Home > First Financial Bank > Income and Expense
First Financial Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 4,042 |
| Total interest expense | $1,339,000 | 2,815 |
| Net interest income | $1,874,000 | 4,693 |
| Provision for loan and lease losses | $26,000 | 5,598 |
| Total noninterest income | $90,000 | 7,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $90,000 | 5,371 |
| Total noninterest expense | $2,468,000 | 3,144 |
| Salaries and employee benefits | $982,000 | 4,042 |
| Premises and equipment expense | $1,195,000 | 951 |
| Additional noninterest expense | $291,000 | 6,062 |
| Pre-tax net operating income | $-530,000 | 8,913 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-180,000 | 8,985 |
| Income before extraordinary items | $-350,000 | 8,873 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-350,000 | 8,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-350,000 | 8,846 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 4,064 |
| Total interest expense | $685,000 | 2,796 |
| Net interest income | $915,000 | 4,774 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $85,000 | 6,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $85,000 | 4,044 |
| Total noninterest expense | $662,000 | 5,105 |
| Salaries and employee benefits | $387,000 | 4,855 |
| Premises and equipment expense | $130,000 | 3,989 |
| Additional noninterest expense | $145,000 | 6,107 |
| Pre-tax net operating income | $333,000 | 4,562 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $113,000 | 3,576 |
| Income before extraordinary items | $220,000 | 5,102 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $220,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $220,000 | 4,971 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,515,000 | 4,052 |
| Total interest expense | $3,134,000 | 2,752 |
| Net interest income | $3,381,000 | 4,912 |
| Provision for loan and lease losses | $2,000 | 7,605 |
| Total noninterest income | $458,000 | 5,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $458,000 | 3,730 |
| Total noninterest expense | $2,570,000 | 5,125 |
| Salaries and employee benefits | $1,466,000 | 4,919 |
| Premises and equipment expense | $511,000 | 3,999 |
| Additional noninterest expense | $593,000 | 6,027 |
| Pre-tax net operating income | $1,267,000 | 4,546 |
| Securities gains (losses) | $29,000 | 2,952 |
| Applicable income taxes | $396,000 | 3,801 |
| Income before extraordinary items | $900,000 | 4,941 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $900,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $879,990 | 4,834 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 4,068 |
| Total interest expense | $2,410,000 | 2,777 |
| Net interest income | $2,504,000 | 4,962 |
| Provision for loan and lease losses | $2,000 | 7,425 |
| Total noninterest income | $346,000 | 5,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $346,000 | 3,795 |
| Total noninterest expense | $1,891,000 | 5,168 |
| Salaries and employee benefits | $1,065,000 | 5,031 |
| Premises and equipment expense | $398,000 | 3,877 |
| Additional noninterest expense | $428,000 | 6,143 |
| Pre-tax net operating income | $957,000 | 4,669 |
| Securities gains (losses) | $29,000 | 2,717 |
| Applicable income taxes | $291,000 | 3,973 |
| Income before extraordinary items | $695,000 | 5,015 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $695,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $674,700 | 4,902 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 4,058 |
| Total interest expense | $1,652,000 | 2,788 |
| Net interest income | $1,696,000 | 4,908 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $232,000 | 5,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $232,000 | 3,755 |
| Total noninterest expense | $1,193,000 | 5,349 |
| Salaries and employee benefits | $705,000 | 5,053 |
| Premises and equipment expense | $218,000 | 4,468 |
| Additional noninterest expense | $270,000 | 6,303 |
| Pre-tax net operating income | $733,000 | 4,305 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $215,000 | 3,820 |
| Income before extraordinary items | $547,000 | 4,562 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $547,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $526,120 | 4,455 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 4,058 |
| Total interest expense | $844,000 | 2,792 |
| Net interest income | $841,000 | 4,913 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $117,000 | 5,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $117,000 | 3,650 |
| Total noninterest expense | $607,000 | 5,294 |
| Salaries and employee benefits | $353,000 | 5,047 |
| Premises and equipment expense | $113,000 | 4,362 |
| Additional noninterest expense | $141,000 | 6,147 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $75,000 | 4,475 |
| Income before extraordinary items | $274,000 | 4,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 4,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $274,000 | 4,282 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 3,887 |
| Total interest expense | $3,962,000 | 2,773 |
| Net interest income | $3,416,000 | 4,829 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $593,000 | 4,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $593,000 | 2,985 |
| Total noninterest expense | $2,357,000 | 5,287 |
| Salaries and employee benefits | $1,370,000 | 5,018 |
| Premises and equipment expense | $456,000 | 4,228 |
| Additional noninterest expense | $531,000 | 6,335 |
| Pre-tax net operating income | $1,652,000 | 3,858 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $567,000 | 3,206 |
| Income before extraordinary items | $1,103,000 | 4,315 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,103,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,091,120 | 4,240 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,520,000 | 3,805 |
| Total interest expense | $5,209,000 | 3,051 |
| Net interest income | $3,311,000 | 4,735 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $273,000 | 6,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $273,000 | 4,316 |
| Total noninterest expense | $2,410,000 | 5,091 |
| Salaries and employee benefits | $1,391,000 | 4,778 |
| Premises and equipment expense | $479,000 | 4,040 |
| Additional noninterest expense | $540,000 | 6,206 |
| Pre-tax net operating income | $1,174,000 | 4,467 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $399,000 | 3,740 |
| Income before extraordinary items | $775,000 | 4,951 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $775,000 | 4,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $6,500,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $775,000 | 4,828 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 4,061 |
| Total interest expense | $4,473,000 | 3,640 |
| Net interest income | $3,697,000 | 4,442 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $252,000 | 6,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $252,000 | 4,283 |
| Total noninterest expense | $2,235,000 | 5,279 |
| Salaries and employee benefits | $1,231,000 | 5,104 |
| Premises and equipment expense | $420,000 | 4,348 |
| Additional noninterest expense | $584,000 | 5,892 |
| Pre-tax net operating income | $1,664,000 | 3,776 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $560,000 | 3,247 |
| Income before extraordinary items | $1,104,000 | 4,092 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,104,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $4,000,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,104,000 | 4,092 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,571,000 | 4,125 |
| Total interest expense | $3,798,000 | 3,743 |
| Net interest income | $3,773,000 | 4,391 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $262,000 | 6,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $262,000 | 4,338 |
| Total noninterest expense | $1,711,000 | 6,271 |
| Salaries and employee benefits | $969,000 | 6,005 |
| Premises and equipment expense | $307,000 | 5,394 |
| Additional noninterest expense | $435,000 | 7,006 |
| Pre-tax net operating income | $2,299,000 | 2,986 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $781,000 | 2,695 |
| Income before extraordinary items | $1,518,000 | 3,212 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,518,000 | 3,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,518,000 | 3,177 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,639,000 | 4,096 |
| Total interest expense | $3,882,000 | 3,786 |
| Net interest income | $3,757,000 | 4,343 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $262,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $262,000 | 4,307 |
| Total noninterest expense | $1,615,000 | 6,407 |
| Salaries and employee benefits | $926,000 | 6,085 |
| Premises and equipment expense | $277,000 | 5,619 |
| Additional noninterest expense | $412,000 | 7,121 |
| Pre-tax net operating income | $2,332,000 | 2,959 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $835,000 | 2,638 |
| Income before extraordinary items | $1,497,000 | 3,270 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,497,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $4,000,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,497,000 | 3,180 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,618,000 | 4,153 |
| Total interest expense | $3,868,000 | 3,801 |
| Net interest income | $3,750,000 | 4,471 |
| Provision for loan and lease losses | $46,000 | 6,840 |
| Total noninterest income | $223,000 | 7,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $223,000 | 4,697 |
| Total noninterest expense | $1,556,000 | 6,651 |
| Salaries and employee benefits | $900,000 | 6,287 |
| Premises and equipment expense | $260,000 | 5,919 |
| Additional noninterest expense | $396,000 | 7,391 |
| Pre-tax net operating income | $2,371,000 | 3,050 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $806,000 | 2,907 |
| Income before extraordinary items | $1,565,000 | 3,237 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,565,000 | 3,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,565,000 | 3,169 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,573,000 | 4,241 |
| Total interest expense | $3,864,000 | 3,834 |
| Net interest income | $3,709,000 | 4,604 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $212,000 | 8,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $212,000 | 5,014 |
| Total noninterest expense | $2,171,000 | 5,595 |
| Salaries and employee benefits | $846,000 | 6,738 |
| Premises and equipment expense | $246,000 | 6,302 |
| Additional noninterest expense | $1,079,000 | 4,132 |
| Pre-tax net operating income | $1,742,000 | 3,826 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $582,000 | 3,682 |
| Income before extraordinary items | $1,160,000 | 3,979 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,160,000 | 3,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,160,000 | 3,934 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,857,000 | 4,648 |
| Total interest expense | $3,927,000 | 3,743 |
| Net interest income | $2,930,000 | 5,605 |
| Provision for loan and lease losses | $76,000 | 5,218 |
| Total noninterest income | $189,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $189,000 | 5,287 |
| Total noninterest expense | $1,496,000 | 7,290 |
| Salaries and employee benefits | $778,000 | 7,218 |
| Premises and equipment expense | $249,000 | 6,364 |
| Additional noninterest expense | $469,000 | 7,527 |
| Pre-tax net operating income | $1,547,000 | 4,341 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $526,000 | 4,034 |
| Income before extraordinary items | $1,021,000 | 4,516 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,021,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,021,000 | 4,505 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 4,739 |
| Total interest expense | $3,322,000 | 3,607 |
| Net interest income | $2,857,000 | 5,816 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $168,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $168,000 | 5,850 |
| Total noninterest expense | $1,389,000 | 7,946 |
| Salaries and employee benefits | $674,000 | 8,077 |
| Premises and equipment expense | $243,000 | 6,633 |
| Additional noninterest expense | $472,000 | 8,130 |
| Pre-tax net operating income | $1,576,000 | 4,231 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $561,000 | 3,703 |
| Income before extraordinary items | $1,015,000 | 4,490 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,015,000 | 4,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,015,000 | 4,533 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 4,735 |
| Total interest expense | $3,543,000 | 3,545 |
| Net interest income | $2,772,000 | 6,029 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $178,000 | 9,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $178,000 | 6,023 |
| Total noninterest expense | $1,323,000 | 8,432 |
| Salaries and employee benefits | $637,000 | 8,500 |
| Premises and equipment expense | $225,000 | 7,185 |
| Additional noninterest expense | $461,000 | 8,605 |
| Pre-tax net operating income | $1,567,000 | 4,160 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $536,000 | 3,943 |
| Income before extraordinary items | $1,031,000 | 4,581 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,031,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,031,000 | 4,341 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,836,000 | 4,920 |
| Total interest expense | $4,614,000 | 3,557 |
| Net interest income | $2,222,000 | 7,192 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $192,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $192,000 | 5,803 |
| Total noninterest expense | $1,253,000 | 8,831 |
| Salaries and employee benefits | $555,000 | 9,231 |
| Premises and equipment expense | $222,000 | 7,346 |
| Additional noninterest expense | $476,000 | 8,683 |
| Pre-tax net operating income | $1,110,000 | 5,224 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $391,000 | 4,882 |
| Income before extraordinary items | $719,000 | 5,807 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $719,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $719,000 | 5,471 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.