Home > First Financial Bank > Income and Expense
First Financial Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,555,000 | 4,539 |
| Total interest expense | $1,076,000 | 5,245 |
| Net interest income | $3,479,000 | 4,168 |
| Provision for loan and lease losses | $220,000 | 2,803 |
| Total noninterest income | $884,000 | 3,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $449,000 | 2,661 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $435,000 | 3,125 |
| Total noninterest expense | $2,788,000 | 4,058 |
| Salaries and employee benefits | $1,473,000 | 4,153 |
| Premises and equipment expense | $391,000 | 4,034 |
| Additional noninterest expense | $924,000 | 3,729 |
| Pre-tax net operating income | $1,355,000 | 4,016 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $432,000 | 3,196 |
| Income before extraordinary items | $928,000 | 4,379 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $928,000 | 4,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,633 |
| Cash dividends | $458,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $924,600 | 4,341 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 4,606 |
| Total interest expense | $645,000 | 5,374 |
| Net interest income | $2,252,000 | 4,237 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $582,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $289,000 | 2,690 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $293,000 | 3,100 |
| Total noninterest expense | $1,853,000 | 4,047 |
| Salaries and employee benefits | $990,000 | 4,112 |
| Premises and equipment expense | $255,000 | 4,090 |
| Additional noninterest expense | $608,000 | 3,761 |
| Pre-tax net operating income | $861,000 | 4,102 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $268,000 | 3,303 |
| Income before extraordinary items | $593,000 | 4,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $593,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $425,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $593,000 | 4,391 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 4,826 |
| Total interest expense | $283,000 | 5,638 |
| Net interest income | $1,057,000 | 4,443 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $321,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $138,000 | 2,721 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $183,000 | 2,627 |
| Total noninterest expense | $902,000 | 4,159 |
| Salaries and employee benefits | $499,000 | 4,095 |
| Premises and equipment expense | $120,000 | 4,309 |
| Additional noninterest expense | $283,000 | 3,985 |
| Pre-tax net operating income | $441,000 | 4,017 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $140,000 | 3,214 |
| Income before extraordinary items | $301,000 | 4,372 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $301,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $301,000 | 4,331 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 5,286 |
| Total interest expense | $675,000 | 6,672 |
| Net interest income | $3,688,000 | 4,734 |
| Provision for loan and lease losses | $107,000 | 4,893 |
| Total noninterest income | $834,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $599,000 | 2,702 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $235,000 | 4,759 |
| Total noninterest expense | $3,298,000 | 4,369 |
| Salaries and employee benefits | $1,666,000 | 4,591 |
| Premises and equipment expense | $498,000 | 4,107 |
| Additional noninterest expense | $1,134,000 | 3,919 |
| Pre-tax net operating income | $1,117,000 | 4,959 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $339,000 | 3,988 |
| Income before extraordinary items | $778,000 | 5,321 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $778,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,527 |
| Cash dividends | $175,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $778,000 | 5,252 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 5,389 |
| Total interest expense | $444,000 | 6,978 |
| Net interest income | $2,698,000 | 4,798 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $631,000 | 3,961 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $457,000 | 2,682 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $174,000 | 4,794 |
| Total noninterest expense | $2,451,000 | 4,366 |
| Salaries and employee benefits | $1,262,000 | 4,519 |
| Premises and equipment expense | $369,000 | 4,124 |
| Additional noninterest expense | $820,000 | 4,009 |
| Pre-tax net operating income | $838,000 | 5,059 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $253,000 | 4,061 |
| Income before extraordinary items | $585,000 | 5,430 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $585,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,336 |
| Cash dividends | $175,000 | 4,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $585,000 | 5,347 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 5,494 |
| Total interest expense | $264,000 | 7,270 |
| Net interest income | $1,775,000 | 4,846 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $399,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $283,000 | 2,841 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $116,000 | 4,862 |
| Total noninterest expense | $1,608,000 | 4,438 |
| Salaries and employee benefits | $846,000 | 4,529 |
| Premises and equipment expense | $236,000 | 4,257 |
| Additional noninterest expense | $526,000 | 4,155 |
| Pre-tax net operating income | $551,000 | 5,067 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $165,000 | 4,094 |
| Income before extraordinary items | $386,000 | 5,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $175,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $386,000 | 5,319 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 5,616 |
| Total interest expense | $126,000 | 7,424 |
| Net interest income | $861,000 | 4,951 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $191,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $135,000 | 2,893 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $792,000 | 4,510 |
| Salaries and employee benefits | $423,000 | 4,550 |
| Premises and equipment expense | $118,000 | 4,296 |
| Additional noninterest expense | $251,000 | 4,304 |
| Pre-tax net operating income | $253,000 | 5,256 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $74,000 | 4,258 |
| Income before extraordinary items | $179,000 | 5,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 5,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $179,000 | 5,485 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 5,776 |
| Total interest expense | $548,000 | 7,583 |
| Net interest income | $3,299,000 | 4,995 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $774,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $482,000 | 3,184 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $292,000 | 4,569 |
| Total noninterest expense | $3,169,000 | 4,441 |
| Salaries and employee benefits | $1,632,000 | 4,571 |
| Premises and equipment expense | $516,000 | 3,972 |
| Additional noninterest expense | $1,021,000 | 4,204 |
| Pre-tax net operating income | $904,000 | 5,408 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $242,000 | 4,631 |
| Income before extraordinary items | $662,000 | 5,733 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $662,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 9,009 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $662,000 | 5,567 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 5,861 |
| Total interest expense | $425,000 | 7,663 |
| Net interest income | $2,439,000 | 5,055 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $567,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $345,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 4,590 |
| Total noninterest expense | $2,322,000 | 4,499 |
| Salaries and employee benefits | $1,235,000 | 4,520 |
| Premises and equipment expense | $362,000 | 4,168 |
| Additional noninterest expense | $725,000 | 4,357 |
| Pre-tax net operating income | $684,000 | 5,564 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $200,000 | 4,648 |
| Income before extraordinary items | $484,000 | 5,932 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $484,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,773 |
| Cash dividends | $425,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $484,000 | 5,768 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 5,924 |
| Total interest expense | $294,000 | 7,712 |
| Net interest income | $1,598,000 | 5,127 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $375,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $223,000 | 3,357 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $152,000 | 4,553 |
| Total noninterest expense | $1,529,000 | 4,520 |
| Salaries and employee benefits | $816,000 | 4,544 |
| Premises and equipment expense | $234,000 | 4,261 |
| Additional noninterest expense | $479,000 | 4,383 |
| Pre-tax net operating income | $444,000 | 5,615 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $127,000 | 4,772 |
| Income before extraordinary items | $317,000 | 5,980 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $317,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,807 |
| Cash dividends | $275,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $317,000 | 5,773 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 5,965 |
| Total interest expense | $159,000 | 7,633 |
| Net interest income | $782,000 | 5,174 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $193,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $108,000 | 3,351 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 4,228 |
| Total noninterest expense | $755,000 | 4,553 |
| Salaries and employee benefits | $409,000 | 4,549 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $230,000 | 4,499 |
| Pre-tax net operating income | $220,000 | 5,612 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $61,000 | 4,805 |
| Income before extraordinary items | $159,000 | 5,879 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $159,000 | 5,683 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 5,986 |
| Total interest expense | $912,000 | 7,171 |
| Net interest income | $2,988,000 | 5,301 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $708,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $487,000 | 3,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 4,825 |
| Total noninterest expense | $2,908,000 | 4,561 |
| Salaries and employee benefits | $1,486,000 | 4,723 |
| Premises and equipment expense | $475,000 | 4,092 |
| Additional noninterest expense | $947,000 | 4,366 |
| Pre-tax net operating income | $513,000 | 6,716 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $98,000 | 5,981 |
| Income before extraordinary items | $412,000 | 6,786 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $412,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,563 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $414,430 | 6,646 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,198,000 | 6,199 |
| Total interest expense | $1,383,000 | 7,223 |
| Net interest income | $2,815,000 | 5,298 |
| Provision for loan and lease losses | $248,000 | 3,649 |
| Total noninterest income | $717,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $522,000 | 2,749 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $195,000 | 4,987 |
| Total noninterest expense | $2,447,000 | 5,027 |
| Salaries and employee benefits | $1,136,000 | 5,523 |
| Premises and equipment expense | $414,000 | 4,493 |
| Additional noninterest expense | $897,000 | 4,420 |
| Pre-tax net operating income | $837,000 | 5,370 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $185,000 | 5,152 |
| Income before extraordinary items | $652,000 | 5,400 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $652,000 | 5,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,305 |
| Cash dividends | $650,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $652,000 | 5,275 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 6,159 |
| Total interest expense | $1,326,000 | 7,520 |
| Net interest income | $3,094,000 | 5,038 |
| Provision for loan and lease losses | $49,000 | 6,605 |
| Total noninterest income | $706,000 | 3,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,604 |
| Total noninterest expense | $2,332,000 | 5,103 |
| Salaries and employee benefits | $1,136,000 | 5,432 |
| Premises and equipment expense | $363,000 | 4,817 |
| Additional noninterest expense | $833,000 | 4,604 |
| Pre-tax net operating income | $1,419,000 | 4,226 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $335,000 | 4,351 |
| Income before extraordinary items | $1,084,000 | 4,150 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,084,000 | 4,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,084,000 | 4,154 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 6,277 |
| Total interest expense | $1,150,000 | 7,776 |
| Net interest income | $2,948,000 | 5,228 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $715,000 | 3,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 4,280 |
| Total noninterest expense | $2,390,000 | 5,038 |
| Salaries and employee benefits | $1,103,000 | 5,480 |
| Premises and equipment expense | $422,000 | 4,343 |
| Additional noninterest expense | $865,000 | 4,516 |
| Pre-tax net operating income | $1,213,000 | 4,728 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $193,000 | 5,788 |
| Income before extraordinary items | $1,020,000 | 4,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,020,000 | 4,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,347 |
| Cash dividends | $425,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,020,000 | 4,339 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 6,491 |
| Total interest expense | $1,222,000 | 7,848 |
| Net interest income | $2,766,000 | 5,457 |
| Provision for loan and lease losses | $63,000 | 6,049 |
| Total noninterest income | $597,000 | 4,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 4,862 |
| Total noninterest expense | $2,354,000 | 4,967 |
| Salaries and employee benefits | $1,012,000 | 5,743 |
| Premises and equipment expense | $399,000 | 4,422 |
| Additional noninterest expense | $943,000 | 4,148 |
| Pre-tax net operating income | $946,000 | 5,587 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $143,000 | 6,938 |
| Income before extraordinary items | $809,000 | 5,163 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $809,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,179 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $803,900 | 5,092 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 7,000 |
| Total interest expense | $1,229,000 | 8,039 |
| Net interest income | $2,430,000 | 6,161 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $626,000 | 4,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,916 |
| Total noninterest expense | $2,299,000 | 5,102 |
| Salaries and employee benefits | $931,000 | 6,149 |
| Premises and equipment expense | $356,000 | 4,828 |
| Additional noninterest expense | $1,012,000 | 3,857 |
| Pre-tax net operating income | $532,000 | 7,751 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $61,000 | 9,066 |
| Income before extraordinary items | $471,000 | 7,162 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $471,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,073 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $471,000 | 7,113 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 7,644 |
| Total interest expense | $1,060,000 | 8,820 |
| Net interest income | $2,201,000 | 6,766 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $907,000 | 3,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $542,000 | 2,759 |
| Total noninterest expense | $2,115,000 | 5,709 |
| Salaries and employee benefits | $922,000 | 6,358 |
| Premises and equipment expense | $181,000 | 7,400 |
| Additional noninterest expense | $1,012,000 | 4,371 |
| Pre-tax net operating income | $921,000 | 6,018 |
| Securities gains (losses) | $-25,000 | 10,754 |
| Applicable income taxes | $180,000 | 7,435 |
| Income before extraordinary items | $716,000 | 5,692 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $716,000 | 5,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $226,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $736,000 | 5,549 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 8,217 |
| Total interest expense | $1,008,000 | 9,223 |
| Net interest income | $1,983,000 | 7,355 |
| Provision for loan and lease losses | $68,000 | 5,482 |
| Total noninterest income | $608,000 | 4,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,446 |
| Total noninterest expense | $1,735,000 | 6,639 |
| Salaries and employee benefits | $818,000 | 7,002 |
| Premises and equipment expense | $155,000 | 8,146 |
| Additional noninterest expense | $762,000 | 5,454 |
| Pre-tax net operating income | $788,000 | 6,888 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $193,000 | 7,539 |
| Income before extraordinary items | $584,000 | 6,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $584,000 | 6,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $37,000 | 8,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $592,250 | 6,648 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 8,911 |
| Total interest expense | $832,000 | 9,439 |
| Net interest income | $1,663,000 | 8,408 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $526,000 | 5,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,718 |
| Total noninterest expense | $1,670,000 | 7,073 |
| Salaries and employee benefits | $701,000 | 7,875 |
| Premises and equipment expense | $158,000 | 8,341 |
| Additional noninterest expense | $811,000 | 5,635 |
| Pre-tax net operating income | $484,000 | 8,770 |
| Securities gains (losses) | $33,000 | 1,406 |
| Applicable income taxes | $126,000 | 8,792 |
| Income before extraordinary items | $391,000 | 8,269 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $391,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $106,000 | 6,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $365,920 | 8,540 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 9,589 |
| Total interest expense | $756,000 | 10,275 |
| Net interest income | $1,540,000 | 8,980 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $527,000 | 5,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 4,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,584 |
| Total noninterest expense | $1,569,000 | 7,596 |
| Salaries and employee benefits | $659,000 | 8,309 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $748,000 | 6,253 |
| Pre-tax net operating income | $480,000 | 8,782 |
| Securities gains (losses) | $77,000 | 2,843 |
| Applicable income taxes | $127,000 | 9,151 |
| Income before extraordinary items | $430,000 | 8,140 |
| Extraordinary gains, net | $-37,000 | 12,619 |
| Net income | $393,000 | 8,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $70,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $370,710 | 8,470 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 10,316 |
| Total interest expense | $936,000 | 10,684 |
| Net interest income | $1,346,000 | 9,818 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $422,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,621 |
| Total noninterest expense | $1,399,000 | 8,297 |
| Salaries and employee benefits | $557,000 | 9,208 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $764,000 | 6,321 |
| Pre-tax net operating income | $369,000 | 9,510 |
| Securities gains (losses) | $67,000 | 3,651 |
| Applicable income taxes | $123,000 | 9,281 |
| Income before extraordinary items | $313,000 | 9,125 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $313,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $99,000 | 6,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $264,760 | 9,362 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.