Home > First Financial Bank > Income and Expense
First Financial Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $440,637,000 | 137 |
| Total interest expense | $253,521,000 | 112 |
| Net interest income | $187,116,000 | 160 |
| Provision for loan and lease losses | $60,740,000 | 70 |
| Total noninterest income | $47,904,000 | 223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $47,904,000 | 169 |
| Total noninterest expense | $127,191,000 | 184 |
| Salaries and employee benefits | $50,829,000 | 180 |
| Premises and equipment expense | $21,230,000 | 148 |
| Additional noninterest expense | $55,132,000 | 199 |
| Pre-tax net operating income | $47,089,000 | 239 |
| Securities gains (losses) | $5,784,000 | 76 |
| Applicable income taxes | $37,194,000 | 146 |
| Income before extraordinary items | $15,679,000 | 415 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $15,679,000 | 415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,414,000 | 195 |
| Cash dividends | $21,000,000 | 220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $11,977,240 | 490 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $405,845,000 | 158 |
| Total interest expense | $231,951,000 | 136 |
| Net interest income | $173,894,000 | 181 |
| Provision for loan and lease losses | $18,920,000 | 145 |
| Total noninterest income | $54,632,000 | 218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $54,632,000 | 163 |
| Total noninterest expense | $142,474,000 | 193 |
| Salaries and employee benefits | $47,095,000 | 204 |
| Premises and equipment expense | $21,080,000 | 164 |
| Additional noninterest expense | $74,299,000 | 181 |
| Pre-tax net operating income | $67,132,000 | 205 |
| Securities gains (losses) | $5,069,000 | 76 |
| Applicable income taxes | $20,772,000 | 220 |
| Income before extraordinary items | $51,429,000 | 184 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $51,429,000 | 184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,270,000 | 147 |
| Cash dividends | $114,481,000 | 80 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $47,830,010 | 191 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $414,539,000 | 157 |
| Total interest expense | $229,938,000 | 137 |
| Net interest income | $184,601,000 | 169 |
| Provision for loan and lease losses | $9,738,000 | 183 |
| Total noninterest income | $38,047,000 | 276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $38,047,000 | 189 |
| Total noninterest expense | $112,853,000 | 222 |
| Salaries and employee benefits | $42,305,000 | 225 |
| Premises and equipment expense | $21,353,000 | 167 |
| Additional noninterest expense | $49,195,000 | 238 |
| Pre-tax net operating income | $100,057,000 | 150 |
| Securities gains (losses) | $3,885,000 | 74 |
| Applicable income taxes | $36,087,000 | 149 |
| Income before extraordinary items | $67,855,000 | 147 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $67,855,000 | 146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,977,000 | 210 |
| Cash dividends | $17,265,000 | 289 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $65,329,750 | 156 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $353,905,000 | 156 |
| Total interest expense | $188,114,000 | 119 |
| Net interest income | $165,791,000 | 185 |
| Provision for loan and lease losses | $15,540,000 | 142 |
| Total noninterest income | $29,874,000 | 307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $29,874,000 | 221 |
| Total noninterest expense | $101,793,000 | 238 |
| Salaries and employee benefits | $41,579,000 | 223 |
| Premises and equipment expense | $20,353,000 | 166 |
| Additional noninterest expense | $39,861,000 | 272 |
| Pre-tax net operating income | $78,332,000 | 176 |
| Securities gains (losses) | $2,113,000 | 91 |
| Applicable income taxes | $28,595,000 | 167 |
| Income before extraordinary items | $51,850,000 | 177 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $51,850,000 | 177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,060,000 | 225 |
| Cash dividends | $18,013,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $50,497,680 | 183 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $329,849,000 | 145 |
| Total interest expense | $181,106,000 | 107 |
| Net interest income | $148,743,000 | 191 |
| Provision for loan and lease losses | $10,165,000 | 271 |
| Total noninterest income | $26,428,000 | 325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $26,428,000 | 220 |
| Total noninterest expense | $98,559,000 | 245 |
| Salaries and employee benefits | $39,145,000 | 227 |
| Premises and equipment expense | $19,562,000 | 165 |
| Additional noninterest expense | $39,852,000 | 280 |
| Pre-tax net operating income | $66,447,000 | 165 |
| Securities gains (losses) | $7,575,000 | 107 |
| Applicable income taxes | $26,843,000 | 144 |
| Income before extraordinary items | $47,179,000 | 172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $47,179,000 | 175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,309,000 | 274 |
| Cash dividends | $2,500,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $24,000,000 | 61 |
| Net operating income | $42,331,000 | 176 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $285,859,000 | 181 |
| Total interest expense | $175,131,000 | 141 |
| Net interest income | $110,728,000 | 230 |
| Provision for loan and lease losses | $13,418,000 | 294 |
| Total noninterest income | $26,466,000 | 322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $26,466,000 | 219 |
| Total noninterest expense | $83,907,000 | 278 |
| Salaries and employee benefits | $33,416,000 | 256 |
| Premises and equipment expense | $15,888,000 | 196 |
| Additional noninterest expense | $34,603,000 | 308 |
| Pre-tax net operating income | $39,869,000 | 197 |
| Securities gains (losses) | $3,025,000 | 310 |
| Applicable income taxes | $15,006,000 | 192 |
| Income before extraordinary items | $27,888,000 | 213 |
| Extraordinary gains, net | $5,600,000 | 34 |
| Net income | $33,488,000 | 184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,081,000 | 294 |
| Cash dividends | $22,700,000 | 117 |
| Sale, conversion, retirement of capital stock, net | $26,000,000 | 44 |
| Net operating income | $25,921,750 | 199 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.