Home > First Financial Bank > Net charge- offs to loans
First Financial Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 4,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0169% | 4,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1271% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1507% | 2,140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1507% | 2,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 3,917 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 4,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1256% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0974% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0974% | 2,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,661 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1099% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0841% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0841% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 4,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,148 |
| Percentage Net Loans Charged-off:Construction & development | -0.0425% | 4,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 3,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0445% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0445% | 1,735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 4,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0114% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0668% | 4,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 3,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0851% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0851% | 2,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0398% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0415% | 4,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0156% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1259% | 4,617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0897% | 4,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0499% | 2,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0499% | 2,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0219% | 3,913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 3,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0242% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0654% | 4,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0804% | 3,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0231% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0231% | 2,023 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0515% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0073% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0451% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0430% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0430% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0389% | 4,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 3,887 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0934% | 4,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 3,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0567% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0578% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0578% | 2,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 4,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0464% | 4,417 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 3,953 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1196% | 4,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 3,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0503% | 3,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0765% | 1,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0765% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,713 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,019 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 4,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0254% | 3,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 3,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0710% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0710% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 4,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0523% | 3,515 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1080% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1080% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0806% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0096% | 3,995 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 1,189 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 3,475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1176% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1140% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1140% | 2,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 1,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0626% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0461% | 3,537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2006% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1222% | 2,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1222% | 2,156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0919% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 3,347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0386% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2604% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1081% | 2,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1081% | 2,130 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1732% | 192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6742% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1201% | 2,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1201% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0671% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0991% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0991% | 2,785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0491% | 960 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1001% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 3,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0662% | 4,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0655% | 2,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0655% | 2,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0012% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1547% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0263% | 3,631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1809% | 4,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0761% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0761% | 2,435 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 1,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1272% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0041% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3191% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3728% | 4,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0685% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0685% | 2,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0052% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2650% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0495% | 1,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2659% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2659% | 2,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0409% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0076% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0315% | 4,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 4,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 4,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0965% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2418% | 2,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2418% | 1,987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0182% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0419% | 5,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 4,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1287% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1940% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1940% | 2,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0344% | 4,940 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 4,496 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1052% | 5,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 4,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 4,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2177% | 1,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2177% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0450% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.1640% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 1,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3925% | 1,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2456% | 2,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2456% | 2,413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.2152% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3224% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2116% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2116% | 2,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.3319% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0624% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2324% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1652% | 2,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1652% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0645% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 0.2256% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7736% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1442% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1442% | 2,062 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0611% | 5,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,619 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0856% | 5,402 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1795% | 4,749 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 5,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0332% | 5,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1952% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3631% | 2,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3628% | 2,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0759% | 1,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1920% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0903% | 5,511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0359% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1341% | 5,561 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5631% | 4,773 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0451% | 5,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0461% | 5,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3557% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3278% | 2,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3275% | 1,899 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0862% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1104% | 5,644 |
| Percentage Net Loans Charged-off:Construction & development | -0.0725% | 4,960 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1935% | 5,695 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3337% | 4,796 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6289% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3430% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3419% | 1,728 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1092% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1645% | 5,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0115% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3428% | 5,853 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.6220% | 4,815 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4515% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3243% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3179% | 1,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2042% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 1,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 4,915 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 4,764 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 5,148 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0420% | 4,767 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 5,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 5,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6614% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3387% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6711% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3341% | 1,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0432% | 1,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 4,675 |
| Percentage Net Loans Charged-off:Construction & development | -0.0250% | 4,879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0258% | 4,789 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 5,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 5,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3152% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2326% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3844% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2259% | 2,210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0530% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 5,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0517% | 5,681 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0382% | 4,847 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 5,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 5,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1298% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2607% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1834% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2505% | 1,923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0619% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 5,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.0425% | 5,126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 5,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 5,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 5,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2588% | 1,823 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5287% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2516% | 1,722 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0356% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 3,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | -0.0140% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 1,711 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,916 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 3,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 3,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0508% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2170% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8132% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2083% | 2,672 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0074% | 5,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 2,724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0182% | 5,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1017% | 1,314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0037% | 348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 2,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 2,640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0413% | 2,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1819% | 2,728 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7340% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1780% | 2,593 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 5,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 2,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 5,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1374% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1259% | 5,125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 2,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 2,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0582% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1443% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3772% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1387% | 2,538 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0018% | 5,348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1332% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1290% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.1459% | 5,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3670% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 1,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1138% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2694% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2701% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0018% | 5,421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1937% | 2,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 2,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0098% | 1,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3562% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3290% | 247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0157% | 3,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 3,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2614% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3465% | 2,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3473% | 2,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0465% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1483% | 3,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1670% | 2,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0073% | 1,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3276% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8688% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0231% | 3,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 3,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0799% | 2,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2193% | 2,821 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2198% | 2,656 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0469% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1739% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2261% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0222% | 1,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4136% | 985 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0846% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 3,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0305% | 2,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0826% | 2,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1744% | 2,774 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1749% | 2,623 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0101% | 5,547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1073% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1021% | 2,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.0332% | 5,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2611% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 2,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1671% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1280% | 2,518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1283% | 2,371 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0254% | 5,698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1542% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2023% | 3,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.1474% | 2,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3323% | 1,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0661% | 438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1015% | 3,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 3,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0593% | 3,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1783% | 3,547 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2045% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1722% | 3,412 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0006% | 5,731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 4,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1101% | 3,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0097% | 2,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2741% | 1,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 4,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 5,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0938% | 3,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0939% | 3,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0153% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 5,152 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 6,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0151% | 1,910 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 6,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 3,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 5,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1067% | 3,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1067% | 3,193 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0240% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0126% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 3,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 6,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 2,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 2,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0384% | 5,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0865% | 2,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0865% | 2,666 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0491% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 5,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 5,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.1322% | 2,744 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 6,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 4,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 4,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0952% | 3,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2925% | 3,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2495% | 3,488 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 5,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 6,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0395% | 2,595 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 6,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 4,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 4,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 3,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2202% | 3,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1812% | 3,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0608% | 5,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 6,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0565% | 2,250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 6,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3200% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2486% | 2,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 6,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0443% | 1,650 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 6,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 5,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3564% | 2,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2487% | 2,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0886% | 5,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0112% | 3,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1692% | 2,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1815% | 3,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1868% | 3,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 6,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1706% | 4,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 5,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0149% | 3,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2340% | 2,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 4,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2088% | 4,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 5,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1453% | 3,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3670% | 1,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0695% | 3,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2023% | 3,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1679% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3169% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8100% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 2,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1607% | 3,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 6,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 5,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0123% | 3,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1477% | 2,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 7,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 7,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 7,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3099% | 4,743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0025% | 6,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 5,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 5,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0108% | 3,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 2,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 4,331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 4,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 7,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3335% | 4,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0034% | 6,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 5,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0160% | 2,633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 2,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 3,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 3,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 7,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3500% | 3,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 4,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 3,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0369% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1270% | 7,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3323% | 3,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 5,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 4,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 2,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 1,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0626% | 3,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 3,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1078% | 3,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1648% | 5,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0025% | 6,660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0677% | 3,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 2,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1011% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 2,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0890% | 3,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0719% | 5,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 4,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 2,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0142% | 1,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1089% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1265% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1216% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0484% | 4,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 7,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0757% | 1,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2575% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2640% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0981% | 7,341 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0375% | 6,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 3,863 |
| Percentage Net Loans Charged-off:Construction & development | -0.0447% | 7,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1869% | 2,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0599% | 5,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0029% | 6,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 4,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 7,761 |
| Percentage Net Loans Charged-off:Construction & development | -0.0635% | 7,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1453% | 2,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0370% | 5,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 6,787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0246% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 7,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0996% | 7,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 6,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1421% | 3,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 7,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0748% | 7,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 6,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0432% | 3,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0493% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0996% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 1.2080% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1477% | 8,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 2,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0383% | 3,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1248% | 4,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2995% | 7,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0173% | 7,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0718% | 8,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.1256% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1969% | 8,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0505% | 2,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1298% | 4,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4183% | 7,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0456% | 7,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1089% | 8,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.1992% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3076% | 8,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0900% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0869% | 4,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5841% | 7,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.4040% | 87 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1760% | 1,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1258% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 4,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 2,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 3,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2021% | 5,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 6,869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 1,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1142% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1074% | 2,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2197% | 4,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0884% | 3,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1676% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1716% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1155% | 2,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1468% | 4,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0964% | 2,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1351% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4279% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4364% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2113% | 3,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 4,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 2,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1896% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1904% | 1,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 3,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1151% | 5,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0119% | 1,610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 7,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 7,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 8,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 8,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 7,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0523% | 5,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 7,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 8,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0386% | 8,412 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0386% | 8,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0699% | 7,393 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0956% | 5,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0724% | 8,216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 8,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0667% | 8,568 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0667% | 8,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1463% | 7,694 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0795% | 7,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0650% | 5,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0636% | 2,164 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 2,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0743% | 4,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1296% | 6,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 2,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 2,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1083% | 3,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1799% | 5,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 8,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 8,367 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 8,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 3,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1388% | 5,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 8,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 8,430 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 8,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1456% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2945% | 3,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0217% | 6,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 2,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 4,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0384% | 6,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 6,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 3,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 2,539 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 2,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 7,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0600% | 6,911 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1322% | 5,512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0386% | 1,737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 6,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0938% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0594% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1776% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1776% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0317% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1504% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9149% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2253% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.1013% | 1,396 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0569% | 1,344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5927% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5286% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0752% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3332% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | -0.2226% | 1,350 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1197% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7225% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0973% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7608% | 102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 4,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0702% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | -0.2898% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0507% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0507% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4255% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9626% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0486% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1839% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | -0.3457% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1468% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2139% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2139% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5598% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3753% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 10,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1103% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | -0.1796% | 1,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5785% | 1,437 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1695% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1695% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1236% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1012% | 1,243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6238% | 12,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1844% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.0186% | 1,245 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2287% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2275% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2275% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1655% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1606% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0530% | 11,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 786 |
| Percentage Net Loans Charged-off:Construction & development | -0.3451% | 1,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3402% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1889% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1889% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2263% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0268% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1752% | 13,264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9465% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | -6.3859% | 1,513 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9259% | 1,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2001% | 1,564 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.2001% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1845% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |