Home > First Financial Bank > Income and Expense
First Financial Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,932,000 | 1,698 |
| Total interest expense | $472,000 | 4,786 |
| Net interest income | $11,460,000 | 1,449 |
| Provision for loan and lease losses | $60,000 | 4,806 |
| Total noninterest income | $2,885,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $884,000 | 1,207 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,001,000 | 1,260 |
| Total noninterest expense | $6,269,000 | 2,274 |
| Salaries and employee benefits | $3,204,000 | 2,317 |
| Premises and equipment expense | $619,000 | 2,710 |
| Additional noninterest expense | $2,446,000 | 2,011 |
| Pre-tax net operating income | $8,016,000 | 698 |
| Securities gains (losses) | $134,000 | 1,762 |
| Applicable income taxes | $1,987,000 | 712 |
| Income before extraordinary items | $6,163,000 | 743 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,163,000 | 741 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,163,000 | 743 |
| Net charge-offs | $107,000 | 3,901 |
| Cash dividends | $6,500,000 | 293 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 691 |
| Net operating income | $6,061,160 | 721 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 1,714 |
| Total interest expense | $334,000 | 4,750 |
| Net interest income | $7,564,000 | 1,472 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $1,811,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $583,000 | 1,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,228,000 | 1,320 |
| Total noninterest expense | $4,142,000 | 2,304 |
| Salaries and employee benefits | $2,110,000 | 2,345 |
| Premises and equipment expense | $403,000 | 2,756 |
| Additional noninterest expense | $1,629,000 | 2,000 |
| Pre-tax net operating income | $5,173,000 | 717 |
| Securities gains (losses) | $16,000 | 2,581 |
| Applicable income taxes | $1,246,000 | 741 |
| Income before extraordinary items | $3,943,000 | 774 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,943,000 | 772 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,943,000 | 774 |
| Net charge-offs | $88,000 | 3,539 |
| Cash dividends | $4,300,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 775 |
| Net operating income | $3,930,840 | 728 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 1,723 |
| Total interest expense | $175,000 | 4,753 |
| Net interest income | $3,789,000 | 1,467 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $878,000 | 1,440 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $298,000 | 1,186 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $580,000 | 1,367 |
| Total noninterest expense | $2,063,000 | 2,308 |
| Salaries and employee benefits | $1,057,000 | 2,357 |
| Premises and equipment expense | $200,000 | 2,792 |
| Additional noninterest expense | $806,000 | 2,021 |
| Pre-tax net operating income | $2,544,000 | 721 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $614,000 | 745 |
| Income before extraordinary items | $1,930,000 | 780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,930,000 | 779 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,930,000 | 781 |
| Net charge-offs | $6,000 | 4,226 |
| Cash dividends | $2,100,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 713 |
| Net operating income | $1,930,000 | 733 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $16,402,000 | 1,717 |
| Total interest expense | $935,000 | 4,556 |
| Net interest income | $15,467,000 | 1,440 |
| Provision for loan and lease losses | $286,000 | 4,195 |
| Total noninterest income | $3,417,000 | 1,362 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,273,000 | 1,153 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,144,000 | 1,298 |
| Total noninterest expense | $8,381,000 | 2,267 |
| Salaries and employee benefits | $4,322,000 | 2,240 |
| Premises and equipment expense | $881,000 | 2,685 |
| Additional noninterest expense | $3,178,000 | 2,094 |
| Pre-tax net operating income | $10,217,000 | 615 |
| Securities gains (losses) | $48,000 | 2,611 |
| Applicable income taxes | $2,547,000 | 654 |
| Income before extraordinary items | $7,718,000 | 671 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,718,000 | 670 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,718,000 | 671 |
| Net charge-offs | $133,000 | 4,726 |
| Cash dividends | $7,150,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 811 |
| Net operating income | $7,682,000 | 647 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,373,000 | 1,735 |
| Total interest expense | $749,000 | 4,516 |
| Net interest income | $11,624,000 | 1,446 |
| Provision for loan and lease losses | $186,000 | 4,230 |
| Total noninterest income | $2,551,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $954,000 | 1,160 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,597,000 | 1,290 |
| Total noninterest expense | $6,316,000 | 2,264 |
| Salaries and employee benefits | $3,296,000 | 2,202 |
| Premises and equipment expense | $669,000 | 2,689 |
| Additional noninterest expense | $2,351,000 | 2,127 |
| Pre-tax net operating income | $7,673,000 | 632 |
| Securities gains (losses) | $44,000 | 2,405 |
| Applicable income taxes | $1,925,000 | 639 |
| Income before extraordinary items | $5,792,000 | 688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,792,000 | 686 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $5,792,000 | 688 |
| Net charge-offs | $-9,000 | 6,987 |
| Cash dividends | $4,650,000 | 313 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 741 |
| Net operating income | $5,759,000 | 664 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,283,000 | 1,751 |
| Total interest expense | $530,000 | 4,489 |
| Net interest income | $7,753,000 | 1,444 |
| Provision for loan and lease losses | $186,000 | 3,628 |
| Total noninterest income | $1,557,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $620,000 | 1,177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $937,000 | 1,409 |
| Total noninterest expense | $4,224,000 | 2,270 |
| Salaries and employee benefits | $2,215,000 | 2,200 |
| Premises and equipment expense | $445,000 | 2,694 |
| Additional noninterest expense | $1,564,000 | 2,171 |
| Pre-tax net operating income | $4,900,000 | 647 |
| Securities gains (losses) | $44,000 | 1,672 |
| Applicable income taxes | $1,212,000 | 649 |
| Income before extraordinary items | $3,732,000 | 697 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,732,000 | 696 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,732,000 | 697 |
| Net charge-offs | $-11,000 | 7,038 |
| Cash dividends | $3,000,000 | 305 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 769 |
| Net operating income | $3,699,000 | 673 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 1,748 |
| Total interest expense | $289,000 | 4,403 |
| Net interest income | $3,875,000 | 1,436 |
| Provision for loan and lease losses | $126,000 | 3,053 |
| Total noninterest income | $770,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $302,000 | 1,183 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $468,000 | 1,410 |
| Total noninterest expense | $2,157,000 | 2,234 |
| Salaries and employee benefits | $1,138,000 | 2,166 |
| Premises and equipment expense | $227,000 | 2,691 |
| Additional noninterest expense | $792,000 | 2,125 |
| Pre-tax net operating income | $2,362,000 | 676 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $567,000 | 669 |
| Income before extraordinary items | $1,796,000 | 724 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,796,000 | 724 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,796,000 | 724 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $1,500,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 722 |
| Net operating income | $1,795,240 | 705 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,132,000 | 1,875 |
| Total interest expense | $1,553,000 | 4,182 |
| Net interest income | $14,579,000 | 1,533 |
| Provision for loan and lease losses | $540,000 | 4,013 |
| Total noninterest income | $3,561,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,499,000 | 1,013 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,062,000 | 1,381 |
| Total noninterest expense | $8,511,000 | 2,273 |
| Salaries and employee benefits | $4,354,000 | 2,219 |
| Premises and equipment expense | $892,000 | 2,719 |
| Additional noninterest expense | $3,265,000 | 2,131 |
| Pre-tax net operating income | $9,089,000 | 593 |
| Securities gains (losses) | $165,000 | 1,750 |
| Applicable income taxes | $2,257,000 | 669 |
| Income before extraordinary items | $6,997,000 | 652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,997,000 | 647 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,997,000 | 653 |
| Net charge-offs | $298,000 | 4,309 |
| Cash dividends | $6,600,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 981 |
| Net operating income | $6,871,600 | 628 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,999,000 | 1,929 |
| Total interest expense | $1,207,000 | 4,238 |
| Net interest income | $10,792,000 | 1,568 |
| Provision for loan and lease losses | $340,000 | 4,146 |
| Total noninterest income | $2,588,000 | 1,386 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,159,000 | 1,011 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,429,000 | 1,385 |
| Total noninterest expense | $6,285,000 | 2,311 |
| Salaries and employee benefits | $3,216,000 | 2,253 |
| Premises and equipment expense | $659,000 | 2,812 |
| Additional noninterest expense | $2,410,000 | 2,130 |
| Pre-tax net operating income | $6,755,000 | 628 |
| Securities gains (losses) | $9,000 | 3,136 |
| Applicable income taxes | $1,642,000 | 697 |
| Income before extraordinary items | $5,122,000 | 684 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,122,000 | 682 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,122,000 | 684 |
| Net charge-offs | $188,000 | 4,291 |
| Cash dividends | $5,100,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 905 |
| Net operating income | $5,115,160 | 653 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,915,000 | 1,969 |
| Total interest expense | $816,000 | 4,294 |
| Net interest income | $7,099,000 | 1,595 |
| Provision for loan and lease losses | $130,000 | 4,798 |
| Total noninterest income | $1,650,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $770,000 | 1,027 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $880,000 | 1,422 |
| Total noninterest expense | $4,146,000 | 2,336 |
| Salaries and employee benefits | $2,123,000 | 2,287 |
| Premises and equipment expense | $445,000 | 2,792 |
| Additional noninterest expense | $1,578,000 | 2,161 |
| Pre-tax net operating income | $4,473,000 | 621 |
| Securities gains (losses) | $9,000 | 2,629 |
| Applicable income taxes | $1,087,000 | 675 |
| Income before extraordinary items | $3,395,000 | 663 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,395,000 | 663 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,395,000 | 663 |
| Net charge-offs | $43,000 | 5,008 |
| Cash dividends | $3,600,000 | 201 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 905 |
| Net operating income | $3,388,160 | 644 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,924,000 | 2,039 |
| Total interest expense | $413,000 | 4,389 |
| Net interest income | $3,511,000 | 1,627 |
| Provision for loan and lease losses | $80,000 | 4,236 |
| Total noninterest income | $733,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $366,000 | 1,071 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $367,000 | 1,595 |
| Total noninterest expense | $2,070,000 | 2,361 |
| Salaries and employee benefits | $1,065,000 | 2,317 |
| Premises and equipment expense | $222,000 | 2,864 |
| Additional noninterest expense | $783,000 | 2,160 |
| Pre-tax net operating income | $2,094,000 | 651 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $492,000 | 714 |
| Income before extraordinary items | $1,602,000 | 690 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,602,000 | 691 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,602,000 | 694 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $1,800,000 | 195 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 851 |
| Net operating income | $1,602,000 | 666 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,528,000 | 2,168 |
| Total interest expense | $2,040,000 | 4,390 |
| Net interest income | $13,488,000 | 1,669 |
| Provision for loan and lease losses | $455,000 | 4,687 |
| Total noninterest income | $3,464,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,626,000 | 1,069 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,838,000 | 1,455 |
| Total noninterest expense | $8,369,000 | 2,366 |
| Salaries and employee benefits | $4,201,000 | 2,351 |
| Premises and equipment expense | $861,000 | 2,930 |
| Additional noninterest expense | $3,307,000 | 2,155 |
| Pre-tax net operating income | $8,128,000 | 531 |
| Securities gains (losses) | $87,000 | 2,256 |
| Applicable income taxes | $1,965,000 | 575 |
| Income before extraordinary items | $6,250,000 | 545 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,250,000 | 545 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,250,000 | 546 |
| Net charge-offs | $130,000 | 5,460 |
| Cash dividends | $6,750,000 | 265 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,148 |
| Net operating income | $6,183,880 | 555 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,532,000 | 2,208 |
| Total interest expense | $1,598,000 | 4,405 |
| Net interest income | $9,934,000 | 1,690 |
| Provision for loan and lease losses | $355,000 | 4,354 |
| Total noninterest income | $2,535,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,191,000 | 1,090 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,344,000 | 1,499 |
| Total noninterest expense | $6,159,000 | 2,405 |
| Salaries and employee benefits | $2,959,000 | 2,507 |
| Premises and equipment expense | $637,000 | 2,992 |
| Additional noninterest expense | $2,563,000 | 2,061 |
| Pre-tax net operating income | $5,955,000 | 577 |
| Securities gains (losses) | $87,000 | 1,938 |
| Applicable income taxes | $1,450,000 | 617 |
| Income before extraordinary items | $4,592,000 | 592 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,592,000 | 592 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,592,000 | 594 |
| Net charge-offs | $78,000 | 5,294 |
| Cash dividends | $2,450,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 1,057 |
| Net operating income | $4,525,880 | 599 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 2,277 |
| Total interest expense | $1,117,000 | 4,416 |
| Net interest income | $6,446,000 | 1,733 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $1,635,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $759,000 | 1,117 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $876,000 | 1,539 |
| Total noninterest expense | $4,060,000 | 2,461 |
| Salaries and employee benefits | $1,883,000 | 2,636 |
| Premises and equipment expense | $426,000 | 3,024 |
| Additional noninterest expense | $1,751,000 | 2,033 |
| Pre-tax net operating income | $3,841,000 | 584 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $943,000 | 651 |
| Income before extraordinary items | $2,899,000 | 632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,899,000 | 631 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,899,000 | 633 |
| Net charge-offs | $34,000 | 5,243 |
| Cash dividends | $1,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,087 |
| Net operating income | $2,898,250 | 611 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 2,322 |
| Total interest expense | $566,000 | 4,492 |
| Net interest income | $3,178,000 | 1,742 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $821,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $374,000 | 1,117 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $447,000 | 1,496 |
| Total noninterest expense | $1,954,000 | 2,480 |
| Salaries and employee benefits | $927,000 | 2,729 |
| Premises and equipment expense | $221,000 | 2,999 |
| Additional noninterest expense | $806,000 | 1,976 |
| Pre-tax net operating income | $1,955,000 | 628 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $499,000 | 674 |
| Income before extraordinary items | $1,456,000 | 712 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,456,000 | 711 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,456,000 | 714 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $1,200,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 955 |
| Net operating income | $1,456,000 | 662 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,581,000 | 2,269 |
| Total interest expense | $3,603,000 | 3,772 |
| Net interest income | $12,978,000 | 1,715 |
| Provision for loan and lease losses | $331,000 | 4,457 |
| Total noninterest income | $3,418,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,664,000 | 1,070 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,754,000 | 1,431 |
| Total noninterest expense | $7,872,000 | 2,407 |
| Salaries and employee benefits | $4,160,000 | 2,418 |
| Premises and equipment expense | $944,000 | 2,766 |
| Additional noninterest expense | $2,768,000 | 2,160 |
| Pre-tax net operating income | $8,193,000 | 679 |
| Securities gains (losses) | $254,000 | 611 |
| Applicable income taxes | $2,290,000 | 598 |
| Income before extraordinary items | $6,157,000 | 658 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,157,000 | 658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,603 |
| Cash dividends | $5,150,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,226 |
| Net operating income | $5,971,580 | 730 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,570,000 | 2,304 |
| Total interest expense | $2,969,000 | 3,651 |
| Net interest income | $9,601,000 | 1,753 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $2,639,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,243,000 | 1,088 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,396,000 | 1,429 |
| Total noninterest expense | $5,915,000 | 2,398 |
| Salaries and employee benefits | $3,136,000 | 2,434 |
| Premises and equipment expense | $713,000 | 2,759 |
| Additional noninterest expense | $2,066,000 | 2,100 |
| Pre-tax net operating income | $6,145,000 | 823 |
| Securities gains (losses) | $226,000 | 569 |
| Applicable income taxes | $1,734,000 | 733 |
| Income before extraordinary items | $4,637,000 | 786 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,637,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,374 |
| Cash dividends | $3,850,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,080 |
| Net operating income | $4,472,020 | 871 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,467,000 | 2,307 |
| Total interest expense | $2,193,000 | 3,512 |
| Net interest income | $6,274,000 | 1,780 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $1,828,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $827,000 | 1,063 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,001,000 | 1,391 |
| Total noninterest expense | $3,915,000 | 2,417 |
| Salaries and employee benefits | $2,076,000 | 2,484 |
| Premises and equipment expense | $472,000 | 2,777 |
| Additional noninterest expense | $1,367,000 | 2,080 |
| Pre-tax net operating income | $4,067,000 | 867 |
| Securities gains (losses) | $115,000 | 866 |
| Applicable income taxes | $1,134,000 | 848 |
| Income before extraordinary items | $3,048,000 | 895 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,048,000 | 895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $2,550,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,007 |
| Net operating income | $2,964,050 | 907 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 2,314 |
| Total interest expense | $1,252,000 | 3,344 |
| Net interest income | $3,101,000 | 1,805 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $784,000 | 1,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $412,000 | 1,054 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $372,000 | 1,708 |
| Total noninterest expense | $1,927,000 | 2,449 |
| Salaries and employee benefits | $1,013,000 | 2,560 |
| Premises and equipment expense | $236,000 | 2,788 |
| Additional noninterest expense | $678,000 | 2,066 |
| Pre-tax net operating income | $1,898,000 | 999 |
| Securities gains (losses) | $80,000 | 831 |
| Applicable income taxes | $527,000 | 972 |
| Income before extraordinary items | $1,451,000 | 1,040 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,451,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $1,250,000 | 604 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $1,392,600 | 1,047 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,718,000 | 2,326 |
| Total interest expense | $5,481,000 | 3,224 |
| Net interest income | $12,237,000 | 1,858 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $3,335,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,704,000 | 1,046 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,631,000 | 1,581 |
| Total noninterest expense | $7,530,000 | 2,424 |
| Salaries and employee benefits | $3,846,000 | 2,576 |
| Premises and equipment expense | $842,000 | 2,961 |
| Additional noninterest expense | $2,842,000 | 1,936 |
| Pre-tax net operating income | $7,732,000 | 1,089 |
| Securities gains (losses) | $67,000 | 710 |
| Applicable income taxes | $2,179,000 | 1,055 |
| Income before extraordinary items | $5,620,000 | 1,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,620,000 | 1,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,852 |
| Cash dividends | $5,450,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,170 |
| Net operating income | $5,571,760 | 1,144 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,159,000 | 2,352 |
| Total interest expense | $4,104,000 | 3,226 |
| Net interest income | $9,055,000 | 1,887 |
| Provision for loan and lease losses | $165,000 | 3,339 |
| Total noninterest income | $2,472,000 | 1,529 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,245,000 | 1,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,227,000 | 1,573 |
| Total noninterest expense | $5,584,000 | 2,422 |
| Salaries and employee benefits | $2,821,000 | 2,620 |
| Premises and equipment expense | $629,000 | 2,951 |
| Additional noninterest expense | $2,134,000 | 1,887 |
| Pre-tax net operating income | $5,778,000 | 1,184 |
| Securities gains (losses) | $56,000 | 604 |
| Applicable income taxes | $1,627,000 | 1,144 |
| Income before extraordinary items | $4,207,000 | 1,226 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,207,000 | 1,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $4,100,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,036 |
| Net operating income | $4,166,680 | 1,225 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,709,000 | 2,388 |
| Total interest expense | $2,717,000 | 3,242 |
| Net interest income | $5,992,000 | 1,926 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,676,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $787,000 | 1,120 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $889,000 | 1,515 |
| Total noninterest expense | $3,650,000 | 2,506 |
| Salaries and employee benefits | $1,875,000 | 2,662 |
| Premises and equipment expense | $402,000 | 3,085 |
| Additional noninterest expense | $1,373,000 | 1,963 |
| Pre-tax net operating income | $3,868,000 | 1,222 |
| Securities gains (losses) | $56,000 | 513 |
| Applicable income taxes | $1,096,000 | 1,191 |
| Income before extraordinary items | $2,828,000 | 1,259 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,828,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $2,750,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 965 |
| Net operating income | $2,787,680 | 1,267 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 2,404 |
| Total interest expense | $1,355,000 | 3,230 |
| Net interest income | $2,954,000 | 1,957 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $666,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $373,000 | 1,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $293,000 | 1,996 |
| Total noninterest expense | $1,834,000 | 2,501 |
| Salaries and employee benefits | $968,000 | 2,618 |
| Premises and equipment expense | $190,000 | 3,240 |
| Additional noninterest expense | $676,000 | 1,956 |
| Pre-tax net operating income | $1,711,000 | 1,369 |
| Securities gains (losses) | $56,000 | 396 |
| Applicable income taxes | $477,000 | 1,328 |
| Income before extraordinary items | $1,290,000 | 1,367 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,290,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $1,250,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 817 |
| Net operating income | $1,249,120 | 1,389 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,857,000 | 2,436 |
| Total interest expense | $4,109,000 | 3,528 |
| Net interest income | $11,748,000 | 1,974 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $2,836,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,688,000 | 1,044 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,148,000 | 2,029 |
| Total noninterest expense | $6,835,000 | 2,570 |
| Salaries and employee benefits | $3,306,000 | 2,874 |
| Premises and equipment expense | $800,000 | 3,007 |
| Additional noninterest expense | $2,729,000 | 1,932 |
| Pre-tax net operating income | $7,749,000 | 1,263 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $2,228,000 | 1,225 |
| Income before extraordinary items | $5,525,000 | 1,320 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,525,000 | 1,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,095 |
| Cash dividends | $5,350,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,121 |
| Net operating income | $5,522,160 | 1,308 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,749,000 | 2,452 |
| Total interest expense | $2,955,000 | 3,548 |
| Net interest income | $8,794,000 | 2,000 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $2,220,000 | 1,660 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,284,000 | 1,034 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $936,000 | 1,909 |
| Total noninterest expense | $5,164,000 | 2,547 |
| Salaries and employee benefits | $2,522,000 | 2,827 |
| Premises and equipment expense | $613,000 | 2,949 |
| Additional noninterest expense | $2,029,000 | 1,927 |
| Pre-tax net operating income | $5,850,000 | 1,302 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,685,000 | 1,273 |
| Income before extraordinary items | $4,165,000 | 1,366 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,165,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,744 |
| Cash dividends | $4,100,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 946 |
| Net operating income | $4,165,000 | 1,345 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 2,450 |
| Total interest expense | $1,888,000 | 3,552 |
| Net interest income | $5,817,000 | 2,009 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,601,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $849,000 | 1,041 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $752,000 | 1,673 |
| Total noninterest expense | $3,522,000 | 2,511 |
| Salaries and employee benefits | $1,712,000 | 2,787 |
| Premises and equipment expense | $442,000 | 2,763 |
| Additional noninterest expense | $1,368,000 | 1,909 |
| Pre-tax net operating income | $3,896,000 | 1,290 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,118,000 | 1,274 |
| Income before extraordinary items | $2,778,000 | 1,351 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,778,000 | 1,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $2,750,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,778,000 | 1,340 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,756,000 | 2,460 |
| Total interest expense | $899,000 | 3,545 |
| Net interest income | $2,857,000 | 2,028 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $943,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $407,000 | 1,049 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $536,000 | 1,275 |
| Total noninterest expense | $1,812,000 | 2,445 |
| Salaries and employee benefits | $898,000 | 2,685 |
| Premises and equipment expense | $219,000 | 2,795 |
| Additional noninterest expense | $695,000 | 1,880 |
| Pre-tax net operating income | $1,988,000 | 1,238 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $568,000 | 1,249 |
| Income before extraordinary items | $1,420,000 | 1,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,420,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $1,400,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,420,000 | 1,269 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,523,000 | 2,280 |
| Total interest expense | $2,680,000 | 3,634 |
| Net interest income | $11,843,000 | 1,857 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,304,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,860,000 | 931 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,444,000 | 1,714 |
| Total noninterest expense | $6,713,000 | 2,481 |
| Salaries and employee benefits | $3,237,000 | 2,776 |
| Premises and equipment expense | $788,000 | 2,931 |
| Additional noninterest expense | $2,688,000 | 1,884 |
| Pre-tax net operating income | $8,434,000 | 1,145 |
| Securities gains (losses) | $31,000 | 1,097 |
| Applicable income taxes | $2,438,000 | 1,157 |
| Income before extraordinary items | $6,027,000 | 1,195 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,027,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,528 |
| Cash dividends | $5,563,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,004,990 | 1,182 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,723,000 | 2,264 |
| Total interest expense | $1,838,000 | 3,732 |
| Net interest income | $8,885,000 | 1,842 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,627,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,392,000 | 935 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,235,000 | 1,559 |
| Total noninterest expense | $5,055,000 | 2,449 |
| Salaries and employee benefits | $2,443,000 | 2,730 |
| Premises and equipment expense | $595,000 | 2,899 |
| Additional noninterest expense | $2,017,000 | 1,849 |
| Pre-tax net operating income | $6,457,000 | 1,111 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,863,000 | 1,144 |
| Income before extraordinary items | $4,594,000 | 1,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,594,000 | 1,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,791 |
| Cash dividends | $4,213,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,594,000 | 1,158 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,085,000 | 2,231 |
| Total interest expense | $1,117,000 | 3,820 |
| Net interest income | $5,968,000 | 1,805 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,976,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $920,000 | 921 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,056,000 | 1,290 |
| Total noninterest expense | $3,434,000 | 2,386 |
| Salaries and employee benefits | $1,666,000 | 2,661 |
| Premises and equipment expense | $403,000 | 2,826 |
| Additional noninterest expense | $1,365,000 | 1,809 |
| Pre-tax net operating income | $4,510,000 | 1,049 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,315,000 | 1,067 |
| Income before extraordinary items | $3,195,000 | 1,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,195,000 | 1,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $2,882,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,195,000 | 1,080 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 2,196 |
| Total interest expense | $517,000 | 3,928 |
| Net interest income | $3,008,000 | 1,774 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,262,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $453,000 | 911 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $809,000 | 942 |
| Total noninterest expense | $1,769,000 | 2,338 |
| Salaries and employee benefits | $865,000 | 2,587 |
| Premises and equipment expense | $209,000 | 2,768 |
| Additional noninterest expense | $695,000 | 1,779 |
| Pre-tax net operating income | $2,501,000 | 938 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $743,000 | 960 |
| Income before extraordinary items | $1,758,000 | 986 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,758,000 | 987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $1,400,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,758,000 | 966 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,020,000 | 2,018 |
| Total interest expense | $2,152,000 | 3,435 |
| Net interest income | $11,868,000 | 1,701 |
| Provision for loan and lease losses | $195,000 | 3,736 |
| Total noninterest income | $4,292,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,990,000 | 871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,302,000 | 1,207 |
| Total noninterest expense | $7,261,000 | 2,195 |
| Salaries and employee benefits | $3,602,000 | 2,417 |
| Premises and equipment expense | $840,000 | 2,671 |
| Additional noninterest expense | $2,819,000 | 1,733 |
| Pre-tax net operating income | $8,704,000 | 998 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $2,530,000 | 1,039 |
| Income before extraordinary items | $6,177,000 | 1,061 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,177,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,094 |
| Cash dividends | $6,102,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,174,870 | 1,028 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,448,000 | 2,008 |
| Total interest expense | $1,599,000 | 3,422 |
| Net interest income | $8,849,000 | 1,702 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $3,494,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,462,000 | 892 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,032,000 | 1,070 |
| Total noninterest expense | $5,523,000 | 2,153 |
| Salaries and employee benefits | $2,788,000 | 2,323 |
| Premises and equipment expense | $632,000 | 2,653 |
| Additional noninterest expense | $2,103,000 | 1,711 |
| Pre-tax net operating income | $6,720,000 | 980 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $1,970,000 | 1,024 |
| Income before extraordinary items | $4,751,000 | 1,045 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,751,000 | 1,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,588 |
| Cash dividends | $4,702,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,750,290 | 1,008 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 2,001 |
| Total interest expense | $1,067,000 | 3,403 |
| Net interest income | $5,872,000 | 1,702 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $2,657,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $890,000 | 983 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,767,000 | 874 |
| Total noninterest expense | $3,688,000 | 2,162 |
| Salaries and employee benefits | $1,875,000 | 2,310 |
| Premises and equipment expense | $438,000 | 2,562 |
| Additional noninterest expense | $1,375,000 | 1,736 |
| Pre-tax net operating income | $4,791,000 | 912 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $1,430,000 | 952 |
| Income before extraordinary items | $3,362,000 | 971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,362,000 | 972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,567 |
| Cash dividends | $3,302,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,361,300 | 938 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 1,962 |
| Total interest expense | $560,000 | 3,294 |
| Net interest income | $3,017,000 | 1,653 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $1,908,000 | 741 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $386,000 | 1,113 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,522,000 | 583 |
| Total noninterest expense | $1,837,000 | 2,178 |
| Salaries and employee benefits | $945,000 | 2,307 |
| Premises and equipment expense | $218,000 | 2,599 |
| Additional noninterest expense | $674,000 | 1,758 |
| Pre-tax net operating income | $3,063,000 | 729 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $950,000 | 765 |
| Income before extraordinary items | $2,114,000 | 787 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,114,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $1,952,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,113,310 | 737 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,833,000 | 2,054 |
| Total interest expense | $2,914,000 | 2,943 |
| Net interest income | $10,919,000 | 1,789 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $3,743,000 | 1,421 |
| Gross Fiduciary activities income | $865,000 | 414 |
| Service charges on deposit accounts | $1,369,000 | 1,269 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,509,000 | 1,813 |
| Total noninterest expense | $7,529,000 | 2,091 |
| Salaries and employee benefits | $3,988,000 | 2,127 |
| Premises and equipment expense | $884,000 | 2,529 |
| Additional noninterest expense | $2,657,000 | 1,814 |
| Pre-tax net operating income | $7,108,000 | 1,178 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $2,089,000 | 1,249 |
| Income before extraordinary items | $5,020,000 | 1,281 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,020,000 | 1,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,681 |
| Cash dividends | $4,900,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,019,290 | 1,208 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,372,000 | 2,088 |
| Total interest expense | $2,265,000 | 2,938 |
| Net interest income | $8,107,000 | 1,818 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $2,892,000 | 1,410 |
| Gross Fiduciary activities income | $637,000 | 419 |
| Service charges on deposit accounts | $1,014,000 | 1,293 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,241,000 | 1,762 |
| Total noninterest expense | $5,679,000 | 2,096 |
| Salaries and employee benefits | $3,027,000 | 2,113 |
| Premises and equipment expense | $668,000 | 2,520 |
| Additional noninterest expense | $1,984,000 | 1,821 |
| Pre-tax net operating income | $5,295,000 | 1,220 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,570,000 | 1,298 |
| Income before extraordinary items | $3,725,000 | 1,333 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,725,000 | 1,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $3,650,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,725,000 | 1,256 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 2,065 |
| Total interest expense | $1,554,000 | 2,949 |
| Net interest income | $5,496,000 | 1,778 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $2,026,000 | 1,356 |
| Gross Fiduciary activities income | $423,000 | 426 |
| Service charges on deposit accounts | $692,000 | 1,245 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $911,000 | 1,629 |
| Total noninterest expense | $3,810,000 | 2,071 |
| Salaries and employee benefits | $2,053,000 | 2,069 |
| Premises and equipment expense | $445,000 | 2,515 |
| Additional noninterest expense | $1,312,000 | 1,840 |
| Pre-tax net operating income | $3,687,000 | 1,160 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,115,000 | 1,251 |
| Income before extraordinary items | $2,572,000 | 1,282 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,572,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $2,400,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,572,000 | 1,194 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 1,996 |
| Total interest expense | $764,000 | 3,066 |
| Net interest income | $2,898,000 | 1,687 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $880,000 | 1,468 |
| Gross Fiduciary activities income | $207,000 | 441 |
| Service charges on deposit accounts | $347,000 | 1,200 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $326,000 | 1,993 |
| Total noninterest expense | $1,941,000 | 2,021 |
| Salaries and employee benefits | $1,038,000 | 2,039 |
| Premises and equipment expense | $220,000 | 2,543 |
| Additional noninterest expense | $683,000 | 1,729 |
| Pre-tax net operating income | $1,837,000 | 1,176 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $555,000 | 1,249 |
| Income before extraordinary items | $1,282,000 | 1,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,282,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,705 |
| Cash dividends | $1,200,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,282,000 | 1,204 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,505,000 | 1,993 |
| Total interest expense | $3,545,000 | 3,056 |
| Net interest income | $11,960,000 | 1,616 |
| Provision for loan and lease losses | $160,000 | 4,794 |
| Total noninterest income | $3,074,000 | 1,531 |
| Gross Fiduciary activities income | $821,000 | 442 |
| Service charges on deposit accounts | $1,467,000 | 1,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $786,000 | 2,531 |
| Total noninterest expense | $7,876,000 | 1,910 |
| Salaries and employee benefits | $4,034,000 | 1,980 |
| Premises and equipment expense | $984,000 | 2,212 |
| Additional noninterest expense | $2,858,000 | 1,644 |
| Pre-tax net operating income | $6,998,000 | 1,209 |
| Securities gains (losses) | $24,000 | 3,010 |
| Applicable income taxes | $2,105,000 | 1,233 |
| Income before extraordinary items | $4,917,000 | 1,283 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,917,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,218 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,900,200 | 1,233 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,322,000 | 1,972 |
| Total interest expense | $7,138,000 | 2,245 |
| Net interest income | $10,184,000 | 1,753 |
| Provision for loan and lease losses | $210,000 | 4,019 |
| Total noninterest income | $2,940,000 | 1,499 |
| Gross Fiduciary activities income | $790,000 | 468 |
| Service charges on deposit accounts | $1,473,000 | 1,009 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $677,000 | 2,622 |
| Total noninterest expense | $8,210,000 | 1,772 |
| Salaries and employee benefits | $3,658,000 | 2,058 |
| Premises and equipment expense | $938,000 | 2,274 |
| Additional noninterest expense | $3,614,000 | 1,301 |
| Pre-tax net operating income | $4,704,000 | 1,527 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $1,330,000 | 1,666 |
| Income before extraordinary items | $3,387,000 | 1,568 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,387,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $2,925,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,377,640 | 1,503 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,176,000 | 2,047 |
| Total interest expense | $7,438,000 | 2,283 |
| Net interest income | $9,738,000 | 1,805 |
| Provision for loan and lease losses | $515,000 | 1,825 |
| Total noninterest income | $2,858,000 | 1,413 |
| Gross Fiduciary activities income | $693,000 | 504 |
| Service charges on deposit accounts | $1,404,000 | 959 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $761,000 | 2,213 |
| Total noninterest expense | $7,787,000 | 1,791 |
| Salaries and employee benefits | $3,650,000 | 1,958 |
| Premises and equipment expense | $875,000 | 2,364 |
| Additional noninterest expense | $3,262,000 | 1,377 |
| Pre-tax net operating income | $4,294,000 | 1,706 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,209,000 | 1,813 |
| Income before extraordinary items | $3,085,000 | 1,699 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,085,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 1,169 |
| Cash dividends | $2,875,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,085,000 | 1,693 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,305,000 | 1,876 |
| Total interest expense | $7,371,000 | 2,022 |
| Net interest income | $9,934,000 | 1,753 |
| Provision for loan and lease losses | $660,000 | 1,382 |
| Total noninterest income | $2,522,000 | 1,556 |
| Gross Fiduciary activities income | $611,000 | 583 |
| Service charges on deposit accounts | $1,265,000 | 1,052 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $646,000 | 2,506 |
| Total noninterest expense | $7,992,000 | 1,724 |
| Salaries and employee benefits | $3,779,000 | 1,843 |
| Premises and equipment expense | $870,000 | 2,332 |
| Additional noninterest expense | $3,343,000 | 1,379 |
| Pre-tax net operating income | $3,804,000 | 1,933 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,062,000 | 2,120 |
| Income before extraordinary items | $2,742,000 | 1,941 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,742,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 934 |
| Cash dividends | $2,100,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,742,000 | 1,912 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,794,000 | 1,825 |
| Total interest expense | $7,874,000 | 1,947 |
| Net interest income | $9,920,000 | 1,726 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $2,161,000 | 1,715 |
| Gross Fiduciary activities income | $599,000 | 581 |
| Service charges on deposit accounts | $1,001,000 | 1,250 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $561,000 | 2,769 |
| Total noninterest expense | $8,332,000 | 1,596 |
| Salaries and employee benefits | $3,945,000 | 1,686 |
| Premises and equipment expense | $927,000 | 2,094 |
| Additional noninterest expense | $3,460,000 | 1,280 |
| Pre-tax net operating income | $3,569,000 | 2,035 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,136,000 | 2,084 |
| Income before extraordinary items | $2,433,000 | 2,144 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,433,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,116 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,433,000 | 2,077 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,796,000 | 3,297 |
| Total interest expense | $4,193,000 | 3,505 |
| Net interest income | $5,603,000 | 3,117 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $1,000,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $676,000 | 1,929 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $324,000 | 3,759 |
| Total noninterest expense | $4,138,000 | 3,088 |
| Salaries and employee benefits | $2,059,000 | 3,218 |
| Premises and equipment expense | $528,000 | 3,534 |
| Additional noninterest expense | $1,551,000 | 2,646 |
| Pre-tax net operating income | $2,415,000 | 2,999 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $846,000 | 2,806 |
| Income before extraordinary items | $1,569,000 | 3,227 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,569,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,615 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,569,000 | 3,161 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 4,534 |
| Total interest expense | $2,949,000 | 4,850 |
| Net interest income | $4,120,000 | 4,213 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $736,000 | 3,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,401 |
| Total noninterest expense | $2,598,000 | 4,849 |
| Salaries and employee benefits | $1,422,000 | 4,532 |
| Premises and equipment expense | $445,000 | 4,155 |
| Additional noninterest expense | $731,000 | 5,567 |
| Pre-tax net operating income | $2,198,000 | 3,165 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $773,000 | 2,937 |
| Income before extraordinary items | $1,425,000 | 3,352 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,425,000 | 3,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,754 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,425,000 | 3,310 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,677,000 | 4,746 |
| Total interest expense | $2,727,000 | 5,179 |
| Net interest income | $3,950,000 | 4,358 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $868,000 | 3,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,691 |
| Total noninterest expense | $2,977,000 | 4,311 |
| Salaries and employee benefits | $1,556,000 | 4,155 |
| Premises and equipment expense | $464,000 | 4,005 |
| Additional noninterest expense | $957,000 | 4,520 |
| Pre-tax net operating income | $1,841,000 | 3,765 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $644,000 | 3,477 |
| Income before extraordinary items | $1,196,000 | 3,973 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,196,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,196,650 | 3,956 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 5,158 |
| Total interest expense | $2,241,000 | 5,094 |
| Net interest income | $3,362,000 | 5,121 |
| Provision for loan and lease losses | $245,000 | 2,637 |
| Total noninterest income | $1,025,000 | 3,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $610,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,332 |
| Total noninterest expense | $3,284,000 | 4,079 |
| Salaries and employee benefits | $1,578,000 | 4,097 |
| Premises and equipment expense | $469,000 | 4,020 |
| Additional noninterest expense | $1,237,000 | 3,950 |
| Pre-tax net operating income | $858,000 | 6,590 |
| Securities gains (losses) | $-150,000 | 11,789 |
| Applicable income taxes | $214,000 | 7,113 |
| Income before extraordinary items | $494,000 | 7,366 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $494,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,044 |
| Cash dividends | $439,000 | 3,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $599,000 | 6,605 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,872,000 | 5,042 |
| Total interest expense | $2,198,000 | 5,379 |
| Net interest income | $3,674,000 | 4,751 |
| Provision for loan and lease losses | $163,000 | 4,438 |
| Total noninterest income | $1,240,000 | 2,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $619,000 | 2,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $621,000 | 2,818 |
| Total noninterest expense | $3,393,000 | 4,033 |
| Salaries and employee benefits | $1,601,000 | 4,027 |
| Premises and equipment expense | $471,000 | 4,080 |
| Additional noninterest expense | $1,321,000 | 3,884 |
| Pre-tax net operating income | $1,358,000 | 4,705 |
| Securities gains (losses) | $-35,000 | 13,034 |
| Applicable income taxes | $321,000 | 5,826 |
| Income before extraordinary items | $1,002,000 | 4,699 |
| Extraordinary gains, net | $42,000 | 2,278 |
| Net income | $1,044,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,910 |
| Cash dividends | $385,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,028,600 | 4,352 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,997,000 | 5,493 |
| Total interest expense | $2,668,000 | 5,693 |
| Net interest income | $3,329,000 | 5,242 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $1,157,000 | 2,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $537,000 | 2,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 2,767 |
| Total noninterest expense | $3,095,000 | 4,391 |
| Salaries and employee benefits | $1,475,000 | 4,299 |
| Premises and equipment expense | $458,000 | 4,287 |
| Additional noninterest expense | $1,162,000 | 4,472 |
| Pre-tax net operating income | $1,186,000 | 4,962 |
| Securities gains (losses) | $-85,000 | 13,758 |
| Applicable income taxes | $374,000 | 5,049 |
| Income before extraordinary items | $727,000 | 5,766 |
| Extraordinary gains, net | $183,000 | 467 |
| Net income | $910,000 | 4,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 4,836 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $783,100 | 5,134 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.