest-bearing balances | $3,777,000 | 1,335 |
| Securities | $37,421,000 | 3,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $153,874,000 | 2,500 |
| Loan loss allowance | $2,151,000 | 2,181 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,233,000 | 2,467 |
| Other real estate owned | $949,000 | 2,959 |
| Goodwill and other intangibles | $521,000 | 2,070 |
| All other assets | $6,780,000 | 2,139 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $212,037,000 | 2,752 |
| Total liabilities | $193,929,000 | 2,697 |
| Total deposits | $171,573,000 | 2,734 |
| Interest-bearing deposits | $150,550,000 | 2,665 |
| Deposits held in domestic offices | $171,573,000 | 2,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,342,000 | 2,452 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,014,000 | 3,182 |
| Total equity capital | $18,108,000 | 3,117 |
| Total bank equity capital | $18,108,000 | 3,117 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,312,000 | 589 |
| Surplus | $7,107,000 | 2,774 |
| Undivided profits | $4,689,000 | 4,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $892,000 | 2,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $866,000 | 3,470 |
| Earning assets | $195,072,000 | 2,745 |
| Long-term assets (5+ years) | $24,846,000 | 3,006 |
| Average Assets, year-to-date | $209,788,500 | 2,760 |
| Average Assets, quarterly | $209,788,500 | 2,760 |
| Volatile liabilities | $56,073,000 | 1,976 |
| Insider loans | $7,900,000 | 757 |
| FHLB advances | $20,000,000 | 1,598 |
| Loans and leases held for sale | $934,000 | 933 |
| Unused loan commitments | $41,308,000 | 1,930 |
| Tier 1 (core) risk-based capital | $17,645,000 | 3,094 |
| Tier 2 risk-based capital | $2,132,000 | 2,097 |
| Total risk weighted assets | $170,523,000 | 2,370 |
| Total unused commitments | $41,308,000 | 1,933 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 54 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $207,540,000 | 2,800 |
| Cash and due from depository institutions | $7,362,000 | 3,120 |
| Interest-bearing balances | $3,281,000 | 1,498 |
| Securities | $36,514,000 | 3,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $151,662,000 | 2,509 |
| Loan loss allowance | $2,273,000 | 2,061 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,245,000 | 2,442 |
| Other real estate owned | $974,000 | 3,120 |
| Goodwill and other intangibles | $526,000 | 2,061 |
| All other assets | $6,257,000 | 2,235 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $207,540,000 | 2,800 |
| Total liabilities | $189,931,000 | 2,739 |
| Total deposits | $167,242,000 | 2,777 |
| Interest-bearing deposits | $146,420,000 | 2,700 |
| Deposits held in domestic offices | $167,242,000 | 2,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,294,000 | 2,185 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $19,500,000 | 1,756 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $895,000 | 3,354 |
| Total equity capital | $17,609,000 | 3,192 |
| Total bank equity capital | $17,609,000 | 3,192 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,312,000 | 576 |
| Surplus | $7,107,000 | 2,725 |
| Undivided profits | $4,190,000 | 5,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,422,000 | 1,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $787,000 | 3,751 |
| Earning assets | $191,457,000 | 2,777 |
| Long-term assets (5+ years) | $25,767,000 | 2,990 |
| Average Assets, year-to-date | $205,565,600 | 2,709 |
| Average Assets, quarterly | $209,878,000 | 2,736 |
| Volatile liabilities | $54,903,000 | 1,973 |
| Insider loans | $9,580,000 | 603 |
| FHLB advances | $19,500,000 | 1,653 |
| Loans and leases held for sale | $741,000 | 981 |
| Unused loan commitments | $41,390,000 | 1,852 |
| Tier 1 (core) risk-based capital | $16,842,000 | 3,185 |
| Tier 2 risk-based capital | $2,092,000 | 2,118 |
| Total risk weighted assets | $167,233,000 | 2,387 |
| Total unused commitments | $41,390,000 | 1,853 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 51 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $212,216,000 | 2,696 |
| Cash and due from depository institutions | $7,910,000 | 3,279 |
| Interest-bearing balances | $3,213,000 | 1,572 |
| Securities | $37,684,000 | 3,038 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $154,181,000 | 2,431 |
| Loan loss allowance | $2,122,000 | 2,175 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,285,000 | 2,382 |
| Other real estate owned | $1,519,000 | 3,279 |
| Goodwill and other intangibles | $531,000 | 2,025 |
| All other assets | $6,106,000 | 2,242 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $212,216,000 | 2,696 |
| Total liabilities | $194,766,000 | 2,631 |
| Total deposits | $169,266,000 | 2,724 |
| Interest-bearing deposits | $148,271,000 | 2,644 |
| Deposits held in domestic offices | $169,266,000 | 2,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,577,000 | 2,531 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $22,500,000 | 1,591 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,423,000 | 2,470 |
| Total equity capital | $17,450,000 | 3,206 |
| Total bank equity capital | $17,450,000 | 3,206 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,312,000 | 570 |
| Surplus | $7,107,000 | 2,697 |
| Undivided profits | $4,031,000 | 5,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,310,000 | 850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $783,000 | 3,940 |
| Earning assets | $195,078,000 | 2,685 |
| Long-term assets (5+ years) | $31,657,000 | 2,625 |
| Average Assets, year-to-date | $205,072,000 | 2,699 |
| Average Assets, quarterly | $210,311,500 | 2,697 |
| Volatile liabilities | $56,237,000 | 1,894 |
| Insider loans | $2,318,000 | 2,431 |
| FHLB advances | $22,500,000 | 1,480 |
| Loans and leases held for sale | $1,628,000 | 685 |
| Unused loan commitments | $42,225,000 | 1,792 |
| Tier 1 (core) risk-based capital | $16,666,000 | 3,182 |
| Tier 2 risk-based capital | $2,118,000 | 2,058 |
| Total risk weighted assets | $170,110,000 | 2,314 |
| Total unused commitments | $42,225,000 | 1,794 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 53 | 3,196 |
| Assets and Liabilities | ||
| Total Assets: | $208,407,000 | 2,721 |
| Cash and due from depository institutions | $8,506,000 | 3,196 |
| Interest-bearing balances | $3,790,000 | 1,425 |
| Securities | $35,875,000 | 3,206 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $152,768,000 | 2,415 |
| Loan loss allowance | $2,138,000 | 2,157 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,318,000 | 2,326 |
| Other real estate owned | $130,000 | 3,196 |
| Goodwill and other intangibles | $536,000 | 2,018 |
| All other assets | $6,274,000 | 2,185 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $208,407,000 | 2,721 |
| Total liabilities | $191,944,000 | 2,654 |
| Total deposits | $166,490,000 | 2,735 |
| Interest-bearing deposits | $146,267,000 | 2,647 |
| Deposits held in domestic offices | $166,490,000 | 2,731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,903,000 | 2,427 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,500,000 | 1,566 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,051,000 | 2,856 |
| Total equity capital | $16,463,000 | 3,268 |
| Total bank equity capital | $16,463,000 | 3,268 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,312,000 | 559 |
| Surplus | $7,107,000 | 2,660 |
| Undivided profits | $3,044,000 | 5,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,475,000 | 660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $666,000 | 4,218 |
| Earning assets | $192,433,000 | 2,705 |
| Long-term assets (5+ years) | $46,674,000 | 2,023 |
| Average Assets, year-to-date | $202,690,670 | 2,734 |
| Average Assets, quarterly | $205,261,000 | 2,728 |
| Volatile liabilities | $53,387,000 | 1,942 |
| Insider loans | $2,019,000 | 2,655 |
| FHLB advances | $22,500,000 | 1,464 |
| Loans and leases held for sale | $1,877,000 | 645 |
| Unused loan commitments | $47,025,000 | 1,639 |
| Tier 1 (core) risk-based capital | $16,154,000 | 3,227 |
| Tier 2 risk-based capital | $2,135,000 | 2,013 |
| Total risk weighted assets | $170,808,000 | 2,242 |
| Total unused commitments | $47,025,000 | 1,642 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $202,115,000 | 2,761 |
| Cash and due from depository institutions | $11,341,000 | 3,077 |
| Interest-bearing balances | $9,943,000 | 746 |
| Securities | $34,743,000 | 3,273 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $145,602,000 | 2,464 |
| Loan loss allowance | $2,088,000 | 2,176 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,064,000 | 2,449 |
| Other real estate owned | $302,000 | 3,077 |
| Goodwill and other intangibles | $541,000 | 2,006 |
| All other assets | $5,522,000 | 2,306 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $202,115,000 | 2,761 |
| Total liabilities | $185,507,000 | 2,697 |
| Total deposits | $167,451,000 | 2,695 |
| Interest-bearing deposits | $146,934,000 | 2,624 |
| Deposits held in domestic offices | $167,451,000 | 2,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,813,000 | 2,194 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,500,000 | 1,892 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $743,000 | 3,923 |
| Total equity capital | $16,608,000 | 3,283 |
| Total bank equity capital | $16,608,000 | 3,283 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,311,000 | 552 |
| Surplus | $7,107,000 | 2,626 |
| Undivided profits | $3,190,000 | 5,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,456,000 | 1,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $793,000 | 3,583 |
| Earning assets | $190,288,000 | 2,687 |
| Long-term assets (5+ years) | $47,290,000 | 1,960 |
| Average Assets, year-to-date | $199,832,500 | 2,768 |
| Average Assets, quarterly | $199,832,500 | 2,768 |
| Volatile liabilities | $43,574,000 | 2,209 |
| Insider loans | $1,364,000 | 3,400 |
| FHLB advances | $15,500,000 | 1,767 |
| Loans and leases held for sale | $1,052,000 | 975 |
| Unused loan commitments | $34,095,000 | 2,027 |
| Tier 1 (core) risk-based capital | $15,595,000 | 3,299 |
| Tier 2 risk-based capital | $1,989,000 | 2,128 |
| Total risk weighted assets | $159,074,000 | 2,351 |
| Total unused commitments | $34,095,000 | 2,033 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 61 | 2,817 |
| Assets and Liabilities | ||
| Total Assets: | $197,550,000 | 2,806 |
| Cash and due from depository institutions | $9,132,000 | 2,817 |
| Interest-bearing balances | $7,670,000 | 828 |
| Securities | $32,369,000 | 3,503 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $145,567,000 | 2,440 |
| Loan loss allowance | $2,059,000 | 2,207 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,080,000 | 2,428 |
| Other real estate owned | $222,000 | 2,817 |
| Goodwill and other intangibles | $545,000 | 1,991 |
| All other assets | $5,635,000 | 2,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,550,000 | 2,806 |
| Total liabilities | $181,506,000 | 2,744 |
| Total deposits | $158,381,000 | 2,825 |
| Interest-bearing deposits | $139,439,000 | 2,733 |
| Deposits held in domestic offices | $158,381,000 | 2,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,813,000 | 1,640 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,500,000 | 1,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $812,000 | 3,546 |
| Total equity capital | $16,044,000 | 3,318 |
| Total bank equity capital | $16,044,000 | 3,318 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,311,000 | 557 |
| Surplus | $7,107,000 | 2,600 |
| Undivided profits | $2,626,000 | 6,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,465,000 | 1,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $788,000 | 3,719 |
| Earning assets | $185,606,000 | 2,734 |
| Long-term assets (5+ years) | $42,192,000 | 2,181 |
| Average Assets, year-to-date | $186,045,000 | 2,849 |
| Average Assets, quarterly | $194,880,000 | 2,802 |
| Volatile liabilities | $39,573,000 | 2,363 |
| Insider loans | $10,102,000 | 492 |
| FHLB advances | $17,500,000 | 1,662 |
| Loans and leases held for sale | $2,793,000 | 537 |
| Unused loan commitments | $33,027,000 | 2,018 |
| Tier 1 (core) risk-based capital | $15,175,000 | 3,340 |
| Tier 2 risk-based capital | $1,958,000 | 2,141 |
| Total risk weighted assets | $156,769,000 | 2,367 |
| Total unused commitments | $33,027,000 | 2,020 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $192,210,000 | 2,849 |
| Cash and due from depository institutions | $12,280,000 | 2,872 |
| Interest-bearing balances | $9,112,000 | 837 |
| Securities | $29,099,000 | 3,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $140,897,000 | 2,515 |
| Loan loss allowance | $2,151,000 | 2,114 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,115,000 | 2,371 |
| Other real estate owned | $25,000 | 2,872 |
| Goodwill and other intangibles | $550,000 | 1,956 |
| All other assets | $5,244,000 | 2,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,210,000 | 2,849 |
| Total liabilities | $176,674,000 | 2,797 |
| Total deposits | $158,256,000 | 2,817 |
| Interest-bearing deposits | $138,113,000 | 2,760 |
| Deposits held in domestic offices | $158,256,000 | 2,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,052,000 | 2,164 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,500,000 | 1,839 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $866,000 | 3,552 |
| Total equity capital | $15,536,000 | 3,408 |
| Total bank equity capital | $15,536,000 | 3,408 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,312,000 | 547 |
| Surplus | $7,107,000 | 2,555 |
| Undivided profits | $2,117,000 | 6,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,968,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $669,000 | 4,500 |
| Earning assets | $179,108,000 | 2,802 |
| Long-term assets (5+ years) | $35,061,000 | 2,488 |
| Average Assets, year-to-date | $183,168,750 | 2,903 |
| Average Assets, quarterly | $191,758,000 | 2,839 |
| Volatile liabilities | $40,062,000 | 2,302 |
| Insider loans | $1,291,000 | 3,468 |
| FHLB advances | $15,500,000 | 1,712 |
| Loans and leases held for sale | $2,011,000 | 855 |
| Unused loan commitments | $32,298,000 | 2,063 |
| Tier 1 (core) risk-based capital | $14,708,000 | 3,419 |
| Tier 2 risk-based capital | $1,900,000 | 2,170 |
| Total risk weighted assets | $151,828,000 | 2,421 |
| Total unused commitments | $32,298,000 | 2,065 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $191,306,000 | 2,841 |
| Cash and due from depository institutions | $6,420,000 | 2,882 |
| Interest-bearing balances | $926,000 | 3,316 |
| Securities | $27,160,000 | 3,817 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $148,546,000 | 2,337 |
| Loan loss allowance | $2,093,000 | 2,143 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,183,000 | 2,295 |
| Other real estate owned | $25,000 | 2,882 |
| Goodwill and other intangibles | $555,000 | 1,909 |
| All other assets | $4,417,000 | 2,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,306,000 | 2,841 |
| Total liabilities | $175,922,000 | 2,779 |
| Total deposits | $157,733,000 | 2,811 |
| Interest-bearing deposits | $135,968,000 | 2,798 |
| Deposits held in domestic offices | $157,733,000 | 2,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,957,000 | 2,115 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,500,000 | 1,813 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $732,000 | 4,084 |
| Total equity capital | $15,384,000 | 3,445 |
| Total bank equity capital | $15,384,000 | 3,445 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,312,000 | 538 |
| Surplus | $7,107,000 | 2,517 |
| Undivided profits | $1,965,000 | 6,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,127,000 | 796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $665,000 | 4,337 |
| Earning assets | $176,632,000 | 2,822 |
| Long-term assets (5+ years) | $37,966,000 | 2,214 |
| Average Assets, year-to-date | $180,155,000 | 2,948 |
| Average Assets, quarterly | $185,345,500 | 2,897 |
| Volatile liabilities | $47,253,000 | 1,976 |
| Insider loans | $8,935,000 | 542 |
| FHLB advances | $15,500,000 | 1,688 |
| Loans and leases held for sale | $12,211,000 | 413 |
| Unused loan commitments | $30,218,000 | 2,108 |
| Tier 1 (core) risk-based capital | $14,330,000 | 3,459 |
| Tier 2 risk-based capital | $1,927,000 | 2,113 |
| Total risk weighted assets | $154,064,000 | 2,346 |
| Total unused commitments | $30,218,000 | 2,119 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 60 | 2,861 |
| Assets and Liabilities | ||
| Total Assets: | $179,385,000 | 2,979 |
| Cash and due from depository institutions | $8,934,000 | 2,861 |
| Interest-bearing balances | $2,124,000 | 2,433 |
| Securities | $28,637,000 | 3,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $132,253,000 | 2,543 |
| Loan loss allowance | $1,951,000 | 2,233 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,231,000 | 2,239 |
| Other real estate owned | $324,000 | 2,861 |
| Goodwill and other intangibles | $560,000 | 1,886 |
| All other assets | $4,446,000 | 2,586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,385,000 | 2,979 |
| Total liabilities | $165,350,000 | 2,926 |
| Total deposits | $149,812,000 | 2,923 |
| Interest-bearing deposits | $128,698,000 | 2,908 |
| Deposits held in domestic offices | $149,812,000 | 2,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,760,000 | 2,042 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $13,000,000 | 1,968 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $778,000 | 3,976 |
| Total equity capital | $14,035,000 | 3,667 |
| Total bank equity capital | $14,035,000 | 3,667 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,312,000 | 529 |
| Surplus | $6,107,000 | 2,782 |
| Undivided profits | $1,616,000 | 6,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,380,000 | 1,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $677,000 | 4,294 |
| Earning assets | $163,014,000 | 2,993 |
| Long-term assets (5+ years) | $35,801,000 | 2,251 |
| Average Assets, year-to-date | $174,579,500 | 3,018 |
| Average Assets, quarterly | $174,579,500 | 3,018 |
| Volatile liabilities | $47,604,000 | 1,919 |
| Insider loans | $8,317,000 | 587 |
| FHLB advances | $13,000,000 | 1,843 |
| Loans and leases held for sale | $5,654,000 | 572 |
| Unused loan commitments | $29,526,000 | 2,077 |
| Tier 1 (core) risk-based capital | $13,002,000 | 3,693 |
| Tier 2 risk-based capital | $1,753,000 | 2,237 |
| Total risk weighted assets | $140,065,000 | 2,519 |
| Total unused commitments | $29,526,000 | 2,084 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 56 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $169,774,000 | 3,071 |
| Cash and due from depository institutions | $7,289,000 | 3,011 |
| Interest-bearing balances | $3,028,000 | 1,945 |
| Securities | $24,305,000 | 4,078 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $128,968,000 | 2,578 |
| Loan loss allowance | $1,843,000 | 2,305 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,260,000 | 2,204 |
| Other real estate owned | $250,000 | 3,011 |
| Goodwill and other intangibles | $565,000 | 1,871 |
| All other assets | $4,137,000 | 2,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,774,000 | 3,071 |
| Total liabilities | $156,009,000 | 3,006 |
| Total deposits | $141,571,000 | 3,017 |
| Interest-bearing deposits | $126,465,000 | 2,889 |
| Deposits held in domestic offices | $141,571,000 | 3,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,494,000 | 2,242 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,500,000 | 2,140 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,444,000 | 2,605 |
| Total equity capital | $13,765,000 | 3,676 |
| Total bank equity capital | $13,765,000 | 3,676 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,312,000 | 526 |
| Surplus | $6,107,000 | 2,742 |
| Undivided profits | $1,346,000 | 7,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,613,000 | 1,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $430,000 | 6,107 |
| Earning assets | $156,301,000 | 3,052 |
| Long-term assets (5+ years) | $33,880,000 | 2,315 |
| Average Assets, year-to-date | $153,801,800 | 3,189 |
| Average Assets, quarterly | $168,083,000 | 3,078 |
| Volatile liabilities | $56,066,000 | 1,664 |
| Insider loans | $9,903,000 | 461 |
| FHLB advances | $11,500,000 | 1,992 |
| Loans and leases held for sale | $6,493,000 | 600 |
| Unused loan commitments | $28,642,000 | 2,032 |
| Tier 1 (core) risk-based capital | $12,742,000 | 3,702 |
| Tier 2 risk-based capital | $1,680,000 | 2,296 |
| Total risk weighted assets | $134,203,000 | 2,590 |
| Total unused commitments | $28,642,000 | 2,035 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $137,733,000 | 3,504 |
| Cash and due from depository institutions | $3,384,000 | 3,349 |
| Interest-bearing balances | $256,000 | 4,266 |
| Securities | $24,000,000 | 3,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $103,998,000 | 3,041 |
| Loan loss allowance | $1,452,000 | 2,661 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,753,000 | 2,423 |
| Other real estate owned | $355,000 | 3,349 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,243,000 | 4,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,733,000 | 3,504 |
| Total liabilities | $125,047,000 | 3,470 |
| Total deposits | $109,397,000 | 3,643 |
| Interest-bearing deposits | $95,406,000 | 3,584 |
| Deposits held in domestic offices | $109,397,000 | 3,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,465,000 | 1,420 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,500,000 | 2,262 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $685,000 | 4,493 |
| Total equity capital | $12,686,000 | 3,712 |
| Total bank equity capital | $12,686,000 | 3,712 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,312,000 | 520 |
| Surplus | $6,107,000 | 2,625 |
| Undivided profits | $267,000 | 8,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 7,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $563,000 | 5,511 |
| Earning assets | $128,254,000 | 3,447 |
| Long-term assets (5+ years) | $19,626,000 | 3,331 |
| Average Assets, year-to-date | $124,354,200 | 3,676 |
| Average Assets, quarterly | $132,811,500 | 3,580 |
| Volatile liabilities | $38,681,000 | 2,199 |
| Insider loans | $9,847,000 | 437 |
| FHLB advances | $9,500,000 | 2,111 |
| Loans and leases held for sale | $4,517,000 | 628 |
| Unused loan commitments | $25,818,000 | 2,080 |
| Tier 1 (core) risk-based capital | $12,455,000 | 3,622 |
| Tier 2 risk-based capital | $1,395,000 | 2,557 |
| Total risk weighted assets | $111,567,000 | 2,943 |
| Total unused commitments | $25,818,000 | 2,085 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 44 | 3,757 |
| Assets and Liabilities | ||
| Total Assets: | $111,846,000 | 4,066 |
| Cash and due from depository institutions | $5,560,000 | 3,757 |
| Interest-bearing balances | $1,620,000 | 1,910 |
| Securities | $18,351,000 | 4,926 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $82,989,000 | 3,583 |
| Loan loss allowance | $1,284,000 | 2,796 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,120,000 | 2,800 |
| Other real estate owned | $0 | 3,757 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,826,000 | 4,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,846,000 | 4,066 |
| Total liabilities | $100,220,000 | 4,065 |
| Total deposits | $92,626,000 | 4,049 |
| Interest-bearing deposits | $82,839,000 | 3,894 |
| Deposits held in domestic offices | $92,626,000 | 4,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,937,000 | 1,760 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 3,490 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $657,000 | 4,885 |
| Total equity capital | $11,626,000 | 3,901 |
| Total bank equity capital | $11,626,000 | 3,901 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,738,000 | 588 |
| Surplus | $5,305,000 | 2,872 |
| Undivided profits | $583,000 | 8,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $205,000 | 7,925 |
| Earning assets | $102,960,000 | 4,055 |
| Long-term assets (5+ years) | $13,333,000 | 4,007 |
| Average Assets, year-to-date | $98,978,800 | 4,333 |
| Average Assets, quarterly | $108,708,500 | 4,114 |
| Volatile liabilities | $26,282,000 | 2,950 |
| Insider loans | $7,675,000 | 580 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $875,000 | 765 |
| Unused loan commitments | $23,552,000 | 2,077 |
| Tier 1 (core) risk-based capital | $11,597,000 | 3,767 |
| Tier 2 risk-based capital | $1,129,510 | 2,958 |
| Total risk weighted assets | $90,206,410 | 3,381 |
| Total unused commitments | $23,552,000 | 2,080 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 37 | 4,461 |
| Assets and Liabilities | ||
| Total Assets: | $86,771,000 | 4,938 |
| Cash and due from depository institutions | $8,643,000 | 4,461 |
| Interest-bearing balances | $3,457,000 | 1,134 |
| Securities | $10,993,000 | 6,781 |
| Federal funds sold & reverse repurchase agreements | $1,330,000 | 4,461 |
| Net loans & leases | $61,341,000 | 4,420 |
| Loan loss allowance | $990,000 | 3,466 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,250,000 | 2,647 |
| Other real estate owned | $0 | 4,461 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,214,000 | 5,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,771,000 | 4,938 |
| Total liabilities | $76,451,000 | 5,016 |
| Total deposits | $73,106,000 | 4,882 |
| Interest-bearing deposits | $65,478,000 | 4,732 |
| Deposits held in domestic offices | $73,106,000 | 4,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,913,000 | 2,163 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $432,000 | 5,828 |
| Total equity capital | $10,320,000 | 4,127 |
| Total bank equity capital | $10,320,000 | 4,127 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,728,000 | 621 |
| Surplus | $5,294,000 | 2,844 |
| Undivided profits | $-702,000 | 9,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 4,958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $321,000 | 6,210 |
| Earning assets | $77,121,000 | 5,029 |
| Long-term assets (5+ years) | $7,077,000 | 5,620 |
| Average Assets, year-to-date | $79,777,200 | 5,096 |
| Average Assets, quarterly | $86,399,500 | 4,920 |
| Volatile liabilities | $14,694,000 | 4,299 |
| Insider loans | $5,081,000 | 917 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,355,000 | 2,522 |
| Tier 1 (core) risk-based capital | $10,437,000 | 4,092 |
| Tier 2 risk-based capital | $839,610 | 3,650 |
| Total risk weighted assets | $67,018,110 | 4,214 |
| Total unused commitments | $18,355,000 | 2,525 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $70,314,000 | 5,703 |
| Cash and due from depository institutions | $2,030,000 | 4,974 |
| Interest-bearing balances | $638,000 | 3,257 |
| Securities | $8,698,000 | 7,491 |
| Federal funds sold & reverse repurchase agreements | $3,640,000 | 4,317 |
| Net loans & leases | $51,725,000 | 4,839 |
| Loan loss allowance | $947,000 | 3,501 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,398,000 | 2,388 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $823,000 | 6,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,314,000 | 5,703 |
| Total liabilities | $63,613,000 | 5,640 |
| Total deposits | $61,977,000 | 5,516 |
| Interest-bearing deposits | $53,961,000 | 5,429 |
| Deposits held in domestic offices | $61,977,000 | 5,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,266,000 | 2,265 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $370,000 | 6,771 |
| Total equity capital | $6,701,000 | 5,936 |
| Total bank equity capital | $6,701,000 | 5,936 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,759,000 | 983 |
| Surplus | $4,180,000 | 3,298 |
| Undivided profits | $-1,238,000 | 10,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 4,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $271,000 | 6,933 |
| Earning assets | $64,701,000 | 5,673 |
| Long-term assets (5+ years) | $4,758,000 | 6,337 |
| Average Assets, year-to-date | $62,474,800 | 5,938 |
| Average Assets, quarterly | $67,943,500 | 5,755 |
| Volatile liabilities | $13,606,000 | 4,065 |
| Insider loans | $5,167,000 | 812 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,404,000 | 2,311 |
| Tier 1 (core) risk-based capital | $6,678,000 | 5,788 |
| Tier 2 risk-based capital | $716,010 | 3,999 |
| Total risk weighted assets | $57,049,410 | 4,594 |
| Total unused commitments | $19,404,000 | 2,320 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $54,482,000 | 6,715 |
| Cash and due from depository institutions | $1,650,000 | 5,269 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,499,000 | 8,262 |
| Federal funds sold & reverse repurchase agreements | $2,110,000 | 4,821 |
| Net loans & leases | $39,351,000 | 5,855 |
| Loan loss allowance | $555,000 | 5,305 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,494,000 | 2,257 |
| Other real estate owned | $0 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $378,000 | 9,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,482,000 | 6,715 |
| Total liabilities | $48,196,000 | 6,760 |
| Total deposits | $47,066,000 | 6,632 |
| Interest-bearing deposits | $40,796,000 | 6,594 |
| Deposits held in domestic offices | $47,066,000 | 6,628 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $918,000 | 3,636 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $212,000 | 8,830 |
| Total equity capital | $6,286,000 | 6,219 |
| Total bank equity capital | $6,286,000 | 6,219 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,756,000 | 975 |
| Surplus | $4,176,000 | 3,232 |
| Undivided profits | $-1,646,000 | 10,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 9,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $239,000 | 7,652 |
| Earning assets | $48,960,000 | 6,784 |
| Long-term assets (5+ years) | $1,930,000 | 7,730 |
| Average Assets, year-to-date | $45,019,000 | 7,276 |
| Average Assets, quarterly | $53,016,500 | 6,767 |
| Volatile liabilities | $10,000,000 | 5,011 |
| Insider loans | $3,443,000 | 1,215 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,001,000 | 2,735 |
| Tier 1 (core) risk-based capital | $6,276,000 | 6,089 |
| Tier 2 risk-based capital | $518,700 | 5,033 |
| Total risk weighted assets | $41,460,000 | 5,797 |
| Total unused commitments | $14,001,000 | 2,740 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $35,813,000 | 8,593 |
| Cash and due from depository institutions | $2,096,000 | 6,081 |
| Interest-bearing balances | $300,000 | 3,524 |
| Securities | $5,842,000 | 9,420 |
| Federal funds sold & reverse repurchase agreements | $1,310,000 | 5,880 |
| Net loans & leases | $22,681,000 | 7,986 |
| Loan loss allowance | $254,000 | 8,436 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,634,000 | 2,179 |
| Other real estate owned | $0 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $250,000 | 10,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,813,000 | 8,593 |
| Total liabilities | $29,298,000 | 8,896 |
| Total deposits | $28,892,000 | 8,795 |
| Interest-bearing deposits | $25,406,000 | 8,683 |
| Deposits held in domestic offices | $28,892,000 | 8,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $256,000 | 3,555 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $150,000 | 9,949 |
| Total equity capital | $6,515,000 | 6,121 |
| Total bank equity capital | $6,515,000 | 6,121 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,756,000 | 1,032 |
| Surplus | $4,176,000 | 3,314 |
| Undivided profits | $-1,417,000 | 11,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 10,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $116,000 | 9,941 |
| Earning assets | $30,133,000 | 8,875 |
| Long-term assets (5+ years) | $2,774,000 | 7,182 |
| Average Assets, year-to-date | $25,876,400 | 9,507 |
| Average Assets, quarterly | $33,534,500 | 8,776 |
| Volatile liabilities | $6,248,000 | 6,388 |
| Insider loans | $1,924,000 | 2,195 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,333,000 | 3,802 |
| Tier 1 (core) risk-based capital | $6,521,000 | 6,011 |
| Tier 2 risk-based capital | $254,000 | 7,846 |
| Total risk weighted assets | $28,263,700 | 7,324 |
| Total unused commitments | $8,333,000 | 3,817 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $16,477,000 | 11,083 |
| Cash and due from depository institutions | $612,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,529,000 | 10,813 |
| Federal funds sold & reverse repurchase agreements | $5,040,000 | 2,854 |
| Net loans & leases | $5,451,000 | 11,500 |
| Loan loss allowance | $34,000 | 11,747 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,719,000 | 4,213 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $126,000 | 11,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,477,000 | 11,083 |
| Total liabilities | $9,051,000 | 11,672 |
| Total deposits | $8,970,000 | 11,632 |
| Interest-bearing deposits | $7,870,000 | 11,542 |
| Deposits held in domestic offices | $8,970,000 | 11,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000 | 3,723 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $71,000 | 11,505 |
| Total equity capital | $7,426,000 | 5,605 |
| Total bank equity capital | $7,426,000 | 5,605 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,754,000 | 1,046 |
| Surplus | $4,174,000 | 3,317 |
| Undivided profits | $-502,000 | 11,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $36,000 | 11,554 |
| Earning assets | $14,020,000 | 11,172 |
| Long-term assets (5+ years) | $507,000 | 9,647 |
| Average Assets, year-to-date | $14,301,000 | 11,250 |
| Average Assets, quarterly | $14,301,000 | 11,296 |
| Volatile liabilities | $2,727,000 | 8,830 |
| Insider loans | $823,000 | 4,219 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,888,000 | 5,659 |
| Tier 1 (core) risk-based capital | $7,425,000 | 5,480 |
| Tier 2 risk-based capital | $34,000 | 11,670 |
| Total risk weighted assets | $9,125,600 | 10,965 |
| Total unused commitments | $3,888,000 | 5,670 |
| Derivatives | $0 | 628 |