Home > First Flag Bank > Assets and Liabilities
First Flag Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 108 | 1,580 |
| Assets and Liabilities | ||
| Total Assets: | $222,228,000 | 2,110 |
| Cash and due from depository institutions | $8,762,000 | 1,580 |
| Interest-bearing balances | $273,000 | 3,728 |
| Securities | $34,253,000 | 3,215 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 3,575 |
| Net loans & leases | $162,503,000 | 1,855 |
| Loan loss allowance | $2,998,000 | 1,277 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,519,000 | 1,539 |
| Other real estate owned | $2,038,000 | 1,580 |
| Goodwill and other intangibles | $390,000 | 2,041 |
| All other assets | $6,663,000 | 1,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,228,000 | 2,110 |
| Total liabilities | $204,175,000 | 2,071 |
| Total deposits | $170,099,000 | 2,229 |
| Interest-bearing deposits | $158,923,000 | 2,045 |
| Deposits held in domestic offices | $170,099,000 | 2,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,500,000 | 972 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,771,000 | 1,431 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,805,000 | 2,049 |
| Total equity capital | $18,053,000 | 2,437 |
| Total bank equity capital | $18,053,000 | 2,437 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,013,000 | 1,862 |
| Surplus | $7,867,000 | 2,039 |
| Undivided profits | $8,173,000 | 2,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,212,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,349,000 | 1,630 |
| Earning assets | $199,129,000 | 2,162 |
| Long-term assets (5+ years) | $40,990,000 | 2,017 |
| Average Assets, year-to-date | $244,601,200 | 1,844 |
| Average Assets, quarterly | $231,597,500 | 2,015 |
| Volatile liabilities | $64,422,000 | 1,345 |
| Insider loans | $395,000 | 5,921 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,452,000 | 390 |
| Unused loan commitments | $25,363,000 | 1,979 |
| Tier 1 (core) risk-based capital | $18,214,000 | 2,412 |
| Tier 2 risk-based capital | $2,265,010 | 1,501 |
| Total risk weighted assets | $180,467,510 | 1,709 |
| Total unused commitments | $25,363,000 | 1,985 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 93 | 1,833 |
| Assets and Liabilities | ||
| Total Assets: | $260,917,000 | 1,778 |
| Cash and due from depository institutions | $12,583,000 | 1,833 |
| Interest-bearing balances | $2,182,000 | 2,052 |
| Securities | $36,654,000 | 3,044 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 4,024 |
| Net loans & leases | $188,175,000 | 1,489 |
| Loan loss allowance | $2,706,000 | 1,356 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,258,000 | 1,277 |
| Other real estate owned | $1,642,000 | 1,833 |
| Goodwill and other intangibles | $1,683,000 | 1,136 |
| All other assets | $9,922,000 | 884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,917,000 | 1,778 |
| Total liabilities | $242,499,000 | 1,720 |
| Total deposits | $195,099,000 | 1,929 |
| Interest-bearing deposits | $195,099,000 | 1,652 |
| Deposits held in domestic offices | $195,099,000 | 1,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $43,994,000 | 657 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,406,000 | 1,308 |
| Total equity capital | $18,418,000 | 2,449 |
| Total bank equity capital | $18,418,000 | 2,449 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,013,000 | 1,812 |
| Surplus | $7,868,000 | 1,966 |
| Undivided profits | $8,537,000 | 2,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,366,000 | 793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,086,000 | 990 |
| Earning assets | $231,011,000 | 1,852 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $259,013,400 | 1,676 |
| Average Assets, quarterly | $264,790,500 | 1,707 |
| Volatile liabilities | $83,037,000 | 953 |
| Insider loans | $418,000 | 5,731 |
| FHLB advances | $40,854,000 | 200 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $48,228,000 | 1,167 |
| Tier 1 (core) risk-based capital | $18,364,000 | 2,323 |
| Tier 2 risk-based capital | $0 | 10,335 |
| Total risk weighted assets | $174,587,000 | 1,649 |
| Total unused commitments | $48,228,000 | 1,171 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 124 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $247,073,000 | 1,847 |
| Cash and due from depository institutions | $8,626,000 | 1,425 |
| Interest-bearing balances | $962,000 | 2,520 |
| Securities | $51,069,000 | 2,230 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $169,438,000 | 1,661 |
| Loan loss allowance | $2,059,000 | 1,748 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,875,000 | 1,318 |
| Other real estate owned | $425,000 | 1,425 |
| Goodwill and other intangibles | $1,174,000 | 1,244 |
| All other assets | $10,466,000 | 841 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,073,000 | 1,847 |
| Total liabilities | $226,181,000 | 1,816 |
| Total deposits | $182,993,000 | 2,062 |
| Interest-bearing deposits | $182,993,000 | 1,771 |
| Deposits held in domestic offices | $182,993,000 | 2,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $41,707,000 | 631 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,481,000 | 2,582 |
| Total equity capital | $20,892,000 | 2,145 |
| Total bank equity capital | $20,892,000 | 2,145 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,013,000 | 1,802 |
| Surplus | $7,868,000 | 1,935 |
| Undivided profits | $11,011,000 | 2,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,577,000 | 641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,479,000 | 1,487 |
| Earning assets | $221,469,000 | 1,888 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $230,562,800 | 1,883 |
| Average Assets, quarterly | $242,442,000 | 1,858 |
| Volatile liabilities | $78,949,000 | 995 |
| Insider loans | $1,547,000 | 2,558 |
| FHLB advances | $41,637,000 | 202 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $28,045,000 | 1,661 |
| Tier 1 (core) risk-based capital | $20,382,000 | 2,086 |
| Tier 2 risk-based capital | $2,026,000 | 1,516 |
| Total risk weighted assets | $162,091,000 | 1,733 |
| Total unused commitments | $28,045,000 | 1,665 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 110 | 1,691 |
| Assets and Liabilities | ||
| Total Assets: | $222,394,000 | 2,106 |
| Cash and due from depository institutions | $5,733,000 | 1,691 |
| Interest-bearing balances | $989,000 | 2,412 |
| Securities | $44,455,000 | 2,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $154,688,000 | 1,878 |
| Loan loss allowance | $4,346,000 | 986 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,394,000 | 1,466 |
| Other real estate owned | $525,000 | 1,691 |
| Goodwill and other intangibles | $1,703,000 | 1,005 |
| All other assets | $9,896,000 | 909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,394,000 | 2,106 |
| Total liabilities | $202,482,000 | 2,079 |
| Total deposits | $181,649,000 | 2,123 |
| Interest-bearing deposits | $181,649,000 | 1,838 |
| Deposits held in domestic offices | $181,649,000 | 2,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $19,581,000 | 949 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,252,000 | 2,960 |
| Total equity capital | $19,912,000 | 2,265 |
| Total bank equity capital | $19,912,000 | 2,265 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,013,000 | 1,897 |
| Surplus | $7,868,000 | 2,000 |
| Undivided profits | $10,031,000 | 2,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,072,000 | 1,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,459,000 | 1,495 |
| Earning assets | $200,132,000 | 2,144 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $227,909,800 | 1,987 |
| Average Assets, quarterly | $225,993,000 | 2,052 |
| Volatile liabilities | $57,078,000 | 1,269 |
| Insider loans | $1,676,000 | 2,467 |
| FHLB advances | $17,371,000 | 356 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,338,000 | 2,283 |
| Tier 1 (core) risk-based capital | $19,694,000 | 2,183 |
| Tier 2 risk-based capital | $1,874,000 | 1,682 |
| Total risk weighted assets | $149,997,000 | 1,891 |
| Total unused commitments | $17,338,000 | 2,298 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 91 | 2,125 |
| Assets and Liabilities | ||
| Total Assets: | $232,411,000 | 2,022 |
| Cash and due from depository institutions | $6,552,000 | 2,125 |
| Interest-bearing balances | $446,000 | 3,439 |
| Securities | $57,738,000 | 2,169 |
| Federal funds sold & reverse repurchase agreements | $2,010,000 | 5,519 |
| Net loans & leases | $150,018,000 | 1,903 |
| Loan loss allowance | $1,630,000 | 2,313 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,548,000 | 1,396 |
| Other real estate owned | $1,092,000 | 2,125 |
| Goodwill and other intangibles | $1,456,000 | 998 |
| All other assets | $7,997,000 | 1,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,411,000 | 2,022 |
| Total liabilities | $211,917,000 | 2,007 |
| Total deposits | $181,441,000 | 2,173 |
| Interest-bearing deposits | $181,441,000 | 1,862 |
| Deposits held in domestic offices | $181,441,000 | 2,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $29,504,000 | 708 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $972,000 | 3,725 |
| Total equity capital | $20,494,000 | 2,170 |
| Total bank equity capital | $20,494,000 | 2,170 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,013,000 | 1,941 |
| Surplus | $7,868,000 | 1,996 |
| Undivided profits | $10,613,000 | 2,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,394,000 | 2,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,247,000 | 1,812 |
| Earning assets | $210,212,000 | 2,060 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $232,189,400 | 1,950 |
| Average Assets, quarterly | $231,662,500 | 2,006 |
| Volatile liabilities | $61,057,000 | 1,124 |
| Insider loans | $920,000 | 3,935 |
| FHLB advances | $29,504,000 | 242 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,182,000 | 1,991 |
| Tier 1 (core) risk-based capital | $20,301,000 | 2,104 |
| Tier 2 risk-based capital | $1,047,000 | 2,787 |
| Total risk weighted assets | $150,414,000 | 1,862 |
| Total unused commitments | $20,182,000 | 2,001 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 97 | 2,077 |
| Assets and Liabilities | ||
| Total Assets: | $231,939,000 | 1,985 |
| Cash and due from depository institutions | $5,850,000 | 2,077 |
| Interest-bearing balances | $1,888,000 | 1,660 |
| Securities | $71,844,000 | 1,831 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $142,085,000 | 1,962 |
| Loan loss allowance | $1,244,000 | 2,967 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,018,000 | 1,470 |
| Other real estate owned | $210,000 | 2,077 |
| Goodwill and other intangibles | $1,626,000 | 869 |
| All other assets | $5,306,000 | 1,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,939,000 | 1,985 |
| Total liabilities | $213,010,000 | 1,966 |
| Total deposits | $168,664,000 | 2,282 |
| Interest-bearing deposits | $168,664,000 | 1,959 |
| Deposits held in domestic offices | $168,664,000 | 2,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $43,281,000 | 601 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,065,000 | 2,933 |
| Total equity capital | $18,929,000 | 2,178 |
| Total bank equity capital | $18,929,000 | 2,178 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,013,000 | 1,999 |
| Surplus | $7,868,000 | 1,928 |
| Undivided profits | $9,048,000 | 2,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,310,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,169,000 | 1,676 |
| Earning assets | $215,817,000 | 1,950 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $224,424,600 | 1,992 |
| Average Assets, quarterly | $232,202,000 | 1,963 |
| Volatile liabilities | $69,741,000 | 1,008 |
| Insider loans | $876,000 | 4,055 |
| FHLB advances | $43,281,000 | 224 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,237,000 | 2,721 |
| Tier 1 (core) risk-based capital | $18,765,000 | 2,191 |
| Tier 2 risk-based capital | $1,156,000 | 2,564 |
| Total risk weighted assets | $137,017,000 | 1,991 |
| Total unused commitments | $12,237,000 | 2,732 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 95 | 2,219 |
| Assets and Liabilities | ||
| Total Assets: | $207,559,000 | 2,236 |
| Cash and due from depository institutions | $11,393,000 | 2,219 |
| Interest-bearing balances | $1,000 | 7,618 |
| Securities | $49,500,000 | 2,802 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $137,423,000 | 1,992 |
| Loan loss allowance | $905,000 | 4,033 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,613,000 | 1,587 |
| Other real estate owned | $405,000 | 2,219 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,225,000 | 1,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,559,000 | 2,236 |
| Total liabilities | $187,668,000 | 2,268 |
| Total deposits | $165,056,000 | 2,403 |
| Interest-bearing deposits | $157,956,000 | 2,186 |
| Deposits held in domestic offices | $165,056,000 | 2,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,500,000 | 762 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,112,000 | 1,730 |
| Total equity capital | $19,891,000 | 2,056 |
| Total bank equity capital | $19,891,000 | 2,056 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,013,000 | 2,020 |
| Surplus | $7,868,000 | 1,834 |
| Undivided profits | $10,010,000 | 2,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,280,000 | 1,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,096,000 | 1,578 |
| Earning assets | $186,924,000 | 2,273 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $203,220,400 | 2,214 |
| Average Assets, quarterly | $209,607,000 | 2,195 |
| Volatile liabilities | $41,848,000 | 1,379 |
| Insider loans | $969,000 | 3,826 |
| FHLB advances | $20,500,000 | 299 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,313,000 | 2,088 |
| Tier 1 (core) risk-based capital | $19,891,000 | 2,008 |
| Tier 2 risk-based capital | $881,000 | 3,240 |
| Total risk weighted assets | $119,571,000 | 2,230 |
| Total unused commitments | $17,313,000 | 2,106 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 87 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $188,190,000 | 2,508 |
| Cash and due from depository institutions | $6,210,000 | 2,490 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $31,936,000 | 4,217 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $141,356,000 | 1,975 |
| Loan loss allowance | $683,000 | 5,103 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,576,000 | 1,609 |
| Other real estate owned | $196,000 | 2,490 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,916,000 | 2,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,190,000 | 2,508 |
| Total liabilities | $169,964,000 | 2,562 |
| Total deposits | $153,999,000 | 2,678 |
| Interest-bearing deposits | $149,355,000 | 2,416 |
| Deposits held in domestic offices | $153,999,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $14,000,000 | 822 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,965,000 | 1,911 |
| Total equity capital | $18,226,000 | 2,126 |
| Total bank equity capital | $18,226,000 | 2,126 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,006,000 | 3,920 |
| Surplus | $7,867,000 | 1,774 |
| Undivided profits | $9,353,000 | 2,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,694,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,203,000 | 1,606 |
| Earning assets | $173,292,000 | 2,498 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $183,248,600 | 2,523 |
| Average Assets, quarterly | $183,079,500 | 2,568 |
| Volatile liabilities | $29,239,000 | 1,747 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $14,000,000 | 345 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,890,000 | 3,444 |
| Tier 1 (core) risk-based capital | $18,226,000 | 2,075 |
| Tier 2 risk-based capital | $678,000 | 4,067 |
| Total risk weighted assets | $112,997,000 | 2,404 |
| Total unused commitments | $7,890,000 | 3,463 |
| Derivatives | $0 | 651 |