Home > First Financial Bank > Net charge- offs to loans
First Financial Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3269% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1957% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0085% | 4,516 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 4,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0385% | 4,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6713% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3672% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0024% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4165% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2798% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2629% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0094% | 4,552 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 4,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0136% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0460% | 4,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5802% | 395 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0134% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7093% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0523% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0187% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0091% | 4,589 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 4,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0217% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0576% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1841% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0418% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8782% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0614% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1429% | 4,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2743% | 4,640 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0111% | 4,666 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0451% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0348% | 4,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8628% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6390% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8873% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0597% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 4,639 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0478% | 4,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0495% | 4,479 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0471% | 4,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1621% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1350% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8338% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8993% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 4,687 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0686% | 4,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0722% | 4,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0670% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2864% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9761% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8762% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6929% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0912% | 4,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0916% | 3,390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0910% | 4,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2705% | 356 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0333% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6744% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7551% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 4,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0281% | 4,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0723% | 4,403 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0570% | 3,388 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0795% | 4,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4449% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6910% | 684 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6015% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5271% | 745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2562% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1521% | 262 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 3,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3098% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0089% | 3,917 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 3,955 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0290% | 3,298 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 3,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5385% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5798% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8437% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2736% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2372% | 345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0794% | 383 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 3,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1585% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 3,958 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0081% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 3,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6471% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5696% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2576% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1323% | 1,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3011% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1003% | 331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1885% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 3,962 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0665% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7964% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6453% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5330% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1329% | 1,381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3699% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1416% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 3,964 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2291% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 4,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1083% | 127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7832% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2492% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0795% | 1,396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 1,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1675% | 379 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 4,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2638% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0071% | 3,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0460% | 3,507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1038% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1172% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6105% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4184% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0761% | 2,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1146% | 470 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1214% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0077% | 4,001 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0047% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1206% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1033% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7612% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0307% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0949% | 2,274 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0742% | 599 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 4,192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 4,015 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 3,470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1612% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0862% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8234% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4342% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0428% | 2,398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0367% | 4,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 4,670 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 4,072 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1429% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0430% | 3,579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2283% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0045% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7235% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1650% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3280% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 4,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0791% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0101% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 3,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1586% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6668% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0112% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0068% | 4,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3874% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0147% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0434% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3571% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5757% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6353% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0018% | 4,389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3543% | 471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 873 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0417% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0375% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0973% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0643% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1596% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6836% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7243% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1163% | 2,281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6303% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 476 |
| Percentage Net Loans Charged-off:Construction & development | -0.0494% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1066% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0759% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1200% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1617% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0993% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0453% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4304% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7688% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0593% | 2,165 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 4,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0219% | 4,275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1916% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5830% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0599% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3490% | 5,036 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | -0.0362% | 4,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0133% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0214% | 4,311 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0431% | 3,773 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0714% | 1,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6250% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0904% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3885% | 5,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0385% | 992 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0194% | 4,346 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 4,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0428% | 3,794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1369% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5058% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0351% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7320% | 884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1574% | 337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1590% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0281% | 4,405 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0675% | 5,111 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1578% | 4,007 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 4,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0565% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1744% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7941% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3539% | 5,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 5,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.0588% | 4,700 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0606% | 5,166 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1082% | 4,497 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 4,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0685% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0656% | 5,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5017% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0485% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9889% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1803% | 2,686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1643% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 4,986 |
| Percentage Net Loans Charged-off:Construction & development | -0.0780% | 4,787 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0614% | 5,232 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0549% | 4,508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0255% | 4,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6032% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0576% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9101% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2775% | 2,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 1,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 4,773 |
| Percentage Net Loans Charged-off:Construction & development | -0.1164% | 4,892 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0704% | 5,326 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0593% | 4,546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0913% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1349% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4664% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2107% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8088% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6613% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 4,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0736% | 4,591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1368% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3612% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0123% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5215% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3983% | 5,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.1315% | 4,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1444% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0619% | 4,639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1255% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1708% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1940% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1635% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2168% | 2,561 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0004% | 4,896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0966% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.1418% | 5,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1407% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0756% | 4,676 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1479% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2028% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1116% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0074% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1379% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1559% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1152% | 2,696 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0006% | 4,923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0859% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1071% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0133% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1440% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0908% | 4,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1742% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0905% | 1,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9612% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0786% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1438% | 5,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0009% | 1,206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1010% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 0.1022% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1339% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1312% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1235% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0727% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0111% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9758% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0662% | 2,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0018% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1882% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0141% | 761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0365% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1904% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4464% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1933% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6073% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1254% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2871% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0809% | 3,154 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0140% | 5,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1979% | 1,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1916% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0658% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1709% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2596% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2449% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2017% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2722% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2111% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0906% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3511% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0241% | 4,997 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0184% | 5,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2124% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0333% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2048% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2989% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2390% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2545% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2292% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1442% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4515% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0197% | 5,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0654% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0657% | 5,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0290% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2835% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4172% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3399% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4193% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7312% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2903% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0191% | 5,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2635% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3231% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0757% | 975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6792% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0307% | 379 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 5,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3628% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3167% | 6,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0608% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5856% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1864% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2564% | 2,464 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0562% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2602% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3050% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.1227% | 787 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6694% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0298% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0826% | 6,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3964% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4226% | 6,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0901% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5734% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2062% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2277% | 2,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0945% | 1,026 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3418% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3800% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.1720% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9196% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0490% | 245 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2239% | 6,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5339% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7908% | 6,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2326% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5032% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0750% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1884% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0353% | 5,556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8100% | 428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8200% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0253% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4888% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0185% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2514% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7061% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0888% | 6,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8739% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7439% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4043% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3810% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0554% | 5,644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9854% | 599 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0167% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.5139% | 1,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2786% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3084% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5605% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7159% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4469% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9312% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8340% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6019% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1887% | 6,090 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3135% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2454% | 432 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2489% | 331 |
| Percentage Net Loans Charged-off:Construction & development | -0.1855% | 5,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7014% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9160% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5435% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7711% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3779% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3447% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6459% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1500% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1361% | 5,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4278% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9639% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9003% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.3724% | 953 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3168% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0983% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5678% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8249% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3819% | 1,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2994% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7179% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2917% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0811% | 5,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0192% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1378% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9274% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.6970% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3407% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0877% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5617% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8401% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3599% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0191% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2021% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1779% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1374% | 2,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0437% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3239% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3868% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 2.5665% | 949 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1254% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5715% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2460% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3546% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1689% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9948% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6885% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7577% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3827% | 881 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9728% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2830% | 744 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4243% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 2.7028% | 868 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0684% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8982% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1534% | 751 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1103% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1838% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6355% | 1,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2511% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4455% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2894% | 2,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1136% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3426% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4596% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 1.8095% | 1,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1241% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3288% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0428% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3123% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8560% | 1,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9563% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1256% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8663% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4546% | 1,992 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 5,801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5992% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7265% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 1.7780% | 776 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3819% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5238% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1965% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4560% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0197% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1424% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0355% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5465% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9152% | 1,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4717% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6559% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 4.8980% | 1,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9937% | 1,269 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8003% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4313% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4161% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4409% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8046% | 2,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1590% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0443% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5432% | 2,386 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0702% | 6,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3318% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5204% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 5.2716% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7593% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1337% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1879% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6196% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9159% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6357% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9038% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5190% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4639% | 2,365 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0954% | 6,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1752% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3320% | 1,084 |
| Percentage Net Loans Charged-off:Construction & development | 4.5425% | 883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8421% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2536% | 316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2460% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9414% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8109% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5746% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8677% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7417% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3152% | 2,682 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0030% | 1,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4389% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5491% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 2.7687% | 862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9989% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6125% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1029% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0918% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4991% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0643% | 1,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0015% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4507% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1626% | 2,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0060% | 1,002 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8113% | 1,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5082% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 4.6166% | 1,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3144% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0889% | 1,037 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3505% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9960% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5486% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0066% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0079% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8439% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0230% | 6,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8397% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5027% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 5.5260% | 1,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1681% | 1,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0920% | 831 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2837% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4960% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7176% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2160% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7749% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5851% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0287% | 6,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9789% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4132% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 5.7460% | 900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6335% | 1,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0398% | 687 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7065% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5684% | 909 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3207% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3226% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0676% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6713% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0423% | 6,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9830% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4050% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 6.4875% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9419% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0047% | 456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9495% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5813% | 691 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1455% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3505% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8967% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3231% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9025% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8302% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 3.8222% | 1,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4257% | 1,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3087% | 751 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4719% | 2,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5694% | 1,158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4170% | 2,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2020% | 2,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5750% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0673% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0052% | 2,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8603% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6874% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 2.4563% | 1,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4939% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1160% | 633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4336% | 1,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3555% | 1,174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4783% | 1,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6468% | 1,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5207% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0762% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0073% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8542% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6028% | 1,909 |
| Percentage Net Loans Charged-off:Construction & development | 1.0659% | 1,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6327% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2773% | 416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4649% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3345% | 973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5470% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1379% | 1,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4248% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5026% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0125% | 1,603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5452% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5249% | 1,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.1939% | 1,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8025% | 514 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2276% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3582% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2441% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4280% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5262% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2674% | 1,738 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0946% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4756% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4199% | 1,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.2265% | 2,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5699% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4179% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5611% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3480% | 1,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3296% | 3,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7049% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5400% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8416% | 843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3859% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2837% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.3066% | 1,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1231% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4516% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6246% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3712% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3698% | 2,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6138% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7937% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0753% | 642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3952% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3667% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.4299% | 1,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1918% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5364% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8551% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3964% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2339% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5231% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7909% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0100% | 1,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3932% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3579% | 882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1743% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6420% | 482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9809% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4968% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6050% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6132% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2275% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.1454% | 1,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2757% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0368% | 261 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2331% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2815% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2150% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1759% | 2,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9009% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1999% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2984% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2144% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1693% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0871% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1572% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2194% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2359% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2134% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 2,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8292% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1470% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2544% | 965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1461% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 0.1373% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2400% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2133% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1942% | 1,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8245% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7232% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1566% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2145% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1583% | 666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2905% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1549% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3366% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1259% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8618% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6355% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4289% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9539% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8500% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0161% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4187% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8389% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7218% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3538% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8302% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9725% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5249% | 2,768 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6129% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1539% | 1,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7513% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8108% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 0.0222% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6140% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1722% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5232% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2435% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6032% | 214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8046% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4350% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5416% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0316% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0321% | 240 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1345% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 0.0347% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3438% | 50 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8947% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6735% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2319% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7936% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0706% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5131% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2250% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0551% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3953% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3267% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3487% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5802% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3717% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4332% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3555% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6881% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6270% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8482% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0793% | 7,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2975% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1891% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0177% | 595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4108% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0157% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1386% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4625% | 1,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7901% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4008% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1106% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1868% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0243% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4125% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1149% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1437% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3727% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6468% | 2,545 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7962% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1502% | 1,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2812% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1807% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0544% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2771% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1575% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3226% | 6,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2743% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2584% | 1,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7420% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8823% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7558% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2575% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1497% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.1082% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1178% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1858% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7017% | 6,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3981% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2710% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7929% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7228% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1235% | 7,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2643% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1843% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2454% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1692% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2449% | 2,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9032% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3696% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5639% | 768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2744% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1315% | 1,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0579% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2027% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3156% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1752% | 917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2091% | 2,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9536% | 1,981 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6432% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6987% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3151% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1838% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3007% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4877% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2564% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2065% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0152% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0720% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5071% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3226% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1526% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0983% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2154% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2666% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3229% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0968% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7201% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5689% | 498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4458% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1524% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2371% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1333% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3072% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 1,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8080% | 1,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2719% | 1,740 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1153% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4789% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4631% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1672% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3352% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1479% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8693% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2884% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2864% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9836% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4288% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0906% | 1,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0948% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1076% | 1,228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1068% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9199% | 1,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3303% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8541% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0260% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4122% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6680% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0458% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5916% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7179% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2098% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7855% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3358% | 2,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0922% | 1,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1329% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0897% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0223% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5615% | 2,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1170% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1500% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5246% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3700% | 2,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1064% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.1247% | 538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0268% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1526% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3064% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8536% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9251% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9317% | 1,292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9819% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2394% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 0.1536% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3840% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1419% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2668% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6908% | 606 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9405% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2104% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3252% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0154% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1423% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8176% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7969% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8836% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6701% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2932% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0178% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3228% | 481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1293% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6277% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6525% | 112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2477% | 3,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1802% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4645% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8946% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5918% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1283% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2450% | 3,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0030% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6177% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7324% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4010% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4116% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0730% | 6,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0448% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1153% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2398% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4866% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8454% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0764% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 6,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0438% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1525% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3665% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1475% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0711% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3681% | 3,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0213% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5482% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7109% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7832% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5797% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0317% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3350% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2082% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9404% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0620% | 536 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2354% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1230% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |