Home > First Florida Bank > Assets and Liabilities
First Florida Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 88 | 1,936 |
| Assets and Liabilities | ||
| Total Assets: | $399,921,000 | 1,710 |
| Cash and due from depository institutions | $1,887,000 | 1,936 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $3,365,000 | 7,411 |
| Federal funds sold & reverse repurchase agreements | $21,765,000 | 721 |
| Net loans & leases | $274,874,000 | 1,735 |
| Loan loss allowance | $11,061,000 | 532 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $17,219,000 | 695 |
| Other real estate owned | $6,127,000 | 1,936 |
| Goodwill and other intangibles | $55,841,000 | 250 |
| All other assets | $18,843,000 | 1,046 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $399,921,000 | 1,710 |
| Total liabilities | $311,124,000 | 1,944 |
| Total deposits | $308,924,000 | 1,749 |
| Interest-bearing deposits | $305,176,000 | 1,554 |
| Deposits held in domestic offices | $308,924,000 | 1,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,200,000 | 2,282 |
| Total equity capital | $88,797,000 | 784 |
| Total bank equity capital | $88,797,000 | 784 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,000,000 | 1,477 |
| Surplus | $116,031,000 | 326 |
| Undivided profits | $-30,234,000 | 8,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,028,000 | 226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,108,000 | 3,426 |
| Earning assets | $300,004,000 | 2,075 |
| Long-term assets (5+ years) | $15,146,000 | 4,405 |
| Average Assets, year-to-date | $412,190,000 | 1,663 |
| Average Assets, quarterly | $412,190,000 | 1,663 |
| Volatile liabilities | $119,065,000 | 1,217 |
| Insider loans | $3,489,000 | 2,109 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $13,806,000 | 204 |
| Unused loan commitments | $31,182,000 | 2,531 |
| Tier 1 (core) risk-based capital | $33,235,000 | 1,985 |
| Tier 2 risk-based capital | $4,138,000 | 1,308 |
| Total risk weighted assets | $324,104,000 | 1,576 |
| Total unused commitments | $31,182,000 | 2,534 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 88 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $424,459,000 | 1,620 |
| Cash and due from depository institutions | $3,304,000 | 1,965 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $3,426,000 | 7,471 |
| Federal funds sold & reverse repurchase agreements | $29,159,000 | 442 |
| Net loans & leases | $300,821,000 | 1,597 |
| Loan loss allowance | $8,697,000 | 649 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $16,534,000 | 723 |
| Other real estate owned | $3,620,000 | 1,965 |
| Goodwill and other intangibles | $55,874,000 | 248 |
| All other assets | $11,721,000 | 1,568 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $424,459,000 | 1,620 |
| Total liabilities | $337,500,000 | 1,810 |
| Total deposits | $334,827,000 | 1,613 |
| Interest-bearing deposits | $330,965,000 | 1,391 |
| Deposits held in domestic offices | $334,827,000 | 1,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,673,000 | 1,967 |
| Total equity capital | $86,959,000 | 794 |
| Total bank equity capital | $86,959,000 | 794 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000,000 | 1,465 |
| Surplus | $100,335,000 | 365 |
| Undivided profits | $-16,376,000 | 8,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,376,000 | 153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,393,000 | 3,029 |
| Earning assets | $333,406,000 | 1,867 |
| Long-term assets (5+ years) | $15,012,000 | 4,210 |
| Average Assets, year-to-date | $426,947,200 | 1,541 |
| Average Assets, quarterly | $414,154,500 | 1,640 |
| Volatile liabilities | $123,860,000 | 1,179 |
| Insider loans | $3,491,000 | 2,084 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $45,419,000 | 1,917 |
| Tier 1 (core) risk-based capital | $31,408,000 | 2,094 |
| Tier 2 risk-based capital | $4,417,000 | 1,207 |
| Total risk weighted assets | $349,052,000 | 1,461 |
| Total unused commitments | $45,419,000 | 1,918 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $403,850,000 | 1,669 |
| Cash and due from depository institutions | $3,042,000 | 2,018 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $3,546,000 | 7,480 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $305,561,000 | 1,548 |
| Loan loss allowance | $12,417,000 | 440 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $14,765,000 | 815 |
| Other real estate owned | $2,258,000 | 2,018 |
| Goodwill and other intangibles | $56,489,000 | 234 |
| All other assets | $18,189,000 | 1,048 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $403,850,000 | 1,669 |
| Total liabilities | $315,225,000 | 1,883 |
| Total deposits | $297,005,000 | 1,788 |
| Interest-bearing deposits | $286,412,000 | 1,617 |
| Deposits held in domestic offices | $297,005,000 | 1,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,092,000 | 943 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,128,000 | 2,366 |
| Total equity capital | $88,625,000 | 773 |
| Total bank equity capital | $88,625,000 | 773 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000,000 | 1,441 |
| Surplus | $98,310,000 | 362 |
| Undivided profits | $-12,685,000 | 8,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,367,000 | 156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,987,000 | 2,307 |
| Earning assets | $309,107,000 | 1,951 |
| Long-term assets (5+ years) | $15,989,000 | 3,991 |
| Average Assets, year-to-date | $427,569,250 | 1,537 |
| Average Assets, quarterly | $412,354,500 | 1,623 |
| Volatile liabilities | $123,136,000 | 1,150 |
| Insider loans | $3,496,000 | 2,053 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $60,361,000 | 1,569 |
| Tier 1 (core) risk-based capital | $32,129,000 | 2,038 |
| Tier 2 risk-based capital | $4,524,000 | 1,155 |
| Total risk weighted assets | $354,049,000 | 1,425 |
| Total unused commitments | $60,361,000 | 1,570 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 80 | 2,189 |
| Assets and Liabilities | ||
| Total Assets: | $420,859,000 | 1,620 |
| Cash and due from depository institutions | $2,383,000 | 2,189 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,706,000 | 7,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $336,064,000 | 1,398 |
| Loan loss allowance | $8,155,000 | 665 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $13,168,000 | 901 |
| Other real estate owned | $0 | 2,189 |
| Goodwill and other intangibles | $56,522,000 | 246 |
| All other assets | $9,016,000 | 1,939 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $420,859,000 | 1,620 |
| Total liabilities | $324,310,000 | 1,858 |
| Total deposits | $312,795,000 | 1,718 |
| Interest-bearing deposits | $301,725,000 | 1,536 |
| Deposits held in domestic offices | $312,795,000 | 1,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,230,000 | 1,186 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,285,000 | 3,273 |
| Total equity capital | $96,549,000 | 717 |
| Total bank equity capital | $96,549,000 | 717 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000,000 | 1,433 |
| Surplus | $92,627,000 | 388 |
| Undivided profits | $922,000 | 6,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,061,000 | 176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,240,000 | 1,862 |
| Earning assets | $339,770,000 | 1,804 |
| Long-term assets (5+ years) | $17,334,000 | 3,751 |
| Average Assets, year-to-date | $435,475,670 | 1,525 |
| Average Assets, quarterly | $430,564,000 | 1,562 |
| Volatile liabilities | $125,533,000 | 1,128 |
| Insider loans | $3,632,000 | 1,967 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $83,128,000 | 1,248 |
| Tier 1 (core) risk-based capital | $40,037,000 | 1,616 |
| Tier 2 risk-based capital | $4,716,000 | 1,113 |
| Total risk weighted assets | $373,820,000 | 1,347 |
| Total unused commitments | $83,128,000 | 1,248 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 83 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $440,269,000 | 1,529 |
| Cash and due from depository institutions | $3,274,000 | 2,111 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $3,922,000 | 7,479 |
| Federal funds sold & reverse repurchase agreements | $14,915,000 | 1,344 |
| Net loans & leases | $343,792,000 | 1,349 |
| Loan loss allowance | $4,559,000 | 1,141 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,841,000 | 1,108 |
| Other real estate owned | $0 | 2,111 |
| Goodwill and other intangibles | $56,555,000 | 235 |
| All other assets | $6,970,000 | 2,334 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $440,269,000 | 1,529 |
| Total liabilities | $339,549,000 | 1,770 |
| Total deposits | $337,923,000 | 1,589 |
| Interest-bearing deposits | $325,327,000 | 1,404 |
| Deposits held in domestic offices | $337,923,000 | 1,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,626,000 | 2,818 |
| Total equity capital | $100,720,000 | 670 |
| Total bank equity capital | $100,720,000 | 670 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000,000 | 1,416 |
| Surplus | $92,596,000 | 376 |
| Undivided profits | $5,124,000 | 4,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,459,000 | 368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,244,000 | 1,814 |
| Earning assets | $362,629,000 | 1,707 |
| Long-term assets (5+ years) | $21,010,000 | 3,317 |
| Average Assets, year-to-date | $442,784,000 | 1,499 |
| Average Assets, quarterly | $442,784,000 | 1,499 |
| Volatile liabilities | $115,079,000 | 1,188 |
| Insider loans | $791,000 | 4,718 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $254,000 | 1,460 |
| Unused loan commitments | $153,687,000 | 757 |
| Tier 1 (core) risk-based capital | $44,517,000 | 1,423 |
| Tier 2 risk-based capital | $4,560,000 | 1,139 |
| Total risk weighted assets | $440,718,000 | 1,106 |
| Total unused commitments | $153,687,000 | 757 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 77 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $445,299,000 | 1,488 |
| Cash and due from depository institutions | $3,498,000 | 2,291 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $4,069,000 | 7,480 |
| Federal funds sold & reverse repurchase agreements | $33,219,000 | 455 |
| Net loans & leases | $332,050,000 | 1,389 |
| Loan loss allowance | $3,812,000 | 1,370 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,610,000 | 1,243 |
| Other real estate owned | $0 | 2,291 |
| Goodwill and other intangibles | $56,329,000 | 227 |
| All other assets | $6,524,000 | 2,463 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $445,299,000 | 1,488 |
| Total liabilities | $345,237,000 | 1,727 |
| Total deposits | $343,709,000 | 1,544 |
| Interest-bearing deposits | $322,907,000 | 1,387 |
| Deposits held in domestic offices | $343,709,000 | 1,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,528,000 | 2,926 |
| Total equity capital | $100,062,000 | 659 |
| Total bank equity capital | $100,062,000 | 659 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,000,000 | 1,406 |
| Surplus | $92,502,000 | 364 |
| Undivided profits | $4,560,000 | 4,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,565,000 | 579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,101,000 | 2,006 |
| Earning assets | $369,338,000 | 1,655 |
| Long-term assets (5+ years) | $23,547,000 | 3,074 |
| Average Assets, year-to-date | $394,191,800 | 1,617 |
| Average Assets, quarterly | $430,055,500 | 1,524 |
| Volatile liabilities | $173,822,000 | 914 |
| Insider loans | $802,000 | 4,679 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $254,000 | 1,423 |
| Unused loan commitments | $103,685,000 | 996 |
| Tier 1 (core) risk-based capital | $44,100,000 | 1,408 |
| Tier 2 risk-based capital | $3,812,000 | 1,360 |
| Total risk weighted assets | $431,072,000 | 1,106 |
| Total unused commitments | $103,685,000 | 996 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 74 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $414,812,000 | 1,590 |
| Cash and due from depository institutions | $3,715,000 | 2,378 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $4,229,000 | 7,519 |
| Federal funds sold & reverse repurchase agreements | $13,053,000 | 1,072 |
| Net loans & leases | $328,523,000 | 1,388 |
| Loan loss allowance | $3,826,000 | 1,358 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,399,000 | 2,653 |
| Other real estate owned | $0 | 2,378 |
| Goodwill and other intangibles | $56,279,000 | 230 |
| All other assets | $4,614,000 | 3,199 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $414,812,000 | 1,590 |
| Total liabilities | $316,592,000 | 1,853 |
| Total deposits | $315,324,000 | 1,664 |
| Interest-bearing deposits | $299,735,000 | 1,490 |
| Deposits held in domestic offices | $315,324,000 | 1,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,268,000 | 3,295 |
| Total equity capital | $98,220,000 | 676 |
| Total bank equity capital | $98,220,000 | 676 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,395 |
| Surplus | $92,089,000 | 374 |
| Undivided profits | $3,131,000 | 5,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,337,000 | 920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,764,000 | 2,406 |
| Earning assets | $345,805,000 | 1,747 |
| Long-term assets (5+ years) | $24,114,000 | 3,008 |
| Average Assets, year-to-date | $381,415,000 | 1,693 |
| Average Assets, quarterly | $409,195,500 | 1,601 |
| Volatile liabilities | $154,853,000 | 1,025 |
| Insider loans | $1,264,000 | 3,790 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $341,000 | 1,346 |
| Unused loan commitments | $102,917,000 | 1,032 |
| Tier 1 (core) risk-based capital | $42,886,000 | 1,452 |
| Tier 2 risk-based capital | $3,826,000 | 1,353 |
| Total risk weighted assets | $417,438,000 | 1,132 |
| Total unused commitments | $102,917,000 | 1,033 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 64 | 2,770 |
| Assets and Liabilities | ||
| Total Assets: | $403,579,000 | 1,627 |
| Cash and due from depository institutions | $4,161,000 | 2,770 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $4,318,000 | 7,537 |
| Federal funds sold & reverse repurchase agreements | $8,121,000 | 1,546 |
| Net loans & leases | $331,841,000 | 1,346 |
| Loan loss allowance | $3,823,000 | 1,347 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,283,000 | 2,687 |
| Other real estate owned | $0 | 2,770 |
| Goodwill and other intangibles | $44,416,000 | 258 |
| All other assets | $6,439,000 | 2,440 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $403,579,000 | 1,627 |
| Total liabilities | $318,636,000 | 1,827 |
| Total deposits | $317,565,000 | 1,638 |
| Interest-bearing deposits | $301,101,000 | 1,472 |
| Deposits held in domestic offices | $317,565,000 | 1,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,071,000 | 3,384 |
| Total equity capital | $84,943,000 | 771 |
| Total bank equity capital | $84,943,000 | 771 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,000,000 | 1,384 |
| Surplus | $80,375,000 | 415 |
| Undivided profits | $1,568,000 | 6,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,094,000 | 862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,728,000 | 2,175 |
| Earning assets | $344,280,000 | 1,731 |
| Long-term assets (5+ years) | $24,811,000 | 2,946 |
| Average Assets, year-to-date | $370,282,670 | 1,732 |
| Average Assets, quarterly | $382,747,500 | 1,698 |
| Volatile liabilities | $153,359,000 | 1,015 |
| Insider loans | $1,312,000 | 3,719 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $723,000 | 1,042 |
| Unused loan commitments | $118,654,000 | 918 |
| Tier 1 (core) risk-based capital | $40,876,000 | 1,482 |
| Tier 2 risk-based capital | $3,823,000 | 1,328 |
| Total risk weighted assets | $412,891,000 | 1,127 |
| Total unused commitments | $118,654,000 | 918 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 49 | 3,412 |
| Assets and Liabilities | ||
| Total Assets: | $361,916,000 | 1,775 |
| Cash and due from depository institutions | $2,614,000 | 3,412 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $4,629,000 | 7,498 |
| Federal funds sold & reverse repurchase agreements | $4,782,000 | 2,739 |
| Net loans & leases | $342,982,000 | 1,262 |
| Loan loss allowance | $3,472,000 | 1,457 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,317,000 | 4,069 |
| Other real estate owned | $0 | 3,412 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,592,000 | 3,103 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $361,916,000 | 1,775 |
| Total liabilities | $322,814,000 | 1,786 |
| Total deposits | $321,766,000 | 1,583 |
| Interest-bearing deposits | $296,396,000 | 1,455 |
| Deposits held in domestic offices | $321,766,000 | 1,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,048,000 | 3,439 |
| Total equity capital | $39,102,000 | 1,595 |
| Total bank equity capital | $39,102,000 | 1,595 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,378 |
| Surplus | $25,745,000 | 1,057 |
| Undivided profits | $10,357,000 | 2,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,094,000 | 850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,668,000 | 2,143 |
| Earning assets | $352,393,000 | 1,684 |
| Long-term assets (5+ years) | $30,007,000 | 2,573 |
| Average Assets, year-to-date | $353,634,500 | 1,791 |
| Average Assets, quarterly | $353,634,500 | 1,791 |
| Volatile liabilities | $140,440,000 | 1,043 |
| Insider loans | $1,097,000 | 4,012 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $2,722,000 | 497 |
| Unused loan commitments | $137,212,000 | 802 |
| Tier 1 (core) risk-based capital | $39,127,000 | 1,537 |
| Tier 2 risk-based capital | $3,472,000 | 1,431 |
| Total risk weighted assets | $374,521,000 | 1,208 |
| Total unused commitments | $137,212,000 | 802 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 59 | 2,933 |
| Assets and Liabilities | ||
| Total Assets: | $345,353,000 | 1,825 |
| Cash and due from depository institutions | $3,426,000 | 2,933 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $4,827,000 | 7,501 |
| Federal funds sold & reverse repurchase agreements | $5,123,000 | 2,441 |
| Net loans & leases | $325,019,000 | 1,311 |
| Loan loss allowance | $3,271,000 | 1,520 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,191,000 | 4,189 |
| Other real estate owned | $0 | 2,933 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,767,000 | 2,996 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $345,353,000 | 1,825 |
| Total liabilities | $307,150,000 | 1,844 |
| Total deposits | $305,230,000 | 1,648 |
| Interest-bearing deposits | $286,371,000 | 1,480 |
| Deposits held in domestic offices | $305,230,000 | 1,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,920,000 | 2,203 |
| Total equity capital | $38,203,000 | 1,615 |
| Total bank equity capital | $38,203,000 | 1,615 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000,000 | 1,364 |
| Surplus | $25,745,000 | 1,035 |
| Undivided profits | $9,458,000 | 3,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,094,000 | 842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,631,000 | 2,179 |
| Earning assets | $334,969,000 | 1,739 |
| Long-term assets (5+ years) | $32,354,000 | 2,421 |
| Average Assets, year-to-date | $319,635,400 | 1,855 |
| Average Assets, quarterly | $346,253,000 | 1,797 |
| Volatile liabilities | $128,889,000 | 1,091 |
| Insider loans | $1,119,000 | 3,976 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $5,681,000 | 335 |
| Unused loan commitments | $143,320,000 | 768 |
| Tier 1 (core) risk-based capital | $38,228,000 | 1,535 |
| Tier 2 risk-based capital | $3,271,000 | 1,491 |
| Total risk weighted assets | $362,443,000 | 1,230 |
| Total unused commitments | $143,320,000 | 768 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $347,153,000 | 1,786 |
| Cash and due from depository institutions | $2,980,000 | 2,996 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $5,096,000 | 7,463 |
| Federal funds sold & reverse repurchase agreements | $17,731,000 | 744 |
| Net loans & leases | $312,504,000 | 1,342 |
| Loan loss allowance | $3,155,000 | 1,557 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,265,000 | 4,070 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,577,000 | 2,297 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $347,153,000 | 1,786 |
| Total liabilities | $310,518,000 | 1,792 |
| Total deposits | $308,508,000 | 1,593 |
| Interest-bearing deposits | $285,596,000 | 1,446 |
| Deposits held in domestic offices | $308,508,000 | 1,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,010,000 | 2,063 |
| Total equity capital | $36,635,000 | 1,668 |
| Total bank equity capital | $36,635,000 | 1,668 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,334 |
| Surplus | $25,744,000 | 999 |
| Undivided profits | $7,891,000 | 3,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,094,000 | 866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,346,000 | 2,610 |
| Earning assets | $335,331,000 | 1,704 |
| Long-term assets (5+ years) | $35,684,000 | 2,272 |
| Average Assets, year-to-date | $313,206,000 | 1,879 |
| Average Assets, quarterly | $334,695,000 | 1,814 |
| Volatile liabilities | $125,439,000 | 1,093 |
| Insider loans | $1,001,000 | 4,175 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $9,683,000 | 282 |
| Unused loan commitments | $145,869,000 | 748 |
| Tier 1 (core) risk-based capital | $36,642,000 | 1,566 |
| Tier 2 risk-based capital | $3,155,000 | 1,518 |
| Total risk weighted assets | $348,700,000 | 1,260 |
| Total unused commitments | $145,869,000 | 750 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 55 | 3,078 |
| Assets and Liabilities | ||
| Total Assets: | $322,237,000 | 1,856 |
| Cash and due from depository institutions | $4,035,000 | 3,078 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $5,464,000 | 7,417 |
| Federal funds sold & reverse repurchase agreements | $13,250,000 | 912 |
| Net loans & leases | $292,230,000 | 1,403 |
| Loan loss allowance | $3,123,000 | 1,550 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,343,000 | 3,946 |
| Other real estate owned | $0 | 3,078 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,915,000 | 2,780 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $322,237,000 | 1,856 |
| Total liabilities | $287,159,000 | 1,880 |
| Total deposits | $285,290,000 | 1,688 |
| Interest-bearing deposits | $266,979,000 | 1,525 |
| Deposits held in domestic offices | $285,290,000 | 1,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,869,000 | 2,067 |
| Total equity capital | $35,078,000 | 1,699 |
| Total bank equity capital | $35,078,000 | 1,699 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $25,744,000 | 977 |
| Undivided profits | $6,334,000 | 4,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,295,000 | 786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,213,000 | 2,604 |
| Earning assets | $310,944,000 | 1,773 |
| Long-term assets (5+ years) | $42,387,000 | 2,017 |
| Average Assets, year-to-date | $301,890,330 | 1,935 |
| Average Assets, quarterly | $316,157,500 | 1,859 |
| Volatile liabilities | $106,190,000 | 1,210 |
| Insider loans | $1,014,000 | 4,117 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $15,409,000 | 222 |
| Unused loan commitments | $146,805,000 | 716 |
| Tier 1 (core) risk-based capital | $35,084,000 | 1,591 |
| Tier 2 risk-based capital | $3,123,000 | 1,510 |
| Total risk weighted assets | $313,918,000 | 1,376 |
| Total unused commitments | $146,805,000 | 717 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 54 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $310,078,000 | 1,906 |
| Cash and due from depository institutions | $3,280,000 | 3,096 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,321,000 | 7,287 |
| Federal funds sold & reverse repurchase agreements | $10,168,000 | 1,224 |
| Net loans & leases | $280,825,000 | 1,422 |
| Loan loss allowance | $2,976,000 | 1,591 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,389,000 | 3,888 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,095,000 | 2,064 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $310,078,000 | 1,906 |
| Total liabilities | $281,293,000 | 1,886 |
| Total deposits | $279,971,000 | 1,701 |
| Interest-bearing deposits | $260,102,000 | 1,543 |
| Deposits held in domestic offices | $279,971,000 | 1,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,322,000 | 2,629 |
| Total equity capital | $28,785,000 | 2,017 |
| Total bank equity capital | $28,785,000 | 2,017 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,309 |
| Surplus | $20,745,000 | 1,127 |
| Undivided profits | $5,040,000 | 4,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,260,000 | 2,432 |
| Earning assets | $297,314,000 | 1,817 |
| Long-term assets (5+ years) | $46,420,000 | 1,943 |
| Average Assets, year-to-date | $291,717,000 | 1,997 |
| Average Assets, quarterly | $291,717,000 | 1,997 |
| Volatile liabilities | $90,634,000 | 1,334 |
| Insider loans | $1,026,000 | 4,083 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $15,484,000 | 205 |
| Unused loan commitments | $138,685,000 | 747 |
| Tier 1 (core) risk-based capital | $28,793,000 | 1,948 |
| Tier 2 risk-based capital | $2,976,000 | 1,546 |
| Total risk weighted assets | $307,676,000 | 1,366 |
| Total unused commitments | $138,685,000 | 747 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 50 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $273,356,000 | 2,126 |
| Cash and due from depository institutions | $11,950,000 | 3,334 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $6,378,000 | 7,295 |
| Federal funds sold & reverse repurchase agreements | $1,440,000 | 4,430 |
| Net loans & leases | $246,626,000 | 1,600 |
| Loan loss allowance | $2,510,000 | 1,881 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,443,000 | 3,794 |
| Other real estate owned | $0 | 3,334 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,519,000 | 2,864 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $273,356,000 | 2,126 |
| Total liabilities | $248,073,000 | 2,115 |
| Total deposits | $247,088,000 | 1,903 |
| Interest-bearing deposits | $228,581,000 | 1,741 |
| Deposits held in domestic offices | $247,088,000 | 1,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $985,000 | 3,146 |
| Total equity capital | $25,283,000 | 2,308 |
| Total bank equity capital | $25,283,000 | 2,308 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,289 |
| Surplus | $18,470,000 | 1,234 |
| Undivided profits | $3,813,000 | 5,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $961,000 | 3,149 |
| Earning assets | $254,444,000 | 2,102 |
| Long-term assets (5+ years) | $46,565,000 | 1,959 |
| Average Assets, year-to-date | $219,125,000 | 2,547 |
| Average Assets, quarterly | $255,077,000 | 2,269 |
| Volatile liabilities | $70,524,000 | 1,615 |
| Insider loans | $892,000 | 4,362 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $68,325,000 | 88 |
| Unused loan commitments | $119,056,000 | 827 |
| Tier 1 (core) risk-based capital | $25,283,000 | 2,199 |
| Tier 2 risk-based capital | $2,510,000 | 1,794 |
| Total risk weighted assets | $272,248,000 | 1,532 |
| Total unused commitments | $119,056,000 | 827 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 48 | 3,466 |
| Assets and Liabilities | ||
| Total Assets: | $236,798,000 | 2,444 |
| Cash and due from depository institutions | $3,266,000 | 3,466 |
| Interest-bearing balances | $9,000 | 6,582 |
| Securities | $6,750,000 | 7,246 |
| Federal funds sold & reverse repurchase agreements | $5,682,000 | 1,899 |
| Net loans & leases | $214,744,000 | 1,780 |
| Loan loss allowance | $2,177,000 | 2,136 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,224,000 | 4,000 |
| Other real estate owned | $0 | 3,466 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,132,000 | 3,027 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $236,798,000 | 2,444 |
| Total liabilities | $213,539,000 | 2,437 |
| Total deposits | $212,692,000 | 2,181 |
| Interest-bearing deposits | $196,623,000 | 1,998 |
| Deposits held in domestic offices | $212,692,000 | 2,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $847,000 | 3,589 |
| Total equity capital | $23,259,000 | 2,462 |
| Total bank equity capital | $23,259,000 | 2,462 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $17,470,000 | 1,262 |
| Undivided profits | $2,789,000 | 5,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 4,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $962,000 | 3,249 |
| Earning assets | $227,185,000 | 2,337 |
| Long-term assets (5+ years) | $49,753,000 | 1,891 |
| Average Assets, year-to-date | $205,567,250 | 2,691 |
| Average Assets, quarterly | $228,265,000 | 2,494 |
| Volatile liabilities | $47,296,000 | 2,202 |
| Insider loans | $909,000 | 4,295 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $51,035,000 | 115 |
| Unused loan commitments | $101,352,000 | 911 |
| Tier 1 (core) risk-based capital | $23,267,000 | 2,343 |
| Tier 2 risk-based capital | $2,177,000 | 2,012 |
| Total risk weighted assets | $241,395,000 | 1,678 |
| Total unused commitments | $101,352,000 | 913 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 49 | 3,434 |
| Assets and Liabilities | ||
| Total Assets: | $219,732,000 | 2,582 |
| Cash and due from depository institutions | $2,574,000 | 3,434 |
| Interest-bearing balances | $6,000 | 6,688 |
| Securities | $7,309,000 | 7,190 |
| Federal funds sold & reverse repurchase agreements | $8,361,000 | 1,282 |
| Net loans & leases | $193,534,000 | 1,918 |
| Loan loss allowance | $1,954,000 | 2,334 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,250,000 | 3,940 |
| Other real estate owned | $0 | 3,434 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,704,000 | 2,355 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $219,732,000 | 2,582 |
| Total liabilities | $197,421,000 | 2,582 |
| Total deposits | $191,826,000 | 2,406 |
| Interest-bearing deposits | $180,003,000 | 2,161 |
| Deposits held in domestic offices | $191,826,000 | 2,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,635 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $595,000 | 4,138 |
| Total equity capital | $22,311,000 | 2,465 |
| Total bank equity capital | $22,311,000 | 2,465 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $17,470,000 | 1,227 |
| Undivided profits | $1,841,000 | 6,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 3,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $765,000 | 3,758 |
| Earning assets | $209,210,000 | 2,488 |
| Long-term assets (5+ years) | $44,778,000 | 2,082 |
| Average Assets, year-to-date | $195,157,000 | 2,824 |
| Average Assets, quarterly | $208,293,000 | 2,693 |
| Volatile liabilities | $39,712,000 | 2,448 |
| Insider loans | $910,000 | 4,283 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $30,733,000 | 142 |
| Unused loan commitments | $92,307,000 | 950 |
| Tier 1 (core) risk-based capital | $22,355,000 | 2,386 |
| Tier 2 risk-based capital | $1,954,000 | 2,190 |
| Total risk weighted assets | $242,188,000 | 1,637 |
| Total unused commitments | $92,307,000 | 950 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 39 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $196,854,000 | 2,824 |
| Cash and due from depository institutions | $8,691,000 | 4,118 |
| Interest-bearing balances | $3,000 | 6,831 |
| Securities | $6,685,000 | 7,339 |
| Federal funds sold & reverse repurchase agreements | $5,817,000 | 2,486 |
| Net loans & leases | $166,237,000 | 2,173 |
| Loan loss allowance | $1,713,000 | 2,593 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,149,000 | 4,008 |
| Other real estate owned | $0 | 4,118 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $7,275,000 | 1,841 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $196,854,000 | 2,824 |
| Total liabilities | $177,934,000 | 2,802 |
| Total deposits | $177,248,000 | 2,559 |
| Interest-bearing deposits | $164,400,000 | 2,345 |
| Deposits held in domestic offices | $177,248,000 | 2,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $686,000 | 4,099 |
| Total equity capital | $18,920,000 | 2,923 |
| Total bank equity capital | $18,920,000 | 2,923 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $14,770,000 | 1,403 |
| Undivided profits | $1,150,000 | 7,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,471,000 | 1,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $594,000 | 4,578 |
| Earning assets | $178,742,000 | 2,838 |
| Long-term assets (5+ years) | $38,617,000 | 2,304 |
| Average Assets, year-to-date | $182,869,500 | 2,973 |
| Average Assets, quarterly | $182,869,500 | 2,973 |
| Volatile liabilities | $34,618,000 | 2,653 |
| Insider loans | $918,000 | 4,200 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $19,100,000 | 187 |
| Unused loan commitments | $62,142,000 | 1,263 |
| Tier 1 (core) risk-based capital | $18,920,000 | 2,762 |
| Tier 2 risk-based capital | $1,713,000 | 2,415 |
| Total risk weighted assets | $196,446,000 | 1,936 |
| Total unused commitments | $62,142,000 | 1,267 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $168,885,000 | 3,177 |
| Cash and due from depository institutions | $4,579,000 | 4,384 |
| Interest-bearing balances | $25,000 | 6,265 |
| Securities | $8,321,000 | 6,986 |
| Federal funds sold & reverse repurchase agreements | $6,431,000 | 1,854 |
| Net loans & leases | $144,014,000 | 2,470 |
| Loan loss allowance | $1,441,000 | 3,001 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,164,000 | 3,987 |
| Other real estate owned | $0 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,376,000 | 3,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,885,000 | 3,177 |
| Total liabilities | $151,612,000 | 3,167 |
| Total deposits | $150,903,000 | 2,935 |
| Interest-bearing deposits | $139,304,000 | 2,735 |
| Deposits held in domestic offices | $150,903,000 | 2,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $143,000 | 3,316 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $566,000 | 4,414 |
| Total equity capital | $17,273,000 | 3,094 |
| Total bank equity capital | $17,273,000 | 3,094 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $13,570,000 | 1,486 |
| Undivided profits | $703,000 | 7,787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,488,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $611,000 | 4,626 |
| Earning assets | $158,791,000 | 3,106 |
| Long-term assets (5+ years) | $39,179,000 | 2,298 |
| Average Assets, year-to-date | $147,648,800 | 3,445 |
| Average Assets, quarterly | $161,837,500 | 3,262 |
| Volatile liabilities | $21,571,000 | 3,720 |
| Insider loans | $495,000 | 5,483 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $16,601,000 | 189 |
| Unused loan commitments | $36,762,000 | 1,856 |
| Tier 1 (core) risk-based capital | $17,277,000 | 2,947 |
| Tier 2 risk-based capital | $1,441,000 | 2,762 |
| Total risk weighted assets | $154,692,000 | 2,400 |
| Total unused commitments | $36,762,000 | 1,860 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $154,790,000 | 3,396 |
| Cash and due from depository institutions | $3,230,000 | 4,505 |
| Interest-bearing balances | $21,000 | 6,387 |
| Securities | $9,112,000 | 6,734 |
| Federal funds sold & reverse repurchase agreements | $8,484,000 | 1,676 |
| Net loans & leases | $127,323,000 | 2,710 |
| Loan loss allowance | $1,283,000 | 3,286 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,083,000 | 4,069 |
| Other real estate owned | $0 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,558,000 | 2,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,790,000 | 3,396 |
| Total liabilities | $140,950,000 | 3,350 |
| Total deposits | $139,935,000 | 3,150 |
| Interest-bearing deposits | $131,814,000 | 2,890 |
| Deposits held in domestic offices | $139,935,000 | 3,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $493,000 | 2,921 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $522,000 | 4,903 |
| Total equity capital | $13,840,000 | 3,786 |
| Total bank equity capital | $13,840,000 | 3,786 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000,000 | 1,275 |
| Surplus | $10,570,000 | 1,813 |
| Undivided profits | $270,000 | 8,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $523,000 | 5,367 |
| Earning assets | $144,940,000 | 3,334 |
| Long-term assets (5+ years) | $27,826,000 | 2,942 |
| Average Assets, year-to-date | $142,339,750 | 3,566 |
| Average Assets, quarterly | $147,064,500 | 3,525 |
| Volatile liabilities | $22,965,000 | 3,535 |
| Insider loans | $618,000 | 5,047 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $17,286,000 | 243 |
| Unused loan commitments | $30,379,000 | 2,150 |
| Tier 1 (core) risk-based capital | $13,853,000 | 3,617 |
| Tier 2 risk-based capital | $1,283,000 | 3,021 |
| Total risk weighted assets | $116,089,000 | 3,084 |
| Total unused commitments | $30,379,000 | 2,154 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $139,339,000 | 3,701 |
| Cash and due from depository institutions | $4,694,000 | 4,723 |
| Interest-bearing balances | $14,000 | 6,583 |
| Securities | $11,059,000 | 6,232 |
| Federal funds sold & reverse repurchase agreements | $2,546,000 | 4,360 |
| Net loans & leases | $115,229,000 | 2,912 |
| Loan loss allowance | $1,142,000 | 3,526 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,899,000 | 4,278 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,912,000 | 2,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,339,000 | 3,701 |
| Total liabilities | $127,485,000 | 3,638 |
| Total deposits | $124,757,000 | 3,444 |
| Interest-bearing deposits | $116,757,000 | 3,154 |
| Deposits held in domestic offices | $124,757,000 | 3,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,291,000 | 2,007 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $437,000 | 5,449 |
| Total equity capital | $11,854,000 | 4,288 |
| Total bank equity capital | $11,854,000 | 4,288 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $8,970,000 | 2,076 |
| Undivided profits | $-116,000 | 8,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 5,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $492,000 | 5,435 |
| Earning assets | $128,848,000 | 3,668 |
| Long-term assets (5+ years) | $26,144,000 | 2,915 |
| Average Assets, year-to-date | $138,189,670 | 3,667 |
| Average Assets, quarterly | $140,335,500 | 3,644 |
| Volatile liabilities | $22,267,000 | 3,552 |
| Insider loans | $633,000 | 4,957 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $14,767,000 | 350 |
| Unused loan commitments | $30,651,000 | 2,081 |
| Tier 1 (core) risk-based capital | $11,830,000 | 4,079 |
| Tier 2 risk-based capital | $1,142,000 | 3,245 |
| Total risk weighted assets | $113,789,000 | 3,090 |
| Total unused commitments | $30,651,000 | 2,093 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $141,332,000 | 3,601 |
| Cash and due from depository institutions | $3,283,000 | 5,020 |
| Interest-bearing balances | $10,000 | 6,648 |
| Securities | $19,250,000 | 4,782 |
| Federal funds sold & reverse repurchase agreements | $9,615,000 | 1,795 |
| Net loans & leases | $103,728,000 | 3,140 |
| Loan loss allowance | $1,052,000 | 3,704 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,908,000 | 4,230 |
| Other real estate owned | $0 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,548,000 | 3,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,332,000 | 3,601 |
| Total liabilities | $129,806,000 | 3,520 |
| Total deposits | $126,489,000 | 3,362 |
| Interest-bearing deposits | $118,147,000 | 3,126 |
| Deposits held in domestic offices | $126,489,000 | 3,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,773,000 | 1,779 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $544,000 | 4,904 |
| Total equity capital | $11,526,000 | 4,297 |
| Total bank equity capital | $11,526,000 | 4,297 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $8,970,000 | 2,045 |
| Undivided profits | $-444,000 | 8,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $504,000 | 5,333 |
| Earning assets | $132,603,000 | 3,516 |
| Long-term assets (5+ years) | $25,395,000 | 2,915 |
| Average Assets, year-to-date | $137,615,000 | 3,657 |
| Average Assets, quarterly | $137,615,000 | 3,657 |
| Volatile liabilities | $19,437,000 | 3,831 |
| Insider loans | $655,000 | 4,868 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $9,815,000 | 419 |
| Unused loan commitments | $24,169,000 | 2,382 |
| Tier 1 (core) risk-based capital | $11,475,000 | 4,121 |
| Tier 2 risk-based capital | $1,052,000 | 3,416 |
| Total risk weighted assets | $114,301,000 | 3,043 |
| Total unused commitments | $24,169,000 | 2,391 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $133,898,000 | 3,730 |
| Cash and due from depository institutions | $3,761,000 | 5,382 |
| Interest-bearing balances | $17,000 | 6,420 |
| Securities | $16,889,000 | 5,142 |
| Federal funds sold & reverse repurchase agreements | $13,345,000 | 1,073 |
| Net loans & leases | $94,395,000 | 3,407 |
| Loan loss allowance | $1,000,000 | 3,801 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,934,000 | 4,188 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,574,000 | 3,024 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,898,000 | 3,730 |
| Total liabilities | $123,506,000 | 3,649 |
| Total deposits | $118,296,000 | 3,514 |
| Interest-bearing deposits | $109,987,000 | 3,257 |
| Deposits held in domestic offices | $118,296,000 | 3,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,746,000 | 1,483 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $464,000 | 5,441 |
| Total equity capital | $10,392,000 | 4,588 |
| Total bank equity capital | $10,392,000 | 4,588 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $8,195,000 | 2,167 |
| Undivided profits | $-803,000 | 8,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $450,000 | 5,968 |
| Earning assets | $124,646,000 | 3,679 |
| Long-term assets (5+ years) | $19,703,000 | 3,367 |
| Average Assets, year-to-date | $91,134,000 | 4,818 |
| Average Assets, quarterly | $118,213,500 | 4,087 |
| Volatile liabilities | $22,749,000 | 3,431 |
| Insider loans | $207,000 | 6,826 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $10,963,000 | 427 |
| Unused loan commitments | $21,184,000 | 2,539 |
| Tier 1 (core) risk-based capital | $10,352,000 | 4,382 |
| Tier 2 risk-based capital | $1,000,000 | 3,519 |
| Total risk weighted assets | $103,810,000 | 3,250 |
| Total unused commitments | $21,184,000 | 2,544 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $60,185,000 | 6,306 |
| Cash and due from depository institutions | $1,655,000 | 6,455 |
| Interest-bearing balances | $2,000 | 6,912 |
| Securities | $3,700,000 | 8,354 |
| Federal funds sold & reverse repurchase agreements | $3,816,000 | 3,363 |
| Net loans & leases | $47,424,000 | 5,402 |
| Loan loss allowance | $395,000 | 6,608 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,951,000 | 4,096 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,639,000 | 5,094 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,185,000 | 6,306 |
| Total liabilities | $54,347,000 | 6,264 |
| Total deposits | $54,198,000 | 6,022 |
| Interest-bearing deposits | $51,335,000 | 5,698 |
| Deposits held in domestic offices | $54,198,000 | 6,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $149,000 | 8,446 |
| Total equity capital | $5,838,000 | 6,526 |
| Total bank equity capital | $5,838,000 | 6,526 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $4,795,000 | 3,235 |
| Undivided profits | $-1,957,000 | 9,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $287,000 | 7,661 |
| Earning assets | $54,942,000 | 6,298 |
| Long-term assets (5+ years) | $5,854,000 | 5,855 |
| Average Assets, year-to-date | $44,032,000 | 7,140 |
| Average Assets, quarterly | $55,887,000 | 6,504 |
| Volatile liabilities | $15,213,000 | 4,448 |
| Insider loans | $680,000 | 4,765 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $9,125,000 | 417 |
| Unused loan commitments | $17,889,000 | 2,699 |
| Tier 1 (core) risk-based capital | $5,838,000 | 6,353 |
| Tier 2 risk-based capital | $395,000 | 6,290 |
| Total risk weighted assets | $47,942,000 | 5,545 |
| Total unused commitments | $17,889,000 | 2,709 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $27,279,000 | 8,545 |
| Cash and due from depository institutions | $797,000 | 7,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $3,773,000 | 8,774 |
| Federal funds sold & reverse repurchase agreements | $2,137,000 | 4,076 |
| Net loans & leases | $18,167,000 | 8,115 |
| Loan loss allowance | $185,000 | 8,446 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,130,000 | 3,821 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $275,000 | 9,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,279,000 | 8,545 |
| Total liabilities | $20,959,000 | 8,779 |
| Total deposits | $20,463,000 | 8,711 |
| Interest-bearing deposits | $19,506,000 | 8,486 |
| Deposits held in domestic offices | $20,463,000 | 8,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $496,000 | 5,811 |
| Total equity capital | $6,320,000 | 6,150 |
| Total bank equity capital | $6,320,000 | 6,150 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $4,795,000 | 3,160 |
| Undivided profits | $-1,475,000 | 9,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $106,000 | 9,026 |
| Earning assets | $24,077,000 | 8,605 |
| Long-term assets (5+ years) | $1,907,000 | 7,395 |
| Average Assets, year-to-date | $16,366,400 | 9,302 |
| Average Assets, quarterly | $23,211,000 | 8,832 |
| Volatile liabilities | $5,723,000 | 7,124 |
| Insider loans | $957,000 | 3,989 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,416,000 | 3,651 |
| Tier 1 (core) risk-based capital | $6,320,000 | 6,042 |
| Tier 2 risk-based capital | $185,000 | 8,246 |
| Total risk weighted assets | $20,033,600 | 8,123 |
| Total unused commitments | $10,416,000 | 3,652 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $10,209,000 | 10,018 |
| Cash and due from depository institutions | $83,000 | 9,060 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $3,238,000 | 9,258 |
| Federal funds sold & reverse repurchase agreements | $5,991,000 | 1,616 |
| Net loans & leases | $629,000 | 10,142 |
| Loan loss allowance | $7,000 | 10,102 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $180,000 | 9,184 |
| Other real estate owned | $0 | 9,060 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $87,000 | 10,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,209,000 | 10,018 |
| Total liabilities | $4,862,000 | 10,124 |
| Total deposits | $4,821,000 | 10,088 |
| Interest-bearing deposits | $4,696,000 | 10,020 |
| Deposits held in domestic offices | $4,821,000 | 10,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $41,000 | 10,028 |
| Total equity capital | $5,347,000 | 6,715 |
| Total bank equity capital | $5,347,000 | 6,715 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $1,500,000 | 6,231 |
| Undivided profits | $847,000 | 7,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,000 | 10,086 |
| Earning assets | $9,858,000 | 9,956 |
| Long-term assets (5+ years) | $636,000 | 8,519 |
| Average Assets, year-to-date | $8,599,500 | 10,064 |
| Average Assets, quarterly | $8,599,500 | 10,076 |
| Volatile liabilities | $805,000 | 9,767 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $46,000 | 9,831 |
| Tier 1 (core) risk-based capital | $5,364,000 | 6,715 |
| Tier 2 risk-based capital | $7,000 | 10,091 |
| Total risk weighted assets | $2,075,700 | 10,174 |
| Total unused commitments | $46,000 | 9,832 |
| Derivatives | $0 | 488 |