Home > First Financial Bank of Ste. Genevieve County > Income and Expense

First Financial Bank of Ste. Genevieve County, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$2,226,000	9,061
Total interest expense	$970,000	9,120
Net interest income	$1,256,000	8,879
Provision for loan and lease losses	$36,000	7,135
Total noninterest income	$122,000	9,497
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$91,000	7,697
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,000	9,793
Total noninterest expense	$1,395,000	7,409
Salaries and employee benefits	$431,000	9,384
Premises and equipment expense	$283,000	5,797
Additional noninterest expense	$681,000	5,848
Pre-tax net operating income	$-53,000	10,900
Securities gains (losses)	$-33,000	10,883
Applicable income taxes	$-45,000	11,061
Income before extraordinary items	$-41,000	10,911
Extraordinary gains, net	$0	53
Net income	$-41,000	10,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	7,102
Cash dividends	$241,000	5,050
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-19,880	10,830
1995-12-31 (YTD Data)		Rank
Total interest income	$2,101,000	9,570
Total interest expense	$902,000	9,612
Net interest income	$1,199,000	9,326
Provision for loan and lease losses	$36,000	6,768
Total noninterest income	$139,000	9,498
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	8,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	9,130
Total noninterest expense	$880,000	9,429
Salaries and employee benefits	$384,000	10,061
Premises and equipment expense	$106,000	9,444
Additional noninterest expense	$390,000	8,291
Pre-tax net operating income	$422,000	8,926
Securities gains (losses)	$20,000	1,915
Applicable income taxes	$142,000	8,417
Income before extraordinary items	$300,000	8,939
Extraordinary gains, net	$0	65
Net income	$300,000	8,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	10,757
Cash dividends	$223,000	5,236
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$286,400	9,048
1994-12-31 (YTD Data)		Rank
Total interest income	$1,899,000	9,993
Total interest expense	$690,000	10,155
Net interest income	$1,209,000	9,743
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$114,000	10,428
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$79,000	8,715
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	10,473
Total noninterest expense	$818,000	10,157
Salaries and employee benefits	$352,000	10,712
Premises and equipment expense	$85,000	10,492
Additional noninterest expense	$381,000	9,026
Pre-tax net operating income	$445,000	9,031
Securities gains (losses)	$8,000	2,362
Applicable income taxes	$145,000	8,410
Income before extraordinary items	$308,000	9,057
Extraordinary gains, net	$0	249
Net income	$308,000	9,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,934
Cash dividends	$197,000	5,568
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$302,560	9,192
1993-12-31 (YTD Data)		Rank
Total interest income	$1,898,000	10,391
Total interest expense	$750,000	10,305
Net interest income	$1,148,000	10,234
Provision for loan and lease losses	$60,000	6,949
Total noninterest income	$97,000	11,399
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$61,000	9,646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$36,000	10,920
Total noninterest expense	$737,000	10,983
Salaries and employee benefits	$324,000	11,410
Premises and equipment expense	$73,000	11,396
Additional noninterest expense	$340,000	9,955
Pre-tax net operating income	$448,000	9,047
Securities gains (losses)	$1,000	7,052
Applicable income taxes	$138,000	8,903
Income before extraordinary items	$311,000	9,358
Extraordinary gains, net	$8,000	2,989
Net income	$319,000	9,418
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	6,277
Cash dividends	$170,000	5,821
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$310,310	9,101
1992-12-31 (YTD Data)		Rank
Total interest income	$2,124,000	10,650
Total interest expense	$995,000	10,414
Net interest income	$1,129,000	10,594
Provision for loan and lease losses	$54,000	8,887
Total noninterest income	$76,000	12,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	10,031
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	12,651
Total noninterest expense	$681,000	11,616
Salaries and employee benefits	$307,000	11,930
Premises and equipment expense	$70,000	11,871
Additional noninterest expense	$304,000	10,774
Pre-tax net operating income	$470,000	8,637
Securities gains (losses)	$4,000	7,235
Applicable income taxes	$147,000	8,689
Income before extraordinary items	$327,000	8,968
Extraordinary gains, net	$0	1,422
Net income	$327,000	9,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	9,104
Cash dividends	$116,000	6,295
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$324,240	8,641

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.