Home > First Freedom Bank > Income and Expense

First Freedom Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$34,870,0001,238
Total interest expense$11,098,0001,201
Net interest income$23,772,0001,257
Provision for loan and lease losses$694,0001,048
Total noninterest income$3,506,0001,483
Gross Fiduciary activities income$0981
Service charges on deposit accounts$704,0001,317
Trading account gains and feesNANA
Additional Noninterest Income$2,802,0001,315
Total noninterest expense$13,647,0001,649
Salaries and employee benefits$7,804,0001,633
Premises and equipment expense$1,292,0001,710
Additional noninterest expense$2,802,0001,315
Pre-tax net operating income$12,937,000960
Securities gains (losses)$618,00090
Applicable income taxes$2,794,000777
Income before extraordinary items$10,761,000953
Extraordinary gains, net$054
Net income$10,761,000966
Minority interest net income$088
Net income of bank and minority interests.$10,761,000956
Net charge-offs$1,148,000498
Cash dividends$4,617,000862
Sale, conversion, retirement of capital stock, net$10,000497
Net operating income$10,272,7801,005
2023-09-30 (YTD Data)Rank
Total interest income$25,164,0001,262
Total interest expense$7,364,0001,230
Net interest income$17,800,0001,257
Provision for loan and lease losses$223,0001,599
Total noninterest income$2,996,0001,357
Gross Fiduciary activities income$0950
Service charges on deposit accounts$535,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$2,461,0001,186
Total noninterest expense$10,130,0001,655
Salaries and employee benefits$5,876,0001,633
Premises and equipment expense$932,0001,768
Additional noninterest expense$2,461,0001,186
Pre-tax net operating income$10,443,000939
Securities gains (losses)$22,000431
Applicable income taxes$2,258,000781
Income before extraordinary items$8,207,000979
Extraordinary gains, net$052
Net income$8,207,000984
Minority interest net income$081
Net income of bank and minority interests.$8,207,000979
Net charge-offs$771,000466
Cash dividends$1,763,0001,262
Sale, conversion, retirement of capital stock, net$7,000474
Net operating income$8,189,620994
2023-06-30 (YTD Data)Rank
Total interest income$16,163,0001,267
Total interest expense$4,227,0001,263
Net interest income$11,936,0001,261
Provision for loan and lease losses$344,000957
Total noninterest income$1,006,0001,940
Gross Fiduciary activities income$0931
Service charges on deposit accounts$352,0001,294
Trading account gains and feesNANA
Additional Noninterest Income$654,0001,927
Total noninterest expense$6,752,0001,643
Salaries and employee benefits$3,925,0001,623
Premises and equipment expense$609,0001,784
Additional noninterest expense$654,0001,924
Pre-tax net operating income$5,846,0001,068
Securities gains (losses)$311,00089
Applicable income taxes$1,283,000853
Income before extraordinary items$4,874,0001,076
Extraordinary gains, net$051
Net income$4,874,0001,089
Minority interest net income$081
Net income of bank and minority interests.$4,874,0001,076
Net charge-offs$491,000448
Cash dividends$943,0001,444
Sale, conversion, retirement of capital stock, net$4,000458
Net operating income$4,628,3101,126
2023-03-31 (YTD Data)Rank
Total interest income$7,703,0001,296
Total interest expense$1,678,0001,327
Net interest income$6,025,0001,259
Provision for loan and lease losses$186,000922
Total noninterest income$496,0001,960
Gross Fiduciary activities income$0913
Service charges on deposit accounts$179,0001,293
Trading account gains and feesNANA
Additional Noninterest Income$317,0001,952
Total noninterest expense$3,442,0001,638
Salaries and employee benefits$1,996,0001,643
Premises and equipment expense$326,0001,737
Additional noninterest expense$317,0001,952
Pre-tax net operating income$2,893,0001,105
Securities gains (losses)$233,000102
Applicable income taxes$651,000878
Income before extraordinary items$2,475,0001,083
Extraordinary gains, net$04
Net income$2,475,0001,082
Minority interest net income$048
Net income of bank and minority interests.$2,475,0001,082
Net charge-offs$253,000388
Cash dividends$733,0001,005
Sale, conversion, retirement of capital stock, net$2,000419
Net operating income$2,290,9301,167
2022-12-31 (YTD Data)Rank
Total interest income$26,476,0001,264
Total interest expense$3,053,0001,162
Net interest income$23,423,0001,267
Provision for loan and lease losses$1,087,000770
Total noninterest income$4,477,0001,280
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$744,0001,276
Trading account gains and feesNANA
Additional Noninterest Income$3,733,0001,099
Total noninterest expense$13,018,0001,663
Salaries and employee benefits$7,594,0001,639
Premises and equipment expense$1,233,0001,777
Additional noninterest expense$3,733,0001,099
Pre-tax net operating income$13,795,0001,018
Securities gains (losses)$-293,0004,203
Applicable income taxes$2,827,000862
Income before extraordinary items$10,675,0001,050
Extraordinary gains, net$05
Net income$10,675,0001,050
Minority interest net income$063
Net income of bank and minority interests.$10,675,0001,050
Net charge-offs$295,000782
Cash dividends$4,656,000832
Sale, conversion, retirement of capital stock, net$11,000550
Net operating income$10,906,4701,060
2022-09-30 (YTD Data)Rank
Total interest income$18,844,0001,268
Total interest expense$1,981,0001,030
Net interest income$16,863,0001,287
Provision for loan and lease losses$721,000775
Total noninterest income$3,971,0001,173
Gross Fiduciary activities income$0968
Service charges on deposit accounts$552,0001,303
Trading account gains and feesNANA
Additional Noninterest Income$3,419,000972
Total noninterest expense$9,527,0001,691
Salaries and employee benefits$5,467,0001,679
Premises and equipment expense$935,0001,770
Additional noninterest expense$3,419,000972
Pre-tax net operating income$10,586,000994
Securities gains (losses)$-132,0004,273
Applicable income taxes$2,354,000812
Income before extraordinary items$8,100,0001,039
Extraordinary gains, net$04
Net income$8,100,0001,038
Minority interest net income$057
Net income of bank and minority interests.$8,100,0001,039
Net charge-offs$220,000663
Cash dividends$3,867,000704
Sale, conversion, retirement of capital stock, net$8,000500
Net operating income$8,204,2801,047
2022-06-30 (YTD Data)Rank
Total interest income$11,986,0001,275
Total interest expense$1,238,000928
Net interest income$10,748,0001,306
Provision for loan and lease losses$593,000636
Total noninterest income$3,460,000966
Gross Fiduciary activities income$0925
Service charges on deposit accounts$369,0001,274
Trading account gains and feesNANA
Additional Noninterest Income$3,091,000807
Total noninterest expense$6,264,0001,697
Salaries and employee benefits$3,567,0001,699
Premises and equipment expense$610,0001,802
Additional noninterest expense$2,087,0001,553
Pre-tax net operating income$7,351,000908
Securities gains (losses)$-117,0004,392
Applicable income taxes$1,639,000753
Income before extraordinary items$5,595,000967
Extraordinary gains, net$04
Net income$5,595,000966
Minority interest net income$060
Net income of bank and minority interests.$5,595,000967
Net charge-offs$178,000566
Cash dividends$3,269,000584
Sale, conversion, retirement of capital stock, net$5,000481
Net operating income$5,687,430974
2022-03-31 (YTD Data)Rank
Total interest income$6,033,0001,219
Total interest expense$602,000918
Net interest income$5,431,0001,248
Provision for loan and lease losses$02,285
Total noninterest income$1,833,000939
Gross Fiduciary activities income$0892
Service charges on deposit accounts$181,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$1,652,000784
Total noninterest expense$3,124,0001,692
Salaries and employee benefits$1,768,0001,718
Premises and equipment expense$303,0001,824
Additional noninterest expense$1,053,0001,510
Pre-tax net operating income$4,140,000806
Securities gains (losses)$-221,0004,611
Applicable income taxes$899,000688
Income before extraordinary items$3,020,000884
Extraordinary gains, net$04
Net income$3,020,000883
Minority interest net income$050
Net income of bank and minority interests.$3,020,000884
Net charge-offs$117,000465
Cash dividends$2,795,000383
Sale, conversion, retirement of capital stock, net$3,000441
Net operating income$3,194,590850
2021-12-31 (YTD Data)Rank
Total interest income$25,337,0001,214
Total interest expense$2,963,000922
Net interest income$22,374,0001,236
Provision for loan and lease losses$945,000632
Total noninterest income$2,218,0002,108
Gross Fiduciary activities income$0994
Service charges on deposit accounts$607,0001,400
Trading account gains and feesNANA
Additional Noninterest Income$1,611,0002,140
Total noninterest expense$14,180,0001,527
Salaries and employee benefits$9,173,0001,392
Premises and equipment expense$1,235,0001,787
Additional noninterest expense$3,772,0001,655
Pre-tax net operating income$9,467,0001,325
Securities gains (losses)$253,000526
Applicable income taxes$1,994,0001,104
Income before extraordinary items$7,726,0001,379
Extraordinary gains, net$010
Net income$7,726,0001,379
Minority interest net income$074
Net income of bank and minority interests.$7,726,0001,379
Net charge-offs$548,000599
Cash dividends$1,991,0001,555
Sale, conversion, retirement of capital stock, net$11,000557
Net operating income$7,526,1301,388
2021-09-30 (YTD Data)Rank
Total interest income$19,541,0001,209
Total interest expense$2,334,000920
Net interest income$17,207,0001,238
Provision for loan and lease losses$1,052,000414
Total noninterest income$1,635,0002,175
Gross Fiduciary activities income$0957
Service charges on deposit accounts$447,0001,406
Trading account gains and feesNANA
Additional Noninterest Income$1,188,0002,198
Total noninterest expense$9,087,0001,731
Salaries and employee benefits$5,366,0001,696
Premises and equipment expense$946,0001,779
Additional noninterest expense$2,775,0001,680
Pre-tax net operating income$8,703,0001,197
Securities gains (losses)$165,000625
Applicable income taxes$2,005,000973
Income before extraordinary items$6,863,0001,266
Extraordinary gains, net$08
Net income$6,863,0001,266
Minority interest net income$069
Net income of bank and minority interests.$6,863,0001,266
Net charge-offs$363,000596
Cash dividends$1,556,0001,350
Sale, conversion, retirement of capital stock, net$8,000525
Net operating income$6,732,6501,265
2021-06-30 (YTD Data)Rank
Total interest income$13,228,0001,191
Total interest expense$1,654,000910
Net interest income$11,574,0001,219
Provision for loan and lease losses$1,050,000291
Total noninterest income$1,082,0002,156
Gross Fiduciary activities income$0951
Service charges on deposit accounts$275,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$807,0002,156
Total noninterest expense$6,063,0001,719
Salaries and employee benefits$3,560,0001,697
Premises and equipment expense$635,0001,771
Additional noninterest expense$1,868,0001,660
Pre-tax net operating income$5,543,0001,225
Securities gains (losses)$01,818
Applicable income taxes$1,236,0001,002
Income before extraordinary items$4,307,0001,320
Extraordinary gains, net$06
Net income$4,307,0001,320
Minority interest net income$067
Net income of bank and minority interests.$4,307,0001,320
Net charge-offs$362,000474
Cash dividends$1,121,0001,283
Sale, conversion, retirement of capital stock, net$6,000497
Net operating income$4,307,0001,293
2021-03-31 (YTD Data)Rank
Total interest income$6,794,0001,172
Total interest expense$886,000896
Net interest income$5,908,0001,194
Provision for loan and lease losses$736,000253
Total noninterest income$571,0002,092
Gross Fiduciary activities income$0922
Service charges on deposit accounts$141,0001,406
Trading account gains and feesNANA
Additional Noninterest Income$430,0002,075
Total noninterest expense$3,038,0001,704
Salaries and employee benefits$1,780,0001,682
Premises and equipment expense$329,0001,719
Additional noninterest expense$929,0001,629
Pre-tax net operating income$2,705,0001,234
Securities gains (losses)$01,392
Applicable income taxes$594,0001,021
Income before extraordinary items$2,111,0001,339
Extraordinary gains, net$03
Net income$2,111,0001,338
Minority interest net income$055
Net income of bank and minority interests.$2,111,0001,339
Net charge-offs$384,000300
Cash dividends$436,0001,304
Sale, conversion, retirement of capital stock, net$3,000466
Net operating income$2,111,0001,312
2020-12-31 (YTD Data)Rank
Total interest income$25,519,0001,212
Total interest expense$5,168,000925
Net interest income$20,351,0001,262
Provision for loan and lease losses$2,810,000837
Total noninterest income$2,097,0002,071
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$628,0001,361
Trading account gains and feesNANA
Additional Noninterest Income$1,469,0002,092
Total noninterest expense$11,538,0001,751
Salaries and employee benefits$6,562,0001,763
Premises and equipment expense$1,315,0001,677
Additional noninterest expense$3,661,0001,644
Pre-tax net operating income$8,100,0001,246
Securities gains (losses)$02,675
Applicable income taxes$1,673,0001,048
Income before extraordinary items$6,427,0001,348
Extraordinary gains, net$04
Net income$6,427,0001,349
Minority interest net income$072
Net income of bank and minority interests.$6,427,0001,349
Net charge-offs$1,265,000558
Cash dividends$2,892,0001,166
Sale, conversion, retirement of capital stock, net$11,000542
Net operating income$6,427,0001,311
2020-09-30 (YTD Data)Rank
Total interest income$19,159,0001,212
Total interest expense$4,066,000940
Net interest income$15,093,0001,262
Provision for loan and lease losses$1,590,0001,024
Total noninterest income$1,512,0002,080
Gross Fiduciary activities income$0981
Service charges on deposit accounts$463,0001,362
Trading account gains and feesNANA
Additional Noninterest Income$1,049,0002,094
Total noninterest expense$8,777,0001,722
Salaries and employee benefits$4,990,0001,732
Premises and equipment expense$977,0001,691
Additional noninterest expense$2,810,0001,586
Pre-tax net operating income$6,238,0001,180
Securities gains (losses)$02,494
Applicable income taxes$1,300,000986
Income before extraordinary items$4,938,0001,288
Extraordinary gains, net$04
Net income$4,938,0001,288
Minority interest net income$065
Net income of bank and minority interests.$4,938,0001,288
Net charge-offs$1,151,000469
Cash dividends$2,456,000945
Sale, conversion, retirement of capital stock, net$8,000515
Net operating income$4,938,0001,243
2020-06-30 (YTD Data)Rank
Total interest income$12,669,0001,233
Total interest expense$2,859,000957
Net interest income$9,810,0001,294
Provision for loan and lease losses$1,337,000914
Total noninterest income$999,0002,023
Gross Fiduciary activities income$0970
Service charges on deposit accounts$311,0001,369
Trading account gains and feesNANA
Additional Noninterest Income$688,0002,044
Total noninterest expense$5,925,0001,699
Salaries and employee benefits$3,391,0001,702
Premises and equipment expense$639,0001,710
Additional noninterest expense$1,895,0001,577
Pre-tax net operating income$3,547,0001,273
Securities gains (losses)$02,249
Applicable income taxes$721,0001,056
Income before extraordinary items$2,826,0001,371
Extraordinary gains, net$04
Net income$2,826,0001,371
Minority interest net income$065
Net income of bank and minority interests.$2,826,0001,371
Net charge-offs$1,006,000392
Cash dividends$2,021,000787
Sale, conversion, retirement of capital stock, net$6,000482
Net operating income$2,826,0001,335
2020-03-31 (YTD Data)Rank
Total interest income$5,702,0001,344
Total interest expense$1,528,0001,001
Net interest income$4,174,0001,464
Provision for loan and lease losses$93,0002,032
Total noninterest income$517,0001,908
Gross Fiduciary activities income$0941
Service charges on deposit accounts$186,0001,370
Trading account gains and feesNANA
Additional Noninterest Income$331,0001,905
Total noninterest expense$2,936,0001,726
Salaries and employee benefits$1,644,0001,761
Premises and equipment expense$330,0001,696
Additional noninterest expense$962,0001,571
Pre-tax net operating income$1,662,0001,224
Securities gains (losses)$01,705
Applicable income taxes$345,000974
Income before extraordinary items$1,317,0001,322
Extraordinary gains, net$04
Net income$1,317,0001,321
Minority interest net income$056
Net income of bank and minority interests.$1,317,0001,322
Net charge-offs$273,000521
Cash dividends$435,0001,391
Sale, conversion, retirement of capital stock, net$3,000462
Net operating income$1,317,0001,297
2019-12-31 (YTD Data)Rank
Total interest income$22,965,0001,349
Total interest expense$6,034,0001,053
Net interest income$16,931,0001,428
Provision for loan and lease losses$829,0001,047
Total noninterest income$2,394,0001,793
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$748,0001,421
Trading account gains and feesNANA
Additional Noninterest Income$1,646,0001,721
Total noninterest expense$11,161,0001,751
Salaries and employee benefits$6,347,0001,762
Premises and equipment expense$1,311,0001,674
Additional noninterest expense$3,503,0001,672
Pre-tax net operating income$7,335,0001,311
Securities gains (losses)$02,379
Applicable income taxes$1,545,0001,090
Income before extraordinary items$5,790,0001,420
Extraordinary gains, net$011
Net income$5,790,0001,422
Minority interest net income$076
Net income of bank and minority interests.$5,790,0001,422
Net charge-offs$440,0001,126
Cash dividends$2,593,0001,339
Sale, conversion, retirement of capital stock, net$12,000596
Net operating income$5,790,0001,391
2019-09-30 (YTD Data)Rank
Total interest income$17,137,0001,369
Total interest expense$4,466,0001,067
Net interest income$12,671,0001,447
Provision for loan and lease losses$104,0002,563
Total noninterest income$1,816,0001,775
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$555,0001,432
Trading account gains and feesNANA
Additional Noninterest Income$1,261,0001,685
Total noninterest expense$8,595,0001,721
Salaries and employee benefits$4,789,0001,762
Premises and equipment expense$968,0001,715
Additional noninterest expense$2,838,0001,577
Pre-tax net operating income$5,788,0001,291
Securities gains (losses)$02,167
Applicable income taxes$1,350,0001,004
Income before extraordinary items$4,438,0001,427
Extraordinary gains, net$011
Net income$4,438,0001,427
Minority interest net income$072
Net income of bank and minority interests.$4,438,0001,429
Net charge-offs$341,000959
Cash dividends$1,718,0001,329
Sale, conversion, retirement of capital stock, net$9,000558
Net operating income$4,438,0001,397
2019-06-30 (YTD Data)Rank
Total interest income$11,263,0001,383
Total interest expense$2,909,0001,076
Net interest income$8,354,0001,462
Provision for loan and lease losses$104,0002,168
Total noninterest income$1,168,0001,793
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$355,0001,459
Trading account gains and feesNANA
Additional Noninterest Income$813,0001,697
Total noninterest expense$5,711,0001,733
Salaries and employee benefits$3,152,0001,780
Premises and equipment expense$639,0001,741
Additional noninterest expense$1,920,0001,569
Pre-tax net operating income$3,707,0001,315
Securities gains (losses)$01,702
Applicable income taxes$875,000991
Income before extraordinary items$2,832,0001,450
Extraordinary gains, net$011
Net income$2,832,0001,449
Minority interest net income$069
Net income of bank and minority interests.$2,832,0001,450
Net charge-offs$282,000819
Cash dividends$1,294,0001,215
Sale, conversion, retirement of capital stock, net$6,000549
Net operating income$2,832,0001,423
2019-03-31 (YTD Data)Rank
Total interest income$5,543,0001,389
Total interest expense$1,422,0001,074
Net interest income$4,121,0001,478
Provision for loan and lease losses$03,406
Total noninterest income$533,0001,861
Gross Fiduciary activities income$0972
Service charges on deposit accounts$179,0001,450
Trading account gains and feesNANA
Additional Noninterest Income$354,0001,790
Total noninterest expense$2,852,0001,738
Salaries and employee benefits$1,577,0001,796
Premises and equipment expense$331,0001,712
Additional noninterest expense$944,0001,582
Pre-tax net operating income$1,802,0001,317
Securities gains (losses)$01,087
Applicable income taxes$446,000972
Income before extraordinary items$1,356,0001,472
Extraordinary gains, net$05
Net income$1,356,0001,471
Minority interest net income$052
Net income of bank and minority interests.$1,356,0001,471
Net charge-offs$105,000870
Cash dividends$720,0001,058
Sale, conversion, retirement of capital stock, net$3,000510
Net operating income$1,356,0001,447
2018-12-31 (YTD Data)Rank
Total interest income$20,838,0001,388
Total interest expense$4,385,0001,041
Net interest income$16,453,0001,469
Provision for loan and lease losses$1,117,000818
Total noninterest income$2,264,0001,857
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$739,0001,467
Trading account gains and feesNANA
Additional Noninterest Income$1,525,0001,775
Total noninterest expense$11,110,0001,744
Salaries and employee benefits$6,038,0001,797
Premises and equipment expense$1,367,0001,634
Additional noninterest expense$3,705,0001,608
Pre-tax net operating income$6,490,0001,430
Securities gains (losses)$01,125
Applicable income taxes$1,366,0001,119
Income before extraordinary items$5,124,0001,555
Extraordinary gains, net$06
Net income$5,124,0001,553
Minority interest net income$072
Net income of bank and minority interests.$5,124,0001,554
Net charge-offs$1,136,000521
Cash dividends$1,152,0002,060
Sale, conversion, retirement of capital stock, net$12,000634
Net operating income$5,124,0001,545
2018-09-30 (YTD Data)Rank
Total interest income$15,358,0001,390
Total interest expense$3,099,0001,037
Net interest income$12,259,0001,473
Provision for loan and lease losses$566,0001,027
Total noninterest income$1,709,0001,869
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$533,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$1,176,0001,766
Total noninterest expense$8,427,0001,715
Salaries and employee benefits$4,553,0001,783
Premises and equipment expense$1,019,0001,654
Additional noninterest expense$2,855,0001,566
Pre-tax net operating income$4,975,0001,431
Securities gains (losses)$01,118
Applicable income taxes$1,253,0001,011
Income before extraordinary items$3,722,0001,610
Extraordinary gains, net$05
Net income$3,722,0001,609
Minority interest net income$066
Net income of bank and minority interests.$3,722,0001,609
Net charge-offs$440,000769
Cash dividends$1,152,0001,547
Sale, conversion, retirement of capital stock, net$9,000598
Net operating income$3,722,0001,597
2018-06-30 (YTD Data)Rank
Total interest income$10,016,0001,406
Total interest expense$1,939,0001,035
Net interest income$8,077,0001,485
Provision for loan and lease losses$334,0001,101
Total noninterest income$1,088,0001,913
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$347,0001,537
Trading account gains and feesNANA
Additional Noninterest Income$741,0001,817
Total noninterest expense$5,589,0001,742
Salaries and employee benefits$3,047,0001,799
Premises and equipment expense$668,0001,694
Additional noninterest expense$1,874,0001,596
Pre-tax net operating income$3,242,0001,441
Securities gains (losses)$0961
Applicable income taxes$816,0001,006
Income before extraordinary items$2,426,0001,615
Extraordinary gains, net$06
Net income$2,426,0001,614
Minority interest net income$065
Net income of bank and minority interests.$2,426,0001,614
Net charge-offs$295,000739
Cash dividends$939,0001,375
Sale, conversion, retirement of capital stock, net$6,000589
Net operating income$2,426,0001,601
2018-03-31 (YTD Data)Rank
Total interest income$4,834,0001,445
Total interest expense$883,0001,076
Net interest income$3,951,0001,517
Provision for loan and lease losses$193,000978
Total noninterest income$529,0001,917
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$181,0001,499
Trading account gains and feesNANA
Additional Noninterest Income$348,0001,846
Total noninterest expense$2,813,0001,730
Salaries and employee benefits$1,520,0001,826
Premises and equipment expense$339,0001,686
Additional noninterest expense$954,0001,575
Pre-tax net operating income$1,474,0001,514
Securities gains (losses)$0735
Applicable income taxes$370,0001,058
Income before extraordinary items$1,104,0001,702
Extraordinary gains, net$07
Net income$1,104,0001,702
Minority interest net income$052
Net income of bank and minority interests.$1,104,0001,702
Net charge-offs$171,000629
Cash dividends$490,0001,224
Sale, conversion, retirement of capital stock, net$3,000550
Net operating income$1,104,0001,687
2017-12-31 (YTD Data)Rank
Total interest income$18,503,0001,451
Total interest expense$2,742,0001,181
Net interest income$15,761,0001,490
Provision for loan and lease losses$627,0001,245
Total noninterest income$2,301,0001,862
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$717,0001,538
Trading account gains and feesNANA
Additional Noninterest Income$1,584,0001,758
Total noninterest expense$10,814,0001,783
Salaries and employee benefits$5,756,0001,876
Premises and equipment expense$1,340,0001,684
Additional noninterest expense$3,718,0001,616
Pre-tax net operating income$6,621,0001,365
Securities gains (losses)$02,243
Applicable income taxes$3,120,000929
Income before extraordinary items$3,501,0001,807
Extraordinary gains, net$09
Net income$3,501,0001,807
Minority interest net income$076
Net income of bank and minority interests.$3,501,0001,808
Net charge-offs$267,0001,578
Cash dividends$1,326,0001,852
Sale, conversion, retirement of capital stock, net$12,000664
Net operating income$3,501,0001,787
2017-09-30 (YTD Data)Rank
Total interest income$13,556,0001,478
Total interest expense$1,963,0001,214
Net interest income$11,593,0001,515
Provision for loan and lease losses$314,0001,589
Total noninterest income$1,652,0001,937
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$523,0001,585
Trading account gains and feesNANA
Additional Noninterest Income$1,129,0001,837
Total noninterest expense$8,165,0001,765
Salaries and employee benefits$4,269,0001,893
Premises and equipment expense$1,005,0001,687
Additional noninterest expense$2,891,0001,561
Pre-tax net operating income$4,766,0001,422
Securities gains (losses)$02,274
Applicable income taxes$1,693,0001,025
Income before extraordinary items$3,073,0001,708
Extraordinary gains, net$09
Net income$3,073,0001,709
Minority interest net income$071
Net income of bank and minority interests.$3,073,0001,709
Net charge-offs$126,0001,746
Cash dividends$754,0001,990
Sale, conversion, retirement of capital stock, net$9,000633
Net operating income$3,073,0001,689
2017-06-30 (YTD Data)Rank
Total interest income$8,769,0001,503
Total interest expense$1,239,0001,232
Net interest income$7,530,0001,539
Provision for loan and lease losses$97,0002,280
Total noninterest income$1,034,0002,012
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$331,0001,630
Trading account gains and feesNANA
Additional Noninterest Income$703,0001,926
Total noninterest expense$5,483,0001,753
Salaries and employee benefits$2,846,0001,901
Premises and equipment expense$669,0001,699
Additional noninterest expense$1,968,0001,530
Pre-tax net operating income$2,984,0001,466
Securities gains (losses)$01,906
Applicable income taxes$1,060,0001,063
Income before extraordinary items$1,924,0001,756
Extraordinary gains, net$011
Net income$1,924,0001,756
Minority interest net income$071
Net income of bank and minority interests.$1,924,0001,756
Net charge-offs$56,0001,916
Cash dividends$479,0002,082
Sale, conversion, retirement of capital stock, net$6,000619
Net operating income$1,924,0001,738
2017-03-31 (YTD Data)Rank
Total interest income$4,267,0001,527
Total interest expense$607,0001,223
Net interest income$3,660,0001,566
Provision for loan and lease losses$03,537
Total noninterest income$488,0002,078
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$155,0001,708
Trading account gains and feesNANA
Additional Noninterest Income$333,0001,960
Total noninterest expense$2,784,0001,751
Salaries and employee benefits$1,430,0001,925
Premises and equipment expense$348,0001,647
Additional noninterest expense$1,006,0001,500
Pre-tax net operating income$1,364,0001,537
Securities gains (losses)$01,153
Applicable income taxes$485,0001,106
Income before extraordinary items$879,0001,823
Extraordinary gains, net$08
Net income$879,0001,823
Minority interest net income$055
Net income of bank and minority interests.$879,0001,823
Net charge-offs$-18,0005,222
Cash dividends$214,0001,905
Sale, conversion, retirement of capital stock, net$3,000587
Net operating income$879,0001,811
2016-12-31 (YTD Data)Rank
Total interest income$16,062,0001,580
Total interest expense$2,399,0001,211
Net interest income$13,663,0001,636
Provision for loan and lease losses$669,0001,217
Total noninterest income$1,997,0002,122
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$560,0001,912
Trading account gains and fees$0170
Additional Noninterest Income$1,437,0001,943
Total noninterest expense$10,465,0001,826
Salaries and employee benefits$5,376,0001,976
Premises and equipment expense$1,185,0001,885
Additional noninterest expense$3,904,0001,571
Pre-tax net operating income$4,526,0001,748
Securities gains (losses)$03,212
Applicable income taxes$1,608,0001,216
Income before extraordinary items$2,918,0002,162
Extraordinary gains, net$05
Net income$2,918,0002,160
Minority interest net income$082
Net income of bank and minority interests.$2,918,0002,161
Net charge-offs$294,0001,544
Cash dividends$817,0002,430
Sale, conversion, retirement of capital stock, net$12,000694
Net operating income$2,918,0002,100
2016-09-30 (YTD Data)Rank
Total interest income$11,966,0001,588
Total interest expense$1,784,0001,210
Net interest income$10,182,0001,654
Provision for loan and lease losses$669,000942
Total noninterest income$1,441,0002,173
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$390,0002,033
Trading account gains and fees$0169
Additional Noninterest Income$1,051,0001,979
Total noninterest expense$7,827,0001,827
Salaries and employee benefits$3,982,0001,993
Premises and equipment expense$851,0001,948
Additional noninterest expense$2,994,0001,538
Pre-tax net operating income$3,127,0001,903
Securities gains (losses)$03,160
Applicable income taxes$1,111,0001,309
Income before extraordinary items$2,016,0002,330
Extraordinary gains, net$05
Net income$2,016,0002,328
Minority interest net income$071
Net income of bank and minority interests.$2,016,0002,330
Net charge-offs$229,0001,356
Cash dividends$817,0001,860
Sale, conversion, retirement of capital stock, net$9,000650
Net operating income$2,016,0002,272
2016-06-30 (YTD Data)Rank
Total interest income$7,672,0001,651
Total interest expense$1,150,0001,248
Net interest income$6,522,0001,731
Provision for loan and lease losses$528,000817
Total noninterest income$906,0002,222
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$218,0002,296
Trading account gains and fees$0157
Additional Noninterest Income$688,0001,973
Total noninterest expense$5,171,0001,852
Salaries and employee benefits$2,597,0002,036
Premises and equipment expense$497,0002,161
Additional noninterest expense$2,077,0001,490
Pre-tax net operating income$1,729,0002,171
Securities gains (losses)$02,835
Applicable income taxes$614,0001,475
Income before extraordinary items$1,115,0002,617
Extraordinary gains, net$016
Net income$1,115,0002,616
Minority interest net income$071
Net income of bank and minority interests.$1,115,0002,616
Net charge-offs$144,0001,350
Cash dividends$604,0001,754
Sale, conversion, retirement of capital stock, net$6,000636
Net operating income$1,115,0002,543
2016-03-31 (YTD Data)Rank
Total interest income$3,653,0001,739
Total interest expense$539,0001,318
Net interest income$3,114,0001,804
Provision for loan and lease losses$323,000643
Total noninterest income$342,0002,558
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$88,0002,636
Trading account gains and fees$0142
Additional Noninterest Income$254,0002,315
Total noninterest expense$2,130,0002,208
Salaries and employee benefits$1,226,0002,139
Premises and equipment expense$230,0002,296
Additional noninterest expense$674,0002,157
Pre-tax net operating income$1,003,0001,917
Securities gains (losses)$02,077
Applicable income taxes$356,0001,330
Income before extraordinary items$647,0002,324
Extraordinary gains, net$012
Net income$647,0002,324
Minority interest net income$062
Net income of bank and minority interests.$647,0002,324
Net charge-offs$254,000548
Cash dividends$214,0001,883
Sale, conversion, retirement of capital stock, net$3,000596
Net operating income$647,0002,276
2015-12-31 (YTD Data)Rank
Total interest income$14,469,0001,711
Total interest expense$1,931,0001,436
Net interest income$12,538,0001,753
Provision for loan and lease losses$762,0001,003
Total noninterest income$1,824,0002,233
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$397,0002,530
Trading account gains and fees$0159
Additional Noninterest Income$1,427,0001,919
Total noninterest expense$8,100,0002,274
Salaries and employee benefits$4,773,0002,137
Premises and equipment expense$826,0002,495
Additional noninterest expense$2,501,0002,336
Pre-tax net operating income$5,500,0001,462
Securities gains (losses)$306,000542
Applicable income taxes$2,063,000985
Income before extraordinary items$3,743,0001,695
Extraordinary gains, net$023
Net income$3,743,0001,696
Minority interest net income$081
Net income of bank and minority interests.$3,743,0001,697
Net charge-offs$129,0002,415
Cash dividends$993,0002,153
Sale, conversion, retirement of capital stock, net$11,000731
Net operating income$3,547,1601,737
2015-09-30 (YTD Data)Rank
Total interest income$10,870,0001,720
Total interest expense$1,426,0001,463
Net interest income$9,444,0001,754
Provision for loan and lease losses$551,000964
Total noninterest income$1,432,0002,188
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$297,0002,547
Trading account gains and fees$0153
Additional Noninterest Income$1,135,0001,861
Total noninterest expense$6,127,0002,250
Salaries and employee benefits$3,625,0002,119
Premises and equipment expense$616,0002,538
Additional noninterest expense$1,886,0002,327
Pre-tax net operating income$4,198,0001,466
Securities gains (losses)$306,000468
Applicable income taxes$1,600,000983
Income before extraordinary items$2,904,0001,677
Extraordinary gains, net$021
Net income$2,904,0001,679
Minority interest net income$078
Net income of bank and minority interests.$2,904,0001,679
Net charge-offs$118,0002,004
Cash dividends$780,0001,860
Sale, conversion, retirement of capital stock, net$9,000696
Net operating income$2,708,1601,746
2015-06-30 (YTD Data)Rank
Total interest income$7,097,0001,761
Total interest expense$932,0001,495
Net interest income$6,165,0001,799
Provision for loan and lease losses$362,000970
Total noninterest income$1,066,0002,053
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$196,0002,532
Trading account gains and fees$0157
Additional Noninterest Income$870,0001,713
Total noninterest expense$4,189,0002,219
Salaries and employee benefits$2,504,0002,080
Premises and equipment expense$404,0002,575
Additional noninterest expense$1,281,0002,296
Pre-tax net operating income$2,680,0001,499
Securities gains (losses)$306,000373
Applicable income taxes$1,061,000981
Income before extraordinary items$1,925,0001,672
Extraordinary gains, net$022
Net income$1,925,0001,676
Minority interest net income$075
Net income of bank and minority interests.$1,925,0001,676
Net charge-offs$44,0002,414
Cash dividends$566,0001,793
Sale, conversion, retirement of capital stock, net$5,000688
Net operating income$1,729,1601,786
2015-03-31 (YTD Data)Rank
Total interest income$3,519,0001,775
Total interest expense$458,0001,520
Net interest income$3,061,0001,807
Provision for loan and lease losses$262,000721
Total noninterest income$598,0001,877
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$94,0002,583
Trading account gains and fees$0152
Additional Noninterest Income$504,0001,498
Total noninterest expense$2,236,0002,118
Salaries and employee benefits$1,380,0001,905
Premises and equipment expense$203,0002,621
Additional noninterest expense$653,0002,243
Pre-tax net operating income$1,161,0001,632
Securities gains (losses)$306,000260
Applicable income taxes$534,000969
Income before extraordinary items$933,0001,706
Extraordinary gains, net$013
Net income$933,0001,708
Minority interest net income$064
Net income of bank and minority interests.$933,0001,708
Net charge-offs$42,0001,682
Cash dividends$214,0001,797
Sale, conversion, retirement of capital stock, net$2,000661
Net operating income$737,1601,986
2014-12-31 (YTD Data)Rank
Total interest income$13,505,0001,857
Total interest expense$1,703,0001,698
Net interest income$11,802,0001,857
Provision for loan and lease losses$520,0001,424
Total noninterest income$1,259,0002,761
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$373,0002,799
Trading account gains and fees$0180
Additional Noninterest Income$886,0002,502
Total noninterest expense$7,385,0002,491
Salaries and employee benefits$4,184,0002,401
Premises and equipment expense$816,0002,626
Additional noninterest expense$2,385,0002,497
Pre-tax net operating income$5,156,0001,478
Securities gains (losses)$03,259
Applicable income taxes$1,832,0001,045
Income before extraordinary items$3,324,0001,853
Extraordinary gains, net$017
Net income$3,324,0001,853
Minority interest net income$084
Net income of bank and minority interests.$3,324,0001,852
Net charge-offs$-168,0006,222
Cash dividends$1,024,0002,001
Sale, conversion, retirement of capital stock, net$10,000784
Net operating income$3,324,0001,823
2014-09-30 (YTD Data)Rank
Total interest income$10,054,0001,876
Total interest expense$1,276,0001,721
Net interest income$8,778,0001,875
Provision for loan and lease losses$474,0001,195
Total noninterest income$918,0002,830
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$277,0002,863
Trading account gains and fees$0174
Additional Noninterest Income$641,0002,557
Total noninterest expense$5,580,0002,474
Salaries and employee benefits$3,164,0002,374
Premises and equipment expense$606,0002,674
Additional noninterest expense$1,810,0002,493
Pre-tax net operating income$3,642,0001,576
Securities gains (losses)$02,980
Applicable income taxes$1,421,0001,039
Income before extraordinary items$2,221,0002,045
Extraordinary gains, net$015
Net income$2,221,0002,044
Minority interest net income$081
Net income of bank and minority interests.$2,221,0002,043
Net charge-offs$-179,0006,322
Cash dividends$810,0001,722
Sale, conversion, retirement of capital stock, net$8,000752
Net operating income$2,221,0001,995
2014-06-30 (YTD Data)Rank
Total interest income$6,713,0001,872
Total interest expense$849,0001,742
Net interest income$5,864,0001,866
Provision for loan and lease losses$266,0001,402
Total noninterest income$600,0002,830
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$173,0002,970
Trading account gains and fees$0172
Additional Noninterest Income$427,0002,532
Total noninterest expense$3,704,0002,491
Salaries and employee benefits$2,075,0002,416
Premises and equipment expense$397,0002,723
Additional noninterest expense$1,232,0002,421
Pre-tax net operating income$2,494,0001,499
Securities gains (losses)$02,580
Applicable income taxes$974,000984
Income before extraordinary items$1,520,0001,958
Extraordinary gains, net$020
Net income$1,520,0001,962
Minority interest net income$080
Net income of bank and minority interests.$1,520,0001,961
Net charge-offs$-218,0006,468
Cash dividends$596,0001,663
Sale, conversion, retirement of capital stock, net$5,000729
Net operating income$1,520,0001,907
2014-03-31 (YTD Data)Rank
Total interest income$3,249,0001,916
Total interest expense$419,0001,790
Net interest income$2,830,0001,912
Provision for loan and lease losses$139,0001,353
Total noninterest income$289,0002,863
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$77,0003,142
Trading account gains and fees$0147
Additional Noninterest Income$212,0002,471
Total noninterest expense$1,811,0002,556
Salaries and employee benefits$1,036,0002,428
Premises and equipment expense$200,0002,751
Additional noninterest expense$575,0002,583
Pre-tax net operating income$1,169,0001,555
Securities gains (losses)$01,715
Applicable income taxes$455,000993
Income before extraordinary items$714,0001,971
Extraordinary gains, net$016
Net income$714,0001,974
Minority interest net income$066
Net income of bank and minority interests.$714,0001,974
Net charge-offs$-233,0006,608
Cash dividends$214,0001,705
Sale, conversion, retirement of capital stock, net$3,000674
Net operating income$714,0001,931
2013-12-31 (YTD Data)Rank
Total interest income$12,087,0002,041
Total interest expense$1,944,0001,750
Net interest income$10,143,0002,071
Provision for loan and lease losses$1,240,000920
Total noninterest income$1,090,0003,050
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$267,0003,580
Trading account gains and fees$0184
Additional Noninterest Income$823,0002,639
Total noninterest expense$6,954,0002,643
Salaries and employee benefits$3,802,0002,592
Premises and equipment expense$817,0002,664
Additional noninterest expense$2,335,0002,615
Pre-tax net operating income$3,039,0002,150
Securities gains (losses)$514,000444
Applicable income taxes$1,314,0001,228
Income before extraordinary items$2,239,0002,385
Extraordinary gains, net$029
Net income$2,239,0002,389
Minority interest net income$090
Net income of bank and minority interests.$2,239,0002,388
Net charge-offs$2,782,000573
Cash dividends$896,0002,082
Sale, conversion, retirement of capital stock, net$13,000824
Net operating income$1,910,0402,634
2013-09-30 (YTD Data)Rank
Total interest income$9,025,0002,057
Total interest expense$1,511,0001,740
Net interest income$7,514,0002,094
Provision for loan and lease losses$732,0001,146
Total noninterest income$815,0003,102
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$189,0003,723
Trading account gains and fees$0180
Additional Noninterest Income$626,0002,674
Total noninterest expense$5,246,0002,635
Salaries and employee benefits$2,880,0002,574
Premises and equipment expense$608,0002,699
Additional noninterest expense$1,758,0002,611
Pre-tax net operating income$2,351,0002,163
Securities gains (losses)$514,000400
Applicable income taxes$1,133,0001,143
Income before extraordinary items$1,732,0002,370
Extraordinary gains, net$025
Net income$1,732,0002,375
Minority interest net income$084
Net income of bank and minority interests.$1,732,0002,375
Net charge-offs$1,666,000686
Cash dividends$681,0001,801
Sale, conversion, retirement of capital stock, net$11,000764
Net operating income$1,403,0402,710
2013-06-30 (YTD Data)Rank
Total interest income$5,897,0002,091
Total interest expense$1,045,0001,714
Net interest income$4,852,0002,155
Provision for loan and lease losses$455,0001,244
Total noninterest income$540,0003,161
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$120,0003,780
Trading account gains and fees$0157
Additional Noninterest Income$420,0002,730
Total noninterest expense$3,558,0002,602
Salaries and employee benefits$1,948,0002,552
Premises and equipment expense$409,0002,699
Additional noninterest expense$1,201,0002,540
Pre-tax net operating income$1,379,0002,351
Securities gains (losses)$523,000356
Applicable income taxes$761,0001,130
Income before extraordinary items$1,141,0002,380
Extraordinary gains, net$022
Net income$1,141,0002,390
Minority interest net income$082
Net income of bank and minority interests.$1,141,0002,388
Net charge-offs$1,746,000507
Cash dividends$468,0001,765
Sale, conversion, retirement of capital stock, net$7,000740
Net operating income$806,2802,959
2013-03-31 (YTD Data)Rank
Total interest income$3,069,0002,040
Total interest expense$531,0001,728
Net interest income$2,538,0002,072
Provision for loan and lease losses$340,000909
Total noninterest income$194,0003,717
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$58,0003,830
Trading account gains and fees$0148
Additional Noninterest Income$136,0003,329
Total noninterest expense$1,799,0002,601
Salaries and employee benefits$991,0002,532
Premises and equipment expense$205,0002,718
Additional noninterest expense$603,0002,535
Pre-tax net operating income$593,0002,577
Securities gains (losses)$523,000204
Applicable income taxes$452,000996
Income before extraordinary items$664,0002,079
Extraordinary gains, net$010
Net income$664,0002,082
Minority interest net income$076
Net income of bank and minority interests.$664,0002,081
Net charge-offs$1,713,000292
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$4,000682
Net operating income$329,2803,294
2012-12-31 (YTD Data)Rank
Total interest income$12,890,0002,032
Total interest expense$2,368,0001,842
Net interest income$10,522,0002,058
Provision for loan and lease losses$1,152,0001,619
Total noninterest income$438,0004,694
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$219,0004,094
Trading account gains and fees$0166
Additional Noninterest Income$219,0004,481
Total noninterest expense$6,568,0002,821
Salaries and employee benefits$3,281,0002,941
Premises and equipment expense$689,0003,065
Additional noninterest expense$2,598,0002,478
Pre-tax net operating income$3,240,0001,958
Securities gains (losses)$03,810
Applicable income taxes$1,223,0001,277
Income before extraordinary items$2,017,0002,571
Extraordinary gains, net$029
Net income$2,017,0002,573
Minority interest net income$093
Net income of bank and minority interests.$2,017,0002,572
Net charge-offs$2,119,0001,118
Cash dividends$1,959,0001,251
Sale, conversion, retirement of capital stock, net$17,000853
Net operating income$2,017,0002,446
2012-09-30 (YTD Data)Rank
Total interest income$9,791,0002,042
Total interest expense$1,791,0001,902
Net interest income$8,000,0002,057
Provision for loan and lease losses$1,152,0001,280
Total noninterest income$198,0005,433
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$160,0004,193
Trading account gains and fees$0157
Additional Noninterest Income$38,0005,960
Total noninterest expense$4,846,0002,868
Salaries and employee benefits$2,387,0003,023
Premises and equipment expense$485,0003,238
Additional noninterest expense$1,974,0002,450
Pre-tax net operating income$2,200,0002,175
Securities gains (losses)$03,575
Applicable income taxes$850,0001,386
Income before extraordinary items$1,350,0002,839
Extraordinary gains, net$020
Net income$1,350,0002,840
Minority interest net income$086
Net income of bank and minority interests.$1,350,0002,839
Net charge-offs$1,635,0001,057
Cash dividends$344,0002,437
Sale, conversion, retirement of capital stock, net$13,000817
Net operating income$1,350,0002,700
2012-06-30 (YTD Data)Rank
Total interest income$6,658,0002,016
Total interest expense$1,212,0001,947
Net interest income$5,446,0002,031
Provision for loan and lease losses$1,081,0001,031
Total noninterest income$346,0003,930
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$99,0004,325
Trading account gains and fees$0153
Additional Noninterest Income$247,0003,363
Total noninterest expense$3,227,0002,867
Salaries and employee benefits$1,596,0003,022
Premises and equipment expense$294,0003,480
Additional noninterest expense$1,337,0002,426
Pre-tax net operating income$1,484,0002,152
Securities gains (losses)$03,178
Applicable income taxes$560,0001,382
Income before extraordinary items$924,0002,755
Extraordinary gains, net$019
Net income$924,0002,756
Minority interest net income$084
Net income of bank and minority interests.$924,0002,756
Net charge-offs$1,603,000816
Cash dividends$229,0002,409
Sale, conversion, retirement of capital stock, net$9,000789
Net operating income$924,0002,623
2012-03-31 (YTD Data)Rank
Total interest income$3,670,0001,850
Total interest expense$617,0001,989
Net interest income$3,053,0001,829
Provision for loan and lease losses$660,000859
Total noninterest income$174,0003,937
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$48,0004,361
Trading account gains and fees$0148
Additional Noninterest Income$126,0003,334
Total noninterest expense$1,566,0002,941
Salaries and employee benefits$769,0003,113
Premises and equipment expense$145,0003,546
Additional noninterest expense$652,0002,450
Pre-tax net operating income$1,001,0001,680
Securities gains (losses)$02,210
Applicable income taxes$365,0001,148
Income before extraordinary items$636,0002,154
Extraordinary gains, net$019
Net income$636,0002,155
Minority interest net income$078
Net income of bank and minority interests.$636,0002,156
Net charge-offs$1,441,000522
Cash dividends$115,0001,977
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$636,0002,050
2011-12-31 (YTD Data)Rank
Total interest income$11,508,0002,432
Total interest expense$2,628,0002,194
Net interest income$8,880,0002,472
Provision for loan and lease losses$2,609,0001,312
Total noninterest income$127,0006,195
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$217,0004,234
Trading account gains and fees$0146
Additional Noninterest Income$-90,0006,886
Total noninterest expense$5,735,0003,167
Salaries and employee benefits$2,801,0003,272
Premises and equipment expense$560,0003,754
Additional noninterest expense$2,374,0002,700
Pre-tax net operating income$663,0004,363
Securities gains (losses)$03,838
Applicable income taxes$-644,0007,109
Income before extraordinary items$1,307,0003,041
Extraordinary gains, net$029
Net income$1,307,0003,044
Minority interest net income$096
Net income of bank and minority interests.$1,307,0003,043
Net charge-offs$1,704,0001,719
Cash dividends$458,0002,533
Sale, conversion, retirement of capital stock, net$31,000889
Net operating income$1,307,0002,941
2011-09-30 (YTD Data)Rank
Total interest income$8,668,0002,444
Total interest expense$2,009,0002,237
Net interest income$6,659,0002,484
Provision for loan and lease losses$1,414,0001,567
Total noninterest income$31,0006,937
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$160,0004,277
Trading account gains and fees$0145
Additional Noninterest Income$-129,0007,084
Total noninterest expense$4,316,0003,169
Salaries and employee benefits$2,173,0003,205
Premises and equipment expense$443,0003,658
Additional noninterest expense$1,700,0002,810
Pre-tax net operating income$960,0003,388
Securities gains (losses)$03,555
Applicable income taxes$-296,0007,141
Income before extraordinary items$1,256,0002,637
Extraordinary gains, net$021
Net income$1,256,0002,639
Minority interest net income$087
Net income of bank and minority interests.$1,256,0002,639
Net charge-offs$1,654,0001,396
Cash dividends$344,0002,211
Sale, conversion, retirement of capital stock, net$25,000828
Net operating income$1,256,0002,543
2011-06-30 (YTD Data)Rank
Total interest income$5,860,0002,425
Total interest expense$1,383,0002,265
Net interest income$4,477,0002,464
Provision for loan and lease losses$695,0001,912
Total noninterest income$-105,0007,300
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$103,0004,331
Trading account gains and fees$0153
Additional Noninterest Income$-208,0007,282
Total noninterest expense$2,850,0003,224
Salaries and employee benefits$1,465,0003,198
Premises and equipment expense$288,0003,759
Additional noninterest expense$1,097,0002,948
Pre-tax net operating income$827,0002,872
Securities gains (losses)$02,914
Applicable income taxes$-122,0007,143
Income before extraordinary items$949,0002,375
Extraordinary gains, net$015
Net income$949,0002,375
Minority interest net income$089
Net income of bank and minority interests.$949,0002,375
Net charge-offs$33,0004,776
Cash dividends$229,0002,183
Sale, conversion, retirement of capital stock, net$19,000742
Net operating income$949,0002,286
2011-03-31 (YTD Data)Rank
Total interest income$3,006,0002,374
Total interest expense$714,0002,272
Net interest income$2,292,0002,394
Provision for loan and lease losses$163,0002,672
Total noninterest income$-226,0007,474
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$49,0004,390
Trading account gains and fees$0158
Additional Noninterest Income$-275,0007,462
Total noninterest expense$1,464,0003,168
Salaries and employee benefits$742,0003,183
Premises and equipment expense$147,0003,752
Additional noninterest expense$575,0002,813
Pre-tax net operating income$439,0002,794
Securities gains (losses)$01,772
Applicable income taxes$-88,0007,271
Income before extraordinary items$527,0002,155
Extraordinary gains, net$09
Net income$527,0002,154
Minority interest net income$086
Net income of bank and minority interests.$527,0002,155
Net charge-offs$48,0003,385
Cash dividends$115,0001,821
Sale, conversion, retirement of capital stock, net$12,000654
Net operating income$527,0002,109
2010-12-31 (YTD Data)Rank
Total interest income$11,370,0002,643
Total interest expense$3,975,0002,008
Net interest income$7,395,0002,936
Provision for loan and lease losses$2,456,0001,821
Total noninterest income$-198,0007,424
Gross Fiduciary activities income$23,0001,048
Service charges on deposit accounts$190,0004,502
Trading account gains and fees$0175
Additional Noninterest Income$-411,0007,375
Total noninterest expense$5,411,0003,382
Salaries and employee benefits$2,719,0003,377
Premises and equipment expense$542,0003,983
Additional noninterest expense$2,150,0003,057
Pre-tax net operating income$-670,0006,339
Securities gains (losses)$514,000874
Applicable income taxes$-780,0007,270
Income before extraordinary items$624,0004,018
Extraordinary gains, net$029
Net income$624,0004,017
Minority interest net income$0111
Net income of bank and minority interests.$624,0004,018
Net charge-offs$1,117,0002,534
Cash dividends$411,0002,582
Sale, conversion, retirement of capital stock, net$62,000890
Net operating income$295,0404,817
2010-09-30 (YTD Data)Rank
Total interest income$8,543,0002,690
Total interest expense$3,149,0001,989
Net interest income$5,394,0003,042
Provision for loan and lease losses$849,0002,771
Total noninterest income$235,0005,428
Gross Fiduciary activities income$24,0001,001
Service charges on deposit accounts$147,0004,518
Trading account gains and fees$0165
Additional Noninterest Income$64,0005,741
Total noninterest expense$3,988,0003,427
Salaries and employee benefits$2,030,0003,401
Premises and equipment expense$404,0004,069
Additional noninterest expense$1,554,0003,114
Pre-tax net operating income$792,0003,487
Securities gains (losses)$160,0001,545
Applicable income taxes$04,726
Income before extraordinary items$952,0002,979
Extraordinary gains, net$023
Net income$952,0002,976
Minority interest net income$0110
Net income of bank and minority interests.$952,0002,979
Net charge-offs$145,0004,527
Cash dividends$297,0002,369
Sale, conversion, retirement of capital stock, net$46,000839
Net operating income$792,0003,178
2010-06-30 (YTD Data)Rank
Total interest income$5,633,0002,745
Total interest expense$2,248,0001,932
Net interest income$3,385,0003,182
Provision for loan and lease losses$580,0002,641
Total noninterest income$169,0005,300
Gross Fiduciary activities income$23,000969
Service charges on deposit accounts$95,0004,578
Trading account gains and fees$0152
Additional Noninterest Income$51,0005,562
Total noninterest expense$2,633,0003,470
Salaries and employee benefits$1,334,0003,459
Premises and equipment expense$270,0004,082
Additional noninterest expense$1,029,0003,118
Pre-tax net operating income$341,0004,224
Securities gains (losses)$160,0001,090
Applicable income taxes$04,691
Income before extraordinary items$501,0003,409
Extraordinary gains, net$019
Net income$501,0003,406
Minority interest net income$0105
Net income of bank and minority interests.$501,0003,408
Net charge-offs$344,0002,888
Cash dividends$182,0002,389
Sale, conversion, retirement of capital stock, net$31,000781
Net operating income$341,0003,937
2010-03-31 (YTD Data)Rank
Total interest income$2,639,0002,958
Total interest expense$1,177,0001,943
Net interest income$1,462,0003,630
Provision for loan and lease losses$52,0004,810
Total noninterest income$99,0005,072
Gross Fiduciary activities income$16,000937
Service charges on deposit accounts$39,0004,918
Trading account gains and fees$0175
Additional Noninterest Income$44,0004,900
Total noninterest expense$1,293,0003,557
Salaries and employee benefits$674,0003,490
Premises and equipment expense$139,0004,082
Additional noninterest expense$480,0003,299
Pre-tax net operating income$216,0003,929
Securities gains (losses)$160,000597
Applicable income taxes$04,611
Income before extraordinary items$376,0002,659
Extraordinary gains, net$016
Net income$376,0002,658
Minority interest net income$091
Net income of bank and minority interests.$376,0002,660
Net charge-offs$14,0004,653
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$15,000730
Net operating income$216,0003,610
2009-12-31 (YTD Data)Rank
Total interest income$10,155,0003,196
Total interest expense$5,650,0002,020
Net interest income$4,505,0004,227
Provision for loan and lease losses$2,203,0002,358
Total noninterest income$273,0005,757
Gross Fiduciary activities income$202,000760
Service charges on deposit accounts$176,0004,865
Trading account gains and fees$0211
Additional Noninterest Income$-105,0007,600
Total noninterest expense$5,137,0003,602
Salaries and employee benefits$2,581,0003,597
Premises and equipment expense$508,0004,334
Additional noninterest expense$2,048,0003,255
Pre-tax net operating income$-2,562,0006,791
Securities gains (losses)$114,0002,035
Applicable income taxes$04,388
Income before extraordinary items$-2,448,0006,875
Extraordinary gains, net$034
Net income$-2,448,0006,872
Minority interest net income$0115
Net income of bank and minority interests.$-2,448,0006,873
Net charge-offs$1,765,0002,189
Cash dividends$150,0003,873
Sale, conversion, retirement of capital stock, net$3,875,000228
Net operating income$-2,562,0006,911
2009-09-30 (YTD Data)Rank
Total interest income$7,391,0003,320
Total interest expense$4,323,0002,072
Net interest income$3,068,0004,518
Provision for loan and lease losses$706,0003,263
Total noninterest income$417,0004,578
Gross Fiduciary activities income$178,000717
Service charges on deposit accounts$136,0004,850
Trading account gains and fees$0212
Additional Noninterest Income$103,0005,351
Total noninterest expense$3,854,0003,596
Salaries and employee benefits$1,924,0003,657
Premises and equipment expense$375,0004,414
Additional noninterest expense$1,555,0003,193
Pre-tax net operating income$-1,075,0006,691
Securities gains (losses)$52,0002,277
Applicable income taxes$04,592
Income before extraordinary items$-1,023,0006,761
Extraordinary gains, net$027
Net income$-1,023,0006,762
Minority interest net income$0118
Net income of bank and minority interests.$-1,023,0006,762
Net charge-offs$388,0003,382
Cash dividends$150,0003,309
Sale, conversion, retirement of capital stock, net$3,851,000185
Net operating income$-1,075,0006,781
2009-06-30 (YTD Data)Rank
Total interest income$4,813,0003,400
Total interest expense$2,922,0002,144
Net interest income$1,891,0004,743
Provision for loan and lease losses$706,0002,482
Total noninterest income$283,0004,546
Gross Fiduciary activities income$134,000694
Service charges on deposit accounts$89,0004,870
Trading account gains and fees$0193
Additional Noninterest Income$60,0005,582
Total noninterest expense$2,627,0003,577
Salaries and employee benefits$1,303,0003,652
Premises and equipment expense$247,0004,491
Additional noninterest expense$1,077,0003,099
Pre-tax net operating income$-1,159,0007,099
Securities gains (losses)$52,0001,889
Applicable income taxes$04,657
Income before extraordinary items$-1,107,0007,185
Extraordinary gains, net$021
Net income$-1,107,0007,185
Minority interest net income$0112
Net income of bank and minority interests.$-1,107,0007,186
Net charge-offs$384,0002,659
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$3,836,000138
Net operating income$-1,159,0007,209
2009-03-31 (YTD Data)Rank
Total interest income$2,381,0003,465
Total interest expense$1,464,0002,213
Net interest income$917,0004,822
Provision for loan and lease losses$262,0002,506
Total noninterest income$131,0004,701
Gross Fiduciary activities income$62,000728
Service charges on deposit accounts$43,0004,885
Trading account gains and fees$0171
Additional Noninterest Income$26,0005,845
Total noninterest expense$1,222,0003,714
Salaries and employee benefits$664,0003,625
Premises and equipment expense$117,0004,700
Additional noninterest expense$441,0003,320
Pre-tax net operating income$-436,0007,250
Securities gains (losses)$24,0001,606
Applicable income taxes$04,835
Income before extraordinary items$-412,0007,356
Extraordinary gains, net$015
Net income$-412,0007,357
Minority interest net income$0102
Net income of bank and minority interests.$-412,0007,357
Net charge-offs$3,0005,319
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$2,889,00099
Net operating income$-436,0007,350
2008-12-31 (YTD Data)Rank
Total interest income$9,674,0003,625
Total interest expense$5,671,0002,642
Net interest income$4,003,0004,573
Provision for loan and lease losses$1,282,0002,360
Total noninterest income$47,0007,757
Gross Fiduciary activities income$290,000697
Service charges on deposit accounts$166,0005,127
Trading account gains and fees$0154
Additional Noninterest Income$-409,0008,207
Total noninterest expense$3,843,0004,366
Salaries and employee benefits$2,041,0004,380
Premises and equipment expense$389,0005,163
Additional noninterest expense$1,413,0003,784
Pre-tax net operating income$-1,075,0007,045
Securities gains (losses)$202,000715
Applicable income taxes$04,979
Income before extraordinary items$-873,0006,933
Extraordinary gains, net$039
Net income$-873,0006,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0003,098
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$534,000543
Net operating income$-1,075,0007,149
2008-09-30 (YTD Data)Rank
Total interest income$7,024,0003,760
Total interest expense$4,197,0002,787
Net interest income$2,827,0004,796
Provision for loan and lease losses$1,028,0001,793
Total noninterest income$420,0004,706
Gross Fiduciary activities income$221,000693
Service charges on deposit accounts$118,0005,254
Trading account gains and fees$0148
Additional Noninterest Income$81,0005,935
Total noninterest expense$2,847,0004,384
Salaries and employee benefits$1,513,0004,441
Premises and equipment expense$281,0005,275
Additional noninterest expense$1,053,0003,722
Pre-tax net operating income$-628,0007,338
Securities gains (losses)$140,000790
Applicable income taxes$05,372
Income before extraordinary items$-488,0007,183
Extraordinary gains, net$031
Net income$-488,0007,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0002,546
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$259,000516
Net operating income$-628,0007,413
2008-06-30 (YTD Data)Rank
Total interest income$4,532,0003,898
Total interest expense$2,828,0002,860
Net interest income$1,704,0005,100
Provision for loan and lease losses$799,0001,425
Total noninterest income$260,0004,919
Gross Fiduciary activities income$145,000712
Service charges on deposit accounts$67,0005,545
Trading account gains and fees$0149
Additional Noninterest Income$48,0006,189
Total noninterest expense$1,815,0004,543
Salaries and employee benefits$986,0004,567
Premises and equipment expense$171,0005,559
Additional noninterest expense$658,0003,886
Pre-tax net operating income$-650,0007,715
Securities gains (losses)$140,000776
Applicable income taxes$05,627
Income before extraordinary items$-510,0007,705
Extraordinary gains, net$021
Net income$-510,0007,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,797
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$134,000509
Net operating income$-650,0007,784
2008-03-31 (YTD Data)Rank
Total interest income$2,246,0004,005
Total interest expense$1,466,0002,943
Net interest income$780,0005,381
Provision for loan and lease losses$141,0002,257
Total noninterest income$118,0005,124
Gross Fiduciary activities income$67,000743
Service charges on deposit accounts$32,0005,589
Trading account gains and fees$0158
Additional Noninterest Income$19,0006,522
Total noninterest expense$808,0004,905
Salaries and employee benefits$470,0004,763
Premises and equipment expense$69,0006,080
Additional noninterest expense$269,0004,455
Pre-tax net operating income$-51,0007,401
Securities gains (losses)$140,000565
Applicable income taxes$05,622
Income before extraordinary items$89,0005,986
Extraordinary gains, net$015
Net income$89,0005,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$39,000528
Net operating income$-51,0007,445
2007-12-31 (YTD Data)Rank
Total interest income$7,406,0004,594
Total interest expense$4,402,0003,772
Net interest income$3,004,0005,498
Provision for loan and lease losses$986,0001,440
Total noninterest income$382,0005,587
Gross Fiduciary activities income$227,000778
Service charges on deposit accounts$67,0006,488
Trading account gains and fees$0178
Additional Noninterest Income$88,0006,406
Total noninterest expense$2,738,0005,309
Salaries and employee benefits$1,491,0005,322
Premises and equipment expense$283,0005,927
Additional noninterest expense$964,0004,767
Pre-tax net operating income$-338,0007,728
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-338,0007,803
Extraordinary gains, net$039
Net income$-338,0007,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,544
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$249,000690
Net operating income$-338,0007,785
2007-09-30 (YTD Data)Rank
Total interest income$5,042,0004,869
Total interest expense$3,019,0004,002
Net interest income$2,023,0005,799
Provision for loan and lease losses$724,0001,178
Total noninterest income$278,0005,693
Gross Fiduciary activities income$161,000785
Service charges on deposit accounts$48,0006,565
Trading account gains and fees$0184
Additional Noninterest Income$69,0006,360
Total noninterest expense$1,995,0005,367
Salaries and employee benefits$1,080,0005,407
Premises and equipment expense$217,0005,866
Additional noninterest expense$698,0004,803
Pre-tax net operating income$-418,0008,025
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-418,0008,088
Extraordinary gains, net$033
Net income$-418,0008,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,768
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$187,000606
Net operating income$-418,0008,070
2007-06-30 (YTD Data)Rank
Total interest income$3,025,0005,228
Total interest expense$1,778,0004,324
Net interest income$1,247,0006,051
Provision for loan and lease losses$437,0001,157
Total noninterest income$141,0006,232
Gross Fiduciary activities income$66,000886
Service charges on deposit accounts$30,0006,661
Trading account gains and fees$0168
Additional Noninterest Income$45,0006,440
Total noninterest expense$1,349,0005,358
Salaries and employee benefits$709,0005,505
Premises and equipment expense$156,0005,705
Additional noninterest expense$484,0004,677
Pre-tax net operating income$-398,0008,224
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-398,0008,265
Extraordinary gains, net$029
Net income$-398,0008,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,059
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$119,000569
Net operating income$-398,0008,255
2007-03-31 (YTD Data)Rank
Total interest income$1,320,0005,635
Total interest expense$745,0004,796
Net interest income$575,0006,266
Provision for loan and lease losses$269,000909
Total noninterest income$53,0006,742
Gross Fiduciary activities income$18,000983
Service charges on deposit accounts$13,0006,796
Trading account gains and fees$0195
Additional Noninterest Income$22,0006,474
Total noninterest expense$604,0005,737
Salaries and employee benefits$348,0005,605
Premises and equipment expense$77,0005,781
Additional noninterest expense$179,0005,608
Pre-tax net operating income$-245,0008,354
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-245,0008,382
Extraordinary gains, net$022
Net income$-245,0008,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$41,000533
Net operating income$-245,0008,372
2006-12-31 (YTD Data)Rank
Total interest income$2,005,0007,537
Total interest expense$783,0007,362
Net interest income$1,222,0007,555
Provision for loan and lease losses$485,0001,951
Total noninterest income$74,0008,004
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$24,0007,236
Trading account gains and fees$0130
Additional Noninterest Income$50,0007,251
Total noninterest expense$2,439,0005,569
Salaries and employee benefits$1,094,0006,166
Premises and equipment expense$259,0006,123
Additional noninterest expense$1,086,0004,252
Pre-tax net operating income$-1,628,0008,543
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,628,0008,563
Extraordinary gains, net$051
Net income$-1,628,0008,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$19,664,00083
Net operating income$-1,628,0008,554
2006-09-30 (YTD Data)Rank
Total interest income$1,056,0008,068
Total interest expense$305,0008,121
Net interest income$751,0007,922
Provision for loan and lease losses$305,0002,120
Total noninterest income$41,0008,265
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$12,0007,403
Trading account gains and fees$0126
Additional Noninterest Income$29,0007,555
Total noninterest expense$1,773,0005,647
Salaries and employee benefits$765,0006,355
Premises and equipment expense$184,0006,293
Additional noninterest expense$824,0004,188
Pre-tax net operating income$-1,286,0008,634
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,286,0008,647
Extraordinary gains, net$045
Net income$-1,286,0008,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$19,637,00058
Net operating income$-1,286,0008,640
2006-06-30 (YTD Data)Rank
Total interest income$427,0008,487
Total interest expense$85,0008,546
Net interest income$342,0008,353
Provision for loan and lease losses$187,0002,221
Total noninterest income$19,0008,429
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,616
Trading account gains and fees$0126
Additional Noninterest Income$17,0007,713
Total noninterest expense$1,223,0005,543
Salaries and employee benefits$477,0006,551
Premises and equipment expense$99,0006,792
Additional noninterest expense$647,0003,685
Pre-tax net operating income$-1,049,0008,696
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-1,049,0008,713
Extraordinary gains, net$039
Net income$-1,049,0008,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$19,597,00032
Net operating income$-1,049,0008,703

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.