Home > First Financial Bank > Income and Expense
First Financial Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $358,000 | 5,475 |
| Total interest expense | $28,000 | 5,385 |
| Net interest income | $330,000 | 5,463 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $23,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $13,000 | 5,045 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,357 |
| Total noninterest expense | $259,000 | 5,497 |
| Salaries and employee benefits | $153,000 | 5,453 |
| Premises and equipment expense | $32,000 | 5,249 |
| Additional noninterest expense | $74,000 | 5,536 |
| Pre-tax net operating income | $84,000 | 5,078 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $19,000 | 3,380 |
| Income before extraordinary items | $65,000 | 5,158 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $65,000 | 5,158 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $65,000 | 5,158 |
| Net charge-offs | $2,000 | 2,694 |
| Cash dividends | $200,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $65,000 | 5,145 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 5,406 |
| Total interest expense | $131,000 | 5,340 |
| Net interest income | $1,540,000 | 5,385 |
| Provision for loan and lease losses | $53,000 | 3,614 |
| Total noninterest income | $122,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $57,000 | 5,076 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $65,000 | 5,203 |
| Total noninterest expense | $1,057,000 | 5,549 |
| Salaries and employee benefits | $603,000 | 5,517 |
| Premises and equipment expense | $129,000 | 5,315 |
| Additional noninterest expense | $325,000 | 5,549 |
| Pre-tax net operating income | $552,000 | 4,735 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $149,000 | 3,094 |
| Income before extraordinary items | $403,000 | 4,919 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $403,000 | 4,918 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $403,000 | 4,918 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $220,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $403,000 | 4,864 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 5,450 |
| Total interest expense | $102,000 | 5,365 |
| Net interest income | $1,174,000 | 5,423 |
| Provision for loan and lease losses | $43,000 | 3,489 |
| Total noninterest income | $80,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $46,000 | 5,077 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $34,000 | 5,419 |
| Total noninterest expense | $799,000 | 5,581 |
| Salaries and employee benefits | $458,000 | 5,539 |
| Premises and equipment expense | $96,000 | 5,374 |
| Additional noninterest expense | $245,000 | 5,601 |
| Pre-tax net operating income | $412,000 | 4,817 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $111,000 | 3,180 |
| Income before extraordinary items | $301,000 | 4,992 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $301,000 | 4,992 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $301,000 | 4,992 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $160,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $301,000 | 4,937 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $850,000 | 5,512 |
| Total interest expense | $68,000 | 5,423 |
| Net interest income | $782,000 | 5,486 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $53,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $31,000 | 5,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 5,498 |
| Total noninterest expense | $531,000 | 5,653 |
| Salaries and employee benefits | $306,000 | 5,607 |
| Premises and equipment expense | $63,000 | 5,434 |
| Additional noninterest expense | $162,000 | 5,671 |
| Pre-tax net operating income | $274,000 | 4,847 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $73,000 | 3,182 |
| Income before extraordinary items | $201,000 | 5,007 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $201,000 | 5,007 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $201,000 | 5,007 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $100,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $201,000 | 4,944 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 5,525 |
| Total interest expense | $36,000 | 5,418 |
| Net interest income | $406,000 | 5,497 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $25,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $11,000 | 5,528 |
| Total noninterest expense | $277,000 | 5,677 |
| Salaries and employee benefits | $163,000 | 5,608 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $83,000 | 5,709 |
| Pre-tax net operating income | $139,000 | 4,804 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $37,000 | 3,155 |
| Income before extraordinary items | $102,000 | 4,997 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $102,000 | 4,998 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $102,000 | 4,998 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $50,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $102,000 | 4,939 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 5,612 |
| Total interest expense | $136,000 | 5,527 |
| Net interest income | $1,532,000 | 5,584 |
| Provision for loan and lease losses | $118,000 | 2,926 |
| Total noninterest income | $151,000 | 5,427 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $52,000 | 5,358 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $99,000 | 5,098 |
| Total noninterest expense | $1,115,000 | 5,731 |
| Salaries and employee benefits | $646,000 | 5,665 |
| Premises and equipment expense | $120,000 | 5,610 |
| Additional noninterest expense | $349,000 | 5,741 |
| Pre-tax net operating income | $450,000 | 5,020 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $136,000 | 3,165 |
| Income before extraordinary items | $314,000 | 5,211 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $314,000 | 5,215 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $314,000 | 5,215 |
| Net charge-offs | $1,000 | 4,383 |
| Cash dividends | $190,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $314,000 | 5,161 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 5,758 |
| Total interest expense | $96,000 | 5,657 |
| Net interest income | $1,067,000 | 5,734 |
| Provision for loan and lease losses | $83,000 | 2,887 |
| Total noninterest income | $87,000 | 5,681 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $41,000 | 5,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,469 |
| Total noninterest expense | $826,000 | 5,798 |
| Salaries and employee benefits | $482,000 | 5,723 |
| Premises and equipment expense | $92,000 | 5,648 |
| Additional noninterest expense | $252,000 | 5,841 |
| Pre-tax net operating income | $245,000 | 5,358 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $69,000 | 3,472 |
| Income before extraordinary items | $176,000 | 5,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,502 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $176,000 | 5,503 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $140,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $176,000 | 5,448 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $738,000 | 5,851 |
| Total interest expense | $60,000 | 5,770 |
| Net interest income | $678,000 | 5,829 |
| Provision for loan and lease losses | $23,000 | 3,455 |
| Total noninterest income | $50,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $27,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $543,000 | 5,861 |
| Salaries and employee benefits | $319,000 | 5,788 |
| Premises and equipment expense | $60,000 | 5,723 |
| Additional noninterest expense | $164,000 | 5,898 |
| Pre-tax net operating income | $162,000 | 5,386 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $45,000 | 3,504 |
| Income before extraordinary items | $117,000 | 5,519 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $117,000 | 5,519 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $117,000 | 5,521 |
| Net charge-offs | $3,000 | 3,598 |
| Cash dividends | $90,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $117,000 | 5,469 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 5,914 |
| Total interest expense | $29,000 | 5,835 |
| Net interest income | $333,000 | 5,888 |
| Provision for loan and lease losses | $5,000 | 3,469 |
| Total noninterest income | $22,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $11,000 | 5,619 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 5,740 |
| Total noninterest expense | $273,000 | 5,920 |
| Salaries and employee benefits | $160,000 | 5,844 |
| Premises and equipment expense | $30,000 | 5,765 |
| Additional noninterest expense | $83,000 | 5,955 |
| Pre-tax net operating income | $77,000 | 5,392 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $20,000 | 3,527 |
| Income before extraordinary items | $57,000 | 5,554 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $57,000 | 5,555 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $57,000 | 5,555 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $40,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $57,000 | 5,495 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 5,930 |
| Total interest expense | $132,000 | 5,887 |
| Net interest income | $1,455,000 | 5,888 |
| Provision for loan and lease losses | $37,000 | 3,964 |
| Total noninterest income | $131,000 | 5,772 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $48,000 | 5,747 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $83,000 | 5,396 |
| Total noninterest expense | $1,091,000 | 6,014 |
| Salaries and employee benefits | $627,000 | 5,957 |
| Premises and equipment expense | $129,000 | 5,856 |
| Additional noninterest expense | $335,000 | 6,042 |
| Pre-tax net operating income | $458,000 | 5,129 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $133,000 | 3,238 |
| Income before extraordinary items | $325,000 | 5,336 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $325,000 | 5,335 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $325,000 | 5,336 |
| Net charge-offs | $-10,000 | 5,658 |
| Cash dividends | $240,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $325,000 | 5,287 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 5,984 |
| Total interest expense | $100,000 | 5,960 |
| Net interest income | $1,104,000 | 5,949 |
| Provision for loan and lease losses | $35,000 | 3,661 |
| Total noninterest income | $82,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $37,000 | 5,792 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $45,000 | 5,703 |
| Total noninterest expense | $813,000 | 6,074 |
| Salaries and employee benefits | $468,000 | 6,002 |
| Premises and equipment expense | $98,000 | 5,892 |
| Additional noninterest expense | $247,000 | 6,118 |
| Pre-tax net operating income | $338,000 | 5,217 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $98,000 | 3,300 |
| Income before extraordinary items | $240,000 | 5,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $240,000 | 5,430 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $240,000 | 5,432 |
| Net charge-offs | $-10,000 | 5,623 |
| Cash dividends | $140,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $240,000 | 5,393 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,029 |
| Total interest expense | $65,000 | 6,035 |
| Net interest income | $739,000 | 5,990 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $52,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $23,000 | 5,870 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $29,000 | 5,746 |
| Total noninterest expense | $535,000 | 6,136 |
| Salaries and employee benefits | $305,000 | 6,082 |
| Premises and equipment expense | $65,000 | 5,944 |
| Additional noninterest expense | $165,000 | 6,161 |
| Pre-tax net operating income | $236,000 | 5,170 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $69,000 | 3,265 |
| Income before extraordinary items | $167,000 | 5,381 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $167,000 | 5,383 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $167,000 | 5,384 |
| Net charge-offs | $-7,000 | 5,559 |
| Cash dividends | $90,000 | 3,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $167,000 | 5,342 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 6,079 |
| Total interest expense | $31,000 | 6,144 |
| Net interest income | $375,000 | 6,027 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $24,000 | 6,142 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $12,000 | 5,863 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $12,000 | 5,871 |
| Total noninterest expense | $265,000 | 6,212 |
| Salaries and employee benefits | $153,000 | 6,144 |
| Premises and equipment expense | $31,000 | 6,040 |
| Additional noninterest expense | $81,000 | 6,247 |
| Pre-tax net operating income | $124,000 | 5,068 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $37,000 | 3,165 |
| Income before extraordinary items | $87,000 | 5,290 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 5,291 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $87,000 | 5,291 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $25,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $87,000 | 5,249 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 6,182 |
| Total interest expense | $133,000 | 6,258 |
| Net interest income | $1,418,000 | 6,132 |
| Provision for loan and lease losses | $32,000 | 4,515 |
| Total noninterest income | $164,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $55,000 | 5,899 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,296 |
| Total noninterest expense | $1,117,000 | 6,242 |
| Salaries and employee benefits | $592,000 | 6,259 |
| Premises and equipment expense | $132,000 | 6,062 |
| Additional noninterest expense | $393,000 | 6,120 |
| Pre-tax net operating income | $433,000 | 5,148 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $132,000 | 3,245 |
| Income before extraordinary items | $301,000 | 5,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $301,000 | 5,417 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $301,000 | 5,417 |
| Net charge-offs | $14,000 | 4,987 |
| Cash dividends | $225,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $301,000 | 5,366 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 6,282 |
| Total interest expense | $99,000 | 6,353 |
| Net interest income | $1,029,000 | 6,235 |
| Provision for loan and lease losses | $32,000 | 4,259 |
| Total noninterest income | $105,000 | 6,043 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $61,000 | 5,634 |
| Total noninterest expense | $840,000 | 6,276 |
| Salaries and employee benefits | $444,000 | 6,299 |
| Premises and equipment expense | $97,000 | 6,125 |
| Additional noninterest expense | $299,000 | 6,145 |
| Pre-tax net operating income | $262,000 | 5,474 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $70,000 | 3,524 |
| Income before extraordinary items | $192,000 | 5,671 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $192,000 | 5,672 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $192,000 | 5,672 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $105,000 | 3,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $192,000 | 5,606 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $732,000 | 6,348 |
| Total interest expense | $64,000 | 6,436 |
| Net interest income | $668,000 | 6,291 |
| Provision for loan and lease losses | $10,000 | 4,495 |
| Total noninterest income | $66,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $37,000 | 5,730 |
| Total noninterest expense | $579,000 | 6,274 |
| Salaries and employee benefits | $293,000 | 6,359 |
| Premises and equipment expense | $66,000 | 6,138 |
| Additional noninterest expense | $220,000 | 6,053 |
| Pre-tax net operating income | $145,000 | 5,614 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $45,000 | 3,552 |
| Income before extraordinary items | $100,000 | 5,856 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $100,000 | 5,858 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $100,000 | 5,858 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $75,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $100,000 | 5,763 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $366,000 | 6,404 |
| Total interest expense | $32,000 | 6,512 |
| Net interest income | $334,000 | 6,336 |
| Provision for loan and lease losses | $5,000 | 4,198 |
| Total noninterest income | $29,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $263,000 | 6,449 |
| Salaries and employee benefits | $145,000 | 6,423 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $81,000 | 6,449 |
| Pre-tax net operating income | $95,000 | 5,374 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $23,000 | 3,519 |
| Income before extraordinary items | $72,000 | 5,578 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $72,000 | 5,580 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $72,000 | 5,580 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $25,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $72,000 | 5,479 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 6,363 |
| Total interest expense | $180,000 | 6,484 |
| Net interest income | $1,488,000 | 6,295 |
| Provision for loan and lease losses | $55,000 | 5,147 |
| Total noninterest income | $125,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $52,000 | 6,183 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $73,000 | 5,577 |
| Total noninterest expense | $1,083,000 | 6,498 |
| Salaries and employee benefits | $587,000 | 6,486 |
| Premises and equipment expense | $144,000 | 6,166 |
| Additional noninterest expense | $352,000 | 6,491 |
| Pre-tax net operating income | $475,000 | 4,975 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $133,000 | 3,305 |
| Income before extraordinary items | $342,000 | 5,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $342,000 | 5,357 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $342,000 | 5,358 |
| Net charge-offs | $5,000 | 5,755 |
| Cash dividends | $245,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $342,000 | 5,157 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 6,463 |
| Total interest expense | $141,000 | 6,578 |
| Net interest income | $1,113,000 | 6,393 |
| Provision for loan and lease losses | $50,000 | 4,919 |
| Total noninterest income | $81,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $40,000 | 6,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,910 |
| Total noninterest expense | $798,000 | 6,594 |
| Salaries and employee benefits | $445,000 | 6,536 |
| Premises and equipment expense | $124,000 | 6,062 |
| Additional noninterest expense | $229,000 | 6,694 |
| Pre-tax net operating income | $346,000 | 5,141 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $98,000 | 3,385 |
| Income before extraordinary items | $248,000 | 5,532 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $248,000 | 5,532 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $248,000 | 5,532 |
| Net charge-offs | $6,000 | 5,452 |
| Cash dividends | $45,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $248,000 | 5,343 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,531 |
| Total interest expense | $95,000 | 6,662 |
| Net interest income | $729,000 | 6,459 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $49,000 | 6,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $24,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $522,000 | 6,670 |
| Salaries and employee benefits | $293,000 | 6,600 |
| Premises and equipment expense | $81,000 | 6,115 |
| Additional noninterest expense | $148,000 | 6,777 |
| Pre-tax net operating income | $226,000 | 5,171 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $62,000 | 3,398 |
| Income before extraordinary items | $164,000 | 5,555 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $164,000 | 5,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $164,000 | 5,554 |
| Net charge-offs | $7,000 | 5,048 |
| Cash dividends | $30,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $164,000 | 5,373 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 6,600 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $360,000 | 6,528 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $23,000 | 6,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $10,000 | 6,521 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $262,000 | 6,719 |
| Salaries and employee benefits | $146,000 | 6,654 |
| Premises and equipment expense | $41,000 | 6,152 |
| Additional noninterest expense | $75,000 | 6,801 |
| Pre-tax net operating income | $106,000 | 5,331 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $26,000 | 3,512 |
| Income before extraordinary items | $80,000 | 5,612 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $80,000 | 5,612 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $80,000 | 5,612 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $30,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $80,000 | 5,456 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 6,487 |
| Total interest expense | $286,000 | 6,607 |
| Net interest income | $1,660,000 | 6,392 |
| Provision for loan and lease losses | $252,000 | 4,337 |
| Total noninterest income | $202,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $40,000 | 6,490 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $162,000 | 4,752 |
| Total noninterest expense | $1,184,000 | 6,646 |
| Salaries and employee benefits | $596,000 | 6,714 |
| Premises and equipment expense | $194,000 | 6,051 |
| Additional noninterest expense | $394,000 | 6,562 |
| Pre-tax net operating income | $426,000 | 4,907 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $116,000 | 3,279 |
| Income before extraordinary items | $310,000 | 5,209 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $310,000 | 5,211 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $310,000 | 5,211 |
| Net charge-offs | $23,000 | 5,858 |
| Cash dividends | $210,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $310,000 | 5,100 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 6,542 |
| Total interest expense | $226,000 | 6,648 |
| Net interest income | $1,244,000 | 6,437 |
| Provision for loan and lease losses | $217,000 | 4,055 |
| Total noninterest income | $119,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $27,000 | 6,579 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $92,000 | 5,182 |
| Total noninterest expense | $860,000 | 6,718 |
| Salaries and employee benefits | $429,000 | 6,793 |
| Premises and equipment expense | $143,000 | 6,119 |
| Additional noninterest expense | $288,000 | 6,650 |
| Pre-tax net operating income | $286,000 | 5,172 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $286,000 | 5,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 5,125 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $286,000 | 5,125 |
| Net charge-offs | $26,000 | 5,405 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $286,000 | 4,994 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $993,000 | 6,577 |
| Total interest expense | $157,000 | 6,696 |
| Net interest income | $836,000 | 6,464 |
| Provision for loan and lease losses | $167,000 | 3,774 |
| Total noninterest income | $80,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $13,000 | 6,739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 5,139 |
| Total noninterest expense | $570,000 | 6,805 |
| Salaries and employee benefits | $283,000 | 6,871 |
| Premises and equipment expense | $98,000 | 6,122 |
| Additional noninterest expense | $189,000 | 6,731 |
| Pre-tax net operating income | $179,000 | 5,241 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $179,000 | 5,166 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 5,165 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $179,000 | 5,166 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $179,000 | 5,079 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 6,649 |
| Total interest expense | $85,000 | 6,706 |
| Net interest income | $403,000 | 6,555 |
| Provision for loan and lease losses | $168,000 | 2,644 |
| Total noninterest income | $51,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $5,000 | 6,822 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 4,790 |
| Total noninterest expense | $282,000 | 6,863 |
| Salaries and employee benefits | $138,000 | 6,939 |
| Premises and equipment expense | $44,000 | 6,344 |
| Additional noninterest expense | $100,000 | 6,717 |
| Pre-tax net operating income | $4,000 | 6,277 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $4,000 | 6,332 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,000 | 6,332 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,000 | 6,332 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $4,000 | 6,297 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $91,000 | 7,631 |
| Total interest expense | $26,000 | 7,597 |
| Net interest income | $65,000 | 7,628 |
| Provision for loan and lease losses | $4,000 | 7,006 |
| Total noninterest income | $280,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,000 | 6,787 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $279,000 | 4,059 |
| Total noninterest expense | $89,000 | 7,643 |
| Salaries and employee benefits | $42,000 | 7,633 |
| Premises and equipment expense | $9,000 | 7,613 |
| Additional noninterest expense | $38,000 | 7,643 |
| Pre-tax net operating income | $252,000 | 5,049 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $252,000 | 5,108 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $252,000 | 5,112 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $252,000 | 5,112 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $252,000 | 4,959 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 6,925 |
| Total interest expense | $387,000 | 6,615 |
| Net interest income | $999,000 | 6,958 |
| Provision for loan and lease losses | $61,000 | 6,100 |
| Total noninterest income | $42,000 | 7,167 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $27,000 | 6,531 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $15,000 | 6,786 |
| Total noninterest expense | $908,000 | 6,910 |
| Salaries and employee benefits | $501,000 | 6,814 |
| Premises and equipment expense | $147,000 | 6,318 |
| Additional noninterest expense | $260,000 | 7,026 |
| Pre-tax net operating income | $72,000 | 5,719 |
| Securities gains (losses) | $503,000 | 739 |
| Applicable income taxes | $61,000 | 3,456 |
| Income before extraordinary items | $514,000 | 4,061 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $514,000 | 4,064 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $514,000 | 4,064 |
| Net charge-offs | $-43,000 | 7,620 |
| Cash dividends | $45,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $66,330 | 5,731 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 6,920 |
| Total interest expense | $273,000 | 6,631 |
| Net interest income | $696,000 | 6,950 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $25,000 | 7,259 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $18,000 | 6,561 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $602,000 | 6,970 |
| Salaries and employee benefits | $336,000 | 6,853 |
| Premises and equipment expense | $90,000 | 6,496 |
| Additional noninterest expense | $176,000 | 7,059 |
| Pre-tax net operating income | $119,000 | 5,388 |
| Securities gains (losses) | $165,000 | 1,069 |
| Applicable income taxes | $-49,000 | 7,076 |
| Income before extraordinary items | $333,000 | 4,110 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $333,000 | 4,110 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $333,000 | 4,109 |
| Net charge-offs | $-21,000 | 7,597 |
| Cash dividends | $20,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $168,000 | 4,951 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 6,977 |
| Total interest expense | $142,000 | 6,702 |
| Net interest income | $352,000 | 7,002 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $12,000 | 7,385 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $300,000 | 7,082 |
| Salaries and employee benefits | $168,000 | 6,944 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $81,000 | 7,253 |
| Pre-tax net operating income | $64,000 | 5,484 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $22,000 | 3,391 |
| Income before extraordinary items | $42,000 | 5,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $42,000 | 5,813 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $42,000 | 5,811 |
| Net charge-offs | $-29,000 | 7,715 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $42,000 | 5,705 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 6,903 |
| Total interest expense | $676,000 | 6,742 |
| Net interest income | $1,541,000 | 6,852 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $58,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $43,000 | 6,590 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $15,000 | 7,069 |
| Total noninterest expense | $1,318,000 | 7,016 |
| Salaries and employee benefits | $754,000 | 6,817 |
| Premises and equipment expense | $192,000 | 6,546 |
| Additional noninterest expense | $372,000 | 7,181 |
| Pre-tax net operating income | $281,000 | 4,567 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $93,000 | 2,916 |
| Income before extraordinary items | $188,000 | 4,847 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $188,000 | 4,849 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $188,000 | 4,849 |
| Net charge-offs | $64,000 | 6,064 |
| Cash dividends | $140,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $188,000 | 4,778 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 6,990 |
| Total interest expense | $518,000 | 6,825 |
| Net interest income | $1,142,000 | 6,923 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $46,000 | 7,445 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $34,000 | 6,588 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $12,000 | 7,206 |
| Total noninterest expense | $907,000 | 7,178 |
| Salaries and employee benefits | $484,000 | 7,136 |
| Premises and equipment expense | $139,000 | 6,650 |
| Additional noninterest expense | $284,000 | 7,195 |
| Pre-tax net operating income | $281,000 | 4,601 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $104,000 | 2,852 |
| Income before extraordinary items | $177,000 | 4,940 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $177,000 | 4,939 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $177,000 | 4,940 |
| Net charge-offs | $78,000 | 5,294 |
| Cash dividends | $20,000 | 4,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $177,000 | 4,893 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,090 |
| Total interest expense | $349,000 | 6,927 |
| Net interest income | $736,000 | 7,010 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $26,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $20,000 | 6,708 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,000 | 7,431 |
| Total noninterest expense | $587,000 | 7,288 |
| Salaries and employee benefits | $326,000 | 7,199 |
| Premises and equipment expense | $97,000 | 6,636 |
| Additional noninterest expense | $164,000 | 7,432 |
| Pre-tax net operating income | $175,000 | 4,788 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $65,000 | 2,966 |
| Income before extraordinary items | $110,000 | 5,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 5,120 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $110,000 | 5,121 |
| Net charge-offs | $109,000 | 4,158 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $110,000 | 5,034 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,120 |
| Total interest expense | $179,000 | 6,978 |
| Net interest income | $367,000 | 7,033 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $9,000 | 6,767 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $276,000 | 7,394 |
| Salaries and employee benefits | $165,000 | 7,208 |
| Premises and equipment expense | $48,000 | 6,693 |
| Additional noninterest expense | $63,000 | 7,648 |
| Pre-tax net operating income | $103,000 | 5,002 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $38,000 | 3,107 |
| Income before extraordinary items | $65,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $65,000 | 5,465 |
| Net charge-offs | $137,000 | 2,509 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $65,000 | 5,286 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 7,105 |
| Total interest expense | $1,061,000 | 6,674 |
| Net interest income | $1,265,000 | 7,287 |
| Provision for loan and lease losses | $-500,000 | 8,296 |
| Total noninterest income | $66,000 | 7,611 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 6,662 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $18,000 | 7,488 |
| Total noninterest expense | $1,423,000 | 6,972 |
| Salaries and employee benefits | $832,000 | 6,827 |
| Premises and equipment expense | $213,000 | 6,573 |
| Additional noninterest expense | $378,000 | 7,128 |
| Pre-tax net operating income | $408,000 | 5,128 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $140,000 | 3,127 |
| Income before extraordinary items | $269,000 | 5,228 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $269,000 | 5,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-558,000 | 8,294 |
| Cash dividends | $70,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $268,340 | 5,389 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 7,211 |
| Total interest expense | $839,000 | 6,692 |
| Net interest income | $881,000 | 7,458 |
| Provision for loan and lease losses | $-500,000 | 8,372 |
| Total noninterest income | $50,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $37,000 | 6,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 7,670 |
| Total noninterest expense | $909,000 | 7,259 |
| Salaries and employee benefits | $485,000 | 7,303 |
| Premises and equipment expense | $147,000 | 6,744 |
| Additional noninterest expense | $277,000 | 7,171 |
| Pre-tax net operating income | $522,000 | 4,878 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $193,000 | 2,951 |
| Income before extraordinary items | $330,000 | 5,086 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $330,000 | 5,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-530,000 | 8,372 |
| Cash dividends | $20,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $329,360 | 5,261 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 7,298 |
| Total interest expense | $586,000 | 6,731 |
| Net interest income | $540,000 | 7,601 |
| Provision for loan and lease losses | $-150,000 | 8,415 |
| Total noninterest income | $28,000 | 7,902 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $21,000 | 6,831 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $611,000 | 7,307 |
| Salaries and employee benefits | $327,000 | 7,352 |
| Premises and equipment expense | $98,000 | 6,783 |
| Additional noninterest expense | $186,000 | 7,184 |
| Pre-tax net operating income | $107,000 | 6,360 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $39,000 | 4,250 |
| Income before extraordinary items | $69,000 | 6,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-155,000 | 8,389 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $68,360 | 6,503 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 7,343 |
| Total interest expense | $310,000 | 6,780 |
| Net interest income | $267,000 | 7,662 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $315,000 | 7,292 |
| Salaries and employee benefits | $162,000 | 7,404 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $103,000 | 7,019 |
| Pre-tax net operating income | $-33,000 | 7,339 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $-12,000 | 7,858 |
| Income before extraordinary items | $-20,000 | 7,390 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-20,000 | 7,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,358 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-20,640 | 7,327 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 7,163 |
| Total interest expense | $1,442,000 | 6,507 |
| Net interest income | $1,113,000 | 7,601 |
| Provision for loan and lease losses | $-200,000 | 8,431 |
| Total noninterest income | $75,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $59,000 | 6,608 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,000 | 7,904 |
| Total noninterest expense | $1,368,000 | 7,107 |
| Salaries and employee benefits | $780,000 | 7,030 |
| Premises and equipment expense | $224,000 | 6,496 |
| Additional noninterest expense | $364,000 | 7,230 |
| Pre-tax net operating income | $20,000 | 7,377 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 5,664 |
| Income before extraordinary items | $11,000 | 7,471 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-267,000 | 8,468 |
| Cash dividends | $79,000 | 5,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $11,000 | 7,440 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 7,200 |
| Total interest expense | $1,119,000 | 6,472 |
| Net interest income | $806,000 | 7,699 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $58,000 | 7,835 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,629 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $13,000 | 7,921 |
| Total noninterest expense | $984,000 | 7,179 |
| Salaries and employee benefits | $564,000 | 7,086 |
| Premises and equipment expense | $162,000 | 6,582 |
| Additional noninterest expense | $258,000 | 7,323 |
| Pre-tax net operating income | $-120,000 | 7,828 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-44,000 | 8,142 |
| Income before extraordinary items | $-76,000 | 7,825 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-76,000 | 7,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-196,000 | 8,464 |
| Cash dividends | $57,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-76,000 | 7,810 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 7,275 |
| Total interest expense | $736,000 | 6,522 |
| Net interest income | $520,000 | 7,803 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $38,000 | 7,903 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $31,000 | 6,626 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $643,000 | 7,257 |
| Salaries and employee benefits | $377,000 | 7,126 |
| Premises and equipment expense | $109,000 | 6,588 |
| Additional noninterest expense | $157,000 | 7,498 |
| Pre-tax net operating income | $-85,000 | 7,954 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-39,000 | 8,256 |
| Income before extraordinary items | $-46,000 | 7,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-46,000 | 7,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 8,434 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-46,000 | 7,896 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 7,351 |
| Total interest expense | $371,000 | 6,516 |
| Net interest income | $241,000 | 7,967 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $21,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $313,000 | 7,343 |
| Salaries and employee benefits | $188,000 | 7,180 |
| Premises and equipment expense | $56,000 | 6,566 |
| Additional noninterest expense | $69,000 | 7,709 |
| Pre-tax net operating income | $-51,000 | 8,036 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-26,000 | 8,330 |
| Income before extraordinary items | $-25,000 | 7,978 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-25,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 8,538 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-25,000 | 7,963 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 6,932 |
| Total interest expense | $1,463,000 | 6,175 |
| Net interest income | $1,331,000 | 7,402 |
| Provision for loan and lease losses | $1,005,000 | 1,036 |
| Total noninterest income | $92,000 | 7,830 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $72,000 | 6,550 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $1,515,000 | 6,863 |
| Salaries and employee benefits | $765,000 | 7,075 |
| Premises and equipment expense | $263,000 | 6,076 |
| Additional noninterest expense | $487,000 | 6,599 |
| Pre-tax net operating income | $-1,097,000 | 8,448 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-377,000 | 8,544 |
| Income before extraordinary items | $-720,000 | 8,378 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-720,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,496,000 | 487 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-720,000 | 8,367 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 6,954 |
| Total interest expense | $1,073,000 | 6,169 |
| Net interest income | $1,042,000 | 7,383 |
| Provision for loan and lease losses | $885,000 | 865 |
| Total noninterest income | $68,000 | 7,916 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $57,000 | 6,566 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $1,124,000 | 6,909 |
| Salaries and employee benefits | $566,000 | 7,092 |
| Premises and equipment expense | $200,000 | 6,078 |
| Additional noninterest expense | $358,000 | 6,644 |
| Pre-tax net operating income | $-899,000 | 8,556 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-297,000 | 8,658 |
| Income before extraordinary items | $-602,000 | 8,504 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-602,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $842,000 | 537 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-602,000 | 8,495 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 6,990 |
| Total interest expense | $661,000 | 6,257 |
| Net interest income | $728,000 | 7,361 |
| Provision for loan and lease losses | $635,000 | 778 |
| Total noninterest income | $40,000 | 8,071 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $734,000 | 6,991 |
| Salaries and employee benefits | $342,000 | 7,351 |
| Premises and equipment expense | $133,000 | 6,083 |
| Additional noninterest expense | $259,000 | 6,479 |
| Pre-tax net operating income | $-601,000 | 8,599 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-137,000 | 8,657 |
| Income before extraordinary items | $-464,000 | 8,572 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-464,000 | 8,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $766,000 | 414 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-464,000 | 8,567 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 6,901 |
| Total interest expense | $311,000 | 6,308 |
| Net interest income | $404,000 | 7,193 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $353,000 | 7,092 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $71,000 | 5,930 |
| Additional noninterest expense | $115,000 | 6,747 |
| Pre-tax net operating income | $-6,000 | 8,241 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-6,000 | 8,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,276 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-6,000 | 8,231 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 6,495 |
| Total interest expense | $1,110,000 | 6,021 |
| Net interest income | $2,012,000 | 6,620 |
| Provision for loan and lease losses | $1,515,000 | 704 |
| Total noninterest income | $111,000 | 7,833 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $77,000 | 6,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,758 |
| Total noninterest expense | $1,304,000 | 7,215 |
| Salaries and employee benefits | $640,000 | 7,475 |
| Premises and equipment expense | $233,000 | 6,388 |
| Additional noninterest expense | $431,000 | 6,927 |
| Pre-tax net operating income | $-696,000 | 8,561 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-275,000 | 8,708 |
| Income before extraordinary items | $-421,000 | 8,524 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-421,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,011,000 | 669 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-421,000 | 8,501 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 6,457 |
| Total interest expense | $789,000 | 6,050 |
| Net interest income | $1,582,000 | 6,529 |
| Provision for loan and lease losses | $719,000 | 1,036 |
| Total noninterest income | $82,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $66,000 | 6,495 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $1,050,000 | 7,054 |
| Salaries and employee benefits | $643,000 | 6,747 |
| Premises and equipment expense | $145,000 | 6,792 |
| Additional noninterest expense | $262,000 | 7,373 |
| Pre-tax net operating income | $-105,000 | 8,432 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-105,000 | 8,455 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-105,000 | 8,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,467 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-105,000 | 8,427 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 6,488 |
| Total interest expense | $480,000 | 6,146 |
| Net interest income | $1,065,000 | 6,508 |
| Provision for loan and lease losses | $137,000 | 2,820 |
| Total noninterest income | $55,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $668,000 | 7,173 |
| Salaries and employee benefits | $452,000 | 6,628 |
| Premises and equipment expense | $84,000 | 7,053 |
| Additional noninterest expense | $132,000 | 7,834 |
| Pre-tax net operating income | $315,000 | 6,503 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $103,000 | 4,783 |
| Income before extraordinary items | $212,000 | 6,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $212,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,103 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $212,000 | 6,787 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 6,539 |
| Total interest expense | $225,000 | 6,232 |
| Net interest income | $533,000 | 6,537 |
| Provision for loan and lease losses | $107,000 | 1,919 |
| Total noninterest income | $25,000 | 7,991 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $347,000 | 7,119 |
| Salaries and employee benefits | $235,000 | 6,549 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $67,000 | 7,872 |
| Pre-tax net operating income | $104,000 | 7,170 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $31,000 | 5,273 |
| Income before extraordinary items | $73,000 | 7,368 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $73,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,274 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $73,000 | 7,335 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 6,287 |
| Total interest expense | $934,000 | 5,856 |
| Net interest income | $2,220,000 | 6,344 |
| Provision for loan and lease losses | $220,000 | 3,536 |
| Total noninterest income | $114,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $89,000 | 6,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,078 |
| Total noninterest expense | $1,530,000 | 6,835 |
| Salaries and employee benefits | $1,025,000 | 6,196 |
| Premises and equipment expense | $199,000 | 6,782 |
| Additional noninterest expense | $306,000 | 7,665 |
| Pre-tax net operating income | $584,000 | 6,435 |
| Securities gains (losses) | $42,000 | 1,872 |
| Applicable income taxes | $200,000 | 4,751 |
| Income before extraordinary items | $426,000 | 6,645 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $426,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,620 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $397,440 | 6,724 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 6,341 |
| Total interest expense | $690,000 | 5,873 |
| Net interest income | $1,630,000 | 6,414 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $74,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $53,000 | 6,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $1,038,000 | 7,066 |
| Salaries and employee benefits | $683,000 | 6,523 |
| Premises and equipment expense | $150,000 | 6,731 |
| Additional noninterest expense | $205,000 | 7,870 |
| Pre-tax net operating income | $566,000 | 6,038 |
| Securities gains (losses) | $42,000 | 1,794 |
| Applicable income taxes | $197,000 | 4,457 |
| Income before extraordinary items | $411,000 | 6,257 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $411,000 | 6,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,955 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $382,440 | 6,355 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 6,495 |
| Total interest expense | $446,000 | 5,984 |
| Net interest income | $1,037,000 | 6,567 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $52,000 | 8,146 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $684,000 | 7,158 |
| Salaries and employee benefits | $456,000 | 6,578 |
| Premises and equipment expense | $92,000 | 6,950 |
| Additional noninterest expense | $136,000 | 7,898 |
| Pre-tax net operating income | $365,000 | 6,083 |
| Securities gains (losses) | $39,000 | 1,614 |
| Applicable income taxes | $133,000 | 4,442 |
| Income before extraordinary items | $271,000 | 6,272 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $244,870 | 6,412 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,599 |
| Total interest expense | $225,000 | 6,002 |
| Net interest income | $500,000 | 6,685 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $359,000 | 7,051 |
| Salaries and employee benefits | $228,000 | 6,623 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $80,000 | 7,636 |
| Pre-tax net operating income | $142,000 | 6,549 |
| Securities gains (losses) | $39,000 | 1,343 |
| Applicable income taxes | $56,000 | 4,705 |
| Income before extraordinary items | $125,000 | 6,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,730 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $98,090 | 6,818 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 6,781 |
| Total interest expense | $1,248,000 | 5,445 |
| Net interest income | $1,520,000 | 7,326 |
| Provision for loan and lease losses | $110,000 | 5,170 |
| Total noninterest income | $79,000 | 8,516 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $22,000 | 8,373 |
| Total noninterest expense | $1,404,000 | 7,067 |
| Salaries and employee benefits | $957,000 | 6,416 |
| Premises and equipment expense | $137,000 | 7,576 |
| Additional noninterest expense | $310,000 | 7,697 |
| Pre-tax net operating income | $85,000 | 8,258 |
| Securities gains (losses) | $-4,000 | 8,670 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $81,000 | 8,318 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $81,000 | 8,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,955 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $85,000 | 8,191 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 6,878 |
| Total interest expense | $994,000 | 5,402 |
| Net interest income | $1,060,000 | 7,539 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $58,000 | 8,603 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $40,000 | 7,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $971,000 | 7,278 |
| Salaries and employee benefits | $664,000 | 6,633 |
| Premises and equipment expense | $97,000 | 7,691 |
| Additional noninterest expense | $210,000 | 7,900 |
| Pre-tax net operating income | $117,000 | 8,142 |
| Securities gains (losses) | $-3,000 | 8,827 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $114,000 | 8,134 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $114,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $117,000 | 7,979 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 6,872 |
| Total interest expense | $675,000 | 5,464 |
| Net interest income | $726,000 | 7,509 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $35,000 | 8,698 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $640,000 | 7,328 |
| Salaries and employee benefits | $444,000 | 6,652 |
| Premises and equipment expense | $68,000 | 7,606 |
| Additional noninterest expense | $128,000 | 8,072 |
| Pre-tax net operating income | $121,000 | 7,836 |
| Securities gains (losses) | $-3,000 | 8,957 |
| Applicable income taxes | $25,000 | 6,463 |
| Income before extraordinary items | $93,000 | 8,026 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $93,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $95,370 | 7,841 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 6,953 |
| Total interest expense | $334,000 | 5,590 |
| Net interest income | $353,000 | 7,591 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $15,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $305,000 | 7,476 |
| Salaries and employee benefits | $208,000 | 6,865 |
| Premises and equipment expense | $36,000 | 7,540 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $63,000 | 7,787 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $53,000 | 7,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $49,100 | 7,772 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 7,367 |
| Total interest expense | $1,236,000 | 6,338 |
| Net interest income | $1,257,000 | 7,825 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $54,000 | 8,926 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $40,000 | 7,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $1,109,000 | 7,702 |
| Salaries and employee benefits | $754,000 | 7,057 |
| Premises and equipment expense | $96,000 | 8,225 |
| Additional noninterest expense | $259,000 | 8,105 |
| Pre-tax net operating income | $202,000 | 7,914 |
| Securities gains (losses) | $-6,000 | 8,842 |
| Applicable income taxes | $48,000 | 6,561 |
| Income before extraordinary items | $148,000 | 8,100 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $148,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $152,560 | 7,970 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,589,000 | 7,650 |
| Total interest expense | $1,406,000 | 7,181 |
| Net interest income | $1,183,000 | 7,921 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $65,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $44,000 | 7,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $940,000 | 8,111 |
| Salaries and employee benefits | $661,000 | 7,376 |
| Premises and equipment expense | $58,000 | 8,998 |
| Additional noninterest expense | $221,000 | 8,492 |
| Pre-tax net operating income | $293,000 | 7,441 |
| Securities gains (losses) | $-8,000 | 9,262 |
| Applicable income taxes | $79,000 | 6,281 |
| Income before extraordinary items | $206,000 | 7,684 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $206,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $211,760 | 7,522 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 7,867 |
| Total interest expense | $1,288,000 | 7,606 |
| Net interest income | $1,253,000 | 7,952 |
| Provision for loan and lease losses | $65,000 | 6,097 |
| Total noninterest income | $54,000 | 9,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 7,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $817,000 | 8,532 |
| Salaries and employee benefits | $599,000 | 7,705 |
| Premises and equipment expense | $52,000 | 9,324 |
| Additional noninterest expense | $166,000 | 9,102 |
| Pre-tax net operating income | $425,000 | 7,341 |
| Securities gains (losses) | $-143,000 | 9,510 |
| Applicable income taxes | $88,000 | 6,675 |
| Income before extraordinary items | $194,000 | 8,101 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $194,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,886 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $292,670 | 7,523 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 7,946 |
| Total interest expense | $1,125,000 | 7,844 |
| Net interest income | $1,342,000 | 7,889 |
| Provision for loan and lease losses | $206,000 | 3,486 |
| Total noninterest income | $65,000 | 9,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 7,982 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $763,000 | 8,834 |
| Salaries and employee benefits | $497,000 | 8,351 |
| Premises and equipment expense | $44,000 | 9,748 |
| Additional noninterest expense | $222,000 | 8,822 |
| Pre-tax net operating income | $438,000 | 7,420 |
| Securities gains (losses) | $-38,000 | 9,727 |
| Applicable income taxes | $130,000 | 6,513 |
| Income before extraordinary items | $270,000 | 7,788 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $270,000 | 7,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,343 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $295,460 | 7,602 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 8,229 |
| Total interest expense | $1,122,000 | 8,100 |
| Net interest income | $1,259,000 | 8,197 |
| Provision for loan and lease losses | $875,000 | 1,095 |
| Total noninterest income | $88,000 | 9,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $612,000 | 9,385 |
| Salaries and employee benefits | $395,000 | 9,000 |
| Premises and equipment expense | $45,000 | 9,930 |
| Additional noninterest expense | $172,000 | 9,434 |
| Pre-tax net operating income | $-140,000 | 9,948 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $-65,000 | 10,164 |
| Income before extraordinary items | $-79,000 | 9,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-79,000 | 9,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $800,000 | 890 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-76,440 | 9,894 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 8,517 |
| Total interest expense | $1,105,000 | 8,395 |
| Net interest income | $1,292,000 | 8,487 |
| Provision for loan and lease losses | $427,000 | 1,996 |
| Total noninterest income | $70,000 | 9,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,147 |
| Total noninterest expense | $557,000 | 9,908 |
| Salaries and employee benefits | $391,000 | 9,316 |
| Premises and equipment expense | $44,000 | 10,343 |
| Additional noninterest expense | $122,000 | 10,319 |
| Pre-tax net operating income | $378,000 | 8,564 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $130,000 | 7,917 |
| Income before extraordinary items | $246,000 | 8,782 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $246,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,709 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $247,300 | 8,732 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 9,068 |
| Total interest expense | $937,000 | 9,215 |
| Net interest income | $1,285,000 | 8,807 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $79,000 | 10,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $589,000 | 10,204 |
| Salaries and employee benefits | $349,000 | 9,966 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $180,000 | 10,170 |
| Pre-tax net operating income | $615,000 | 7,336 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $223,000 | 6,802 |
| Income before extraordinary items | $395,000 | 7,662 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $395,000 | 7,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,928 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $393,080 | 7,620 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 9,766 |
| Total interest expense | $845,000 | 9,811 |
| Net interest income | $1,122,000 | 9,569 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $63,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,383 |
| Total noninterest expense | $537,000 | 10,855 |
| Salaries and employee benefits | $333,000 | 10,472 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $138,000 | 11,204 |
| Pre-tax net operating income | $648,000 | 7,599 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $221,000 | 7,081 |
| Income before extraordinary items | $428,000 | 7,820 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $428,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,045 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $427,340 | 7,793 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 10,512 |
| Total interest expense | $594,000 | 10,631 |
| Net interest income | $1,013,000 | 10,346 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $71,000 | 11,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $513,000 | 11,545 |
| Salaries and employee benefits | $310,000 | 11,114 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $152,000 | 11,766 |
| Pre-tax net operating income | $571,000 | 8,177 |
| Securities gains (losses) | $-165,000 | 11,846 |
| Applicable income taxes | $135,000 | 8,607 |
| Income before extraordinary items | $271,000 | 9,478 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $271,000 | 9,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $381,550 | 8,394 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 11,202 |
| Total interest expense | $553,000 | 11,410 |
| Net interest income | $967,000 | 10,894 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $86,000 | 11,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $489,000 | 12,226 |
| Salaries and employee benefits | $280,000 | 11,873 |
| Premises and equipment expense | $37,000 | 12,642 |
| Additional noninterest expense | $172,000 | 12,128 |
| Pre-tax net operating income | $564,000 | 8,198 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $169,000 | 8,222 |
| Income before extraordinary items | $421,000 | 8,224 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $421,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 12,622 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $402,540 | 8,133 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 11,813 |
| Total interest expense | $681,000 | 11,915 |
| Net interest income | $883,000 | 11,580 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $63,000 | 12,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 10,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $434,000 | 12,997 |
| Salaries and employee benefits | $238,000 | 12,734 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $165,000 | 12,720 |
| Pre-tax net operating income | $437,000 | 8,912 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $142,000 | 8,837 |
| Income before extraordinary items | $296,000 | 9,387 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $296,000 | 9,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $295,320 | 8,996 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.