Home > First Financial Bank > Loan Charge- Offs and Recoveries
First Financial Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,769,000 | 214 |
| Loans secured by real estate, total | $991,000 | 301 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $991,000 | 300 |
| Construction and land development | $0 | 676 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $983,000 | 178 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $8,000 | 1,444 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $138,000 | 1,846 |
| Loans to individuals | $9,640,000 | 163 |
| Credit card loan charge offs | $8,019,000 | 125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,621,000 | 296 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,355,000 | 341 |
| Loans secured by real estate, total | $140,000 | 568 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $140,000 | 568 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $140,000 | 271 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,000 | 4,803 |
| Loans to individuals | $1,210,000 | 216 |
| Credit card loan recoveries | $1,022,000 | 117 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $188,000 | 490 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,414,000 | 195 |
| Loans secured by real estate, total | $851,000 | 238 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $851,000 | 237 |
| Construction and land development | $0 | 590 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $843,000 | 155 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $8,000 | 1,173 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $133,000 | 1,463 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,430,000 | 154 |
| Credit card loan net charge offs | $6,997,000 | 124 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,433,000 | 266 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $17,032,000 | 177 |
| Loans secured by real estate, total | $1,525,000 | 293 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,525,000 | 293 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,473,000 | 143 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $52,000 | 976 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $495,000 | 650 |
| Loans to individuals | $15,012,000 | 140 |
| Credit card loan charge offs | $13,165,000 | 98 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,847,000 | 299 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $762,000 | 594 |
| Loans secured by real estate, total | $151,000 | 635 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $151,000 | 635 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $151,000 | 276 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $611,000 | 358 |
| Credit card loan recoveries | $411,000 | 179 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $200,000 | 556 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $16,270,000 | 147 |
| Loans secured by real estate, total | $1,374,000 | 236 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,374,000 | 235 |
| Construction and land development | $0 | 634 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,322,000 | 126 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $52,000 | 744 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $495,000 | 484 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $14,401,000 | 127 |
| Credit card loan net charge offs | $12,754,000 | 93 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,647,000 | 248 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,302,000 | 252 |
| Loans secured by real estate, total | $1,182,000 | 430 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,182,000 | 428 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $998,000 | 206 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $184,000 | 677 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $9,120,000 | 155 |
| Credit card loan charge offs | $7,730,000 | 107 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,390,000 | 307 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,325,000 | 422 |
| Loans secured by real estate, total | $164,000 | 631 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $164,000 | 630 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $155,000 | 276 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $9,000 | 1,355 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $1,161,000 | 263 |
| Credit card loan recoveries | $880,000 | 125 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $281,000 | 447 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,977,000 | 210 |
| Loans secured by real estate, total | $1,018,000 | 378 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,018,000 | 377 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $843,000 | 192 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $175,000 | 561 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,959,000 | 136 |
| Credit card loan net charge offs | $6,850,000 | 106 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,109,000 | 257 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,542,000 | 277 |
| Loans secured by real estate, total | $1,228,000 | 474 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,228,000 | 474 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $739,000 | 291 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $489,000 | 440 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $8,314,000 | 139 |
| Credit card loan charge offs | $6,644,000 | 99 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,670,000 | 233 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,482,000 | 431 |
| Loans secured by real estate, total | $581,000 | 318 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $581,000 | 316 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $579,000 | 99 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,102 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $901,000 | 294 |
| Credit card loan recoveries | $595,000 | 155 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $306,000 | 434 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,060,000 | 225 |
| Loans secured by real estate, total | $647,000 | 584 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $647,000 | 585 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $160,000 | 731 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $487,000 | 368 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,413,000 | 113 |
| Credit card loan net charge offs | $6,049,000 | 93 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,364,000 | 161 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,452,000 | 317 |
| Loans secured by real estate, total | $1,431,000 | 556 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,431,000 | 554 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $786,000 | 328 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $645,000 | 493 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $9,021,000 | 140 |
| Credit card loan charge offs | $5,983,000 | 105 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,038,000 | 167 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,143,000 | 513 |
| Loans secured by real estate, total | $123,000 | 881 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $123,000 | 880 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $123,000 | 349 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $1,020,000 | 278 |
| Credit card loan recoveries | $653,000 | 135 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $367,000 | 405 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,309,000 | 274 |
| Loans secured by real estate, total | $1,308,000 | 518 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,308,000 | 517 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $663,000 | 324 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $645,000 | 442 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,001,000 | 118 |
| Credit card loan net charge offs | $5,330,000 | 101 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,671,000 | 111 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,403,000 | 319 |
| Loans secured by real estate, total | $2,925,000 | 417 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,925,000 | 416 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,763,000 | 169 |
| Secured by multifamily residential properties | $1,126,000 | 129 |
| Secured by nonfarm nonresidential properties | $36,000 | 2,472 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $10,478,000 | 149 |
| Credit card loan charge offs | $5,826,000 | 125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,652,000 | 137 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,322,000 | 451 |
| Loans secured by real estate, total | $288,000 | 466 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $288,000 | 466 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $238,000 | 187 |
| Secured by multifamily residential properties | $3,000 | 390 |
| Secured by nonfarm nonresidential properties | $47,000 | 768 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $1,034,000 | 282 |
| Credit card loan recoveries | $599,000 | 152 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $435,000 | 384 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $12,081,000 | 294 |
| Loans secured by real estate, total | $2,637,000 | 418 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,637,000 | 417 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,525,000 | 171 |
| Secured by multifamily residential properties | $1,123,000 | 125 |
| Secured by nonfarm nonresidential properties | $-11,000 | 13,486 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $9,444,000 | 131 |
| Credit card loan net charge offs | $5,227,000 | 125 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,217,000 | 98 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.