Home > First Financial Bank of Southeast Missouri > Income and Expense
First Financial Bank of Southeast Missouri, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,810,000 | 4,680 |
| Total interest expense | $3,297,000 | 4,406 |
| Net interest income | $3,513,000 | 4,818 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $467,000 | 5,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $3,351,000 | 3,945 |
| Salaries and employee benefits | $1,301,000 | 4,856 |
| Premises and equipment expense | $1,056,000 | 1,905 |
| Additional noninterest expense | $994,000 | 4,427 |
| Pre-tax net operating income | $449,000 | 8,214 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $231,000 | 6,694 |
| Income before extraordinary items | $203,000 | 9,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $203,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $633,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $212,600 | 9,127 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 4,998 |
| Total interest expense | $3,008,000 | 4,744 |
| Net interest income | $3,268,000 | 5,146 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $439,000 | 5,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $2,164,000 | 5,635 |
| Salaries and employee benefits | $1,002,000 | 6,057 |
| Premises and equipment expense | $360,000 | 4,928 |
| Additional noninterest expense | $802,000 | 5,245 |
| Pre-tax net operating income | $1,423,000 | 4,639 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $390,000 | 5,030 |
| Income before extraordinary items | $1,036,000 | 4,450 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,036,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,323 |
| Cash dividends | $538,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,033,810 | 4,459 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 5,672 |
| Total interest expense | $1,969,000 | 5,679 |
| Net interest income | $3,025,000 | 5,583 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $441,000 | 5,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,126 |
| Total noninterest expense | $2,093,000 | 5,980 |
| Salaries and employee benefits | $963,000 | 6,278 |
| Premises and equipment expense | $341,000 | 5,168 |
| Additional noninterest expense | $789,000 | 5,756 |
| Pre-tax net operating income | $1,253,000 | 5,071 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $384,000 | 4,904 |
| Income before extraordinary items | $870,000 | 5,036 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $870,000 | 5,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $537,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $869,310 | 5,094 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 6,156 |
| Total interest expense | $1,892,000 | 6,109 |
| Net interest income | $2,752,000 | 6,063 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $371,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,956,000 | 6,457 |
| Salaries and employee benefits | $904,000 | 6,688 |
| Premises and equipment expense | $295,000 | 5,946 |
| Additional noninterest expense | $757,000 | 6,193 |
| Pre-tax net operating income | $1,047,000 | 5,712 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $289,000 | 6,213 |
| Income before extraordinary items | $767,000 | 5,742 |
| Extraordinary gains, net | $30,000 | 2,491 |
| Net income | $797,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $345,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $760,430 | 5,527 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,798,000 | 6,572 |
| Total interest expense | $2,208,000 | 6,603 |
| Net interest income | $2,590,000 | 6,419 |
| Provision for loan and lease losses | $156,000 | 5,974 |
| Total noninterest income | $361,000 | 6,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $1,780,000 | 7,016 |
| Salaries and employee benefits | $809,000 | 7,208 |
| Premises and equipment expense | $345,000 | 5,424 |
| Additional noninterest expense | $626,000 | 7,292 |
| Pre-tax net operating income | $1,015,000 | 5,559 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $237,000 | 6,885 |
| Income before extraordinary items | $802,000 | 5,352 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $802,000 | 5,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $347,000 | 3,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $783,520 | 5,132 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.