Home > First Florida Savings Bank, F.S.B. > Income and Expense
First Florida Savings Bank, F.S.B., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,507,000 | 3,960 |
| Total interest expense | $3,742,000 | 3,266 |
| Net interest income | $3,765,000 | 4,622 |
| Provision for loan and lease losses | $203,000 | 2,987 |
| Total noninterest income | $537,000 | 5,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $537,000 | 2,823 |
| Total noninterest expense | $3,073,000 | 4,321 |
| Salaries and employee benefits | $1,122,000 | 5,565 |
| Premises and equipment expense | $924,000 | 2,186 |
| Additional noninterest expense | $1,027,000 | 4,617 |
| Pre-tax net operating income | $1,026,000 | 5,846 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $1,054,000 | 4,332 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,054,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,026,000 | 4,486 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,906,000 | 4,362 |
| Total interest expense | $3,720,000 | 3,388 |
| Net interest income | $3,186,000 | 5,380 |
| Provision for loan and lease losses | $453,000 | 2,251 |
| Total noninterest income | $706,000 | 4,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $706,000 | 2,585 |
| Total noninterest expense | $3,302,000 | 4,125 |
| Salaries and employee benefits | $1,162,000 | 5,382 |
| Premises and equipment expense | $936,000 | 2,190 |
| Additional noninterest expense | $1,204,000 | 4,176 |
| Pre-tax net operating income | $137,000 | 11,578 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $189,000 | 10,775 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $189,000 | 10,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $563,000 | 1,651 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 463 |
| Net operating income | $137,000 | 11,167 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 4,841 |
| Total interest expense | $4,365,000 | 3,756 |
| Net interest income | $2,603,000 | 6,398 |
| Provision for loan and lease losses | $524,000 | 2,895 |
| Total noninterest income | $524,000 | 5,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $524,000 | 3,091 |
| Total noninterest expense | $3,331,000 | 4,117 |
| Salaries and employee benefits | $1,323,000 | 4,746 |
| Premises and equipment expense | $905,000 | 2,295 |
| Additional noninterest expense | $1,103,000 | 4,677 |
| Pre-tax net operating income | $-728,000 | 13,409 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-728,000 | 13,472 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-728,000 | 13,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 2,772 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 549 |
| Net operating income | $-728,000 | 13,388 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.