Home > First Financial Bank > Income and Expense
First Financial Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 4,776 |
| Total interest expense | $0 | 8,596 |
| Net interest income | $3,484,000 | 3,141 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $3,882,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,882,000 | 514 |
| Total noninterest expense | $1,632,000 | 4,749 |
| Salaries and employee benefits | $1,119,000 | 4,056 |
| Premises and equipment expense | $4,000 | 8,558 |
| Additional noninterest expense | $509,000 | 4,523 |
| Pre-tax net operating income | $5,734,000 | 838 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,688,000 | 570 |
| Income before extraordinary items | $3,046,000 | 1,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,046,000 | 1,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,046,000 | 1,153 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 4,711 |
| Total interest expense | $0 | 8,633 |
| Net interest income | $1,786,000 | 3,062 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,830,000 | 811 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,830,000 | 533 |
| Total noninterest expense | $933,000 | 4,343 |
| Salaries and employee benefits | $680,000 | 3,540 |
| Premises and equipment expense | $2,000 | 8,583 |
| Additional noninterest expense | $251,000 | 4,528 |
| Pre-tax net operating income | $2,683,000 | 878 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $817,000 | 842 |
| Income before extraordinary items | $1,866,000 | 942 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,866,000 | 941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,866,000 | 929 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 4,677 |
| Total interest expense | $2,000 | 8,660 |
| Net interest income | $6,713,000 | 3,227 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $7,348,000 | 801 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,348,000 | 508 |
| Total noninterest expense | $2,725,000 | 5,202 |
| Salaries and employee benefits | $1,811,000 | 4,590 |
| Premises and equipment expense | $8,000 | 8,628 |
| Additional noninterest expense | $906,000 | 4,834 |
| Pre-tax net operating income | $11,336,000 | 882 |
| Securities gains (losses) | $4,342,000 | 62 |
| Applicable income taxes | $4,554,000 | 682 |
| Income before extraordinary items | $11,124,000 | 674 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,124,000 | 674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $7,031,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,041,180 | 908 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 4,780 |
| Total interest expense | $1,000 | 8,726 |
| Net interest income | $4,830,000 | 3,359 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $5,536,000 | 804 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,536,000 | 521 |
| Total noninterest expense | $2,078,000 | 5,138 |
| Salaries and employee benefits | $1,368,000 | 4,548 |
| Premises and equipment expense | $9,000 | 8,676 |
| Additional noninterest expense | $701,000 | 4,690 |
| Pre-tax net operating income | $8,288,000 | 937 |
| Securities gains (losses) | $4,342,000 | 60 |
| Applicable income taxes | $4,196,000 | 618 |
| Income before extraordinary items | $8,434,000 | 700 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,434,000 | 699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,524,860 | 1,040 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 4,873 |
| Total interest expense | $1,000 | 8,750 |
| Net interest income | $3,072,000 | 3,484 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $3,673,000 | 805 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,673,000 | 524 |
| Total noninterest expense | $1,424,000 | 5,067 |
| Salaries and employee benefits | $958,000 | 4,397 |
| Premises and equipment expense | $6,000 | 8,707 |
| Additional noninterest expense | $460,000 | 4,753 |
| Pre-tax net operating income | $5,321,000 | 964 |
| Securities gains (losses) | $4,103,000 | 56 |
| Applicable income taxes | $3,051,000 | 582 |
| Income before extraordinary items | $6,373,000 | 628 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,373,000 | 626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,582,960 | 1,057 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 4,900 |
| Total interest expense | $1,000 | 8,770 |
| Net interest income | $1,499,000 | 3,538 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,753,000 | 827 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,753,000 | 538 |
| Total noninterest expense | $775,000 | 4,788 |
| Salaries and employee benefits | $534,000 | 4,097 |
| Premises and equipment expense | $3,000 | 8,717 |
| Additional noninterest expense | $238,000 | 4,618 |
| Pre-tax net operating income | $2,477,000 | 1,008 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $826,000 | 909 |
| Income before extraordinary items | $1,651,000 | 1,128 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,651,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,651,000 | 1,109 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 5,071 |
| Total interest expense | $2,000 | 8,808 |
| Net interest income | $5,137,000 | 3,880 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $5,263,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,263,000 | 657 |
| Total noninterest expense | $2,253,000 | 5,708 |
| Salaries and employee benefits | $1,352,000 | 5,404 |
| Premises and equipment expense | $10,000 | 8,775 |
| Additional noninterest expense | $891,000 | 4,809 |
| Pre-tax net operating income | $8,147,000 | 1,183 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,489,000 | 860 |
| Income before extraordinary items | $4,658,000 | 1,517 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,658,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $27,000,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,658,000 | 1,494 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 5,358 |
| Total interest expense | $2,000 | 8,832 |
| Net interest income | $3,489,000 | 4,160 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $3,907,000 | 1,059 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,907,000 | 662 |
| Total noninterest expense | $1,466,000 | 6,159 |
| Salaries and employee benefits | $829,000 | 6,016 |
| Premises and equipment expense | $0 | 8,827 |
| Additional noninterest expense | $637,000 | 4,917 |
| Pre-tax net operating income | $5,930,000 | 1,205 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,728,000 | 839 |
| Income before extraordinary items | $3,202,000 | 1,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,202,000 | 1,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,202,000 | 1,605 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,041,000 | 5,684 |
| Total interest expense | $1,000 | 8,845 |
| Net interest income | $2,040,000 | 4,553 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,509,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,509,000 | 679 |
| Total noninterest expense | $1,028,000 | 5,977 |
| Salaries and employee benefits | $522,000 | 6,202 |
| Premises and equipment expense | $0 | 8,833 |
| Additional noninterest expense | $506,000 | 4,332 |
| Pre-tax net operating income | $3,521,000 | 1,329 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,920,000 | 783 |
| Income before extraordinary items | $1,601,000 | 2,117 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,601,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,601,000 | 2,079 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 5,666 |
| Total interest expense | $0 | 8,917 |
| Net interest income | $1,023,000 | 4,545 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,172,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,172,000 | 708 |
| Total noninterest expense | $568,000 | 5,677 |
| Salaries and employee benefits | $313,000 | 5,651 |
| Premises and equipment expense | $7,000 | 8,751 |
| Additional noninterest expense | $248,000 | 4,387 |
| Pre-tax net operating income | $1,627,000 | 1,407 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $843,000 | 865 |
| Income before extraordinary items | $784,000 | 2,120 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $784,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $784,000 | 2,089 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 6,997 |
| Total interest expense | $218,000 | 8,404 |
| Net interest income | $2,174,000 | 6,405 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $3,954,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,954,000 | 791 |
| Total noninterest expense | $1,002,000 | 7,815 |
| Salaries and employee benefits | $0 | 8,955 |
| Premises and equipment expense | $2,000 | 8,941 |
| Additional noninterest expense | $1,000,000 | 4,348 |
| Pre-tax net operating income | $5,126,000 | 1,661 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,606,000 | 1,528 |
| Income before extraordinary items | $3,520,000 | 1,802 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,520,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-4,545,000 | 8,963 |
| Net operating income | $3,520,000 | 1,757 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 7,452 |
| Total interest expense | $180,000 | 8,371 |
| Net interest income | $1,285,000 | 7,036 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,866,000 | 1,347 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,866,000 | 826 |
| Total noninterest expense | $958,000 | 7,267 |
| Salaries and employee benefits | $0 | 9,000 |
| Premises and equipment expense | $0 | 8,990 |
| Additional noninterest expense | $958,000 | 3,544 |
| Pre-tax net operating income | $3,193,000 | 1,969 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $933,000 | 1,887 |
| Income before extraordinary items | $2,260,000 | 2,077 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,260,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,260,000 | 2,019 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $789,000 | 7,887 |
| Total interest expense | $104,000 | 8,549 |
| Net interest income | $685,000 | 7,549 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,737,000 | 1,432 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,737,000 | 886 |
| Total noninterest expense | $460,000 | 7,986 |
| Salaries and employee benefits | $0 | 9,056 |
| Premises and equipment expense | $0 | 9,049 |
| Additional noninterest expense | $460,000 | 4,609 |
| Pre-tax net operating income | $1,962,000 | 2,073 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $707,000 | 1,697 |
| Income before extraordinary items | $1,255,000 | 2,428 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,255,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,255,000 | 2,358 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,345 |
| Total interest expense | $29,000 | 8,866 |
| Net interest income | $273,000 | 8,004 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $137,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $137,000 | 3,091 |
| Total noninterest expense | $204,000 | 8,211 |
| Salaries and employee benefits | $0 | 9,095 |
| Premises and equipment expense | $0 | 9,081 |
| Additional noninterest expense | $204,000 | 5,003 |
| Pre-tax net operating income | $206,000 | 5,757 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-39,000 | 8,951 |
| Income before extraordinary items | $245,000 | 4,810 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $245,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $245,000 | 4,691 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 7,883 |
| Total interest expense | $37,000 | 9,061 |
| Net interest income | $1,644,000 | 7,148 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $470,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $470,000 | 3,689 |
| Total noninterest expense | $794,000 | 8,288 |
| Salaries and employee benefits | $209,000 | 8,990 |
| Premises and equipment expense | $0 | 9,148 |
| Additional noninterest expense | $585,000 | 6,069 |
| Pre-tax net operating income | $1,320,000 | 4,436 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $217,000 | 4,803 |
| Income before extraordinary items | $1,103,000 | 4,371 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,103,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,103,000 | 4,191 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 7,823 |
| Total interest expense | $31,000 | 9,129 |
| Net interest income | $1,344,000 | 6,953 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $371,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $371,000 | 3,674 |
| Total noninterest expense | $641,000 | 8,178 |
| Salaries and employee benefits | $209,000 | 8,850 |
| Premises and equipment expense | $0 | 9,202 |
| Additional noninterest expense | $432,000 | 6,114 |
| Pre-tax net operating income | $1,074,000 | 4,372 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $288,000 | 3,993 |
| Income before extraordinary items | $786,000 | 4,646 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $786,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $786,000 | 4,469 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 7,553 |
| Total interest expense | $22,000 | 9,173 |
| Net interest income | $1,043,000 | 6,510 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $227,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $227,000 | 3,795 |
| Total noninterest expense | $517,000 | 7,823 |
| Salaries and employee benefits | $209,000 | 8,389 |
| Premises and equipment expense | $0 | 9,227 |
| Additional noninterest expense | $308,000 | 5,904 |
| Pre-tax net operating income | $753,000 | 4,224 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $206,000 | 3,907 |
| Income before extraordinary items | $546,000 | 4,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $546,000 | 4,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $546,000 | 4,350 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $543,000 | 7,551 |
| Total interest expense | $11,000 | 9,218 |
| Net interest income | $532,000 | 6,458 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 3,713 |
| Total noninterest expense | $348,000 | 7,136 |
| Salaries and employee benefits | $204,000 | 6,922 |
| Premises and equipment expense | $0 | 9,263 |
| Additional noninterest expense | $144,000 | 6,077 |
| Pre-tax net operating income | $297,000 | 4,819 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $87,000 | 4,199 |
| Income before extraordinary items | $210,000 | 5,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $210,000 | 5,012 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $57,000 | 9,323 |
| Total interest expense | $20,000 | 9,277 |
| Net interest income | $37,000 | 9,324 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $603,000 | 4,720 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $603,000 | 2,952 |
| Total noninterest expense | $452,000 | 9,063 |
| Salaries and employee benefits | $0 | 9,330 |
| Premises and equipment expense | $4,000 | 9,309 |
| Additional noninterest expense | $448,000 | 6,830 |
| Pre-tax net operating income | $188,000 | 7,965 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $73,000 | 6,241 |
| Income before extraordinary items | $115,000 | 8,259 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $115,000 | 8,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $115,000 | 8,158 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $118,000 | 9,565 |
| Total interest expense | $41,000 | 9,506 |
| Net interest income | $77,000 | 9,562 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,062,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,062,000 | 1,955 |
| Total noninterest expense | $323,000 | 9,471 |
| Salaries and employee benefits | $0 | 9,594 |
| Premises and equipment expense | $4,000 | 9,573 |
| Additional noninterest expense | $319,000 | 7,712 |
| Pre-tax net operating income | $816,000 | 5,442 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $316,000 | 4,166 |
| Income before extraordinary items | $500,000 | 6,079 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $500,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $500,000 | 5,959 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $230,000 | 9,815 |
| Total interest expense | $111,000 | 9,737 |
| Net interest income | $119,000 | 9,832 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $702,000 | 3,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $683,000 | 2,403 |
| Total noninterest expense | $190,000 | 9,849 |
| Salaries and employee benefits | $0 | 9,881 |
| Premises and equipment expense | $4,000 | 9,855 |
| Additional noninterest expense | $186,000 | 8,914 |
| Pre-tax net operating income | $631,000 | 6,471 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $228,000 | 5,154 |
| Income before extraordinary items | $403,000 | 6,832 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $403,000 | 6,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $403,000 | 6,845 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 10,100 |
| Total interest expense | $149,000 | 10,001 |
| Net interest income | $111,000 | 10,141 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $578,000 | 4,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $536,000 | 2,834 |
| Total noninterest expense | $162,000 | 10,178 |
| Salaries and employee benefits | $86,000 | 10,155 |
| Premises and equipment expense | $14,000 | 10,128 |
| Additional noninterest expense | $62,000 | 10,120 |
| Pre-tax net operating income | $527,000 | 7,017 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $203,000 | 5,680 |
| Income before extraordinary items | $324,000 | 7,444 |
| Extraordinary gains, net | $109,000 | 15 |
| Net income | $433,000 | 6,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $324,000 | 7,418 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $484,000 | 10,232 |
| Total interest expense | $297,000 | 10,060 |
| Net interest income | $187,000 | 10,309 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $13,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $156,000 | 10,411 |
| Salaries and employee benefits | $86,000 | 10,386 |
| Premises and equipment expense | $34,000 | 10,124 |
| Additional noninterest expense | $36,000 | 10,425 |
| Pre-tax net operating income | $44,000 | 9,644 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $7,000 | 9,157 |
| Income before extraordinary items | $37,000 | 9,687 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $37,000 | 9,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $46,000 | 6,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $37,000 | 9,624 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 10,719 |
| Total interest expense | $291,000 | 10,528 |
| Net interest income | $184,000 | 10,794 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $8,000 | 10,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $147,000 | 10,867 |
| Salaries and employee benefits | $79,000 | 10,851 |
| Premises and equipment expense | $31,000 | 10,601 |
| Additional noninterest expense | $37,000 | 10,868 |
| Pre-tax net operating income | $45,000 | 10,258 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $7,000 | 9,935 |
| Income before extraordinary items | $38,000 | 10,298 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $38,000 | 10,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $16,000 | 7,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $38,000 | 10,263 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 11,285 |
| Total interest expense | $283,000 | 11,109 |
| Net interest income | $175,000 | 11,346 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $9,000 | 11,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $145,000 | 11,409 |
| Salaries and employee benefits | $75,000 | 11,396 |
| Premises and equipment expense | $32,000 | 11,103 |
| Additional noninterest expense | $38,000 | 11,414 |
| Pre-tax net operating income | $34,000 | 10,663 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $6,000 | 10,431 |
| Income before extraordinary items | $28,000 | 10,685 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $28,000 | 10,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $23,000 | 8,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $28,000 | 10,636 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 11,819 |
| Total interest expense | $246,000 | 11,681 |
| Net interest income | $183,000 | 11,879 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $4,000 | 11,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 11,841 |
| Total noninterest expense | $136,000 | 11,937 |
| Salaries and employee benefits | $75,000 | 11,916 |
| Premises and equipment expense | $27,000 | 11,683 |
| Additional noninterest expense | $34,000 | 11,940 |
| Pre-tax net operating income | $47,000 | 11,317 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $7,000 | 10,980 |
| Income before extraordinary items | $40,000 | 11,339 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $40,000 | 11,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $19,000 | 8,430 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 496 |
| Net operating income | $40,000 | 11,306 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $439,000 | 12,446 |
| Total interest expense | $228,000 | 12,260 |
| Net interest income | $211,000 | 12,499 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,000 | 12,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $150,000 | 12,559 |
| Salaries and employee benefits | $69,000 | 12,561 |
| Premises and equipment expense | $26,000 | 12,321 |
| Additional noninterest expense | $55,000 | 12,535 |
| Pre-tax net operating income | $63,000 | 11,839 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $10,000 | 11,373 |
| Income before extraordinary items | $53,000 | 11,788 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $53,000 | 11,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $18,000 | 8,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $53,000 | 11,824 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 13,112 |
| Total interest expense | $221,000 | 12,930 |
| Net interest income | $194,000 | 13,136 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,000 | 13,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 13,192 |
| Total noninterest expense | $115,000 | 13,256 |
| Salaries and employee benefits | $59,000 | 13,248 |
| Premises and equipment expense | $16,000 | 13,144 |
| Additional noninterest expense | $40,000 | 13,237 |
| Pre-tax net operating income | $80,000 | 11,996 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $14,000 | 11,735 |
| Income before extraordinary items | $66,000 | 12,126 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $66,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $16,000 | 8,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $66,000 | 11,975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 13,783 |
| Total interest expense | $213,000 | 13,689 |
| Net interest income | $175,000 | 13,792 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,000 | 13,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 13,843 |
| Total noninterest expense | $101,000 | 13,897 |
| Salaries and employee benefits | $50,000 | 13,881 |
| Premises and equipment expense | $10,000 | 13,841 |
| Additional noninterest expense | $41,000 | 13,866 |
| Pre-tax net operating income | $75,000 | 12,240 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $15,000 | 12,232 |
| Income before extraordinary items | $60,000 | 12,467 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $60,000 | 12,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $8,000 | 8,762 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 812 |
| Net operating income | $60,000 | 12,187 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.