First FSB of Washington Court House, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$14,501,0002,406
Total interest expense$9,966,0001,729
Net interest income$4,535,0003,766
Provision for loan and lease losses$40,0006,852
Total noninterest income$896,0003,401
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$896,0002,000
Total noninterest expense$3,918,0003,390
Salaries and employee benefits$1,839,0003,704
Premises and equipment expense$1,023,0002,024
Additional noninterest expense$1,056,0003,825
Pre-tax net operating income$1,473,0004,116
Securities gains (losses)$447,000278
Applicable income taxes$646,0002,970
Income before extraordinary items$1,274,0003,693
Extraordinary gains, net$038
Net income$1,274,0003,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,979
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$978,9804,443
1999-12-31 (YTD Data)Rank
Total interest income$10,507,0003,074
Total interest expense$6,190,0002,369
Net interest income$4,317,0003,915
Provision for loan and lease losses$08,503
Total noninterest income$748,0003,794
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$748,0002,261
Total noninterest expense$4,307,0003,091
Salaries and employee benefits$2,120,0003,252
Premises and equipment expense$942,0002,168
Additional noninterest expense$1,245,0003,316
Pre-tax net operating income$758,0006,094
Securities gains (losses)$380,000399
Applicable income taxes$379,0004,301
Income before extraordinary items$759,0005,237
Extraordinary gains, net$035
Net income$759,0005,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0003,549
Cash dividends$1,100,0002,102
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$504,4006,388
1998-12-31 (YTD Data)Rank
Total interest income$9,708,0003,322
Total interest expense$5,184,0002,891
Net interest income$4,524,0003,716
Provision for loan and lease losses$08,652
Total noninterest income$699,0003,991
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$699,0002,392
Total noninterest expense$4,242,0003,064
Salaries and employee benefits$2,091,0003,191
Premises and equipment expense$1,053,0001,878
Additional noninterest expense$1,098,0003,626
Pre-tax net operating income$981,0005,473
Securities gains (losses)$922,000403
Applicable income taxes$587,0003,459
Income before extraordinary items$1,316,0003,644
Extraordinary gains, net$032
Net income$1,316,0003,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,598
Cash dividends$1,501,0001,645
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$679,8205,592
1997-12-31 (YTD Data)Rank
Total interest income$6,689,0004,670
Total interest expense$3,762,0003,900
Net interest income$2,927,0005,413
Provision for loan and lease losses$34,0007,270
Total noninterest income$844,0003,446
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$844,0001,962
Total noninterest expense$2,798,0004,339
Salaries and employee benefits$1,395,0004,518
Premises and equipment expense$444,0004,085
Additional noninterest expense$959,0004,055
Pre-tax net operating income$939,0006,022
Securities gains (losses)$588,000392
Applicable income taxes$501,0004,207
Income before extraordinary items$1,026,0004,621
Extraordinary gains, net$044
Net income$1,026,0004,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,835
Cash dividends$352,0004,214
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$632,0406,153
1996-12-31 (YTD Data)Rank
Total interest income$6,688,0004,759
Total interest expense$3,996,0003,717
Net interest income$2,692,0005,895
Provision for loan and lease losses$09,041
Total noninterest income$835,0003,585
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$835,0002,043
Total noninterest expense$3,006,0004,306
Salaries and employee benefits$1,305,0004,839
Premises and equipment expense$362,0004,912
Additional noninterest expense$1,339,0003,437
Pre-tax net operating income$521,0007,815
Securities gains (losses)$415,000459
Applicable income taxes$314,0005,691
Income before extraordinary items$622,0006,142
Extraordinary gains, net$053
Net income$622,0006,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$1,024,0002,089
Sale, conversion, retirement of capital stock, net$0953
Net operating income$348,1007,961
1995-12-31 (YTD Data)Rank
Total interest income$6,609,0004,787
Total interest expense$4,217,0003,518
Net interest income$2,392,0006,501
Provision for loan and lease losses$23,0007,541
Total noninterest income$618,0004,475
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$618,0002,488
Total noninterest expense$2,043,0005,887
Salaries and employee benefits$1,011,0006,007
Premises and equipment expense$285,0005,860
Additional noninterest expense$747,0005,548
Pre-tax net operating income$944,0006,224
Securities gains (losses)$311,000498
Applicable income taxes$427,0004,722
Income before extraordinary items$828,0005,312
Extraordinary gains, net$065
Net income$828,0005,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,275
Cash dividends$432,0003,686
Sale, conversion, retirement of capital stock, netNANA
Net operating income$622,7406,465
1994-12-31 (YTD Data)Rank
Total interest income$5,128,0005,560
Total interest expense$2,599,0004,490
Net interest income$2,529,0006,424
Provision for loan and lease losses$77,0005,110
Total noninterest income$567,0004,858
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$567,0002,703
Total noninterest expense$1,843,0006,581
Salaries and employee benefits$776,0007,343
Premises and equipment expense$317,0005,473
Additional noninterest expense$750,0005,993
Pre-tax net operating income$1,176,0005,315
Securities gains (losses)$90,000816
Applicable income taxes$431,0004,512
Income before extraordinary items$835,0005,189
Extraordinary gains, net$0249
Net income$835,0005,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,275
Cash dividends$201,0005,394
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$775,6005,550
1993-12-31 (YTD Data)Rank
Total interest income$4,742,0006,041
Total interest expense$2,237,0005,298
Net interest income$2,505,0006,536
Provision for loan and lease losses$73,0006,535
Total noninterest income$978,0003,400
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$978,0002,060
Total noninterest expense$1,497,0007,846
Salaries and employee benefits$609,0008,728
Premises and equipment expense$246,0006,763
Additional noninterest expense$642,0006,996
Pre-tax net operating income$1,913,0003,461
Securities gains (losses)$24,0004,420
Applicable income taxes$652,0003,336
Income before extraordinary items$1,285,0003,759
Extraordinary gains, net$03,149
Net income$1,285,0003,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$219,0005,222
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,269,1603,600
1992-12-31 (YTD Data)Rank
Total interest income$4,911,0006,474
Total interest expense$2,793,0005,487
Net interest income$2,118,0007,453
Provision for loan and lease losses$79,0007,959
Total noninterest income$470,0005,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$470,0003,314
Total noninterest expense$1,332,0008,553
Salaries and employee benefits$482,0009,953
Premises and equipment expense$212,0007,581
Additional noninterest expense$638,0007,192
Pre-tax net operating income$1,177,0004,993
Securities gains (losses)$08,369
Applicable income taxes$388,0004,904
Income before extraordinary items$789,0005,421
Extraordinary gains, net$01,422
Net income$789,0005,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$374,0003,499
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$789,0005,108

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.