Home > FIRST FINANCIAL BANK > Income and Expense
FIRST FINANCIAL BANK, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 3,527 |
| Total interest expense | $162,000 | 6,465 |
| Net interest income | $5,048,000 | 3,132 |
| Provision for loan and lease losses | $291,000 | 3,015 |
| Total noninterest income | $750,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $437,000 | 2,235 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 3,624 |
| Total noninterest expense | $2,864,000 | 4,173 |
| Salaries and employee benefits | $1,243,000 | 4,612 |
| Premises and equipment expense | $317,000 | 4,240 |
| Additional noninterest expense | $1,304,000 | 3,440 |
| Pre-tax net operating income | $2,643,000 | 1,876 |
| Securities gains (losses) | $102,000 | 1,966 |
| Applicable income taxes | $757,000 | 1,498 |
| Income before extraordinary items | $1,988,000 | 2,117 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,988,000 | 2,117 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,988,000 | 2,118 |
| Net charge-offs | $340,000 | 2,679 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 879 |
| Net operating income | $1,914,560 | 2,065 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 3,563 |
| Total interest expense | $107,000 | 6,549 |
| Net interest income | $3,343,000 | 3,159 |
| Provision for loan and lease losses | $285,000 | 2,522 |
| Total noninterest income | $471,000 | 3,351 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $280,000 | 2,278 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $191,000 | 3,747 |
| Total noninterest expense | $1,897,000 | 4,204 |
| Salaries and employee benefits | $815,000 | 4,684 |
| Premises and equipment expense | $212,000 | 4,242 |
| Additional noninterest expense | $870,000 | 3,464 |
| Pre-tax net operating income | $1,632,000 | 2,001 |
| Securities gains (losses) | $34,000 | 2,279 |
| Applicable income taxes | $455,000 | 1,578 |
| Income before extraordinary items | $1,211,000 | 2,258 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,211,000 | 2,258 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,211,000 | 2,258 |
| Net charge-offs | $139,000 | 3,123 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 863 |
| Net operating income | $1,186,180 | 2,162 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 3,572 |
| Total interest expense | $56,000 | 6,591 |
| Net interest income | $1,690,000 | 3,143 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $253,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $134,000 | 2,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 3,430 |
| Total noninterest expense | $971,000 | 4,175 |
| Salaries and employee benefits | $423,000 | 4,639 |
| Premises and equipment expense | $107,000 | 4,263 |
| Additional noninterest expense | $441,000 | 3,413 |
| Pre-tax net operating income | $822,000 | 1,985 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $229,000 | 1,573 |
| Income before extraordinary items | $593,000 | 2,280 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $593,000 | 2,282 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $593,000 | 2,283 |
| Net charge-offs | $124,000 | 2,271 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 805 |
| Net operating income | $593,000 | 2,165 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,213,000 | 3,596 |
| Total interest expense | $326,000 | 6,472 |
| Net interest income | $6,887,000 | 3,113 |
| Provision for loan and lease losses | $671,000 | 3,007 |
| Total noninterest income | $871,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $605,000 | 2,222 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $266,000 | 4,044 |
| Total noninterest expense | $3,670,000 | 4,365 |
| Salaries and employee benefits | $1,628,000 | 4,733 |
| Premises and equipment expense | $394,000 | 4,599 |
| Additional noninterest expense | $1,648,000 | 3,619 |
| Pre-tax net operating income | $3,417,000 | 1,630 |
| Securities gains (losses) | $31,000 | 2,879 |
| Applicable income taxes | $989,000 | 1,351 |
| Income before extraordinary items | $2,459,000 | 1,901 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,459,000 | 1,902 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,459,000 | 1,902 |
| Net charge-offs | $556,000 | 3,047 |
| Cash dividends | $1,825,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 960 |
| Net operating income | $2,436,990 | 1,825 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 3,656 |
| Total interest expense | $263,000 | 6,489 |
| Net interest income | $5,124,000 | 3,154 |
| Provision for loan and lease losses | $271,000 | 3,748 |
| Total noninterest income | $609,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $460,000 | 2,213 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $149,000 | 4,533 |
| Total noninterest expense | $2,819,000 | 4,301 |
| Salaries and employee benefits | $1,283,000 | 4,605 |
| Premises and equipment expense | $296,000 | 4,640 |
| Additional noninterest expense | $1,240,000 | 3,599 |
| Pre-tax net operating income | $2,643,000 | 1,655 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $765,000 | 1,337 |
| Income before extraordinary items | $1,878,000 | 1,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,878,000 | 1,931 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,878,000 | 1,931 |
| Net charge-offs | $28,000 | 5,367 |
| Cash dividends | $1,275,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 896 |
| Net operating income | $1,878,000 | 1,841 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 3,715 |
| Total interest expense | $191,000 | 6,484 |
| Net interest income | $3,365,000 | 3,201 |
| Provision for loan and lease losses | $220,000 | 3,411 |
| Total noninterest income | $288,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $301,000 | 2,225 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-13,000 | 7,038 |
| Total noninterest expense | $1,874,000 | 4,345 |
| Salaries and employee benefits | $848,000 | 4,660 |
| Premises and equipment expense | $200,000 | 4,656 |
| Additional noninterest expense | $826,000 | 3,663 |
| Pre-tax net operating income | $1,559,000 | 1,817 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $443,000 | 1,435 |
| Income before extraordinary items | $1,116,000 | 2,070 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,116,000 | 2,070 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,116,000 | 2,070 |
| Net charge-offs | $3,000 | 5,649 |
| Cash dividends | $800,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 857 |
| Net operating income | $1,116,000 | 2,007 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 3,790 |
| Total interest expense | $103,000 | 6,477 |
| Net interest income | $1,641,000 | 3,252 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $266,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $145,000 | 2,245 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $121,000 | 3,253 |
| Total noninterest expense | $950,000 | 4,328 |
| Salaries and employee benefits | $441,000 | 4,571 |
| Premises and equipment expense | $99,000 | 4,717 |
| Additional noninterest expense | $410,000 | 3,662 |
| Pre-tax net operating income | $837,000 | 1,710 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $242,000 | 1,309 |
| Income before extraordinary items | $595,000 | 1,927 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $595,000 | 1,926 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $595,000 | 1,927 |
| Net charge-offs | $-11,000 | 7,030 |
| Cash dividends | $400,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 788 |
| Net operating income | $595,000 | 1,883 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,340,000 | 3,785 |
| Total interest expense | $805,000 | 5,694 |
| Net interest income | $6,535,000 | 3,253 |
| Provision for loan and lease losses | $596,000 | 3,875 |
| Total noninterest income | $1,159,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $689,000 | 2,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $470,000 | 3,278 |
| Total noninterest expense | $3,749,000 | 4,393 |
| Salaries and employee benefits | $1,760,000 | 4,592 |
| Premises and equipment expense | $362,000 | 4,988 |
| Additional noninterest expense | $1,627,000 | 3,786 |
| Pre-tax net operating income | $3,349,000 | 1,471 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $981,000 | 1,234 |
| Income before extraordinary items | $2,369,000 | 1,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,369,000 | 1,740 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,369,000 | 1,741 |
| Net charge-offs | $222,000 | 4,656 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,102 |
| Net operating income | $2,368,290 | 1,672 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,530,000 | 3,844 |
| Total interest expense | $663,000 | 5,665 |
| Net interest income | $4,867,000 | 3,310 |
| Provision for loan and lease losses | $446,000 | 3,753 |
| Total noninterest income | $874,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $526,000 | 2,097 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $348,000 | 3,312 |
| Total noninterest expense | $2,831,000 | 4,389 |
| Salaries and employee benefits | $1,333,000 | 4,599 |
| Premises and equipment expense | $274,000 | 5,045 |
| Additional noninterest expense | $1,224,000 | 3,751 |
| Pre-tax net operating income | $2,464,000 | 1,604 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $720,000 | 1,307 |
| Income before extraordinary items | $1,745,000 | 1,890 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,745,000 | 1,891 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,745,000 | 1,892 |
| Net charge-offs | $184,000 | 4,315 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,024 |
| Net operating income | $1,744,290 | 1,793 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 3,873 |
| Total interest expense | $468,000 | 5,629 |
| Net interest income | $3,216,000 | 3,341 |
| Provision for loan and lease losses | $201,000 | 4,211 |
| Total noninterest income | $574,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $342,000 | 2,133 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $1,880,000 | 4,418 |
| Salaries and employee benefits | $898,000 | 4,590 |
| Premises and equipment expense | $183,000 | 5,069 |
| Additional noninterest expense | $799,000 | 3,803 |
| Pre-tax net operating income | $1,709,000 | 1,523 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $509,000 | 1,200 |
| Income before extraordinary items | $1,201,000 | 1,806 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,201,000 | 1,805 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,201,000 | 1,806 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 967 |
| Net operating income | $1,200,300 | 1,729 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 3,991 |
| Total interest expense | $237,000 | 5,729 |
| Net interest income | $1,567,000 | 3,435 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $279,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $159,000 | 2,241 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $120,000 | 3,194 |
| Total noninterest expense | $946,000 | 4,444 |
| Salaries and employee benefits | $448,000 | 4,661 |
| Premises and equipment expense | $93,000 | 5,121 |
| Additional noninterest expense | $405,000 | 3,767 |
| Pre-tax net operating income | $800,000 | 1,622 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $240,000 | 1,249 |
| Income before extraordinary items | $561,000 | 1,940 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $561,000 | 1,938 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $561,000 | 1,940 |
| Net charge-offs | $31,000 | 4,123 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 934 |
| Net operating income | $560,300 | 1,869 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,931,000 | 4,201 |
| Total interest expense | $883,000 | 6,279 |
| Net interest income | $6,048,000 | 3,441 |
| Provision for loan and lease losses | $715,000 | 4,007 |
| Total noninterest income | $1,224,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $786,000 | 2,069 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $438,000 | 3,415 |
| Total noninterest expense | $3,557,000 | 4,666 |
| Salaries and employee benefits | $1,627,000 | 4,954 |
| Premises and equipment expense | $343,000 | 5,365 |
| Additional noninterest expense | $1,587,000 | 3,928 |
| Pre-tax net operating income | $3,000,000 | 1,333 |
| Securities gains (losses) | $22,000 | 3,000 |
| Applicable income taxes | $901,000 | 1,046 |
| Income before extraordinary items | $2,121,000 | 1,571 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,121,000 | 1,568 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,121,000 | 1,570 |
| Net charge-offs | $466,000 | 3,887 |
| Cash dividends | $1,075,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,243 |
| Net operating income | $2,105,600 | 1,535 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 4,287 |
| Total interest expense | $651,000 | 6,444 |
| Net interest income | $4,495,000 | 3,468 |
| Provision for loan and lease losses | $615,000 | 3,490 |
| Total noninterest income | $905,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $587,000 | 2,083 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $318,000 | 3,531 |
| Total noninterest expense | $2,651,000 | 4,694 |
| Salaries and employee benefits | $1,175,000 | 5,101 |
| Premises and equipment expense | $261,000 | 5,374 |
| Additional noninterest expense | $1,215,000 | 3,843 |
| Pre-tax net operating income | $2,134,000 | 1,524 |
| Securities gains (losses) | $6,000 | 3,115 |
| Applicable income taxes | $632,000 | 1,184 |
| Income before extraordinary items | $1,508,000 | 1,764 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,508,000 | 1,764 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,508,000 | 1,764 |
| Net charge-offs | $448,000 | 3,191 |
| Cash dividends | $700,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,151 |
| Net operating income | $1,503,800 | 1,729 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 4,328 |
| Total interest expense | $440,000 | 6,535 |
| Net interest income | $2,990,000 | 3,470 |
| Provision for loan and lease losses | $450,000 | 3,101 |
| Total noninterest income | $573,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $366,000 | 2,167 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $207,000 | 3,608 |
| Total noninterest expense | $1,785,000 | 4,713 |
| Salaries and employee benefits | $784,000 | 5,164 |
| Premises and equipment expense | $182,000 | 5,312 |
| Additional noninterest expense | $819,000 | 3,810 |
| Pre-tax net operating income | $1,328,000 | 1,689 |
| Securities gains (losses) | $6,000 | 2,720 |
| Applicable income taxes | $391,000 | 1,287 |
| Income before extraordinary items | $943,000 | 1,942 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $943,000 | 1,940 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $943,000 | 1,941 |
| Net charge-offs | $412,000 | 2,569 |
| Cash dividends | $350,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,136 |
| Net operating income | $938,740 | 1,887 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 4,350 |
| Total interest expense | $237,000 | 6,499 |
| Net interest income | $1,483,000 | 3,477 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $281,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $167,000 | 2,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $114,000 | 3,441 |
| Total noninterest expense | $835,000 | 4,831 |
| Salaries and employee benefits | $391,000 | 5,219 |
| Premises and equipment expense | $91,000 | 5,354 |
| Additional noninterest expense | $353,000 | 3,927 |
| Pre-tax net operating income | $629,000 | 1,975 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $184,000 | 1,544 |
| Income before extraordinary items | $445,000 | 2,347 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $445,000 | 2,347 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $445,000 | 2,349 |
| Net charge-offs | $212,000 | 2,087 |
| Cash dividends | $350,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,009 |
| Net operating income | $445,000 | 2,211 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,688,000 | 4,238 |
| Total interest expense | $1,857,000 | 5,491 |
| Net interest income | $5,831,000 | 3,544 |
| Provision for loan and lease losses | $777,000 | 3,091 |
| Total noninterest income | $1,211,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $801,000 | 2,125 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $410,000 | 3,539 |
| Total noninterest expense | $3,245,000 | 4,869 |
| Salaries and employee benefits | $1,611,000 | 5,109 |
| Premises and equipment expense | $363,000 | 5,341 |
| Additional noninterest expense | $1,271,000 | 4,100 |
| Pre-tax net operating income | $3,020,000 | 1,785 |
| Securities gains (losses) | $3,000 | 2,883 |
| Applicable income taxes | $919,000 | 1,274 |
| Income before extraordinary items | $2,104,000 | 1,896 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,104,000 | 1,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 2,880 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,293 |
| Net operating income | $2,101,900 | 2,017 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 4,287 |
| Total interest expense | $1,528,000 | 5,390 |
| Net interest income | $4,281,000 | 3,630 |
| Provision for loan and lease losses | $277,000 | 3,685 |
| Total noninterest income | $923,000 | 3,056 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $607,000 | 2,132 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $316,000 | 3,600 |
| Total noninterest expense | $2,482,000 | 4,780 |
| Salaries and employee benefits | $1,257,000 | 5,024 |
| Premises and equipment expense | $276,000 | 5,327 |
| Additional noninterest expense | $949,000 | 4,025 |
| Pre-tax net operating income | $2,445,000 | 1,965 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $755,000 | 1,438 |
| Income before extraordinary items | $1,693,000 | 2,080 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,693,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 2,357 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,133 |
| Net operating income | $1,690,930 | 2,186 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,862,000 | 4,349 |
| Total interest expense | $1,082,000 | 5,385 |
| Net interest income | $2,780,000 | 3,691 |
| Provision for loan and lease losses | $107,000 | 4,169 |
| Total noninterest income | $617,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $403,000 | 2,106 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $214,000 | 3,629 |
| Total noninterest expense | $1,669,000 | 4,793 |
| Salaries and employee benefits | $868,000 | 4,946 |
| Premises and equipment expense | $183,000 | 5,376 |
| Additional noninterest expense | $618,000 | 4,093 |
| Pre-tax net operating income | $1,621,000 | 2,043 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $502,000 | 1,597 |
| Income before extraordinary items | $1,122,000 | 2,338 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,122,000 | 2,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,078 |
| Net operating income | $1,119,930 | 2,298 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 4,372 |
| Total interest expense | $612,000 | 5,225 |
| Net interest income | $1,356,000 | 3,753 |
| Provision for loan and lease losses | $34,000 | 4,273 |
| Total noninterest income | $315,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $201,000 | 2,073 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,537 |
| Total noninterest expense | $840,000 | 4,783 |
| Salaries and employee benefits | $433,000 | 4,992 |
| Premises and equipment expense | $89,000 | 5,489 |
| Additional noninterest expense | $318,000 | 3,944 |
| Pre-tax net operating income | $797,000 | 2,167 |
| Securities gains (losses) | $3,000 | 2,367 |
| Applicable income taxes | $246,000 | 1,701 |
| Income before extraordinary items | $554,000 | 2,474 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $554,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 964 |
| Net operating income | $551,930 | 2,409 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,739,000 | 4,458 |
| Total interest expense | $2,743,000 | 5,023 |
| Net interest income | $4,996,000 | 4,009 |
| Provision for loan and lease losses | $132,000 | 4,503 |
| Total noninterest income | $1,181,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $836,000 | 2,059 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $345,000 | 4,003 |
| Total noninterest expense | $3,145,000 | 4,860 |
| Salaries and employee benefits | $1,668,000 | 4,977 |
| Premises and equipment expense | $356,000 | 5,358 |
| Additional noninterest expense | $1,121,000 | 4,271 |
| Pre-tax net operating income | $2,900,000 | 2,540 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $883,000 | 2,016 |
| Income before extraordinary items | $2,020,000 | 2,794 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,020,000 | 2,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,313 |
| Cash dividends | $1,775,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,233 |
| Net operating income | $2,017,900 | 2,782 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,719,000 | 4,521 |
| Total interest expense | $2,050,000 | 5,044 |
| Net interest income | $3,669,000 | 4,082 |
| Provision for loan and lease losses | $102,000 | 4,076 |
| Total noninterest income | $875,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $622,000 | 2,044 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $253,000 | 4,075 |
| Total noninterest expense | $2,326,000 | 4,882 |
| Salaries and employee benefits | $1,229,000 | 5,019 |
| Premises and equipment expense | $268,000 | 5,344 |
| Additional noninterest expense | $829,000 | 4,269 |
| Pre-tax net operating income | $2,116,000 | 2,729 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $634,000 | 2,208 |
| Income before extraordinary items | $1,482,000 | 2,998 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,482,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,450 |
| Cash dividends | $1,325,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,090 |
| Net operating income | $1,482,000 | 2,981 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 4,580 |
| Total interest expense | $1,354,000 | 5,082 |
| Net interest income | $2,400,000 | 4,163 |
| Provision for loan and lease losses | $72,000 | 3,798 |
| Total noninterest income | $551,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $390,000 | 2,167 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $161,000 | 4,188 |
| Total noninterest expense | $1,509,000 | 4,987 |
| Salaries and employee benefits | $792,000 | 5,164 |
| Premises and equipment expense | $178,000 | 5,371 |
| Additional noninterest expense | $539,000 | 4,335 |
| Pre-tax net operating income | $1,370,000 | 2,845 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $409,000 | 2,346 |
| Income before extraordinary items | $961,000 | 3,116 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $961,000 | 3,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $850,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,000 |
| Net operating income | $961,000 | 3,099 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 4,607 |
| Total interest expense | $670,000 | 5,092 |
| Net interest income | $1,190,000 | 4,193 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $264,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $189,000 | 2,152 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $745,000 | 5,039 |
| Salaries and employee benefits | $391,000 | 5,243 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $267,000 | 4,323 |
| Pre-tax net operating income | $673,000 | 2,882 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $200,000 | 2,397 |
| Income before extraordinary items | $473,000 | 3,155 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $473,000 | 3,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $425,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 852 |
| Net operating income | $473,000 | 3,128 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 4,699 |
| Total interest expense | $2,149,000 | 5,206 |
| Net interest income | $4,502,000 | 4,335 |
| Provision for loan and lease losses | $137,000 | 4,199 |
| Total noninterest income | $1,069,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $815,000 | 2,088 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $254,000 | 4,621 |
| Total noninterest expense | $2,891,000 | 5,005 |
| Salaries and employee benefits | $1,512,000 | 5,168 |
| Premises and equipment expense | $336,000 | 5,433 |
| Additional noninterest expense | $1,043,000 | 4,374 |
| Pre-tax net operating income | $2,543,000 | 3,095 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $747,000 | 2,580 |
| Income before extraordinary items | $1,796,000 | 3,355 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,796,000 | 3,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,535 |
| Cash dividends | $1,675,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,182 |
| Net operating income | $1,796,000 | 3,338 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 4,784 |
| Total interest expense | $1,494,000 | 5,353 |
| Net interest income | $3,329,000 | 4,414 |
| Provision for loan and lease losses | $113,000 | 3,903 |
| Total noninterest income | $808,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $610,000 | 2,092 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $198,000 | 4,555 |
| Total noninterest expense | $2,150,000 | 5,023 |
| Salaries and employee benefits | $1,120,000 | 5,184 |
| Premises and equipment expense | $249,000 | 5,492 |
| Additional noninterest expense | $781,000 | 4,349 |
| Pre-tax net operating income | $1,874,000 | 3,250 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $548,000 | 2,733 |
| Income before extraordinary items | $1,326,000 | 3,491 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,326,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,535 |
| Cash dividends | $1,250,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 994 |
| Net operating income | $1,326,000 | 3,473 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 4,831 |
| Total interest expense | $935,000 | 5,404 |
| Net interest income | $2,184,000 | 4,470 |
| Provision for loan and lease losses | $32,000 | 4,953 |
| Total noninterest income | $534,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $392,000 | 2,133 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $142,000 | 4,398 |
| Total noninterest expense | $1,434,000 | 5,045 |
| Salaries and employee benefits | $752,000 | 5,181 |
| Premises and equipment expense | $171,000 | 5,399 |
| Additional noninterest expense | $511,000 | 4,421 |
| Pre-tax net operating income | $1,252,000 | 3,269 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $366,000 | 2,754 |
| Income before extraordinary items | $886,000 | 3,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $886,000 | 3,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,400 |
| Cash dividends | $825,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 851 |
| Net operating income | $886,000 | 3,474 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 4,876 |
| Total interest expense | $435,000 | 5,472 |
| Net interest income | $1,075,000 | 4,490 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $273,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $189,000 | 2,141 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $716,000 | 5,062 |
| Salaries and employee benefits | $371,000 | 5,253 |
| Premises and equipment expense | $86,000 | 5,415 |
| Additional noninterest expense | $259,000 | 4,358 |
| Pre-tax net operating income | $608,000 | 3,280 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $178,000 | 2,776 |
| Income before extraordinary items | $430,000 | 3,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $430,000 | 3,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $400,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $430,000 | 3,486 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 4,780 |
| Total interest expense | $1,404,000 | 5,403 |
| Net interest income | $4,235,000 | 4,454 |
| Provision for loan and lease losses | $114,000 | 4,656 |
| Total noninterest income | $1,249,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $893,000 | 1,922 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $356,000 | 3,981 |
| Total noninterest expense | $2,820,000 | 4,987 |
| Salaries and employee benefits | $1,433,000 | 5,205 |
| Premises and equipment expense | $342,000 | 5,354 |
| Additional noninterest expense | $1,045,000 | 4,276 |
| Pre-tax net operating income | $2,550,000 | 3,120 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $743,000 | 2,714 |
| Income before extraordinary items | $1,809,000 | 3,343 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,809,000 | 3,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,648 |
| Cash dividends | $1,672,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,807,580 | 3,312 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,128,000 | 4,817 |
| Total interest expense | $991,000 | 5,458 |
| Net interest income | $3,137,000 | 4,495 |
| Provision for loan and lease losses | $99,000 | 4,204 |
| Total noninterest income | $979,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $679,000 | 1,892 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $300,000 | 3,791 |
| Total noninterest expense | $2,094,000 | 4,988 |
| Salaries and employee benefits | $1,047,000 | 5,273 |
| Premises and equipment expense | $291,000 | 4,939 |
| Additional noninterest expense | $756,000 | 4,374 |
| Pre-tax net operating income | $1,923,000 | 3,141 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $562,000 | 2,748 |
| Income before extraordinary items | $1,361,000 | 3,375 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,361,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,863 |
| Cash dividends | $1,272,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,361,000 | 3,336 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 4,815 |
| Total interest expense | $622,000 | 5,471 |
| Net interest income | $2,081,000 | 4,498 |
| Provision for loan and lease losses | $78,000 | 3,781 |
| Total noninterest income | $638,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $442,000 | 1,900 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $196,000 | 3,794 |
| Total noninterest expense | $1,407,000 | 4,953 |
| Salaries and employee benefits | $700,000 | 5,249 |
| Premises and equipment expense | $179,000 | 5,190 |
| Additional noninterest expense | $528,000 | 4,192 |
| Pre-tax net operating income | $1,234,000 | 3,175 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $357,000 | 2,782 |
| Income before extraordinary items | $877,000 | 3,420 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $877,000 | 3,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,257 |
| Cash dividends | $857,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $877,000 | 3,370 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 4,826 |
| Total interest expense | $292,000 | 5,551 |
| Net interest income | $1,048,000 | 4,468 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $331,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $219,000 | 1,857 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $717,000 | 4,910 |
| Salaries and employee benefits | $358,000 | 5,209 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $266,000 | 4,163 |
| Pre-tax net operating income | $638,000 | 3,082 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $186,000 | 2,728 |
| Income before extraordinary items | $452,000 | 3,296 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $452,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,020 |
| Cash dividends | $450,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $452,000 | 3,258 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 5,028 |
| Total interest expense | $726,000 | 6,494 |
| Net interest income | $4,008,000 | 4,480 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $1,127,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $925,000 | 1,888 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $202,000 | 5,093 |
| Total noninterest expense | $2,729,000 | 4,995 |
| Salaries and employee benefits | $1,417,000 | 5,134 |
| Premises and equipment expense | $306,000 | 5,633 |
| Additional noninterest expense | $1,006,000 | 4,322 |
| Pre-tax net operating income | $2,370,000 | 3,137 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $698,000 | 2,773 |
| Income before extraordinary items | $1,673,000 | 3,359 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,673,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,118 |
| Cash dividends | $1,620,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,672,290 | 3,292 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 5,119 |
| Total interest expense | $476,000 | 6,819 |
| Net interest income | $2,949,000 | 4,534 |
| Provision for loan and lease losses | $21,000 | 6,290 |
| Total noninterest income | $827,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $689,000 | 1,920 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 5,303 |
| Total noninterest expense | $2,032,000 | 4,974 |
| Salaries and employee benefits | $1,066,000 | 5,081 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $734,000 | 4,362 |
| Pre-tax net operating income | $1,723,000 | 3,253 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $508,000 | 2,870 |
| Income before extraordinary items | $1,215,000 | 3,517 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,215,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $1,170,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,215,000 | 3,430 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 5,237 |
| Total interest expense | $285,000 | 7,094 |
| Net interest income | $1,922,000 | 4,592 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $525,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $434,000 | 1,982 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $91,000 | 5,356 |
| Total noninterest expense | $1,331,000 | 5,052 |
| Salaries and employee benefits | $691,000 | 5,217 |
| Premises and equipment expense | $160,000 | 5,480 |
| Additional noninterest expense | $480,000 | 4,448 |
| Pre-tax net operating income | $1,098,000 | 3,316 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $325,000 | 2,933 |
| Income before extraordinary items | $773,000 | 3,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $773,000 | 3,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $745,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $773,000 | 3,523 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 5,269 |
| Total interest expense | $142,000 | 7,164 |
| Net interest income | $957,000 | 4,607 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $246,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $200,000 | 2,085 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $651,000 | 5,156 |
| Salaries and employee benefits | $337,000 | 5,325 |
| Premises and equipment expense | $80,000 | 5,517 |
| Additional noninterest expense | $234,000 | 4,538 |
| Pre-tax net operating income | $543,000 | 3,320 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $161,000 | 2,965 |
| Income before extraordinary items | $382,000 | 3,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $382,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $370,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $382,000 | 3,511 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 5,493 |
| Total interest expense | $654,000 | 7,209 |
| Net interest income | $3,519,000 | 4,777 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $930,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $688,000 | 2,393 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $242,000 | 4,909 |
| Total noninterest expense | $2,591,000 | 5,089 |
| Salaries and employee benefits | $1,458,000 | 4,937 |
| Premises and equipment expense | $345,000 | 5,221 |
| Additional noninterest expense | $788,000 | 5,104 |
| Pre-tax net operating income | $1,858,000 | 3,554 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $547,000 | 3,230 |
| Income before extraordinary items | $1,311,000 | 3,890 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,311,000 | 3,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,737 |
| Cash dividends | $1,150,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,311,000 | 3,727 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 5,640 |
| Total interest expense | $503,000 | 7,303 |
| Net interest income | $2,555,000 | 4,899 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $672,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $509,000 | 2,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 5,177 |
| Total noninterest expense | $1,905,000 | 5,141 |
| Salaries and employee benefits | $1,071,000 | 5,011 |
| Premises and equipment expense | $263,000 | 5,158 |
| Additional noninterest expense | $571,000 | 5,190 |
| Pre-tax net operating income | $1,322,000 | 3,802 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $390,000 | 3,461 |
| Income before extraordinary items | $938,000 | 4,157 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $938,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,621 |
| Cash dividends | $800,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $933,740 | 3,999 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 5,639 |
| Total interest expense | $351,000 | 7,318 |
| Net interest income | $1,711,000 | 4,880 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $416,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $331,000 | 2,455 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $85,000 | 5,621 |
| Total noninterest expense | $1,289,000 | 5,092 |
| Salaries and employee benefits | $734,000 | 4,908 |
| Premises and equipment expense | $172,000 | 5,198 |
| Additional noninterest expense | $383,000 | 5,166 |
| Pre-tax net operating income | $838,000 | 3,938 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $249,000 | 3,558 |
| Income before extraordinary items | $595,000 | 4,328 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $595,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,683 |
| Cash dividends | $450,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $590,800 | 4,142 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 5,791 |
| Total interest expense | $179,000 | 7,375 |
| Net interest income | $815,000 | 5,023 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $209,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $164,000 | 2,409 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $653,000 | 5,046 |
| Salaries and employee benefits | $371,000 | 4,889 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $371,000 | 4,228 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $108,000 | 3,802 |
| Income before extraordinary items | $263,000 | 4,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,905 |
| Cash dividends | $225,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $263,000 | 4,386 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 5,622 |
| Total interest expense | $903,000 | 7,194 |
| Net interest income | $3,476,000 | 4,776 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $788,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $635,000 | 2,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $2,405,000 | 5,210 |
| Salaries and employee benefits | $1,326,000 | 5,137 |
| Premises and equipment expense | $343,000 | 5,157 |
| Additional noninterest expense | $736,000 | 5,229 |
| Pre-tax net operating income | $1,759,000 | 3,716 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $554,000 | 3,257 |
| Income before extraordinary items | $1,205,000 | 4,077 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,205,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,128 |
| Cash dividends | $1,125,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,205,000 | 3,970 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 5,415 |
| Total interest expense | $2,010,000 | 6,075 |
| Net interest income | $3,303,000 | 4,748 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $769,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $663,000 | 2,254 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $106,000 | 6,307 |
| Total noninterest expense | $2,186,000 | 5,406 |
| Salaries and employee benefits | $1,215,000 | 5,267 |
| Premises and equipment expense | $368,000 | 4,875 |
| Additional noninterest expense | $603,000 | 5,817 |
| Pre-tax net operating income | $1,871,000 | 3,331 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $594,000 | 2,992 |
| Income before extraordinary items | $1,277,000 | 3,634 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,277,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,462 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,277,000 | 3,535 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 5,113 |
| Total interest expense | $2,509,000 | 5,547 |
| Net interest income | $3,440,000 | 4,671 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $756,000 | 3,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $652,000 | 2,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,336 |
| Total noninterest expense | $2,190,000 | 5,348 |
| Salaries and employee benefits | $1,233,000 | 5,098 |
| Premises and equipment expense | $349,000 | 4,941 |
| Additional noninterest expense | $608,000 | 5,736 |
| Pre-tax net operating income | $2,006,000 | 3,320 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $639,000 | 2,993 |
| Income before extraordinary items | $1,367,000 | 3,497 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,367,000 | 3,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 9,584 |
| Cash dividends | $1,325,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,367,000 | 3,483 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,453,000 | 5,267 |
| Total interest expense | $1,848,000 | 6,267 |
| Net interest income | $3,605,000 | 4,548 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $757,000 | 3,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $618,000 | 2,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,780 |
| Total noninterest expense | $2,270,000 | 5,207 |
| Salaries and employee benefits | $1,352,000 | 4,717 |
| Premises and equipment expense | $341,000 | 5,061 |
| Additional noninterest expense | $577,000 | 5,969 |
| Pre-tax net operating income | $2,092,000 | 3,214 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $661,000 | 3,013 |
| Income before extraordinary items | $1,431,000 | 3,365 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,431,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,601 |
| Cash dividends | $1,375,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,431,000 | 3,329 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,740,000 | 5,163 |
| Total interest expense | $2,033,000 | 6,131 |
| Net interest income | $3,707,000 | 4,383 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $704,000 | 3,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $618,000 | 2,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $2,254,000 | 5,121 |
| Salaries and employee benefits | $1,328,000 | 4,681 |
| Premises and equipment expense | $344,000 | 4,936 |
| Additional noninterest expense | $582,000 | 5,867 |
| Pre-tax net operating income | $2,147,000 | 3,146 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $707,000 | 3,004 |
| Income before extraordinary items | $1,440,000 | 3,359 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,440,000 | 3,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,997 |
| Cash dividends | $950,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,440,000 | 3,270 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 5,369 |
| Total interest expense | $1,967,000 | 6,322 |
| Net interest income | $3,590,000 | 4,640 |
| Provision for loan and lease losses | $-75,000 | 10,748 |
| Total noninterest income | $669,000 | 4,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $586,000 | 2,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,280 |
| Total noninterest expense | $2,259,000 | 5,188 |
| Salaries and employee benefits | $1,269,000 | 4,865 |
| Premises and equipment expense | $296,000 | 5,484 |
| Additional noninterest expense | $694,000 | 5,253 |
| Pre-tax net operating income | $2,075,000 | 3,410 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $708,000 | 3,208 |
| Income before extraordinary items | $1,367,000 | 3,641 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,367,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-127,000 | 10,755 |
| Cash dividends | $1,250,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,367,000 | 3,562 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 5,576 |
| Total interest expense | $2,046,000 | 6,331 |
| Net interest income | $3,396,000 | 4,956 |
| Provision for loan and lease losses | $590,000 | 1,537 |
| Total noninterest income | $695,000 | 4,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 2,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,646 |
| Total noninterest expense | $2,042,000 | 5,863 |
| Salaries and employee benefits | $1,151,000 | 5,390 |
| Premises and equipment expense | $251,000 | 6,239 |
| Additional noninterest expense | $640,000 | 6,092 |
| Pre-tax net operating income | $1,459,000 | 4,442 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $495,000 | 4,182 |
| Income before extraordinary items | $964,000 | 4,628 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $964,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $716,000 | 1,096 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $964,000 | 4,574 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,798,000 | 5,352 |
| Total interest expense | $2,116,000 | 6,237 |
| Net interest income | $3,682,000 | 4,656 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $687,000 | 4,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $500,000 | 2,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,316 |
| Total noninterest expense | $2,291,000 | 5,374 |
| Salaries and employee benefits | $1,195,000 | 5,236 |
| Premises and equipment expense | $258,000 | 6,220 |
| Additional noninterest expense | $838,000 | 5,062 |
| Pre-tax net operating income | $2,052,000 | 3,408 |
| Securities gains (losses) | $1,653,000 | 161 |
| Applicable income taxes | $1,282,000 | 1,905 |
| Income before extraordinary items | $2,423,000 | 2,084 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,423,000 | 2,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,348,550 | 3,538 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 5,628 |
| Total interest expense | $1,619,000 | 6,554 |
| Net interest income | $3,441,000 | 5,012 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $742,000 | 3,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $476,000 | 2,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,425 |
| Total noninterest expense | $2,250,000 | 5,634 |
| Salaries and employee benefits | $1,128,000 | 5,533 |
| Premises and equipment expense | $261,000 | 6,340 |
| Additional noninterest expense | $861,000 | 5,376 |
| Pre-tax net operating income | $1,858,000 | 3,643 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $637,000 | 3,341 |
| Income before extraordinary items | $1,221,000 | 3,797 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,221,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,221,000 | 3,828 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 5,898 |
| Total interest expense | $1,432,000 | 7,439 |
| Net interest income | $3,454,000 | 5,014 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $694,000 | 4,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $490,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,605 |
| Total noninterest expense | $2,158,000 | 5,965 |
| Salaries and employee benefits | $1,116,000 | 5,568 |
| Premises and equipment expense | $220,000 | 7,289 |
| Additional noninterest expense | $822,000 | 5,800 |
| Pre-tax net operating income | $1,865,000 | 3,556 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $633,000 | 3,427 |
| Income before extraordinary items | $1,232,000 | 3,918 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,232,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,895 |
| Cash dividends | $1,100,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,232,000 | 3,701 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 6,059 |
| Total interest expense | $1,801,000 | 7,605 |
| Net interest income | $3,525,000 | 4,975 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $630,000 | 4,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $2,158,000 | 6,015 |
| Salaries and employee benefits | $1,069,000 | 5,702 |
| Premises and equipment expense | $260,000 | 6,601 |
| Additional noninterest expense | $829,000 | 5,894 |
| Pre-tax net operating income | $1,964,000 | 3,153 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $664,000 | 3,132 |
| Income before extraordinary items | $1,300,000 | 3,533 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,300,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $1,200,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,300,000 | 3,271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.