Home > First Financial Bank > Assets and Liabilities
First Financial Bank, Assets and Liabilities
| 2012-09-30 | Rank | |
| # of Employees: | 74 | 2,072 |
| Assets and Liabilities | ||
| Total Assets: | $333,161,000 | 1,984 |
| Cash and due from depository institutions | $12,417,000 | 2,072 |
| Interest-bearing balances | $2,810,000 | 5,028 |
| Securities | $76,109,000 | 1,915 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $211,466,000 | 1,919 |
| Loan loss allowance | $4,165,000 | 1,732 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $13,028,000 | 894 |
| Other real estate owned | $1,449,000 | 2,072 |
| Goodwill and other intangibles | $11,483,000 | 440 |
| All other assets | $7,209,000 | 2,345 |
| Life insurance assets | $3,481,000 | 1,834 |
| Total liabilities and capital | $333,161,000 | 1,984 |
| Total liabilities | $291,364,000 | 2,013 |
| Total deposits | $282,313,000 | 1,959 |
| Interest-bearing deposits | $194,338,000 | 2,298 |
| Deposits held in domestic offices | $282,313,000 | 1,959 |
| % insured | 83.66% | 5,426 |
| Federal funds purchased & repurchase agreements | $4,968,000 | 1,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $4,083,000 | 1,274 |
| Total equity capital | $41,797,000 | 1,745 |
| Total bank equity capital | $41,797,000 | 1,744 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 4,040 |
| Surplus | $32,674,000 | 1,037 |
| Undivided profits | $8,823,000 | 3,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,915,000 | 1,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,024,000 | 294 |
| Income earned, not collected on loans | $1,378,000 | 2,148 |
| Earning assets | $290,385,000 | 2,087 |
| Long-term assets (5+ years) | $124,240,000 | 1,545 |
| Average Assets, year-to-date | $327,211,000 | 1,985 |
| Average Assets, quarterly | $333,375,000 | 1,973 |
| Volatile liabilities | $14,092,000 | 2,616 |
| Insider loans | $7,029,000 | 870 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $30,663,000 | 1,931 |
| Tier 1 (core) risk-based capital | $29,605,000 | 2,218 |
| Tier 2 risk-based capital | $2,847,000 | 1,767 |
| Total risk weighted assets | $225,210,000 | 1,898 |
| Total unused commitments | $30,663,000 | 1,931 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 66 | 2,323 |
| Assets and Liabilities | ||
| Total Assets: | $333,589,000 | 1,965 |
| Cash and due from depository institutions | $20,063,000 | 2,323 |
| Interest-bearing balances | $11,448,000 | 2,826 |
| Securities | $73,018,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $207,556,000 | 1,943 |
| Loan loss allowance | $4,471,000 | 1,623 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $13,142,000 | 881 |
| Other real estate owned | $1,449,000 | 2,323 |
| Goodwill and other intangibles | $11,508,000 | 441 |
| All other assets | $6,853,000 | 2,409 |
| Life insurance assets | $3,453,000 | 1,814 |
| Total liabilities and capital | $333,589,000 | 1,965 |
| Total liabilities | $292,171,000 | 2,000 |
| Total deposits | $281,620,000 | 1,950 |
| Interest-bearing deposits | $189,516,000 | 2,348 |
| Deposits held in domestic offices | $281,620,000 | 1,949 |
| % insured | 84.18% | 5,443 |
| Federal funds purchased & repurchase agreements | $4,808,000 | 1,218 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $5,743,000 | 947 |
| Total equity capital | $41,418,000 | 1,719 |
| Total bank equity capital | $41,418,000 | 1,717 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $300,000 | 4,084 |
| Surplus | $32,664,000 | 1,027 |
| Undivided profits | $8,454,000 | 3,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $7,074,000 | 1,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,075,000 | 290 |
| Income earned, not collected on loans | $1,266,000 | 2,178 |
| Earning assets | $292,022,000 | 2,060 |
| Long-term assets (5+ years) | $116,226,000 | 1,614 |
| Average Assets, year-to-date | $325,227,670 | 1,993 |
| Average Assets, quarterly | $329,114,000 | 1,986 |
| Volatile liabilities | $15,579,000 | 2,460 |
| Insider loans | $8,620,000 | 703 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $24,427,000 | 2,267 |
| Tier 1 (core) risk-based capital | $29,282,000 | 2,223 |
| Tier 2 risk-based capital | $2,824,000 | 1,782 |
| Total risk weighted assets | $223,208,000 | 1,891 |
| Total unused commitments | $24,427,000 | 2,267 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 68 | 2,237 |
| Assets and Liabilities | ||
| Total Assets: | $324,639,000 | 2,020 |
| Cash and due from depository institutions | $12,784,000 | 2,237 |
| Interest-bearing balances | $6,541,000 | 4,076 |
| Securities | $78,808,000 | 1,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $199,293,000 | 1,998 |
| Loan loss allowance | $4,477,000 | 1,648 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $13,253,000 | 883 |
| Other real estate owned | $1,929,000 | 2,237 |
| Goodwill and other intangibles | $11,534,000 | 448 |
| All other assets | $7,038,000 | 2,382 |
| Life insurance assets | $3,425,000 | 1,802 |
| Total liabilities and capital | $324,639,000 | 2,020 |
| Total liabilities | $283,629,000 | 2,060 |
| Total deposits | $275,442,000 | 1,999 |
| Interest-bearing deposits | $190,830,000 | 2,375 |
| Deposits held in domestic offices | $275,442,000 | 1,999 |
| % insured | 83.88% | 5,523 |
| Federal funds purchased & repurchase agreements | $5,835,000 | 1,120 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $2,352,000 | 1,817 |
| Total equity capital | $41,010,000 | 1,715 |
| Total bank equity capital | $41,010,000 | 1,713 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $300,000 | 4,129 |
| Surplus | $32,658,000 | 1,027 |
| Undivided profits | $8,052,000 | 3,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,154,000 | 2,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,086,000 | 289 |
| Income earned, not collected on loans | $1,318,000 | 2,096 |
| Earning assets | $284,642,000 | 2,112 |
| Long-term assets (5+ years) | $108,602,000 | 1,701 |
| Average Assets, year-to-date | $321,047,000 | 2,023 |
| Average Assets, quarterly | $321,047,000 | 2,023 |
| Volatile liabilities | $20,635,000 | 2,013 |
| Insider loans | $7,420,000 | 837 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $25,083,000 | 2,231 |
| Tier 1 (core) risk-based capital | $29,092,000 | 2,224 |
| Tier 2 risk-based capital | $2,754,000 | 1,832 |
| Total risk weighted assets | $217,746,000 | 1,942 |
| Total unused commitments | $25,083,000 | 2,231 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 75 | 2,027 |
| Assets and Liabilities | ||
| Total Assets: | $317,455,000 | 2,045 |
| Cash and due from depository institutions | $26,728,000 | 2,027 |
| Interest-bearing balances | $17,927,000 | 2,020 |
| Securities | $70,822,000 | 1,957 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $186,689,000 | 2,138 |
| Loan loss allowance | $4,673,000 | 1,602 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $12,318,000 | 944 |
| Other real estate owned | $1,966,000 | 2,027 |
| Goodwill and other intangibles | $11,559,000 | 451 |
| All other assets | $7,373,000 | 2,328 |
| Life insurance assets | $3,397,000 | 1,782 |
| Total liabilities and capital | $317,455,000 | 2,045 |
| Total liabilities | $276,156,000 | 2,111 |
| Total deposits | $268,996,000 | 2,018 |
| Interest-bearing deposits | $190,885,000 | 2,338 |
| Deposits held in domestic offices | $268,996,000 | 2,017 |
| % insured | 82.66% | 5,813 |
| Federal funds purchased & repurchase agreements | $5,170,000 | 1,208 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,990,000 | 2,055 |
| Total equity capital | $41,299,000 | 1,696 |
| Total bank equity capital | $41,299,000 | 1,695 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $300,000 | 4,154 |
| Surplus | $32,652,000 | 1,032 |
| Undivided profits | $8,347,000 | 3,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,842,000 | 2,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,292,000 | 2,252 |
| Earning assets | $275,438,000 | 2,156 |
| Long-term assets (5+ years) | $89,321,000 | 1,715 |
| Average Assets, year-to-date | $309,960,200 | 2,068 |
| Average Assets, quarterly | $322,053,500 | 2,024 |
| Volatile liabilities | $20,446,000 | 2,161 |
| Insider loans | $5,297,000 | 1,216 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $24,101,000 | 2,241 |
| Tier 1 (core) risk-based capital | $29,126,000 | 2,198 |
| Tier 2 risk-based capital | $2,627,000 | 1,917 |
| Total risk weighted assets | $207,126,000 | 2,050 |
| Total unused commitments | $24,101,000 | 2,243 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 74 | 2,068 |
| Assets and Liabilities | ||
| Total Assets: | $326,652,000 | 1,998 |
| Cash and due from depository institutions | $30,014,000 | 2,068 |
| Interest-bearing balances | $21,585,000 | 1,780 |
| Securities | $75,639,000 | 1,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $187,956,000 | 2,140 |
| Loan loss allowance | $4,632,000 | 1,624 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $11,598,000 | 1,001 |
| Other real estate owned | $2,068,000 | 2,068 |
| Goodwill and other intangibles | $11,608,000 | 453 |
| All other assets | $7,769,000 | 2,270 |
| Life insurance assets | $3,369,000 | 1,762 |
| Total liabilities and capital | $326,652,000 | 1,998 |
| Total liabilities | $285,564,000 | 2,044 |
| Total deposits | $274,582,000 | 1,988 |
| Interest-bearing deposits | $189,410,000 | 2,359 |
| Deposits held in domestic offices | $274,582,000 | 1,987 |
| % insured | 83.21% | 5,832 |
| Federal funds purchased & repurchase agreements | $5,688,000 | 1,184 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,027,000 | 3,981 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,267,000 | 1,194 |
| Total equity capital | $41,088,000 | 1,725 |
| Total bank equity capital | $41,088,000 | 1,724 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $300,000 | 4,198 |
| Surplus | $32,646,000 | 1,041 |
| Undivided profits | $8,142,000 | 3,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,523,000 | 1,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,338,000 | 2,236 |
| Earning assets | $285,180,000 | 2,085 |
| Long-term assets (5+ years) | $89,702,000 | 1,647 |
| Average Assets, year-to-date | $308,086,500 | 2,083 |
| Average Assets, quarterly | $320,460,000 | 2,025 |
| Volatile liabilities | $23,658,000 | 1,963 |
| Insider loans | $6,427,000 | 1,013 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $23,807,000 | 2,264 |
| Tier 1 (core) risk-based capital | $28,771,000 | 2,228 |
| Tier 2 risk-based capital | $2,650,000 | 1,907 |
| Total risk weighted assets | $209,264,000 | 2,028 |
| Total unused commitments | $23,807,000 | 2,269 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 80 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $314,268,000 | 2,062 |
| Cash and due from depository institutions | $27,478,000 | 1,905 |
| Interest-bearing balances | $19,162,000 | 1,822 |
| Securities | $72,476,000 | 1,860 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $181,906,000 | 2,212 |
| Loan loss allowance | $4,627,000 | 1,653 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $12,145,000 | 968 |
| Other real estate owned | $1,719,000 | 1,905 |
| Goodwill and other intangibles | $11,668,000 | 460 |
| All other assets | $6,876,000 | 2,496 |
| Life insurance assets | $3,341,000 | 1,751 |
| Total liabilities and capital | $314,268,000 | 2,062 |
| Total liabilities | $274,322,000 | 2,115 |
| Total deposits | $267,921,000 | 2,019 |
| Interest-bearing deposits | $186,440,000 | 2,420 |
| Deposits held in domestic offices | $267,921,000 | 2,019 |
| % insured | 83.32% | 5,874 |
| Federal funds purchased & repurchase agreements | $5,484,000 | 1,201 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $917,000 | 3,385 |
| Total equity capital | $39,946,000 | 1,731 |
| Total bank equity capital | $39,946,000 | 1,730 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $300,000 | 4,251 |
| Surplus | $32,638,000 | 1,036 |
| Undivided profits | $7,008,000 | 3,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,780,000 | 1,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,189,000 | 2,459 |
| Earning assets | $273,544,000 | 2,169 |
| Long-term assets (5+ years) | $80,070,000 | 1,787 |
| Average Assets, year-to-date | $301,898,000 | 2,136 |
| Average Assets, quarterly | $308,445,500 | 2,093 |
| Volatile liabilities | $24,892,000 | 1,923 |
| Insider loans | $5,264,000 | 1,246 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $29,200,000 | 1,913 |
| Tier 1 (core) risk-based capital | $28,146,000 | 2,237 |
| Tier 2 risk-based capital | $2,538,000 | 2,001 |
| Total risk weighted assets | $200,298,000 | 2,134 |
| Total unused commitments | $29,200,000 | 1,915 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 72 | 2,137 |
| Assets and Liabilities | ||
| Total Assets: | $302,623,000 | 2,146 |
| Cash and due from depository institutions | $24,750,000 | 2,137 |
| Interest-bearing balances | $16,890,000 | 2,107 |
| Securities | $76,033,000 | 1,766 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $170,480,000 | 2,371 |
| Loan loss allowance | $4,581,000 | 1,690 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,755,000 | 1,096 |
| Other real estate owned | $1,719,000 | 2,137 |
| Goodwill and other intangibles | $11,729,000 | 461 |
| All other assets | $7,157,000 | 2,462 |
| Life insurance assets | $3,313,000 | 1,758 |
| Total liabilities and capital | $302,623,000 | 2,146 |
| Total liabilities | $263,361,000 | 2,207 |
| Total deposits | $256,661,000 | 2,112 |
| Interest-bearing deposits | $184,898,000 | 2,465 |
| Deposits held in domestic offices | $256,661,000 | 2,110 |
| % insured | 82.77% | 6,026 |
| Federal funds purchased & repurchase agreements | $6,036,000 | 1,170 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $664,000 | 3,937 |
| Total equity capital | $39,262,000 | 1,722 |
| Total bank equity capital | $39,262,000 | 1,721 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $300,000 | 4,293 |
| Surplus | $32,632,000 | 1,045 |
| Undivided profits | $6,330,000 | 3,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,030,000 | 2,933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,270,000 | 2,295 |
| Earning assets | $263,403,000 | 2,251 |
| Long-term assets (5+ years) | $69,880,000 | 1,956 |
| Average Assets, year-to-date | $295,713,000 | 2,186 |
| Average Assets, quarterly | $295,713,000 | 2,186 |
| Volatile liabilities | $22,154,000 | 2,136 |
| Insider loans | $3,850,000 | 1,749 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $24,296,000 | 2,265 |
| Tier 1 (core) risk-based capital | $27,837,000 | 2,255 |
| Tier 2 risk-based capital | $2,456,000 | 2,077 |
| Total risk weighted assets | $193,918,000 | 2,219 |
| Total unused commitments | $24,296,000 | 2,266 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 72 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $288,803,000 | 2,251 |
| Cash and due from depository institutions | $22,118,000 | 2,157 |
| Interest-bearing balances | $14,666,000 | 2,135 |
| Securities | $78,555,000 | 1,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $157,771,000 | 2,579 |
| Loan loss allowance | $4,296,000 | 1,803 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $10,156,000 | 1,179 |
| Other real estate owned | $1,312,000 | 2,157 |
| Goodwill and other intangibles | $11,789,000 | 464 |
| All other assets | $7,102,000 | 2,501 |
| Life insurance assets | $3,439,000 | 1,697 |
| Total liabilities and capital | $288,803,000 | 2,251 |
| Total liabilities | $249,889,000 | 2,327 |
| Total deposits | $237,442,000 | 2,263 |
| Interest-bearing deposits | $175,246,000 | 2,601 |
| Deposits held in domestic offices | $237,442,000 | 2,262 |
| % insured | 84.52% | 5,621 |
| Federal funds purchased & repurchase agreements | $8,434,000 | 1,040 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $261,000 | 4,757 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,752,000 | 1,245 |
| Total equity capital | $38,914,000 | 1,715 |
| Total bank equity capital | $38,914,000 | 1,714 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $300,000 | 4,352 |
| Surplus | $32,627,000 | 1,044 |
| Undivided profits | $5,987,000 | 3,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,669,000 | 2,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,173,000 | 2,584 |
| Earning assets | $250,992,000 | 2,354 |
| Long-term assets (5+ years) | $61,749,000 | 2,098 |
| Average Assets, year-to-date | $273,368,800 | 2,333 |
| Average Assets, quarterly | $284,648,000 | 2,288 |
| Volatile liabilities | $51,555,000 | 2,450 |
| Insider loans | $3,291,000 | 2,009 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $21,272,000 | 2,441 |
| Tier 1 (core) risk-based capital | $27,529,000 | 2,266 |
| Tier 2 risk-based capital | $2,296,000 | 2,224 |
| Total risk weighted assets | $181,299,000 | 2,409 |
| Total unused commitments | $21,272,000 | 2,441 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 68 | 2,303 |
| Assets and Liabilities | ||
| Total Assets: | $280,493,000 | 2,342 |
| Cash and due from depository institutions | $30,285,000 | 2,303 |
| Interest-bearing balances | $24,037,000 | 1,463 |
| Securities | $70,839,000 | 1,764 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $148,912,000 | 2,781 |
| Loan loss allowance | $4,213,000 | 1,842 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,909,000 | 1,215 |
| Other real estate owned | $1,485,000 | 2,303 |
| Goodwill and other intangibles | $11,872,000 | 456 |
| All other assets | $7,191,000 | 2,535 |
| Life insurance assets | $3,261,000 | 1,751 |
| Total liabilities and capital | $280,493,000 | 2,342 |
| Total liabilities | $240,749,000 | 2,441 |
| Total deposits | $230,551,000 | 2,354 |
| Interest-bearing deposits | $174,347,000 | 2,659 |
| Deposits held in domestic offices | $230,551,000 | 2,351 |
| % insured | 80.80% | 5,978 |
| Federal funds purchased & repurchase agreements | $5,888,000 | 1,233 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,310,000 | 1,216 |
| Total equity capital | $39,744,000 | 1,721 |
| Total bank equity capital | $39,744,000 | 1,720 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $300,000 | 4,433 |
| Surplus | $32,622,000 | 1,029 |
| Undivided profits | $6,822,000 | 3,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,971,000 | 2,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,250,000 | 2,600 |
| Earning assets | $243,788,000 | 2,458 |
| Long-term assets (5+ years) | $46,192,000 | 2,560 |
| Average Assets, year-to-date | $269,510,250 | 2,399 |
| Average Assets, quarterly | $276,249,000 | 2,363 |
| Volatile liabilities | $51,208,000 | 2,554 |
| Insider loans | $3,682,000 | 1,863 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $21,659,000 | 2,477 |
| Tier 1 (core) risk-based capital | $27,152,000 | 2,307 |
| Tier 2 risk-based capital | $2,202,000 | 2,383 |
| Total risk weighted assets | $173,337,000 | 2,562 |
| Total unused commitments | $21,659,000 | 2,479 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 69 | 2,300 |
| Assets and Liabilities | ||
| Total Assets: | $272,005,000 | 2,405 |
| Cash and due from depository institutions | $21,891,000 | 2,300 |
| Interest-bearing balances | $14,886,000 | 2,048 |
| Securities | $71,408,000 | 1,759 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $147,265,000 | 2,839 |
| Loan loss allowance | $4,185,000 | 1,845 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,062,000 | 1,217 |
| Other real estate owned | $2,189,000 | 2,300 |
| Goodwill and other intangibles | $11,967,000 | 456 |
| All other assets | $7,223,000 | 2,550 |
| Life insurance assets | $3,233,000 | 1,755 |
| Total liabilities and capital | $272,005,000 | 2,405 |
| Total liabilities | $234,081,000 | 2,518 |
| Total deposits | $226,732,000 | 2,392 |
| Interest-bearing deposits | $169,414,000 | 2,764 |
| Deposits held in domestic offices | $226,732,000 | 2,390 |
| % insured | 81.19% | 6,020 |
| Federal funds purchased & repurchase agreements | $5,067,000 | 1,310 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,282,000 | 1,913 |
| Total equity capital | $37,924,000 | 1,777 |
| Total bank equity capital | $37,924,000 | 1,775 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $300,000 | 4,473 |
| Surplus | $32,614,000 | 1,025 |
| Undivided profits | $5,010,000 | 4,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,242,000 | 2,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,175,000 | 2,695 |
| Earning assets | $233,559,000 | 2,570 |
| Long-term assets (5+ years) | $43,830,000 | 2,651 |
| Average Assets, year-to-date | $265,849,330 | 2,455 |
| Average Assets, quarterly | $266,621,000 | 2,459 |
| Volatile liabilities | $49,543,000 | 2,654 |
| Insider loans | $3,717,000 | 1,880 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $20,255,000 | 2,632 |
| Tier 1 (core) risk-based capital | $25,524,000 | 2,425 |
| Tier 2 risk-based capital | $2,170,000 | 2,420 |
| Total risk weighted assets | $170,840,000 | 2,632 |
| Total unused commitments | $20,255,000 | 2,633 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 70 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $261,237,000 | 2,559 |
| Cash and due from depository institutions | $8,202,000 | 2,291 |
| Interest-bearing balances | $1,202,000 | 5,241 |
| Securities | $68,657,000 | 1,826 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $154,097,000 | 2,787 |
| Loan loss allowance | $4,071,000 | 1,907 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,956,000 | 1,254 |
| Other real estate owned | $929,000 | 2,291 |
| Goodwill and other intangibles | $12,062,000 | 462 |
| All other assets | $7,334,000 | 2,584 |
| Life insurance assets | $3,210,000 | 1,769 |
| Total liabilities and capital | $261,237,000 | 2,559 |
| Total liabilities | $222,908,000 | 2,687 |
| Total deposits | $215,344,000 | 2,555 |
| Interest-bearing deposits | $159,056,000 | 2,960 |
| Deposits held in domestic offices | $215,344,000 | 2,553 |
| % insured | 83.20% | 5,675 |
| Federal funds purchased & repurchase agreements | $6,546,000 | 1,223 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,018,000 | 3,367 |
| Total equity capital | $38,329,000 | 1,774 |
| Total bank equity capital | $38,329,000 | 1,771 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $300,000 | 4,542 |
| Surplus | $32,609,000 | 1,044 |
| Undivided profits | $5,420,000 | 4,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,508,000 | 2,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,203,000 | 2,698 |
| Earning assets | $223,956,000 | 2,692 |
| Long-term assets (5+ years) | $40,820,000 | 2,793 |
| Average Assets, year-to-date | $262,771,500 | 2,542 |
| Average Assets, quarterly | $262,771,500 | 2,542 |
| Volatile liabilities | $47,792,000 | 2,812 |
| Insider loans | $2,868,000 | 2,367 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $16,650,000 | 3,117 |
| Tier 1 (core) risk-based capital | $25,544,000 | 2,452 |
| Tier 2 risk-based capital | $2,148,000 | 2,501 |
| Total risk weighted assets | $169,462,000 | 2,710 |
| Total unused commitments | $16,650,000 | 3,120 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 69 | 2,351 |
| Assets and Liabilities | ||
| Total Assets: | $264,306,000 | 2,553 |
| Cash and due from depository institutions | $6,796,000 | 2,351 |
| Interest-bearing balances | $85,000 | 6,573 |
| Securities | $72,838,000 | 1,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $154,099,000 | 2,840 |
| Loan loss allowance | $3,820,000 | 1,990 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,026,000 | 1,260 |
| Other real estate owned | $1,011,000 | 2,351 |
| Goodwill and other intangibles | $12,157,000 | 458 |
| All other assets | $7,379,000 | 2,618 |
| Life insurance assets | $3,182,000 | 1,779 |
| Total liabilities and capital | $264,306,000 | 2,553 |
| Total liabilities | $225,222,000 | 2,672 |
| Total deposits | $210,764,000 | 2,611 |
| Interest-bearing deposits | $155,562,000 | 2,995 |
| Deposits held in domestic offices | $210,764,000 | 2,609 |
| % insured | 84.31% | 5,482 |
| Federal funds purchased & repurchase agreements | $13,452,000 | 885 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,006,000 | 3,420 |
| Total equity capital | $39,084,000 | 1,705 |
| Total bank equity capital | $39,084,000 | 1,703 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $300,000 | 4,593 |
| Surplus | $32,604,000 | 1,044 |
| Undivided profits | $6,180,000 | 3,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,637,000 | 2,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,244,000 | 2,735 |
| Earning assets | $227,022,000 | 2,684 |
| Long-term assets (5+ years) | $41,826,000 | 2,721 |
| Average Assets, year-to-date | $267,420,200 | 2,449 |
| Average Assets, quarterly | $262,356,500 | 2,549 |
| Volatile liabilities | $47,485,000 | 2,842 |
| Insider loans | $700,000 | 4,859 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $15,562,000 | 3,238 |
| Tier 1 (core) risk-based capital | $26,119,000 | 2,382 |
| Tier 2 risk-based capital | $2,143,000 | 2,518 |
| Total risk weighted assets | $169,416,000 | 2,759 |
| Total unused commitments | $15,562,000 | 3,240 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 73 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $260,407,000 | 2,575 |
| Cash and due from depository institutions | $6,423,000 | 2,242 |
| Interest-bearing balances | $75,000 | 6,549 |
| Securities | $77,206,000 | 1,639 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $148,139,000 | 2,959 |
| Loan loss allowance | $3,588,000 | 2,025 |
| Trading account assets | $32,000 | 235 |
| Bank premises and fixed assets | $8,651,000 | 1,479 |
| Other real estate owned | $1,398,000 | 2,242 |
| Goodwill and other intangibles | $12,276,000 | 488 |
| All other assets | $6,282,000 | 2,658 |
| Life insurance assets | $3,153,000 | 1,783 |
| Total liabilities and capital | $260,407,000 | 2,575 |
| Total liabilities | $220,554,000 | 2,708 |
| Total deposits | $206,810,000 | 2,629 |
| Interest-bearing deposits | $149,696,000 | 3,086 |
| Deposits held in domestic offices | $206,810,000 | 2,626 |
| % insured | 84.61% | 5,568 |
| Federal funds purchased & repurchase agreements | $12,230,000 | 973 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,514,000 | 2,879 |
| Total equity capital | $39,853,000 | 1,723 |
| Total bank equity capital | $39,853,000 | 1,722 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $300,000 | 4,654 |
| Surplus | $32,600,000 | 1,040 |
| Undivided profits | $6,953,000 | 3,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,437,000 | 2,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,219,000 | 2,965 |
| Earning assets | $225,452,000 | 2,708 |
| Long-term assets (5+ years) | $39,204,000 | 2,808 |
| Average Assets, year-to-date | $268,198,750 | 2,449 |
| Average Assets, quarterly | $266,023,000 | 2,507 |
| Volatile liabilities | $42,488,000 | 3,132 |
| Insider loans | $993,000 | 4,276 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $17,608,000 | 3,110 |
| Tier 1 (core) risk-based capital | $26,344,000 | 2,421 |
| Tier 2 risk-based capital | $2,058,000 | 2,611 |
| Total risk weighted assets | $162,557,000 | 2,891 |
| Total unused commitments | $17,608,000 | 3,111 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 75 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $271,639,000 | 2,460 |
| Cash and due from depository institutions | $6,857,000 | 2,232 |
| Interest-bearing balances | $85,000 | 6,441 |
| Securities | $70,791,000 | 1,748 |
| Federal funds sold & reverse repurchase agreements | $6,725,000 | 1,485 |
| Net loans & leases | $154,130,000 | 2,899 |
| Loan loss allowance | $3,482,000 | 1,989 |
| Trading account assets | $5,028,000 | 140 |
| Bank premises and fixed assets | $8,533,000 | 1,517 |
| Other real estate owned | $1,144,000 | 2,232 |
| Goodwill and other intangibles | $12,406,000 | 503 |
| All other assets | $6,025,000 | 2,753 |
| Life insurance assets | $3,133,000 | 1,793 |
| Total liabilities and capital | $271,639,000 | 2,460 |
| Total liabilities | $232,847,000 | 2,575 |
| Total deposits | $217,854,000 | 2,490 |
| Interest-bearing deposits | $156,437,000 | 2,969 |
| Deposits held in domestic offices | $217,854,000 | 2,487 |
| % insured | 70.07% | 6,031 |
| Federal funds purchased & repurchase agreements | $13,235,000 | 944 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,758,000 | 2,605 |
| Total equity capital | $38,792,000 | 1,767 |
| Total bank equity capital | $38,792,000 | 1,765 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $300,000 | 4,713 |
| Surplus | $32,593,000 | 1,049 |
| Undivided profits | $5,899,000 | 4,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,393,000 | 2,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,121,000 | 3,093 |
| Earning assets | $236,759,000 | 2,590 |
| Long-term assets (5+ years) | $35,692,000 | 2,938 |
| Average Assets, year-to-date | $270,796,000 | 2,441 |
| Average Assets, quarterly | $270,059,500 | 2,462 |
| Volatile liabilities | $43,759,000 | 3,069 |
| Insider loans | $1,282,000 | 3,889 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,788,000 | 3,184 |
| Tier 1 (core) risk-based capital | $26,022,000 | 2,466 |
| Tier 2 risk-based capital | $2,120,000 | 2,520 |
| Total risk weighted assets | $167,886,000 | 2,822 |
| Total unused commitments | $17,788,000 | 3,185 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 75 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $268,480,000 | 2,495 |
| Cash and due from depository institutions | $7,025,000 | 2,240 |
| Interest-bearing balances | $72,000 | 6,297 |
| Securities | $70,911,000 | 1,729 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 3,478 |
| Net loans & leases | $158,687,000 | 2,835 |
| Loan loss allowance | $3,334,000 | 1,991 |
| Trading account assets | $24,000 | 226 |
| Bank premises and fixed assets | $8,949,000 | 1,452 |
| Other real estate owned | $1,795,000 | 2,240 |
| Goodwill and other intangibles | $12,535,000 | 520 |
| All other assets | $6,079,000 | 2,722 |
| Life insurance assets | $3,105,000 | 1,800 |
| Total liabilities and capital | $268,480,000 | 2,495 |
| Total liabilities | $230,552,000 | 2,607 |
| Total deposits | $214,389,000 | 2,521 |
| Interest-bearing deposits | $152,178,000 | 3,034 |
| Deposits held in domestic offices | $214,389,000 | 2,519 |
| % insured | 71.77% | 5,771 |
| Federal funds purchased & repurchase agreements | $14,272,000 | 914 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $535,000 | 5,260 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,356,000 | 3,072 |
| Total equity capital | $37,928,000 | 1,823 |
| Total bank equity capital | $37,928,000 | 1,822 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 4,740 |
| Surplus | $32,589,000 | 1,043 |
| Undivided profits | $5,039,000 | 4,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,879,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,196,000 | 2,941 |
| Earning assets | $232,169,000 | 2,640 |
| Long-term assets (5+ years) | $33,934,000 | 3,032 |
| Average Assets, year-to-date | $270,374,500 | 2,458 |
| Average Assets, quarterly | $270,374,500 | 2,458 |
| Volatile liabilities | $44,771,000 | 2,991 |
| Insider loans | $1,074,000 | 4,225 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $18,785,000 | 3,179 |
| Tier 1 (core) risk-based capital | $25,074,000 | 2,550 |
| Tier 2 risk-based capital | $2,221,000 | 2,418 |
| Total risk weighted assets | $176,310,000 | 2,741 |
| Total unused commitments | $18,785,000 | 3,179 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 75 | 2,258 |
| Assets and Liabilities | ||
| Total Assets: | $272,269,000 | 2,441 |
| Cash and due from depository institutions | $7,249,000 | 2,258 |
| Interest-bearing balances | $72,000 | 5,955 |
| Securities | $75,010,000 | 1,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $160,807,000 | 2,811 |
| Loan loss allowance | $3,129,000 | 2,038 |
| Trading account assets | $323,000 | 209 |
| Bank premises and fixed assets | $8,784,000 | 1,484 |
| Other real estate owned | $1,312,000 | 2,258 |
| Goodwill and other intangibles | $12,665,000 | 528 |
| All other assets | $6,119,000 | 2,736 |
| Life insurance assets | $3,077,000 | 1,817 |
| Total liabilities and capital | $272,269,000 | 2,441 |
| Total liabilities | $234,605,000 | 2,549 |
| Total deposits | $217,818,000 | 2,437 |
| Interest-bearing deposits | $157,476,000 | 2,890 |
| Deposits held in domestic offices | $217,818,000 | 2,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,246,000 | 915 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $541,000 | 5,130 |
| Total equity capital | $37,664,000 | 1,798 |
| Total bank equity capital | $37,664,000 | 1,798 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $300,000 | 4,773 |
| Surplus | $32,586,000 | 1,019 |
| Undivided profits | $4,778,000 | 4,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,101,000 | 2,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,273,000 | 2,921 |
| Earning assets | $236,212,000 | 2,572 |
| Long-term assets (5+ years) | $49,970,000 | 2,306 |
| Average Assets, year-to-date | $285,771,200 | 2,281 |
| Average Assets, quarterly | $277,941,500 | 2,391 |
| Volatile liabilities | $52,648,000 | 2,625 |
| Insider loans | $1,338,000 | 3,886 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $22,467,000 | 2,860 |
| Tier 1 (core) risk-based capital | $24,700,000 | 2,566 |
| Tier 2 risk-based capital | $2,263,000 | 2,337 |
| Total risk weighted assets | $179,910,000 | 2,676 |
| Total unused commitments | $22,467,000 | 2,861 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 82 | 2,070 |
| Assets and Liabilities | ||
| Total Assets: | $283,614,000 | 2,359 |
| Cash and due from depository institutions | $9,055,000 | 2,070 |
| Interest-bearing balances | $72,000 | 5,433 |
| Securities | $70,908,000 | 1,666 |
| Federal funds sold & reverse repurchase agreements | $2,425,000 | 3,453 |
| Net loans & leases | $162,825,000 | 2,784 |
| Loan loss allowance | $2,548,000 | 2,249 |
| Trading account assets | $9,106,000 | 125 |
| Bank premises and fixed assets | $8,612,000 | 1,514 |
| Other real estate owned | $1,367,000 | 2,070 |
| Goodwill and other intangibles | $12,818,000 | 558 |
| All other assets | $6,498,000 | 2,626 |
| Life insurance assets | $3,050,000 | 1,821 |
| Total liabilities and capital | $283,614,000 | 2,359 |
| Total liabilities | $246,693,000 | 2,412 |
| Total deposits | $232,068,000 | 2,263 |
| Interest-bearing deposits | $162,414,000 | 2,761 |
| Deposits held in domestic offices | $232,068,000 | 2,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,948,000 | 1,047 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $677,000 | 4,776 |
| Total equity capital | $36,921,000 | 1,842 |
| Total bank equity capital | $36,921,000 | 1,842 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $300,000 | 4,816 |
| Surplus | $32,583,000 | 987 |
| Undivided profits | $4,038,000 | 4,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,532,000 | 2,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,294,000 | 3,018 |
| Earning assets | $245,336,000 | 2,459 |
| Long-term assets (5+ years) | $47,456,000 | 2,353 |
| Average Assets, year-to-date | $289,146,750 | 2,269 |
| Average Assets, quarterly | $284,067,000 | 2,332 |
| Volatile liabilities | $52,320,000 | 2,574 |
| Insider loans | $1,165,000 | 4,142 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $25,664,000 | 2,757 |
| Tier 1 (core) risk-based capital | $23,658,000 | 2,709 |
| Tier 2 risk-based capital | $2,296,000 | 2,254 |
| Total risk weighted assets | $183,380,000 | 2,633 |
| Total unused commitments | $25,664,000 | 2,759 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 84 | 2,055 |
| Assets and Liabilities | ||
| Total Assets: | $284,520,000 | 2,334 |
| Cash and due from depository institutions | $10,525,000 | 2,055 |
| Interest-bearing balances | $72,000 | 5,388 |
| Securities | $73,043,000 | 1,636 |
| Federal funds sold & reverse repurchase agreements | $4,375,000 | 2,484 |
| Net loans & leases | $167,555,000 | 2,690 |
| Loan loss allowance | $2,192,000 | 2,481 |
| Trading account assets | $105,000 | 254 |
| Bank premises and fixed assets | $8,175,000 | 1,581 |
| Other real estate owned | $1,367,000 | 2,055 |
| Goodwill and other intangibles | $12,983,000 | 566 |
| All other assets | $6,392,000 | 2,609 |
| Life insurance assets | $3,022,000 | 1,832 |
| Total liabilities and capital | $284,520,000 | 2,334 |
| Total liabilities | $247,947,000 | 2,400 |
| Total deposits | $235,708,000 | 2,220 |
| Interest-bearing deposits | $208,597,000 | 2,175 |
| Deposits held in domestic offices | $235,708,000 | 2,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,478,000 | 1,228 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $761,000 | 4,452 |
| Total equity capital | $36,573,000 | 1,874 |
| Total bank equity capital | $36,573,000 | 1,874 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $300,000 | 4,856 |
| Surplus | $32,579,000 | 977 |
| Undivided profits | $3,694,000 | 5,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,095,000 | 2,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,377,000 | 2,781 |
| Earning assets | $245,150,000 | 2,464 |
| Long-term assets (5+ years) | $48,834,000 | 2,280 |
| Average Assets, year-to-date | $290,991,000 | 2,262 |
| Average Assets, quarterly | $290,867,500 | 2,285 |
| Volatile liabilities | $51,182,000 | 2,604 |
| Insider loans | $754,000 | 4,870 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $26,014,000 | 2,796 |
| Tier 1 (core) risk-based capital | $23,241,000 | 2,756 |
| Tier 2 risk-based capital | $2,193,000 | 2,307 |
| Total risk weighted assets | $188,114,000 | 2,546 |
| Total unused commitments | $26,014,000 | 2,796 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 83 | 2,074 |
| Assets and Liabilities | ||
| Total Assets: | $297,215,000 | 2,257 |
| Cash and due from depository institutions | $9,140,000 | 2,074 |
| Interest-bearing balances | $71,000 | 5,384 |
| Securities | $72,092,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $21,025,000 | 762 |
| Net loans & leases | $166,470,000 | 2,654 |
| Loan loss allowance | $2,083,000 | 2,515 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,451,000 | 1,734 |
| Other real estate owned | $1,481,000 | 2,074 |
| Goodwill and other intangibles | $13,148,000 | 582 |
| All other assets | $6,408,000 | 2,539 |
| Life insurance assets | $2,984,000 | 1,835 |
| Total liabilities and capital | $297,216,000 | 2,257 |
| Total liabilities | $259,795,000 | 2,296 |
| Total deposits | $244,365,000 | 2,162 |
| Interest-bearing deposits | $222,384,000 | 2,074 |
| Deposits held in domestic offices | $244,365,000 | 2,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,059,000 | 1,129 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,371,000 | 1,655 |
| Total equity capital | $37,421,000 | 1,889 |
| Total bank equity capital | $37,421,000 | 1,889 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $300,000 | 4,875 |
| Surplus | $32,576,000 | 976 |
| Undivided profits | $4,545,000 | 4,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,232,000 | 3,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,497,000 | 2,625 |
| Earning assets | $259,658,000 | 2,336 |
| Long-term assets (5+ years) | $51,688,000 | 2,110 |
| Average Assets, year-to-date | $294,226,500 | 2,255 |
| Average Assets, quarterly | $294,226,500 | 2,255 |
| Volatile liabilities | $66,281,000 | 2,070 |
| Insider loans | $4,211,000 | 1,823 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $26,399,000 | 2,824 |
| Tier 1 (core) risk-based capital | $22,978,000 | 2,778 |
| Tier 2 risk-based capital | $2,085,000 | 2,354 |
| Total risk weighted assets | $192,943,000 | 2,460 |
| Total unused commitments | $26,399,000 | 2,826 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 88 | 1,965 |
| Assets and Liabilities | ||
| Total Assets: | $291,238,000 | 2,279 |
| Cash and due from depository institutions | $10,197,000 | 1,965 |
| Interest-bearing balances | $70,000 | 5,148 |
| Securities | $77,723,000 | 1,534 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,175 |
| Net loans & leases | $171,231,000 | 2,573 |
| Loan loss allowance | $2,094,000 | 2,462 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,066,000 | 1,821 |
| Other real estate owned | $1,404,000 | 1,965 |
| Goodwill and other intangibles | $13,313,000 | 569 |
| All other assets | $6,754,000 | 2,474 |
| Life insurance assets | $2,958,000 | 1,834 |
| Total liabilities and capital | $291,238,000 | 2,279 |
| Total liabilities | $254,841,000 | 2,309 |
| Total deposits | $242,121,000 | 2,168 |
| Interest-bearing deposits | $176,286,000 | 2,528 |
| Deposits held in domestic offices | $242,121,000 | 2,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,710,000 | 1,209 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,010,000 | 3,973 |
| Total equity capital | $36,397,000 | 1,920 |
| Total bank equity capital | $36,397,000 | 1,920 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $300,000 | 4,904 |
| Surplus | $32,573,000 | 948 |
| Undivided profits | $3,524,000 | 5,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $518,000 | 4,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,771,000 | 2,418 |
| Earning assets | $252,574,000 | 2,362 |
| Long-term assets (5+ years) | $50,090,000 | 1,996 |
| Average Assets, year-to-date | $294,107,800 | 2,182 |
| Average Assets, quarterly | $289,516,000 | 2,271 |
| Volatile liabilities | $64,579,000 | 2,110 |
| Insider loans | $4,773,000 | 1,597 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $31,754,000 | 2,486 |
| Tier 1 (core) risk-based capital | $22,516,000 | 2,826 |
| Tier 2 risk-based capital | $2,097,000 | 2,303 |
| Total risk weighted assets | $193,263,000 | 2,424 |
| Total unused commitments | $31,754,000 | 2,488 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 88 | 1,949 |
| Assets and Liabilities | ||
| Total Assets: | $287,794,000 | 2,270 |
| Cash and due from depository institutions | $9,090,000 | 1,949 |
| Interest-bearing balances | $70,000 | 5,016 |
| Securities | $79,068,000 | 1,504 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,789 |
| Net loans & leases | $170,385,000 | 2,551 |
| Loan loss allowance | $2,004,000 | 2,497 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,027,000 | 1,796 |
| Other real estate owned | $641,000 | 1,949 |
| Goodwill and other intangibles | $13,500,000 | 543 |
| All other assets | $6,883,000 | 2,423 |
| Life insurance assets | $2,931,000 | 1,803 |
| Total liabilities and capital | $287,794,000 | 2,270 |
| Total liabilities | $252,297,000 | 2,305 |
| Total deposits | $236,874,000 | 2,185 |
| Interest-bearing deposits | $169,098,000 | 2,607 |
| Deposits held in domestic offices | $236,874,000 | 2,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,410,000 | 1,006 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,013,000 | 4,052 |
| Total equity capital | $35,497,000 | 1,929 |
| Total bank equity capital | $35,497,000 | 1,929 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $300,000 | 4,908 |
| Surplus | $32,570,000 | 924 |
| Undivided profits | $2,627,000 | 5,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $611,000 | 3,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,743,000 | 2,626 |
| Earning assets | $250,723,000 | 2,358 |
| Long-term assets (5+ years) | $45,672,000 | 2,069 |
| Average Assets, year-to-date | $294,825,250 | 2,176 |
| Average Assets, quarterly | $294,192,500 | 2,214 |
| Volatile liabilities | $65,737,000 | 2,039 |
| Insider loans | $4,594,000 | 1,609 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $35,025,000 | 2,332 |
| Tier 1 (core) risk-based capital | $22,004,000 | 2,886 |
| Tier 2 risk-based capital | $2,005,000 | 2,378 |
| Total risk weighted assets | $192,023,000 | 2,405 |
| Total unused commitments | $35,025,000 | 2,332 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 89 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $300,591,000 | 2,205 |
| Cash and due from depository institutions | $8,554,000 | 1,963 |
| Interest-bearing balances | $69,000 | 5,129 |
| Securities | $84,474,000 | 1,402 |
| Federal funds sold & reverse repurchase agreements | $11,425,000 | 1,401 |
| Net loans & leases | $168,240,000 | 2,570 |
| Loan loss allowance | $1,967,000 | 2,531 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,873,000 | 1,819 |
| Other real estate owned | $298,000 | 1,963 |
| Goodwill and other intangibles | $13,700,000 | 552 |
| All other assets | $7,027,000 | 2,380 |
| Life insurance assets | $2,905,000 | 1,812 |
| Total liabilities and capital | $300,591,000 | 2,205 |
| Total liabilities | $266,388,000 | 2,208 |
| Total deposits | $254,117,000 | 2,087 |
| Interest-bearing deposits | $186,231,000 | 2,387 |
| Deposits held in domestic offices | $254,117,000 | 2,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,306,000 | 1,132 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $965,000 | 3,962 |
| Total equity capital | $34,203,000 | 1,977 |
| Total bank equity capital | $34,203,000 | 1,977 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $300,000 | 4,938 |
| Surplus | $32,568,000 | 934 |
| Undivided profits | $1,335,000 | 6,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,040,000 | 2,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,754,000 | 2,425 |
| Earning assets | $264,208,000 | 2,273 |
| Long-term assets (5+ years) | $46,522,000 | 2,000 |
| Average Assets, year-to-date | $297,169,000 | 2,195 |
| Average Assets, quarterly | $297,648,500 | 2,207 |
| Volatile liabilities | $67,676,000 | 1,968 |
| Insider loans | $4,247,000 | 1,735 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $37,147,000 | 2,278 |
| Tier 1 (core) risk-based capital | $21,286,000 | 2,957 |
| Tier 2 risk-based capital | $1,967,000 | 2,406 |
| Total risk weighted assets | $189,442,000 | 2,421 |
| Total unused commitments | $37,147,000 | 2,279 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 91 | 1,922 |
| Assets and Liabilities | ||
| Total Assets: | $294,706,000 | 2,241 |
| Cash and due from depository institutions | $7,651,000 | 1,922 |
| Interest-bearing balances | $68,000 | 5,199 |
| Securities | $84,102,000 | 1,410 |
| Federal funds sold & reverse repurchase agreements | $11,625,000 | 1,741 |
| Net loans & leases | $164,208,000 | 2,599 |
| Loan loss allowance | $1,950,000 | 2,549 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,137,000 | 2,010 |
| Other real estate owned | $103,000 | 1,922 |
| Goodwill and other intangibles | $13,899,000 | 544 |
| All other assets | $6,981,000 | 2,332 |
| Life insurance assets | $2,884,000 | 1,798 |
| Total liabilities and capital | $294,706,000 | 2,241 |
| Total liabilities | $260,349,000 | 2,255 |
| Total deposits | $244,467,000 | 2,165 |
| Interest-bearing deposits | $185,295,000 | 2,399 |
| Deposits held in domestic offices | $244,467,000 | 2,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,622,000 | 941 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,260,000 | 3,399 |
| Total equity capital | $34,357,000 | 1,979 |
| Total bank equity capital | $34,357,000 | 1,979 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $300,000 | 4,948 |
| Surplus | $32,565,000 | 915 |
| Undivided profits | $1,492,000 | 6,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,674,000 | 1,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,669,000 | 2,454 |
| Earning assets | $260,003,000 | 2,306 |
| Long-term assets (5+ years) | $41,627,000 | 2,141 |
| Average Assets, year-to-date | $295,458,000 | 2,219 |
| Average Assets, quarterly | $295,458,000 | 2,219 |
| Volatile liabilities | $75,860,000 | 1,764 |
| Insider loans | $3,866,000 | 1,825 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $33,607,000 | 2,453 |
| Tier 1 (core) risk-based capital | $20,583,000 | 3,031 |
| Tier 2 risk-based capital | $1,950,000 | 2,426 |
| Total risk weighted assets | $182,581,000 | 2,475 |
| Total unused commitments | $33,607,000 | 2,453 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 87 | 1,994 |
| Assets and Liabilities | ||
| Total Assets: | $296,210,000 | 2,208 |
| Cash and due from depository institutions | $9,725,000 | 1,994 |
| Interest-bearing balances | $67,000 | 5,197 |
| Securities | $80,111,000 | 1,520 |
| Federal funds sold & reverse repurchase agreements | $18,500,000 | 882 |
| Net loans & leases | $157,032,000 | 2,684 |
| Loan loss allowance | $1,919,000 | 2,564 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,170,000 | 1,974 |
| Other real estate owned | $103,000 | 1,994 |
| Goodwill and other intangibles | $14,099,000 | 525 |
| All other assets | $10,470,000 | 1,664 |
| Life insurance assets | $2,854,000 | 1,777 |
| Total liabilities and capital | $296,210,000 | 2,208 |
| Total liabilities | $262,299,000 | 2,221 |
| Total deposits | $247,352,000 | 2,137 |
| Interest-bearing deposits | $181,601,000 | 2,413 |
| Deposits held in domestic offices | $247,352,000 | 2,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,181,000 | 1,004 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $766,000 | 4,500 |
| Total equity capital | $33,911,000 | 1,968 |
| Total bank equity capital | $33,911,000 | 1,968 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $300,000 | 4,970 |
| Surplus | $32,563,000 | 896 |
| Undivided profits | $1,048,000 | 7,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,866,000 | 2,248 |
| Earning assets | $255,710,000 | 2,314 |
| Long-term assets (5+ years) | $33,395,000 | 2,461 |
| Average Assets, year-to-date | $282,348,400 | 2,206 |
| Average Assets, quarterly | $290,156,500 | 2,222 |
| Volatile liabilities | $69,319,000 | 2,047 |
| Insider loans | $4,059,000 | 1,734 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $37,239,000 | 2,245 |
| Tier 1 (core) risk-based capital | $20,063,000 | 3,053 |
| Tier 2 risk-based capital | $1,919,000 | 2,447 |
| Total risk weighted assets | $182,595,000 | 2,461 |
| Total unused commitments | $37,239,000 | 2,246 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 86 | 2,047 |
| Assets and Liabilities | ||
| Total Assets: | $284,103,000 | 2,271 |
| Cash and due from depository institutions | $10,104,000 | 2,047 |
| Interest-bearing balances | $66,000 | 5,256 |
| Securities | $82,053,000 | 1,494 |
| Federal funds sold & reverse repurchase agreements | $4,850,000 | 2,495 |
| Net loans & leases | $159,716,000 | 2,634 |
| Loan loss allowance | $1,861,000 | 2,636 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,155,000 | 1,938 |
| Other real estate owned | $102,000 | 2,047 |
| Goodwill and other intangibles | $14,322,000 | 523 |
| All other assets | $6,801,000 | 2,382 |
| Life insurance assets | $2,828,000 | 1,747 |
| Total liabilities and capital | $284,103,000 | 2,271 |
| Total liabilities | $250,678,000 | 2,291 |
| Total deposits | $236,952,000 | 2,175 |
| Interest-bearing deposits | $173,605,000 | 2,501 |
| Deposits held in domestic offices | $236,952,000 | 2,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,918,000 | 1,047 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $808,000 | 4,367 |
| Total equity capital | $33,425,000 | 1,981 |
| Total bank equity capital | $33,425,000 | 1,981 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,006 |
| Surplus | $32,561,000 | 895 |
| Undivided profits | $564,000 | 7,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,763,000 | 2,410 |
| Earning assets | $246,685,000 | 2,380 |
| Long-term assets (5+ years) | $33,636,000 | 2,428 |
| Average Assets, year-to-date | $278,883,000 | 2,241 |
| Average Assets, quarterly | $282,601,000 | 2,265 |
| Volatile liabilities | $64,766,000 | 2,166 |
| Insider loans | $3,977,000 | 1,758 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,576,000 | 2,575 |
| Tier 1 (core) risk-based capital | $19,476,000 | 3,126 |
| Tier 2 risk-based capital | $1,861,000 | 2,519 |
| Total risk weighted assets | $175,107,000 | 2,533 |
| Total unused commitments | $30,576,000 | 2,575 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 87 | 2,022 |
| Assets and Liabilities | ||
| Total Assets: | $281,099,000 | 2,277 |
| Cash and due from depository institutions | $7,746,000 | 2,022 |
| Interest-bearing balances | $65,000 | 5,309 |
| Securities | $83,890,000 | 1,448 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,878 |
| Net loans & leases | $158,874,000 | 2,631 |
| Loan loss allowance | $1,670,000 | 2,848 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,161,000 | 1,890 |
| Other real estate owned | $102,000 | 2,022 |
| Goodwill and other intangibles | $14,589,000 | 511 |
| All other assets | $6,437,000 | 2,441 |
| Life insurance assets | $2,804,000 | 1,725 |
| Total liabilities and capital | $281,099,000 | 2,277 |
| Total liabilities | $248,591,000 | 2,303 |
| Total deposits | $235,986,000 | 2,175 |
| Interest-bearing deposits | $174,576,000 | 2,459 |
| Deposits held in domestic offices | $235,986,000 | 2,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,913,000 | 1,116 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $692,000 | 4,431 |
| Total equity capital | $32,508,000 | 1,971 |
| Total bank equity capital | $32,508,000 | 1,971 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $300,000 | 5,008 |
| Surplus | $32,560,000 | 886 |
| Undivided profits | $-352,000 | 8,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $567,000 | 3,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,698,000 | 2,215 |
| Earning assets | $246,129,000 | 2,368 |
| Long-term assets (5+ years) | $34,833,000 | 2,341 |
| Average Assets, year-to-date | $277,143,000 | 2,258 |
| Average Assets, quarterly | $279,251,000 | 2,263 |
| Volatile liabilities | $62,507,000 | 2,175 |
| Insider loans | $3,974,000 | 1,717 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $31,788,000 | 2,513 |
| Tier 1 (core) risk-based capital | $18,790,000 | 3,165 |
| Tier 2 risk-based capital | $1,670,000 | 2,713 |
| Total risk weighted assets | $176,532,000 | 2,494 |
| Total unused commitments | $31,788,000 | 2,514 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 83 | 2,098 |
| Assets and Liabilities | ||
| Total Assets: | $277,403,000 | 2,271 |
| Cash and due from depository institutions | $10,504,000 | 2,098 |
| Interest-bearing balances | $64,000 | 5,419 |
| Securities | $86,274,000 | 1,430 |
| Federal funds sold & reverse repurchase agreements | $3,575,000 | 3,269 |
| Net loans & leases | $150,496,000 | 2,702 |
| Loan loss allowance | $1,529,000 | 3,029 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,209,000 | 1,840 |
| Other real estate owned | $180,000 | 2,098 |
| Goodwill and other intangibles | $14,676,000 | 486 |
| All other assets | $5,489,000 | 2,722 |
| Life insurance assets | $2,778,000 | 1,701 |
| Total liabilities and capital | $277,402,000 | 2,271 |
| Total liabilities | $244,819,000 | 2,310 |
| Total deposits | $231,560,000 | 2,199 |
| Interest-bearing deposits | $179,065,000 | 2,388 |
| Deposits held in domestic offices | $231,560,000 | 2,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,289,000 | 1,025 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $970,000 | 3,621 |
| Total equity capital | $32,583,000 | 1,935 |
| Total bank equity capital | $32,583,000 | 1,935 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,005 |
| Surplus | $32,455,000 | 864 |
| Undivided profits | $-172,000 | 8,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,454,000 | 2,428 |
| Earning assets | $240,409,000 | 2,392 |
| Long-term assets (5+ years) | $39,892,000 | 2,104 |
| Average Assets, year-to-date | $275,165,000 | 2,267 |
| Average Assets, quarterly | $275,165,000 | 2,267 |
| Volatile liabilities | $61,631,000 | 2,122 |
| Insider loans | $4,431,000 | 1,530 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $31,037,000 | 2,516 |
| Tier 1 (core) risk-based capital | $18,242,000 | 3,207 |
| Tier 2 risk-based capital | $1,529,000 | 2,879 |
| Total risk weighted assets | $169,438,000 | 2,519 |
| Total unused commitments | $31,037,000 | 2,520 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 84 | 2,060 |
| Assets and Liabilities | ||
| Total Assets: | $272,927,000 | 2,281 |
| Cash and due from depository institutions | $9,371,000 | 2,060 |
| Interest-bearing balances | $63,000 | 5,480 |
| Securities | $73,947,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $23,575,000 | 542 |
| Net loans & leases | $140,424,000 | 2,836 |
| Loan loss allowance | $1,370,000 | 3,271 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,328,000 | 2,112 |
| Other real estate owned | $267,000 | 2,060 |
| Goodwill and other intangibles | $14,691,000 | 475 |
| All other assets | $5,324,000 | 2,757 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $272,927,000 | 2,281 |
| Total liabilities | $240,255,000 | 2,349 |
| Total deposits | $233,139,000 | 2,159 |
| Interest-bearing deposits | $175,674,000 | 2,398 |
| Deposits held in domestic offices | $233,139,000 | 2,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,309,000 | 1,458 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $807,000 | 3,975 |
| Total equity capital | $32,672,000 | 1,908 |
| Total bank equity capital | $32,672,000 | 1,908 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $300,000 | 5,028 |
| Surplus | $32,453,000 | 835 |
| Undivided profits | $-81,000 | 8,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 3,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,500,000 | 2,370 |
| Earning assets | $238,009,000 | 2,393 |
| Long-term assets (5+ years) | $33,342,000 | 2,375 |
| Average Assets, year-to-date | $171,747,600 | 3,224 |
| Average Assets, quarterly | $209,076,000 | 2,853 |
| Volatile liabilities | $48,681,000 | 2,506 |
| Insider loans | $2,761,000 | 2,255 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $28,117,000 | 2,639 |
| Tier 1 (core) risk-based capital | $18,109,000 | 3,178 |
| Tier 2 risk-based capital | $1,371,000 | 3,088 |
| Total risk weighted assets | $160,417,000 | 2,630 |
| Total unused commitments | $28,117,000 | 2,639 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 49 | 3,401 |
| Assets and Liabilities | ||
| Total Assets: | $145,225,000 | 3,789 |
| Cash and due from depository institutions | $11,749,000 | 3,401 |
| Interest-bearing balances | $5,293,000 | 1,048 |
| Securities | $46,271,000 | 2,514 |
| Federal funds sold & reverse repurchase agreements | $11,250,000 | 1,168 |
| Net loans & leases | $67,303,000 | 4,759 |
| Loan loss allowance | $803,000 | 4,717 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,350,000 | 3,111 |
| Other real estate owned | $267,000 | 3,401 |
| Goodwill and other intangibles | $807,000 | 1,810 |
| All other assets | $4,228,000 | 3,203 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $145,225,000 | 3,789 |
| Total liabilities | $130,376,000 | 3,779 |
| Total deposits | $129,562,000 | 3,508 |
| Interest-bearing deposits | $103,317,000 | 3,664 |
| Deposits held in domestic offices | $129,562,000 | 3,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $814,000 | 3,952 |
| Total equity capital | $14,849,000 | 3,819 |
| Total bank equity capital | $14,849,000 | 3,819 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,037 |
| Surplus | $5,300,000 | 3,512 |
| Undivided profits | $9,249,000 | 3,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $927,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $756,000 | 4,338 |
| Earning assets | $130,117,000 | 3,844 |
| Long-term assets (5+ years) | $17,658,000 | 3,557 |
| Average Assets, year-to-date | $146,452,750 | 3,657 |
| Average Assets, quarterly | $143,919,500 | 3,773 |
| Volatile liabilities | $22,537,000 | 4,119 |
| Insider loans | $1,723,000 | 3,088 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,111,000 | 5,341 |
| Tier 1 (core) risk-based capital | $14,331,000 | 3,848 |
| Tier 2 risk-based capital | $803,000 | 4,454 |
| Total risk weighted assets | $84,207,000 | 4,266 |
| Total unused commitments | $7,111,000 | 5,343 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $142,614,000 | 3,774 |
| Cash and due from depository institutions | $10,180,000 | 3,351 |
| Interest-bearing balances | $5,246,000 | 1,011 |
| Securities | $47,427,000 | 2,473 |
| Federal funds sold & reverse repurchase agreements | $8,725,000 | 1,345 |
| Net loans & leases | $67,239,000 | 4,679 |
| Loan loss allowance | $787,000 | 4,731 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,400,000 | 3,026 |
| Other real estate owned | $367,000 | 3,351 |
| Goodwill and other intangibles | $824,000 | 1,792 |
| All other assets | $4,452,000 | 2,970 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $142,614,000 | 3,774 |
| Total liabilities | $128,016,000 | 3,759 |
| Total deposits | $127,300,000 | 3,503 |
| Interest-bearing deposits | $105,223,000 | 3,549 |
| Deposits held in domestic offices | $127,300,000 | 3,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $716,000 | 4,015 |
| Total equity capital | $14,598,000 | 3,812 |
| Total bank equity capital | $14,598,000 | 3,812 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,033 |
| Surplus | $5,300,000 | 3,468 |
| Undivided profits | $8,998,000 | 3,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 2,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $911,000 | 3,424 |
| Earning assets | $128,637,000 | 3,815 |
| Long-term assets (5+ years) | $21,913,000 | 3,172 |
| Average Assets, year-to-date | $146,862,000 | 3,639 |
| Average Assets, quarterly | $145,119,000 | 3,694 |
| Volatile liabilities | $23,792,000 | 3,844 |
| Insider loans | $1,374,000 | 3,485 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,587,000 | 5,511 |
| Tier 1 (core) risk-based capital | $13,995,000 | 3,842 |
| Tier 2 risk-based capital | $787,000 | 4,460 |
| Total risk weighted assets | $83,211,000 | 4,243 |
| Total unused commitments | $6,587,000 | 5,511 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 51 | 3,261 |
| Assets and Liabilities | ||
| Total Assets: | $147,624,000 | 3,672 |
| Cash and due from depository institutions | $9,739,000 | 3,261 |
| Interest-bearing balances | $5,206,000 | 1,063 |
| Securities | $46,895,000 | 2,512 |
| Federal funds sold & reverse repurchase agreements | $12,400,000 | 1,008 |
| Net loans & leases | $69,454,000 | 4,564 |
| Loan loss allowance | $765,000 | 4,833 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,447,000 | 2,975 |
| Other real estate owned | $622,000 | 3,261 |
| Goodwill and other intangibles | $840,000 | 1,776 |
| All other assets | $4,227,000 | 3,059 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $147,624,000 | 3,672 |
| Total liabilities | $133,199,000 | 3,646 |
| Total deposits | $132,519,000 | 3,397 |
| Interest-bearing deposits | $98,044,000 | 3,786 |
| Deposits held in domestic offices | $132,519,000 | 3,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $680,000 | 4,060 |
| Total equity capital | $14,425,000 | 3,779 |
| Total bank equity capital | $14,425,000 | 3,779 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $300,000 | 5,068 |
| Surplus | $5,300,000 | 3,436 |
| Undivided profits | $8,825,000 | 3,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 3,782 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $769,000 | 3,836 |
| Earning assets | $133,955,000 | 3,686 |
| Long-term assets (5+ years) | $23,932,000 | 3,080 |
| Average Assets, year-to-date | $148,986,000 | 3,609 |
| Average Assets, quarterly | $148,986,000 | 3,609 |
| Volatile liabilities | $14,557,000 | 4,949 |
| Insider loans | $1,600,000 | 3,195 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,633,000 | 5,813 |
| Tier 1 (core) risk-based capital | $13,860,000 | 3,822 |
| Tier 2 risk-based capital | $765,000 | 4,559 |
| Total risk weighted assets | $86,029,000 | 4,118 |
| Total unused commitments | $5,633,000 | 5,814 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $150,348,000 | 3,601 |
| Cash and due from depository institutions | $10,110,000 | 3,287 |
| Interest-bearing balances | $5,173,000 | 1,068 |
| Securities | $49,560,000 | 2,431 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,027 |
| Net loans & leases | $69,849,000 | 4,529 |
| Loan loss allowance | $755,000 | 4,841 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,506,000 | 2,913 |
| Other real estate owned | $656,000 | 3,287 |
| Goodwill and other intangibles | $857,000 | 1,756 |
| All other assets | $4,310,000 | 2,962 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $150,348,000 | 3,601 |
| Total liabilities | $135,873,000 | 3,568 |
| Total deposits | $135,265,000 | 3,325 |
| Interest-bearing deposits | $114,024,000 | 3,307 |
| Deposits held in domestic offices | $135,265,000 | 3,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $608,000 | 4,268 |
| Total equity capital | $14,475,000 | 3,775 |
| Total bank equity capital | $14,475,000 | 3,775 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $300,000 | 5,084 |
| Surplus | $5,300,000 | 3,393 |
| Undivided profits | $8,875,000 | 3,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $584,000 | 3,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $894,000 | 3,375 |
| Earning assets | $136,082,000 | 3,647 |
| Long-term assets (5+ years) | $24,885,000 | 3,054 |
| Average Assets, year-to-date | $152,941,600 | 3,425 |
| Average Assets, quarterly | $152,435,500 | 3,531 |
| Volatile liabilities | $27,208,000 | 3,348 |
| Insider loans | $1,748,000 | 3,008 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,479,000 | 5,356 |
| Tier 1 (core) risk-based capital | $13,388,000 | 3,894 |
| Tier 2 risk-based capital | $755,000 | 4,555 |
| Total risk weighted assets | $84,821,000 | 4,136 |
| Total unused commitments | $6,479,000 | 5,359 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 53 | 3,169 |
| Assets and Liabilities | ||
| Total Assets: | $154,523,000 | 3,484 |
| Cash and due from depository institutions | $8,769,000 | 3,169 |
| Interest-bearing balances | $5,146,000 | 1,110 |
| Securities | $53,580,000 | 2,262 |
| Federal funds sold & reverse repurchase agreements | $10,890,000 | 1,050 |
| Net loans & leases | $71,975,000 | 4,432 |
| Loan loss allowance | $671,000 | 5,203 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,555,000 | 2,846 |
| Other real estate owned | $698,000 | 3,169 |
| Goodwill and other intangibles | $874,000 | 1,722 |
| All other assets | $4,182,000 | 2,999 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $154,523,000 | 3,484 |
| Total liabilities | $139,866,000 | 3,453 |
| Total deposits | $139,120,000 | 3,203 |
| Interest-bearing deposits | $117,025,000 | 3,200 |
| Deposits held in domestic offices | $139,120,000 | 3,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $746,000 | 3,893 |
| Total equity capital | $14,657,000 | 3,735 |
| Total bank equity capital | $14,657,000 | 3,735 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $300,000 | 5,105 |
| Surplus | $5,300,000 | 3,344 |
| Undivided profits | $9,057,000 | 3,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $569,000 | 3,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $795,000 | 3,873 |
| Earning assets | $141,591,000 | 3,485 |
| Long-term assets (5+ years) | $25,770,000 | 3,036 |
| Average Assets, year-to-date | $153,590,000 | 3,402 |
| Average Assets, quarterly | $155,415,500 | 3,437 |
| Volatile liabilities | $29,444,000 | 3,155 |
| Insider loans | $2,114,000 | 2,574 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,193,000 | 5,093 |
| Tier 1 (core) risk-based capital | $13,274,000 | 3,881 |
| Tier 2 risk-based capital | $671,000 | 4,902 |
| Total risk weighted assets | $88,508,000 | 3,965 |
| Total unused commitments | $7,193,000 | 5,099 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 52 | 3,254 |
| Assets and Liabilities | ||
| Total Assets: | $156,308,000 | 3,421 |
| Cash and due from depository institutions | $9,428,000 | 3,254 |
| Interest-bearing balances | $5,125,000 | 1,138 |
| Securities | $52,522,000 | 2,339 |
| Federal funds sold & reverse repurchase agreements | $14,380,000 | 746 |
| Net loans & leases | $70,663,000 | 4,440 |
| Loan loss allowance | $656,000 | 5,277 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,616,000 | 2,743 |
| Other real estate owned | $424,000 | 3,254 |
| Goodwill and other intangibles | $890,000 | 1,699 |
| All other assets | $4,385,000 | 2,885 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $156,308,000 | 3,421 |
| Total liabilities | $142,548,000 | 3,391 |
| Total deposits | $141,881,000 | 3,128 |
| Interest-bearing deposits | $120,051,000 | 3,116 |
| Deposits held in domestic offices | $141,881,000 | 3,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $667,000 | 3,878 |
| Total equity capital | $13,760,000 | 3,813 |
| Total bank equity capital | $13,760,000 | 3,813 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $300,000 | 5,138 |
| Surplus | $5,300,000 | 3,301 |
| Undivided profits | $8,160,000 | 3,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $765,000 | 3,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $950,000 | 3,095 |
| Earning assets | $142,690,000 | 3,440 |
| Long-term assets (5+ years) | $23,446,000 | 3,318 |
| Average Assets, year-to-date | $153,279,000 | 3,421 |
| Average Assets, quarterly | $155,570,000 | 3,407 |
| Volatile liabilities | $33,836,000 | 2,768 |
| Insider loans | $3,042,000 | 1,905 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,177,000 | 5,443 |
| Tier 1 (core) risk-based capital | $12,944,000 | 3,928 |
| Tier 2 risk-based capital | $656,000 | 4,949 |
| Total risk weighted assets | $85,970,000 | 4,013 |
| Total unused commitments | $6,177,000 | 5,446 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 51 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $154,832,000 | 3,417 |
| Cash and due from depository institutions | $8,754,000 | 3,290 |
| Interest-bearing balances | $5,108,000 | 1,288 |
| Securities | $50,439,000 | 2,430 |
| Federal funds sold & reverse repurchase agreements | $16,550,000 | 873 |
| Net loans & leases | $70,265,000 | 4,392 |
| Loan loss allowance | $782,000 | 4,719 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,668,000 | 2,665 |
| Other real estate owned | $45,000 | 3,290 |
| Goodwill and other intangibles | $907,000 | 1,694 |
| All other assets | $4,204,000 | 2,846 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $154,832,000 | 3,417 |
| Total liabilities | $140,155,000 | 3,401 |
| Total deposits | $139,534,000 | 3,150 |
| Interest-bearing deposits | $120,925,000 | 3,098 |
| Deposits held in domestic offices | $139,534,000 | 3,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $621,000 | 4,348 |
| Total equity capital | $14,677,000 | 3,677 |
| Total bank equity capital | $14,677,000 | 3,677 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $300,000 | 5,148 |
| Surplus | $5,300,000 | 3,260 |
| Undivided profits | $9,077,000 | 3,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 3,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $789,000 | 3,608 |
| Earning assets | $142,362,000 | 3,426 |
| Long-term assets (5+ years) | $23,886,000 | 3,223 |
| Average Assets, year-to-date | $151,764,500 | 3,457 |
| Average Assets, quarterly | $151,764,500 | 3,457 |
| Volatile liabilities | $35,811,000 | 2,591 |
| Insider loans | $3,556,000 | 1,614 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,309,000 | 4,810 |
| Tier 1 (core) risk-based capital | $12,870,000 | 3,916 |
| Tier 2 risk-based capital | $782,000 | 4,416 |
| Total risk weighted assets | $87,346,000 | 3,906 |
| Total unused commitments | $8,309,000 | 4,817 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 49 | 3,433 |
| Assets and Liabilities | ||
| Total Assets: | $148,697,000 | 3,532 |
| Cash and due from depository institutions | $9,536,000 | 3,433 |
| Interest-bearing balances | $5,091,000 | 1,179 |
| Securities | $51,783,000 | 2,424 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,244 |
| Net loans & leases | $68,883,000 | 4,430 |
| Loan loss allowance | $755,000 | 4,807 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,722,000 | 2,626 |
| Other real estate owned | $45,000 | 3,433 |
| Goodwill and other intangibles | $924,000 | 1,673 |
| All other assets | $4,304,000 | 2,809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,697,000 | 3,532 |
| Total liabilities | $134,633,000 | 3,502 |
| Total deposits | $134,018,000 | 3,260 |
| Interest-bearing deposits | $114,663,000 | 3,224 |
| Deposits held in domestic offices | $134,018,000 | 3,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $615,000 | 4,221 |
| Total equity capital | $14,064,000 | 3,746 |
| Total bank equity capital | $14,064,000 | 3,746 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $300,000 | 5,188 |
| Surplus | $5,300,000 | 3,236 |
| Undivided profits | $8,464,000 | 3,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $963,000 | 2,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $961,000 | 3,112 |
| Earning assets | $135,257,000 | 3,558 |
| Long-term assets (5+ years) | $21,609,000 | 3,430 |
| Average Assets, year-to-date | $143,332,600 | 3,534 |
| Average Assets, quarterly | $147,742,000 | 3,526 |
| Volatile liabilities | $28,476,000 | 3,040 |
| Insider loans | $3,631,000 | 1,541 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,765,000 | 4,844 |
| Tier 1 (core) risk-based capital | $12,456,000 | 3,991 |
| Tier 2 risk-based capital | $755,000 | 4,513 |
| Total risk weighted assets | $86,233,000 | 3,932 |
| Total unused commitments | $7,765,000 | 4,847 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $146,787,000 | 3,549 |
| Cash and due from depository institutions | $9,644,000 | 3,323 |
| Interest-bearing balances | $5,374,000 | 1,283 |
| Securities | $47,892,000 | 2,534 |
| Federal funds sold & reverse repurchase agreements | $12,760,000 | 1,141 |
| Net loans & leases | $67,637,000 | 4,470 |
| Loan loss allowance | $769,000 | 4,754 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,773,000 | 2,570 |
| Other real estate owned | $0 | 3,323 |
| Goodwill and other intangibles | $941,000 | 1,644 |
| All other assets | $4,140,000 | 2,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,787,000 | 3,549 |
| Total liabilities | $132,726,000 | 3,530 |
| Total deposits | $132,018,000 | 3,293 |
| Interest-bearing deposits | $111,892,000 | 3,289 |
| Deposits held in domestic offices | $132,018,000 | 3,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $708,000 | 4,046 |
| Total equity capital | $14,061,000 | 3,733 |
| Total bank equity capital | $14,061,000 | 3,733 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $300,000 | 5,220 |
| Surplus | $5,300,000 | 3,177 |
| Undivided profits | $8,461,000 | 3,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $971,000 | 2,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $775,000 | 3,974 |
| Earning assets | $133,663,000 | 3,561 |
| Long-term assets (5+ years) | $17,034,000 | 3,945 |
| Average Assets, year-to-date | $141,991,500 | 3,572 |
| Average Assets, quarterly | $145,060,500 | 3,562 |
| Volatile liabilities | $25,488,000 | 3,250 |
| Insider loans | $3,684,000 | 1,507 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,658,000 | 4,868 |
| Tier 1 (core) risk-based capital | $12,339,000 | 3,996 |
| Tier 2 risk-based capital | $769,000 | 4,450 |
| Total risk weighted assets | $84,610,000 | 3,971 |
| Total unused commitments | $7,658,000 | 4,871 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 52 | 3,272 |
| Assets and Liabilities | ||
| Total Assets: | $143,334,000 | 3,611 |
| Cash and due from depository institutions | $5,216,000 | 3,272 |
| Interest-bearing balances | $360,000 | 4,245 |
| Securities | $48,399,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $12,550,000 | 1,244 |
| Net loans & leases | $68,038,000 | 4,428 |
| Loan loss allowance | $710,000 | 4,956 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,824,000 | 2,514 |
| Other real estate owned | $0 | 3,272 |
| Goodwill and other intangibles | $1,002,000 | 1,566 |
| All other assets | $4,305,000 | 2,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,334,000 | 3,611 |
| Total liabilities | $129,014,000 | 3,597 |
| Total deposits | $128,407,000 | 3,340 |
| Interest-bearing deposits | $109,147,000 | 3,342 |
| Deposits held in domestic offices | $128,407,000 | 3,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $607,000 | 4,576 |
| Total equity capital | $14,320,000 | 3,660 |
| Total bank equity capital | $14,320,000 | 3,660 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $300,000 | 5,230 |
| Surplus | $5,300,000 | 3,142 |
| Undivided profits | $8,720,000 | 3,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $986,000 | 2,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,027,000 | 2,959 |
| Earning assets | $129,347,000 | 3,651 |
| Long-term assets (5+ years) | $17,308,000 | 3,751 |
| Average Assets, year-to-date | $140,393,000 | 3,605 |
| Average Assets, quarterly | $142,275,000 | 3,595 |
| Volatile liabilities | $26,546,000 | 3,131 |
| Insider loans | $3,142,000 | 1,769 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,687,000 | 4,802 |
| Tier 1 (core) risk-based capital | $12,042,000 | 4,007 |
| Tier 2 risk-based capital | $710,000 | 4,636 |
| Total risk weighted assets | $83,979,000 | 3,950 |
| Total unused commitments | $7,687,000 | 4,814 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 51 | 3,297 |
| Assets and Liabilities | ||
| Total Assets: | $141,216,000 | 3,604 |
| Cash and due from depository institutions | $5,020,000 | 3,297 |
| Interest-bearing balances | $660,000 | 3,591 |
| Securities | $43,892,000 | 2,622 |
| Federal funds sold & reverse repurchase agreements | $17,150,000 | 939 |
| Net loans & leases | $66,198,000 | 4,467 |
| Loan loss allowance | $749,000 | 4,760 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,843,000 | 2,465 |
| Other real estate owned | $0 | 3,297 |
| Goodwill and other intangibles | $1,002,000 | 1,535 |
| All other assets | $4,111,000 | 2,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,216,000 | 3,604 |
| Total liabilities | $127,037,000 | 3,595 |
| Total deposits | $126,386,000 | 3,367 |
| Interest-bearing deposits | $107,450,000 | 3,386 |
| Deposits held in domestic offices | $126,386,000 | 3,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $651,000 | 4,426 |
| Total equity capital | $14,179,000 | 3,630 |
| Total bank equity capital | $14,179,000 | 3,630 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $300,000 | 5,247 |
| Surplus | $5,300,000 | 3,093 |
| Undivided profits | $8,579,000 | 3,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 3,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $819,000 | 3,646 |
| Earning assets | $127,900,000 | 3,641 |
| Long-term assets (5+ years) | $13,931,000 | 4,172 |
| Average Assets, year-to-date | $138,922,500 | 3,627 |
| Average Assets, quarterly | $138,922,500 | 3,627 |
| Volatile liabilities | $25,794,000 | 3,159 |
| Insider loans | $3,671,000 | 1,462 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,868,000 | 4,990 |
| Tier 1 (core) risk-based capital | $11,978,000 | 3,961 |
| Tier 2 risk-based capital | $749,000 | 4,467 |
| Total risk weighted assets | $82,309,000 | 3,971 |
| Total unused commitments | $6,868,000 | 5,004 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 49 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $136,629,000 | 3,667 |
| Cash and due from depository institutions | $5,353,000 | 3,394 |
| Interest-bearing balances | $660,000 | 3,495 |
| Securities | $41,655,000 | 2,707 |
| Federal funds sold & reverse repurchase agreements | $12,700,000 | 1,124 |
| Net loans & leases | $67,779,000 | 4,392 |
| Loan loss allowance | $747,000 | 4,712 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,902,000 | 2,402 |
| Other real estate owned | $0 | 3,394 |
| Goodwill and other intangibles | $1,001,000 | 1,514 |
| All other assets | $4,239,000 | 2,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,629,000 | 3,667 |
| Total liabilities | $123,043,000 | 3,656 |
| Total deposits | $122,243,000 | 3,422 |
| Interest-bearing deposits | $101,648,000 | 3,492 |
| Deposits held in domestic offices | $122,243,000 | 3,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $800,000 | 3,947 |
| Total equity capital | $13,586,000 | 3,714 |
| Total bank equity capital | $13,586,000 | 3,714 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $300,000 | 5,258 |
| Surplus | $5,300,000 | 3,063 |
| Undivided profits | $7,986,000 | 3,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 3,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,042,000 | 3,094 |
| Earning assets | $122,794,000 | 3,725 |
| Long-term assets (5+ years) | $12,486,000 | 4,357 |
| Average Assets, year-to-date | $133,854,600 | 3,572 |
| Average Assets, quarterly | $134,715,500 | 3,667 |
| Volatile liabilities | $19,863,000 | 3,764 |
| Insider loans | $2,591,000 | 2,023 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,573,000 | 5,330 |
| Tier 1 (core) risk-based capital | $11,883,000 | 3,927 |
| Tier 2 risk-based capital | $747,000 | 4,427 |
| Total risk weighted assets | $82,444,000 | 3,935 |
| Total unused commitments | $5,573,000 | 5,334 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 47 | 3,544 |
| Assets and Liabilities | ||
| Total Assets: | $133,090,000 | 3,608 |
| Cash and due from depository institutions | $6,064,000 | 3,544 |
| Interest-bearing balances | $860,000 | 3,174 |
| Securities | $45,712,000 | 2,380 |
| Federal funds sold & reverse repurchase agreements | $13,657,000 | 1,073 |
| Net loans & leases | $58,789,000 | 4,734 |
| Loan loss allowance | $693,000 | 4,767 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,056,000 | 2,235 |
| Other real estate owned | $0 | 3,544 |
| Goodwill and other intangibles | $1,002,000 | 1,458 |
| All other assets | $3,810,000 | 2,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,090,000 | 3,608 |
| Total liabilities | $120,401,000 | 3,588 |
| Total deposits | $119,547,000 | 3,341 |
| Interest-bearing deposits | $104,041,000 | 3,298 |
| Deposits held in domestic offices | $119,547,000 | 3,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $854,000 | 3,868 |
| Total equity capital | $12,689,000 | 3,708 |
| Total bank equity capital | $12,689,000 | 3,708 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $300,000 | 5,377 |
| Surplus | $5,300,000 | 2,953 |
| Undivided profits | $7,089,000 | 3,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $556,000 | 3,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,008,000 | 3,442 |
| Earning assets | $119,018,000 | 3,684 |
| Long-term assets (5+ years) | $11,805,000 | 4,430 |
| Average Assets, year-to-date | $111,320,800 | 4,046 |
| Average Assets, quarterly | $121,878,000 | 3,864 |
| Volatile liabilities | $20,205,000 | 3,648 |
| Insider loans | $2,285,000 | 2,134 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,936,000 | 5,540 |
| Tier 1 (core) risk-based capital | $11,413,000 | 3,894 |
| Tier 2 risk-based capital | $693,000 | 4,472 |
| Total risk weighted assets | $76,498,000 | 4,036 |
| Total unused commitments | $4,936,000 | 5,545 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 45 | 3,688 |
| Assets and Liabilities | ||
| Total Assets: | $101,628,000 | 4,401 |
| Cash and due from depository institutions | $2,475,000 | 3,688 |
| Interest-bearing balances | $56,000 | 5,280 |
| Securities | $29,463,000 | 3,489 |
| Federal funds sold & reverse repurchase agreements | $7,347,000 | 1,636 |
| Net loans & leases | $57,091,000 | 4,759 |
| Loan loss allowance | $619,000 | 4,994 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,979,000 | 4,031 |
| Other real estate owned | $0 | 3,688 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,273,000 | 2,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,628,000 | 4,401 |
| Total liabilities | $93,570,000 | 4,310 |
| Total deposits | $92,819,000 | 4,042 |
| Interest-bearing deposits | $79,837,000 | 4,015 |
| Deposits held in domestic offices | $92,819,000 | 4,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $751,000 | 4,452 |
| Total equity capital | $8,058,000 | 5,217 |
| Total bank equity capital | $8,058,000 | 5,217 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $300,000 | 5,544 |
| Surplus | $1,300,000 | 6,465 |
| Undivided profits | $6,458,000 | 3,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $605,000 | 4,435 |
| Earning assets | $93,957,000 | 4,366 |
| Long-term assets (5+ years) | $7,130,000 | 5,314 |
| Average Assets, year-to-date | $97,073,400 | 4,398 |
| Average Assets, quarterly | $101,150,000 | 4,367 |
| Volatile liabilities | $14,148,000 | 4,631 |
| Insider loans | $248,000 | 6,808 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,438,000 | 6,230 |
| Tier 1 (core) risk-based capital | $8,047,000 | 5,101 |
| Tier 2 risk-based capital | $619,000 | 4,697 |
| Total risk weighted assets | $65,176,600 | 4,414 |
| Total unused commitments | $3,438,000 | 6,233 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $92,743,000 | 4,707 |
| Cash and due from depository institutions | $5,844,000 | 4,097 |
| Interest-bearing balances | $53,000 | 5,373 |
| Securities | $25,932,000 | 4,020 |
| Federal funds sold & reverse repurchase agreements | $2,154,000 | 3,531 |
| Net loans & leases | $53,833,000 | 4,869 |
| Loan loss allowance | $550,000 | 5,335 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,986,000 | 4,021 |
| Other real estate owned | $95,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,899,000 | 2,905 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,743,000 | 4,707 |
| Total liabilities | $85,798,000 | 4,597 |
| Total deposits | $85,229,000 | 4,307 |
| Interest-bearing deposits | $73,798,000 | 4,269 |
| Deposits held in domestic offices | $85,229,000 | 4,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $569,000 | 4,923 |
| Total equity capital | $6,945,000 | 5,692 |
| Total bank equity capital | $6,945,000 | 5,692 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 5,720 |
| Surplus | $1,300,000 | 6,571 |
| Undivided profits | $5,345,000 | 3,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 3,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $467,000 | 4,825 |
| Earning assets | $81,972,000 | 4,797 |
| Long-term assets (5+ years) | $5,862,000 | 6,012 |
| Average Assets, year-to-date | $94,044,000 | 4,476 |
| Average Assets, quarterly | $93,480,000 | 4,635 |
| Volatile liabilities | $12,715,000 | 4,739 |
| Insider loans | $1,390,000 | 2,984 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,197,000 | 4,912 |
| Tier 1 (core) risk-based capital | $7,237,000 | 5,539 |
| Tier 2 risk-based capital | $550,000 | 4,999 |
| Total risk weighted assets | $59,460,900 | 4,661 |
| Total unused commitments | $6,197,000 | 4,915 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $94,232,000 | 4,577 |
| Cash and due from depository institutions | $3,003,000 | 3,898 |
| Interest-bearing balances | $109,000 | 4,749 |
| Securities | $20,712,000 | 4,731 |
| Federal funds sold & reverse repurchase agreements | $14,679,000 | 1,114 |
| Net loans & leases | $52,683,000 | 4,779 |
| Loan loss allowance | $553,000 | 5,254 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,128,000 | 3,716 |
| Other real estate owned | $0 | 3,898 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,027,000 | 5,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,232,000 | 4,577 |
| Total liabilities | $87,371,000 | 4,447 |
| Total deposits | $86,679,000 | 4,233 |
| Interest-bearing deposits | $75,120,000 | 4,196 |
| Deposits held in domestic offices | $86,679,000 | 4,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $692,000 | 4,645 |
| Total equity capital | $6,861,000 | 5,854 |
| Total bank equity capital | $6,861,000 | 5,854 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $1,300,000 | 6,557 |
| Undivided profits | $5,261,000 | 4,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $626,000 | 3,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $492,000 | 4,667 |
| Earning assets | $88,183,000 | 4,514 |
| Long-term assets (5+ years) | $5,941,000 | 5,879 |
| Average Assets, year-to-date | $83,404,400 | 4,831 |
| Average Assets, quarterly | $91,512,500 | 4,616 |
| Volatile liabilities | $12,654,000 | 4,291 |
| Insider loans | $658,000 | 4,582 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,713,000 | 6,076 |
| Tier 1 (core) risk-based capital | $6,720,000 | 5,760 |
| Tier 2 risk-based capital | $553,000 | 4,857 |
| Total risk weighted assets | $57,326,900 | 4,582 |
| Total unused commitments | $3,713,000 | 6,080 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $70,304,000 | 5,716 |
| Cash and due from depository institutions | $3,310,000 | 4,375 |
| Interest-bearing balances | $104,000 | 4,481 |
| Securities | $18,360,000 | 5,231 |
| Federal funds sold & reverse repurchase agreements | $3,339,000 | 3,689 |
| Net loans & leases | $42,884,000 | 5,556 |
| Loan loss allowance | $583,000 | 5,136 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,610,000 | 4,494 |
| Other real estate owned | $0 | 4,375 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $801,000 | 6,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,304,000 | 5,716 |
| Total liabilities | $64,764,000 | 5,597 |
| Total deposits | $64,273,000 | 5,396 |
| Interest-bearing deposits | $56,012,000 | 5,321 |
| Deposits held in domestic offices | $64,273,000 | 5,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $491,000 | 5,972 |
| Total equity capital | $5,540,000 | 6,732 |
| Total bank equity capital | $5,540,000 | 6,732 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $300,000 | 9,398 |
| Undivided profits | $4,940,000 | 4,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $380,000 | 5,879 |
| Earning assets | $64,687,000 | 5,697 |
| Long-term assets (5+ years) | $13,739,000 | 3,575 |
| Average Assets, year-to-date | $64,755,200 | 5,847 |
| Average Assets, quarterly | $69,529,500 | 5,704 |
| Volatile liabilities | $9,285,000 | 5,249 |
| Insider loans | $746,000 | 4,322 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,249,000 | 6,313 |
| Tier 1 (core) risk-based capital | $5,436,000 | 6,669 |
| Tier 2 risk-based capital | $548,510 | 4,847 |
| Total risk weighted assets | $43,846,010 | 5,591 |
| Total unused commitments | $3,249,000 | 6,322 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $61,278,000 | 6,435 |
| Cash and due from depository institutions | $2,659,000 | 5,680 |
| Interest-bearing balances | $99,000 | 4,853 |
| Securities | $23,233,000 | 4,766 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,865 |
| Net loans & leases | $31,358,000 | 6,789 |
| Loan loss allowance | $586,000 | 5,311 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,122,000 | 5,619 |
| Other real estate owned | $286,000 | 5,680 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $620,000 | 8,097 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,278,000 | 6,435 |
| Total liabilities | $55,962,000 | 6,353 |
| Total deposits | $55,730,000 | 6,150 |
| Interest-bearing deposits | $46,335,000 | 6,286 |
| Deposits held in domestic offices | $55,730,000 | 6,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $232,000 | 8,801 |
| Total equity capital | $5,316,000 | 6,976 |
| Total bank equity capital | $5,316,000 | 6,976 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $300,000 | 9,840 |
| Undivided profits | $4,716,000 | 4,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 7,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $281,000 | 7,178 |
| Earning assets | $56,690,000 | 6,391 |
| Long-term assets (5+ years) | $2,529,000 | 7,370 |
| Average Assets, year-to-date | $60,382,800 | 6,337 |
| Average Assets, quarterly | $60,554,000 | 6,439 |
| Volatile liabilities | $8,018,000 | 5,597 |
| Insider loans | $692,000 | 4,623 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,674,000 | 6,734 |
| Tier 1 (core) risk-based capital | $5,243,000 | 6,934 |
| Tier 2 risk-based capital | $420,700 | 5,930 |
| Total risk weighted assets | $33,491,000 | 6,696 |
| Total unused commitments | $2,674,000 | 6,747 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $59,015,000 | 6,723 |
| Cash and due from depository institutions | $3,227,000 | 6,154 |
| Interest-bearing balances | $94,000 | 5,439 |
| Securities | $28,083,000 | 4,289 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,232 |
| Net loans & leases | $23,052,000 | 8,042 |
| Loan loss allowance | $620,000 | 5,160 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $836,000 | 6,664 |
| Other real estate owned | $0 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $717,000 | 7,782 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,015,000 | 6,723 |
| Total liabilities | $53,818,000 | 6,644 |
| Total deposits | $53,594,000 | 6,455 |
| Interest-bearing deposits | $45,322,000 | 6,507 |
| Deposits held in domestic offices | $53,594,000 | 6,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $224,000 | 9,371 |
| Total equity capital | $5,197,000 | 7,190 |
| Total bank equity capital | $5,197,000 | 7,190 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $300,000 | 10,245 |
| Undivided profits | $4,597,000 | 4,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $219,000 | 8,446 |
| Earning assets | $54,329,000 | 6,696 |
| Long-term assets (5+ years) | $2,313,000 | 7,583 |
| Average Assets, year-to-date | $57,955,000 | 6,610 |
| Average Assets, quarterly | $57,738,000 | 6,761 |
| Volatile liabilities | $8,045,000 | 5,281 |
| Insider loans | $619,000 | 5,041 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,598,000 | 7,972 |
| Tier 1 (core) risk-based capital | $5,070,000 | 7,183 |
| Tier 2 risk-based capital | $346,300 | 6,752 |
| Total risk weighted assets | $27,430,100 | 7,517 |
| Total unused commitments | $1,598,000 | 7,985 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $58,322,000 | 6,790 |
| Cash and due from depository institutions | $2,798,000 | 6,490 |
| Interest-bearing balances | $93,000 | 5,823 |
| Securities | $29,737,000 | 4,299 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 2,473 |
| Net loans & leases | $20,755,000 | 8,572 |
| Loan loss allowance | $623,000 | 5,249 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $553,000 | 8,189 |
| Other real estate owned | $139,000 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $840,000 | 7,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,322,000 | 6,790 |
| Total liabilities | $53,587,000 | 6,711 |
| Total deposits | $53,364,000 | 6,492 |
| Interest-bearing deposits | $44,865,000 | 6,578 |
| Deposits held in domestic offices | $53,364,000 | 6,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $223,000 | 8,558 |
| Total equity capital | $4,735,000 | 7,394 |
| Total bank equity capital | $4,735,000 | 7,394 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $300,000 | 10,693 |
| Undivided profits | $4,135,000 | 4,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $780,000 | 3,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $172,000 | 9,154 |
| Earning assets | $54,085,000 | 6,710 |
| Long-term assets (5+ years) | $4,152,000 | 6,526 |
| Average Assets, year-to-date | $55,764,000 | 6,873 |
| Average Assets, quarterly | $56,495,000 | 6,899 |
| Volatile liabilities | $7,042,000 | 5,526 |
| Insider loans | $356,000 | 6,706 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $988,000 | 9,144 |
| Tier 1 (core) risk-based capital | $4,876,000 | 7,351 |
| Tier 2 risk-based capital | $342,480 | 6,932 |
| Total risk weighted assets | $27,117,980 | 7,681 |
| Total unused commitments | $988,000 | 9,155 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $54,900,000 | 7,273 |
| Cash and due from depository institutions | $2,994,000 | 6,405 |
| Interest-bearing balances | $102,000 | 6,111 |
| Securities | $21,325,000 | 5,855 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,524 |
| Net loans & leases | $23,674,000 | 8,093 |
| Loan loss allowance | $760,000 | 4,659 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $437,000 | 9,146 |
| Other real estate owned | $213,000 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $757,000 | 7,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,900,000 | 7,273 |
| Total liabilities | $49,281,000 | 7,305 |
| Total deposits | $48,964,000 | 7,152 |
| Interest-bearing deposits | $41,844,000 | 7,161 |
| Deposits held in domestic offices | $48,964,000 | 7,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $317,000 | 7,301 |
| Total equity capital | $5,619,000 | 6,702 |
| Total bank equity capital | $5,619,000 | 6,702 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $300,000 | 11,156 |
| Undivided profits | $5,019,000 | 4,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $883,000 | 3,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $196,000 | 8,239 |
| Earning assets | $50,601,000 | 7,225 |
| Long-term assets (5+ years) | $8,400,000 | 4,867 |
| Average Assets, year-to-date | $52,632,400 | 7,319 |
| Average Assets, quarterly | $54,908,000 | 7,211 |
| Volatile liabilities | $3,328,000 | 8,017 |
| Insider loans | $653,000 | 4,929 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,102,000 | 9,026 |
| Tier 1 (core) risk-based capital | $5,619,000 | 6,612 |
| Tier 2 risk-based capital | $362,950 | 6,705 |
| Total risk weighted assets | $28,638,750 | 7,492 |
| Total unused commitments | $1,102,000 | 9,050 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $50,064,000 | 7,850 |
| Cash and due from depository institutions | $2,246,000 | 6,885 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $18,342,000 | 6,450 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 5,007 |
| Net loans & leases | $24,255,000 | 8,045 |
| Loan loss allowance | $737,000 | 4,820 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $421,000 | 9,500 |
| Other real estate owned | $1,029,000 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $771,000 | 7,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,064,000 | 7,850 |
| Total liabilities | $44,927,000 | 7,928 |
| Total deposits | $44,607,000 | 7,798 |
| Interest-bearing deposits | $38,732,000 | 7,772 |
| Deposits held in domestic offices | $44,607,000 | 7,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $320,000 | 7,916 |
| Total equity capital | $5,137,000 | 6,944 |
| Total bank equity capital | $5,137,000 | 6,944 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $300,000 | 11,544 |
| Undivided profits | $4,537,000 | 4,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $858,000 | 4,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $204,000 | 8,581 |
| Earning assets | $45,597,000 | 7,848 |
| Long-term assets (5+ years) | $9,406,000 | 4,519 |
| Average Assets, year-to-date | $48,394,400 | 7,867 |
| Average Assets, quarterly | $49,418,000 | 7,849 |
| Volatile liabilities | $2,768,000 | 8,862 |
| Insider loans | $630,000 | 1,430 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,556,000 | 8,023 |
| Tier 1 (core) risk-based capital | $5,137,000 | 6,872 |
| Tier 2 risk-based capital | $374,620 | 6,552 |
| Total risk weighted assets | $29,607,420 | 7,394 |
| Total unused commitments | $1,556,000 | 8,055 |
| Derivatives | $0 | 651 |