Home > First Flag Bank > Income and Expense
First Flag Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,087,000 | 1,702 |
| Total interest expense | $9,686,000 | 1,554 |
| Net interest income | $9,401,000 | 1,860 |
| Provision for loan and lease losses | $2,842,000 | 429 |
| Total noninterest income | $4,156,000 | 1,061 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,334,000 | 1,001 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,822,000 | 929 |
| Total noninterest expense | $10,905,000 | 1,265 |
| Salaries and employee benefits | $3,764,000 | 1,852 |
| Premises and equipment expense | $1,522,000 | 1,334 |
| Additional noninterest expense | $5,619,000 | 881 |
| Pre-tax net operating income | $-190,000 | 9,618 |
| Securities gains (losses) | $62,000 | 908 |
| Applicable income taxes | $-334,000 | 10,103 |
| Income before extraordinary items | $206,000 | 8,260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $206,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,550,000 | 398 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $166,320 | 8,498 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,085,000 | 1,702 |
| Total interest expense | $10,975,000 | 1,405 |
| Net interest income | $8,110,000 | 2,101 |
| Provision for loan and lease losses | $2,600,000 | 484 |
| Total noninterest income | $3,781,000 | 1,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,781,000 | 783 |
| Total noninterest expense | $9,541,000 | 1,379 |
| Salaries and employee benefits | $3,771,000 | 1,760 |
| Premises and equipment expense | $2,876,000 | 713 |
| Additional noninterest expense | $2,894,000 | 1,495 |
| Pre-tax net operating income | $-250,000 | 10,033 |
| Securities gains (losses) | $1,314,000 | 318 |
| Applicable income taxes | $254,000 | 5,612 |
| Income before extraordinary items | $810,000 | 5,159 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $810,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,956,000 | 476 |
| Cash dividends | $3,500,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-188,640 | 10,005 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,080,000 | 1,928 |
| Total interest expense | $9,387,000 | 1,648 |
| Net interest income | $7,693,000 | 2,285 |
| Provision for loan and lease losses | $574,000 | 1,605 |
| Total noninterest income | $3,307,000 | 1,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,307,000 | 795 |
| Total noninterest expense | $8,239,000 | 1,599 |
| Salaries and employee benefits | $4,086,000 | 1,600 |
| Premises and equipment expense | $2,197,000 | 910 |
| Additional noninterest expense | $1,956,000 | 2,143 |
| Pre-tax net operating income | $2,187,000 | 3,258 |
| Securities gains (losses) | $1,015,000 | 273 |
| Applicable income taxes | $1,048,000 | 2,341 |
| Income before extraordinary items | $2,154,000 | 2,412 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,154,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,859,000 | 396 |
| Cash dividends | $1,305,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,473,950 | 3,337 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,882,000 | 2,001 |
| Total interest expense | $9,193,000 | 1,719 |
| Net interest income | $7,689,000 | 2,339 |
| Provision for loan and lease losses | $3,485,000 | 421 |
| Total noninterest income | $3,174,000 | 1,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,174,000 | 850 |
| Total noninterest expense | $8,747,000 | 1,618 |
| Salaries and employee benefits | $3,588,000 | 1,842 |
| Premises and equipment expense | $1,928,000 | 1,089 |
| Additional noninterest expense | $3,231,000 | 1,612 |
| Pre-tax net operating income | $-1,369,000 | 11,376 |
| Securities gains (losses) | $1,022,000 | 251 |
| Applicable income taxes | $-262,000 | 11,299 |
| Income before extraordinary items | $-85,000 | 10,976 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-85,000 | 10,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,943 |
| Cash dividends | $525,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-739,080 | 11,298 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,800,000 | 2,005 |
| Total interest expense | $9,889,000 | 1,608 |
| Net interest income | $6,911,000 | 2,595 |
| Provision for loan and lease losses | $630,000 | 1,292 |
| Total noninterest income | $2,896,000 | 1,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,896,000 | 907 |
| Total noninterest expense | $6,825,000 | 2,025 |
| Salaries and employee benefits | $3,398,000 | 1,950 |
| Premises and equipment expense | $1,685,000 | 1,232 |
| Additional noninterest expense | $1,742,000 | 2,695 |
| Pre-tax net operating income | $2,352,000 | 3,022 |
| Securities gains (losses) | $900,000 | 243 |
| Applicable income taxes | $1,112,000 | 2,167 |
| Income before extraordinary items | $2,140,000 | 2,358 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,140,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,028 |
| Cash dividends | $2,284,000 | 1,123 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,546,000 | 3,137 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,665,000 | 2,099 |
| Total interest expense | $8,211,000 | 1,557 |
| Net interest income | $6,454,000 | 2,801 |
| Provision for loan and lease losses | $440,000 | 1,701 |
| Total noninterest income | $2,268,000 | 1,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,268,000 | 1,040 |
| Total noninterest expense | $6,275,000 | 2,249 |
| Salaries and employee benefits | $3,143,000 | 2,103 |
| Premises and equipment expense | $1,521,000 | 1,372 |
| Additional noninterest expense | $1,611,000 | 3,113 |
| Pre-tax net operating income | $2,007,000 | 3,411 |
| Securities gains (losses) | $741,000 | 206 |
| Applicable income taxes | $980,000 | 2,288 |
| Income before extraordinary items | $1,768,000 | 2,736 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,768,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $704,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,293,760 | 3,643 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,631,000 | 2,136 |
| Total interest expense | $7,797,000 | 1,692 |
| Net interest income | $6,834,000 | 2,642 |
| Provision for loan and lease losses | $613,000 | 1,816 |
| Total noninterest income | $1,448,000 | 2,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,448,000 | 1,591 |
| Total noninterest expense | $5,325,000 | 2,690 |
| Salaries and employee benefits | $2,652,000 | 2,504 |
| Premises and equipment expense | $793,000 | 2,576 |
| Additional noninterest expense | $1,880,000 | 2,879 |
| Pre-tax net operating income | $2,344,000 | 2,874 |
| Securities gains (losses) | $677,000 | 729 |
| Applicable income taxes | $848,000 | 2,634 |
| Income before extraordinary items | $2,173,000 | 2,302 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,173,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,860 |
| Cash dividends | $574,000 | 2,764 |
| Sale, conversion, retirement of capital stock, net | $1,006,000 | 459 |
| Net operating income | $1,685,560 | 2,760 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,628,000 | 2,257 |
| Total interest expense | $8,702,000 | 1,945 |
| Net interest income | $6,926,000 | 2,626 |
| Provision for loan and lease losses | $595,000 | 2,655 |
| Total noninterest income | $857,000 | 3,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $857,000 | 2,216 |
| Total noninterest expense | $5,391,000 | 2,676 |
| Salaries and employee benefits | $2,315,000 | 2,804 |
| Premises and equipment expense | $771,000 | 2,695 |
| Additional noninterest expense | $2,305,000 | 2,484 |
| Pre-tax net operating income | $1,797,000 | 3,441 |
| Securities gains (losses) | $774,000 | 782 |
| Applicable income taxes | $960,000 | 2,188 |
| Income before extraordinary items | $1,611,000 | 2,855 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,611,000 | 2,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 2,521 |
| Cash dividends | $681,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 726 |
| Net operating income | $1,115,640 | 3,773 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.